Page 3

CONTENTS

12 22

18 Features September 2011 12 Consumer Media Campaign

Regulars 04

CEO Message

06

News

08

Opinion

42

Regulation Update

43

Centrelink

44

Technical Update

45

Chapter Event Review

46

Event Calendar

47

Directory

30 Asset Allocation

This month the FPA’s consumer advertising campaign will launch with a co-ordinated national campaign promoting the FPA as a trusted brand.

18 A Country Flavour

CPD Quarterly: ASSYAT DAVID examines the four key steps in determining the right allocation between Australian and international shares.

34 Caring for Older Australians

Financial planners living and working in regional areas face different obstacles than their metropolitan cousins. CAROLINE MUNRO reports.

22 Emotional Intelligence The use of ‘emotional intelligence’ will assist planners to more skilfully deal with clients on complex, emotive issues, writes HELEN PARKER and WAYNE LEAR CFPŽ.

26 Segregating SMSF pensions CPD Quarterly: DEBORAH WIXTED explores the pros and cons of segregating current pension assets or holding assets on an unsegregated basis.

CPD Quarterly: As JANET MANZANEROCARUANA writes, the Productivity Commission’s final report on Caring for Older Australians provides some key recommendations that, if implemented, will force planners to rethink aged care strategies.

38 Assessment of Insurance Payouts CPD Quarterly: A client’s insurance benefits can preclude or reduce their social security entitlements, requiring planners to consider the right strategy to maximise Centrelink benefits, says SARINA RAFFO.

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