HOM EOWNERSHIP BENEFIT PROGRAM Help ing com p anies w it h recruit m ent and ret ent ion of hig h- p erf orm ing em p loyees
OUR GOAL IS SIM PLE To Foster Homeownership Give our Clients and their employees the opportunity to own their own home At Axia, we understand the pride that comes with ownership because our company is 100% Employee Owned You might say that Ownership is in our DNA
The workplace has become a source for ob ta ining fina nc ia l p rod uc ts for the e m p loye e 's e ntire fa m ily. - SHRM 20 16
It â€™s t im e t o ad d Hom eow nership b enef it s t o a t t ra c t a n d re t a in e m p lo ye e s .
“As hiring and keeping talented employees becomes more difficult, HR professionals are strategically leveraging employee benefits as a recruitment and retention tool.” – SHRM 2016
“A tig hte r job m a rke t re q uire s org a nizations to p re se nt the m se lve s a s a n e m p loye r of c hoic e .”
“Org a niza tions tha t ha ve a lre a d y sta rte d to a lte r the ir b e ne fits to a id in re te ntion m a y ha ve a stra te g ic a d va nta g e .”
– SHRM 2016 – Karen W essels, researcher at SHRM
Key Find ing f rom HR Survey Change in importance of benefits in the next three to five years to retain highperforming employees:
SHRM Planning Benefit s Includes Homeow nership
2016 St rat egic Benefit s Surveyâ€”Leveraging Benefits to Retain and Recruit Employees ÂŠSHRM 20 16
BENEFITS RISING IN IM PORTANCE
“Two-thirds of HR Professionals said, health care, retirement planning and flexible working benefits will increase in importance to recruit.”
“Two-third s of HR Profe ssiona ls sa id c a re e r d e ve lop m e nt a nd fle xib le working b e ne fits will inc re a se in im p orta nc e for re c ruiting hig hly skille d e m p loye e s.”
– SHRM 2016
– SHRM 2016
“Thre e -fifths of re sp ond e nts e xp e c t fina nc ia l b e ne fits will inc re a se in im p orta nc e to re c ruit hig hly skille d e m p loye e s.” - SHRM 2016
GENERATIONAL DIFFERENCES Aging workforce focus more on Retirement & Planning Benefits.
Gen X – Foc us on W ork/ Life Ba la nc e , Fa m ily-b a se d Be ne fits.
20 16 Stra te g ic Be ne fits Surve y—©SHRM 20 16
Millennials – foc us on Stud e nt d e b t re p a ym e nt a ssista nc e or a d d itiona l e d uc a tiona l b e ne fits.
First - Tim e Hom e Buyers St at ist ics ▫First-time buyers made up 35% of all home buyers ▫61% of first-time buyers are under the age for 35 ▫Millennials = 35% of a ll p urc ha se s ▫Gen X = 26 % of a ll p urc ha se s ▫67% we re m a rrie d ▫18% Single Fem ales ▫9% Sing le Ma le s
35% Of re c e nt b uye rs
are First -t ime Homeow ners. Highest since
2013 20 16 NATIONAL ASSOCIATION OF REALTORS®
Int rod ucing â€¦
AXIA HOM E LOANS HOM EOWNERSHIP BENEFIT PROGRAM Your employees direct access t o home ow nership
Since 2008, Axia Home Loans has helped over 24,000 families get int o a home In 2017 our goal is anot her 6,000 families
Est ablished in 2007 Headquart ers in Bellevue W A 40+ Branch Offices 125+ Loan Advisors 100% Employee Ow ned
Mort gage Com panies in Am erica 2015, 2016
Rat ing on Zillow
N o Originat ion Fee
Our g oal is t o Ed ucat e and Inf orm
N o Und erw rit ing Fee
Resources: • Privat e lab el w eb p ort al • Cred it Op t im izer • Ed ucat ion
Cert if ied Hom eb uyer Program
N o Processing Fee Consult at ion: Online or In- Person Clear Pass Program *W aiver of Ap p raisal * Cert ain Ref inance Transact ions
PRIVATE LABEL WEB PORTAL
PRIVATE LABEL WEB PORTAL
Axia provides turn-key implementation and custom pages
Online t ools and resources
INTERACTIVE LOAN DASHBOARD
- Af f ord ab ilit y Plan - Dow n Paym ent Analysis - Det ailed Program Analysis
DETAILED CLOSING COST & LOAN ESTIM ATES
Loan Dashb oard is op en 24 / 7
Cert if ied Hom eb uyer Prog ram Purchase Pow er t o m ake a solid of f er!
CLEAR PASS W e are changing t he hom e b uying exp erience t ransf orm ing t he w ay you b uy real est at e. Buying a hom e can b e com p licat ed . W ait ing f or a cred it ap p roval is a t hing of t he p ast . All w e need is you. Just you!
Clear Pass is sim p le you g et a f ree p ass t o t he f ront of t he line.
Fast er Ap p rovals
Less Pap erw ork
Sim p lif ied Process
Leave t he Pap erw ork Behind Conf irm your incom e, em p loym ent and asset s w it h t he t ap of a f ing er.
HAPPY CUSTOM ERS
LETâ€™S GET YOUR EM PLOYEES HOM E
Published on Feb 1, 2017
Axia Home Loans has a turn-key Home Ownership Program for employers to add to their company provided benefits. Call 877-294-2970 or visit ht...