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Car Buying Service


Use the power of USAA to save more on your vehicle purchase Find, build and price the car you want with USAA USAA’s Car Buying Service offers you up front member prices on new cars at a USAA certified dealer. You can also use it to search for used vehicles, view safety and performance information, and get the retail and invoice pricing for any new car or truck.

• Save an average of $4,573 off MSRP • Get your guaranteed price in writing before you even talk with the dealer.

• Get a trade-in estimate on your current car. • Buy with confidence with our Lowest Price Guarantee

$

For more information, visit www.USAA.com


Guaranteed Pricing Much More Than a Car Buying Site The USAA Car Buying Service uses real-time sales data from across the country to help you get the right price for your new car. ™ Great Price LESS THAN

Good Price

$26,559

LESS THAN

Above Market

$27,015

$27,016

OR MORE

650 purchases during the last 6 months

We show you the best local price in your area from a USAA Certified Dealer

Best Local Price

We make it easy to see the difference between a good and a great price

GREAT PRICE

$26,210 Locate Dealers Great Price

Good Price

Above Market

Dealer Cost

Average Paid

Factory Invoice

Sticker Price

$26,628

$26,912

$27,460

$28,625

We show you what others paid for the same car - so you’ll never overpay

How Guaranteed Pricing Works

New Car Pricing Example Based on the same new car model with different option packages.

Your USAA price relative to Factory Invoice is guaranteed at the dealer when you buy any matching trim for the same model year, regardless of your options. You can ask your dealer to see the vehicle’s Factory Invoice to calculate your final purchase price.

2011 Volvo S40 Trim: Sedan w/ Moonroof

Base Vehicle Invoice $26,085

Options Package A Preferred Package Keyless Drive Factory Invoice

Options Package B

$1,880 $432

Climate Package Sirius Radio

$846 $376

$28,397

Factory Invoice

$27,307

My Guarantee $1,500 Below Factory Invoice

My Guarantee $1,500 Below Factory Invoice

My Price with Guarantee

My Price with Guarantee

$26,897

For more information, visit www.USAA.com

$25,807


Finance with USAA Get your loan without leaving your home • Our short application is entirely secure and online. In most cases, you’ll get your decision instantly. • You can e-sign your approved loan immediately, and we’ll even store your documents online for 24/7 access. • Leave your loan check at home? Participating dealers can have the funds transferred electronically.

Save time and money with USAA We offer low member-only rates as low as 1.99% APR for new cars and 3.59% APR for used cars, and up to 100% financing on cars, trucks, vans and SUVs.There are no application fees, hidden closing costs or early-payoff penalties. • Save 20% on CARFAX® Vehicle History Reports. • Unlike most banks, we let you ship your car overseas when you have a permanent change of station (PCS). • Protect your investment online and save with USAA Total Loss Protection for only $299, USAA Debt Protection and the USAA Extended Vehicle Protection Program from Assurant Solutions to provide peace of mind for you and your family.

Why it’s Smart to Buy from a USAA Certified Dealer The 5,000+ dealers in the USAA nationwide network are dedicated to providing the best possible customer experience. Remember, only USAA Certified Dealers provide: • A written guarantee to honor your Price Protection Certificate • Upfront prices and savings on the latest makes and models • A buying experience that is fun, easy and 100% hassle-free

For more information, visit www.USAA.com


A Special Offer from Chrysler Exclusively for USAA Members

Receive $1000 in additional incentives on Chrysler, Dodge, Jeep, & RAM vehicles with valid certificate from the USAA Car Buying Service

Exclusive $1000 Bonus Cash Allowance offer is valid at any franchised U.S. Chrysler Group LLC Dealer. This allowance is valid toward the purchase or lease of an eligible new and unused 2011 Model Year Chrysler Town & Country, Dodge Grand Caravan, Jeep Grand Cherokee, Jeep Wrangler, Jeep Wrangler Unlimited, or Ram 1500 Pickup (Quad Cab and Crew Cab Only). Offer is also valid toward the purchase of an eligible new and unused 2011 MY Chrysler 200 Sedan (excluding LX) or Dodge Avenger (excluding Express). Customer must take retail delivery by January 2, 2012. This Bonus Cash Allowance offer is not available to the general public. Offer is additive to most current national, regional and other bonus incentives and is available on Employee Advantage, Dealership Employee Purchase or Affiliate Rewards Program vehicles. Offer is not compatible with the Military Program or FFA Member incentives. Chrysler offer discounts only to persons eligible for membership in USAA’s Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. Certificate is valid for the person named on certificate and is transferable only to immediate family members within the same household with proof of address (valid driver’s license or state identification card required). Certificate must be presented to a franchised U.S. Chrysler Group LLC dealer. Only one (1) original certificate is valid; duplicates are not. Certificate must be redeemed at time of purchase or lease of eligible vehicle. Only one (1) original certificate may be redeemed per eligible customer per vehicle. Offer not redeemable on a purchase/lease made prior to receiving this certificate. Certificate is nonnegotiable and not redeemable for cash. See dealer for details. *GM and Mercedes-Benz offers are limited time purchase price discounts. Offers available from manufacturers through participating dealers. GM discounts not available on Saturn, Hummer, Pontiac, Saab and Cadillac vehicles, Corvette ZR1, Chevrolet Volt, Camaro convertible, and medium duty trucks. GM and Mercedes-Benz offer discounts only to persons eligible for membership in USAA Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. GM requires presentation of proof of USAA eligibility and will accept a USAA card with USAA number, USAA loan documents, or a USAA insurance card at the time of purchase. Mercedes-Benz requires a USAA card with USAA number or a USAA insurance card and a printed USAA Member Vehicle Incentive Program (EAB) page from USAA Car Buying Service with discount amount and offer code. Mercedes-Benz discount amounts may vary by model year and model. The Fleet incentive must be used at time of purchase or lease. Fleet incentives cannot be used in conjunction with Dealer Employee Purchase Program (DEPP), Mercedes Vehicle Plan (MVP), Master Lease Program (MLP), Diplomat, European Delivery, Courtesy Vehicle Program (CVP), Special Demos, Competitor Conquest Program, other Fleet Programs (Corporate Sales or Fleet Employee Program (FEP)), or non-U.S. Specification vehicles. Some manufacturer incentives cannot be added to the discount. See your dealer for more details. There is no obligation to purchase or continue USAA products or services to obtain the offer. **For a limited time, enjoy $4,000 incentives on the E-Class and M-Class, and $6000 incentives on the S-Class, and GL-Class. Exclusive USAA Offer available now through June 30, 2011. USAA Car Buying Service and Lowest Price Guarantee provided by Zag.com Inc. USAA does not broker, sell, or lease motor vehicles. This is an information publishing site operated by Zag.com Inc. on behalf of USAA. Zag is not the seller of any of the vehicles listed on this site. All vehicles shown on this site are advertised and offered for sale by licensed motor vehicle dealers. All displayed vehicles are subject to availability from the selling dealer, and used vehicles are subject to prior sale and prices listed are not pre-negotiated. Brokerage services in California are provided by Zag, a Californialicensed motor vehicle dealer/broker. USAA Preferred vehicles represent vehicles which are determined to be a good financial value using a USAA developed proprietary statistical model. The model relates MSRP to vehicle features (engine type, drive train, electronic stability control, anti-lock brakes, number of airbags, transmission, body additions, curb weight, horsepower to curb weight, height and vehicle class), fuel economy, insurance cost, additional warranty cost, depreciation, popularity, special USAA member discounts provided by dealers or manufacturers and IIHS top safety pick to determine the value. USAA Preferred vehicles are those vehicles ranked in the top 40 percent for each vehicle class AND obtain “Good/Acceptable” crash test ratings from IIHS. In providing this analysis USAA does not consider factors other than those disclosed in determining USAA Preferred vehicles. USAA Auto Circle ™ is a program provided by United Services Automobile Association. Availability, eligibility restrictions and fees may apply to certain banking, insurance or ancillary products. Property and casualty insurance provided by United Services Automobile Association, and its affiliate property and casualty insurance companies (San Antonio, Texas) is available only to persons eligible for P&C group membership. Eligibility may change on fact based ors such as marital status, rank or military status. Applicants must meet underwriting guidelines. Loans provided by USAA Federal Savings Bank, Member FDIC. Purchase of a bank product does not establish eligibility for or membership in USAA property and casualty insurance companies. Some products provided through USAA Auto Circle are provided by third party providers. Each company has sole liability for its own products. Investments/Insurance: Not FDIC Insured • Not Bank Guaranteed • May Lose Value Use of the term “member” does not convey any legal, ownership, or eligibility rights for property and casualty insurance products. Ownership rights are limited to eligible policyholders of United Services Automobile Association. Eligibility may change based on factors such as marital status, rank, or military status. Contact USAA to update your records or to obtain additional information about eligibility. Children of USAA members are eligible to purchase auto or property insurance if their eligible parent purchases USAA auto or property insurance. Property and casualty insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA County Mutual Insurance Company, USAA Texas Lloyds Company, San Antonio, TX, and USAA, Ltd (Europe) and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products. Bank products provided by USAA Federal Savings Bank, Member FDIC

For more information, visit www.USAA.com


A Special Offer from mercedes-benz Exclusively for USAA Members

Receive up to $6,000 in additional incentives on Mercedes-Benz vehicles • $4,000 incentive on select E-Class Sedans and Wagons • $4,000 incentive on the 5 star safety and comfort M-Class SUV (including BlueTEC & Hybrid)

• $6,000 incentive on the 7 passenger full size GL-Class SUV (including BlueTEC) • $6,000 incentive on the flagship S-Class Sedan (including Hybrid)

GM and Mercedes-Benz offers are limited time purchase price discounts. Offers available from manufacturers through participating dealers. GM discounts not available on Saturn, Hummer, Pontiac, Saab and Cadillac vehicles, Corvette ZR1, Chevrolet Volt, Camaro convertible, and medium duty trucks. GM and Mercedes-Benz offer discounts only to persons eligible for membership in USAA’s Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. GM requires presentation of proof of USAA eligibility and will accept a USAA card with USAA number, USAA loan documents, or a USAA insurance card at the time of purchase. Mercedes-Benz requires a USAA card with USAA number or a USAA insurance card and a printed USAA Member Vehicle Incentive Program (EAB) page from USAA Car Buying Service with discount amount and offer code. Mercedes-Benz discount amounts may vary by model year and model. The Fleet incentive must be used at time of purchase or lease. Fleet incentives cannot be used in conjunction with Dealer Employee Purchase Program (DEPP), Mercedes Vehicle Plan (MVP), Master Lease Program (MLP), Diplomat, European Delivery, Courtesy Vehicle Program (CVP), Special Demos, Competitor Conquest Program, other Fleet Programs (Corporate Sales or Fleet Employee Program (FEP)), or non-U.S. Specification vehicles. Some manufacturer incentives cannot be added to the discount. See your dealer for more details. There is no obligation to purchase or continue USAA products or services to obtain the offer. *GM and Mercedes-Benz offers are limited time purchase price discounts. Offers available from manufacturers through participating dealers. GM discounts not available on Saturn, Hummer, Pontiac, Saab and Cadillac vehicles, Corvette ZR1, Chevrolet Volt, Camaro convertible, and medium duty trucks. GM and Mercedes-Benz offer discounts only to persons eligible for membership in USAA Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. GM requires presentation of proof of USAA eligibility and will accept a USAA card with USAA number, USAA loan documents, or a USAA insurance card at the time of purchase. Mercedes-Benz requires a USAA card with USAA number or a USAA insurance card and a printed USAA Member Vehicle Incentive Program (EAB) page from USAA Car Buying Service with discount amount and offer code. Mercedes-Benz discount amounts may vary by model year and model. The Fleet incentive must be used at time of purchase or lease. Fleet incentives cannot be used in conjunction with Dealer Employee Purchase Program (DEPP), Mercedes Vehicle Plan (MVP), Master Lease Program (MLP), Diplomat, European Delivery, Courtesy Vehicle Program (CVP), Special Demos, Competitor Conquest Program, other Fleet Programs (Corporate Sales or Fleet Employee Program (FEP)), or non-U.S. Specification vehicles. Some manufacturer incentives cannot be added to the discount. See your dealer for more details. There is no obligation to purchase or continue USAA products or services to obtain the offer. **For a limited time, enjoy $4,000 incentives on the E-Class and M-Class, and $6000 incentives on the S-Class, and GL-Class. Exclusive USAA Offer available now through June 30, 2011. USAA Car Buying Service and Lowest Price Guarantee provided by Zag.com Inc. USAA does not broker, sell, or lease motor vehicles. This is an information publishing site operated by Zag.com Inc. on behalf of USAA. Zag is not the seller of any of the vehicles listed on this site. All vehicles shown on this site are advertised and offered for sale by licensed motor vehicle dealers. All displayed vehicles are subject to availability from the selling dealer, and used vehicles are subject to prior sale and prices listed are not pre-negotiated. Brokerage services in California are provided by Zag, a California-licensed motor vehicle dealer/broker. USAA Preferred vehicles represent vehicles which are determined to be a good financial value using a USAA developed proprietary statistical model. The model relates MSRP to vehicle features (engine type, drive train, electronic stability control, anti-lock brakes, number of airbags, transmission, body additions, curb weight, horsepower to curb weight, height and vehicle class), fuel economy, insurance cost, additional warranty cost, depreciation, popularity, special USAA member discounts provided by dealers or manufacturers and IIHS top safety pick to determine the value. USAA Preferred vehicles are those vehicles ranked in the top 40 percent for each vehicle class AND obtain “Good/Acceptable” crash test ratings from IIHS. In providing this analysis USAA does not consider factors other than those disclosed in determining USAA Preferred vehicles. USAA Auto Circle ™ is a program provided by United Services Automobile Association. Availability, eligibility restrictions and fees may apply to certain banking, insurance or ancillary products. Property and casualty insurance provided by United Services Automobile Association, and its affiliate property and casualty insurance companies (San Antonio, Texas) is available only to persons eligible for P&C group membership. Eligibility may change on fact based ors such as marital status, rank or military status. Applicants must meet underwriting guidelines. Loans provided by USAA Federal Savings Bank, Member FDIC. Purchase of a bank product does not establish eligibility for or membership in USAA property and casualty insurance companies. Some products provided through USAA Auto Circle are provided by third party providers. Each company has sole liability for its own products. Investments/Insurance: Not FDIC Insured • Not Bank Guaranteed • May Lose Value Use of the term “member” does not convey any legal, ownership, or eligibility rights for property and casualty insurance products. Ownership rights are limited to eligible policyholders of United Services Automobile Association. Eligibility may change based on factors such as marital status, rank, or military status. Contact USAA to update your records or to obtain additional information about eligibility. Children of USAA members are eligible to purchase auto or property insurance if their eligible parent purchases USAA auto or property insurance. Property and casualty insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA County Mutual Insurance Company, USAA Texas Lloyds Company, San Antonio, TX, and USAA, Ltd (Europe) and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products. Bank products provided by USAA Federal Savings Bank, Member FDIC

For more information, visit www.USAA.com


extra savings from general motors Exclusively for USAA Members

Get up to $750 in additional rebates!

Check out your savings with a USAA Certified Dealer today.

Only USAA Certified Dealers offer the LOWEST PRICE GUARANTEE Don’t forget to have your USAA membership card, insurance card, and/or loan approval documents with you when you visit the dealer to claim your $750 incentive GM, Chrysler and Mercedes-Benz offers are limited time purchase price discounts. Offers available from manufacturers through participating dealers. GM discounts not available on Saturn, Hummer, Pontiac, Saab and Cadillac vehicles, Corvette ZR1, Chevrolet Volt, Camaro convertible, and medium duty trucks. GM, Chrysler and Mercedes-Benz offer discounts only to persons eligible for membership in USAA’s Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. GM requires presentation of proof of USAA eligibility and will accept a USAA card with USAA number, USAA loan documents, or a USAA insurance card at the time of purchase. Mercedes-Benz requires a USAA card with USAA number or a USAA insurance card and a printed USAA Member Vehicle Incentive Program (EAB) page from USAA Car Buying Service with discount amount and offer code. Mercedes-Benz discount amounts may vary by model year and model. The Fleet incentive must be used at time of purchase or lease. Fleet incentives cannot be used in conjunction with Dealer Employee Purchase Program (DEPP), Mercedes Vehicle Plan (MVP), Master Lease Program (MLP), Diplomat, European Delivery, Courtesy Vehicle Program (CVP), Special Demos, Competitor Conquest Program, other Fleet Programs (Corporate Sales or Fleet Employee Program (FEP)), or non-U.S. Specification vehicles. Some manufacturer incentives cannot be added to the discount. See your dealer for more details. There is no obligation to purchase or continue USAA products or services to obtain the offer. *GM and Mercedes-Benz offers are limited time purchase price discounts. Offers available from manufacturers through participating dealers. GM discounts not available on Saturn, Hummer, Pontiac, Saab and Cadillac vehicles, Corvette ZR1, Chevrolet Volt, Camaro convertible, and medium duty trucks. GM and Mercedes-Benz offer discounts only to persons eligible for membership in USAA Property and Casualty Insurance Group. P&C membership is generally available to current and former members of the U.S. Military and their former dependents. GM requires presentation of proof of USAA eligibility and will accept a USAA card with USAA number, USAA loan documents, or a USAA insurance card at the time of purchase. Mercedes-Benz requires a USAA card with USAA number or a USAA insurance card and a printed USAA Member Vehicle Incentive Program (EAB) page from USAA Car Buying Service with discount amount and offer code. Mercedes-Benz discount amounts may vary by model year and model. The Fleet incentive must be used at time of purchase or lease. Fleet incentives cannot be used in conjunction with Dealer Employee Purchase Program (DEPP), Mercedes Vehicle Plan (MVP), Master Lease Program (MLP), Diplomat, European Delivery, Courtesy Vehicle Program (CVP), Special Demos, Competitor Conquest Program, other Fleet Programs (Corporate Sales or Fleet Employee Program (FEP)), or non-U.S. Specification vehicles. Some manufacturer incentives cannot be added to the discount. See your dealer for more details. There is no obligation to purchase or continue USAA products or services to obtain the offer. **For a limited time, enjoy $4,000 incentives on the E-Class and M-Class, and $6000 incentives on the S-Class, and GL-Class. Exclusive USAA Offer available now through June 30, 2011. USAA Car Buying Service and Lowest Price Guarantee provided by Zag.com Inc. USAA does not broker, sell, or lease motor vehicles. This is an information publishing site operated by Zag.com Inc. on behalf of USAA. Zag is not the seller of any of the vehicles listed on this site. All vehicles shown on this site are advertised and offered for sale by licensed motor vehicle dealers. All displayed vehicles are subject to availability from the selling dealer, and used vehicles are subject to prior sale and prices listed are not pre-negotiated. Brokerage services in California are provided by Zag, a California-licensed motor vehicle dealer/broker. USAA Preferred vehicles represent vehicles which are determined to be a good financial value using a USAA developed proprietary statistical model. The model relates MSRP to vehicle features (engine type, drive train, electronic stability control, anti-lock brakes, number of airbags, transmission, body additions, curb weight, horsepower to curb weight, height and vehicle class), fuel economy, insurance cost, additional warranty cost, depreciation, popularity, special USAA member discounts provided by dealers or manufacturers and IIHS top safety pick to determine the value. USAA Preferred vehicles are those vehicles ranked in the top 40 percent for each vehicle class AND obtain “Good/Acceptable” crash test ratings from IIHS. In providing this analysis USAA does not consider factors other than those disclosed in determining USAA Preferred vehicles. USAA Auto Circle ™ is a program provided by United Services Automobile Association. Availability, eligibility restrictions and fees may apply to certain banking, insurance or ancillary products. Property and casualty insurance provided by United Services Automobile Association, and its affiliate property and casualty insurance companies (San Antonio, Texas) is available only to persons eligible for P&C group membership. Eligibility may change on fact based ors such as marital status, rank or military status. Applicants must meet underwriting guidelines. Loans provided by USAA Federal Savings Bank, Member FDIC. Purchase of a bank product does not establish eligibility for or membership in USAA property and casualty insurance companies. Some products provided through USAA Auto Circle are provided by third party providers. Each company has sole liability for its own products. Investments/Insurance: Not FDIC Insured • Not Bank Guaranteed • May Lose Value Use of the term “member” does not convey any legal, ownership, or eligibility rights for property and casualty insurance products. Ownership rights are limited to eligible policyholders of United Services Automobile Association. Eligibility may change based on factors such as marital status, rank, or military status. Contact USAA to update your records or to obtain additional information about eligibility. Children of USAA members are eligible to purchase auto or property insurance if their eligible parent purchases USAA auto or property insurance. Property and casualty insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA County Mutual Insurance Company, USAA Texas Lloyds Company, San Antonio, TX, and USAA, Ltd (Europe) and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products. Bank products provided by USAA Federal Savings Bank, Member FDIC

Car Buying Service

For more information, visit www.USAA.com


What People Are Saying... “This service facilitated what was by FAR the easiest vehicle purchase I have ever made (and I’ve made many)! Dealer honored the price quote given by Truecar, and there was zero haggling or upselling.” -Wade Scheckla Port Hueneme, California

! A A S U , s k Th an - Wad e Scheckla neme, CA Port Hue

“I admit to being lousy at negotiating price with car dealers. USAA’s Car Buying Service provided important pricing info, and put me in touch with dealers that were willing to compete with each other to give me their best deal. My daughter loves her new Subaru Forester; it fits her adventurous outdoor lifestye, and I am happy knowing I got a great deal on the car (below factory invoice). Thank you, USAA!” -Sharon Stephens Amarillo, Texas

“I love my car. I love the price. I love the process, and I will never buy another car without going through USAA!” -Dan Marthaler Chicago, Illinois

USAA is awesome!

- Allison Vela sque Por t Huen em z, e, CA

“I wasn’t going to purchase... I saw that I could save as much as 20% using the USAA Car Buying Service; those savings weren’t available on competing sites. Thank you - I have my dream car at a dream price.”

For more information, visit www.USAA.com

-Wade Scheckla Atlanta, Georgia


For more information, visit www.USAA.com

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