Chapter Two mechanics, plumbers, auto mechanics, and electricians. The problem with most of these trade schools is that students graduate knowing very little about the B and I quadrants. They graduate knowing very little about money, taxes, debt, investing, raising capital, or how to grow out of the E and S quadrant into the B and I quadrants. If we are to solve the problem of unemployment, we need more people trained and educated to become B’s and I’s, true capitalists. The Rich Dad Company focuses on training people for the B and I quadrants. The programs are very different because the people who want to be B’s and I’s are very different and the skills required to become a B or I are different. Most people who seek paycheck security do not do well in the B or I quadrants, the quadrants with the tax incentives from the government. As Tom Wheelwright explained, these tax incentives exist because governments need more people who know how to create jobs and create excess capital that can be invested in projects of interest to the government, such as housing. Today’s unemployment problem is caused by our school system which trains too many students to be employees instead of entrepreneurs, to be workers rather than capitalists.
Changing Quadrants Before changing quadrants, a person needs to be intimately in touch with their core values, because core values define the person in each of the different quadrants. In other words, you do not change quadrants just for tax reasons. If you want to change quadrants, take time to define your core values before changing. For example: • • • • • •
How important is a steady paycheck to you? Are you a good leader? How do you handle stress? Do you have the skills required for the B and I quadrants? In which quadrants do you have the greatest chances of success? How important is your retirement? 68
by Rich Dad, Robert Kiyosaki