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Unfair Advantage Monkeys don’t question why they stuck their hands in a hole in a tree. Most people do not question going to school to get a job and become an employee.

An intelligent person would ask, “What if I don’t want to be an employee?”

2. There are four choices in education. My rich dad explained the diagram of the CASHFLOW Quadrant for me. It was his way of giving me choices in my education and what I wanted to be when I grew up.



E stands for employee S stands for small business or self-employed B stands for big business (500 employees) I stands for investor

Traditional education prepares students for the E and S quadrants. Examples of S-quadrant schools are law schools, medical schools, and dental schools.

It is interesting that it is the top students from our medical and law schools that pay the most in taxes, and they do so because they are in the S quadrant. To me, if I were a top student, I would want to know how to pay less in taxes. Paying higher taxes is one of the traps of the S quadrant.

When an employee quits their job to start their own business, most wind up in the S quadrant, operating a highly specialized small business or service business, such as computer consulting or selling real estate. 11

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Unfair advantage ebook  

by Rich Dad, Robert Kiyosaki

Unfair advantage ebook  

by Rich Dad, Robert Kiyosaki

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