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“Building Lasting Relationships Through Exceptional Service” Darren Little, Loan Officer 757-773-6090 . dlittle@monarchmtg.com NMLSR#698964 Tax rates (per $100) City Chesapeake (Non-Mosquito) Gloucester Hampton James City Mathews Newport News Norfolk Poquoson Portsmouth Smithfield Isle of Wight Suffolk Suffolk/Downtown Suffolk/Rt.17 Virginia Beach VB-Sandbridge VB-Central Bus. S Williamsburg York County

Maximum Seller Concessions Per 100 1.05 1.04 0.61 1.04 0.77 0.56 1.10 1.11 0.92 1.24 0.16 0.52 0.94 1.065 1.20 0.89 0.95 1.39 0.54 0.6575

Contact 757-382-6235 757-382-6235 804-693-3451 757-727-8311 757-253-6650 804-725-7168 757-926-1926 757-664-4732 757-868-3080 757-393-8631 757-365-4200 757-365-4200 757-514-7475 757-514-7474 757-514-7474 757-385-4601 757-385-4601 757-385-4601 757-220-6180 757-890-3381

Lenders Title Insurance- Estimate= 0.40% of loan amount Homeowners Insurance- Estimate = > $200,000 = $75 $200,001-$250,000 = $85 $250,001-$300,000 = $90 $300,0001-$350,000 = $95 $350,001- $400,000 = $100 <$400,001 = +$100 Cox Communications: www.cox.com . 757-224-1111 Dominion Power: www.dom.com . 1-866-366-4357 Virginia Natural Gas: www.virginianaturalgas.com . 1-877-572-3342

Loan Program VA FHA Conventional Conventional Conventional Investor

LTV 100% 96.5% 90.01-100% 75.01-90% Under 75% 80%

Concession 4% 6% 3% 6% 9% 2%

Maximum Loan Amounts Loan Program Loan Limit VA $417,000 VA Jumbo $1,500,000 FHA $458,750 Conventional $417,000 Conventional/Jumbo $5,000,000 VHDA Income & Loan Limits Gross Household Income 2 or fewer = $79,600 3 or more = $92,200

Maximum Sales Price $325,000 $325,000

Utilities: Chesapeake Norfolk Portsmouth Suffolk Virginia Beach

757-382-6352 www.chesapeake.va.us 757-664-6701 www.norfolk.gov 757-393-8524 www.portsmouthva.com 757-514-7000 www.suffolkva.com 757-385-4631 www.vbgov.com

Mortage Information  

Mortage & loan information for Hampton Roads.