Nationwide Company Profile 2012/2013
Success in life often leads to financial complexity. Over time, you become connected to a range of advisers - accountants, stockbrokers, bankers and lawyers â€“ Each making vital contributions to your wealth management. However, without a well-considered, over-arching plan, these inputs can be uncoordinated, leading to inefficiency, turbulence and risk. Nationwide Wealth Advisers starts with a clear strategy to strengthen, grow and protect your financial position. Once we have developed an effective action plan, we become the single, central collaboration point for all inputs in the service of your wealth management. We stand beside you, actively guiding but not controlling your wealth management strategy. We maximise efficiencies, manage risks and ensure seamless collaboration with your advisers. We apply a robust science to your personal wealth management, giving you the confidence to concentrate on what started building your wealth in the first place.
Let Nationwide Wealth Advisers help you take command. Consider us your Private Wealth Captain.
Your Private Wealth Captain Nationwide Wealth Advisers is a privately owned financial advice and wealth management consultancy based in Adelaide. Our clients are typically high income earners and successful business owners who benefit from truly holistic advice and tailored strategies. Whether self-directed or using our full guidance, clients value our active management approach. We work closely with you and your chosen advisers, working as hard as you do to achieve your financial goals. We focus on providing advice and strategies, not financial service products. Our advice framework is robust, incorporating the broad portfolio of your assets and business interests, and our advice is professional, clear and concise. We measure our success on the outcomes we deliver for our clients. We pride ourselves on our integrity, professionalism and transparency in everything we do. We count our clients in the hundreds- not thousands -so we're able to dedicate the time to building deep relationships. As your Private Wealth Captain, Nationwide delivers objective, professional advice, with a comprehensive approach built on many years of best practice. Our uniquely structured process, detailed in the following pages, is tailored to your individual needs. You will have an experienced and dedicated team actively monitoring and managing your financial situation. Over the years, our systems, processes and people have proven themselves time and again. We helped many of our clients navigate through the GFC, confident that their financial situation was being actively managed to achieve the best possible outcome. Our track record provides absolute confidence in Nationwide as your Private Wealth Captain. We look forward to helping you reach even greater success.
Our Values Transparent We operate with complete honesty and openness, regarding both the time spent delivering our services and the way we charge for that time.
Thorough Our advice process is extremely comprehensive. Our financial reviews, however, are concise, providing appropriate levels of detail for you and each of your other professional advisers.
Collaborative We stand beside you, working closely with you and your other advisers in an efficient and constructive manner.
Best-in-class We insist that our wealth creation and risk management advice and strategies, which have been tailored to your needs, always meet the highest professional standards.
Action-oriented We focus on achieving defined outcomes, creating individual benchmarks for you to manage risks and measure success.
Our Commitment To You
We will honour our agreement absolutely
We will provide professional advice, in a courteous and timely manner
We will always deliver advice and service of the highest quality
We will measure success on the financial outcomes we deliver
We will always focus on advice and strategy, not products and transactions
We will proactively manage risks and take action as we become aware of changes to your circumstances
We will respond to your communications promptly
We will meet agreed deadlines and regularly inform you of your progress
We will be open, honest and frank with you at all times
We will communicate regularly with you whilst ensuring absolute confidentiality
We will encourage your feedback regarding our service
We will continually strive for unrivalled excellence
Holistic Financial Advice To define 'holistic financial advice', we must first consider the general make-up of personal wealth in Australia. In total, Australians invest over 6 times more in property-based assets than in Australian equities. Financial services products represent less than 40% of Australians' growth asset exposure (excluding business and other assets). Unfortunately, many financial advisers still focus their advice around financial services products, because these are the traditional source of their remuneration - through commissions. Being truly holistic, Nationwide Wealth Advisers’ advice encompasses your entire portfolio of assets including any business interests. Only by considering your affairs in their entirety can we recommend strategies to manage risks and improve your overall efficiency of wealth creation. As your Private Wealth Captain, Nationwide Wealth works closely with you and your other professional advisers to ensure that everyone is pulling in the same direction: yours. We also aim to protect one of your most precious assets - your time. Below are some of the areas we consider when providing you with holistic advice.
Client Risk Profile
Personal Risk Insurance Requirements
Cash Flow Management and Planning
Corporate and Tax Structures
Strategic Asset Allocation
Retail and Self-Managed Superannuation
Liquidity Management and Planning
Tax Considerations and Planning
Super Contribution Strategies
Gearing Analysis and Capacity Utilisation
Income Distribution Strategies
Direct Property Strategies
Borrowing Through Self-Managed Super
Capital Risk Management
Capital Gains Management
Retirement and Pension Planning
Consolidated Net Asset Position and
Small Business Concessions
Protected Equity Loans
Business Succession Planning
The 6 Step Nationwide Wealth Advice Delivery Process At Nationwide Wealth Advisers we have designed our advisory process to meet the very different needs of self-directed business owners and high-income individuals. The strength of our process is its efficient identification and ongoing management of risks while we pursue the agreed wealth creation strategies. It's a unique approach in an industry that still maintains an unhealthy focus on financial products and transactions. The Nationwide advice process combines industry-leading and proprietary systems with our proven strategic wealth management philosophy. The result is a robust advice framework that actively manages your risks and improves the overall efficiency of your wealth creation. At Nationwide, the Advice Delivery Process is broken up into 6 distinct steps:
Initial Consultation & General Strategies Overview Client Fact Find Consultation & Information Gathering Analysis of Current Situation & Preparation of Financial Review Report Preparation of a Tailored Statement of Advice Implementation of Strategies & Recommendations Ongoing Financial Review Service
Our Transparent Fee Structure At Nationwide Wealth Advisers we provide advice on a pure 'fee for service' basis. So, you are only invoiced for the professional time required to provide your financial advice. Before engaging our services, you are provided with a written fee estimate (budget) based on the scope of work to be performed and the complexity of your financial situation. To provide you with unrivalled transparency, all professional time incurred in relation to your file is accurately recorded, costed and tracked using our industry-leading proprietary software, Compass. This means that you remain in control of the cost of the service at all times and you can see the value of the work performed at any point during the process. Should you need to change the complexity or scope of the engaged work, you are provided with an engagement reconciliation along with an updated fee estimate for approval. Importantly, this approach allows our clients the option of managing their investments themselves while still receiving the benefits of our holistic advice and risk management.
Your Team of Private Advisers Steve Tsimopoulos FPNA, FTIA, FAIM, MFAA, CPMgr Chief Executive Office Steven Tsimopoulos is the Chief Executive Officer of the Nationwide Group of Companies, and heads the finance department. Steve has over 25 years of business experience and brings a wealth of management and commercial experience to the firm. Steve is a qualified Accountant, Finance and Mortgage Broker.
Yianni Tsimopoulos DFS FP | FPA, AFA, ATIA, MFAA, AIMM Managing Director; Registered Tax Agent Strategic Financial Advisor Yianni Tsimopoulos is passionate and enthusiastic about finance and the advice profession. After having an active personal involvement in the finance industry for several years, he took the opportunity to become the Managing Director of the Nationwide Group of Companies.
and entrepreneurial mindset.
An experienced professional, Yianni is a strategic business thinker with real business vision, and approaches his passion with a fresh
From the very beginning, Yianni has always focused on providing a client-centric comprehensive service and it is his distinctive approach that contributes to the success of his clients. He takes the time to really get to know his clients, determining their goals and objectives and developing proactive strategies that not only empower them in their own business, but exceed their expectations of an advisor. Yianni has also joined the Board for the Association of Financial Advisers (AFA) GenXt Division, and is constantly pursuing his ambition to create a better advice culture in Australia. As a qualified Financial Planner, Yianni is committed to ongoing education and professional development. He holds many professional memberships including Associate Financial Planner memberships in the Financial Planners Association of Australia (FPA), Member of the Association of Financial Advisers (AFA), Associate Member of Taxation Institute of Australia (TIA) and a Member of the Australian Institute of Management (AIM). Yianni is committed to ensuring Nationwide delivers a complete suite of financial services that encompass all accounting, financial planning, insurance, and finance requirements. Yianni is equally active in his private life; he enjoys water sports as well as long distance running. He combines his passion for adventure and endurance sports with his desire to contribute to society and does his best to raise funds for charities wherever possible.
Qualifications and Experience Diploma in Financial Services (Financial Planning) Diploma in Financial Services (Mortgage Broking) Member of the Taxation Institute of Australia www.nationwidefinance.com.au
Member of the Australian Institute of Management Member of the Financial Planning Association of Australia Member of the Association of Financial Advisors 11
James Tsimopoulos Executive Director James Tsimopoulos, an Executive Director, and the youngest team member of the Nationwide Group of Companies, specialises in accounting, finance, wealth management, real estate and property development. James displays a unique positive energy that is highly contagious, creating a loyal following of satisfied clients and teammates. James recently established and now heads the Real Estate Department. He is a member of The Real Estate Institute of Australia, representing their ‘Next Gen’ division and is a Licensed Real Estate Agent. James was recently awarded with the Rising Star award in Real Estate. James believes that selling and/ or purchasing property is a milestone in one’s life, and he endeavours to provide a simple yet fulfilling experience for Clients seeking his assistance in this field. He can help you obtain the perfect home loan, the perfect property, the perfect buyer or simply give you advice on your specific needs. James is also a licensed mortgage broker and is a member of the Mortgage & Finance Association of Australia. He holds accreditations with all our financial suppliers which accompany him with his Certificate in Financial Services, Diploma of Property Services (Agency Management) and Diploma of Financial Services (Financial Planning). James is also passionate about motivational speaking and sustaining a positive lifestyle and particularly hopes he can inspire and assist young individuals and families in following their very own dreams. Balancing industry ethics with personal concern, James is committed to understanding your goals and helping you.
Qualifications and Experience
Diploma of Financial Services (Mortgage Broking) Member of the Real Estate Institute of South Australia Member of the Taxation Institute of Australia Diploma of Property Services (Agency Management)
Ross Monteleone General Manager of Taxation Services & Business Services Ross is an experienced Financial Advisor and Registered Tax Agent with accounting qualifications. He is highly dedicated to looking after our clients’ needs, and has a passion for offering outstanding service and strategic solutions to all our clients.
Letâ€™s Talk Our business has been built on the strength of referrals from our clients and the professionals we work with every day. We greatly appreciate the trust that these people place in us when making referrals. We are acutely aware of the responsibility we take on as your Private Wealth Captain. It is a role that we accept with confidence and integrity, and with the commitment to deliver the highest level of professionalism and transparency in everything we do. Let Nationwide Wealth Advisers help you take command of your financial future. We look forward to your call.
Do You Have Any Questions? Should you have any questions or require further information regarding any aspect of our service, please feel free to contact one of our professional staff. Via Phone:
08 8250 9434
08 8250 5923
Nationwide Group of Companies 527 Salisbury Highway Parafield Gardens SA 5107
Nationwide Group of Companies 527 Salisbury Highway Parafield Gardens SA 5107
Nationwide Wealth Advisers 527 Salisbury Highway Parafield Gardens SA 5107 08 8250 9434 08 8250 5923 www.nationwidefinance.com.au www.nationwidefinance.com.au
Published on Feb 15, 2012