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Why do Builders use Ingrid’s Team?  Working with Ingrid gives them the edge to work with multiple Banks.  As a Correspondent Lender VITEK has the power and authority to approve and fund for multiple banks; Chase, Bank of Manhattan, Wells Fargo, Citi, US Bank and many more.  This is important since we match your buyer to the best lender – Your borrower will never know that 3 out of 5 lenders would not do their loan. Buyers’ don’t “feel” rejected stay excited!  Working with VITEK, Ingrid's team maintains control through in-house processing, underwriting, docs and funding = on time closings.

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

 Local appraisal panel with appraisers experienced new homes who know how to handle upgrades and builder incentives.  One Stop Shop- Full Service USDA; FHA Direct; VA; CalHFA Approved MCC and CHDAP; NHF MCC; SHRA approved; Jumbo

Value

Integrity

Teamwork

Excellence

Knowledge


Ingrid’s Team Provides Sales Advantages … My team will enhance your sales by focusing on THREE Niche categories: 1.

Creative use of 1st Time Buyer Programs; • Down payment Assistance ½% down (!) CHDAP, or City Programs •

2.

Home Buyers Club_ •

3.

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

MCC all counties helps ratio’s & overcomes payment objections; 2 providers…

Bringing challenged Buyers back…

Purchase Reverse Mortgage • Lower cash investment – no mortgage payments

…VITEK Mortgage Group Builder Division Value

Integrity

Teamwork

Excellence

Knowledge


Ingrid’s Builder Team Grows Buyers… •

We provide alternatives and help for Spotty Credit or Re-entry Buyers. BK; Short Sale & Foreclosures.. •

We say “Not Now” we rarely say “No”.

We provide a “Road Map” for your customers. This gives them (and you) a plan; To Increase credit scores through Credit Exert and Rapid Re-scoring (We work with a top agency)

We build future sales for the next quarter through Home Buyers Club.

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Value

Integrity

Teamwork

Excellence

Knowledge


Buyer Benefits from Ingrid’s VITEK Builder Team..  Buyer/Builder Real-Time Status Updates to sales team and home buyers Weekly detailed status reports to Builder and sales Guaranteed Closing Costs On-Time Closing Competitive Loan Rates Buyer “Touch Point’ Program for communication during construction time. Web presentation for loan choices and examples immediately updatable and cobranded.  Co-ordination with sales regarding upgrades and incentives..       

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Value

Integrity

Teamwork

Excellence

Knowledge


Delivering Solutions with Simplicity & Certainty

Ingrid Pierson NMLS#233666 Builder Services Manager VITEK Mortgage 800-530-9421 916-486-6960 dr. 916-709-5626c www.VITEK-BuilderDivision.com

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Value

Integrity

Teamwork

Excellence

Knowledge

Builders  

why VITEK for your buyers???

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