Top Business Insurance Lexington SC
Our Business is Helping Your Business Commercial Auto Insurance As a business owner, you need the same kinds of insurance coverage's for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Workers Compensation Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.
Business Property and General Liability As independent insurance agents we too are business owners. We understand the need to cover the tangible assets of your business. Those assets may include your building, you furnishings, computers, equipment, tools, and inventory. You also need protection for loss of revenue should a loss slow or stop your income. For every business owner the chance is always there to be sued. Liability insurance can prevent that legal suit from becoming a financial disaster.
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Address The Ricard Agency, LLC 311 North Lake Drive Lexington SC 29072 Telephone (803)957-8680 email@example.com