Insurance Journal West 2023-07-17

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4 | INSURANCE JOURNAL | JULY 17, 2023 INSURANCEJOURNAL.COM Contents News & Markets 8 Report: US Lacks Comprehensive Cybercrime Data 14 US Insurance Market Forecast to Withstand Losses From Large Hurricane This Year: Fitch Report 15 Lightning to Blame for $952M in Homeowners Claims in 2022 19 More Than 17 Million Properties Face Substantial Flood Risk: Study Departments 6 Opening Note 10 Figures 13 Declarations 16 People 18 Business Moves Idea Exchange
Vital Role of Crop Insurance: Protecting Farmers, Ensuring Food Security, and Strengthening Rural Economies
Competitive Advantage: E&O Claim Frequency
Increasing
Late
Closing Quote: The Bank Soundness Question: What It
for Agents Special Report 20 Spotlight: Climate Change Leads to ‘Arctic Opening,’ Creating Key Emerging Risk: Swiss Re 22 Spotlight: Workers’ Comp and Mental Health: Panel Examines Why Worker Wellbeing Matters 24 Closer Look: Why the Investor-Driven Hard Reinsurance Market Will Persist 32 Excess, Surplus & Specialty Lines Directory, Vol. II July 17, 2023 • Vol. 101 No. 13
27 The
28 The
Is
30 Is It Covered?: ‘Better
Than Never?’ Not So Fast. 62
Means

‘Climate-Washing’ Litigation

Challenges to corporate climate commitments, claims about product attributes, overstated investments or support for climate action, and failure to disclose climate risks are on the rise and hitting some courts today, according to a new report, which states that ‘climate-washing’ litigation against companies has increased.

The report “Global trends in climate change litigation: 2023 snapshot” by the Grantham Research Institute on Climate Change and the Environment at the London School of Economics and Political Science shows that 26 climate-washing cases were filed in 2022 compared with fewer than 10 in 2020.

“Cases concerned with mis- and disinformation on climate change are far from new, but the last few years have seen an explosion of ‘climate-washing’ cases filed before both courts and administrative bodies such as consumer protection agencies,” say the authors of the report, Joana Setzer and Kate Higham.

One of the most significant groups of climate-washing cases to emerge in recent years have been cases challenging the truthfulness of corporate climate commitments, particularly where these are not backed up by adequate plans and policies, the authors wrote.

“The growth in climate-washing cases reflects broader concerns with corporate accountability for climate pledges along with ongoing debates about the role of companies in climate decision-making,” the authors say.

Overall, the report shows that there was a peak in 2021 in new climate litigation, with 266 cases filed. Although only 222 new cases were filed in 2022, the authors caution that it is not yet clear it marks the start of a downward trend.

They point out that the filing of new climate litigation cases in the United States peaked in 2020 during the final year of Donald Trump’s Presidency.

The analysis was based on information on 2,341 climate litigation cases contained in a database compiled by the Sabin Centre for Climate Change Law at Columbia Law School. Of these cases, 1,157 were filed since 2015.

The United States continues to be the country with the highest number of documented climate litigation cases, with 1,590 in total. Next is Australia, where 130 cases have been identified, and the United Kingdom with 102. Sixty-seven cases have been filed before the Court of Justice of the European Union. Relatively high numbers of cases have also been documented in Germany (59), Brazil (40) and Canada (35).

The report found that “more than 50% of climate cases have direct judicial outcomes that can be understood as favourable to climate action and in some cases these have led to well documented changes in policy.”

The authors also draw attention to potential future trends, with increasing litigation focused on biodiversity, cases addressing the duties of governments and corporations to protect the ocean, extreme weather events where climate change may not be the central focus, cases concerning short-lived climate pollutants and international litigation between states. To read the full study visit: https://www.lse.ac.uk/ granthaminstitute.

Chairman of the Board Mark Wells | mwells@wellsmedia.com

Chief Executive Officer Joshua Carlson | jcarlson@insurancejournal.com

ADMINISTRATION / CIRCULATION

Chief Financial Officer Mark Wooster | mwooster@wellsmedia.com

Circulation Manager Elizabeth Duffy | eduffy@wellsmedia.com

Staff Accountant Sarah Kersbergen | skersbergen@wellsmedia.com

EDITORIAL

V.P. of Content Andrea Wells | awells@insurancejournal.com

Executive Editor Emeritus Andrew Simpson | asimpson@wellsmedia.com

National Editor Chad Hemenway | chemenway@insurancejournal.com

Southeast Editor William Rabb | wrabb@insurancejournal.com

South Central Editor/Midwest Editor Ezra Amacher | eamacher@insurancejournal.com

West Editor Don Jergler | djergler@insurancejournal.com

International Editor L.S. Howard | lhoward@insurancejournal.com

Content Editor Allen Laman | alaman@wellsmedia.com

Assistant Editor Jahna Jacobson | jjacobson@insurancejournal.com

Copy Editor Stephanie Jones | sjones@insurancejournal.com

Columnists & Contributors

Contributors: Jim Korin, Susanne Sclafane, David W. Tralka

Columnists: Chris Burand, Bill Wilson

SALES / MARKETING

Chief Marketing Officer Julie Tinney | jtinney@insurancejournal.com

West Sales Dena Kaplan | dkaplan@insurancejournal.com

Romeo Valdez | rvaldez@insurancejournal.com

Kelly DeLaMora | kdelamora@wellsmedia.com

South Central Sales

Mindy Trammell | mtrammell@insurancejournal.com

Southeast and East Sales (except for NY, PA, CT)

Howard Simkin | hsimkin@insurancejournal.com

Midwest Sales

Lisa Whalen | (800) 897-9965 x180

East Sales (NY, PA and CT only)

Dave Molchan | (800) 897-9965 x145

Advertising Coordinator

Erin Burns | eburns@insurancejournal.com

Insurance Markets Manager

Kristine Honey | khoney@insurancejournal.com

Sr. Sales & Marketing Coordinator

Laura Roy | lroy@insurancejournal.com

Marketing Administrator Alberto Vazquez | avazquez@insurancejournal.com

Marketing Director Derence Walk | dwalk@insurancejournal.com

DESIGN / WEB / VIDEO

V.P. of Design

Guy Boccia | gboccia@insurancejournal.com

Web Team Lead

Josh Whitlow | jwhitlow@insurancejournal.com

Ad Ops Specialist Jeff Cardrant | jcardrant@insurancejournal.com

Web Developer Terrance Woest | twoest@wellsmedia.com

Web Developer Jason Chipp | jchipp@wellsmedia.com

V.P. of New Media

Bobbie Dodge | bdodge@insurancejournal.com

Videographer/Editor Ashley Waldrop | awaldrop@insurancejournal.com

ACADEMY OF INSURANCE

Director Patrick Wraight | pwraight@ijacademy.com

Online Training Coordinator George Jack | gjack@ijacademy.com

6 | INSURANCE JOURNAL | JULY 17, 2023 Write the Editor: awells@insurancejournal.com Opening
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Note
‘The growth in climate-washing cases reflects broader concerns with corporate accountability…’

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Report: US Lacks Comprehensive Cybercrime Data

The United States lacks comprehensive cybercrime data and monitoring — leaving the country less prepared to combat cybercrime, according to a June report by the United States Government Accountability office.

Federal agencies included in the study noted that there is no single agreed-upon definition of cybercrime or cyber-enabled crime across the government or among law enforcement agencies.

“Seven of 12 agencies (HSI, FBI, DEA, BJS, CCIPS, USPIS, and IRS) reported that the lack of a shared definition of cybercrime impedes the development of shared metrics,” reads the report. “Specifically, given the lack of a standardized definition and varying definitions used by law enforcement agencies, significant work would be required to collect consistent and comparable data on cybercrime.”

Per the report, cybercrime (including

cyber-enabled crime) generally consists of criminal activities that target a computer or network for damage or infiltration or use the internet to conduct criminal activity. The GOA report notes that cybercrime in the United States is increasing, resulting in billions of dollars in losses and threatening public safety.

Agencies’ formal definitions vary. For example, one agency in the study noted that it generally uses the term “cybercrime” to refer to criminal activity committed using a computer but does not independently define cybercrime or cyber-enabled crime.

Another agency specified that it prefers to use the term “computer intrusions.” So, even to the extent they are tracking similar crime data, the report found agencies may not be identifying the same types of offenses as “cybercrime” or “cyber-enabled crime.”

In addition, the GOA found that agency systems vary in the manner and extent

to which they collect data on cybercrime, which limits their ability to consistently track data. Also, data on cybercrime is not collected at a centralized location.

Provisions of the Better Cybercrime Metrics Act — enacted in 2022 — are aimed at addressing some of the existing limitations in how cybercrime data are collected and reported. The development of a cybercrime taxonomy and category in the FBI’s NIBRS system target the lack of a common definition and uniform approach to collecting data on cybercrime, for example.

That taxonomy is due to be completed one year after DOJ enters into its agreement with the National Academies of Science. The establishment of a cybercrime category is due to be completed in May 2024.

“Thus, while it is too early to tell how effective these efforts will be in addressing existing limitations, we plan to monitor these activities,” the GOA wrote.

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Figures

48,830

That's the number of lives lost in the U.S. to firearms in 2021 — the second year of the pandemic — reveals a new report from the Johns Hopkins Center for Gun Violence Solutions, analyzing 2021 Centers for Disease Control and Prevention data. The number is 3,608 higher than 2020’s total. More than half of these deaths — 26,328 — were due to suicide, up 2,036 over 2020 firearm suicides.

$16.8 Million

The amount the Kansas Insurance Department has distributed to firefighters across the state, funds generated by a 2% tax paid by insurance companies on fire and lightning insurance premiums written in Kansas. The funds may pay for the health, accident, disability and life insurance premiums of local firefighters, KID said.

$275,000

The amount a Port Allen, Louisiana, pharmacy, and its owner, must pay to resolve a federal civil lawsuit under the Controlled Substances Act, according to U.S. Attorney Ronald C. Gathe Jr. Stevens Pharmacy and Steven Gough are required to pay civil penalties for the alleged unlawful dispensing or distribution of controlled substances based on facially invalid prescriptions and for allegedly failing to maintain accurate inventories of certain controlled substances between Jan. 1, 2018, and March 4, 2020.

769,000

The approximate number of citations issued by U.S. law enforcement for traffic violations per 100 million vehicle miles traveled in January 2023. That’s down from a pre-pandemic average of about 1,500 citations per 100 million miles in January 2020, according to data analytics company TransUnion. A TransUnion report shows that citations decreased despite an increase in traffic fatalities and a deterioration in motorists’ driving habits.

The approximate number of retired California state employees and other beneficiaries whose personal information – including Social Security numbers – was among data stolen by Russian cybercriminals in the breach of a popular file-transfer application, according to the California Public Employees’ Retirement System.

The breach of the MOVEit program is estimated by cybersecurity experts to have compromised hundreds of organizations globally.

10 | INSURANCE JOURNAL | JULY 17, 2023 INSURANCEJOURNAL.COM
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Declarations

Titan Submersible

“If there were aspects of the design or construction of this vessel that were kept from the passengers or it was knowingly operated despite information that it was not suitable for this dive, that would absolutely go against the validity of the waiver.”

— Texas-based personal injury attorney and maritime law expert Matthew D. Shaffer said regarding the possibility that families of victims lost on the Titan submersible, which apparently imploded during a dive to the Titanic wreck in the North Atlantic in June, may still be able to file lawsuits against the vessel’s owner despite liability waivers signed by the passengers, according to a Reuters report.

Different Debt

“Medical debt is different than other debt. It’s spontaneous. It doesn’t reflect someone’s credit worthiness.”

— Said New York Assemblymember Amy Paulin, a Brooklyn Democrat, said after state legislators passed a bill that would ban hospitals and other health care providers in New York from reporting medical debt to credit agencies under a bill passed by the state’s legislature. If signed by Gov. Kathy Hochul, the law would make New York the second state, after Colorado, to prohibit medical debt from being collected by credit reporting agencies or included in a credit report.

Minneapolis PD Probe

“We observed many MPD officers who did their difficult work with professionalism, courage and respect. … But the patterns and practices we observed made what happened to George Floyd possible.”

— U.S. Attorney General Merrick Garland said at a news conference after the Justice Department released a report alleging that Minneapolis, Minnesota, police have systematically discriminated against Black and Native American people for years and often violated constitutional rights following a sweeping investigation that began after George Floyd was killed. The two-year probe found that Minneapolis officers often used excessive force, including “unjustified deadly force.”

Disappointing Decision

“The Texas Supreme Court’s decision is disappointing to say the least. People lost their lives and the only recourse to the citizens of Texas is to be able to go through the judicial process, and the judicial system, to try to remedy or right the wrong that occurred in this case. And if you can’t count on our judiciary to protect its citizens, I think we’re in a lot of trouble.”

— Commented attorney Majed Nachawati in a Texas Tribune report, regarding the Texas Supreme Court’s 5-4 decision finding that sovereign immunity protects the Electric Reliability Council of Texas — which manages the power supply for most of Texas — from lawsuits. Thousands sued ERCOT over deaths, injuries and damages stemming from the deadly 2021 winter storm during which it cut power to millions of homes and businesses.

Civilian Investigators

“Investigators shall have the same authority as a law enforcement officer to tow or remove a vehicle that is obstructing a public street or highway.”

— From House Bill 140, signed into law by North Carolina Gov. Roy Cooper, which allows cities to hire civilian traffic investigators to handle some traffic accidents, freeing up police officers for other duties. It had overwhelming support in the state legislature. Investigators must be trained, wear uniforms that are different from police, cannot carry weapons, have no power to arrest people, and can work only accidents involving property damage, not injuries.

Right to Know

“If your insurance company is going to increase your premium, you have a right to know why. … This is pretty basic information you should expect from your insurance company, but we hear from hundreds of consumers every year who cannot get a clear, understandable answer on why they’re being charged more.”

— Washington Insurance Commissioner Mike Kreidler said, after a rule requiring insurers to explain premium increases to their policyholders “in language they can understand,” was adopted by the state’s Office of the Insurance Commissioner. The new rule is designed to create more transparency for consumers, and it is intended to give insurers sufficient time to implement the new consumer protections in two phases

JULY 17, 2023 INSURANCE JOURNAL | 13 INSURANCEJOURNAL.COM

News & Markets

US Insurance Market Forecast to Withstand Losses From Large Hurricane This Year: Fitch Report

With ample capital, Fitch Ratings’ latest annual ‘U.S. Hurricane Season’ report indicates U.S. property and casualty (P/C) and reinsurers can absorb losses if a large hurricane makes landfall this year.

Hurricane Ian was the only storm to touch down in the U.S. in 2022 but brought sizeable insured losses totaling $60 billion, turning the year into one of the costliest on record.

The homeowners insurance market in Florida bore the brunt, with direct loss ratio climbing to more than 125%.

“Several of the largest homeowners’ insurers in Florida have actively reduced policies in force through significant rate adjustments, targeted non-renewals and enhanced underwriting restrictions as a way to manage overall exposure,” said Senior Director Chris Grimes.

In April, the Florida Office of Insurance Regulation levied a 1% emergency assessment on all covered lines of business

except auto, according to Fitch, in order to secure funds to cover claims payments relating to the liquidation of United Property & Casualty Insurance Company. Preliminary hurricane forecasts for the year indicate a below average season is expected, “with the probability of a storm hitting the U.S. Atlantic coast comparable to long-term historical averages,” the report stated.

June/July midyear 2023 reinsurance renewals will be challenging for Florida primary underwriters, according to the report, due to increased selectivity and the many companies that have “either partially or completely withdrawn from the property catastrophe market.”

“Sharp changes in reinsurance pricing and underwriting conditions have improved market profit potential, spurring actions indicative of renewed optimism by several established carriers,” said Senior Director Brian Schneider.

As a result of multiple insurers exiting

the homeowners market in Florida, coupled with those that liquidated, Citizen’s Property Insurance Corporation, the state-sponsored insurer of last resort, increased its policies in-force to 1.3 million, representing a 68% increase since year end 2021.

The main source of underwriting volatility remains natural catastrophes, the Fitch report outlined.

Efforts to stabilize the Florida homeowners market, “beset by rapidly growing loss costs and litigation rates on claims,” have come in the form of major reforms signed into Florida law in recent years.

Pro-insurance laws, signed into effect in December 2022, “include the removal of one-way attorney fees, prohibition of the assignment of benefits and limitations on the ability of policyholders to file bad faith claims against insurers,” the report stated.

Policyholder gains from the newly enacted laws include provisions to encourage prompt settlement of claims.

14 | INSURANCE JOURNAL | JULY 17, 2023 INSURANCEJOURNAL.COM

Lightning to Blame for $952M in Homeowners Claims in 2022

Claims involving lightning in 2022 resulted in homeowners insurance payouts approaching $1 billion, according to the Insurance Information Institute.

The total value of claims in 2022 attrib-

utable to lightning was $952 million, down from $1.3 billion in 2021, said Triple-I.

“Insurers are moving toward predicting and preventing losses by advocating for resilience in coordination with the realtime application of technology,” said Sean Kevelighan, CEO, Triple-I. “Lightning Safety Awareness Week (June 18-24) highlights the dangers lightning poses to life and property and how insurers and policyholders are reducing these risks.”

There were 62,189 claims involving lightning in 2022, up from 60,851 in 2021.

Florida had the highest number of lightning claims in 2022, with 5,504. California had the highest average cost per claim at $36,319. The national average cost per claim was $15,280.

According to the National Weather Service, Lightning Safety Awareness Week started in 2001 to call attention to

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JULY 17, 2023 INSURANCE JOURNAL | 15 INSURANCEJOURNAL.COM EXCESS & SURPLUS LINES
Visit us today. northfieldins.com Nothing stated herein affects the terms, conditions and coverages of any insurance policy issued by Northfield or its affiliates, nor does it imply that coverage does or does not exist for any particular claim or type of claim under any such policy. The information in this document is provided for general informational purposes and does not constitute an offer to sell or a solicitation. The information is for surplus lines licensees only. Advertising of surplus lines products may be restricted by state law; surplus lines licensees are responsible for compliance with all such laws. Northfield is a U.S. based surplus lines insurer, operating in all states except IA, MA and MO. State law requires notification that Northfield is not licensed in California or New York. © 2021 The Travelers Indemnity Company. All rights reserved. BNFAD.000B-P Rev. 10-21 * A.M. Best’s rating of A++ applies to certain insurance subsidiaries of Travelers that are members of the Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services, visit travelers.com. Ratings listed herein are current, are used with permission, and are subject to changes by the rating services. For the latest rating, access ambest.com

National

Guy Carpenter, the reinsurance business of Marsh McLennan, announced the expansion of its Cyber team with a series of appointments and promotions.

Matthew McCabe has been appointed managing director of cyber broking. He is based in New York.

McCabe previously was general counsel and risk officer at Kivu Consulting, where he was general counsel and risk officer. He also previously has served as a senior vice president at Marsh, responsible for cyber policy. Before that, he served in policy and counsel roles with the U.S. government.

Grace Seigle has joined Guy Carpenter as a cyber broker based in New York, serving the business’ global client base. She will focus on sourcing capital for the underdeveloped cyber retrocession market. She joins from Gallagher Re.

Guy Carpenter also named Souki Chahid head of international cyber analytics. Chahid will partner closely with Jess Fung, head of North America cyber analytics, and The Marsh McLennan Cyber Risk Analytics Center. Chahid previously worked at CFC as cyber modeling manager.

Zain Awan has been named International Cyber ILS lead, with responsibility for further strengthening Guy Carpenter’s analytical and transactional capabilities to support the growth of the sector. He will also partner with GC Securities to structure and deliver cyber insurance-linked securities transactions. He was most recently senior vice president, Reinsurance Broker & Actuary, in Guy Carpenter’s London Cyber team.

Sabra Purtill has been named permanent chief financial officer of American International Group (AIG).

Purtill was called on in late January to fill the role of interim CFO after the firing of former interim CFO Mark Lyons, who AIG said violated his employment terms with the insurer.

Lyons, who was also executive vice president, global chief actuary, and head of portfolio management, was appointed interim CFO for just a couple of weeks for Shane Fitzsimons, who took what was then a temporary medical leave of absence. Fitzsimons is now stepping down after his leave.

Purtill previously served as CFO of Corebridge Financial.

Prior to that, she was AIG’s executive vice president and chief risk officer, and deputy chief financial officer.

Prior to AIG, Purtill held senior leadership roles in finance and investor relations at The Hartford Financial Services Group, Inc., Assured Guaranty, and ACE Limited (now Chubb).

Alliant Insurance Services has named several new leaders in its real estate and hospitality vertical.

New Executive Vice President and Managing Director Eric Harper has been in the insurance industry for over 28 years, most recently as EVP and team leader at USI Insurance Services.

Senior Vice President Bill Havard has worked in the insurance brokerage industry

for more than 25 years, most recently as senior vice president at USI Insurance Services.

Senior Vice President Steve Sclimenti has some 16 years of commercial insurance experience, most recently as senior vice president-property and casualty insurance broker and consultant at USI Insurance Services.

Robert Engles, first vice president, has worked in the insurance brokerage industry for over 22 years, most recently as partner and vice president at USI Insurance Services.

Alliant Insurance Services is based in California.

East

Aspen Insurance Holdings Limited has appointed Robert Tartaglia to the newly created position of SVP, chief operations officer, insurance. Tartaglia will be based in Aspen’s Jersey City, New Jersey, offices.

Tartaglia has over 20 years of complex global operations, IT, and transformation experience in insurance and reinsurance, including global COO at Allianz Global Corporate & Specialty, chief broking COO at Aon, and various senior operations and technology roles at AIG.

He was most recently operational strategy and growth leader at AIG.

Insurance brokerage

NFP appointed Hamid Abuzaid as the new leader of its

occupational health and safety group (OHS).

NFP is headquartered in New York, New York.

Abuzaid joined NFP in 2019. He previously served as public health and safety expert and site visitor of the institutional biosafety committee at WIRB-Copernicus Group and as senior health and safety consultant at GCG Risk Management. He also previously worked in environmental public health and emergency preparedness for the New York State Department of Health.

Lockton Re has appointed Gregg Cunningham as senior broker and North American property facultative leader. Cunningham is based in New York, where Lockton Re is headquartered.

With more than three decades of industry experience, Cunningham joins Lockton Re from Liberty Mutual Insurance, where he served as executive vice president, leading Liberty’s national property practice. Before that, he spent more than 16 years in various senior property underwriting roles with Travelers. Cunningham has also held property facultative and treaty leadership positions at CNA Re, Swiss Re and Munich Re. He began his career in 1990 with the former National Re.

Midwest

Atain Insurance Companies hired Linc Trimble as its chief underwriting officer. Trimble worked as a consultant with Atain leadership since February and started his new role on June 1.

Attain is headquartered in Farmington Hills, Michigan.

Trimble is based in Charlotte,

16 | INSURANCE JOURNAL | JULY 17, 2023 INSURANCEJOURNAL.COM
People
Sabra Purtill Robert Tartaglia Hamid Abuzaid

North Carolina, and has more than 35 years of industry experience.

Before joining Atain, he served as the chief executive officer of StarStone US after founding its U.S. excess casualty division and serving as its global head of casualty.

Carmel, Indiana-based Allied Solutions has promoted Mark Bugalski to executive vice president (EVP) and chief growth officer.

Bugalski most recently served as senior vice president and chief growth officer. Bugalski has more than 30 years of experience in the financial services industry. He joined Allied Solutions in 2004 and began his career at Securian Financial.

Through 2023, Bugalski will partner with outgoing Executive Vice President and Chief Revenue Officer David Underdale. Underdale plans to retire in December 2023 after nearly 40 years at Allied Solutions and Allied’s parent company, Securian Financial.

South Central

XPT Specialty hired Catrina Williams as vice president and broker in the commercial lines division of XPT’s Texas offices.

Williams began her insurance career almost 30 years ago at CRC Insurance Services in Glendale, California, exclusively in the wholesale property and casualty space. Most recently, she served as vice president at Select Risk Services, Inc. in Bellaire, Texas.

XPT is headquartered in New York, New York.

Meadors, Adams & Lee Insurance, based in Little Rock, Arkansas, has named J.K.

Patterson a shareholder.

Patterson, who joined the agency as a property and casualty producer in 2014, is just the seventh shareholder in the company’s 114-year history. He joins President Roberts Lee as a current owner.

Patterson previously worked as an underwriter for ACE USA in Houston, Texas, and as special assistant to the Texas Department of Agriculture commissioner.

Southeast

The insurance broker McGriff, part of Carolinabased Truist Insurance Holdings, has hired Rodney Ledford as strategic growth officer for its small business and personal lines division.

Ledford has 18 years of experience in the lines, most recently as vice president at a global insurer, McGriff said in a news release. He earned his bachelor’s degree in management and society from the University of North Carolina at Chapel Hill.

Truist, one of the largest insurance brokers in the world, and McGriff are headquartered in Charlotte.

West EPIC Insurance Brokers & Consultants named Kevin Daley president, Western Region private client leader.

Daley has more than 25 years of experience in the insurance industry, most

recently as president of field operations across three zones and 10 regions for PURE Insurance.

He also held roles at Marsh, Chubb and AIG.

Alera Group named Mark Dennis managing director for the Northwest region, which includes 16 locations across Alaska, Idaho, Montana, Oregon, Washington, Utah and Wyoming.

Dennis joined Propel Insurance, an Alera Group company, 17 years ago and most recently was Propel’s executive director of P/C services.

Before that, he was the director of personal lines and small commercial operations. Before joining Propel, he spent 20 years in various positions at Allstate.

Alera is headquartered in Deerfield, Illinois.

Steve Mangapit, the COO of the Western Growers Family of Cos., has assumed the duties of president of Pinnacle Claims Management Inc.

He replaces David Zanze, who retired after 38 years of service at Pinnacle.

Mangapit joined WGFC in January 2022 as its first chief operating officer. He previously worked at Western Growers Assurance Trust/Pinnacle Claims Management Inc. from 2010 to 2014 as director of administration and assistant vice president, operations.

Pinnacle is headquartered in Irvine, California.

Jamin Valdez has joined Woodruff Sawyer as vice president, construction.

He will be based in Southern California and will specialize in environmental insurance

and environmental site analysis.

Before joining Woodruff Sawyer, Valdez was a senior vice president for NFP. Before that, he was a vice president for JLT Specialty and an account executive for Aon Risk Services.

Woodruff Sawyer is headquartered in San Francisco, California.

California Insurance Commissioner Ricardo Lara appointed new members Janise Graham and Doug Smith, as well as reappointed members Monique Howard and Sandra Moriarty to the Curriculum Board. Lara also appointed Nona Tirre Miranda to the California Automobile Assigned Risk Plan Advisory Committee.

The Curriculum Board oversees pre-licensing and continuing education development for agents and brokers. The governor and California Legislature created CAARP to provide auto insurance for motorists unable to obtain coverage in the private market.

The Pacific Interstate Insurance Brokers board appointed Ashley Bernardi as vice president and chief operation officer.

Bernardi has more than 14 years of experience, beginning her career at PIIB as a part-time bookkeeper and executive assistant. In 2013, she was promoted to human resources. In 2019, she was named operations manager.

PIIB shareholders have appointed two new directors to the board: Patricia Kinter Lebosnoyani and Dave Nelson.

PIBB is headquartered in El Dorado Hills, California.

JULY 17, 2023 INSURANCE JOURNAL | 17 INSURANCEJOURNAL.COM
J.K. Patterson Rodney Ledford

Business Moves

Marsal served as financial and tax advisor to Insurance Quantified.

Southeast

Arbour National, Southern Trust Insurance

North Carolina-based Arbour National, a privately held insurance holding company, has become majority owner in Southern Trust Insurance and its sister wholesale company, Southern Specialty Underwriters, the firms announced.

East

World Insurance Associates, Bryant Asset Protection, B. R. Alexander & Co., The Mogil Organization Insurance broker World Insurance Associates LLC recently completed three acquisitions in the Northeast U.S. region.

World Insurance acquired substantially all the insurance assets of Bryant Asset Protection Inc. of Slingerlands, New York.

BAP was founded in 1951 by Charles Bryant, and today serves businesses and individual insurance customers primarily in Albany, Saratoga, Rensselaer, and Schenectady counties. The firm also has business in 12 other states.

World Insurance also acquired the business of B. R. Alexander & Co. Inc. of Boston.

B. R. Alexander was founded in 1937. The agency provides commercial and personal insurance in 25 states, with the majority of customers located in Massachusetts and the broader New England area. B.R. Alexander has clients in various industries, including real estate, commercial marine, educational, financial and medical institutions, as well as nonprofits.

World Insurance has additionally acquired the business of The Mogil Organization LLC of New York, New York.

Since 1957, Mogil has offered corporate and personal insurance to businesses and families. Mogil also provides financial planning tools to clients.

Terms of the three transactions were not disclosed.

World Insurance Associates is headquartered in Iselin, New Jersey. Since its founding in 2011, World has completed over 190 acquisitions and serves its customers from more than 250 offices across the country. World is ranked #24 on the Top 100 P&C Agencies by Insurance Journal and ranked #20 on the Top 50 Personal Lines Agencies by Insurance Journal.

Midwest

Insurance Quantified, Groundspeed Analytics

Insurance Quantified, a commercial property/casualty underwriting technology provider, has acquired Ann Arbor, Michigan-based Groundspeed Analytics, an ingestion and data solutions provider for the commercial P/C industry.

The combination strengthens Insurance Quantified’s market leadership in underwriting technology and furthers its mission to maximize the value of data for commercial P/C insurers, according to the acquisition announcement.

Insurance Quantified’s end-to-end underwriting workbench, SubmissionIQ, and Groundspeed’s ingestion and data solution will continue separately.

Eric Kobe will join the Insurance Quantified leadership team. Insurance Quantified will also open an office in Ann Arbor, Michigan, where Groundspeed was founded.

The acquisition was completed on June 20.

Sheppard, Mullin, Richter & Hampton LLP, served as legal counsel and Alvarez &

Terms of the deal were not disclosed in the news release, except that Arbour National will contribute $20 million to Southern Trust’s surplus amount.

Southern Trust, based in Macon, Georgia, is a 55-year old company that offers property/casualty products for independent agents. It will continue to operate independently and CEO Les Cole will remain at the helm, the statement said. Southern Trust founder Billy Anderson will remain as a board member and shareholder.

Southern Specialty is a wholesale provider of specialized coverage for personal and commercial operations.

The merger is subject to regulatory approval.

West FloodFlash, EPIC Insurance Brokers & Consultants

Parametric flood insurance company FloodFlash announced new partnerships with EPIC Insurance Brokers & Consultants to provide additional flood insurance options to businesses in California.

A parametric flood insurance available to the mass market, FloodFlash’s coverage combines IoT sensor technology, computer models, and cloud software.

FloodFlash is headquartered in London, is a registered coverholder at Lloyd’s of London and is authorized and regulated by the Financial Conduct Authority.

San Francisco-based EPIC Insurance Brokers provides insurance services, including risk management, property/casualty, employee benefits, specialty program insurance and private client services.

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News & Markets

More Than 17 Million Properties Face Substantial Flood Risk: Study

More than half of the U.S. population resides in a county that is likely to experience stormwater system failure due to flooding from heavy rainfall events, according to a new report published by First Street Foundation.

Another 17.7 million properties across the country are at substantial flood risk, which is more than two times greater than the amount included in FEMA’s 1-in-100 year Special Flood Hazard Area (SFHA), the report found.

FSF’s “The 8th National Risk Assessment: The Precipitation Problem” reveals an urgent need for accurate rainfall data at the federal level. The report states that National Oceanic Atmospheric Association (NOAA) and FEMA rely on outdated precipitation data.

NOAA’s current analyses of rainfall estimates don’t reflect present rainfall conditions or the changing climate and are inconsistent across regions, the report said. NOAA received appropriations from Congress in 2023 to update its analyses but such work will not be completed until 2027.

The FEMA Special Flood Hazard Area (SFHA) – the current authoritative flood risk information standard in the U.S. – doesn’t adequately account for precipitation, which leaves over half the country unaccounted for flood risk, according to the report.

FSF created a precipitation model (FSF-PM) to correct NOAA’s inaccuracies and provide a better understanding of heavy precipitation occurrence and flood risk. What the NOAA labels as 1-in-100 year precipitation events are estimated by FSF-PM to occur in many locations more frequently than previously estimated, the report said.

Fifty-one percent of the population is now more than twice as likely to experience what the local communities would consider a 1-in-100 year flood, according to FSM’s modeling.

Outdated characterization of flood risk is further exacerbated by the FEMA SFHA, the report said.

There are over 8 million properties not included in SFHA that are at risk of flooding due to precipitation, FSF’s flood

model found. The states with the highest percentage of their properties not included in the SFHA due to precipitation risk include Washington D.C. (91%), Mississippi (90%), Iowa (83%), Kentucky (83%), and Rhode Island (83%), the report said.

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Climate Change Leads to ‘Arctic Opening,’ Creating Key Emerging Risk: Swiss Re

Climate change is the cause of a key emerging risk identified by Swiss Re’s SONAR report, which is leading to the opening of previously frozen waterways in the Arctic and the creation of new shipping and trade routes.

The economic and strategic potential of the region is coinciding with the potential for environmental exposure and geopolitical frictions, raising concerns about how economic activities and related risks will be controlled in the region, indicated the report published this month, titled Swiss Re SONAR – New emerging risk insights.”

The SONAR report explained that the Arctic region is warming two to three times faster than the rest of the globe — which is driving this “Arctic opening.”

“The concurrent increases in economic interests, environmental change and geopolitical tensions make the Arctic a hotbed for emerging risks and potential risk accumulation,” according to Patrick Raaflaub, Swiss Re’s Group Chief Risk Officer, in a statement accompanying the report.

The report discussed the potential impacts of these climate-related changes in the Arctic:

• Demand for insurance related to economic activities in the Arctic region — ranging from marine trade, to fishing, to mining, to oil and gas drilling and to tourism — is likely to grow.

• Arctic opening and permafrost melt give rise to environmental risks, which could impact property and specialty lines of business. Pollution could trigger casualty insurance policies. (Rising temperatures are releasing methane and other greenhouse gases, which further accelerates

global warming, the report said.)

• Economic and geopolitical uncertainties bring strategic and reputational risks.

• Potential for business disruptions in the region, and also for secondary effects on global supply chains is elevated.

• The release and migration of pathogens formerly frozen in ice and permafrost could be the source of new epidemics/ pandemics.

• Cooperation among the eight member states of the Arctic Council has been suspended, fostering governance, regulatory and legal uncertainties. These will impact also the regulatory framework for insureds and insurers. (The council’s member states are: Canada, Denmark, Finland, Iceland, Norway, Sweden, Russia and the U.S. After Russia’s invasion of Ukraine, the other Impact Medium

seven member states declared a joint suspension of collaboration with Russia in the council, the report explained.)

• The prospect of military conflict in the region has increased, changing the risk landscape for entities active in the region and their insurers. (The report noted that Russia sees Arctic ice melting as a defense threat.)

“Melting sea ice covers and permafrost threaten the foundations of buildings in the region, and livelihoods.

Arctic populations are seeing their sources of marine and wild food disappearing, and their homes being destroyed,” the report continued.

“The risk profile of many activities in the region will change as temperatures continue to rise. Among the effects are sea-level rise, which threatens settlements and industrial installations. Also, toxic waste deposited in prior decades in the course of military, mining and other adventures can be uncovered and dispersed, leading to environmental pollution,” it said.

“And, melting ice and thawing permafrost may result in release of infectious pathogens, new sources of potential epidemics and pandemics. Other threats are wildfires and heatwaves, and their effect on soil quality and nutrients. These also change the composition of the Arctic

Potential impacts of Arctic opening. Source: Swiss Re

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Spotlight: Emerging Risks
Time Frame 0-3 years
Lines Specialty Lines
Life & Health
& Financial Markets Operations
Impacted Business areas Property
Casualty
Assets

forests, which could render the latter less resilient.”

The trend of increasing environmental and economic risk is paired with the strategic interests and military ambitions of the eight nations with coasts on the Arctic sea — the members of the Arctic Council, the SONAR report added.

Many nations have a military presence and infrastructures in the region, and some are ramping up their capabilities, “with Russia’s invasion of Ukraine having raised the risk of conflict in the region,” the report said, noting that these tensions coincide with NATO’s admission of Finland in April 2023 and Sweden application is pending.

Hail and Wind from Thunderstorms Caused $5.5 Billion in Damage, KCC Says

Severe weather created when a stationary front trapped warm, humid air over Texas and the Southeast caused an estimated $5.5 billion in insured

losses, Karen Clark & Co. said in a briefing in late June.

KCC said there were dozens of incidences of softball-sized hail reported in Texas, Arkansas, Mississippi and Georgia, as well has hurricane-force wind throughout the south. Several damaging tornadoes also formed.

In all, 25 states were impacted. There were 1,557 reports of hail, 93 reports of tornadoes and 2,719 reports of damaging wind gusts.

The trouble started on June 10, when an upper-level jet stream split into a northern branch and a southern branch. That led to the formation of upper-level troughs in the western and eastern United States and a stationary front that extended from the Rocky Mountains to the Atlantic Ocean.

The pattern lingered through June 19, leading to near-daily storm formations from Colorado to Georgia. KCC said the stationary front prevented warm, humid air from moving northward and diffusing.

Steady onshore winds replenished the heat and moisture used by convective storms.

In addition, the southern branch of the upper-level jet stream provided vertical wind shear which intensified updrafts, allowing hailstones to remain suspended and grow to very large sizes, KCC said. A 5.5-inch hailstone was reported in Wheeler County, Texas. Hail stones from four to five inches in diameter landed in Mississippi and Arkansas.

Texas experienced the most damage from this event, followed by Arkansas, Oklahoma, Mississippi, Louisiana, and Alabama, KCC said. Severe hail from recurring “supercell thunderstorm activity” dropped softball-sized hail in the Dallas-Fort Worth area. Thunderstorms also produced a 100-mph wind gust near Tulsa, Oklahoma.

Two confirmed EF-3 tornadoes were formed during the weeklong weather event, causing damage in Perrytown, Texas and Louin, Mississippi.

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Spotlight: Workers' Compensation

Workers’ Comp and Mental Health: Panel Examines Why Worker Wellbeing Matters

American workers are struggling. Employee stress has reached record highs. Symptoms and formal diagnoses of mental illnesses like anxiety, depression and PTSD are rising. Substance abuse disorders are up, too — as are suicide rates in some demographics.

Understanding how employee well-being impacts workers and employer workers’ compensation programs has become increasingly important. During a recent Insurance Journal webinar event, three experts discussed the impact of overall worker health and well-being on workplace safety and risk.

Each presented a unique perspective. Throughout the webinar, though, the three panelists seemed to agree: It’s crucial for employers to encourage workplace environments that help employees perform at their very best.

Rising Diagnoses

Dr. L. Casey Chosewood works for the National Institute for Occupational Safety and Health as associate director of strategic initiatives and director of the office of total worker health.

Before the pandemic, he said, about one in three or one in four workers would report a mental health condition over the course of their careers. During the pandemic, however, that same level of reporting was seen over just a two-year period.

Chosewood emphasized the importance of employers being open to discussing issues of mental health and providing resources to assist workers facing these challenges. Chosewood has been told about one in three workers report their mental health has worsened as they transition back to life after the pandemic.

Dr. Marcos Iglesias, chief medical director and vice president at Travelers Insurance, pointed to an increase in employee burnout, which is associated with feelings of exhaustion, disengagement

and depleted energy levels. Forty-one percent of U.S. workers report feeling burnout — the highest level since May 2021.

“I think the pandemic accelerated some things,” Iglesias said. “It did make us much more open to talking about some of these things, and that is very good. But that’s only part of where we need to be. We need some solutions, and we need to help people engage back into society and into their lives.”

Rich Ives, vice president of business insurance claims, Travelers Insurance, said that Travelers’ data shows a recent trend of higher proportions of injured employees experiencing mental wellbeing challenges as well.

Claims Trends

Travelers’ recently released 2023 Injury Impact Report analyzes five years of workers’ compensation injuries from more than 1.2 million claims. Ives highlighted several important takeaways from the report — the first being that newer employees are at a greater risk of injury.

“First-year employees, regardless of age or industry experience, accounted for 34% of all claims – and nearly seven million missed workdays in the sample that we looked at,” Ives said. “Which is a little out of pattern, given that first-year employees make up 20% of the American workforce.”

Second: An employee’s age was a driving factor in the cost of claims. In other words, older workers, while lower in frequency, have a higher severity than their

younger coworkers for the same or similar injuries, according to Ives.

This is noteworthy, he said, given the aging of the workforce. The U.S. Bureau of Labor Statistics projects the number of people in the workforce who are 65 years old and older will account for more than 60% of the growth in the labor force during the current decade.

Lastly, Travelers noted an increase in the number of missed workdays among injured workers overall. The injuries Travelers analyzed accounted for more than 18 million days of missed work due to a workplace injury. That’s up from the previous year’s Injury Impact report which counted only 17 million missed days. The average duration of a workers’ comp injury is 71 days.

The newer trend of remote working hasn’t really added to workers’ comp claims in a big way, he added. According to Ives, less than 1% of Travelers’ workers’ compensation claims come from individuals who work at home.

While mental health claims are not always a compensable workers’ comp claim, they can be in some cases. When explaining the criteria for compensable mental claims, Ives first highlighted the necessity for the claim to “arise out of course and scope of work.” In the U.S., each state system determines what they deem compensable workers’ compensation claims. In most states, for example, if a first responder witnesses a traumatic event, psychological issues that arise after that event are often defined as compensable.

Do Employees Value Mental Health Care?

Employers addressing mental health by offering employee benefit options may find that helpful in today’s competitive hiring landscape.

According to Iglesias, a recent survey shows that 41% of employees are seeking employers who offer benefits such as mental health care. They’re looking for more than just a

paycheck, he said — they’re looking for meaning, purpose, work-life balance and mental health benefits.

“That puts an onus on employers,” Iglesias said. “I think it’s crucial that employers understand that this is something that people are looking for and develop comprehensive programs that are going to address those needs.”

He said that a comprehensive approach that develops a culture of health and well-being is part of the solution. This includes raising mental health awareness, providing workforce education and addressing prevention and intervention help when needed.

Employers may feel comfortable setting up an office high blood pressure screening. But, he asked, how comfortable would they be setting up screenings for depression or other mental health issues? Forward-thinking companies and employers recognize the value, he said.

Dr. Chosewood says that NIOSH research

shows that workplace policies, programs and practices can directly influence the health of Americans in both positive and negative ways. NIOSH’s Total Worker Health program, which is about two decades old, analyzes some of these factors and provides a roadmap to better performance, fewer injuries and lower spending for workers’ compensation and health care, among others benefits.

“We’ve analyzed those companies that have this comprehensive approach, and they succeed,” Chosewood said.

One way to help the wellbeing of workers today — offer flexible options, Chosewood added. The full story has yet to be written on how the increase in remote work has changed relationships with coworkers — and employee lives, he said. Early research findings show those who do well from a mental health standpoint have the option to work from home and the office, he added.

“They have the highest level of reported

positive mental health,” Chosewood explained, followed by those who work in person full time. Those reporting the highest levels of mental distress and mental health symptoms are full-time remote workers, he added.

But it is early in data tracking for remote work and worker wellbeing. He stressed these findings come from one study with early data — but added it’s clear that benefits like flexibility and decreasing commutes are weighed against feelings of loneliness and disconnection from coworkers. Finding a mix and offering flexibility is “probably the sweet spot for most workers,” he said.

To watch the full webinar, Mental Health: Can Workers’ Comp Handle the Stress?, which includes conversations regarding small businesses, the intersection of mental health and delayed recovery visit: https://www.insurancejournal.com/ research/research/mental-health-canworkers-comp-handle-the-stress.

JULY 17, 2023 INSURANCE JOURNAL | 23 INSURANCEJOURNAL.COM

Closer Look: Reinsurance

Why the Investor-Driven Hard Reinsurance Market Will Persist

Reinsurers will continue to command adequate rates for property-catastrophe in 2024, even if the market comes through hurricane season unscathed, reinsurance company executives said.

Kevin O’Donnell, president and chief executive officer of RenaissanceRe Holdings Ltd., and Brian Young, president and CEO of Odyssey Group Holdings, gave their assessment of the current hard market, and drivers they believe will persist into next year during a session of the S&P Global Ratings 39th Annual Insurance Conference in New York in June.

Responding to a question from S&P Global Senior

Director Taoufik Gharib, who asked about reinsurance market dynamics, O’Donnell focused his comments on investors supplying reinsurance capital and their mandates for higher returns on their investments. Gharib specifically noted the CEOs’ references earlier in the session, and on RenRe’s several earnings calls, to the “step change” — or substantial, non-incremental change — in property-cat reinsurance rates that occurred over the last eight months.

Are those rate increases sustainable? Gharib asked.

Reframing the question to talk about “rate adequacy” rather than “rate increases,” O’Donnell asserted that not only is the property-cat market at “a very strong level of rate

adequacy” but also that it is “going to persist.” Supporting the prediction, he said, “the fundamental reason for the discipline that the reinsurance market introduced over the course of the last six-to-eight months is [a push] coming from capital” providers. And that pressure remains.

During his opening remarks at the session, O’Donnell described an investor-driven hard market — essentially a surge in rates responding to the mandates of investors supplying reinsurance capital who demanded higher returns on their investments.

“Reinsurance has been out of favor for several years,” he said. “There’s been a degree of exhaustion with investors and with the results,” he said, noting that the industry, histor-

ically “has tended to trade on the promise of rates.”

Those investors had a sense that rates hadn’t improved over the last several years, O’Donnell said. Noting that while rates actually had in fact improved incrementally, particularly in targeted lines or geographies, and often in response to losses, he said the rates simply had not improved to the level that investors really wanted until late last year.

“I think last year with Hurricane Ian, not being a particularly unusual storm — just another storm, [that] really pressed investors to demand higher returns,” he said, noting that the demands came on two fronts — from insurance-linked securities investors, “and also from an equity perspective” as reinsurer valuations drop.

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Going beyond narrow targeted areas of rate hikes, “what we saw last year went broader — where the capital said, we’re fed up, we need to see returns and not the promise of rate. And we’re going to withhold capacity until we are comfortable you’re actually getting the rate that we believe is required to reflect the change in risk from everything, including inflation and climate change,” he reported.

“The underlying fundamentals” behind the drive for rate “has pushed reinsurers to respond more aggressively,” he said. “I also believe it’s more sustainable because it’s not in response to losses… It’s in response to capital — the supply side, what capital demands to accept the risk.”

“Capital is not feeling as if they’ve been rewarded for the last several years of support that they put into the market.”

Looking ahead at what’s going to happen in 2024, however, O’Donnell said he does not expect rate increases like those that reinsurers have been getting in 2023. “They’re not needed frankly. What I do expect is rate adequacy to be at a similar level to where we’re at currently,” he added.

“I think it’s with or without a loss,” O’Donnell said. “I think that with a loss, there will be greater uncertainty [about] what happens. But without a loss, there is still going to be that strong rate adequacy at 1/1.”

Odyssey’s Young agreed. “On risk-adjusted basis, I would anticipate flat, if not up a little bit, honestly,” he said. “We do think there is going to be more demand — to buy more limit” from reinsurance buyers, which will keep a floor on

pricing, Young said.

Looking back at January 1, 2023, O’Donnell said there was unmet demand, attributing this to the discipline of reinsurers, which had strong rate requirements. “The wallet for the buyer really wasn’t there for them to purchase as much cover as they truly desired. What we’re seeing [now] is primary companies going out and pushing more rate into their books of business. And I believe that they will come back to the market [in January 1, 2024] to purchase top-up covers that they didn’t have the financing for at January 1 [2023]. We remain optimistic for that,” O’Donnell said.

“If you look at where insurance companies are right now, they’re moving into a market where they have to be more disciplined in managing their business because reinsurers have been more disciplined in providing capacity.”

Reinsurance-Driven Market and Pent-Up Demand

Young, in fact, began his remarks describing the current hard market as a reinsurance-driven hard market, explaining that an insurance-driven hard market that took shape in recent years was atypical.

“I’ve been in the business for 35 years. Unfortunately, I can count on one hand and maybe a couple fingers, the number of years where the market actually has been hard. And when you look back during those periods historically when the market’s been hard, typically it’s been the reinsurance market that really has driven the insurance market to improve pricing, terms, and conditions,” Young said.

“Leave aside the last 12 months, in the latest hard market cycle, it’s really been the insurance market that has driven improvements in the market,” Young said, noting particular discipline from primary carriers around limits deployment. “A lot of the bigger insurance companies were reducing capacity, and when you do that it requires more insurers to support a risk-clearing price…. So, we saw improvements in the insurance market, and the reinsurance market more or less rode the coattails of that over the last few years.”

Still, the reinsurers’ results did not improve, he said, pointing to one big reason — catastrophe losses.

Going back to 2017, reinsurers made little progress. “While the insurance market has done extremely well, the reinsurance market has not because of increased frequency of cat losses — and not just named storms, but certainly the increase in prevalence of secondary perils, which we haven’t really priced for well. The modeling doesn’t cater to those things. And it wasn’t factored into pricing.”

Continued Young, “What drives a hard market [is] fear of losing money. If you’re an underwriter and you’ve lost money writing cat business for five straight years, you’re going to be a little gun shy. You’re not going to be as quick to write business,” he said, agreeing with O’Donnell that “the psychology of the market underwriting has fundamentally changed.”

Noting that several reinsurers pulled back — or pulled out — of the cat space, Young said that’s good news

for Odyssey and RenRe. “I’m happy about that because we love the business. I know Kevin loves the business. I know when I look at the cat market today, it’s probably the best cat market that I’ve seen…in 35 years.”

“The story of 2023 has been cat,” he said.

O’Donnell agreed. “We went from reasonable adequacy to very strong rate adequacy with this change in a way that I haven’t seen before,” he said, referring to the accompanying dramatic upsurge in cat reinsurance rates. “Between moving attachments up, which was largely done over months, and then price increases, there’s been much more discipline in the types of risks that are being transferred to reinsurers,” he said.

“We collect more volatility than insurers by the nature of the product and we need to have higher returns than insurers. Again, insurance was leading the cycle over the last several years. Reinsurance is back to leading the cycle and reinsurance returns are stronger at this point….It will take a while for the E&S market to catch up to some of that, but I think the property cat XOL [excess-of-loss] business right now is about as strong as we’ve seen.”

Young, who noted that the E&S property market was starting to flatten a little bit until January when the dramatic hikes in reinsurance pricing propelled the E&S property market back up, also said that the current hard property reinsurance “is not all about price. It is about coverage,” he said.

He was referring to problemcontinued on page 26

JULY 17, 2023 INSURANCE JOURNAL | 25 INSURANCEJOURNAL.COM

Closer Look: Reinsurance

continued from page 25

atic expansions of reinsurance coverage that occurred over the last seven or eight years, such as expanding hours clauses, top-and-drop features, cascading layers, and aggregate features at the bottom of programs. “Invariably, you make those coverage changes and they come back to hurt you. And they certainly did in the case of aggregate coverage,” he said. “With the increased frequency of cat loss, we’ve seen a lot of aggregate losses.”

While price is important, he said, retentions are higher, and all these cascading features have gone away. “Hours clauses are coming back into line with historical levels. From a reinsurance perspective, these are all good things.”

With the reinsurance coverage changes, primary carrier income statements are more exposed to loss than they had been, O’Donnell noted. “The way to protect that is with rate. [You need to get] rate to catch up to the volatility on your

income statement, continue to build rate — and continue to protect the balance sheet with re[insurance] purchasing, I believe, coming into 2024,” he said.

Young agreed. “I do think there is pent-up demand still to buy more limit. Obviously, inflation is having a huge impact in the market. The labor supply issues, repair costs, material costs are going up. We see that with the elevated loss level [from Hurricane] Ian and other recent cats. Portfolio values are increasing. And we also had this issue called undervaluation, which has been an issue for the industry for a very long time. A lot of insurance companies are reevaluating their portfolio, adjusting…,” he added.

There’s also the concern about tail risk. “Is the model right? Do we want more protection? he questioned, reflecting the thinking of primary carriers.

“I think the answer is yes,” he said, reiterating O’Donnell’s

assessment that carriers found it very tough at January 1, 2023 to even line up enough capacity to match what they purchased a year earlier, let alone think about buying more limits.

“Reinsurers pushed up retentions. Program exit points went up higher,” he said, reporting that Odyssey sees insurers today already seeking more top limit. “As we move forward, with more premium, [there’s] more money to pay for reinsurance. And I think we will see more limit being purchased,” he said, seconding O’Donnell’s prediction.

Citizens Expands, Reinsurers Benefit

Gharib later asked the reinsurance executives to share their thoughts on legislative reforms in Florida and whether the passage of the reforms would entice more reinsurance capital into that market.

“Certainly I think it’s helpful,” said Young, adding that while the changes will

take time to work through the system, the Florida domestic insurance market certainly needed it.

He also reported that midyear reinsurance renewals in Florida were orderly. “A lot of people were wondering, are they even going to get these programs placed? But at the end of the day, the brokers’ challenge was signing the reinsurers the lines that they authorized. In many instances we saw sign-downs on programs. There was no shortage of capacity to meet the demand,” he said.

O’Donnell said that while the Florida reforms will be more helpful to insurers than reinsurers, he believes that what helped the Florida renewals this year was the fact that Citizens Property Insurance Corp., the state’s insurer of last resort, has been growing so much. “For every dollar of premium in Citizens, there’s fewer reinsurance dollars supporting one of the domestic companies. So, having more risk moving to Citizens allowed companies to better manage the gross risk that they were taking, the net risks that they wanted to retain after purchase of reinsurance.”

In short, Citizens “kept the market better balanced,” he said. “That will create issues for the state in ’24, ’25, if Citizens continues to expand. But it’s something that did act a little bit pressure valve down” at midyear 2023.

This article first was published in Insurance Journal’s sister publication, Carrier Management.

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Sclafane is the executive editor of Carrier Management, a sister publication to Insurance Journal.

News & Markets

new cars sold by 2035 to be EVs, and the Advanced Clean Truck regulation, which requires heavy-duty truck sales to begin to transition to electric models.

According to the American Council for an Energy-Efficient Economy, a nonprofit research organization that develops policies to reduce energy waste and combat climate change, six states have adopted California’s Advanced Clean Cars II rule, and seven adopted its truck rule.

Six other states are considering adopting one or both rules.

New York came in second on the scorecard with 62 points for incentivizing the purchase of EVs and EV charging infrastructure, including from its investor-owned utilities, and taking steps to integrate EVs onto the grid.

Others on the top 10 list are:

• Colorado (No. 3)

• Massachusetts (No. 4)

• Vermont (No. 5)

California Sits Far Atop National EV Policy Scorecard List

California ranked first in strengthening policies to enable widespread use of electric cars, trucks, and buses, according to a national scorecard that gives most states poor grades.

The 2023 State Transportation Electrification Scorecard from the American Council for an EnergyEfficient Economy evaluates policies in states to encourage electric vehicle adoption.

Only 10 states scored more than half the

points available.

California scored 88 out of 100 points, far above other top states on the list, for committing to full electrification of light-duty vehicle sales, the state’s plan to update its electricity grid to prepare for a rise in EVs, and incorporating equity considerations into its EV policy.

California in recent years finalized two important EV regulations, the report notes. The state passed the Advanced Clean Cars II rule, which requires all

• Washington (No. 6)

• New Jersey (No. 7)

• The District of Columbia (No. 8)

• Oregon (No. 8)

• Maryland (No. 10)

The scorecard offers scores for the top 33 states, because the remaining states achieved few points and there is little differentiation in policy progress among those states.

The report recommends that underperforming states collect data on transportation electrification and use the information to help improve transportation electrification planning.

California Workers’ Comp Insurer Combined Losses and Expenses in 2022 Were $15B

The Workers’ Compensation Insurance Rating Bureau of California released its report on workers’ compensation losses and expenses for 2022.

Key findings in the report include:

• Medical losses paid in 2022 were $4.4 billion, or 53 percent of total loss payments.

• Indemnity benefits paid in 2022 were

$4.0 billion, or 47 percent of total loss payments. The following benefits accounted for the majority of those indemnity payments: temporary disability (56%); permanent partial disability (34%); vocational rehabilitation (1.8%).

• Total insurer combined losses and expenses incurred in 2022 were $15 billion, or 98% of calendar year premium, compared to $13.1 billion, or 96 percent of calendar year premium, in 2021.

The report is on the WCIB website: www.wcirb.com.

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Washington Proposed Rule Beefs up Refinery Worker Protections

The Washington State Department of Labor & Industries is proposing updated workplace safety rules for petroleum refineries designed to prevent catastrophic events like the 2010 explosion that killed seven workers at the former

Tesoro refinery in Anacortes.

The proposed update addresses what’s known as process safety management, which describes the way workplaces handle dangerous chemicals and ensures that processes, people, and equipment

all work together to reduce risk. The proposal focuses specifically on petroleum refineries.

Washington’s PSM rule has not been updated in nearly 30 years, according to Craig Blackwood, assistant director for L&I’s Division of Occupational Safety and Health.

The proposed new requirements include:

• Performing reviews to identify the most effective ways to control a hazard;

• Incorporating consideration of human factors like staffing levels and turnover, training, fatigue and task complexity;

• Conducting root cause analyses after significant accidents;

• Frequently analyzing hazards, safeguards and controls, mechanical factors, and process changes and updating safety programs accordingly;

• Assessing workplace safety culture so workers and managers prioritize safety, not production.

• Full details of the proposal are posted on the L&I website.

L&I developed the proposed rule with input from refinery operators, worker advocates, community advocates and other stakeholders. The proposed rule largely aligns with California’s refinery PSM rule.

The filing of the proposed rule officially kicks off the formal process for public input. Hearings are scheduled for Aug. 10 and 17 in Bellingham, near most of the state’s refineries, with a virtual hearing to be held on Aug. 15.

L&I expects to have the updated PSM rule in place by the end of the year.

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News & Markets

THE IMPACT OF A CHANGING CLIMATE ON INSURANCE... TODAY AND TOMORROW

Tuesday, August 22, 2023

10:00 AM – 1:00 PM PT | Online Casey Roberts, ACSR, AFIS, CIC

In this 3 (three) hour CE class, Casey Roberts will dive into how a changing climate will impact insurers and insureds. He will explore what it means for brokers going forward and how parametric insurance may (or may not) contain some of our future coverage answers. Register today at learningcenter.slacal.com or scan the QR code on this page.

COMPLIMENTARY FOR LICENSED CALIFORNIA SURPLUS LINE BROKERS

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News & Markets

Push to Lower Wildfire Risk Across West Stumbles in Places

Using chainsaws, heavy machinery and controlled burns, the Biden administration is trying to turn the tide on worsening wildfires in the U.S. West through a multi-billion dollar cleanup of forests choked with dead trees and undergrowth.

Yet one year into what’s envisioned as a decade-long effort, federal land managers are scrambling to catch up after falling behind on several of their priority forests for thinning even as they exceeded goals elsewhere. And they’ve skipped over some highly at-risk communities to work in less threatened areas, according to data obtained by The Associated Press, public records and Congressional testimony.

With climate change making the situation increasingly dire, mixed early results from the administration’s initiative underscore the challenge of reversing decades of lax forest management and aggressive fire

suppression that allowed many woodlands to become tinderboxes. The ambitious effort comes amid pushback from lawmakers dissatisfied with progress to date and criticism from some environmentalists for cutting too many trees.

Administration officials in interviews and during testimony maintained that the thinning work is making a difference. Work announced to date, they said, will help lessen wildfire dangers faced by more than 500 communities in 10 states. But they also acknowledged finishing the task will require far more resources than what’s already dedicated.

“As much money as we’re receiving, it’s not enough to take care of the problems that we are seeing, particularly across the West,” said Forest Service Chief Randy Moore. ”This is an emergency situation in many places, and we are acting with a sense of urgency.”

Congress in the last two years approved more than $4 billion in additional funding

to prevent repeats of destructive infernos that have torched communities including in California, Colorado and Montana.

By logging and burning trees and low-lying vegetation, officials hope to lessen forest fuels and keep fires that originate on federal lands from exploding through nearby cities and towns.

The enormity of the task is evident in an aerial view of California’s Tahoe National Forest, where mountainsides are colored brown and gray with the vast number of trees killed by insects and drought. After work on the Tahoe was delayed last year, Forest Service crews and contractors recently started taking down trees across thousands of acres.

“The forests as we know them in California and across the West, they’re dying. They’re being destroyed through fire. They’re dying from drought, disease and insects,” said forest Supervisor Eli Ilano. ”They’re dying at a pace that we’re having trouble keeping up with.”

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The scale of spending is unprecedented, said Courtney Schultz with Colorado State University. The forest policy expert said millions of acres have been through environmental review and are ready for work.

“If we really want to go big across the landscape – to reduce fuels enough to affect fire behavior and have some impact on communities – we need to be planning large projects,” she said.

Key to that strategy is addressing forest patches where computer simulations show wildfire could easily spread to inhabited areas.

Only about a third of the land the U.S. Forest Service treated last year was designated with high wildfire hazard potential, agency documents show. About half the forest was in the southeastern U.S., where wildfires are less severe but weather conditions make it easier to use intentional burns, the documents show.

The infrastructure bill passed two years

ago with bipartisan support included a requirement for the administration to treat forests across 10 million acres – 15, 625 square miles or 40,500 square kilometers – by 2027. Less than 10% of that was addressed in the first year.

“The Forest Service is obligating hundreds of millions of dollars, but not in the areas required by law,” said Sen. Joe Manchin, a West Virginia Democrat who chairs the Senate Energy and Natural Resources Committee.

Forest Service spokesman Wade Muehlhof said the agency was confident in the administration’s strategy, but declined to say if it would meet the acreage mandates.

An AP analysis of federal data reveals the scale of the challenge: Hundreds of communities are threatened by the potential for fires to ignite on federal forests and spread to populated areas.

In California, thinning zones announced to date address the risk to only about one-

in-five houses and other buildings potentially exposed to fires on federal lands, the analysis shows. In Nevada and Oregon, it’s about half of exposed structures, and in Montana it’s one-in 25.

Most areas identified as hot spots where forest fires have high potential to burn into populated areas won’t be addressed for at least the next several years, according to government planning documents. And computer models project up to 20% of areas that need thinning will be hit by fires before that work occurs.

Architects of the Forest Service’s strategy based it on tens millions of computer wildfire simulations being used to predict areas that pose the greatest risk. Those scenarios showed fires on only 10% to 20% of the land would account for 80% of exposure to communities.

“This is a mapped plan through time, where we can laser-focus on one highly important issue: the problem of commucontinued on page W8

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News & Markets

continued from page W7

nities being destroyed by wildfires started on public lands,” said Forest Service fire scientist Alan Ager.

In 2022, the Forest Service missed its treatment goals in four of 10 areas targeted as priorities. One was the Tahoe National Forest’s North Yuba region, where the agency addressed only 6% of the acreage planned.

Small towns tucked into the forest’s canyons escaped disaster two years ago when the Dixie fire raged just to the north, destroying several communities and burning about 1,500 square miles in the Sierra Nevada range. Those communities also escaped another fire to the south that burned more than 1,000 homes and structures. The previous year, yet another fire killed 15 people and torched more than 2,000 homes and structures in the region.

The same conditions that whipped those fires into infernos exist on the Tahoe forest – densely-packed trees and underbrush primed to burn following years of drought. And government computer modeling suggests it’s among the U.S. communities most exposed to wildfires on federal lands.

Five million trees died on the Tahoe last year alone, said Ilano, the forest supervisor.

“What we’re realizing is we’re not moving fast enough, that the fires are burning bigger and more intense, more quickly than we anticipated,” Ilano said.

Earlier this month, tracked vehicles including one known as a “harvester” worked through dense stands on the North Yuba, clipping large trees at their base and stripping them bare of branches in just seconds, then piling the trunks to be burned later. Elsewhere, work crews walked slowly behind a wood chipper as it was pulled along a forest road, stuffing the machine with small trees and branches cut to clear the understory.

The increased logging needed to reach the government’s lofty goals has gained acceptance as the growing toll from wildfires softens longstanding opposition from some environmental groups and ecologists.

“Gone are the days when things were black and white and either good or bad,”

said Melinda Booth, former director of the South Yuba River Citizens League. “We need targeted treatment, targeted thinning, which does include logging.”

Others think officials are going too far. Sue Britting with Sierra Forest Legacy says the North Yuba plan includes about nine square miles of older trees and stands along waterways that should be preserved. Yet for most of the work, Britting said it’s time to “move forward” on a thinning project years in the making.

Hindering the Forest Service nationwide is a shortage of workers to cut and remove trees on the scale demanded, government officials and forestry experts say. Litigation ties up many projects, with environmental reviews taking three years on average before work begins, according to the Property and Environment Research Center, a Bozeman, Montana think tank.

Another problem: Thinning operations aren’t allowed in federally designated wilderness areas. That puts off limits about a third of National Forest areas that expose communities to high wildfire risk and means some thinning work must be carried out in a patchwork fashion.

Keeping track of progress presents its own challenges. Acres that get worked

on are often counted twice or more – first when the trees are cut down, again when leftover piles of woody material on the same site are removed, and yet again when that landscape is later subjected to prescribed fire, said Schultz of Colorado State University.

Even where thinning is allowed, officials face other potential constraints, such as protecting older groves important for wildlife habitat. A Biden inventory of public lands in April identified more than 175,000 square miles of old growth and mature forests on U.S. government land.

The inventory will be used to craft new rules to better protect those woodlands from fires, insects and other side effects of climate change. But there’s overlap between older forests and many areas slated for thinning. That includes more than half of the treatment area at North Yuba, according to an AP analysis of mature forest data compiled by the conservation group Wild Heritage.

“What’s driving all of this is insect infestation, drought stress, and all of that is related to the climate,” said Wild Heritage chief scientist Dominick DellaSalla. “I don’t think you can get out of it by thinning.”

Copyright 2023 Associated Press. All rights reserved.

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Idea Exchange: Crop Insurance

The Vital Role of Crop Insurance

Protecting Farmers, Ensuring Food Security, and Strengthening Rural Economies

Crop insurance is more than just a risk management tool for farmers — it is a vital component of the American agricultural sector, supporting price stability, promoting food security, strengthening rural economies, and reducing reliance on government aid. It’s also part of the Farm Bill, the federal government’s primary agriculture and food policy legislation, which is up for renewal this year.

Dating back to the Federal Crop Insurance Act of 1980, crop insurance has thrived as a result of the enduring partnership between the Federal Government, the private sector, and the American farmer. Today, this collaboration ensures that approximately 90% of production agriculture in the United States is safeguarded by crop insurance, covering nearly 400 million acres across 135 crops. Without crop insurance, rural communities nationwide would not be as vibrant as they are today.

In a recent testimony before the U.S. Senate Committee on Agriculture, Nutrition and Forestry-Subcommittee on Commodities, Risk Management, and Trade, I had the privilege of highlighting the indispensable role that crop insurance plays in supporting the American farmer and preserving the vitality of rural communities.

Although crop insurance serves as a financial safety net, protecting farmers against losses caused by various threats that can adversely affect crops, its significance extends far beyond individual farmers’ well-being. One of the key contributions of crop insurance is maintaining price stability in the agricultural sector. Fluctuations in crop yields due to weather events or other unforeseen circumstances can lead to price volatility, which ultimately affects consumers. By safeguarding farmers’ incomes and providing stability in the face of unpredictable conditions, crop

insurance facilitates a consistent and affordable food supply for the American people. Furthermore, crop insurance plays a crucial role in promoting food security. With over 90% coverage of production agriculture in America, it supports farmers of all sizes and financial situations. Flexibility is a crucial principle of crop insurance, allowing farmers to tailor coverage to their unique operational and risk management needs. Plans range from individual-field to whole-farm to county-based coverage, ensuring accessibility for farmers across the country.

Affordable premiums, made possible through a public-private partnership and premium support from the government, enable farmers to obtain the coverage they require and maintain a safe and affordable food supply for consumers.

In addition to its impact on farmers and consumers, crop insurance strengthens rural economies. Companies like NAU Country invest billions of dollars in rural communities, including hiring employees, contracting with agents, and expanding technologies, while also assuming signifi-

continued on page 61

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Idea Exchange: The Competitve Advantage

E&O Claim Frequency Is Increasing

Through my recent discussions with clients and carriers, it is clear to me that agencies are incurring substantially more errors and omissions (E&O) claims. A significant difference exists between the number of claims agency E&O carriers are seeing and the actual number of claims that are occurring because many agencies have made the decision to pay the smaller claims on their own rather than risking their E&O coverage/higher premiums.

As a partial aside, I fully understand the reasoning that causes agencies to pay small E&O claims. However, I strongly recommend that they do not pay these claims unless they are dead certain the claim is property only and is small. I have a long list of examples of agencies that paid claims they thought were small, or were property only, or were sure that no plaintiff attorneys would ever be involved and ended up incurring large E&O claims they had to pay because they had not submitted the original claim to their carrier.

Many reasons exist for the recent increase in E&O claims.

1. Staff Turnover. Almost everyone has experienced or seen significant staff turnover during the last three years. Staff turnover, all else being equal, increases the probability of E&O claims. An agency incurs increased exposure during the time period when they are training a new employee. In addition, when an employee leaves, the agency loses the account knowledge at the staff level unless the agency has extremely good procedures and documentation in place. Few agencies practice quality at the required level to avoid this deficiency.

2. Training. Most agencies train employees through on-the-job training (OJT). In my experience, OJT can work quite well when

an agency has relatively good procedures. However, OJT fails when an agency does not have good procedures in place or the producers and staff do not consistently follow those procedures. The major problem that results is that the new employee does not know whose procedures to follow because everyone uses their own procedures.

Consider the case of an agency that has relatively good procedures. Despite the fact that many carrier personnel and agency producers do not think an account manager’s job is all that difficult, the job entails a lot of detail. I do not know that I have ever seen a procedures manual that contained all the required details. If one exists, it would likely be so large that it would not be usable.

People can learn a lot by watching, listening to, and learning all the unwritten but critical nuances. When training employees remotely an agency cannot achieve this required level of training. If the agency also has poor procedures, the successful training of a new employee remotely is an utter impossibility.

The net result is a material increase in E&O errors.

3. Poor Claims Service by Carriers. One hundred percent of the agencies I have surveyed have said claims service has materially deteriorated over the last three years. I have reviewed published surveys that have supported the agencies’ complaints. Poor claims service is a causal factor in the increasing number of E&O claims because agency personnel tend to try too hard to help their clients get their claims paid. They accidentally cross the line and advise their clients in a manner that violates the agency’s carrier contract.

As frustrating as poor claims service is, make sure everyone in your agency is educated as to how far they can go when helping clients with a claim.

In particular, an agent can never, ever advise an insured that a claim is or is not going to be paid.

4. Carrier Lawsuits. Carriers are suing their agents more often, or at least that is the way it seems. Some of my agency clients have suffered subrogated claims by carriers that involve very technical clauses that have absolutely nothing whatsoever to do with the claim. A good example that I have seen several times involves the prefilled application data provided by the carrier. The carrier, it turns out, is not responsible for the data they provide. If the data is wrong, the agent did not correct the data and a large enough claim results,

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some carriers are paying the insureds’ claims and suing the agent. Another example involves a variety of “change in conditions” that have not been reported to the carrier by the agency. The changes often have absolutely nothing to do with the insured’s claim and even if the changes had been reported, the claim would still have occurred. Yet the carriers are using this “out” to subrogate against their own agents.

5. Increased Workloads. In this hard market, with all the employee turnover, workloads are simply too high in many agencies. The result is that employees make more mistakes and/or agencies

begin cutting corners such as not checking renewal policies. The solution is simple to identify, but in this labor market it is extremely difficult to execute successfully.

6. Surplus Lines. In this hard market, agents are moving accounts to surplus lines. This increases E&O exposures on multiple levels, especially if an agency has a training weakness, procedure weakness, and/or a new employee integration weakness. When moving an account to surplus lines, the agency owes additional care to the insured, especially, in most instances, the duty to notify and explain which coverages have been lost. Those disclosures are not always happening.

Additionally, the agency needs to review the forms more carefully because it is surplus lines. A large dark hole of ignorance exists relative to an agent’s duty to insureds when placing surplus lines accounts. I find most newer employees do not know about these additional duties. They do not understand that surplus lines markets do not have a duty to inform agents or insureds of reductions in coverage or even when the promised coverages are not included in the policy, and as a result employees are not checking policies.

You must always check surplus lines policies. The failure to do so is an E&O claim waiting for an opportunity to occur.

Many reasons exist for the recent increase in E&O claims.

Mitigation

What is the best way to mitigate E&O exposures? Use coverage checklists. Next, have high quality procedures in place and make certain everyone is following those.

How do you know if you have good procedures or if your employees are following those procedures? Get an E&O audit.

This recommendation may be self-serving because I am an approved E&O auditor with many E&O carriers. But having completed so many E&O audits, I know an audit is an excellent solution. Many times, agency owners have hired me and swore their staff had the education, the agency had the right procedures, and that everyone was following those procedures. However, the audits showed their staff did not have enough education, their procedures were materially inadequate, and in some cases, their staff did not even know the agency had procedures.

If you want to mitigate your E&O exposures, address these points, and take the recommended steps, get an E&O audit. Some E&O carriers offer large premium savings if you have an audit making the audit even more worthwhile.

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Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-4853868. E-mail: chris@burand-associates.com.

Idea Exchange: Is It Covered?

Logic & Language and Forms & Facts

‘Better Late Than Never?’ Not So Fast.

Ageneral contractor hired a company to place a dumpster at a job site. However, the company put the dumpster in the street and a motorist struck it, damaging his vehicle. Of course, he has no physical damage coverage, the dumpster company denies liability, and the motorist now wants to file a claim on the general contractor’s policy.

The general contractor’s agent emailed me asking whether she should turn in the claim since she doesn’t think the insured is legally liable. My response was to ask what the policy says about reporting claims. A delay in reporting a claim can sometimes result in a coverage denial for violating that policy condition.

For example, the ISO CGL policy says, “You must see to it that we are notified as soon as practicable of an ‘occurrence’ or an offense which may result in a claim.” What “as soon as practicable” means is a question of fact that may depend on the circumstances but, in this case, there appears to be no reason for any reporting delay. The CGL policy goes on to describe what kind of information should be gathered promptly and reported.

A couple of years ago, I consulted on a claim involving a pollution incident at a marina. Initially, it did not appear to be anything more than a minor remediation job, so a claim was not reported. Subsequently, though, the bills began to mount up until they exceeded $20,000 and finally a claim was made a year after the incident. The carrier denied the claim and refused to budge on the denial because the delay was material to the insurer’s ability to investigate the claim and their financial obligation to pay for remediation and damages.

On a more personal note, a number of years ago, my wife rear-ended a vehicle on an exit ramp. She lightly tapped the

rear bumper and she and the other driver exchanged contact information. There was no visible damage to either vehicle, so she didn’t think we needed to report the accident. I insisted that we do and, sure enough, within a week she received a call from the other party who said a repair shop told her husband that the frame was damaged but that they were willing to settle for $500 cash. We referred them to our insurer and never heard anything more about the claim.

The moral of these stories is, if there is the possibility that an occurrence involving potential legal liability “may result in a claim,” it should be reported promptly. End of discussion.

Hail Damage Claims

It may be more complicated, though, when a potential claim involves possible first-party property damage only, without any liability for a third-party claim. Nothing illustrates that better than hail damage claims to roofs.

The week following a strong storm where I live, an out-of-state roofing company stopped by my house while I was out of town. They advised my wife that there had been extensive hail damage to many roofs in our neighborhood and could inspect our roof for free. My wife allowed them to proceed then, of course, they reported serious hail damage. When I returned home, I had the roofer we had used for many years inspect the roof and he said we had zero hail damage.

This past spring, we experienced another storm and two friends about a half mile from us got new roofs from their insurance companies, both from the same local roofer. My wife insisted we have them inspect our roof and, again, extensive hail damage was reported. To confirm this diagnosis, I had our regular roofer come again, as well as two other roofing companies, both of which had been in business locally for over 40 years. None of these three roofers found any hail

damage. They did find some individual shingle windstorm damage and we paid $350 to have that repaired.

The moral of these personal stories is to beware of “storm chasers,” especially those that are not local and/or those that have not been in business long. According to our regular roofer, given the widespread increase in strong storms in recent years, no reputable roofer has to go door to door looking for work. Most roofers have jobs scheduled weeks in advance and it can potentially take months following major storms.

Our roof is approaching 15 years old and, sure, I’d love to get a “free” new roof, but only if there is actual damage. Insurers

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catch a lot of flack for denying hail damage claims, refusing to “match” shingles, apply “cosmetic” damage limitations, etc. But I suspect that sometimes insurers pay claims of questionable authenticity, especially following widespread storms where claims personnel are stretched.

What Is Prompt?

This brings me to one final point involving hail damage that is related to the prompt reporting issue that opened this discussion.

We all know that sometimes we do have roof damage that is not obvious until the roof starts to leak. So, what happens when the leak is reported and it’s discovered that

the damage that resulted in the leak likely took place in a storm that came through two or three years ago? What is prompt or “as soon as practicable” in reporting such claims? Is or should it be based on when the damage likely occurred or when the damage was discovered? What is reasonable and fair?

Policy provisions, state laws, and case law vary significantly on this issue.

A policy may require property claims to be reported within a year of the date of loss or damage, something difficult to do if damage is not readily apparent. Do insurers really want their claims personnel physically inspecting every roof they insure following every storm on a “just in

case” basis?

My suggestion in the case of possible hail or windstorm damage, especially given that almost all roofing companies provide free inspections, is that whenever a significant wind or hailstorm comes through, have at least two to three roofing contractors inspect the roof, gutters, siding, etc. If two or more concur as to damage, report it to the carrier and let the games begin.

Wilson, CPCU, ARM, AIM, AAM is the founder and CEO of InsuranceCommentary.com and the author of six books, including “When Words Collide…Resolving Insurance Coverage and Claims Disputes.” He can be reached at Bill@InsuranceCommentary.com.

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A delay in reporting a claim can sometimes result in a coverage denial.

Welcometo Insurance Journal’s 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II. This exclusive biannual market directory has been designed to assist independent agents and brokers in the task of placing difficult or unusual risks.

For ease-of-use, the directory utilizes a convenient “color-coded legend” to highlight the availability of markets by IJ’s five geographic regions — East, Midwest, Southeast, South Central and West. The corresponding states for each region are listed below.

Inside the directory and underneath each market listing, five distinct colors represent IJ’s five regions. Those colors (Dark Blue ■ East, Light Blue ■ Midwest, Green ■ Southeast, Orange ■ South Central, and Red ■ West) indicate whether or not the market is available in your area of the country. The “color-coded legend” has been placed at the top of every directory page for easy reference.

All market listings have been updated with the most current

information available provided directly by intermediaries and carriers. As always, the directory lists the markets categorically by broad coverage groups.

Italicized company names represent companies offering binding authority. To find complete contact information for all companies listed in this directory, see page 52.

IJ’s 2023 National Directory of Excess, Surplus and Specialty Markets can also be found on our Web site at: www.insurance journal.com/directories. To submit a listing, visit the online directory, or e-mail Kristine Honey at: khoney@insurancejournal.com.

We hope you find this directory to be a valuable resource when trying to insure hard-to-place accounts. Feel free to send us comments and suggestions, or for additional help using this directory, e-mail: editorial@insurancejournal.com.

West South Central Southeast Midwest East

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Connecticut Delaware Maine Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia Washington DC Illinois Indiana Iowa Kansas Michigan Minnesota Missouri Nebraska North Dakota Ohio South Dakota Wisconsin Alabama Florida Georgia Kentucky Mississippi North Carolina South Carolina Tennessee West Virginia Arkansas Louisiana Oklahoma Texas Alaska Arizona California Colorado Hawaii Idaho Montana Nevada New Mexico Oregon Utah Washington Wyoming
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 33 www.insurancejournal.com Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ RPS ■■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Sports & Wellness Insurance ■■■ ■ ■ Towerstone Inc. ■■■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Commercial Auto Liability (only) ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ RT Specialty Commercial Auto Physical Damage (only) ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ American Management Corporation ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■■■■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ Walter General Agency (WGA) Contingent Cargo ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC Contractors Vehicles, Trucks ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Bristol West Insurance Group ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■■■■ ■ Pacific Gateway Insurance Agency Courtesy Shuttles ■ ■ ■ ■ ■ Bristol West Insurance Group ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company Driving Schools ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Pacific Gateway Insurance Agency Dump Trucks ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Pacific Gateway Insurance Agency ■■ ■ ■ ■ RSI International Inc. ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ UFG Specialty Food Delivery Vehicles ■ ■ ■ ■ ■ Bristol West Insurance Group ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ UFG Specialty Garage Liability ■■■■ ■ DMI Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RPS ■■■ ■ ■ U.S. Risk LLC ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) Garbage Trucks ■ ■ ■ ■ ■ UFG Specialty Gasoline/Diesel Fuel Haulers ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency Hired and Non-Owned Auto Liability - Monoline ■ ■ ■ ■ ■ Bristol West Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ UFG Specialty Limousines ■ ■ ■ ■ ■ 5Star Specialty Programs ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company Mobilehome Transporters ■■■■ ■ Pacific Gateway Insurance Agency Abuse/Molestation Legal Expense Abuse/Molestation Legal Expense ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Accident & Sickness/AD&D Excess Disability ■ ■ ■ ■ ■ Sports & Wellness Insurance Medical & Health Ins. for Businesses ■ ■ ■ ■ ■ RMC Group ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) Occupational Accident (Primary XS Indemnity) ■■■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ True Transport Insure Occupational Accident Insurance ■■■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ True Transport Insure Special Risks Accident ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■■■■ Lefebvre Insurance LLC Student Accident ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■■■■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) Surplus Occ. Accident w/ Employers Legal ■■■ ■ ■ Comp Solutions Network Inc. Youth Sports Programs ■ ■ ■ ■ ■ CapSpecialty ■ ■■■■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ www.insurancehelper.com Agri-Business Equipment Dealers ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Farm Stores ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Feed Mills ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Virtue Risk Partners LLC Fertilizer Distributors ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Fruit Packaging/Processing ■ ■ ■ ■ ■ Philadelphia Insurance Companies Grain Elevators ■ ■ ■ ■ ■ Philadelphia Insurance Companies Grain Operators ■ ■ ■ ■ ■ Philadelphia Insurance Companies Greenhouses ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services Product Contamination/Recall ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC Product Distributors ■ ■ ■ ■ ■ Legacy Employer Concepts LLC Arts & Antiques Art Gallery/Museum/Art Show ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ www.insurancehelper.com Coin & Stamp Dealers ■■■■ ■ Monarch E&S Insurance Services Collectibles: Dolls, Toys, Figurines ■ ■ ■ ■ ■ American Collectors Insurance Inc. ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■■■■ ■ Monarch E&S Insurance Services Fine Arts Floaters (High Value) ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Monarch E&S Insurance Services Musical Instrument Floaters ■■■■ ■ Monarch E&S Insurance Services Auto - Commercial Ambulances ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ UFG Specialty Armored Car Service ■ ■ ■ ■ ■ UFG Specialty Auto Body & Paint Shops ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■■■■ ■ DMI Insurance Services Auto Leasing Contingent Liability Phys Damage ■ ■ ■ ■ ■ GMI Insurance Services Auto Parts Stores ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. Auto Repair Shops ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■■ DeCotis Specialty Insurance ■■■■ ■ DMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ McLeckie Insurance Group ■■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) Auto Repossessors Liability ■ ■ ■ ■ ■ Prime Insurance Company Auto Transporters ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■■■ ■ ■ Brecht & Associates ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ USG Insurance Services Inc. Auto/Truck Leasing ■ ■ ■ ■ ■ GMI Insurance Services Auto/Truck Rental Agencies ■■■■ ■ Pacific Gateway Insurance Agency Automatic Car Wash Services ■■■■ ■ USASIA Insurance Services Bob Tail or Dead Heading Liability (Truckers) ■ ■ ■■ ■ Erickson-Larsen Inc. Buses, Including Chartered Vehicles ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ UFG Specialty Cargo ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Commercial Auto Liab. (Misc./Special Purpose) ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ IAT Insurance Group ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■■■■ ■ Sun Coast General Insurance Agency Commercial Auto Liability & Physical Damage ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Bristol West Insurance Group ■■■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ NBIS
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 34 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) Motorhome/RV Dealers ■■■■ ■ DMI Insurance Services ■■ ■ ■ ■ McLeckie Insurance Group Non Emergency Medical Transportation (NEMT) ■ ■ ■ ■ ■ RPS Healthcare Non-Trucking Liability ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ True Transport Insure Public Auto ■ ■ ■ ■ ■ 5Star Specialty Programs ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nationwide ■■■■ ■ Pacific Gateway Insurance Agency ■■■■ ■ Pacific International Underwriters Public Transportation ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ UFG Specialty Sand & Gravel Haulers ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ UFG Specialty School Buses ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ UFG Specialty Taxi Cabs ■ ■ ■ ■ ■ National Indemnity Company Tire Dealers ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ UFG Specialty Tow Trucks ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ National Indemnity Company ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RPS ■■■■ ■ Sun Coast General Insurance Agency Truckers General Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Southwest Risk Trucks--Intermediate Haul ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Trucks--Long Haul ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■■ ■ Cochrane and Company ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ NBIS ■■■■ ■ Pacific Gateway Insurance Agency ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RT Specialty ■■■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ UFG Specialty Trucks--Short Haul ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ JM Wilson ■■■■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Risk Strategies, Transportation Group Auto - Personal All Terrain Vehicles ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Prime Insurance Company Antique & Classic Auto ■ ■ ■ ■ ■ American Collectors Insurance Inc. ■ ■ ■ ■ ■ Foremost Insurance Group ■■■■ ■ Pacific International Underwriters Antique & Custom Motorcycles/Scooters ■ ■ ■ ■ ■ American Collectors Insurance Inc. High Performance & Sports Cars ■ ■ ■ ■ ■ American Collectors Insurance Inc. Kit/Replicas/Custom Cars - Physical Damage ■ ■ ■ ■ ■ American Collectors Insurance Inc. Mobilehome - Liability & Physical Damage ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group Motorcycle - Liability & Physical Damage ■ ■ ■ ■ ■ American Collectors Insurance Inc. ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP Motorcycles & Motor Scooters ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online Motorhome - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Mexpro.com / NFP Motorhomes/RVs ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Prime Insurance Company Nonstandard Personal Auto Liability & Phys Dmg ■ ■ ■ ■■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Bristol West Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■■■■ ■ Sun Coast General Insurance Agency Nonstandard Personal Auto Liability (only) ■ ■ ■ ■ ■ Bristol West Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online RV - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP Snowmobiles ■ ■ ■ ■ ■ Foremost Insurance Group Travel Trailers & Campers ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ RPS Aviation Air Cargo ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. Aircraft Products Liability ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ RT Specialty Airplanes--Business/Corporate ■ ■ ■ ■ ■ LIG Marine Managers Airport Owners/Operators Liability ■ ■ ■ ■ ■ LIG Marine Managers Aviation (General) ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist Hangar Keepers Liability ■ ■ ■ ■ ■ LIG Marine Managers Helicopters ■ ■ ■ ■ ■ LIG Marine Managers Hot Air Balloons ■ ■ ■ ■ ■ RPS Bonds Bankers Blanket Bond High Limits ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Bankers Special Bond ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Commercial Crime Bond ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ U.S. Risk LLC Contractor License Bonds ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. Customs Bonds ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers Employee Benefit Plans Liability ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Excess Fidelity Bonds ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Financial Institution Bond ■ ■ ■ ■ ■ U.S. Risk LLC Financial Guarantee Bonds ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk Performance & Payment Bonds ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC Surety Bonds - Contractors ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Nationwide Surety Bonds - Misc. and Special Risks ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) Surety Bonds - Prof. Liability ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Surety License Bonds ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. Third Party Fidelity Coverage ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Business Risks Active Shooter ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Governmental Underwriters Business Interruption ■ ■ ■ ■ ■ RMC Group Business Owners Policy ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■ ■ ■ Executive Insurance Professionals, PLLC ■■■ ■ ■ J.E. Brown & Associates ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) Care Custody/Control Liability (P.D.) ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group, A Div of Specialty Programs Group ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Contingent Liability ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Corporate Fiduciary Liability ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Synergy Professional Associates Inc.
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 35 www.insurancejournal.com Cyber Risk ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Employee Benefit Plans Liability ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Employers Liability ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Extended, Product Warranty & Service Contracts ■ ■ ■ ■ ■ JC Wilson Consulting Inc. ■ ■ ■ ■ ■ RPS Fiduciary Liability ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ U.S. Risk LLC Food Borne Illness ■ ■ ■ ■ ■ U.S. Risk LLC Identity Theft ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s In-Home Businesses ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ www.insurancehelper.com IT Consultants Errors & Omissions ■ ■ ■ ■ ■ All Solutions PBS LLC ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ RPS Technology & Cyber Kidnap, Ransom & Extortion ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Victor Insurance Managers LLC Legal Expense ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Limited Partnership Liability/Partnership ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Mergers & Acquisitions ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Reps and Warranties ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services Sexual Abuse Liability ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Sexual Harassment Legal Expense ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Specific Litigation ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Tax Insurance ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Transactional Risk ■ ■ ■ ■ ■ Concord Specialty Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services Warranty Protection Coverage ■ ■ ■ ■ ■ M&A Insurance Solutions LLC Contractors & Related Alarm Contractors ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Brownyard Group ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ The Mechanic Group, A Div of Specialty Programs Group ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ XPT Architects & Engineers ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor Insurance Managers LLC Artisan Contractor Program ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk Artisan Contractors ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Central Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ XPT Asbestos Abatement Contractors ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Builders Risk ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ CapSpecialty ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Element22 Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MAXIMUM ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RMC Group ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ XPT Builders Risk Installation Floater ■ ■ ■ ■ ■ Berkley Fire & Marine Building Materials Dealers ■ ■ ■ ■ ■ Continental Underwriters Inc. Cable Line Installers ■ ■ ■ ■ ■ UFG Specialty COC Program ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■■■■ ■ Monarch E&S Insurance Services ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ US Assure ■■■■ ■ USASIA Insurance Services Concrete Mix-In-Transit ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ UFG Specialty Concrete Pumpers ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services Construction Liability ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Central Agency ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. Construction Managers ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ Victor Insurance Managers LLC Construction Wrap-Ups ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ Wrap Up Insurance Solutions Contractors Design & Build Liability ■ ■ ■ ■ ■ Admiral Insurance Group ■■■■ ■ Eaton Professional Insurance Services
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 36 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) Contractors Equipment ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Contractors Paper ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ REInsurePro Contractors Pollution Liability ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■■ ■ Cochrane and Company ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Crane & Rigging Contractors ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ NBIS Custom Home Builders ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ James River Insurance Company ■■■■ ■ Monarch E&S Insurance Services ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ XPT Demolition Contractors Liability ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Walter General Agency (WGA) Electricians ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services Elevator Contractors ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ UFG Specialty Environmental Contractors ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Virtue Risk Partners LLC Fire Sprinkler Contractors ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ UFG Specialty Fire/Water Restoration ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies Fireworks Display Contractors Risk ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. Framers ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services General Contractors - Commercial ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Central Agency ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RMC Group ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ XPT General Contractors - Residential ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Central Agency ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■■■■ ■ XPT Hospitality ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ XPT House Moving Contractors ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. Janitorial ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ XPT Land Surveyors ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Victor Insurance Managers LLC Landscape Architects ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Victor Insurance Managers LLC Landscaping ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Central Agency ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ XPT Lead Abatement Contractors ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 37 www.insurancejournal.com Marine Contractors ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Legacy Employer Concepts LLC Outside Contractors All ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Shield Commercial Insurance Services Plumbers ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ REInsurePro Property--Real, Personal & Business Income ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ TAPCO Underwriters Inc. Remodeling Contractors ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■■■■ ■ Central Agency ■ ■ ■ ■■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ Walter General Agency (WGA) Roofers ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CapSpecialty ■■■■ ■ Central Agency ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) Scaffolding Risks ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Construction Insurance Services LLC Social Service ■ ■ ■ ■ ■ Irwin Siegel Agency Swimming Pool Contractors ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Shield Commercial Insurance Services Toxic Mold Liability ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies Utility Industry ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ UFG Specialty X.C.U. (Contractors) Liability ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Directors & Officers Liability Associations ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Professional Insurance Concepts Boards of Education ■■ ■ ■ ■ Allsouth Professional Liability Chambers of Commerce ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■■■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency Condominiums ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Ian H. Graham Insurance ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ The McGowan Companies Country Clubs ■■ ■ ■■ Coastal Insurance Underwriters Inc. Crime ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ RPS Technology & Cyber D&O (General) ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ JM Wilson ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT Employer`s Professional Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Risk Strategies, Transportation Group ■ ■ ■ ■ ■ RMC Group ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Towerstone Inc. ESOP Companies ■ ■ ■ ■ ■ Professional Insurance Concepts Fiduciary Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Financial Institutions ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG Homeowners Associations ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■■■■ ■ Eaton Professional Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Ian H. Graham Insurance ■■■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Professional Insurance Concepts Kidnap/Ransom ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts Nonprofit Organizations ■■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■■■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Victor Insurance Managers LLC
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 38 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Private Company ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Quadrant Insurance Managers Public Officials ■■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Governmental Underwriters Union Officials ■ ■■■■ Agentic Insurance LLC Venture Capitalists ■ ■ ■ ■ ■ Cooper & McCloskey Inc. Youth Sport Leagues ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) Earthquake & Related Earthquake--Commercial ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ James River Insurance Company ■■■■ ■ Monarch E&S Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ RT Specialty ■■ ■ ■■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ XPT Earthquake--Residential ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■■ ■ Arrowhead General Insurance Agency Inc. ■■■■ ■ Canon Insurance Service ■■■■ ■ Monarch E&S Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RT Specialty ■■ ■ ■■ TAPCO Underwriters Inc. Earthquake/DIC ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ FTP of California ■■ ■ ■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ U.S. Risk LLC Stand Alone Earthquake ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ MAXIMUM ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ Walter General Agency (WGA) Entertainment/Live Performance Broadcasters ■ ■ ■ ■ ■ EmergIn Risk Cancellation ■ ■ ■ ■ ■ BUA LLC Concerts ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ www.insurancehelper.com Entertainment (General) ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ www.insurancehelper.com Event Planners/Producers ■ ■ ■ ■ ■ www.insurancehelper.com Event Weather Insurance ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance Film & TV Producers Indemnity (Cast) ■ ■ ■ ■ ■ U.S. Risk LLC Live Theatrical Risks ■ ■ ■ ■ ■ www.insurancehelper.com Media Special Perils ■ ■ ■ ■ ■ EmergIn Risk Weather ■ ■ ■ ■ ■ BUA LLC Environmental Agricultural Dealers ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ XPT Alternative Energy Plants ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ RT Specialty Battery Storage Projects ■ ■ ■ ■ ■ PERse Crop Dusting & Spraying ■ ■ ■ ■ ■ XPT Disposal Sites Non-Owned ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies Dry Cleaners ■ ■ ■ ■ ■ GMI Insurance Services Environmental Impairment Liability ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Beacon Hill Associates ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC Environmental Risks ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Global Special Risks ■■■■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ JM Wilson ■■■■ ■ Monarch E&S Insurance Services ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Target Managers Insurance Services ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ XPT Geothermal Energy Projects ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Hazardous Waste Hauling ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■■■■ ■ Pacific Gateway Insurance Agency ■ ■ ■ ■ ■ Target Managers Insurance Services Hazardous Waste Storage & Disposal Facilities ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Target Managers Insurance Services ■ ■ ■ ■ ■ Virtue Risk Partners LLC Hospitals & Healthcare ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. Hydro Energy Projects ■ ■ ■ ■ ■ PERse Landfills (Sanitary) ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Philadelphia Insurance Companies Lenders Environmental Cost ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. Mining Operations ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Skyward Specialty Insurance Non-Hazardous Waste Hauling ■ ■ ■ ■ ■ Philadelphia Insurance Companies Pollution (General) ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ XPT Pollution Above Ground ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ New Empire Insurance Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies Pollution Clean Up Indemnity ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Pollution Liability ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Grand General Agency ■■■■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ New Empire Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 39 www.insurancejournal.com Real Estate Owner Asbestos Abatement ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ PartnerOne Environmental Solar Energy Products and Installers ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ PERse ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Shield Commercial Insurance Services Underground Fuel Tank Pollution Liability ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Philadelphia Insurance Companies Underground Storage Tanks ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ New Empire Insurance Services ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC Wind Energy Projects ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ PERse Equipment/Machinery/Tools Agricultural Equipment ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. Boiler & Machinery (High Value Objects) ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ PERse Computer Equipment ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. Equipment Dealers ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Construction Insurance Services LLC Firearms ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Ins. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ UFG Specialty Forestry Equipment ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Continental Underwriters Inc. Gas Cogeneration ■ ■ ■ ■ ■ UFG Specialty Logging Operations ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ Victor Insurance Managers LLC Mechanical Breakdown & Extended Warranty ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company Medical Equipment Dealer ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk Metal Workers & Foundries ■ ■ ■ ■ ■ UFG Specialty Mining Operations ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ UFG Specialty Excess Coverage Employers Excess Indemnity ■■■ ■ ■ Comp Solutions Network Inc. Excess Auto Liability Commercial ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ NBIS Excess Auto Liability Personal ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP ■■■■ ■ Sun Coast General Insurance Agency Excess E&O ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Excess Flood ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■ ■ ■■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ James River Insurance Company ■■■■ ■ Monarch E&S Insurance Services ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Poulton Associates Excess Liability Commercial ■■ ■ ■■ Agency Marketing Services ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Global Special Risks ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RelMark Program Managers ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT Excess Liability Personal ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ RT Specialty Excess Malpractice ■ ■ ■ ■ ■ Jamison Risk Services Excess Malpractice & Professional Liability ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Excess Maritime Employers Liability ■ ■ ■ ■ ■ LIG Marine Managers Excess Professional Liability ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Balance Partners - Maven ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Excess Property Commercial ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nationwide Self-Insured Excess Coverage ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Midwest Employers Casualty Self-Insured Risks ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap - Locations Nationwide Stop Loss Excess Aggregate ■ ■ ■ ■ ■ Artex Risk Solutions Inc. Umbrella Liability Commercial ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Distinguished Programs ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Hull & Company ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ NBIS ■ ■■■■ Number One Insurance Agency ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT Umbrella Liability Personal ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ MyMGA.com ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ PersonalUmbrella.com ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RT Specialty Workers’ Comp ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■■■ ■ ■ Comp Solutions Network Inc. ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Shield Commercial Insurance Services
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 40 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Farm & Animal Commercial Risks Dairies ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services Equestrian & Equine-Related Business ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ RT Specialty Horse Breeders/Boarders ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC Horse Farms ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC Horse Mortality Surgical & Medical ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ James Klein Insurance Livestock--Care, Custody or Control ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services Racehorses ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ Equine Insurance Specialists LLC Rodeos & Horse Shows ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Saddle Animal Liability ■ ■ ■ ■ ■ Equine Insurance Specialists LLC ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Farm & Ranch Owners Cannabis / Marijuana Growers ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Grand General Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■■■■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Reefer Protector Commercial Agribusiness ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Legacy Employer Concepts LLC Farm & Ranch Owners Equipment ■ ■ ■ ■ ■ Agricultural Insurance Mgmt Services Farm & Ranch Owners Liability (only) ■ ■■■■ Joseph Krar & Associates Inc. FRO Package ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ RPS Product Contamination/Recall ■ ■ ■ ■ ■ Cooper & McCloskey Inc. Financial Institution Services Collateral Protection Insurance ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Co. of US Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ Unitas Financial Services Diversified Financial Products ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Meridian Finance Group Financial Institutions ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Company of US Risk ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ Unitas Financial Services Forced Placed & Foreclosure Property ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Co. of US Risk ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services Investment Advisors ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Lenders Simple Interest/VSI/BSI ■ ■ ■ ■ ■ J.B. Lloyd & Associates, A Member Co. of US Risk ■ ■ ■ ■ ■ Unitas Financial Services Private Equity ■ ■ ■ ■ ■ M&A Insurance Solutions LLC ■ ■ ■ ■ ■ Unitas Financial Services Flood & Related Flood Districts ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ reThought Insurance Flood--Commercial ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ MAXIMUM ■ ■■■■ Number One Insurance Agency ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ reThought Insurance Flood--Personal ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Bass Underwriters ■ ■■■■ BUA LLC ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jimcor Agencies ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ reThought Insurance ■ ■ ■ ■ ■ RT Specialty Foreign Coverages Exporters Package ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC Foreign ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Mexpro.com / NFP International ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Mexpro.com / NFP ■ ■ ■ ■ ■ RT Specialty ■■■■ ■ USASIA Insurance Services International Kidnap Insurance ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC International Medical, Disability, Life ■ ■ ■ ■ ■ Mexpro.com / NFP International Visitors & Travelers Medical ■ ■ ■ ■ ■ Mexpro.com / NFP Kidnap and Ransom ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC Mexican Commercial Lines ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC Mexican Personal Lines ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Mexpro.com / NFP Mexican Tourist Auto ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Mexpro.com / NFP Political Risk ■ ■ ■ ■ ■ Meridian Finance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC Travel Medical Evacuation ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP Garage Auto Dealers ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■■■ ■ DMI Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Mexico Insurance Online ■■■■ ■ Pacific International Underwriters ■■ ■ ■ ■ RSI International Inc. ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Victor Insurance Managers LLC Auto Service and Repair ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■■ ■ Cochrane and Company ■■■■ ■ DMI Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Nationwide ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■■■ Roush Insurance Services Inc. ■■■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■■■■ ■ XPT Garage Keepers Auto Services ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■■ ■ ■ ■ RSI International Inc. Garage Keepers Legal Liability/Dealers Open Lot ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■■■ ■ ■ Western Surplus Lines Agency Inc. Garage Liability ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■■■■ ■ DMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■■ ■ Pacific Gateway Insurance Agency ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RSI International Inc. ■■■ ■ ■ Towerstone Inc. ■■■■ ■ USASIA Insurance Services ■■■ ■ ■ Western Surplus Lines Agency Inc. Garage Liability Hazard II ■■■ ■ ■ Brecht & Associates ■■■■ ■ DMI Insurance Services General Liability ■■■■ ■ DMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide On-Hook Coverage ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ NBIS Service Operations ■■■■ ■ DMI Insurance Services Used Car Dealers ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■■■ ■ ■ Brecht & Associates ■ ■ ■■ ■ Cochrane and Company ■■■■ ■ DMI Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ JM Wilson
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 41 www.insurancejournal.com ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ RSI International Inc. ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ Walter General Agency (WGA) Hospitality Banquet Halls ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ www.insurancehelper.com Bars/Night Clubs ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CapSpecialty ■■■■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ XPT Bed & Breakfasts ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ The McGowan Companies Breweries/Micro ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Skyward Specialty Insurance Casinos ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ The McGowan Companies Caterers ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ www.insurancehelper.com Gentlemens Clubs ■■■ ■ ■ Ashley General Agency ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ MAXIMUM ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ USG Insurance Services Inc. Hotels/Motels Packages ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■■■ ■ ■ Brecht & Associates ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ Covenant Underwriters ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ FTP of California ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Towerstone Inc. Internet Risks ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. Resorts ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ The McGowan Companies Restaurants ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Towerstone Inc. ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ XPT Spas ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Universal Insurance Programs Special Events ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ www.insurancehelper.com Inland Marine Bailee ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ NBIS Builders Risk ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■■ ■ ■ ■ McLeckie Insurance Group ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ XPT Contractors Equipment ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Berkley Fire & Marine ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ Continental Underwriters Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ US Assure ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. EDP ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. Equipment Floaters ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Berkley Fire & Marine ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Floaters (Misc.) ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■■■■ Joseph Krar & Associates Inc. Installation Floaters ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ US Assure Motor Truck Cargo ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Ascinsure Specialty Risk ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■■■■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MacAfee & Edwards - Mexican Insurance Specialist ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ RT Specialty ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ XPT Personal Property Floaters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ RT Specialty
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 42 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Warehousemens Liability ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Berkley Fire & Marine ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ NBIS Internet Related Risks Cyber Liability ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ IAT Insurance Group ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Mover’s Choice ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ XPT E&O ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ EmergIn Risk ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Technology & Cyber E-Commerce Risks ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ RPS Technology & Cyber Internet Service Providers ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ RPS Technology & Cyber Software Designers ■ ■ ■ ■ ■ Access E&S Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ RPS Technology & Cyber Web Hosting ■ ■ ■ ■ ■ RPS Technology & Cyber Web Site Designers ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ RPS Technology & Cyber Liability Apartments (liability only) ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ TAPCO Underwriters Inc. Comprehensive Personal Liability (CPL) ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TAPCO Underwriters Inc. General Liability (GL) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Construction Insurance Services LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Grand General Agency ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ NBIS ■ ■ ■ ■ ■ Negley Associates ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ REInsurePro ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Shield Commercial Insurance Services ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■■■■ ■ UFG Specialty ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT Homeowners Associations ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ U.S. Risk LLC Lessor`s Risk ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Distinguished Programs ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ The McGowan Companies Owners, Landlords & Tenants (OLT) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■■■■ ■ USASIA Insurance Services Premises Liability ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ Virtue Risk Partners LLC ■ ■ ■ ■ ■ www.insurancehelper.com Liquor Liability Bars/Night Clubs (W/ Liquor Liability) ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ XPT Liquor Dealers & Stores ■ ■ ■ ■ ■ GMI Insurance Services ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Specialty Insurance Liquor Liability ■■ ■ ■■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■■ ■ Erickson-Larsen Inc. ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Jimcor Agencies ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ www.insurancehelper.com Liquor Liability Host ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ TAPCO Underwriters Inc. ■ ■ ■ ■ ■ www.insurancehelper.com
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 43 www.insurancejournal.com Manufacturing Risks Ammunition Manufacturers ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Ins. ■ ■ ■ ■ ■ UFG Specialty Building Supplies ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ GMI Insurance Services Chemical Manufacturers ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Ins. Services (Environmental) ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) Electrical & Electronic Equip. Manufacturers ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ UFG Specialty Food Manufacturers/Producers ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ XPT Furniture & Fixtures Manufacturers ■ ■ ■ ■ ■ Continental Underwriters Inc. Independent Power Producers ■ ■ ■ ■ ■ GMI Insurance Services Medical Equipment Manufacturers ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) Metal & Plastics Manufacturers ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ The McGowan Companies Product Contamination/Recall ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Kinsale Insurance Company Stone, Clay & Glass Manufacturers ■ ■ ■ ■ ■ GMI Insurance Services Transportation Equipment Manufacturers ■ ■ ■ ■ ■ UFG Specialty Wood Products Manufacturing ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■■■ Roush Insurance Services Inc. Marine Related Antique & Classic Boats ■ ■ ■ ■ ■ Markel Personal Lines Boat Dealers ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Mexico Insurance Online Boat Manufacturers ■ ■ ■ ■ ■ LIG Marine Managers Boat Repair Operations - Yards ■ ■ ■ ■ ■ LIG Marine Managers ■■■■ ■ Sun Coast General Insurance Agency Boat/PWC Rental Operations ■ ■ ■ ■ ■ Markel Personal Lines Cargo ■ ■ ■ ■ ■ Kinsale Insurance Company Charter Boats - Bareboat ■ ■ ■ ■ ■ Markel Personal Lines ■■■■ ■ Pacific International Underwriters Charter Boats - Skippered ■ ■ ■ ■ ■ Markel Personal Lines ■■■■ ■ Pacific International Underwriters ■■■■ ■ Sun Coast General Insurance Agency Commercial Marine ■ ■ ■ ■ ■ JM Wilson Container (Marine) Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. Excess Liability ■ ■ ■ ■ ■ LIG Marine Managers Fishing Boats Commercial ■ ■ ■ ■ ■ Markel Personal Lines ■■■■ ■ Pacific International Underwriters Fishing Guides ■ ■ ■ ■ ■ Markel Personal Lines High Performance Boats ■ ■ ■ ■ ■ Markel Personal Lines Hull/P&I ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Markel Personal Lines ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ U.S. Risk LLC Jet Pump Boats ■ ■ ■ ■ ■ Markel Personal Lines Jet Ski/PWC ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines Marina Operators ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Mexico Insurance Online ■■■■ ■ Sun Coast General Insurance Agency Marinas, Boat Dealers/Repairers ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■■■ Roush Insurance Services Inc. Marine Pollution ■ ■ ■ ■ ■ Virtue Risk Partners LLC Maritime Employers Liability (MEL) ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ U.S. Risk LLC Ocean Marine ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ LIG Marine Managers ■■■■ ■ Monarch E&S Insurance Services ■■■■ ■ USASIA Insurance Services Passenger Vessel - Excursions ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ LIG Marine Managers ■ ■ ■ ■ ■ Markel Personal Lines Personal Watercraft - Liability & Phys Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP Private Pleasure Yachts ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexpro.com / NFP ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■■■■ ■ Sun Coast General Insurance Agency Ship Repairers ■ ■ ■ ■ ■ LIG Marine Managers Ski Boat/Small Boat Package ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines Watercraft - Liability & Physical Damage ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Mexpro.com / NFP ■■■■ ■ Pacific International Underwriters Wet Marine ■ ■ ■ ■ ■ International Transportation & Marine Agency Inc. Yacht Clubs ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Mexico Insurance Online Nonprofit & Related Charitable Organizations ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance Clubs/Groups ■■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■■■■ ■ Pacific International Underwriters Nonprofit Organizations ■■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Sports & Wellness Insurance Religious Organizations ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Promont Insurance Advisors ■■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ USG Insurance Services Inc. Volunteers ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Sports & Wellness Insurance Oil & Gas Control of Well/OEE ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Global Special Risks ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Offshore Oil Drilling & Service Risks ■ ■ ■ ■ ■ U.S. Risk LLC Oil & Gas Risks ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RMC Group ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Southwest Risk
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 44 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Petrochemical Risks ■ ■ ■ ■ ■ James River Insurance Company Products Liability Chemical Products ■ ■ ■ ■ ■ Beacon Hill Associates ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) Chemical Properties ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) Cosmetics Products ■ ■ ■ ■ ■ Brownyard Group ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) Hazardous Products ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ USG Insurance Services Inc. Medical Products ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. ■ ■ ■ ■ ■ RT Specialty New Products ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ UFG Specialty Nutraceuticals ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RT Specialty Pharmaceuticals ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ LifeScienceRisk ■ ■ ■ ■ ■ RT Specialty Product Contamination/Recall ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services (Environmental) ■ ■ ■ ■ ■ Jimcor Agencies Products Liability (General) ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Great American Risk Solutions ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ MAXIMUM ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ The Mechanic Group, A Div of Specialty Programs Group ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ UFG Specialty ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ www.insurancehelper.com ■ ■ ■ ■ ■ XPT Products Liability (Retroactive) ■ ■ ■ ■ ■ Euclid Life Science Specialty LLC ■ ■ ■ ■ ■ UFG Specialty Products Recall Expense Ins. ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Kinsale Insurance Company Professional Liability Accountants ■■ ■ ■ ■ Agency Marketing Services ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Actuaries ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Alarm Installers ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ The Mechanic Group, A Div of Specialty Programs Group Architects & Engineers ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James River Insurance Company ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ XPT Asset Managers ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Beauticians ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Ins Billing Services (Incl. Medical) ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ U.S. Risk LLC Broadcasters & Publishers ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ EmergIn Risk Computer & EDP Consultants ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Consultants (General) ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Balance Partners - Maven ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Global Special Risks ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Contractors ■ ■ ■ ■ ■ Applied Financial Lines ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ Virtue Risk Partners LLC Counselors ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Nonprofits Insurance Alliance Crime ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters Cyber Liability ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kevin Davis Insurance Services ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ ProWriters ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 45 www.insurancejournal.com E&O (General) ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Agency Underwriters ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Balance Partners - Maven ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ James Klein Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ MAXIMUM ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RMC Group ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT E&S Brokers & MGAs ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Employment Practices Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ IAT Insurance Group ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jimcor Agencies ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s ■ ■ ■ ■ ■ XPT Environmental E&O ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Freberg Environmental Inc. ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ Victor Insurance Managers LLC Executive Recruiters/Employment Agencies ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) Fiduciary Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Gerald J. Wilkoff Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Financial Institution ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RT Specialty Financial Planners ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Firearm Instructors ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Ins. Home Inspectors ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Target Professional Programs Insurance Adjusters ■ ■ ■ ■ ■ Quadrant Insurance Managers Insurance Agents & Brokers E&O ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Balance Partners - Maven ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ U.S. Risk LLC Interior Designers ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) Internet Risks ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Technology & Cyber Investment Advisory Reps ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ ProWriters Land Surveyors ■ ■ ■ ■ ■ Victor Insurance Managers LLC Landscape Architects ■ ■ ■ ■ ■ Victor Insurance Managers LLC Landscapers ■ ■ ■ ■ ■ XPT Lawyers ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Applied Financial Lines ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Lawyer’s Protector Plan ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ XPT Media Professionals ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Hull & Company Meeting Planners ■ ■ ■ ■ ■ www.insurancehelper.com Misc. Professional Liability ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Balance Partners - Maven ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Hull & Company ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Insurance Concepts ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 46 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com ■■■ ■ ■ Quirk & Company ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ XPT Mortgage Brokers ■ ■■■■ Agentic Insurance LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ RealCare Insurance Party Coordinators ■ ■ ■ ■ ■ www.insurancehelper.com Police/Law Enforcement Officers ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Professional Governmental Underwriters Private Investigators ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ XPT Property Managers ■■ ■ ■■ Agency Marketing Services ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC Real Estate Agents ■■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RealCare Insurance ■ ■ ■ ■ ■ Synergy Professional Associates Inc. ■ ■ ■ ■ ■ Victor Insurance Managers LLC ■ ■ ■ ■ ■ XPT Real Estate Appraisers ■ ■ ■ ■ ■ Norman-Spencer Agency LLC ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RealCare Insurance ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Target Professional Programs ■ ■ ■ ■ ■ Victor Insurance Managers LLC Registered Investment Advisors ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Markel ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries School Board/Public Officials ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Professional Governmental Underwriters Security Guard & Detective Agencies ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Brownyard Group ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ The Mechanic Group, A Div of Specialty Programs Group Stand- Alone Fiduciary ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Stock Brokers ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Tax Preparers ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ Professional Underwriters Agency (PUA) ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries Technology Professionals ■ ■ ■ ■ ■ 5Star Specialty Programs ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ Quadrant Insurance Managers ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Temporary Personnel Agencies ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Third Party Administrators ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ ProSurance Group, a Div of One80 Intermediaries ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Title Agents ■ ■ ■ ■ ■ Agency Marketing Services ■ ■■■■ Agentic Insurance LLC ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Norman-Spencer Agency LLC Travel Agents ■ ■ ■ ■ ■ EmergIn Risk ■ ■ ■ ■ ■ Mexico Insurance Online ■ ■ ■ ■ ■ Prime Insurance Company ■ ■ ■ ■ ■ ProWriters Truck Drivers/Operators ■ ■ ■ ■ ■ Risk Strategies, Transportation Group Web Site Designers ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Technology & Cyber Professional Liability--Medical Fields Abortion Clinics ■ ■ ■ ■ ■ Founders Professional Acupuncturists ■ ■ ■ ■ ■ ProAlly Alcohol/Drug Rehabilitation Centers ■ ■ ■ ■ ■ Addiction Treatment Providers Insurance Program ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Allergists ■ ■ ■ ■ ■ TDC Specialty Underwriters Allied Health Care ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Grand General Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ ProAlly ■ ■ ■ ■ ■ ProWriters ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Assisted Living Facilities ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ TDC Specialty Underwriters ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ XPT Clinical Trials ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RT Specialty College/University Health Centers ■ ■ ■ ■ ■ TDC Specialty Underwriters Community Health Centers ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ TDC Specialty Underwriters Counseling/Mental Health Facilities ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ TDC Specialty Underwriters Dentists ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ XPT Healthcare Administrative E&O ■ ■■■■ Agentic Insurance LLC Healthcare Facilities (Misc.) ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Home Health Agencies ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ U.S. Risk LLC Hospice Care Programs ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ TDC Specialty Underwriters
Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 47 www.insurancejournal.com Hospitals ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ eKo Specialty Insurance Services Inc. ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TDC Specialty Underwriters Kidney Dialysis Facilities ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ TDC Specialty Underwriters Managed Care Organizations ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ TDC Specialty Underwriters Medical & Physical Rehab Facilities ■■ ■ ■ ■ Agency Marketing Services ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Medical Imaging Centers ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Medical Malpractice ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■■ ■ ■ ■ Agency Marketing Services ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TDC Specialty Underwriters Medical Stop Loss ■ ■ ■ ■ ■ Artex Risk Solutions Inc. Misc. Professional Liability - Medical Fields ■ ■ ■ ■ ■ Access E&S Insurance Services ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ All Solutions PBS LLC ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ ARC West Coast Excess & Surplus Brokerage LLC ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ ProAlly ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ XPT Nurses ■ ■ ■ ■ ■ ProAlly ■ ■ ■ ■ ■ RPS Healthcare Nursing/Convalescent Homes ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ Sapphire Blue ■ ■ ■ ■ ■ U.S. Risk LLC Ophthalmologists ■ ■ ■ ■ ■ TDC Specialty Underwriters Opticians ■ ■ ■ ■ ■ ProAlly Optometrists ■ ■ ■ ■ ■ ProAlly Osteopaths ■ ■ ■ ■ ■ TDC Specialty Underwriters Outpatient Clinics ■ ■ ■ ■ ■ Admiral Insurance Group ■ ■ ■ ■ ■ Cooper & McCloskey Inc. ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Promont Insurance Advisors ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Pharmacists ■ ■ ■ ■ ■ ProAlly ■ ■ ■ ■ ■ TDC Specialty Underwriters Physician Groups & Clinics ■ ■ ■ ■ ■ Admiral Insurance Group ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters ■ ■ ■ ■ ■ U.S. Risk LLC Physicians ■■ ■ ■ ■ Agency Marketing Services ■■ ■ ■■ Allsouth Professional Liability ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Brooks Insurance Agency ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Hudson Insurance Group / Hudson Pro (TM) ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ TDC Specialty Underwriters ■ ■ ■ ■ ■ XPT Podiatrists ■ ■ ■ ■ ■ Kinsale Insurance Company Psychiatrists ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ TDC Specialty Underwriters Psychologists ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ ProAlly Specified Medical Professions ■ ■ ■ ■ ■ Admiral Insurance Group ■■ ■ ■ ■ Agency Marketing Services ■■ ■ ■ ■ Allsouth Professional Liability ■ ■ ■ ■ ■ Donald Gaddis Co. Inc. Insurance Services ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ Founders Professional ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Synergy Professional Associates Inc. Surgery Centers ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (New Jersey) ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Urgent Care Centers ■ ■■■■ Agentic Insurance LLC ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ TDC Specialty Underwriters Veterinarians ■ ■ ■ ■ ■ James River Insurance Company Property--Commercial Apartments ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■ ■ ■ Brecht & Associates ■■■■ ■ Central Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ The McGowan Companies ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ XPT Capacity or Excess Property Insurance ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ UFG Specialty Churches ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Promont Insurance Advisors Coastal Property ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ U.S. Risk LLC Commercial Property ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■■■■ ■ Canon Insurance Service ■■■■ ■ Central Agency ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ Cosmetic Insurance Services, a division of EPIC Brokers ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Element22 Insurance Services ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■■■■ ■ James Klein Insurance ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ JM Wilson
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 48 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Negley Associates ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Southwest Risk ■■■■ ■ Sun Coast General Insurance Agency ■ ■ ■ ■ ■ Towerstone Inc. ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Condominiums ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Insurance Services ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ The McGowan Companies Difference-in-Conditions ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■■ ■ Arrowhead General Insurance Agency Inc. ■■ ■ ■■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ U.S. Risk LLC Earthquake ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ U.S. Risk LLC General Liability (GL) ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Continental Underwriters Inc. ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ McLeckie Insurance Group ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ New Empire Insurance Services ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co’s Hazardous Occupancies ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Virtue Risk Partners LLC Hotels/Motels ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CapSpecialty ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Covenant Underwriters ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Manufacturing Operations ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Southwest Risk ■■■■ ■ USASIA Insurance Services Mercantile ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ IAT Insurance Group Mobile Home Parks ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Nationwide Office Buildings ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ RT Specialty Real Estate Investor ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ REInsurePro Restaurants ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ CapSpecialty ■■■■ ■ Central Agency ■ ■ ■ ■ ■ FTP of California ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. School Districts ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ MAXIMUM Seasonal Property ■ ■ ■ ■ ■ REInsurePro Service Stations ■ ■ ■ ■ ■ FTP of California Shopping Centers ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ HabPro Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing SMP Package (Specialty/Nonstandard) ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■■■■ ■ Monarch E&S Insurance Services Taverns ■ ■ ■ ■ ■ Specialty Insurance Terrorism ■ ■ ■ ■ ■ Element22 Insurance Services Toxic Mold Liability ■ ■ ■ ■ ■ Beacon Hill Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide Vacant Property ■ ■ ■ ■ ■ American Management Corporation ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Bass Underwriters ■■■ ■ ■ Brecht & Associates ■ ■ ■ ■ ■ Breckenridge Insurance ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ CRC Insurance Services ■ ■ ■ ■ ■ Distinguished Programs ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Great American Risk Solutions ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ MAXIMUM ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ Nationwide ■■■ ■ ■ NeitClem Wholesale Insurance Brokerage Inc. ■ ■■■■ Number One Insurance Agency ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■■ ■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ REInsurePro ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ Southwest Risk ■ ■ ■ ■ ■ Specialty Wholesale Ins. Solution (SWIS), a Div of SPG ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ UFG Specialty ■ ■ ■ ■ ■ US Assure ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ USG Insurance Services Inc. ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ XPT Warehouses ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ FTP of California ■ ■ ■ ■ ■ Great American Risk Solutions ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. Wind Deductible Buy-Back ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ U.S. Risk LLC Wind/Hail ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Bass Underwriters ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ Element22 Insurance Services ■ ■ ■ ■ ■ Gridiron Insurance Underwriters Inc. ■ ■ ■ ■ ■ REInsurePro Property--Residential Coastal Property ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■■■■ BUA LLC ■■ ■ ■ ■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. ■■■ ■ ■ Towerstone Inc. Condominiums (HO-6) ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ J.E. Brown & Associates ■ ■■■■ Sovereign Group Int’l Inc. Contents Only (HO-4) ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines Dwelling Fire (DP-1, DP-3) ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■■ ■ Central Agency ■ ■ ■■ ■ Cochrane and Company ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Foremost Insurance Group ■■■■ ■ Gorst & Compass Insurance ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Markel Personal Lines ■ ■■■■ RISCO Insurance Brokerage Inc. ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ US Assure

Dwelling Fire (TDP-1)

(TDP-1/TDP-2/TDP-3)

Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 2023 National Directory of Excess, Surplus and Specialty Markets, Volume II July 17, 2023 INSURANCE JOURNAL | 49 www.insurancejournal.com Service Businesses Ambulances ■ ■ ■ ■ ■ James River Insurance Company Barber Shops ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ GMI Insurance Services ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Beauty Salons ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ GMI Insurance Services ■■■ ■ ■ J.E. Brown & Associates ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Universal Insurance Programs Beauty Schools ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Beauty Supply ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG Buses ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company Cannabis, CBD & Smoke/Vape Shop ■ ■ ■ ■ ■ CannGuard ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■■■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Reefer Protector Cannabis/Marijuana - Dispensary and Growers ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ CannGuard ■ ■ ■■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Kinsale Insurance Company ■■■ ■ ■ M.J. Hall & Company Insurance Brokers ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Reefer Protector ■ ■ ■ ■ ■ XPT Cemeteries ■ ■ ■ ■ ■ GMI Insurance Services Coin Laundry ■ ■ ■ ■ ■ Bass Underwriters Convenience Stores ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■ ■ ■ ■ Covenant Underwriters ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ GMI Insurance Services ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. Courier/Messenger Service ■ ■ ■ ■ ■ Risk Strategies, Transportation Group Day Care Centers/Nurseries ■■ ■ ■■ Agency Marketing Services ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■■ ■ ■ ■ Indemnity Excess & Surplus Agency Inc. ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ RPS ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. Detective/Patrol Liability ■ ■ ■ ■ ■ AMIS/Alliance Marketing & Insurance Services LLC ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■■■■ Joseph Krar & Associates Inc. Dry Cleaners ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. Exterminators ■ ■ ■ ■ ■ GMI Insurance Services ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ XPT Firearm Dealers ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Ins. ■ ■ ■ ■ ■ Kinsale Insurance Company Funeral Directors/Mortuaries ■ ■ ■ ■ ■ GMI Insurance Services
■ ■ ■ ■ ■ Foremost
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Int’l Inc. ■ ■ ■ ■ ■ US Assure Dwelling Fire
■ ■ ■ ■ ■ Foremost Insurance Group ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ RSI International Inc. ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ US Assure Earthquake ■■■■ ■ Arrowhead General Insurance Agency Inc. ■■■■ ■ Orion Commercial Insurance Services Inc. ■ ■ ■ ■ ■ Poulton Associates ■ ■ ■ ■ ■ REInsurePro Forced Placement ■ ■ ■ ■ ■ Proctor Loan Protector ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services High Valued Homeowners ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company ■ ■■■■ BUA LLC ■■■■ ■ Canon Insurance Service ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jamison Risk Services ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■■■■ ■ Monarch E&S Insurance Services ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Florida) ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Company (Mass.) ■■■ ■ ■ Quirk & Company ■ ■ ■ ■■ RISCO Insurance Brokerage Inc. ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ USG Insurance Services Inc. High-Value Dwellings ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■■■■ BUA LLC ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Quaker Special Risk, a Jencap Co. (New Jersey) ■ ■ ■ ■ ■ RPS ■■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. Historic Homes ■ ■ ■ ■ ■ RPS Homeowners (HO-3) ■ ■ ■ ■ ■ Anderson & Murison Inc. ■ ■ ■ ■ ■ Bass Underwriters ■ ■■■■ BUA LLC ■■■■ ■ Central Agency ■ ■ ■ ■ ■ Cochrane and Company ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Hull & Company ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ JM Wilson ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■■ RISCO Insurance Brokerage Inc. ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ RPS ■■■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty ■ ■■■■ Sovereign Group Int’l Inc. Homeowners (HO-A) ■■■ ■ ■ Foremost Insurance Group Homeowners (HO-A/HO-B) ■■■ ■ ■ Foremost Insurance Group ■■■ ■ ■ RSI International Inc. Jewelry & Fur Floaters ■■■■ ■ Gorst & Compass Insurance ■■■■ ■ Monarch E&S Insurance Services ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ RT Specialty Low-Value Dwellings ■ ■ ■ ■ ■ Markel Personal Lines ■■■ ■ ■ RSI International Inc. ■ ■■■■ Sovereign Group Int’l Inc. Manufactured HO3 ■ ■ ■ ■ ■ Foremost Insurance Group Mobile/Manufactured Homes ■ ■ ■ ■ ■ Foremost Insurance Group ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Markel Personal Lines ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RPS Non-Standard Dwellings ■ ■ ■ ■ ■ Anderson & Murison Inc. ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Prime Insurance Company Real Estate Investor ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ Unitas Financial Services Seasonal Dwellings ■ ■■■■ BUA LLC ■ ■ ■ ■ ■ Foremost Insurance Group ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RPS ■ ■■■■ Sovereign Group Int’l Inc. Tenant Policy ■ ■ ■ ■ ■ Foremost Insurance Group ■■■ ■ ■ RSI International Inc. ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ Unitas Financial Services Vacant Property ■■■■ ■ Canon Insurance Service ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■ ■ ■ ■ ■ Foremost Insurance Group ■■■■ ■ Gorst & Compass Insurance ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ Jimcor Agencies ■ ■ ■ ■ ■ Markel Personal Lines ■ ■■■■ Number One Insurance Agency ■ ■ ■ ■ ■ REInsurePro ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ RSI International Inc. ■ ■■■■ Sovereign Group Int’l Inc. ■ ■ ■ ■ ■ US Assure ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ XPT Public Entities Community Water Districts ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Professional Governmental Underwriters Irrigation Districts ■ ■ ■ ■ ■ Professional Governmental Underwriters Municipal & Public Entities Liability ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Apex Insurance Services ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Jencap Specialty Insurance Services - Buffalo ■ ■ ■ ■ ■ RT Specialty ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Virtue Risk Partners LLC Public Housing Authorities Liability ■ ■ ■ ■ ■ Professional Governmental Underwriters Public Utilities (Water, Gas, Electric) ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Professional Governmental Underwriters Wastewater Treatment ■ ■ ■ ■ ■ Grundy Insurance ■ ■ ■ ■ ■ Virtue Risk Partners LLC Railroad Risks Railroad Protective Liability ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Boston Insurance Brokerage LLC ■ ■ ■ ■ ■ Commercial Sector Insurance Brokers LLC
Insurance Group
Group
2023 National Directory of Excess, Surplus and Specialty Markets, Volume II Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 50 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Sports & Recreation Amateur Sports ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■■■■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Wellness Insurance ■ ■ ■ ■ ■ www.insurancehelper.com Amusement Parks/Fairgrounds ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■■ ■ ■ Sun Coast General Insurance Agency Auto Racing ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. Bowling Centers ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ CapSpecialty ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Sports & Wellness Insurance Childrens Summer Camps ■ ■■■■ Lefebvre Insurance LLC ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance Driving Ranges ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ Philadelphia Insurance Companies Dude Ranches ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Fitness Centers ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance Golf Courses ■ ■ ■ ■ ■ CapSpecialty ■■ ■ ■■ Coastal Insurance Underwriters Inc. ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■ ■ ■ UFG Specialty Gymnastics Studios, Martial Arts & Dance Schools ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance Motor Sports ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. Museums ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Nonprofits Insurance Alliance Outfitters & Guides ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Professional Sports ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. Riding Stables ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Rodeos ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance Shooting Ranges ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ Joseph Chiarello & Co., Inc.; Firearms Business Ins. Skating Rinks ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. 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Co. ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ Sports & Fitness Insurance Corporation (SFIC) ■ ■ ■ ■ ■ Sports & Wellness Insurance Hospice (Medical & Non Medical) ■ ■ ■ ■ ■ Care Providers Insurance Services ■ ■ ■ ■ ■ Founders Professional ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■ ■ ■ ■ ■ Sapphire Blue Internet Risks ■ ■ ■ ■ ■ RPS Technology & Cyber Jewelers Block ■ ■ ■ ■ ■ RPS ■■■ ■ ■ Sun Coast General Insurance Agency Limousines ■ ■ ■ ■ ■ KF&B Program Managers Insurance Services ■ ■ ■ ■ ■ National Indemnity Company ■ ■ ■ ■ ■ Norman-Spencer International Inc. ■ ■ ■ ■ ■ RPS Pawn Shops ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies Printer Packages ■ ■ ■ ■ ■ EmergIn Risk Recycling Centers ■ ■ ■ ■ ■ Apollo General Ins. Agency Inc. ■ ■ ■ ■ ■ UFG Specialty Residential Care Facilities ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Nonprofits Insurance Alliance Restaurants ■■ ■ ■■ Agency Marketing Services ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Artex Risk Solutions Inc. ■ ■ ■ ■ ■ Atlas General Insurance Services, An RPS Company ■ ■ ■ ■ ■ Berkley Select | a Berkley Company ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ IAT Insurance Group ■ ■ ■ ■ ■ James River Insurance Company ■ ■■■■ Joseph Krar & Associates Inc. ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ Skyward Specialty Insurance ■ ■ ■ ■ ■ Specialty Insurance ■ ■ ■ ■ ■ The McGowan Companies ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ XPT Retail Stores ■ ■ ■ ■ ■ Arrowhead General Insurance Agency Inc. ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Aspera Insurance ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■ ■ ■■■ Roush Insurance Services Inc. ■ ■ ■ ■ ■ The McGowan Companies Self Storage ■ ■ ■ ■ ■ MiniCo Insurance Agency, a Jencap Company ■ ■ ■ ■ ■ PartnerOne Environmental ■ ■ ■ ■ ■ Universal Insurance Programs Service Stations ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Pacific Excess Insurance Marketing Shopping Centers ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ James River Insurance Company ■ ■■■■ Joseph Krar & Associates Inc. ■■ ■ ■ ■ McLeckie Insurance Group ■ ■ ■ ■ ■ Philadelphia Insurance Companies ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ The McGowan Companies Smoke/Vape Shops ■■■ ■ ■ Brecht & Associates Social Service Risks ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Charity First Insurance Services Inc. ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Hull & Company ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Negley Associates ■ ■ ■ ■ ■ Nonprofits Insurance Alliance Software, Internet & Computer Consulting Co ■■■■ ■ Eaton Professional Insurance Services ■ ■ ■ ■ ■ RPS Technology & Cyber Staffing Firms ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ RPS Healthcare ■ ■ ■ ■ ■ RPS Technology & Cyber ■ ■ ■ ■ ■ U.S. Risk LLC ■ ■ ■ ■ ■ World Wide Specialty, a Div of Philadelphia Ins Co Storage Facilities ■ ■ ■ ■ ■ Universal Insurance Programs Tanning Salons ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■■■ Donald Gaddis Co. Inc. Insurance Services ■ ■■■■ Joseph Krar & Associates Inc. ■■■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ Universal Insurance Programs Tattooing & Body Piercing ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■■ ■ Pacific International Underwriters ■ ■ ■ ■ ■ Professional Program Ins. Brokerage, a Div of SPG ■ ■ ■ ■ ■ XPT Valet Parking Companies ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ U.S. Risk LLC Special Events Liability Event Cancellation ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ Markel Personal Lines One-Day Special Events ■ ■ ■ ■ ■ Bass Underwriters ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■■■■ ■ Gorst & Compass Insurance ■ ■ ■ ■ ■ Irwin Siegel Agency ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ RSI International Inc. ■ ■ ■ ■ ■ www.insurancehelper.com ■ ■ ■ ■ ■ XPT Promotional Contests ■ ■ ■ ■ ■ BUA LLC ■ ■ ■ ■ ■ Jencap - Locations Nationwide Special Events ■■ ■ ■■ Agency Marketing Services ■ ■ ■ ■ ■ All Solutions PBS LLC ■ ■ ■ ■ ■ American Specialty Insurance & Risk Services Inc. ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■■■ ■ ■ Ashley General Agency ■ ■ ■ ■ ■ Braishfield Associates, a div of Hull & Company LLC ■ ■ ■ ■ ■ Builders & Tradesmen’s Insurance Services (BTIS) ■ ■ ■ ■ ■ CapSpecialty ■ ■ ■ ■ ■ DeCotis Specialty Insurance ■■■ ■ ■ Executive Insurance Professionals, PLLC ■ ■ ■ ■ ■ First Choice Ins Intermediaries ■ ■ ■ ■ ■ Gateway Specialty Insurance ■ ■ ■ ■ ■ GMI Insurance Services ■ ■ ■ ■ ■ Grand General Agency ■ ■ ■ ■ ■ Irwin Siegel Agency ■■■ ■ ■ J.E. Brown & Associates ■ ■ ■ ■ ■ James River Insurance Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■■■■ Joseph Krar & Associates Inc. ■ ■ ■ ■ ■ Kinsale Insurance Company ■ ■ ■ ■ ■ Markel Personal Lines ■ ■ ■ ■ ■ McGowan Allied Specialty Insurance ■ ■ ■ ■ ■ MexiPass International Insurance Services LLC ■ ■ ■ ■ ■ Nationwide ■ ■ ■ ■ ■ Nautilus Insurance Co. & Great Divide Ins. Co. ■ ■ ■ ■ ■ Nonprofits Insurance Alliance ■■■ ■ ■ Quirk & Company ■ ■ ■ ■ ■ RPS ■ ■ ■ ■ ■ UFG Specialty ■■■■ ■ USASIA Insurance Services ■ ■ ■ ■ ■ Walter General Agency (WGA) ■ ■ ■ ■ ■ Western Surplus Lines Agency Inc. ■ ■ ■ ■ ■ www.insurancehelper.com Spectators ■ ■ ■ ■ ■ www.insurancehelper.com Third Party Property Damage ■ ■ ■ ■ ■ Markel Personal Lines

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July 17, 2023 INSURANCE JOURNAL | 51 www.insurancejournal.com Workers’ Comp - Oil & Gas ■ ■ ■ ■ ■ Global Special Risks ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Skyward Specialty Insurance Workers’ Comp - PEO ■ ■ ■ ■ ■ Amwins - 150+ Locations Worldwide ■ ■ ■ ■ ■ Ascendant Insurance Solutions ■ ■ ■ ■ ■ Legacy Employer Concepts LLC Workers’ Comp - Small Business ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ CID Insurance Programs Inc. ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ Shield Commercial Insurance Services Workers’ Comp - Truckers and Transportation ■ ■ ■ ■ ■ Agency Underwriters ■ ■ ■ ■ ■ Gray Specialty ■ ■ ■ ■ ■ Izzo Insurance Services, A division of Hull & Company ■ ■ ■ ■ ■ Jencap - Locations Nationwide ■ ■ ■ ■ ■ Legacy Employer Concepts LLC ■ ■ ■ ■ ■ MAXIMUM ■ ■ ■ ■ ■ True Transport Insure
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See Website for Addresses, Headquarters - Melbourne, FL 32935

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MGA, Lloyd’s Correspondent, Managing Underwriter

Access E&S Insurance Services

2001 N. Lincoln St., Arlington, VA 22207

Phone: (703) 248-2566, Fax: (703) 248-2565

E-mail: Tim@Access-ES.com

www.Access-ES.com

A Licensed Surplus Broker, Lloyd’s Correspondent

Addiction Treatment Providers Insurance Program

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428

Phone: (610) 808-9556

E-mail: nsmmarketing@nsminc.com

atpinsure.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Admiral Insurance Group

P.O. Box 5430, Mount Laurel, NJ 08054

Phone: (512) 721-2446, Fax: (856) 429-8611

E-mail: mhowey@admiralins.com

www.admiralins.com

Managing Underwriter

Agency Marketing Services

9800 4th St. N, Ste. 400, St. Petersburg, FL 33702

Phone: (800) 542-2805, Fax: (727) 343-4123

E-mail: info@agencymarketing.com

www.agencymarketing.com

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Agency Underwriters

Po Box 4021, Chattanooga, TN 37405

Phone: (423) 206-4900

E-mail: info@agencyunderwriters.com

www.agencyunderwriters.com

Managing Underwriter

Agentic Insurance LLC

900 W. Valley Forge Rd., King of Prussia, PA 19406

Phone: (610) 567-3333, Fax: (610) 567-3334

E-mail: tkatona@agenticins.com

www.agenticins.com

A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Agricultural Insurance Mgmt Services

1496 Route 3A, Ste. 10, Bow, NH 03278

Phone: (877) 552-2467, Fax: (603) 225-9318

E-mail: jlp@aimscentral.com

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All Solutions PBS LLC

17 Village Rd., Ste. 176, Morristown, NJ 07976

Phone: (888) 376-5884, Fax: (888) 726-6638

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MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Allsouth Professional Liability

9800 4th Street N, Ste. 400, St. Petersburg, FL 33702

Phone: (800) 913-9260, Fax: (813) 282-0994

E-mail: info@allsouth.net

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American Collectors Insurance Inc.

951 Haddonfield Rd., Ste. 2A, Cherry Hill, NJ 08002

Phone: (888) 314-6647, Fax: (856) 755-7440

E-mail: info@americancollectors.com

americancollectors.com

American Management Corporation

1109 Oak Street, Conway, AR 72032

Phone: (855) 458-2835, Fax: (501) 932-3135

E-mail: submissions@amcins.com

www.amcinsurance.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

American Specialty Insurance & Risk Services

Inc.

7609 W. Jefferson Blvd., Ste. 100, Fort Wayne, IN 46804

Phone: (800) 245-2744, Fax: (260) 969-4729

E-mail: bschall@americanspecialty.com

www.americanspecialty.com

MGA, A Licensed Surplus Broker, Managing Underwriter

AMERISAFE

2301 Hwy 190 W, DeRidder, LA 70634

Phone: (800) 256-9052

E-mail: asksales@amerisafe.com

www.amerisafe.com

AMIS/Alliance Marketing & Insurance Services

LLC

P.O. Box 567, San Marcos, CA 92079

Phone: (760) 471-7116, Fax: (760) 471-9378

E-mail: snowell@amiscorp.com

www.amisinsurance.com

A Licensed Surplus Broker

Amwins - 150+ Locations Worldwide

For more information, check out our ad on page 17 (National). See Website for Locations, Headquarters - Charlotte, NC 28210

Phone: (704) 749-2700, Fax: (704) 943-9000

E-mail: marketing@amwins.com

www.amwins.com

Managing General Agency, A Licensed Surplus Broker

Anderson & Murison Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041

Phone: (323) 255-2333, Fax: (323) 255-0957

E-mail: dena.martin@monarchexcess.com

www.andersonmurison.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Apex Insurance Services

18545 Sigma Road, San Antonio, TX 78258

Phone: (210) 887-1064

E-mail: hughes@apexinsurance.com

www.apexinsurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Apollo General Ins. Agency Inc.

P.O. Box 1508, Sonoma, CA 95476

Phone: (800) 624-5829, Fax: (707) 996-7912

E-mail: victoriam@apgen.com

www.apgen.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Applied Financial Lines

1120 6th Ave., 21st Fl, New York, NY 10036

Phone: (443) 534-6060, Fax: (877) 234-4425

E-mail: tdowen@auw.com

www.afl.auw.com

Managing General Agency, A Licensed Surplus Broker

ARC West Coast Excess & Surplus Brokerage

LLC

260 S. Los Robles Ave., Ste. 205, Pasadena, CA 91101

Phone: (626) 584-5050, Fax: (626) 584-5010

E-mail: shunt@arcxswest.com

www.arcbrokers.com

A Licensed Surplus Broker

Arrowhead General Insurance Agency Inc.

701 B St., Ste. 2100, San Diego, CA 92101

Phone: (800) 669-1889, Fax: (619) 881-8695

E-mail: MarketingInfo@ArrowheadGrp.com

www.ArrowheadGrp.com

A Licensed Surplus Broker, Managing Underwriter

Artex Risk Solutions Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008

Phone: (630) 694-5050

E-mail: artexinfo@artexrisk.com

www.artexrisk.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Ascendant Insurance Solutions

2199 Ponce de Leon Blvd., Ste. 500, Coral Gables, FL 33134

Phone: (305) 820-4360, Fax: (305) 820-4348

E-mail: marketing@ascendantgroup.com

www.ascendantgroup.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400, Pittsburgh, PA 15222

Phone: (877) 372-0517, Fax: (888) 316-9016

E-mail: Rikki_Concannon@rpsins.com

www.ascinsure.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304

Phone: (936) 441-5959, Fax: (936) 521-5922

E-mail: hnelson@ashleyga.com

www.ashleyga.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Aspera Insurance

2035 Maywill St., Ste. 100, Richmond, VA 23230

Phone: (804) 774-2101, Fax: (804) 673-5697

E-mail: marketing@asperains.com

www.asperains.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Aspera makes the hard-to-insure easy to please. When agents struggle with hard-to-insure coastal manufactured housing and commercial risks for small and mid-sized businesses, we deliver quick quotes, tailored pricing and terms, and competitive compensation. Aspera Insurance Services, Inc. is a licensed excess & surplus lines wholesale broker.

Atlas General Insurance Services, An RPS Company

6165 Greenwich Dr., Ste. 200, San Diego, CA 92122

Phone: (858) 724-5100, Fax: (858) 724-5280

E-mail: marketing@atlas.us.com

atlas.us.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

52 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Alphabetical Directory of Intermediaries and Carriers

Balance Partners - Maven

PO Box 2550, Huntington, NY 11750

Phone: (512) 923-6278

E-mail: cjacobs@balanceuw.com

www.balanceuw.com/maven

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313

Phone: (954) 473-4488, Fax: (954) 317-3100

E-mail: marketing@bassuw.com

www.bassuw.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Bass Underwriters, Inc., - driven by relationships, not statistics, Bass provides the critical facilities necessary for agents to deliver quality insurance products to their clients.

Beacon Hill Associates

P.O. Box 1532, Charlottesville, VA 22902

Phone: (800) 596-2156, Fax: (434) 979-8964

E-mail: info@b-h-a.com

https://b-h-a.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Berkley Fire & Marine

425 North Martingale Rd., Ste. 1520, Schaumburg, IL 60173

Phone: (844) 462-3600

E-mail: marketing@berkleymarine.com

www.berkleymarine.com

Berkley Select | a Berkley Company

550 W. Jackson Blvd., Ste. 500, Chicago, IL 60661

Phone: (312) 800-6200, Fax: (312) 207-1839

E-mail: info@berkleyselect.com

www.berkleyselect.com

Brecht & Associates

For more information, check out our ad on page 2 (South Central). 1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772

E-mail: jbrecht@brechtassoc.com www.brechtassoc.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Brecht & Associates is a managing general agency serving agents in Texas, Oklahoma, and Arkansas specializing in insuring risks with unique characteristics. Independently owned & operated, our goal is to assist retail agents by providing access to a full range of products to meet the needs of their clients.

Breckenridge Insurance

3550 George Busbee Pkwy NW, Ste. 300, Kennesaw, GA 30144

Phone: (855) 728-8822

E-mail: solved@breckis.com www.breckis.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Bristol West Insurance Group

PO Box 31029, Independence, OH 44131

Phone: (800) 237-6136

E-mail: foremostinsurancegroup@foremost.com

acm@foremost.com

Brooks Insurance Agency

6320 Canoga Ave., 12th Fl, Woodland Hills, CA 91367

Phone: (818) 449-9062

E-mail: mmccluskey@brooks-ins.com

www.brooks-ins.com

Managing General Agency, A Licensed Surplus Broker

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706

Phone: (800) 645-5820, Fax: (631) 666-5723

E-mail: info@brownyard.com

www.brownyard.com

Managing General Agency, Managing Underwriter

BUA LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801

Phone: (603) 772-5005, Fax: (603) 372-5990

CannGuard

11500 N. Ambassador Dr., Ste. 310, Kansas City, MO 64153

Phone: (833) 770-4068

E-mail: info@cann-guard.com

https://cann-guard.com

Managing General Agency

Canon Insurance Service

8383 Wilshire Blvd., Ste. 341, Beverly Hills, CA 90211

Phone: (310) 859-8600, Fax: (310) 278-3617

www.CanonInsurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

CapSpecialty

1600 Aspen Commons, Middleton, WI 53562

Phone: (608) 829-4200, Fax: (608) 829-7408

E-mail: now@CapSpecialty.com

CapSpecialty.com

Managing General Agency, A Licensed Surplus Broker

Care Providers Insurance Services

19111 N. Dallas Pkwy, Ste. 250, Dallas, TX 75287

Phone: (972) 427-4199

E-mail: nsmmarketing@nsminc.com

cpsinsure.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Central Agency

P.O. Box 2627, Wenatchee, WA 98807

Phone: (800) 678-1642, Fax: (509) 663-0092

E-mail: jim@thecentralagency.com

www.thecentralagency.com

Managing General Agency, A Licensed Surplus Broker

Charity First Insurance Services Inc.

595 Market St., Ste. 2100, San Francisco, CA 94105

Phone: (800) 352-2761

E-mail: Frank_Tarantino@charityfirst.com

www.charityfirst.com

MGA, A Licensed Surplus Broker, Managing Underwriter

CID Insurance Programs Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115

Phone: (800) 922-7283, Fax: (619) 593-2008

E-mail: programs@cidinsurance.com

www.cidinsurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Coastal Insurance Underwriters Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004

Phone: (904) 285-7683, Fax: (904) 395-0038

E-mail: info@ciuins.com

Boston Insurance Brokerage LLC

28 State St., Ste. 2202, Boston, MA 02109

Phone: (617) 556-7038, Fax: (617) 556-7070

E-mail: CMacDonald@bib-llc.com

www.bib-llc.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

E-mail: msamperi@buainsurance.com

www.buainsurance.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

6610 Sierra College Blvd., Rocklin, CA 95677

Phone: (877) 649-6682, Fax: (916) 772-9292

E-mail: info@btisinc.com

www.btisinc.com

A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Calco Commercial Insurance

13907 Ventura Blvd., Ste. 106, Sherman Oaks CA 91423

Phone: (818) 906-7900

E-mail: sarkis@calcocommercialinsurance.com

Braishfield Associates, a div of Hull & Company LLC

5750 Major Blvd., Ste. 200, Orlando, FL 32819

Phone: (888) 335-6616, Fax: (888) 335-6615

E-mail: solutions@braishfield.com

www.braishfield.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

www.ecigaretteinsurance.com

Managing General Agency, A Licensed Surplus Broker

www.ciuins.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Cochrane and Company

1405 S. Rustle St., Spokane, WA 99224

Phone: (509) 838-0655, Fax: (509) 838-1710

E-mail: marketing@cochraneco.com

www.cochraneco.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Commercial Sector Insurance Brokers LLC

600 Corporate Pkwy, Ste. 250, Birmingham, AL 35242

Phone: (205) 776-1600, Fax: (205) 776-1619

E-mail: bbleistine@comsectorins.com

www.comsectorins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

July 17, 2023 INSURANCE JOURNAL | 53 www.insurancejournal.com Alphabetical Directory of Intermediaries and Carriers

Comp Solutions Network Inc.

7135 W. Tidwell, Bldg M., Ste. 112A, Houston, TX 77092

Phone: (713) 690-3500, Fax: (713) 690-8484

E-mail: diannef@compsolutionsnetwork.com

www.compsolutionsnetwork.com

Managing General Agency, A Licensed Surplus Broker

Concord Specialty Risk

14 Penn Plaza, 225 W. 34th St., Ste. 1510, New York, NY 10122

Phone: (212) 784-5678, Fax: (212) 784-5679

E-mail: daviddeberry@concordspecialtyrisk.com

www.concordspecialtyrisk.com

Managing Underwriter

Construction Insurance Services LLC

5949 Sherry Ln., Ste. 1460, Dallas, TX 75225

Phone: (214) 884-1800, Fax: (214) 884-1801

E-mail: kcurley@constructioninsuranceservices.com

www.constructioninsuranceservices.com

A Licensed Surplus Broker

Continental Underwriters Inc.

3435-A W. Leigh Street, Richmond, VA 23230

Phone: (804) 643-7800, Fax: (804) 643-5800

E-mail: info@contund.com

https://www.contund.com/

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Cooper & McCloskey Inc.

1981 N. Broadway, Ste. 340, Walnut Creek, CA 94596

Phone: (415) 433-7700, Fax: (415) 433-7707

E-mail: keltie@cmiprorisk.com

www.cmiprorisk.com

A Licensed Surplus Broker

Cosmetic Insurance Services, a division of EPIC Brokers

210 Hudson St., 6th Fl, Jersey City, NJ 07311

Phone: (201) 356-0057, Fax: (201) 356-0055

E-mail: Kenneth.hegel@epicbrokers.com

www.cosmeticinsurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Covenant Underwriters

1221 McKinney St., Ste. 3110, Houston, TX 77010

Phone: (346) 330-3777

E-mail: broker@covenantunderwriters.com

www.covenantunderwriters.com

CRC Insurance Services

See Website for Locations, Birminham, AL 35209

Phone: (205) 870-7790, Fax: (205) 879-3739

E-mail: marketing@crcins.com

www.crcins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

DeCotis Specialty Insurance

245 Waterman St., Ste. 501, Providence, RI 02906

Phone: (401) 351-0066, Fax: (401) 351-0386

E-mail: tdecotis@decotis.com

www.decotis.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Distinguished Programs

1180 Avenue of the Americas, 16th Fl, New York, NY 10036

Phone: (212) 297-3100, Fax: (212) 297-3130

E-mail: jsafer@distinguished.com

www.distinguished.com

Managing General Agency, A Licensed Surplus Broker

DMI Insurance Services

8911 N. Capital of TX Hwy, Ste. 4240, Austin, TX 78759

Phone: (800) 877-2525

E-mail: nmaske@dmi-insurance.com

www.dmi-insurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Donald Gaddis Co. Inc. Insurance Services

21 S. Evergreen Ave., Ste 220, Arlington Hts., IL 60005

Phone: (312) 853-0071, Fax: (312) 853-1033

E-mail: cgaddis@gaddiscompany.com

www.gaddiscompany.com

A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Eaton Professional Insurance Services

17602 17th St., Ste. 102-120, Tustin, CA 92780

Phone: (714) 832-8649, Fax: (714) 832-2586

E-mail: c.eaton@episi.net

www.episi.net

A Licensed Surplus Broker, Lloyd’s Correspondent

eKo Specialty Insurance Services Inc.

PO Box 3365, Thousand Oaks, CA 91362

Phone: (805) 373-6968, Fax: (805) 373-7070

E-mail: eKo@eKoSpecialty.com

www.eKoSpecialty.com

A Licensed Surplus Broker

Element22 Insurance Services

3000 Gulf to Bay Blvd., Ste. 600, Clearwater, FL 33759

Phone: (877) 591-8283

E-mail: dapplebaum@element22ins.com

www.element22ins.com

Managing General Agency, A Licensed Surplus Broker

EmergIn Risk

14 Penn Plaza, 225 W. 34th St., Ste. 1510, New York, NY 10122

Phone: (646) 612-7808, Fax: (646) 612-7819

E-mail: Jamie.Bouloux@ryansg.com

us.emerginrisk.com

Managing Underwriter

Equine Insurance Specialists LLC

P.O. Box 12440, Lexington, KY 40583

Phone: (800) 723-9414, Fax: (866) 207-6953

E-mail: info@insureyourhorse.com

www.insureyourhorse.com

Managing General Agency

Erickson-Larsen Inc.

6425 Sycamore Court No., Maple Grove, MN 55369

Phone: (763) 535-0055, Fax: (763) 535-4051

E-mail: pbloch@ericksonlarseninc.com

www.ericksonlarseninc.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Euclid Life Science Specialty LLC

234 Spring Lake Drive, Itasca, IL 60143

Phone: (443) 682-0102

E-mail: RElliott@EuclidLSS.com

www.EuclidLSS.com

Managing General Agency, Managing Underwriter

Executive Insurance Professionals, PLLC

6031 W. Interstate 20, Ste. 249, Arlington, TX 76017

Phone: (800) 779-4095, Fax: (866) 779-4331

E-mail: cheryl@execins.com

www.execins.com

A Licensed Surplus Broker, Lloyd’s Correspondent

First Choice Ins Intermediaries

822 A1A North, Ste. 310, Ponte Vedra Beach, FL 32082

Phone: (866) 821-9572, Fax: (904) 543-4501

E-mail: info@firstchoiceii.com

www.firstchoiceii.com

Managing General Agency, A Licensed Surplus Broker

Flood Risk Solutions Inc.

360 Central Ave., Ste. 1260, St Petersburg, FL 33701

Phone: (727) 256-1991

E-mail: phil@floodsol.com

www.floodsol.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Foremost Insurance Group

For more information, check out our ad on page 5 (National). 5600 Beech Tree Ln. SE, Caledonia, MI 49316

Phone: (800) 237-6136

E-mail: acm@foremost.com

www.foremostagent.com

Foremost® – A Farmers Insurance® Company is focused on providing A Better Insurance Experience® to all customers. Foremost® has been an industry leader since 1952, and today offers a well-rounded suite of personal lines insurance, including the Foremost Signature Auto & Home programs and the Foremost Choice® Property & Casualty programs.

Founders Professional

2038 1st Avenue South, St. Petersburg, FL 33712

Phone: (727) 498-6503, Fax: (727) 498-6506

E-mail: fpinfo@founderspro.com

www.founderspro.com

A Licensed Surplus Broker, Lloyd’s Correspondent

Freberg Environmental Inc.

1800 Wazee St., Ste. 300, Denver, CO 80202

Phone: (800) 377-4152, Fax: (303) 623-8101

E-mail: info@feiinsurance.com

www.feiinsurance.com

Managing General Agency, Managing Underwriter

FTP of California

P.O. BOX 120747, San Diego, CA 92112

Phone: (314) 496-7077

E-mail: lglaser@FTPins.com

www.ftpins.com/california

MGA, A Licensed Surplus Broker, Managing Underwriter

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087

Phone: (877) 977-4474, Fax: (610) 254-1855

E-mail: info@gatewayspecialty.com

www.gatewayspecialty.com

A Licensed Surplus Broker

Gerald J. Wilkoff Inc.

95 Main St., Mineola, NY 11501

Phone: (516) 747-0200, Fax: (516) 747-2021

E-mail: info@wilkoffbonds.com

www.wilkoffbonds.com

Managing Underwriter

Global Special Risks

9821 Katy Fwy, Ste. 750, Houston, TX 77024, Houston, TX 77024

Phone: (713) 260-1030, Fax: (713) 952-3978

E-mail: gsr@gsrum.com

gsrum.com

Managing Underwriter

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482

Phone: (610) 933-4679, Fax: (610) 933-4993

E-mail: Mark@GMI-Insurance.com

www.GMI-Insurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Gorst & Compass Insurance

5850 Canoga Ave., Ste. 650, Woodland Hills, CA 91367

Phone: (818) 507-0900, Fax: (818) 507-1133

E-mail: mail@gorstcompass.com

www.gorstcompass.com

Managing General Agency, A Licensed Surplus Broker

Legend: ■ East ■ Midwest ■ Southeast ■ Texas/South Central ■ West ■ Not Available (Italicized companies offer binding authority.) 54 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com
Alphabetical Directory of Intermediaries and Carriers

Grand General Agency

1240 Chicago Dr, Jenison, MI 49428

Phone: (800) 869-2022, Fax: (888) 767-0826

E-mail: commercial@thehelpfulpeople.com

www.thehelpfulpeople.com

Managing General Agency

Gray Specialty

3601 N. I-10 Service Road W, Metairie, LA 70002

Phone: (504) 754-6701

E-mail: rswayze@grayspecialty.com

www.grayspecialty.com

Great American Risk Solutions

301 East 4th Street, Cincinnati, OH 45202

Phone: (513) 579-6318

E-mail: kenderle@gaig.com

www.greatamericaninsurancegroup.com

Gridiron Insurance Underwriters

Inc.

261 N. University Dr., Ste 510, Plantation, FL 33324

Phone: (954) 331-3000

E-mail: ddemott@gridironins.com

www.gridironins.com

Managing Underwriter

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044

Phone: (877) 338-4004, Fax: (215) 674-5716

E-mail: clint@grundy.com

www.grundy.com/utility

Managing General Agency

HabPro Insurance

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428

Phone: (610) 808-9556

E-mail: nsmmarketing@nsminc.com

habproinsurance.com

Managing General Agency, A Licensed Surplus Broker

Hudson Insurance Group / Hudson Pro (TM)

100 William St., 5th Fl, New York, NY 10038

Phone: (212) 978-2800

E-mail: MSutton@HudsonInsGroup.com

www.hudsoninsgroup.com

Hull & Company

www.hullco.com for all locations, Fort Lauderdale, FL 33020

Phone: (954) 527-4855, Fax: (866) 449-8449

www.hullco.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Ian H. Graham Insurance

15303 Ventura Blvd., 12th Fl, Sherman Oaks, CA 91403

Phone: (800) 621-2324, Fax: (866) 229-3754

E-mail: info@ihginsurance.com

www.ihginsurance.com

Managing General Agency

IAT Insurance Group

4200 Six Forks Road, Raleigh, NC 27609

Phone: (919) 833-1600

E-mail: info@iatinsurance.com

www.iatinsurancegroup.com

Indemnity Excess & Surplus Agency Inc.

1915 NE Stucki Ave., Ste. 450, Hillsboro, OR 97006

Phone: (800) 487-2442, Fax: (503) 526-9700

E-mail: jimh@ies-xs.com

www.ies-xs.com

A Licensed Surplus Broker

International Transportation & Marine Agency

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260

Phone: (480) 556-0200, Fax: (480) 556-0201

E-mail: info@itmagency.com

www.itmagency.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775

Phone: (800) 622-8272, Fax: (845) 796-3661

E-mail: siegel@siegelagency.com

www.siegelagency.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Irwin Siegel Agency is a premier Managing General Underwriter of insurance products and risk management solutions for Human and Social Service Organizations. Our specialties include Intellectual and Developmental Disability Organizations, Addiction Treatment, Behavioral/ Mental Healthcare, and Youth Programs. We also offer high-value homeowners insurance programs.

Izzo Insurance Services, A division of Hull & Company LLC

150 S. Bloomingdale Rd., Bloomingdale, IL 60108

Phone: (800) 800-1704, Fax: (630) 582-2803

E-mail: Info@IzzoInsurance.com

www.IzzoInsurance.com

Managing General Agency, A Licensed Surplus Broker

J.B. Lloyd & Associates, A Member Company of US Risk

14241 Dallas Pkwy, Ste. 850, Dallas, TX 75254

Phone: (972) 248-2433, Fax: (972) 248-7077

E-mail: eboisseau@lloyd-ins.com

www.lloyd-ins.com

MGA, Surplus Broker, Lloyd’s Correspondent, Managing Udr

J.E. Brown & Associates

303 Lennon Ln., Walnut Creek, CA 94598

Phone: (800) 955-8213, Fax: (925) 947-3978

E-mail: marketing@jebrown.net

www.jebrown.net

Managing General Agency, A Licensed Surplus Broker

James Klein Insurance

200 E. Sandpointe Ave., Ste. 310, Santa Ana, CA 92707

Phone: (714) 918-0914, Fax: (714) 918-0922

E-mail: pdavis@jameskleininsurance.com

A Licensed Surplus Broker

JC Wilson Consulting Inc.

9390 W. Maiden Ct, Vero Beach, FL 32963

Phone: (312) 543-9451, Fax: (312) 543-9451

E-mail: jwilson.frs@gmail.com

Managing General Agency, Managing Underwriter

Jencap - Locations Nationwide

See website for all locations, Corporate HQ - New York, NY

Phone: (800) 892-8892

E-mail: info@jencapgroup.com

www.jencapgroup.com

MGA, Surplus Broker, Lloyd’s Correspondent, Managing Udr

Independent agents countrywide rely on our specialty brokers and underwriters to place their most complex and important risks. With over 40 locations nationwide, put Jencap to work for you.

Jencap Specialty Insurance Services (Environmental)

2400 E. Katella Ave., Ste. 800, Anaheim, CA 92806

Phone: (949) 534-9106

E-mail: nancy.huynh@jencapgroup.com

jencapgroup.com/environmental

MGA, Surplus Broker, Lloyd’s Correspondent, Managing Udr

Jencap Specialty Insurance Services - Buffalo

295 Main St., Ste. 866, Buffalo, NY 14203

Phone: (800) 333-7226, Fax: (800) 677-6779

E-mail: info.buffalo@jencapgroup.com

www.jencapgroup.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

James River Insurance Company

6641 W. Broad St., Ste. 300, Richmond, VA 23230

Phone: (804) 289-2700

E-mail: info@jamesriverins.com

www.jamesriverins.com

James River underwrites a wide variety of specialty P&C and Professional risks on an E&S basis in all states. Visit www.jamesriverins.com to find a JRIC-authorized wholesale broker!

Jamison Risk Services

20 Commerce Dr., Cranford, NJ 07016

Phone: (973) 669-2311, Fax: (973) 731-3035

E-mail: ccaruso@jamisongroup.com

www.jamisongroup.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Jimcor Agencies

60 Craig Rd., Montvale, NJ 07645

Phone: (201) 573-8200, Fax: (201) 573-8820

E-mail: marketing@jimcor.com

www.jimcor.com

Managing General Agency, A Licensed Surplus Broker

JM Wilson

For more info, check our ads on page 2 (MW & SE) & page 4 (West). 8036 Moorsbridge Rd., Portage, MI 49024

Phone: (800) 282-8113

E-mail: cbaldwin@jmwilson.com

www.jmwilson.com

Managing General Agency, A Licensed Surplus Broker

J.M. Wilson is a third generation, family owned Managing General Agency and Surplus Lines Broker founded in 1920. We provide independent insurance agents access to ‘A’ rated carriers for Commercial Transportation, Property & Casualty, Brokerage, Marine, Personal Lines and Surety. We know insurance agents have choices and It’s our goal to establish relationships and provide the best possible experience for you to place business in the E&S marketplace.

July 17, 2023 INSURANCE JOURNAL | 55 www.insurancejournal.com Alphabetical Directory of Intermediaries and Carriers Alphabetical Directory of Intermediaries and Carriers

and Carriers

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

25 DeForest Ave., Ste. 208, Summit, NJ 07901

Phone: (800) 526-2199, Fax: (908) 473-0110

E-mail: info@jcinsco.com

www.guninsurance.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Joseph Krar & Associates Inc.

P.O. Box 580, Southington, CT 06489

Phone: (860) 628-3967, Fax: (860) 628-3969

E-mail: jkrar@jkrar.com

www.jkrar.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017

Phone: (213) 833-6191, Fax: (213) 477-2057

E-mail: sherry.branson@amwins.com

www.kdisonline.com

MGA, A Licensed Surplus Broker, Managing Underwriter

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204

Phone: (818) 242-5100, Fax: (818) 242-6800

E-mail: czallo@kfbins.com

www.kfbins.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Kinsale Insurance Company

2035 Maywill St., Ste. 100, Richmond, VA 23226

Phone: (804) 289-1300, Fax: (804) 673-5697

E-mail: marketing@kinsaleins.com

www.kinsaleins.com

Explore the Potential of what Kinsale can do for your hard to insure accounts. Kinsale Insurance Company is a domestic excess and surplus lines insurance company specializing in casualty, professional, property, specialty, and transportation risks.

Lawyer’s Protector Plan

655 N. Franklin St., Ste. 1900, Tampa, FL 33602

Phone: (800) 336-5529, Fax: (813) 223-9547

E-mail: lpp@bbprograms.com

www.lppinsurance.com

Managing General Agency

Lefebvre Insurance LLC

901 Pleasant Street, #1413, Attleboro, MA 02703

Phone: (800) 451-9668, Fax: (508) 384-0303

E-mail: tom@lefebvreinsurance.com

www.lefebvreinsurance.com

A Licensed Surplus Broker

Legacy Employer Concepts LLC

7901 4th St. N, Ste. 300, St. Petersburg, FL 33702

Phone: (813) 460-9166, Fax: (813) 433-2503

E-mail: brett@legacyemployerconcepts.com

www.legacyemployerconcepts.com

Managing General Agency, A Licensed Surplus Broker

LifeScienceRisk

180 N. Stetson Ave., 46th Fl., Chicago, IL 60601

Phone: (312) 784-6005, Fax: (312) 784-6002

E-mail: mark.wood@lsrisk.com

www.lsrisk.com

Managing Underwriter

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701

Phone: (727) 578-2800, Fax: (727) 578-9977

E-mail: KLT@LIGMarine.com

www.LIGMarine.com

MGA, Surplus Broker, Lloyd’s Correspondent, Managing Udr

M&A Insurance Solutions LLC

221 River St., 9th Fl, Hoboken, NJ 07030

Phone: (917) 656-2476

E-mail: kirk@rwpolicy.com

www.rwpolicy.com

A Licensed Surplus Broker

M.J. Hall & Company Insurance Brokers

For more information, check out our ad on page 1 (West).

1550 W. Fremont Street, Stockton, CA 95203

Phone: (209) 948-8108

E-mail: michael.donahue@mjhall.com

www.mjhall.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

MacAfee & Edwards - Mexican Ins. Specialist

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017

Phone: (213) 629-9777, Fax: (213) 629-9779

E-mail: juan@mexicard.com

www.macafeeandedwards.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Markel

4600 Cox Rd., Glen Allen, VA 23060

Phone: (800) 431-1270, Fax: (804) 965-1689

E-mail: eservice@markelcorp.com

www.markelinsurance.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072

Phone: (262) 548-9880, Fax: (262) 547-9436

E-mail: maicmarketing@markelcorp.com

www.markelmarine.com

MexiPass International Insurance Services

LLC

P.O. Box 60727, Pasadena, CA 91116

Phone: (800) 639-4727, Fax: (800) 639-4329

E-mail: jorge@mexipass.com

www.mexipass.com

MGA, A Licensed Surplus Broker, Managing Underwriter

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606

Phone: (312) 559-9348, Fax: (312) 559-0930

E-mail: joem@maxib.com

www.maxib.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

McGowan Allied Specialty Insurance

140 Fountain Pkwy N, Ste. 570, St. Petersburg, FL 33716

Phone: (800) 237-3355, Fax: (727) 360-3498

E-mail: tellmemore@mcgowanallied.com

www.mcgowanallied.com

MGA, A Licensed Surplus Broker, Managing Underwriter

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568

Phone: (903) 897-9090, Fax: (760) 462-1696

E-mail: Bill@mcleckie.com

www.mcleckie.com

MGA, Surplus Broker, Lloyd’s Correspondent, Managing Udr

Meridian Finance Group

11900 W. Olympic Blvd., 8th Fl, Los Angeles, CA 90064

Phone: (310) 260-2130, Fax: (310) 260-2140

E-mail: anowicki@meridianfinance.com

www.meridianfinance.com

Mexico Insurance Online

214 E. Birch Ave., Flagstaff, AZ 86001

Phone: (928) 433-6728, Fax: (928) 779-7221

E-mail: denny.lauritsen@mexicoinsuranceonline.com

www.mexicoinsuranceonline.com

Mexpro.com / NFP

214 E. Birch Ave, Flagstaff, AZ 86001

Phone: (928) 214-9750

E-mail: Roxanna.McDade@mexpro.com

https://www.mexpro.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Midwest Employers Casualty 14755 N. Outer 40 Dr., Ste. 300, Chesterfield, MO 63017

Phone: (636) 449-7000, Fax: (636) 449-7199

E-mail: rlunceford@mecasualty.com

www.mecasualty.com

MiniCo Insurance Agency, a Jencap Company

10851 N. Black Canyon Hwy, Ste. 200, Phoenix, AZ 85029

Phone: (800) 528-1056, Fax: (602) 861-1094

E-mail: info@minico.com

www.minico.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Monarch E&S Insurance Services

For more information, check out our ad on page 3 (West). 2550 N Hollywood Way, Ste. 501, Burbank, CA 91505

Phone: (818) 249-0100, Fax: (818) 249-1166

E-mail: clarac@monarchexcess.com

www.monarchexcess.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent Mover’s Choice

222 Gateway Road W, Napa, CA 94558

Phone: (800) 852-1968, Fax: (707) 252-5905

E-mail: BrandonL@paulhanson.com www.moverschoiceinfo.com

MGA, A Licensed Surplus Broker, Managing Underwriter

MyMGA.com

P.O. Box 8586, Emeryville, CA 94662

Phone: (800) 339-7878, Fax: (510) 655-3076

E-mail: mnyquist@mymga.com mymga.com

Managing General Agency

National Indemnity Company

1314 Douglas, Ste. 1400, Omaha, NE 68102

Phone: (402) 916-3000, Fax: (402) 916-3030

E-mail: info@nationalindemnity.com

www.nationalindemnity.com

Nationwide

8877 N. Gainey Center Dr., Scottsdale, AZ 85258

Phone: (800) 423-7675, Fax: (480) 483-6752

E-mail: palacj3@nationwide.com

www.nationwideexcessandsurplus.com

A Licensed Surplus Broker

Nautilus Insurance Co. & Great Divide

Inssurance Co.

For more information, check out our ad on page 19 (National).

7233 E. Butherus Dr., Scottsdale, AZ 85260

Phone: (480) 951-0905, Fax: (480) 951-9730

E-mail: nicmarketing@nautilus-ins.com

www.nautilusinsgroup.com

56 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com
Alphabetical Directory of Intermediaries and Carriers Alphabetical Directory of Intermediaries

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339

Phone: (770) 257-1777, Fax: (770) 257-1500

E-mail: contactus@nbis.com

www.NBIS.com

Managing General Agency, A Licensed Surplus Broker, Managing Underwriter

Negley Associates

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054

Phone: (862) 286-3550, Fax: (866) 865-5655

E-mail: info@jjnegley.com

www.jjnegley.com

MGA, A Licensed Surplus Broker, Managing Underwriter

NeitClem Wholesale Insurance Brokerage Inc.

7442 N. Figueroa St., Los Angeles, CA 90041

Phone: (323) 258-2600, Fax: (323) 258-2676

E-mail: jcenteno@neitclem.com

www.neitclem.com

A Licensed Surplus Broker

New Empire Insurance Services

214 W. Park Ave., Long Beach, NY 11561

Phone: (516) 431-8300, Fax: (516) 431-5351

E-mail: robmackoul@newempireis.com

www.newempireis.com

A Licensed Surplus Broker, Managing Underwriter

Nonprofits Insurance Alliance

P.O. Box 8507, Santa Cruz, CA 95061

Phone: (831) 459-0461, Fax: (831) 459-0853

E-mail: brokerservices@insurancefornonprofits.org

www.insurancefornonprofits.org

Norman-Spencer Agency LLC

8075 Washington Village Dr., Dayton, OH 45458

Phone: (800) 543-3248, Fax: (937) 432-1635

E-mail: info@norman-spencer.com

www.norman-spencer.com

Managing General Agency

Norman-Spencer International Inc.

150 E. 22nd St., Lombard, IL 60148

Phone: (630) 705-4140, Fax: (630) 705-1056

E-mail: gretchen@normanspencer.com

www.normanspencer.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Number One Insurance Agency

91 Cedar St., Milford, MA 01757

Phone: (508) 634-2900, Fax: (508) 634-2930

E-mail: numberone@massagent.com

www.massagent.com

Managing General Agency, A Licensed Surplus Broker

Orion Commercial Insurance Services Inc.

P.O. Box 30634, Walnut Creek, CA 94598

Phone: (925) 627-6040, Fax: (925) 280-0333

E-mail: al@orionslb.com

Not Available

A Licensed Surplus Broker

Pacific Excess Insurance Marketing

6363 Katella Ave., Cypress, CA 90630

Phone: (800) 222-5582, Fax: (714) 228-7838

E-mail: marketing@pacificexcess.com

www.pacificexcess.com

Managing General Agency, A Licensed Surplus Broker

Pacific Gateway Insurance Agency

28470 Ave Stanford, Ste. 325, Valencia, CA 91355

Phone: (800) 354-4844, Fax: (661) 257-5988

E-mail: mark_thorne@pgiainsurance.com

www.pgiainsurance.com

Managing General Agency, Managing Underwriter

Pacific International Underwriters

PO Box 13520, Mill Creek, WA 98082

Phone: (425) 771-8988, Fax: (425) 775-9046

E-mail: marketing@piuinc.com

www.piuinc.com

MGA, A Licensed Surplus Broker, Managing Underwriter

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902

Phone: (800) 596-0172, Fax: (434) 979-8964

E-mail: p1info@p1enviro.com

https://p1enviro.com

MGA, A Licensed Surplus Broker, Managing Underwriter

PERse

23 Corporate Plaza, Ste. 248, Newport Beach, CA 92660

Phone: (949) 873-0324, Fax: (949) 873-0319

E-mail: mbernay@powerenergyrisk.com

www.powerenergyrisk.com

Managing Underwriter

PersonalUmbrella.com

For more information, check out our ad on page 21 (National). P.O. Box 8586, Emeryville, CA 94662

Phone: (800) 564-1799, Fax: (510) 655-3076

E-mail: dsmith@personalumbrella.com

PersonalUmbrella.com

Managing General Agency, Managing Underwriter

Prime Insurance Company

1 S. Dearborn St., Ste. 800, Chicago, IL 60603

Phone: (800) 257-5590, Fax: (877) 452-6910

E-mail: RJL@primeis.com

www.primeis.com

ProAlly

1820 E. Sky Harbor Circle S, Ste. 150, Phoenix, AZ 85034

Phone: (623) 473-6277

E-mail: contact@pro-ally.com

https://www.pro-ally.com

Managing Underwriter

Proctor Loan Protector

700 Tower Dr., Ste. 400, Troy, MI 48098

Phone: (800) 521-6800, Fax: (248) 269-5605

E-mail: info@pfic.com

www.proctorlp.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Governmental Underwriters

4870 Sadler Rd., Ste. 102, Glen Allen, VA 23060

Phone: (800) 586-6502, Fax: (804) 272-7852

E-mail: glester@pgui.com

www.pgui.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Professional Insurance Concepts

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054

Phone: (862) 286-3470, Fax: (973) 263-0747

E-mail: DGriffin@ProInsConcepts.com

www.ProInsConcepts.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

1304 Southpoint Blvd., Ste. 101, Petaluma, CA 94954

Phone: (415) 475-4300, Fax: (415) 475-4303

E-mail: info@ppibcorp.com

www.ppibcorp.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Professional Underwriters Agency (PUA)

2803 Butterfield Rd., Ste. 260, Oak Brook, IL 60523

Phone: (630) 861-2330

E-mail: nsmmarketing@nsminc.com

puainc.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Promont Insurance Advisors

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601

Phone: (312) 262-3300, Fax: (312) 262-3301

E-mail: greg.morris@promontadvisors.com

www.promontadvisors.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Omaha National

PO Box 451139, Omaha, NE 68145

Phone: (844) 761-8400, Fax: (844) 761-8402

E-mail: sales@omahanational.com

www.omahanational.com

Omaha National is a premier provider of workers compensation insurance. Accepting experience-rated risks up to 300k in premium. Offering coverage for a wide variety of businesses. Insurance Carrier (PPIC) is rated A (Excellent) by A.M. Best Company. We offer three ways to pay premium.

Philadelphia Insurance Companies

For more information, check out our ad on page 9 (National). 231 Saint Asaphs Rd., Ste. 100, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940

E-mail: phlysales@phly.com

www.phly.com

A Licensed Surplus Broker

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Poulton Associates

3785 S. 700 E., Salt Lake City, UT 84106

Phone: (801) 316-4228

E-mail: service@catcoverage.com

https://www.CATcoverage.com

A Licensed Surplus Broker

ProSurance Group, a Div of One80

Intermediaries

2685 Marine Way, Ste. 1408, Mountain View, CA 94043

Phone: (650) 428-0818, Fax: (650) 428-0860

E-mail: financialservices@prosurancegroup.com

www.prosurancegroup.com

Managing General Agency, A Licensed Surplus Broker

ProWriters

70 E. Lancaster Ave., Ste. 102, Malvern, PA 19355

Phone: (484) 321-2335, Fax: (484) 321-2339

E-mail: info@prowritersins.com

www.prowritersins.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081

Phone: (614) 841-1425, Fax: (614) 841-1426

E-mail: info@quadrant-us.com

www.quadrant-us.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

July 17, 2023 INSURANCE JOURNAL | 57 www.insurancejournal.com Alphabetical Directory of Intermediaries
and Carriers

Quaker Special Risk, a Jencap Company (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401

Phone: (866) 526-1545, Fax: (561) 833-6616

E-mail: creid@qsr-insurance.com

www.qsr-insurance.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk, a Jencap Company (Mass.)

51 Harvard St., Worcester, MA 01609

Phone: (800) 252-8679, Fax: (508) 753-0646

E-mail: kbranscombe@quakerma.com

www.quakerma.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Quaker Special Risk, a Jencap Company (New Jersey)

P.O. Box 1350, Eatontown, NJ 07724

Phone: (800) 447-4180, Fax: (732) 223-9072

E-mail: creid@qsr-insurance.com

www.qsr-insurance.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279

Phone: (800) 299-9421, Fax: (210) 340-4075

E-mail: kquirk@quirkco.com

www.quirkco.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

RealCare Insurance

430 W. Napa St., Ste. F, Sonoma, CA 95476

Phone: (800) 996-0599, Fax: (707) 935-7142

E-mail: realcare@nfp.com

www.realcareprograms.com

Managing General Agency, Managing Underwriter

Reefer Protector

24379 Bramblewood Dr., Novi, MI 48374

Phone: (586) 291-7729

E-mail: brian@insurehive.com

www.reeferprotector.com

Managing General Agency, A Licensed Surplus Broker

REInsurePro

For more info, check our ad on page 1 (Midwest), page 2 (East) and page 7 (West).

11500 N. Ambassador Dr., Ste. 310, Kansas City, MO 64153

Phone: (816) 398-4080

E-mail: info@reinsurepro.com

www.reinsurepro.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425

Phone: (800) 874-5880, Fax: (610) 321-1011

E-mail: RRittersbach@relmarkgroup.com

www.relmark.net

A Licensed Surplus Broker, Managing Underwriter

reThought Insurance

11001 W. 120th Ave., Ste. 400, Broomfield, CO 80021

Phone: (818) 359-2615

E-mail: cory.isaacson@rethoughtinsurance.com

www.rethoughtinsurance.com

Managing General Agency, Managing Underwriter

RISCO Insurance Brokerage Inc.

60 Catamore Blvd., East Providence, RI 02914

Phone: (800) 533-3649, Fax: (401) 438-0980

E-mail: pplumb@risco-inc.com

www.risco-inc.com

Managing General Agency, A Licensed Surplus Broker

Risk Strategies, Transportation Group

PO Box 360017, Strongsville, OH 44136

Phone: (877) 862-4755, Fax: (914) 636-0802

E-mail: info@risk-strategies.com

www.risk-strategies.com

A Licensed Surplus Broker

RMC Group

27200 Riverview Center Blvd., Ste. 311, Bonita Springs, FL 34134

Phone: (239) 298-8210

E-mail: rmc@rmcgp.com

www.rmcgp.com

Roush Insurance Services Inc.

18077 River Rd., Ste. 107, Noblesville, IN 46062

Phone: (800) 752-8402, Fax: (317) 776-6891

E-mail: info@roushins.com

www.roushins.com

Managing General Agency, A Licensed Surplus Broker

RPS

2850 Golf Road, Rolling Meadows, IL 60008

Phone: (866) 595-8413, Fax: (630) 285-4075

E-mail: contact_us@rpsins.com

www.rpsins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Healthcare

525 W. Van Buren, Ste. 1325, Chicago, IL 60607

Phone: (312) 803-6014

E-mail: Diane_Burrows@rpsins.com

https://www.rpsins.com/industries/healthcare-insurance/

A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613

Phone: (800) 336-5659, Fax: (410) 228-7645

E-mail: Estelle_Cummings@RPSins.com

www.rpsins.com/industries/technology-insurance/

MGA, A Licensed Surplus Broker, Managing Underwriter

RSI International Inc.

1250 E. Copeland Rd., Arlington, TX 76011

Phone: (800) 275-2084, Fax: (817) 861-8955

E-mail: prainey@rsii.net

www.rsimga.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

RT Specialty

180 N. Stetson Ave., Ste. 4600, Chicago, IL 60601

Phone: (888) 884-1900, Fax: (312) 784-6002

E-mail: marketing@rtspecialty.com

rtspecialty.com

A Licensed Surplus Broker

Sapphire Blue

180 N. Stetson Ave., 46th Fl., Chicago, IL 60601

Phone: (312) 784-6007, Fax: (312) 784-6002

E-mail: nancy.mcmahon@sapphireblueuw.com

www.sapphireblueuw.com

Managing Underwriter

Shield Commercial Insurance Services

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260

Phone: (760) 345-9029, Fax: (800) 345-4851

E-mail: info@shieldins.net

www.shieldins.net

MGA, A Licensed Surplus Broker, Managing Underwriter

Skyward Specialty Insurance

800 Gessner, Ste. 600, Houston, TX 77024

Phone: (972) 587-4315, Fax: (713) 467-8238

E-mail: hdoughty@skywardinsurance.com

www.skywardinsurance.com

Managing General Agency, Managing Underwriter

Southwest Risk

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231

Phone: (214) 206-4900, Fax: (214) 206-4901

E-mail: info@swrisk.com

www.swrisk.com

Managing General Agency, A Licensed Surplus Broker

Sovereign Group Int’l Inc.

1600 Jersey Ave., Ste. 5, North Brunswick, NJ 08902

Phone: (732) 750-2300, Fax: (732) 750-1650

E-mail: bill@sovereignins.com

www.sovereignins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724

Phone: (732) 701-8934

E-mail: apyciak@specialtyagency.com

www.specialtyagency.com

Managing General Agency, Managing Underwriter

Specialty Wholesale Insurance Solution

(SWIS), a Div of SPG

5 Bryant Park, 3rd Floor, New York, NY 10018

Phone: (866) 607-8370, Fax: (212) 338-2910

E-mail: kevin.jaglall@specialtyprogramgroup.com

www.specialtyprogramgroup.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

Sports & Fitness Insurance Corporation (SFIC)

212 Key Dr., Ste. A, Madison, MS 39110

Phone: (800) 844-0536, Fax: (601) 853-6141

E-mail: contactus@sportsfitness.com

www.sportsfitness.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Sports & Wellness Insurance

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428

Phone: (610) 808-9599

E-mail: nsmmarketing@nsminc.com

nsmsportsinsurance.com

Managing General Agency, A Licensed Surplus Broker

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654

Phone: (800) 300-8838, Fax: (949) 768-4045

E-mail: jyeskin@suncoastinsurance.com

www.SunCoastInsurance.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Synergy Professional Associates

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004

Phone: (973) 995-0500, Fax: (973) 995-0501

E-mail: michelem@synergy-ins.com

www.synergy-ins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

TAPCO Underwriters Inc.

3060 S. Church St., Burlington, NC 27216

Phone: (800) 334-5579, Fax: (336) 584-8880

E-mail: KAllred@gotapco.com

www.GoTAPCO.com

MGA,Surplus Broker, Lloyd’s Correspondent, Managing Udr

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145

Phone: (702) 588-5300, Fax: (702) 588-5310

E-mail: mkiger@targetmanagers.com

www.targetmanagers.com

MGA, A Licensed Surplus Broker, Managing Underwriter

58 | INSURANCE JOURNAL July 17, 2023 www.insurancejournal.com Alphabetical Directory of Intermediaries and Carriers

Target Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563

Phone: (331) 333-8239, Fax: (630) 961-0284

E-mail: sreidy@targetproins.com

www.TargetProIns.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

TDC Specialty Underwriters

29 Mill Street, Unionville, CT 06085

Phone: (888) 277-3152, Fax: (888) 277-3152

E-mail: submissions@tdcspecialty.com

www.tdcspecialty.com

Managing Underwriter

The American Equity Underwriters Inc.

32nd Fl, 11 N. Water St., Mobile, AL 36602

Phone: (251) 690-4230, Fax: (251) 690-4299

E-mail: aeu.marketing@amequity.com

www.amequity.com

U.S. Risk LLC

14241 Dallas Pkwy, Ste. 850, Dallas, TX 75254

Phone: (800) 232-5830, Fax: (214) 647-5035

E-mail: lori.ault@usrisk.com

www.usrisk.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

UFG Specialty

For more information, check out our ad on page 7 (National). 3200 N. Central Ave., Ste. 1225, Phoenix, AZ 85012

Phone: (213) 634-6421

E-mail: specialtymarketing@unitedfiregroup.com www.ufgspecialty.com

Victor Insurance Managers LLC

770 Wisconsin Ave., Ste. 400, Bethesda, MD 20814

Phone: (301) 961-9800, Fax: (301) 951-5444

E-mail: info.us@victorinsurance.com

www.victorinsuranceus.com

A Licensed Surplus Broker, Managing Underwriter

Virtue Risk Partners LLC

One Blue Hill PLaza, Pearl River, NY 10965

Phone: (845) 205-0301

E-mail: jvalenza@virtuerisk.com

www.virtuerisk.com

MGA, A Licensed Surplus Broker, Managing Underwriter

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011

Phone: (636) 391-4841, Fax: (636) 391-2115

E-mail: newquotes@wgamo.com

www.wgamo.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Western Surplus Lines Agency Inc.

P.O. Box 6609, Abilene, TX 79608

Phone: (800) 592-4408, Fax: (325) 695-0371

E-mail: bcraig@westernsurplus.com

www.westernsurplus.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

The McGowan Companies

Corporate HQ; 20595 Lorain Rd., Fairview Park, OH 44126

Phone: (800) 545-1538, Fax: (440) 333-3214

E-mail: syoung@mcgowancompanies.com

www.mcgowancompanies.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

The Mechanic Group, Inc., A Division of Specialty Programs

Group LLC

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965

Phone: (845) 735-0700, Fax: (845) 735-8383

E-mail: mkatz@mechanicgroup.com

www.mechanicgroup.com

MGA, A Licensed Surplus Broker

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industry.

Towerstone Inc.

14221 Dallas Parkway #700, Dallas, TX 75254

Phone: (972) 725-2100, Fax: (972) 725-2101

E-mail: info@towerstonecorp.com

www.towerstonecorp.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

True Transport Insure

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428

Phone: (610) 808-9559

E-mail: nsmmarketing@nsminc.com

https://nsminc.com/transportation/

MGA, A Licensed Surplus Broker, Managing Underwriter

At UFG Specialty, best in class service is what we do. We understand response time and decisiveness are key to our broker/partners’ success. Rated A (Excellent) by A.M. Best, we specialize in hard-to-place Excess Casualty, Excess Property, and Inland Marine business.

Unitas Financial Services

6543 Commerce Parkway, Suite M, Dublin, OH 43014

Phone: (954) 931-4795, Fax: (866) 847-5565

E-mail: john.watt@unitas360.com

www.unitas360.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014

Phone: (800) 844-2101, Fax: (866) 512-2272

E-mail: info@uiprograms.com

www.uiprograms.com

MGA, A Licensed Surplus Broker, Managing Underwriter

US Assure

8230 Nations Way, Jacksonville, FL 32256

Phone: (800) 800-3907

E-mail: info@usassure.com

www.usassure.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

USASIA Insurance Services

319 Union Ave., Pomona, CA 91768

Phone: (909) 618-0288, Fax: (909) 618-0289

E-mail: shirley@usasia-ins.com

www.usasia-ins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

USG Insurance Services Inc.

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317

Phone: (724) 754-9007, Fax: (724) 265-5751

E-mail: jkessel@usgins.com

www.aauins.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent, Managing Underwriter

World Wide Specialty, a Division of Philadelphia Insurance Companies

68 S. Service Rd., Ste. 235, Melville, NY 11747

Phone: (800) 245-9653, Fax: (631) 390-0922

E-mail: dtaylor@wwspi.com

www.wwspi.com

Managing General Agency

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017

Phone: (636) 489-0185, Fax: (636) 536-7473

E-mail: bbillhartz@wrapupsolutions.com

www.wrapupsolutions.com

www.insurancehelper.com

PO Box 1549, Grass Valley, CA 95945

Phone: (530) 648-1100

E-mail: info@theeventhelper.com

www.insurancehelper.com

Managing General Agency, Managing Underwriter

XPT

4965 Preston Park Blvd., Ste. 650, Plano, TX 75093

Phone: (972) 702-0500, Fax: (972) 702-0504

E-mail: mark.kaufman@xptpartnersllc.com

www.xptspecialty.com

MGA, A Licensed Surplus Broker, Lloyd’s Correspondent

July 17, 2023 INSURANCE JOURNAL | 59 www.insurancejournal.com Alphabetical Directory of Intermediaries and Carriers
826 results for "contractors" Need a market? FIND IT. FAST! FIND IT. FAST!

Idea Exchange: Crop Insurance

continued from page 27

cant capital risks for the insurance policies issued. These investments not only create jobs but also provide crucial financial support to the nation’s food producers.

When claims are made, funds are available promptly, helping farmers quickly recover from losses and continue their operations. This financial stability translates into a thriving rural economy, with ripple effects that benefit local businesses, schools, and infrastructure.

While crop insurance has proven effective, we must continue to explore avenues for improvement and expansion to meet evolving needs. As I highlighted in my testimony, the future of crop insurance should include a variety of advancements, including these mentioned below.

Enhanced coverage options. Collaboration between insurers, developers, and the USDA’s Risk Management Agency has resulted in innovative policies such as the Enhanced Coverage Option (ECO) policy and the Hurricane Insurance Protection-Wind Index (HIP-WI). These policies provide higher coverage levels, reduce deductibles, and address the financial fallout from natural disasters. Further efforts to enhance affordability and increase coverage for future disasters can minimize reliance on ad hoc assistance.

Refinement of the 508(h) Process. The 508(h) process, which allows for the introduction of new crop insurance policies, offers flexibility and innovation. However, refinement of this process is needed to improve market uptake and reduce the cost of new product introduction. By streamlining the timing and development of new policies, we can enhance the program’s effectiveness and ensure that it remains responsive to evolving challenges.

Fair Administrative Reimbursement. Ensuring fair administrative reimbursements is crucial for the sustainability of the crop insurance industry. Since 2015, administrative reimbursements have remained stagnant while the industry has experienced significant wage inflation and cost increases. Adjusting for inflation would ensure equitable relief and provide beneficial program delivery for all farmers.

Incentivize Environmental Initiatives Separately. American farmers have already adopted various environmentally friendly practices, such as no-till farming, cover crops, variable-rate fertilizer and chemical application, and the use of cleaner-burning tractors. Farmers purchasing crop insurance must certify compliance with land management practices for highly erodible lands and wetlands administered by the USDA’s Natural Resources Conservation Service (NRCS). While

further adoption of carbon-sequestering farming practices is seen as beneficial, non-market incentives should come from separately funded initiatives to avoid detracting from the crop insurance program.

Actuarial Soundness. Changes that exclude individuals from eligibility would undermine the program’s actuarial soundness. Crop insurance’s effectiveness relies on the diversity of the risk pool, including farmers and ranchers of all sizes from every county in the country. Narrowing the risk pool could increase premiums for those who remain eligible.

As the Farm Bill is up for renewal, it is important to recognize the indispensable role of crop insurance and continue to support its growth and development so we can secure the future of American agriculture, support our farmers, and ensure food security for generations to come.

July 17, 2023

Agents National Title Insurance Company

1207 W. Broadway St., Suite C Columbia, MO 65203

The above company has made application to the Division of Insurance to obtain a Foreign Company License to transact Property and Casualty Insurance in the Commonwealth of Massachusetts.

Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1000 Washington Street, Suite 810, Boston, MA 021186200, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

July 17, 2023

Point Specialty Insurance Company 1800 North Point Drive Stevens Point, WI 54481

The above company has made application to the Division of Insurance to obtain a Foreign Company License to transact Property and Casualty Insurance in the Commonwealth of Massachusetts.

Any person having any information regarding the company which relates to its suitability for the license or authority the applicant has requested is asked to notify the Division by personal letter to the Commissioner of Insurance, 1000 Washington Street, Suite 810, Boston, MA 021186200, Attn: Financial Surveillance and Company Licensing within 14 days of the date of this notice.

JULY 17, 2023 INSURANCE JOURNAL | 61 INSURANCEJOURNAL.COM Advertisers Index AmWins www.amwins.com 12 Applied Underwriters www.auw.com 2, 3, 64 Brecht & Associates www.brechtassoc.com SC2 Cypress P&C www.cypressig.com S1 EPIC Brokers www.epicbrokers.com 27 Foremost Insurance Group www.foremoststar.com 5 Golden Bear Insurance Company www.goldenbear.com 11 Insurbanc www.insurbanc.com 23 JM Wilson www.jmwilson.com W4, S2, M2 M.J. Hall & Company, Inc. www.mjhallandcompany.com W1 Monarch E&S Insurance Services www.monarchexcess.com W3 Nautilus Insurance Company www.nautilusinsgroup.com 19 Northfield Excess & Surplus Lines www.northfieldins.com 15 PersonalUmbrella.com www.personalumbrella.com 21 Philadelphia Insurance Companies www.phly.com 9 REInsurePro www.reinsurepro.com/IJ W7, E2, M1 Summit www.summitholdings.com SC1, S3 Surplus Lines Association of California www.slacal.com W5 UFG Insurance www.ufginsurance.com 7
Korin is president of NAU Country Insurance Co.

Closing Quote

The Bank Soundness Question: What It Means for Agents

for deposit products and appealing credit terms for loans, now must do so in a market that is challenging to their earnings model.

Many independent agents have watched with concern as a small number of high-profile banks have faltered during 2023.

Just what does this shock to the banking system mean to independent agents and brokers throughout the country?

The soundness of the banking system, frankly, is not something that most independent agency principals spend time thinking about. But since these issues have arisen, it’s important for agency leaders to navigate the issue. I see four takeaways as relevant to agents in the current environment.

1. The problems leading to the notable bank failures were specific to those few banks. America’s strong bank depositor protections responded to those situations, and healthy banks stepped up to absorb the assets and liabilities of the troubled banks. The protections in place worked. It appears that issues in the banking system have been contained.

2. While the distress has been limited to a few institutions, the rising interest rate environment of 2022–2023 has put many banks under pressure. Banks, which always face competitive pressure to offer favorable interest rates

3. The competitive pressures that all banks face will lead them to narrow their lending activity. For businesses such as independent agencies that present a different business model than other business borrowers, credit availability may be significantly curtailed.

4. Agents should speak to their financial institution and ask questions about deposit insurance protection, bank liquidity and capital ratios.

Many banks today face challenges to earnings and balance sheet strength. I expect there will be a fair number of banks posting lower profits in coming quarters. That’s a long way from saying they might fail, but it does mean they could change the way they operate. This could affect the way banking relationships work for independent agencies.

In this environment, independent agency principals may expect banks to shy away from lending for agency perpetuation, new producer development and acquisitions. New loans, when available, likely will cost more.

For years, I’ve seen many banks avoid independent agencies as borrowers. Bank

lenders tend to have little appreciation for the enterprise value of an independent agency and tend to discount the value associated with an agency’s policy renewals, client retention, carrier relationships and loss experience. Faced with recent events and the forecast of higher interest rates, I don’t expect banks to suddenly change their perception of independent agencies.

Even as some banks tighten lending, institutions that truly understand the agency financial model will continue to be active lenders. Banks that exhibit strong earnings, liquidity and available capital will have the financial flexibility to continue providing capital to independent agencies.

Independent agency principals tend to be fiscally conservative. They’ve weathered crises large and small, and they’re used to sleeping well at night. It makes sense for agency owners to ask questions of the banks they’re doing business with. In addition to asking about financial sound-

ness, now is a good time to ask about their current and future appetite for agency lending.

If you are an agency principal, there is one last point to consider about your own financial picture. Any agency owner who has taken out a loan in recent years should carefully review their loan terms and conditions. Numerous agency loans have been made at floating rates based on the prime rate. With interest rates sharply higher over the past two years, loan payments may be significantly higher. You can use the current yield curve to your advantage by thinking about refinancing to a fixed rate loan. In many cases, a medium-term fixed rate may be lower than the floating rate you currently have. A lender that is knowledgeable about the independent insurance agency channel can quickly identify opportunities to save on future interest costs.

62 | INSURANCE JOURNAL | JULY 17, 2023 INSURANCEJOURNAL.COM
Tralka is the president and CEO of InsurBanc, a Division of Connecticut Community Bank, N.A.
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