KNOW THE ELIGIBILITY CRITERIA FOR HDFC BANK PERSONAL LOANS
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Ensuring quick approval and disbursal, HDFC Bank Personal Loan is an ideal option to deal with the financial crisis. With HDFC Bank, you can avail of a personal loan up to Rs. 40 lakhs without any collateral and use the money anywhere you want such as to pay your medical bills, renovate your home, go on a vacation, meeting your marriage expenses, etc. The loan can be repaid as per your convenience with tenure up to 60 months.
HDFC Bank personal loans can be availed by salaried and self-employed individuals in India. If you are a customer of the bank, you can check your HDFC personal loan eligibility through the HDFC Bank's net banking facility or by visiting any FinTech's portal. There you will find a personal loan eligibility calculator, which is a tool that will help you to calculate your eligibility and know your approval chances.
HDFC Bank Personal Loan Eligibility Criteria The following is the eligibility criteria that you need to follow to become eligible for HDFC Bank Personal Loan – • Age: HDFC offers Personal Loans to individuals who are at least 21 years old at the time of loan approval and a maximum of 60 years at the time of loan maturity. • Nature of employment: Salaried or self-employed professionals can get a loan. • Credit Score: 750 or higher is required. • Minimum monthly salary: Your minimum in hand salary should be Rs. 18,000. • Job stability: Applicants must have at least 2 years of work experience and a minimum of 1 year in the current job.
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The closer you are towards meeting the eligibility, the higher are your chances of loan approval. Therefore, make sure you do not forget to check your eligibility and then apply for a loan with HDFC Bank.
Key features of HDFC Bank Personal Loan • Minimal documentation: It requires minimal documentation and quick disbursal • Flexible repayment tenure: The borrowers get the flexible loan repayment tenure starting from 12 months to 60 months so they can pay according to their convenience • No requirement of collateral/security: There is no security, collateral, or guarantor required to avail of the loan • Balance transfer facility: The bank offers a balance transfer facility as well on the loan
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How to track HDFC Personal Loan status? Once you have filed your application, you can easily track HDFC bank personal loan status. You can either use online or offline mode as per your comfortability. Keeping a track on your loan status will help you to stay up to date. The customers can also contact the customer care department or login to their Net Banking account for any queries related to personal loans. Conclusion Before applying for a personal loan, make sure you evaluate and compare as many offers as you can before finalizing your decision. This is the best way to secure a personal loan interest rate which is lower and suits your budget.
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HDFC Bank is one of the top-most financial institutions in India that offers personal loans with minimal documentation and speedy approvals. Thus, making it easier for individuals to easily access funds and meet their emergency financial requirements. Check here the eligibility criteria you require to be eligible for HDFC Bank Personal Loan.
Visit - How to get a maximum chance to get a Personal Loan approved
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