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INDIA BULLS AMC


INDIABULLS 

Indiabulls Housing Finance Limited is one of India’s leading and fastest growing private sector financial services company.

Providing Consumer Finance, Housing Finance, Commercial Loans, Asset Management and Advisory services.

Indiabulls serves more than 9,20,000 customers across different financial products through its branch network, call centre & the internet.


HOW TO CHOOSE THE BEST DEBT FUNDS IN INDIA?

Debt funds are mutual funds that invest in fixed income securities like bonds and treasury bills. Gilt fund, monthly income plans (MIPs), short term plans (STPs), liquid funds, and fixed maturity plans (FMPs), short term, medium term and long term bonds are some of the investment options in debt funds.


POINTERS 

Ask yourself about your goals-Before deciding in which Debt mutual fund product to invest, it's important that you know your investment objective, investment horizon and the amount of risk you are willing to take.

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Understand the Market Environment-You must consider the market factors like the changing rate of interests. As you may not be able to answer these questions yourself, you should seek advice from your distributor or research on the Market Reports section on our website.


WHAT ARE LIQUID FUNDS IN INDIA?

Liquid fund is a category of mutual fund which invests primarily in money market instruments like certificate of deposits, treasury bills, commercial papers and term deposits. Let’s know about the benefits of liquid funds and how to choose a liquid fund.


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Assess your current Asset Allocation -Consider the ratio of equity to debt in your complete investment portfolio, while deciding where to invest. Maintaining a good balance between equity and debt investments is essential to provide stability and the potential for growth in the long run.

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Identify the Type of fund according to your needs Depending on how you answer the questions above, you could seek assistance from your distributor to select an appropriate fund to match your needs. For more information, call us on our toll free number 1800 266 6002.


POINTERS 

Benefits of liquid funds Liquid funds have the lowest interest rate risk among debt funds as they primarily invest in fixed income securities with short maturity. Liquid funds have no entry load and exit loads. Withdrawals from liquid funds are processed within 24 hours on business days.

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Returns from liquid funds Liquid funds are among the best investment options for the short term during a high inflation environment. During high inflationary period, the Reserve Bank typically keeps interest rates high and tightens liquidity, helping liquid funds to earn good returns.


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How to choose a liquid fund When looking for a liquid fund, the past return should not be the only factor for consideration. Other factors like size of the fund, credit quality of underlying securities and track record of the fund house should also be kept in mind.

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Different plans Liquid funds come with different plans like growth plans, daily dividend plan, weekly dividend plans and monthly dividend plans. Retail investors can invest in direct plans as they have a lower expense ratio which helps in getting a higher return.


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Taxation Dividends received under liquid plans are not taxed at the hands of resident individual investors. Earnings from savings accounts or banks fixed deposits are clubbed to one's income and are taxed at respective slabs. For more information, call us on our toll free number 1800 266 6002.


Thank You

http://www.indiabullsamc.com/

PPT submisssion  

Debt funds are mutual funds that invest in fixed income securities like bonds and treasury bills. Gilt fund, monthly income plans (MIPs), sh...

PPT submisssion  

Debt funds are mutual funds that invest in fixed income securities like bonds and treasury bills. Gilt fund, monthly income plans (MIPs), sh...

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