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Today’s focus

CLASSIFIEDS Homes

Better to convert 1-family home into a 2-family?

E1 Times Herald-Record SUNDAY, DECEMBER 1, 2013

A Mast Masterwork rk H Home Community Co it

4 6 Expertly Crafted, Luxury Boutique Residences Maintenance Free Living Starting at $479,000

By Richard Montgomery More Content Now

Q. We have been remodeling

a single-family country home, and right now we are at a point where we have to decide on either a one-bedroom apartment or extra family room/ office. We are looking for the best resell options. We could have a one-bedroom, one-bath apartment along with a huge three-bedroom, 1½-bath home, or we could remodel into four bedrooms, 2½ baths with a living room and family room. Which option would be best for the current market? This property is in upstate New York. Thanks – Margaret D. A. Consider doing some research to determine the right path to take. “Country home” means something very different in Montana than New York. How many homes are located within a square mile of your home? Go to Google Maps and count the homes. Then, determine how many of these homes have apartments. Contact the planning department of the county in which your home is located to discover how much information they have about housing. They

may have already counted the apartment units. Informed decisions are easiest to make with good information. The goal is to learn if there is a demand for rental housing in the surrounding area. Another path to investigate is a cost comparison between the two options. If it costs significantly more with a change of use, this fact should be considered early. For example, is there a second exit for the apartment if choosing the apartment route? Can separate utilities such as electricity and natural gas be installed to operate a hot water heater and a furnace? If not, issues over who controls the temperature can create turnover in the apartment. Check out the “for rent” and the “wanted to rent” classified ads in your local advertisers, newspapers and Internet sources. Find a helpful real estate agent with access to the MLS, explain what statistics

are needed and enlist his or her cooperation. A real estate agent with MLS access can find existing rentals plus comparable single and two family homes sales. The goal here is to establish whether a property with comparable characteristics sells for more money as a single family, or a two family home.

Does floor plan make sense? At the same time, look at the floor plans being created. One of real estate’s biggest red flags is a homeowner remodeling and creating undesirable floor plans. Check with the town or county code administrator to confirm no building or zoning code violations will occur with the change of use. Remember to check out the septic system capacity to insure the

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system is designed properly for two families. Converting from a single family to a twofamily dwelling is considered a change of use in many jurisdictions. Some many even require rezoning the property. Lastly, consider what skills and tools are necessary to become a landlord. Many people are not cut out to be a landlord, as it is not as easy as it appears. Richard Montgomery gives nononsense real estate advice to readers most pressing questions. He is a real estate industry veteran who has championed industry reform for over a quarter century. You can ask him questions at DearMonty. com.

~Award Winning Design And Construction~ Open House Sat & Sun 12-3 and by appointment

845-294-9792 blackburnefarm.com

97 Rt 416 • Campbell Hall, NY

FIND ALL OF TODAY’S NEW ADS ON THE FOLLOWING PAGES


Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

Custom Home Builders

2012 AWARD WINNER HIGHLAND MILLS/WOODBURY FOR BEST MODULAR HOME IN THE HUDSON VALLEY! Highest Quality Modular Homes New 2013 Single or Double Wide UNLIMITED Customization and Options 3 bdrms, 2 full bths, decks included Hudson Valley Home Source Financing available 845-294-5663 Easy commute www.HVHomeSource.com 845-928-6769 ∂ 845-699-0990

Lakeside Village

AFFORDABLE QUALITY HOMES 28 Yrs Exp. Custom Modulars In-House Site Work Pkgs Available. Additions too. Free Prop Consults Free Info Packet & Design Service 845.856.4310

www.ButlerHomesInc.com

MIDDLETOWN/GREENVILLE OFF RT6 Green Acres- 80% Senior New 2013 Champion by Titian 14 x 66 2 BR/2 full BA/ Turnkey/ Financing Available/ Call any time! 355-2568/986-8680

MONTICELLO KINNEBROOK HOMES 16X76 3BD 2BA AC $54,900* Homes for Sale 14X602BDa/c shed porch $39,900* 28X44 3BD, 2BA AC Shed$35,900* CUDDEBACKVILLE 11/28 $133,000ùù HIGHEST BIDDER !! 28X58 3BD, 2BA AC Shed$84,900* 28X60 Loaded c/vacuum $83,900* 3 BDRM HOME, 2.5 BATH Visit Our NEW Model Center Next to Camp Ground. 351 Rt 17B Monticello NY Custum. Pre-Foreclosure Sale! 845-423-0530 Bidding Starts @ $133,000 *Plus taxes & fees Market Value $230,000 Letting it Go to Highest Bidder!! NEW WINDSOR Closes on DEC. 18 MOVE IN CONDITION!! Call Immediately 845-234-3083 Homes for Sale. Walter’s Mobile Fax: 845-774-7836 958 Little Britain Road E-Mail: mosesayb@gmail.com 845-564-1993 MONROE

SINGLE or DOUBLEWIDE

1 BEDROOM HOME MODERN CONVERTED CHURCH 3 Levels & 1 Bath on Private Estate. BEAUTIFUL SURROUNDINGS $1,250 + UTILITIES Access to 100 Acres for Walking, Hiking or other Activities 845-783-8172 or 845-774-3389 NEWBURGH/MARLBORO

4 Homes For Sale By Builder 2 - New Bi-Levels - 2,000 SF 3 Bed, 3 Bath. Marlboro 1 - 4,200 SF Home 5 Bed, 4 Bath. Newburgh 1 - 4,100 LG Home 4 Bed, 3 Bath. Newburgh All House 1 + Acre, Many Extras Bi-Levels $300,000 Others Homes $400,000 Builder will Finance with Down Payment. Please Call: 845-236-7503

OTISVILLE

3BR 1 BA HOUSE

W/1½ CAR GARAGE New siding/roof,/windows. Remodeled kitchen. New appls incl. washer/dryer. LR, DR, Minisink Schools OR CAN BE RENTED. 201-602-5034

Real Estate Services

PAUL L. MARKS, ATTORNEY Real Estate Closings & Short Sales, Refinance & Mortgage Modifications, Foreclosure Defense; Reasonable Rates 201J Ward Street, Montgomery, NY Serving Orange, Sullivan & Ulster - (845) 457-1003

Apartments

ALL AREAS Realtor Fee only $595

APARTMENTS 856 - 4400 $600-Port Jervis-Studio-Incl Heat/HW $625-Hugunot-1BR Apt w/ W/D Yard $650-Mtamoras-1BR-Mint Apt- 2nd Flr $745-Port Jervis-1st Flr-Ht& HW Incl. $750-M-Town-Frnsh Studio-All Utils incl $775-Pond Eddy-Exective-studio w gar. $800-Blmbrg-1BR-Beautifl 1stfl-Big yd $835-Slte Hll-1BR 1stFl apt-Inc all util $850-Prt Jrvs-Executive-1BR apt-Nice! $850-Sprw Bush-B’tiful 2BR-1stfl-cntry $850-Port Jervis-2BR-2ndFl- Very Nice $850-M-Town-Mint-Huge-1BR-Lk New $850-Huguenot-2BR-2ndFl-Yrd-Carport $875-Slte Hll-1BR-1stFl apt- Inc all util $892-Port Jervis-3BR-West End-NR prk $875-Prt Jvs-Mint-big 2BR-1st w/d hu $900-M-Town-Lg 2BR-2ndFl-Wickham $900-Pine Bush-2BR-2ndFl- Nice Place $900-Mtmoras-2BR-2Flr Apt-Very Nice $900-Port Jervis-2BR-Quiet-Incl Ht HW $950-Huguenot-3BR-1st Fl-Prch Carprt $950-Mtwn-2BR apt inc Ht & HW-Nice $1000-Mtmras-Mint 2BR-W/D HU $1000-Prt Jrvs-Huge 3BR-2nd Fl-Mint! $1300-Goshn-2BR-1stFl-inc-All util C/A Go to or ange -westrealty.com Orange-West Realty 856-4400

WESTPORT-ADIRONDACKS 1335 sq ft, 4.4 acres, 4 bdrms, 2 bthrms, gas fp, unfin. bsmt., new windows, roof, furnace, water heater & water tank, kitchen. Att. 2 car gar, with addtl. att. 2 car carport. Sep. gar w/water & elect. 5 min’s to State boat launch on Lake Champlain, & Amtrak station, close to Plattsburgh, Lake Placid. Excell. school system for TOWN OF NEWBURGH $199,000 Contact Kathleen/Tom Parr Lake Drive, first floor, private end (518) 962-8539 -motivated seller! unit. 2 bedrooms, 1 bath with hardwood floors. Marlboro Schools, no pets smoking. Good references and credManufactured Homes for Sale or it. $975/mo. MLS #552308. Call Kathleen Carhart at 845-565-0004 COZY COMMUNITY!!! Ext. 343, RE/MAX Benchmark Realty. BEAUTIFUL 3 bedroom homes with expanded living space! Bullville lge 1 br $850/mo Ideal Family Homes + utils, heat inc. Pine Bush Starting at $19000. area, lg 1 bd $700/mo based Buy Now for a 2 FREE MONTHS OF SITE RENT! on single occ 2 or more occ will be 2br apt, $800/mo. Call Roseanne at 845.356.3196 No utils inc. 361-4997 for info Washingtonville Manor East Avenue, Washingtonville CALLICOON, SULLIVAN CNTY www.bayshorehomesales.com 1 & 3BR LUXURY APTS Greenville/Minisink Schools Castle High Community New 2013 Single or Double wide Starting at $55,000. 3 Bdrms, 2 full bths, decks included Financing Available 845-355-6052 CASTLEHIGH@OPTONLINE.NET

Zip 12723 On mountain side overlooking 30 mis. Near Villa Roma Resort. Master br /jacuzzi /priv deck /ba /fireplace /lrgdeck, d/w, w/d hookup & more. SL W. School Dist. start ing @ $695/mo+util.sm Pets ok No smoker 800-926-2459. Sell your home. E-mail realestate@th-record.com

TO PLACE YOUR AD CALL 845-341-1100, option 5 Apartments

Manufactured Homes for Sale

CHESTER PINE HOLLOW COMMONS

∂Luxury 1 Bedroom Apt ∂

2nd floor $1115/mo + utils. Unit inc. w/d, dishwasher, central air, fpl & walk-in closet.

Call 845-928-2106 CHESTER

QUIET COMPLEX 1 FREE MONTH RENT

Apartments GOSHEN NEW KITCHENS, NEW BATHS NEW BRIARWOOD APTS Raised maple panel cabinetry, Moen hi arc faucet, Harbor Breeze 52" ceiling fans, laminate granite cntertp, simulated oak flring, DW, over the range Whirlpool microwave. And that’s just the EIK. Area best Goshen schools. Next to beautiful Salesian Park.1-2BR & spacious 1BR+ den/office/BR BRIARWOOD HOUSE APTS 18 Craigville Rd⁄ 914-450-4496 www.briarwoodhouseapt.com

Just off Exit 126, Rt 17. Prvt entrance. Laundry & private storage unit on premises. Studio $925/mo incld utils. HARRIMAN 1 BDRM $1,110 plus util. 1 & 2 BR Apts from $1219 No dogs. Call 845-639-6612 Harriman Woods Spacious apts & 1+ den apts, inc ht, CORNWALL HW, w/w, a/c’s, appls, playgrd & 2 BEDROOM APARTMENT pool. No pets, NYC bus stops at entrance. Quiet, b’tiful setting, MW $1,100 Per Month schools. 845-234-5672 1 Month Security Required Hot water Included, Off Street Parking, HIGHLAND FALLS Laundry on Premise, No Pets. Call: 845-728-9209 2 BEDROOM APARTMENT Eat-in-Kitchen, 1 Bath, W/D Hook-up. FAIR OAKS/MIDDLETOWN $1,025 Per Month + Security Heat & Water Included. No Pets. 1 BEDROOM APARTMENT Please Call: 845-598-6871 Overlooking a pond. $450 propane Security LIBERTY AVAILABLE DECEMBER 1ST $700 plus utilities Liberty Manor Apartments First & Last Month Rent + Stay warm in the winter $500 Security Required & cool in the summer Please Call 914-443-5724 1 & 2 bedroom available Free Heat/Hot Water FALLSBURG

5 BEDROOM HOME Newly Renovated Section 8 OK Security & References Required Please Call: 845-774-9237

GLENWILD, NY

LAKE FRONT APTS 1, 2 & 3BR $500, $650, $800 20 Mins From Middletown!! All elec (not included) apts. Last month, Security, lease, "NO dogs". 9-5pm; 845-434-5442 lv msg GOSHEN

Call Now 794-6660

LIBERTY, NY

Valley View Gardens

Carriage Hill Apartments

HARRIMAN 1 & 2 bdrm apts from $1219 Brookside Gardens Rent incl. heat, hot water, w/w, a/c’s, appliances. playground & pool, no pets, NYC commuter bus stops at entrance. Quiet, beautiful grounds. MW Schools. Woodbury recreation 845-782-6124

AFFORDABLE!!

ûRENTAL SPECIALSû û1 & 2 BEDROOMS û

Heat & Hot Water Incl. 1 & 2 Bedroom Apts. Pool, on-site laundry, Easy Commute, Close to Shopping.

Country Manor (845) 343-2221 www.aptHP.com

MARLBORO

1 BEDROOM APT.

MIDDLETOWN

∂3 BDRMS $1275/mo.

∂2 bdrms

MIDDLETOWN

BOULDER POINTE

2 & 3 BDRMS AVAIL NOW , UP TO $600 OFF @ Move in GATED COMMUNITY 866-584-0752 boulderpointeapts.com

Some conditions apply MIDDLETOWN

BREWERY APARTMENTS 1Bedroom Apartments Heat/HW included Income Restrictions apply Equal Housing Opportunity Please call today 845-342-2720

EVERGREEN MANOR APTS Immediately available Spacious 1 BR

845-343-0494 or 845-239-2415

MIDDLETOWN FREE WI-FI

2 BEDROOM $1067 - $1132 Heat/HW & Cooking Gas Incld Fully equipped kitchen with DW Wall to Wall carpeting Patio / Balcony with unit EZ access to Rt. 17 & 84 845-343-0300 92 Fitzgerald Dr, Middletown

HIGHLAND AVE

Elegant 2 BD condo with study in restored mansion. Parking, bright, 1200 sq ft, laundry, no smokers. $1300/month + utilities

Call 845-343-7854 or 845-341-8063 MIDDLETOWN

Middletown Village Apts Super Special

Middletown - Goshen Schools

Cambridge Manor Super Special

Lg, Beautiful 1BR, 2 Lg Walk In Closets, Private entry, newly renov with new kit, Exc cond Heat/HW, incl. Call 845-590-4141, 692-2121 MIDDLETOWN

Heat & Hot Water Incl. Pool, on-site laundry, Easy Commute, Close to Shopping.

www.aptHP.com

our classifieds help bring readers to your door

Times Herald-Record Times Herald-Record

MIDDLETOWN Towne Terrace Apts

1&3 Bedroom Apts. Pool! Quiet! Park-Like Atmosphere.

845-343-3189 MONROE

1&2 BR Apts From $1149

LAMPLIGHT VILLAGE Rent includes heat, hot water, w/w, appliances, C/A, cooking gas. Playground and pool. No pets. Beautiful landscaped grounds and quiet setting. MW Schools. 845-783-4026 MONROE village of South Blooming Grove monroe mailing address Heat,electric & gas Incld Studio $850 w/ private Lake View, New Floors, New Bath and New Kitchen. Great Location and Peaceful . No pets. Only 1 month sec. 845-783-8172 or 845-774-3389

Apartments

MONTICELLO VILLAGE ÂÂ BRAND NEWÂÂ ûAPARTMENTSû 2 & 3 BDRMS 2 BATH AVAILABLE, Modern apts, SS appliances, hardwood floors, security surveliance NO BROKERAGE FEE CALL IVY PERRACE 855-489-8377

NEWBURGH

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm maria.murdie@related.com

Fall Rent Specials Brand New Construction Check us out! We’ve changed Luxury Apartment Homes One Bedroom apts from $1,325. / Two Bedroom apts from $1,495. MONTAGUE, NJ 1-2 month free rent on select apts Individual Controlled Central Air/ Heat Washer / Dryer in each apt IN COUNTRY CLUB COMMUNITY Free Private Fitness Center Swim, Fish, Boat, Tennis, Golf & ∂Rents starting at $595 Club Room Playground / Half Basketball Court More. $625/mo plus util. ∂Security dep as low as $595 Ask About Easy Start Up! 888-997-2149 ∂Beautiful landscaped, townhome 973-402-8648 www.northwoodsny.com style units 300 Northwoods Rd ∂Off-street parking MONTICELLO Middletown NY 10940 ∂Brand new laundry facilities Come Home for the Holidays (Rt 211 to Silver Lake∂Professional management staff Scotchtown Rd) Colonial Hill Apts. ∂24 hr emergency maintenance 1 bdrm avail. Free Heat/Hot Water & ∂Close to Waterfront, Airport Train, MIDDLETOWN, NY Cooking Gas Amenities include: Pool, Pubilc Transportation and major 1 & 2 BR APARTMENTS highways sauna, d/w, w/w carpet, a/c, ROCKWOOD GARDENS Apts ∂Studios, 1, 2, 3 and 4 bedroom laundry facility "Get them while they last! " units Call now 794-6660 Check our website: *1 year lease and no dogs rockwoodgardens-apts.com An Equal Housing Opportunity 845-692-2939 MONTICELLO Mon - Fri 9-5; Sat 9-3 NEWBURGH, CITY

1 Bed Condos

MIDDLETOWN, NY

Silver Lake Gardens

Jefferson Gardens

Spaceious 1, 2, 3 bedroom apts, heat & hot water incl.

Studio 1-2-3 BR

Unbeatable value, service & loc.

MIDDLETOWN/SCOTCHTOWN

1 bdrm apt All utilities included

VERY PEACEFUL AREA FRESHLY PAINTED Non-smoker & No pets. $750/mo. Call 845-692-4054 MIDDLETOWN/Scotchtown COUNTRY SQUIRE APTS 1BD Apt, lg spacious living rm, dining rm and bedroom area. Brand New renov’d kit & bath Pets ok. 845-590-4141 or 845-692-2121

Selling Your Home? Selling Your Home? our classifieds help bring readers to your door

MIDDLETOWN

Mins. from shopping & major hwy Call for details: 845-344-0202

$1000/mo

∂1 BDRM $875 No pets. No security

www.recordonline.com Apartments

Apartments

1BR Apt, Newly Renovated with new kitc, A/C, New HW Flrs, BalMIDDLETOWN cony, Incl Heat, Hw, Cooking Gas. BLUE MANOR APARTMENTS Large studio apt all util incl $725/mo. Conv to Shop. Pets Ok Great location, very nice neighborhood. 845-590-4141 or 845-692-2121 1 Mo sec, 1 Mo rent. $ 35 appl fee 80 Sproat St. Middletown, NY MIDDLETOWN Call 845-551-0331 Northwoods Apartments

MIDDLETOWN

1 Month Free Rent

Welcome Home! First month rent free! Beautifully updated kits & baths.1 & 2bd apts. Inc ht & hw, pool & laundry on site. Storage avail. Great loc. Near Rt 17/84/87. Short term leases avail. Call 845-294-9524 www.bottiniproperties.com

MIDDLETOWN

Wall to Wall Carpet, New Appls, Heat & Hot Water Incl.

$210/wk. or $750/mo plus sec. No pets. Heat & hot water included, Full kit & bath. Pvt entrance, country Off-street parking for 1 car. $900/mo setting. Ground flr accommodations. INCLUDES UTILITIES plus security deposit. References needed. Contact Georgette 352-633-2084 Call 845-236-7422 or email georgettepallor@yahoo.com MIDDLETOWN 120 WICKHAM AVE GOSHEN 3 bdrm apt. $900-$1000 Unfurnished room $400-$500 55+ SENIOR COMMUNITY INCL HEAT/HOT WATER 1 & 2 BDRM STARTING AT $876 heat SENIORS WELCOME & hot water included! On site mainteAvailable immediately nance & laundry facility. Beautiful & Rent & security. No pets. spacious apts. Call Today! Offering 845-342-6199 291-1211. EHO MIDDLETOWN 1 BEDROOM $850/mo No off-street parking. 3 BEDROOM $1,200/mo GOSHEN Off-street parking for 1 car. Available 12/1 GOSHEN GARDENS Plus Sec & Utilities. No Pets Beautiful 2BD apt with hrdwd floors 845-744-6350 throughout. Downstairs walk-in apt. Off street parking. $1,050/mo. inc ht/hw. Excellent refs required. MIDDLETOWN 2 BR 2nd FLOOR APT. PROSPECT Call 845-590-4141 or AVE NEAR EAST MAIN ST. EAT-IN 845-692-2121 KITCHEN, W/D HOOK-UP, OFF STREET PARKING. $1000. PLUS UTILITIES, 845-283-7200 GOSHEN/Goshen Schools

1 BEDROOM APT

Apartments

MIDDLETOWN/SLATE HILL

1 BEDROOM APARTMENT Country Setting, LG Living Room. $875 Per Month + Security (1 1/2 mo Sec.) All Utilities Included. Small Dog or One Cat Ok SM STUDIO WITH 1 BEDROOM Also Available in Same Location. $835 + 1 1/2 Mm Sec Utilities Included PLEASE CALL: 845-421-8901 MIDDLETOWN STUDIO APT All Utilities Included Clean, modern, ground level. Nice yard, private parking, no pets. $772 + $850 sec. Back ground ck req. No realtor fee. Free DVD player or Microwave with signed lease. Call 845-304-3983 198-202 Monhagen Ave

Sell your home. E-mail

Classifieds Get Results! Classifieds Get Results! realestate@th-record.com

DON’T DELAY

Place Your Ad Today!

343-7000

845

2E

NEWBURGH

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm maria.murdie@related.com Check us out! We’ve Changed

FREE HEAT and HOT WATER ∂Rents starting at $595 ∂Security dep as low as $250 ∂Brand new laundry facilities ∂Brand New resident lounge ∂Close to Waterfront, Airport Train, pubilc Transportation and major highways ∂Picturesque river views ∂Controlled access building ∂Enclosed playground ∂Professional on-site management staff ∂24 hr emergency on-site maintenance ∂Studios, 1, 2, 3 and 4 bedroom units An Equal Housing Opportunity

FREE HEAT & HOT WATER

3 BEDROOMS - LIBERTY ST

$950 PER MONTH. + UTILS Freshly painted, 3rd floor. DSS ok. Security & References Req. Call 845-821-5327 AVAILABLE IMMEDIATELY! NEWBURGH, CITY OF GRAND STREET

û 2 BEDROOMS APT û

ALL UTIL’S INCLUDED!!! Hudson River View! Near Waterfront & Restaurants. Upgraded Apartment and Kitchen with Granite Back Splash. - Call 845-554-9448 Newburgh GRAND ST. APT FOR RENT - Spacious, Full Kitchen, Hardwood, 2bdrm apt on 2nd fl in Victorian building, tenant pays heat & elec, no pets, 1st months rent +1 month & half security dep, avail 12/15th, $950 a month call 914-805-5341 or 5257 ask for John. NEWBURGH

LIBERTY SQUARE APT 1 MONTH FREE RENT

SPACIOUS 2 BEDROOM APTS $999 A MONTH PLUS UTILITIES CALL 845-566-9290 TODAY! Income Restrictions Apply EHO NEWBURGH, Tn 1 BEDROOM APT Heat/HW Incl. $750/mo. 2 BEDROOM APT Heat/HW Incl. $1,100/mo. CORNWALL 2 BEDROOM APT $900 & $1,100 + utilities Security Deposit, References. No Pets Call 845-905-2519 NEWBURGH, TOWN

APARTMENTS

2BD, 1BA & 3BD, 2BA Private Entrances, No Utilities Included. No pets. Call: 845-565-0818 for more information Sell your home. E-mail realestate@th-record.com


www.recordonline.com

TO PLACE YOUR AD CALL 845-341-1100, option 5

ARC REALTY IS THE

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

3E

#1 OFFICE IN SALES IN ORANGE COUNTY!

ARC REALTY SOLD MORE REAL ESTATE THAN ANY OTHER SINGLE OFFICE IN THE MLS DURING THE LAST 24 YEARS!

70 Gilbert St., Monroe, NY • 845-783-5145

#1 IN SALES

Rhonda Dnistrian, Donna Genovese BROKER OWNERS

VISIT OUR NEW WEBSITE:

arcrealty1insales.com

Easily search any listing from your smart phone, tablet or computer! LAND

GOSHEN & VIC

CHESTER & VIC

New Hampton area! Cheaper than renting! New kitchen & newish bath! Ceramic & HW floors! Mostly all new windows! Fenced backyard! Needs some TCL, but price reflects it! Well, septic & natural gas! Low taxes! $169,900 RITA GEISSLER, 783-RITA

SUGAR LOAF You’re not dreaming. 1.75 scenic and wooded ac.w/stream. Approved bldg lot ready for you. Min to all Transp. Walking dist to crafts vlg. War Vly Sch. $60,000. Eileen Ollinger 845-492-1319 NEW COLONIAL! $339,900! Just Built! Move right in! 4 BR! 2 1/2 baths! 2 car gar! Granite island kit! Great rm/fpll Cent AC! Wood flrs! Master suite & whirlpool bath! Formal Din rm! Min to Hwy, malls & NY bus! A must see! Chester schools! Call Rhonda Dnistrian 845-783-0860.

HIGHLAND MILLS

*NEW GORGEOUS COLONIAL* *GREAT MODEL *& ONLY 2 LOTS LEFT! 4300+ SF, 4/5 Bd, 3.5 Ba *2 Story Great Rm w/Stone Fpl *Gourmet EIK, Coffered Ceil,Granite *Xlarge Mstr.Ste,*Oak Flrs *Tiled Ba *Walkout Bsmt *Add’l 1st level Mstr .Ste or Playroom *Mun. Water, Sewer, Gas Heat *M-W Sch *$559,900 - $589,900. CALL ROZ NOVICK 845-537-5674.

MONROE & VIC

BRAND NEW! Monroe! Being built now in new 16 lot sub-div! Rye Hill Rd area off of Jean Dr on Steven Ct! 2400+ on .48 ac! 3 BR, 2-1/2 bths + Bonus Rm over gar! Bells & whistles! Granite! Ceramic & HW flooring! Beautiful flat private backyard backs to woods! Municipal sewer & natural gas! Pinetree Elementary! $439,900 –RITA GEISSLER 783-RITA GOLDEN OLDIE! Clean as a whistle! Lovingly maintained! 3 bedrooms! Yesteryear charm with over-sized moldings! Sparkling HW floors in LR & DR + bedrooms too! Kitchen w/huge pantry! Roof, furnace = 4 years young! Wonderful rocking chair front porch! Nice flat treed yard & landscape! Village location! $225,000 RITA GEISSLER 783-RITA HOUSE BEAUTIFUL! 3,000+ SF Colonial built in 2007! 4 BR, 3 bths! Soaring ceilings! Huge cherry island kit w/granite! Library on main level + full bth! HW floors & ceramic! Mstr BR w/tray ceilings! 2nd lvl hallway overlooks 2 story FR w/frpl & pillars! Fresh paint! Turnkey! Woodbury recreation includes pond, pool & tennis! Minutes to Woodbury Commons, Thruway & Rte 6. $479,900 RITA GEISSLER, 783-RITA

GOSHEN & VIC

LOCATION, LOCATION..... LOCATION! Price has been slashed on this unique post & beam ranch/contemp on 5 pristine acres in prestigious Southgate! Open & airy w/vaulted ceilings, walls of glass, 2nd floor master suite, 2 add’l loft bdrms, 2.5 bths, Euro step saver kit, newer roof & HVAC & C/A, fplc, full bsmt, 2 car gar, fab views! Just $314,900. Donna Genovese, Lic. R.E. Broker, 845-988-1934 (res.)

%

GOSHEN SCHOOLS!

GREENWOOD LAKE & VIC ON THE LAKE!

Charming Ranch located on dead end street On the West Shore of the Lake! LR/Kit combo w/Brick FP, Two Bdrms, 2 Baths, Full Bsmt Finished, Near Commuter Route+NYC Bus! Great Lake+Mtn Views! Boat Dock $249,000 “Christman Team” 845-477-8708 PRICE ADJUSTMENT!

Spacious Custom Contemporary has 2 Story Entry, LR/FR w/centered Stone FP, FDR, Open Kit w/granite+ss appl. 3 bd, 2 baths, Large Loft,Mstr Suite w/balcony,Huge Deck, 4 Car Garage, Full Basement! $380,000 “Christman Team” 845-477-8708 NEW ON MARKET!

Great Starter Located in the Village! LR, EIK, 3 bdrms, full bath, hardwood Floors Full Basement, Corner Level Lot w/Covered Patio! Near Commuter Route! This is a Short Sale! $162,500 “Christman Team” 845-477-8708 NEW ON THE MARKET!

Village Cape w/Brick+Stone Exterior! LR w/Cath Ceil+Stone FP, FDR, EIK, 4 Bdrms, full bath, Hardwood Floors! Log Interior, 20x40 Inground Pool! Over Half an Acre! Near Commuter Rte+NYC Bus! $269,000 “Christman Team” 845-477-8708

HARRIMAN & VIC HARRIMAN HILLS

DRASTICALLY REDUCED! 1st floor unit free of stairs! 1 BR + den in mint condition with fireplace! Newish kitchen & bath! Lots of closets! A lot of bang for the buck! Wonderful commuter location! $225,000! RITA GEISSLER, 783-RITA

WASHINGTONVILLE & VIC BEAUTIFUL COLONIAL!

Mint cond! 3/4 BR’s, 2-1/2 bths! 2 story foyer! HW floors & ceramic! SS appliances! Breakfast area with sliders to deck! Kit w/French doors to formal DR! Bonus room over garage! Mstr BR suite w/whirlpool tub! 2nd lvl laundry! 1.5 ac! Wash’ville Sch! $329,900 RITA GEISSLER, 783-RITA AFFORDABLE CONDO LIFE

2bdrm 2ba Brookshire unit w Updated Kitch & Washer! LOW TAXES! Private balcony &country club like complex w/pool,tennis,& basketball! Commuter’s paradise min from Metro North & Shopping! $124,900 Call ERIKA GENOVESE 845544-3864

COMMISSION Call For Details 845-783-5145 WARWICK GROVE

A PREMIER ACTIVE ADULT COMMUNTIY PRE-OWNED AND BETTER THAN NEW! 5 ASKE STREET:

Meticulous & totally upgraded, this beautiful home boasts a 1st floor master suite, 2nd floor guest suite, hardwood, granite, lux tile, custom window treatments, upgraded cabinets, gas fplc, porch & award winning “secret garden”. $484,900.

14 LONG HOUSE ROAD:

This lovely home is the lowest priced resale in the neighborhood. Features incl. hardwood throughout, large yard, 1st floor master suite, 2nd floor guest suite plus loft/office, 2 car gar, gas fplc, c/a, large front porch. Avail. for quick sale. $449,900. WARWICK GROVE’S ON SITE AMENITIES

The only avail. townhome! Beautifully maintained w/a great floorplan for easy entertaining! LR/DR combo w/gas fplc, fam rm, upgraded cabinets w/granite, 2 BR, 2.5 Bths, loft/office 2 car gar & LOW TAXES! $439,900.

Incl. award-winning clubhouse w/ gym, game room & full activity schedule, pool & walk-to Village location. To preview any of these fine properties, call Paula Casse, Lic. R.E. Assoc. Broker @914-262-5594(cell) or Donna Genovese, Lic. R.E. Broker @845-9881934(res.).

WALDEN & VIC

MINISINK & VIC

Historic and all renovated! Old fashioned woodwork! Gleaming wood flrs! Rocking chair porch & deck! Lg Cherry eatin kit! 2 remodled baths! 3 br! 10 ft ceilings & archways! Partially finished walkout bsmt! Beautiful decor! walkup attic! Municipals! A must see! Call Rhonda Dnistrian 845-783-0860.

Greenville! Mint condition! 8 years young! 2500+ sf! 2 story foyer! 9 ft ceilings! HW floors thru-out! Extras & upgrades galore! Horses welcome! Finished basement = extra square footage! Minisink Sch! $369,900 – RITA GEISSLER, 783-RITA

16 BRIDGES STREET:

CHARMING BRICK COLONIAL! $159,900!

PORT JERVIS & VIC BRAND NEW BILEVEL!

Pack you bags! House is ready to occupy! Wow! It’s as good as it gets! Bells & whistles galore! 3 BR, 3 full bths! Excellent craftsmanship! Open floorplan! 9 ft ceilings! Island kit & granite! Lndry/mud room off kit! Central a/c! HW floors! Full walk-up attic staircase! Rests on 2 ac! Just minutes to Pt. Jervis & hwy’s! $234,900 Rita Geissler 783-RITA.

COLONIAL ON 14+ AC!

TOWN OF WALLKILL

NATURE LOVERS PARADISE $239,900!

Lovingly restored colonial, Charm & character, 6 private beautiful landscaped acres! Gardens & stonework! Fishing pond! Separate guest cottage/ work/hobby studio! Granite kit, Original details. Plank flrs,wood detail & built-ins! Deck & storage out buildings! Perfect for self employed hobbyist or weekend retreat! Convenient! Pine Bush Schools! Call Rhonda Dnistrian 845-783-0860.

CONDOS & TOWNHOUSES TIMBER RIDGE BEAUTY!

Phase 4! Lovingly maintained! Move-in ready! 3 BR, 2-1/2 bth townhome! Fresh paint! New carpet! New a/c! Huge deck, gar & more! Woodbury recreation = pool, pond & tennis! Low common charges! Centrally located to Woodbury Commons NYS Thruway & Rte 6! $239,900 & also for Lease @ $1900! RITA GEISSLER 783-RITA

PRICE REDUCED TUXEDO PARK CHALET

4/5 bdrm 3.5ba Gem sits on 1.9acre corner lot w Stunning views of Wee-Wah lake! Gleaming hrdwd,oversized bdrms, fnshd bsmt, Frplc, marble,lrg master w/ Jacuzzi ba! Luscious landscaping & pavers galore! 24 hr gated community &easy commute-Minutes to mass transit & Shopping! $714,999 Call ERIKA GENOVESE 845-544-3864

ULSTER COUNTY HOMESTEAD RETREAT

4 bdrm 2ba Colonial Farmhouse on 2 stunning acres! Renovated in 09’ new roof,siding,windows,plumbing &furnace! Custom kitch w Granite &maple cab,hrdwd & frplc!!Porch & Deck for relaxation galore! A steal @ $199,999 Call ERIKA GENOVESE 845544-3864

RENTALS

GOSHEN-VILLAGE

Landlord pays utilities! Unique 1 bdrm. with eat-in kitchen and private entrance in village Victorian. Dental office on premises. Non-smoker. $1300/mo. GREENWOOD LAKE

ONE BDRM APT IN VILLAGE, LR,Den Kit, bth $825 + util + fee TWO BDRM HOUSE w/ LR,EIK,Bth,BSMT, one car garage $1400 + Util+ Fee TWO BDRM DUPLEX LR, Kit, 1.5 bth, sml deck, bsmt $1200 + Util + Fee TWO BDRM HOUSE w/LR, EIK , Bth, Encl Porch, basement $1350 +Util +Fee BLOOMING GROVE W/WASHINGTONVILLE SCHOOLS

2 BR, 2 Bths in private setting; small pet ok w/dep - Avail Dec 1st; $1200 + util! LL pays 1/2 of Realtors fee! WOODBURY

Timber Ridge phase 3! 3 BR, 2-1/2 bths + gar! Avail Feb 1st! $1900 + util... 1 mo sec & 1 mo fee

ARC REALTY

sold more real estate than any other office in the MLS during the last 24 years! More residential sold! More condos & townhomes sold!

ARC REALTY sold 4.5 times more than the average sale of a franchise office in 2012!

AGGRESSIVE ADVERTISING GUARANTEE!

Advertising each & every day until you sell! Full Service Rental Agency! Multi-family! Commercial!

We are a proud member of LEADING REAL ESTATE COMPANIES of THE WORLD. When you list with us, you get the power of our local presence AND the benefit of a worldwide network of premier brokerage firms and their 600 top websites. Collectively, our 600 affiliates generate over 100 million unique visitors annually, all of which have access to your listing the minute it appears on our website. In 35 countries around the globe, our affiliate member firms with nearly 150,000 sales associates are committed to excellence, working to outpace the competition, even during a difficult market!


4E

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5

www.recordonline.com

HudsonValley.com HOMES

Recent sales

ATTENTION REALTORS: Submit listings at hudsonvalley.com/homes. Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

GOSHEN $429,900; Jessica Court, 4 BR/2.1 BA colonial, 2834 sf, blt 2012, LA: Keller Williams Realty, Highland Mills/SA: Keller Williams Realty, Highland Mills

HIGHLAND MILLS $312,000; Elmwood Drive, 5 BR/3 BA raised ranch, 1988 sf, blt 1966, LA: ARC Realty #1 in Sales, Monroe/SA: RE/ MAX Benchmark Realty Group, New Windsor

LIVINGSTON MANOR $37,900; Willowemoc Road, ranch, 950 sf, 2 ac, blt 1955, LA: Lad Realty, Circleville/SA: Carole Edwards Realty, Livingston Manor

MIDDLETOWN $133,500; Woodland Avenue, 6 BR/2.1 BA raised ranch, 2132 sf, blt 1973, LA: RE/MAX Benchmark Realty Group, Middletown/ SA: ERA Curasi Realty, Montgomery

MONROE $455,000; Peterson Road, 4 BR/3.1 BA colonial, 4000 sf, blt 1993, LA: Monroe Realty Center, Inc., Monroe/SA: Better Homes and Gardens Rand Realty, Goshen

MONTICELLO $56,000; Hammond Street, 2 BR/1 BA ranch, 1000 sf, blt 1952, LA: Prudential Peters Realty, Monticello/SA: Prudential Peters Realty, Monticello

GREENWOOD LAKE $102,875; Mary Cane Road, 5 BR/2 BA tri-level, 2174 sf, blt 1930, LA: RE/ MAX Benchmark Realty Group, Central Valley/ SA: RE/MAX Benchmark Realty Group, Central Valley

HIGHLAND MILLS $285,000; Jones Drive, 4 BR/2.1 BA bi-level, 2098 sf, blt 1974, LA: RE/MAX Benchmark Realty Group, Central Valley/SA: Better Homes and Gardens Rand Realty, New Windsor

MIDDLETOWN $199,000; Hillcrest Drive, 3 BR/1.1 BA splitlevel, 1384 sf, blt 1958, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/ SA: Better Homes and Gardens Rand Realty, Goshen

MONROE $224,000; Dallas Drive, 4 BR/2 BA bi-level/high ranch, 1688 sf, blt 1964, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/ SA: Better Homes and Gardens Rand Realty, Warwick

MONTGOMERY $250,000; Bridge Street, 4 BR/2 BA two-story, 1920 sf, blt 1972, LA: Weichert, Realtors, Monroe/SA: Keller Williams Realty, Highland Mills

NEVERSINK $270,000; Carpenter Road, 3 BR/2 BA contemporary, 2400 sf, 11.14 ac, blt 2002, LA: Prudential Peters Realty, Monticello/SA: Prudential Peters Realty, Monticello

HIGHLAND FALLS $55,000; Parry Avenue, 5 BR/2.1 BA two-story, 2224 sf, blt 1920, LA: ERA Curasi Realty, Montgomery/SA: Better Homes and Gardens Rand Realty, Central Valley

LIVINGSTON MANOR $435,000; Lenape Lake Extension, 508 ac, LA: Malek Properties, Bethel/ SA: Malek Properties, Bethel

MIDDLETOWN $87,000; Monhagen Avenue, 3 BR/1.1 BA two-story, 1324 sf, blt 1890, LA: John J. Lease Realtors, Middletown/ SA: Better Homes and Gardens Rand Realty, Warwick

MONROE $452,500; Frances Lane, 4 BR/2.1 BA colonial, 2600 sf, blt 2002, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/ SA: Better Homes and Gardens Rand Realty, Monroe/Woodbury

MONTICELLO $63,000; East Broadway, 3 BR/2 BA Cape Cod, blt 1940, LA: Malek Properties, Bethel/SA: Malek Properties, White Lake

NEWBURGH $97,500; Albany Post Road, 2 BR/1 BA Cape Cod, 1050 sf, blt 1948, LA: John J. Lease Realtors, Newburgh/SA: RE/MAX Benchmark Realty, New Windsor

HIGHLAND FALLS $280,000; Regina Road, 3 BR/2 BA split-level, 2300 sf, blt 1956, LA: RE/MAX Benchmark Realty Group, Central Valley/SA: Better Homes and Gardens Rand Realty, Stony Point

LIVINGSTON MANOR $420,000; White Tail Crossing, 3 BR/3 BA contemporary, 1864 sf, 60 ac, blt 2004, LA: Century 21 Country Realty, Monticello/ SA: ERA Curasi Realty, Montgomery

MIDDLETOWN $239,900; Reinhardt Road, 3 BR/2 BA bi-level, 1500 sf, 5.9 ac, blt 2013, LA: ERA Curasi Realty, Montgomery/SA: Acer Realty Inc., Queens

MONROE $205,000; Merriewold Lane, 3 BR/1.1 BA splitlevel, 1278 sf, blt 1960, LA: RE/MAX Benchmark Realty Group, Central Valley/SA: Olga Krasinski Real Estate, Goshen

MONTGOMERY $184,500; Ferdls Road, 2 BR/2 BA ranch, 1700 sf, blt 1974, LA: Bernadette Gillespie, LLC, Newburgh/ SA: ERA Curasi Realty, Montgomery

NEWBURGH $70,000; Baldwin Lane, 3 BR/1 BA condo, blt 1974, LA: Better Homes and Gardens Rand Realty, New Windsor/SA: Better Homes and Gardens Rand Realty, New Windsor


www.recordonline.com

TO PLACE YOUR AD CALL 845-341-1100, option 5

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

5E

HudsonValley.com HOMES

Recent sales

ATTENTION REALTORS: Submit listings at hudsonvalley.com/homes. Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

NEWBURGH $79,900; Courtney Avenue, 5 BR/2 BA two-story, 1770 sf, blt 1890, LA: John J. Lease Realtors, Newburgh/SA: John J. Lease Realtors, Newburgh

NEW WINDSOR $225,000; Alphonsa Court, 4 BR/1 BA splitlevel, 2044 sf, blt 1988, LA: ARC Realty #1 in Sales, Monroe/SA: Better Homes and Gardens Rand Realty, Central Valley

NEW WINDSOR $277,500; Tamerisk Lane, 3 BR/2.1 BA town house, 2400 sf, blt 2005, LA: Keller Williams Realty, Highland Mills/ SA: Weichert Realtors, Monroe

ROSCOE $35,000; Cottage Street, 3 BR/2 BA farmhouse, 1805 sf, blt 1800, LA: Century 21 Country Realty, Monticello/ SA: Century 21 Country Realty, Monticello

WALLKILL $226,500; Dubois Road, 3 BR/2.1 BA bi-level/high ranch, 1800 sf, 2.4 ac, blt 2013, LA: Rita Levine Real Estate, Wallkill/SA: Rita Levine Real Estate, Wallkill

WARWICK $276,000; Old Brook Lane, 3 BR/2 BA split level, 1986 sf, 1.9 ac, blt 1973, LA: Regal Homes & Properties, LLC, Warwick/ SA: Regal Homes & Properties, LLC, Warwick

NEWBURGH $330,000; Kettle Court, 4 BR/2.1 BA colonial, 1728 sf, blt 1995, LA: Better Homes and Gardens Rand Realty, New Windsor/ SA: Better Homes and Gardens Rand Realty, New Windsor

NEW WINDSOR $300,000; Beattie Road, 4 BR/2.2 BA colonial, 2802 sf, 5.4 ac, blt 1995, LA: ARC Realty #1 in Sales, Monroe/ SA: Exclusively Equine Properties LLC, Goshen

NEW WINDSOR $240,000; Tamerisk Lane, 3 BR/2.1 BA town house, 2134 sf, blt 1998, LA: Keller Williams Realty, Highland Mills/SA: RE/ MAX Benchmark Realty, New Windsor

SWAN LAKE $145,000; Perry Road, 3 BR/2 BA two-story, 1950 sf, blt 1940, LA: Century 21 Country Realty, Monticello/SA: Century 21 Country Realty, Monticello

WALLKILL $60,000; Quaker Street, 7 BR/3.5 BA two-story, 4311 sf, 13.5 ac, blt 1870, LA: John J. Lease Realtors, Newburgh/SA: John J. Lease Realtors, Newburgh

WASHINGTONVILLE $140,000; Cartwheel Court, 2 BR/2 BA condo, 1112 sf, blt 1986, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/SA: Keller Williams Realty, Highland Mills

NEWBURGH $234,500; Lakeside Road, 3 BR/2 BA ranch, 1960 sf, 1.1 ac, blt 1935, LA: RE/ MAX Benchmark Realty Group, New Windsor/ SA: Better Homes and Gardens Rand Realty, Stony Point

NEW WINDSOR $152,000; Cedar Avenue, 2 BR/1 BA ranch, 816 sf, blt 1935, LA: Smitchger Realty, Cornwall/SA: Century 21 Alliance Realty Group, Wappingers Falls

PORT JERVIS $129,000; Beach Road, 3 BR/2 BA Cape Cod, 1522 sf, blt 1935, LA: Century 21 Geba Realty, Sparrowbush/SA: Hawk’s Nest Realty, Port Jervis

TOWN OF WALLKILL $314,900; Dosen Road, 4 BR/3 bi-lonial, 2125 sf, 7.04 ac, blt 2013, LA: Realty Promotions Inc., Port Jervis/SA: Realty Promotions Inc., Port Jervis

WARWICK $210,000; Ackerman Road, 4 BR/2.1 BA ranch, 1968 sf, 1.35 ac, blt 1978, LA: Weichert, Realtors, Monroe/SA: Weichert Realtors, Monroe

WASHINGTONVILLE $409,000; Fountayne Court, 5 BR/3.1 BA colonial, 3604 sf, 1 ac, blt 2000, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/ SA: Better Homes and Gardens Rand Realty, Monroe/Woodbury

NEWBURGH $68,000; Renwick Street, 1110 sf, blt 1965, LA: John J. Lease Realtors, Newburgh/SA: ERA Curasi Realty, Montgomery

NEW WINDSOR $160,000; Oak Street, 3 BR/1.1 BA Cape Cod, 1348 sf, blt 1941, LA: RE/ MAX Benchmark Realty Group, New Windsor/ SA: RE/MAX Benchmark Realty Group, New Windsor

PORT JERVIS $40,000; Hammond Street, 3 BR/1.1 BA two-story, 1500 sf, blt 1869, LA: John J. Lease Realtors, Middletown/SA: Acer Realty Inc., Queens

UNIONVILLE $235,000; Lewis Street, 3 BR/2 BA Cape Cod, 2240 sf, blt 1950, LA: Regal Homes & Properties, LLC, Warwick/SA: Regal Homes & Properties, LLC, Warwick

WARWICK $359,000; Hedges Road, 4 BR/2.1 BA colonial, 2556 sf, 2.6 ac, blt 1979, LA: Regal Homes & Properties, LLC, Warwick/ SA: William Raveis Baer & McIntosh, Warwick

WASHINGTONVILLE $335,000; Helms Hill Road, 5 BR/3 BA contemporary, 3392 sf, 1.4 ac, blt 1965, LA: RE/ MAX Benchmark Realty Group, Central Valley/SA: Weichert Realty, New City


6E

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD Apartments

Apartments

NEW WINDSOR

NEW WINDSOR

NEWBURGH, TOWN

1, 2, & 3 BRS, Rt. 94 û2 Bedroom Specials û SPACIOUS

GREEN HOUSE APARTMENTS

3 miles to STEWART Airport Apartment Community on well maintained grounds, with large new decks Beautiful country setting Very private Convenient to all shopping NYS Thruway & Route I 84&train On-site laundry facility On site maintenance Heat & hot water included ***********************

1 BDRM $935-$970 3 BEDROOM $1,419

www.towermgt.com

Call today for move-in specials!

845-562-4107

www.Greenhouseaptsny.com NEWBURGH, TOWN OF 2 BA, Very Nice Apt. in Great Area. Central Air, W/D, Close to shopping & highways. No Smoking or Pets. $1,475 Per Month - Heat Included Security & References. Please Call: 845-895-9095 Call Between 9am - 8pm

1 Month Security Heat and Hotwater Included On-Site Parking Laundry Facilities On-Site Close to Shopping & Transportation Pet Friendly 336 Old Forge Hill New Windsor New: Saturday Hrs 10am-4pm

845-561-1034 Old Forge Apartments Selling Your Home? our classifieds help bring readers to your door

Times Herald-Record Classifieds Get Results!

343.7000

845

FOSTERTOWN ROAD MODERNIZED 3 BDRM APT, 2ND FLOOR, UPSTAIRS, LR,KIT, 1 BATH, NEW CARPET Security & References Required. No pets. $1200/Month Plus Utilities Please L/M 845-565-7885

Starting at $915

NEW WINDSOR

2BR/2.5BA Avail starting at $1250

EXCELLENT LOCATION

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NEW WINDSOR

Milton Townhouses

NEWBURGH,TOWN OF

Make Your Home at

A caring community with 24 hour Beautifully upgraded with new: Kitchen emergency maintenance. Largest 1&2 Baths Carpeting, Pool & play area. br with beautiful wood decks & play Heat & hw incl. area. Heat and h/w included. No pets. 845.561.1180 Please visit us on the web : southgatevillageapts.com

1, 2 & 3 Bdrms Avail

3 BEDROOM APT.

TO PLACE YOUR AD CALL 845-341-1100, option 5 Apartments

$500 Free in rent when you move in by December 15th; Only 2 apartments available!! Heat & Hot Water Included Spacious 1 BD & 1Bd Dens Air Conditioning, Pool Close to shopping. Close to transportation Call Today For more info (877) 871-7323 Mon- Fri 9-5

Apartments

Apartments

www.recordonline.com Apartments

WALLKILL ROCK HILL LARGE 1 BEDROOM 1 BEDROOM APARTMENTS APARTMENT New floors & paint. Includes heat/hot LARGE 2 BR APT. Private Acres, Completely remodeled water/electric/gas/garbage. $1250/mo. Kitchen and Bathroom. $700/Mo. Plus Security Everything included except electric PETS ALLOWED Call 845-794-0700 No pets. AVAILABLE IMMEDIATELY 845-656-5708 Located on Route 300 SUGARLOAF $950 Per Month + Utilities BEAUTIFUL 1 BEDROOM PINE BUSH Call: 914-489-7229 Private Apartment for Person Charming 1 Bedroom Apt. Share Converted Barn Tree lined Street, Walk to Town, Off $1,195 Includes Utilities WARWICK Street Parking, Heat, Hot Water, Elect, Please Call: 845-537-9171 Trash and Snow Removal Included. $900 PER MONTH VILLAGE OF WALDEN NO DOGS - CAT FRIENDLY Security & References Required Rentals È Call: 212-691-0305 È 1 bedroom apartments $700/month 1&2Br, heat & hot water included. Excellent Condition, No Pets. + utilities & security 2 bedroom apartments $1125 to 1 1/2 mo security required. PORT JERVIS Senior discount offered $1150/month + utilities & security NEW WINDSOR, TOWN In quiet country setting

Heritage Green Apts. Super Special

Furnished Apartments MONTICELLO, Village of LARGE 1 BEDROOM APT 660 sqft, ground floor w/private entrance, Heat/HW/garbage/parking Included. Tenant pays gas & electric. 1 months’ rent and 1 month’s security. Close to H. depot/Walmart/Shoprite. 5 Minutes to Bus Station. Available Immediately. $750 per month. Call 860-605-4747

Commercial & Industrial Property for Rent GOSHEN

AAA OFFICE SPACE $795 Per Month

Homes for Rent BETHEL

3 BDRMS, 1 BATH RECENTLY RENOVATED

w/d hookup. New Carpet & wood floors. Front porch. Oil heat. Nice quiet area. $950/mo plus security & references. Small pets ok. Rent or . 845-524-4165 BLOOMINGBURG

3 BDRM 2 BA 2 FAMILY HOUSE

Pine Bush schools, large eat-in-kitchen, family room, study, private entrance & parking. Sec 8 ok. $1150 per month. Call 845-300-2998 845-313-7626

û Includes Heat û 2 rooms w/private bath & separate front entrance on 1st floor. High visibil- BLOOMINGBURG ity. Plenty of parking. Completely 3 BEDROOM HOUSE 3 BEDROOM APARTMENT 845-987-2306 Call Sherri 914-213-0925 renovated. In village yet quiet country $1,150/Month. Electric Included. LR, Bath, DR, Kitchen, W/D Hookup Call 845-825-1988 setting. 2 BEDROOM HOUSE and Attic Storage. $830/Month WOODRIDGE FRESH PAINT - NEW CARPET GOSHEN Remodeled, w/d, storage. No dogs. Looking for a place to call home $925 Per Month + Utilities Ideal location for your office Call 845-800-2668 No answer Look no further Security - References - No Pets WALDEN, VILLAGE OF needs. Office suites catered Call 570-337-9487 Call: 845-627-0448 2 BEDROOM APARTMENT BELLE HARBOUR APTS. Is your answer orto business your needs. Close to all major 2 bdrm avail With Free Heat / Hot On 3rd Floor, Wall to Wall Carpet CLARYVILLE (Neversink , NY) highways. Water. 794-6660 No Pets, On Site Washer/Dryer PORT JERVIS Call 845-283-3623 *Qualified new applicants only "Upstairs of Home" And Off Street Parking Large 3 BR Apt. $1,050/mo Newly Renovated. Tri-Valley School $850 PER MONTH Newly Renovated, hardwood floors, Condos & Townhouses for Rent Dist., 2-3 BR, 1 BA, W/D Hook-up, SECURITY & REF’S REQUIRED WURTSBORO w/private driveway & yard. Nice Yard. $800/mo Plus Utilities. PLEASE CALL: 845-726-4394 2 BR Apt. $750/mo 1 & 2 Bedroom Apts. MONTICELLO Please Call 914-523-9466 BOTH Ç 1 ½ Month’s security Small house very private, just renovat- Winwood Condos for Rent Must have references. WALLKILL, HAMLET OF ed, no pets. 1 BR $600 - 2 BR $850. HIGHLAND FALLS Quiet Comfortable Living Call 201-965-8851 Charming Quiet Garden Apts One month security and one month LUXURY 1 & 2 Large Bedrooms. Bal- NICE 1800 SQFT 3 BR HOUSE EIK, Washer/dryer on site, lease & rent. Avail. immediately. cony, Laundry facilities 2nd floor. plus den, excellent condition, comNEW WINDSOR security. Call 845-222-2196 Dennis PORT JERVIS H/HW included. Security system, in- pletely remodeled, hrdwd flrs, w-wStudio Apartment in beautiful old STUDIO AND 1BEDROOM tercom & elevator. Close to shopping carpet, new kit/ba/dr, fixture, paint, TUDOR GARDEN APTS Mansion on 2 Acres. Large Room with $750 PER MONTH Raceway & Golf courses. No pets. w/d hook-up, fenced yard w/patio, 2 Kitchenette, Large Bathroom, Lots of 201-953-5684 or 845-895-2791 1 & 2 Bedrooms zone heating, off-street parking, quiet Owner/Management on premises. our classifieds help bring Light, Fire Place, Hardwood Floors, Off dead-end-street. $1,475 plus utilities. Call 845-791-8420 readers to your door From $765 per month Street Parking, Very Quite & Peaceful, Sell your home. Security & referenced required. or cell 845-807-7193 No Smoking or Dogs. Heat & H/W Included Advertise in the Call 845--541-0294 $875 Per Month All Utilities Included WHISPERING HILLS È Call 845-856-3398 Times Herald-Record Classifieds Get Results! 845-561-5160 or 303-726-6799 HIGHLAND LAKE

Keller Williams Realty

Selling Your Home?

Times Herald-Record

3 BEDROOM CONDO

2 car garage, LivngRoom, DiningRoom Security & Ref’s Required - No Pets

VERY CLEAN UNIT! $1,545 PER MONTH

PLEASE CALL: 914-522-9349

Garage & Storage Rentals MIDDLETOWN 2 CAR GARAGE FOR RENT

In quiet safe area

No Commercial, Storage ONLY. $200 & $250 /month. 845-239-2415 845-343-0494

2 BEDROOM COTTAGE on HIGHLAND LAKE $650.00 a mo + utilities call 845-649-1991 È HIGHLAND MILLS

HOUSE FOR RENTZ 3 BEDROOM,2 BATH

HEAT & HOT WATER INCLUDED large deck overlooking brook $1,800 a mo plus sec. no pets CALL 845-238-6837

HUGUENOT, NY TWO BEDROOM RANCH Z Bright, clean,1 bath, LR, DR, breezeMIDDLETOWN way w/2 car garage, on 1+ acres, private setting, 1 mile outside Port Jervis, 764 Sq Ft Garage On Sproat Street, next apt complex. NY. 1 mile from shopping, train and Under 24hr secuirty surveillance. Delaware River. $1,390 per month, $500/month, very spacious and very plus utilities and 2 month’s security. Call (914) 443-1866 accessible

Call Gino 845-551-0331

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Call Jennifer Olsen for details.845-343-7000 ext.3600

Homes for Rent ALL AREAS Realtor Fee only $795 HOMES/DUPLEX 856 - 4400 $750-Sprw-Bush-1BR Cottge-All util inc $1000-Schola-3BR-1.5BA-rnch-No fee! $1050-Blmnbg-2Br-1ba-hs-vrygd cond $1075-Mill Rift-3br rnch dplx-excl cond $1075-Pne Bsh-2Br-2ba-dplx- w/ deck $1100-Gln Spy-2br-1.5ba log cabin fpl $1100-Sunrse Lk PA-3br--rnch nice yd $1250-Florida-2BR-2stry dplx-FDR Yd $1250-Port Jrvis-Huge 4BR-1.5ba Hse $1280-Mntgry-2BR dplx-Lg-Inc all util $1295-Barryvl-3Br-2ba-rvrfrnt-deck-Grg $1300-Mtwn-3 BR Dplx Irwin Ave-prch $1300-Greenvll-3BR-rnch-Inc gas +elec $1300-Blmbrg-3BR-1BA-Dplx-Pvt-Mint! $1350-Westbrkvle-3BR-2Ba-Prvt 4 Acs $1400-Ellenvll-3BR-2.5ba-twnhs-Mint! $1600-Waldn-3BA-2ba-W/HWfncd yd $1700-MV schl-3br-2ba-dplx-inc all util Go to orangewestrealty.com Orange-West Realty 856-4400

Selling Your Home? our classifieds help bring readers to your door

Times Herald-Record Classifieds Get Results!

MARLBORO

3 BEDROOM HOME

Quite Private Location 1 Bath, Kitchen, DR & LR, W/D Hookup, Hardwood Floors, Newly Painted. $1,475 Includes Oil Heat Security & References Required Pets on Approval MIKE: 914-474-1020 MFPOM@MAC.COM MIDDLETOWN

3 Bedroom Townhouse 2 & 1/2 Bath, Corner Unit EXCELLENT CONDITION, Available December 1st $1,300 Per Month + Utilities Security & References Required Also 3BR 2BATH Home for Sale. $99K Please Call: 845-216-6994 MIDDLETOWN, CITY OF LARGE SINGLE FAMILY HOME Located on Prospect Street 6 Bedroom, 2 Bath 2,200 Square Feet NEWLY RENOVATED Asking $1,300 Security & References Required Please Call: 201-394-8712 (Se habla español)

Rent your home or aparment here.


www.recordonline.com Homes for Rent MOUNT HOPE/HOWELLS Beautiful 3BR home. New kitchen and applis. Located on a quiet piece of property. $1400/mo+ utils (approx $300/mo) Excellent refs required. Please call 845-590-4141 NEW WINDSOR

3 BDRM BRICK RANCH

LR, DR, EIK, basement, w/d hook-up, yard and parking. No pets/smokers. $1,550/Mo plus Utilities. 1st Month’s Security &References Call 917-972-1426 PINE ISLAND

3 BEDROOM HOUSE

23 Maskers Lane 1 Car Garage - Green House $1,100 per month 914-850-9680 or 845-294-8481

Mobile Homes for Rent CAMPBELL HALL 3 BEDROOM RANCH w/VAULTED CEILINGS 1 bath, 1.4 Groomed ac in beautiful quiet neighborhood. 2 car garage, 2 sheds, front porch, rear deck off EIK & W/D. Washingtonville schls. Close to train. Credit ck. $1,600/mo + utils, refs & 2 mo sec. 845-978-9700. CIRCLEVILLE Beautiful home/trailer located on nice piece of prop. New kitchen, carpeting though out, 2 BR. $990/mo + gas & elec. Excellent refs req. Call 590-4141 or 692-2121

Roommate Wanted NEW WINDSOR

SHARE 3BR HOUSE UTILITIES INCLUDED

TO PLACE YOUR AD CALL 845-341-1100, option 5

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

Dreaming Dreaming Dreaming Dreaming Dreaming Dreaming

Share Kitchen & bathroom. Use of washer, dryer & cable. Ref’s req’d. $500/mo plus 1mo security. Call 845-562-4068 WURTSBORO AREA

SHARE HOUSE VICTORIAN 5 BDRM 4½ baths, private bdrm & bath, large LR, DR & game room with pool table, $450.00 INCLUDES: UTILITIES, CABLE AND WIFI. PLEASE CALL: 904-226-1700

Rooms MONROE AREA

LARGE SUNNY....

Carpeted rooms w/priv. bath/, fplcs, ext. porches, patios, kitchen, W/D, free cable TV. All utils incl $775 & up on Country Estate. N/S or pets. 845-238-2150 PLATTEKILL

FULLY FURNISHED RM $495/mo

$125 wkly. Shared bathroom & kitchen. All utilities incld. TV, laundry & parking also incld. No pets. Males only. Call 845-566-0437

Make Some Extra Cash!

Clean out that attic this weekend and

sell “don’t needs” in classified.

of a new place? Buying, Selling or Renting, find 1000’s of Local Listings Search by price, zip code, building type, agent & more!

7E


8E

Sunday, December 1, 2013 ∂ TIMES HERALD-RECORD

Term

Rate Pts. dn

THE BERKSHIRE BANK

15-yr Fixed 3.375 20-yr fixed 4.125 30-yr Fixed 4.250 15 Yr Fixed Jumbo 5.000 30-yr Fixed Jumbo 5.250

0.00 0.00 0.00 .50 .50

varies varies varies varies varies

$545 $545 $545 $570 $570

3.464 4.200 4.305 5.118 5.320

— — — — — —

— — — — — —

4.237 3.362 3.112 4.112 1.990 1.990

30-yr Fixed Conf. 4.125 15-yr Fixed Conf. 3.250 30-yr Jumbo Non-Conf. 4.375 20-yr Conf. 3.950

Call Hudson Heritage at 845-561-5607 for more rates and mortgage options. Special rates, contact credit union for details.

http://www.hhfcu.org

— — — —

5% 5% 20% 5%

800-797-6669 — — — —

Hometown Bank

800-249-3832 Rate Pts. dn

30 Yr Fixed 15 Yr Fixed Fixed Construction 5/1ARM SONYMA

4.50 3.375 4.50 3.375 5.000

0 0 1 0 0

20%* 20%* 10% 20%* 3%

Fees

APR

$145 $145 $145 $145 $145

4.521 3.403 7.367 3.063 5.622

• Fixed and variable rates with choice of terms • SONYMA mortgages with down payment assistance • FREE preapprovals • Fast and convenient local closings Member FDIC

4.16 3.30 4.41 3.99

www.rhemortgage.com Competitive Closing Costs and Approval Within 24 hours. Licensed Mortgage Banker, NYS Department of Financial Services NMLS#20517

Rates change frequently - call for current quote today! Rates and terms quoted are for qualified applicants only. *e.g. 360 monthly payments of $5.52 per $1,000 borrowed **e.g. 180 monthly payments of $7.91 per $1,000 borrowed

This is space available for your company to display its lending rates! Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

SUPERIOR MORTGAGE CO., INC. OF 30-year Fixed 4.000 0.00 5% 20 YR Fixed 3.875 0.00 5% 15- year Fixed 3.125 0.00 5% FHA 30YR 3.750 0.00 3.5%

NEW YORK 845-928-2845 — 4.200 NO INCOME LOANS AVAILABLE 0 4.155 "Best practices 0 3.398 lending" 0 3.880 100% Financing, Lower Fico Score, Goverment Loans, Better than Commercial Properties, SBA, No Income. your bank All With UNBEATABLE Rates and Service.

This is space available for your company to display its lending rates!

This is space available for your company to display its lending rates!

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

MID HUDSON VALLEY FEDERAL CREDIT UNION 30-yr. Fixed Conf. 4.375 15-yr Fixed Conf. 3.250 5/1 ARM 3.750 SONYMA Low Interest 5.000 SONYMA Achieving the Dream 4.250

0 0 0 0 0

5% 5% 5% 3% 3%

http://www.mhvfcu.com

Call Call Call Call Call

NATIONWIDE EQUITIES

ULSTER SAVINGS BANK

800-451-8373 EXT. 5002 4.397 3.289 3.365 5.023 4.272

Now is a great time to purchase or refinance with rates at historic lows. Contact Denise Quinn at 845-522-3844 email address DQUINN@ MHVFCU.COM or Tim Zwart at 845-594-9056 or TZWART@ MHVFCU.COM.

COME HOME TO LOW MORTGAGE RATES AND FAST ANSWERS

201-529-1401

Purchase or refinance.

REVERSE MORTGAGE

• Fixed and variable rates with choice of terms

EXPERTS, NATIONWIDE EQUITIES, OFFERS REVERSE MORTGAGES TO ALL HOME OWNERS 62 OR OLDER

Apply online, or call to schedule your appointment with one of our mortgage consultants, any day of the week!

800-249-3832

CALL LEN NMLS #65781 AT 201-529-1401 M/F 8:30-5:00

3.50 3.75 4.25

0.00 0.00 0.00

INTRODUCING OUR NEW MOBILE APP FOR ANY DEVICE

845-341-5000 20% 20% 20%

— — —

3.51 3.76 4.26

www.orangecountytrust.com

For more info on our residential loan products call Deanna 341-5036

Download Today! Member FDIC

www.HometownBankHV.com

It shouldn't be that hard to find a good lender that will treat you with prompt, courteous service. Occasionally, there are a few.

That's where we come in.

To Advertise on this mortgage page, please contact Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

5% 5% —

Please Call 3.350 Please Call 4.559 Please Call 5.522

845-294-7922

*Points include discount and/or origination fees. Interest only programs available. ‘=Fees(Application+Appraisal+ Credit+ Processing) 2nd Home, PRIMARY, 2nd Home, Investment, Land & Construction Loans Available. Primary, Investment, Land & Construction Loans Available

http://www.ulstersavings.com

This is space available for your company to display its lending rates! WALDEN SAVINGS BANK

• Fast and convenient local closings

LIC. MORTGAGE BANKER NYS DEPT. OF FINANCIAL SERVICES NMLS 1408 NATIONWIDE EQUITIES IS LICENSED BANKERS IN 42 STATES

0 0 0

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

• FREE preapprovals

BUYING A HOME? WITH ONLY 45% DOWN YOU MAY QUALIFY FOR A REVERSE PURCHASE MORTGAGE, WITH NO MONTHLY MORTGAGE PAYMENTS NECESSARY

ORANGE COUNTY TRUST CO.

15-yr Fixed 3.250 30-yr Fixed 4.500 FHA 30-yr Fixed 4.000

• SONYMA mortgages with down payment assistance

TAX FREE CASH-NO MORTGAGE PAYMENTS CALL TODAY FOR FREE INFORMATION TO SEE IF A REVERSE MORTGAGE WORKS FOR YOU.

10-yr 15-yr 20-yr

Fees APR Comments

Rochester Home Equity, Inc. NMLS#20517 Licensed Mortgage Banker – NYS Department of Financial Services 180 Office Park Way, Suite 2000 • Pittsford, New York 14534 (585) 263-4353 or (800) 797-6669 *30/**15 yr Rate - 30/15 yr APR

*UP TO 95% FINANCING AVAILABLE

845-561-5607

Rate Pts. dn

ROCHESTER HOME EQUITY, INC.

LOCAL PROFESSIONAL, PERSONAL SERVICE IS JUST A PHONE CALL AWAY

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066 0.00 0.00 0.00 0.00 — —

Term

845-294-6151

This is space available for your company to display its lending rates!

30-yr Fixed 4.125 15-yr. Fixed 3.250 3/1 ARM 3.000 7/1 ARM 4.000 Home Equity Loan 1.990 Home Equity Line 1.990

www.recordonline.com

Fees APR Comments

www.berkbank.com

HUDSON HERITAGE FCU

TO PLACE YOUR AD CALL 845-341-1100, option 5

30yr Fixed 15yr Fixed 10/1 ARM 5/1 ARM 3/1 ARM HELOC

4.375% 3.375% 4.125% 3.375% 3.125% 3.250%

0 0 0 0 0 0

845-457-7700 20% 20% 15% 15% 15% —

$450 $450 $450 $450 $450 —

www.waldensavingsbank.com

4.405% 3.415% 3.818% 3.315% 3.243% 3.250%

Construction,Land and First Time Homebuyers. Rates and fees subject to change without notice. Your rate and term may vary and cannot be determined until you apply and are approved for a loan. Equal Housing Lender. Member FDIC.

This is space available for your company to display its lending rates! Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

WALLKILL VALLEY S&L ASSOC. 15 Year Fixed Rate 30 Year Fixed Rate 3/1 ARM 5/1 ARM 10/1 ARM

3.500 4.375 3.125 3.375 4.125

0 0 0 0 0

varies varies varies varies varies

845-895-2051 — — — — —

3.560 4.423 3.175 3.395 4.195

Commercial & Residential Loans available. For more information contact: Commercial - James O'Brien 895-2051 ext. 245 Residential - Melissa Flickenschild 895-2051 ext. 226 www.wallkill.com

The Times Herald-Record assumes no liability for typographical errors or omissions. To display information, lenders only should contact Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

RATES ARE SUPPLIED BY LENDERS & ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Sunday, December 1st, 2013  

Sunday Real Estate Classifieds section from the Times Herald-Record and HudsonValley.com/homes.