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CLASSIFIEDS Homes

Getting back in business

E1 Times Herald-Record SUNDAY, NoVEMBER 10, 2013

Because your business

MATTERS

Housing rebound helps contractors see their revenues rise By Marcia Heroux Pounds

I

Sun Sentinel

nterior designer Joe Fava always has believed in not putting his eggs in one basket. That philosophy paid off in 2008 when he was hit with the double punch of the recession and housing crisis. Like others in the industry, Fava Design Group saw many projects die in its home state of Florida. But Fava, who has had his own design firm in Fort Lauderdale, Fla., for a decade, was fortunate to have ongoing projects in Mississippi, Maryland and New York. He had work, but it was far away. Working out of town and yet still running a home office was a challenge. “That helped us get through the downside,” he said. “But I was traveling sometimes twice a week. I’d come back for a day and then take off for Baltimore or New York. I was on the job site with a client, but also trying to manage the office. It was exhausting.”

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Before the slowdown in South Florida’s real estate market, Ted Bohne and his wife Beth Pino had 13 of their Pino Tile & Carpet stores. Now that the economy is recovering, they are happy to have reopened two of them.

Revenues are rising Now that the construction industry is on the rebound, interior designers, kitchen contractors and tile businesses are seeing their revenues rise 20 percent or more this year. But Fava and other owners still have scars from the recession, so they take all the work they can get, even when it stretches them thin.

Fava is doing interior design projects across south Florida, from private homes, such as a luxury condominium in Boca Raton, to country clubs, which are now renovating their lobbies and sprucing up. He recently opened a new Miami office and hired an additional designer and assistant to handle the additional work load. “In the past six months to eight months, business has

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completely turned around like gangbusters,” Fava said. Homebuilders are getting busy again as the housing market emerges from the recession, and so are many businesses related to them. Here’s a look at how three such companies survived the housing meltdown, and how they are rebounding:

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2E

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

Contractors

Continued from page E1

Fewer stores, but still 14-hour days At 6 p.m. on a recent weekday, Ted Bohne got ready for his second shift. Fourteen-hour days are not unusual, he said, to manage Pompano Beach, Fla.based Pino Tile & Marble and its related granite and contracting businesses. But he’s happy about it – business is up 15 percent this year, with the biggest growth in Broward County, he said. “The landlords are feeling a little bit better. They’re fixing up lobbies they haven’t touched in years,” said Bohne, president of Pino Tile. Pino Tile is a smaller business than the 13-store operation Bohne led before the recession and housing crisis. His wife, Beth Pino, and sister-in-law, Brenda Pino, oversee two stores. Bohne’s mother, Linda Douglas, volunteers her time to help. “We started feeling the pain in 2006,” said Bohne. Their then tile-and-carpet business took an immediate hit because floor coverings aren’t a necessary purchase. Bohne filed for personal bankruptcy in 2010. That same year, he and his wife began to slowly rebuild the family business by tapping her retirement account to open a store. Then came the second store, in Del-

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ray Beach, Fla. “We don’t buy something if we don’t have the money to pay for it. We don’t use credit from any vendors,” he said. “We’re much more conservative. We’ve passed on opportunities because of concerns of getting too big.”

An unwavering look to the future Bill and Joe Feinberg, partners in Allied Kitchen & Bath in Wilton Manors, Fla., had just invested in a new showroom in 2008 when the recession and housing crisis was taking hold. “In the past five years, we’ve worked very, very hard to stay busy,” Bill Feinberg said. He and his brother stepped up their community networking. The kitchen-and-bath remodeling company increased magazine advertising and hosted more local events to generate more business. The new showroom, while expensive, actually helped. “People would look at us and know we were a strong company because, here we were, building a new showroom,” Feinberg said. Allied Kitchen & Bath’s investment in their future paid off. Revenues have been up 20 percent this year and last, he said. But to get there, the four Feinberg brothers in the business – including David and Rob – had to tighten their belts. Instead of laying off

Carline Jean/Sun Sentinel/MCT

interior designer Joe Fava survived the slowdown in the South Florida real estate market by traveling to other states to find work. But now that things are recovering, he is staying closer to home. workers, they trimmed overtime hours, vacation and paid time-off. Theye were able to keep all 40 employees working, and now those employee benefits are back, Bill Feinberg said. To survive the downturn in the market, the brothers didn’t pay themselves for a while and even mortgaged their houses. As business improved, they paid off the loans. Feinberg said he would like to open another showroom, but is waiting to see what happens with the nation’s new health care law and other issues affecting the economy. “I’d love to invest more in our business,” he said.

Major shift brought changes Susan Connor, owner of design firm P&H Interiors in Coral Springs, Fla., said she saw a major shift in her business during the recession. “We were used to doing quite a bit of model homes. It was 50 percent of our business, and it dwindled to 20 percent,” she said. In 2006, Connor had bought out her partner and then the bottom started falling out of the market. But Connor said she managed not to cut staff – she just didn’t fill jobs as some employees moved out of state. Needing to change to survive, Connor developed a different method of doing

business. She called it “evolution design,” where the firm designed one room at a time, instead of an entire house. “We took on small projects,” she said. The changes have worked. Connor has added three staff members, and now has 22 employees. The firm has home-design projects in the area. And she’s back doing model homes for a successful Bridges development in Delray Beach. “There is huge pent-up demand,” she said of the new high-priced homes in the development. Distributed by MCT Information Services

Dealing with property condition issues when selling your home By RiChaRd MontgoMeRy More Content Now

Q. My garage floods because of driveway runoff during heavy rains. I am getting ready to put the house on the market, as I am relocating to a different state. Do I need to disclose this as a drainage issue on my seller’s disclosure? Thanks. – Brad W. a. The law requires sellers to disclose defects or conditions that negatively affect value, affect the health of occupants or that if not repaired, removed or replaced would significantly shorten or adversely affect the expected average life of the premises.

It is the right step

Make the sale easy

As a seller, it is a smart idea to disclose even if the law did not require it. Doing so may eliminate the cost and likelihood of a future lawsuit or small-claims judgment. Not disclosing the issue carries a high probability that whoever buys the property will become aware of it, and when they do, a neighbor will make an unwitting comment like “Oh, I thought they took care of that problem. He used to be hauling wet boxes out of the garage every week.” People have a tendency to become upset when they come to believe they have not been treated fairly.

Consider the idea of not having the issue on a seller condition report at all. If it has been correctly and permanently repaired, it is not a requirement to report a problem that no longer exists. Here is a quick test: If a buyer has two homes they like that are identical, except home “A” has water rushing into the garage during heavy rains and home “B” has no issues. Which property will they buy? Taking this test helps see the benefit of repair clearly. As a follow-up question, ask “How much would the sellers of home “A” have to reduce the price to swing the

buyer back over their way? The typical buyer does not want to buy a problem, unless there is a financial incentive.

You could save money There are other positives in fixing the problem before placing the home on the market. By fixing it first, there is no already nervous homebuyer looking over your shoulder. Also, making the repair after a price is established for the home comes out of your pocket. When making the repair prior to a sale, the cost can often be factored into the asking price. Buyers have a tendency to overestimate the cost of repairs; so taking these

potential issues out of the homeselling equation are a plus.

Pay the buyer to do it A common problem in real estate transactions is a buyer that complains because the seller’s repair work is shoddy. A similar complaint is, “They found the cheapest material.” If money is tight, consider negotiating with the buyer to accept a reduced price for the cost of repairs. Richard Montgomery is a real estate industry veteran who has championed industry reform for more than a quarter century. Ask him questions at DearMonty. com.


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ARC REALTY IS THE

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

3E

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ARC REALTY SOLD MORE REAL ESTATE THAN ANY OTHER SINGLE OFFICE IN THE MLS DURING THE LAST 24 YEARS! #1 IN SALES

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NEW ON THE MARKET. WURTSBORO This house is located on a Cul-DeSac with only two other homes; in a quiet community 3BR, 1.1 BTH, 2 car garage, W/I closet Big yard with stream, lot of privacy. Priced for a quick sale. Call JOSE 845-421-8466 NATURE LOVERS PARADISE! $239,900! Lovingly restored colonial! Charm & character! 6 private beautiful landscaped acres! Gardens & stonework! Fishing pond! Separate guest cottage/ work/hobby studio! Granite kit! Original details! Plank flrs, wood detail & builtins! Deck & storage outbuildings! Perfect for self employed, hobbyist or weekend retreat! Convenient Town of Wallkill! Call Rhonda Dnistrian 845-783-0860 TIMBER RIDGE BEAUTY! Phase 4! Lovingly maintained! Move-in ready! 3 BR, 2-1/2 bth townhome! Fresh paint! New carpet! New a/c! Huge deck, gar & more! Woodbury recreation = pool, pond & tennis! Low common charges! Centrally located to Woodbury Commons NYS Thruway & Rte 6! $239,900 RITA GEISSLER 783-RITA

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MONROE GREAT COMMUTER LOCATION Spacious 3 bdrm 2.5 ba two level townhouse in Aaron Estates. Centrally located, freshly painted, new carpeting, new appliances. Award winning MW Schools. Call Guia Dorion 845-321-5158

CONDO’S & TOWNHOUSES

HARRIMAN HILLS 1st floor unit free of stairs! 1 BR + den in mint condition with fireplace! Newish kitchen & bath! Lots of closets! A lot of bang for the buck! Wonderful commuter location! $234,900! RITA GEISSLER, 783-RITA

MONROE & VIC

BRAND NEW! Monroe! Being built now in new 16 lot sub-div & you can be in by the holidays! Rye Hill Rd area off of Jean Dr on Steven Ct! 2400+ on .48 ac! 3 BR, 2-1/2 bths + Bonus Rm over gar! Bells & whistles! Granite! Ceramic & HW flooring! Beautiful flat private backyard! Municipal sewer & natural gas! Pinetree Elementary! $439,900 –RITA GEISSLER 783-RITA EXTRAORDINARLY DIFFERENT! Renovated barn into a unique farmhouse! 2/3 BR! Soaring ceilings & skylights! Mstr BR w/sparkling HW floors & tray ceilings! 2nd BR w/sitting rm & exposed beams! Eat-inkit & formal DR! 2nd level balcony overlooks LR w/built-in! Situated on beautiful country rd on 1.2 fabulous ac! Centrally located; minutes to shopping & public transp! Reasonable taxes! Pine Tree Elem! $249,900 RITA GEISSLER 783-RITA

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MONROE & VIC

HOUSE BEAUTIFUL! 3,000+ SF Colonial built in 2007! 4 BR, 3 bths! Soaring ceilings! Huge cherry island kit w/granite! Library on main level + full bth! HW floors & ceramic! Mstr BR w/tray ceilings! 2nd lvl hallway overlooks 2 story FR w/frpl & pillars! Fresh paint! Turnkey! Woodbury recreation includes pond, pool & tennis! Minutes to Woodbury Commons, Thruway & Rte 6. $479,900 RITA GEISSLER, 783-RITA *MERCEDES BENZ OF LAROE LANDING* Seller Relocating*Colonial set on 3+ beautiful ac. w/tennis ct, stocked pond to fish, skate, boat, hiking trail *4500 SF, 5 Bd, Gourmet Kit adjoins fam rm w/stone fpl, oak flrs*fin. walkout bsmt & walkup attic, 3 car gar. M-W Schs $554,875 Roz Novick, 845-537-5674 SWIM, FISH OR KAYAK Or just Bask on the private beach. Charming Cape Cod home in Lake community is. In move-in condition. Freshly painted, refinished Floors, new first floor bath. Want a new kitchen? Sellers will give renovation allowance to right Buyer. Don’t miss this. Asking $255,000. Roz Novick, 845-537-5674 THIS IS ON TOP OF YOUR WISH LIST! Prime updated cul-de-sac location with municipal services. Comes complete with hardwood floors, central air, fireplace and fenced yard. Great for commuter and close to stores. Call the mover! Paula Casse-Lic.R.E. Associate Broker 914-262-5594. SPACIOUS 3 BDRM 2.5 BA Rwo level townhouse in Aaron Estates. Centrally located, freshly painted, new carpeting, new appliances. Award winning MW Schools. Call Guia Dorion 845-321-5158 BARNETT HILLS! $139,900 Monroe! Low taxes! Master bdrm w/ walk in closet! Updated kit & bth! Hrd wd flrs! Storage unit in Bsmt! Heat & Hot water included in common charge! Close to mjr hwys & train! Walk to shopping & bus! Call Amanda Dnistrian - Vacca 845-978-1785 CHARMING COLONIAL $339,950 Premier Capitol Hills neighborhood, Municipals, Elegant & all updated, Nothing to do, 4 br! 2.5 baths! 2car gar! Cherry kit & stainless appl! Florida rmlin ground pool, Great rm & brick fpl! Master suite & lavish whirlpool bath! Big formal din rm! Mins to NY hwy, bus&train! Call Rhonda Dnistrian, BKR845-783-0860 LUXURIOUS MANSION RIDGE! Premier gated community! Villa overlooks signature golf course! Beautiful Mt. views! Dramatic & spacious fir plan! 3 br! 2.5 baths! Master suite, soaring ceiling & lavish bath, Walkout bsmt! Pool! 2 car gar, Cent AC! Mint, Min to train, Hwy & bus, Low price!! A must see, Call Rhonda Dnistrian 845-783-0860

COMMISSION Call For Details 845-783-5145

BLOOMING GROVE & VIC

STOP LOOKING NOW! Everything you want in a home is right Here! Four Bedrooms, 3 full baths; Cathedral Ceilings, Updated Kitchen w/granite counters; 2 Decks, Screened patio ideal for entertaining. Lovely Paved walkway. Convenient location minutes to Shopping and transportation. Motivated sellers Asking $279,900.

CHESTER & VIC

NEW COLONIAL! $349,900! Just Built, Move right in, 4 BR, 2 1/2 baths! 2 car gar! Granite island kit! Great rm, fpl, Cent AC! Wood flrs! Master suite & whirlpool bath! Formal Din rm! Min to hwy, malls & NY bus! A must see! Chester schools! Call Rhonda Dnistrian 845-783-0860

CORNWALL & VIC

CORNWALL MINI ESTATE $439,000 An architectural 1800’s masterpiece! Detailed crown moldings throughout, curved Mahogany staircase, 3 fireplaces w/custom mantels, butler’s pantry, high ceilings and wood floors throughout. Charm not found in today’s new homes. Judy New, 845-551-3388

GOSHEN & VIC

LOWEST PRICE ON THE BLOCK! Owners have slashed the price of this unique post & beam contemp/ ranch on 5 pristine ac. w/outrageous view! Open & airy, vaulted ceilings, walls of glass, 1st floor master suite, 2 add’l loft bdrms, 2.5 bths, Euro kit, newer roof & HVAC & C/A, fplc, full bsmt, 2 car gar. Surrounded by fine homes in prestigious Southgate! A steal @$314,900. DONNA GENOVESE, BKR, 845-988-1934 (res.).

GOSHEN & VIC

THE LIFESTYLE YOU’VE...... .....always dreamed of can be yours in the upscale active adult community. Totally upgraded, this meticulous home boasts a fab floor plan w/1st floor master suite, 2nd floor guest suite w/loft, hardwood, granite, lux tilework, custom window treatments, upgraded cabinets, gas fplc, awarding winning private patio/garden. Onsite pool, club, gym & activity schedule. $484,900. PAULA CASSE, BKR, 914-262-5594(cell). GOSHEN SCHOOLS! New Hampton area! Cheaper than renting! New kitchen & newish bath! Ceramic & HW floors! Mostly all new windows! Fenced backyard! Needs some TCL, but price reflects it! Well, septic & natural gas! Low taxes! $169,900 RITA GEISSLER, 783-RITA

GREENWOOD LAKE & VIC

CUSTOM LAKEFRONT RANCH!! Solid Built 3 bdrm home located on the East Shore! LR/DR Combo w/ stone FP, State of the Art Kitchen w/appl+skylight, Office, 3 baths, Mstr Bdrm Suite w/skylights, FR, Rec Rm, Large Deck w/beautiful Lake+Mtn Views, Boat Canopy, dock, 1 car garage plus lg parking area! $769,000 “Christman Team” 845-477-8708 STYLISH TWO STORY!! Located in Forest Knolls! Open Floor Plan has LR/Gorgeous Kit+Din Area w/FP, 3 Bdrms, 1.5 Baths, Mstr Suite, Wood Floors, Rustic Setting! Cul De Sac! Walk to Private Beach w/docking! Fenced in Yard! Close to Commuter Route! $275,000 “Christman Team” 845-477-8708

GREENWOOD LAKE & VIC

COMMERCIAL BUILDING!! Spacious Building Located in the Heart of the Village!! Raw Interior! Has many Possibilities! One Car Garage! On NYC Bus Route! Call Today! $98,000 “Christman Team” 845-477-8708

MINISINK

JUST BUILT! COLONIAL! $279,900! Low price! Move right in! 2 acres! Cul de sac! New home subdivision! Mt Views! Granite kit!4 br! 2 ~baths! Great rm & fpl! Wood flrs! Formal din rm! 2 car gar! Walkout bsmt! Minisink schools! Hurry & call Rhonda Dnistrian 845-783-0860

PORT JERVIS & VIC

BRAND NEW BILEVEL! Pack your bags! House is ready to occupy! Wow! It’s as good as it gets! Bells & whistles galore! 3 BR, 3 full bths! Excellent craftsmanship! Open floorplan! 9 ft ceilings! Island kit & granite! Lndry/mud room off kit! Central a/c! HW floors! Full walk-up attic staircase! Rests on 2 ac! Just minutes to Pt. Jervis & hwy’s! $234,900 Rita Geissler 783-RITA.

WARWICK GROVE & VIC

THE ONLY TOWNHOME Enjoy an active adult lifestyle in this beautifully maintained home boasting a great floor plan for entertaining w/liv rm/din rm combo, spacious fam rm, gourmet kit w/granite, gas fplc, 2 bdrms plus loft/office, 2 car gar, gas heat, central a/c, porch, private yard and LOW TAXES! Just a short walk to Village shops, restaurants, parks, galleries. $439,900. DONNA GENOVESE, BKR, 845-988-1934.

MIXED USE PROPERTY

*LIVE IN COLONIAL W/BUSINESS* ON 2.5 BEAUTIFUL ACRES - Charming Colonial on one side w/2 Bd, 1.5 Ba* 2 car gar. w/lift & perfect for Auto Repair, Restoration, Landscaper, Plumber, Storage w/sep. utilities each side*Run business from gar*Close to Hwys* Minisink Schs* Asking $159,900. ROZ NOVICK 845-537-5674

COMMERCIAL

MONROE VILLAGE OWNERS RETIRED .....and have discounted this outstanding building on “lawyer’s row” in the heart of the Village. Priced to sell TODAY. MONROE VILLAGE OWNERS RETIRED ....and have discounted this outstanding building on “lawyers’ row” in the heart of the Village. Priced to sell TODAY, this beautiful bldg. incl 3 fin. levels & walk-up attic, municipal services, huge parking area in rear. Just $199,900. Perfect prof. office w/ municipal services can be utilized as 1 office or 5 separate entities. DONNA GENOVESE, BKR,845-988-1934 (res.).

COMMERCIAL

SUGARLOAF RETAIL/MULTI! $199,900 3 storefronts & 2 bdrm apt!Loaded with character!ln heart of of premier arts&craft village !Live&work in same place or perfect investment! Large yard&plenty of parking! Call Rhonda Dnistrian 845-783-0860

RENTALS

Vacant! Move right in! Modern & mint! Renovated 2 Bdrm! Decks! Storage! Big yard! Quiet country setting! $950 mon. 3 Bdrm, 2bath ranch in beach community. Home has washer & dryer, fireplace, garage and deck, $1600 per month. Spacious 1 BDR, 1BTH Condo, close to major hwys and shopping. Very bright and airy. Lots of updates Call now, won’t last 1,025. LUXURY RENTAL; WARWICK SCHOOLS! 4500 SF wonderful Col 2.4 acres w/ views for! Mint cond! 4 BR + bonus rm! Granite/cherry kit! 2 story FR w/ see thru frpl! Pool, spa & lawn maint + snow removal included in rent! Full bsmt. 2 car gar & more! LL w/ pay ½ of Realtors fee! $3,000 per mth + util!

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Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

MIDDLETOWN OPEN HOUSE Sun., 11/10 1-4 pm Beautiful Condo with swimming pool, gym, tennis court ect. Gated Complex with Keyless Entry!! Gorgeous Granite Counter Tops- Cherry Cabinets- 2 bedrooms/2 baths 941 Tower Ridge Cir. $219,500.00 Bruna Rondinelli Re 845-399-4477 WHISPERING HILLS

3 BEDROOM CONDO 2 car garage, LivngRoom, DiningRoom Security & Ref’s Required - No Pets $1,600 PER MONTH PLEASE CALL: 914-522-9349

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Manufactured Homes for Sale

PINE BUSH/WALLKILL (2) 1BD hses/2a/renv/live in one or rent both. Investment PB $109000 SUN: 11/10: 12-3PM 2fam 3bd,3b/apt/renv Wllkll $310K MOVE-IN READY. Immaculate 778-2263 Wolfe Realty 219-5674 home on 4 acs. Wrap-around balcony on 1st & 2nd flr. 5 BDRMs, 3½ WALDEN baths. High end kit, lg. master suite, 3 BEDROOM marble flrs. Breathtaking views. 1 Bath, Yard, Parking, 12 Parks Wood Drive $1,250 Per Month + Utils ABS Realty Corp. PLEASE CALL: 914-213-4700 Ariana Bath: 917-558-3506

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WESTPORT-ADIRONDACKS 1335 sq ft, 4.4 acres, 4 bdrms, 2 bthrms, gas fp, unfin. bsmt., new windows, roof, furnace, water heater & water tank, kitchen. Att. 2 car gar, with addtl. att. 2 car carport. Sep. gar w/water & elect. 5 min’s to State boat launch on Lake Champlain, & Amtrak station, close to Plattsburgh, Lake Placid. Excell. school system for $199,000 Contact Kathleen/Tom (518) 962-8539 -motivated seller!

Greenville/Minisink Schools Castle High Community New 2013 Single or Double wide Starting at $55,000. 3 Bdrms, 2 full bths, decks included Financing Available 845-355-6052 CASTLEHIGH@OPTONLINE.NET

CORNWALL

OPEN HOUSE

HUGUENOT 5 Bedroom, 2 Bath, Family Room, Living, Dining, Kitchen. Bonus Room (bedroom or bath). 2,000+ sq ft, fenced-in back yard, nearly one acre w/ shed, built in 1992. Cul-de-sac. Great for kids and pets! asking $238,999. Shown by appointment only (203) 249-7909.

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Homes for Sale

New Construction 3,650 sq ft 4BR 2½ BA on 1.7 acres pirvate neighborhood, maple cabinets, granite tops, 9’ ceilings, central air, carpet/oak/ceramic floors, walk in closets, jacuzzi, 2 car gar, stone front w/paver walkways. Other lots & financing available. SARACONSTRUCTIONNY.COM

$90 SF on

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Times Herald-Record

Land NEW WINDSOR Building lot Bethlehem Rd New Windsor 2.8 acres partially engineered. Half wooded half field. One mile from train station, easy access to Routes 84/87 Stewart Airport. Cornwall Schools. Contact owner @ 845-496-2673 $150K

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Condos & Townhouses for Sale

HARRIMAN/WASHINGTONVILLE

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MIDDLETOWN/GREENVILLE OFF RT6 Green Acres- 80% Senior New 2013 Champion by Titian 14 x 66 2 BR/2 full BA/ Turnkey/ Financing Available/ Call any time! 355-2568/986-8680 Rent your home or apartment

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Homes for Sale. Walter’s Mobile 958 Little Britain Road 845-564-1993 WASHINGTONVILLE

NEW!!

3BD, 2BA double-wide $85,500 2BD, 2BA single-wide $55,500 www.brooksideacres.com 845-496-1121

Mobile Homes for Sale

Lakeside Village

AVAILABLE NOW!

Move-In In Specials Immediate Occupancy Heat & Hot Water Incl. Wall to Wall Carpet & Mini Blinds

SINGLE or DOUBLEWIDE

Beautiful 2BD, 1BA single-wide. Excellent condition, updated. Make an PLATTEKILL Financing available with decent credit offer! 845-496-1121 & income. 1986 Ritzcraft 24’ X 52’ HIGHLAND MILLS/WOODBURY in move in condition. Stainless Steel appliances, Sky lights, New Carpet, Private Deck AC, 2 full baths. Space fee of $465 covers Taxes, Water, Sewer New 2013 Single or Double Wide & Trash Well maintained park re3 bdrms, 2 full bths, decks included served for folks 55 & older Financing available Asking $42,500! 845-691-2126 Easy commute dolly@hellodollyrealestate.com Broker 845-928-6769 ∂ 845-699-0990

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ALL AREAS Realtor Fee only $595

APARTMENTS 856 - 4400 $600-Port Jervis-Studio-Incl Heat/HW $650-Ellenville-2BR-Apt on dead end st $650-Mtamoras-1BR-Mint Apt- 2nd Flr $700-M-Town-frnsh Studio-ALL utils inc $750- M-Town- Cute-1 BR Nice Kitchen $775-Pnd Eddy-Executive-studio w gar. $800-Prt Jrvs-2BR-2 stry dplx-Very nice $800-Blmbrg-1BR-B’tiful 1st Fl -Big yd $850-Port Jrvis-Executive-1BR Apt-Nice $850-Sprw Bsh-B’tiful 2BR-1st Fl-cntry $850-Port Jervis-2BR-2nd Fl- Very Nice $850-Mtown-Mint-Huge-1BR-Like New $850-Huguenot-2BR-2nd Fl-Yd-Carport $875-Mtwn-2BR-1st Flr-Incl Ht-WD-HU $892-Port Jervis-3BR-West End-NR prk $900-Pt Jrvs-Mint-Big 2BR-1st w/d hu $900-Mtmoras-2BR- 2Flr Apt-Very Nice $900-Prt Jrvs-2BR- Quiet-Incl Heat HW $900-Slte Hll-1br-1st Fl apt- Inc all util $950-Huguent-3BR-1st Flr-prch Carport $1000-Mtmoras-2br-Awesome-w/d hu $1000-Port Jrvis-Hge-3BR-2nd Fl-Mint $1075-Mtwn-2BR Apt Inc Ht&HW-nice $1200-Eldred-3BR-2Ba-Dplx-Inc All util $1300-Gshn-2BR-1stFl-Dck-All util c/a Go to or angewestrealty.com Orange-West Realty 856-4400 BLOOMINGBURG COZY STUDIO Apt w/Kit $625 Nice 4 room apt , "1BD" furnished/unfurnished $950/month. BOTH INCLUDE ALL UTILITIES!! 1/2 Mile to Route 17 ûû Call 201-934-4940 Bullville large 1 bdm $900/mo + utils. Pine Bush area, lg 1 bdrm $900/mo; also 2 bdrm apt, $900/mo. No utils included 845-361-4997 for info

Apartments

Apartments

CALLICOON, SULLIVAN CNTY 1 & 3BR LUXURY APTS Zip 12723 On mountain side overlooking 30 mis. Near Villa Roma Resort. Master br /jacuzzi /priv deck /ba /fireplace /lrgdeck, d/w, w/d hookup & more. SL W. School Dist. start ing @ $695/mo+util.sm Pets ok No smoker 800-926-2459.

C O R N W A L L / N E W WINDSOR/SALISBURY MILLS Spacious 1BR-LR-Full Bath-EIK Heat-Hot Water included. Ref’s No Smoker Cat OK. $950 Call 845-496-7602 9am to 9pm for appointment. Month

CUDDEBACKVILLE Near 211&209 COZY STUDIO COTTAGE $600mo+ utils. Coin operated w/d on premises. Small pets ok. Security & 1 FREE MONTH RENT Just off Exit 126, Rt 17. Prvt entrance. refs. 845-283-4660 Laundry & private storage unit on premises. Studio $925/mo incld utils. FLORIDA WELCOME HOME! 1BR $1,110/mo. plus util. No dogs. û SUNNY STUDIO û Call 845-639-6612 LG EIK, Tile Bath, New Carpeting, Large Deck, Quiet Safe Loc. CHESTER/WARWICK AREA $795/Mo, Inc. Utilities. MODERN NEW 1 BDRM Ref & Sec. ALL UTILITES INCL No Pets & No Smoking All stainless steel, cathedral Call 732-548-8611 ceilings, deck, attic, walk-in jporpora@aol.com closet. Ideal for professionals. Pets welcome. $1650/mo. Call Justin at: GLENWILD, NY 845-772-3017 LAKE FRONT APTS 1, 2 & 3BR $500, $650, $800 CORNWALL 20 Mins From Middletown!! All elec (not included) apts. Last 2 BEDROOM APARTMENT month, Security, lease, "NO dogs". $1,100 Per Month 9-5pm; 845-434-5442 lv msg 1 Month Security Required Hot water Included, Off Street Parking, Laundry on Premise, No Pets. GOSHEN Call: 845-729-9209 CHESTER QUIET COMPLEX

CORNWALL/Angola Rd SMALL 1 BEDROOM $775 per month. LARGE 1 BEDROOM $975 per month. Both include heat & hot water. 1 month rent & security No fees. Available Immediately Call 845-928-5275 M-F or lv msg.

1BEDROOM + DEN

Hardwood floors, updated kitchen and bath. Freshly painted. Bright! Off street parking. Asking $875/month + utilities

Call 845-304-3146 Sell your home.

E-mail realestate@th-record.com

es tiv t s! n ce an l InSer v a i ec il Sp r C i v o f

Your best neighborhood for their best childhood. Located just an hour outside Manhattan within the coveted Cornwall School District, The Reserve at New Windsor is a new home community offering spacious 3- and 4-bedroom & 2.5-bath residences, impressively designed with luxury finishes, like stainless steel appliances and granite countertops, included*, and for a limited time, homeownership is currently available from $299,990.

Come see our new “Carrington” model! 4 bedrooms • 2.5 baths • 2,612 sq. ft.

Conv Conv. To Shops & TTransportation ransportat On-Site Laundry Facilities Beautiful Rural Setting And More!

Call Today 845-343-0471

74 Uhlig Road, Middletown NY 10940 Income Guidelines apply ** Limited time special promotion

Visit our on-site sales office today!

845.567.4347 TheReserveNewWindsor.com 2080 Independence Drive New Windsor, NY 12553

*For a limited time on select homes. Offer expires November 30, 2013.

SALES CENTER OPEN FRI.- TUES. 11 A.M.– 5P.M. CLOSED WED. & THURS.

TM

A FAMIL FAMIL AMILY Y OF BUILDERS


www.recordonline.com

TO PLACE YOUR AD CALL 845-341-1100, option 5

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

5E

All Full Time REALTORS® At Your Service

Find your home in the Hudson Valley

Warwick $475,000 Private Scenic Location ML# 548936 Colonial 4BR 2BA 2579SF 4 Car Garage Built 1932 Maureen Mushlit Direct: 914-213-8560.

Monroe $255,000 Monroe-Woodbury Schools ML# 553689 Split Level 4BR 2 ½ BA 2106SF 1 Car Garage Renovated 2004 Rich Froehlich Direct: 845.774.6397

Town of Newburgh $169,900 Commuter Location ML# 548948 Two-Story 3BR 1 ½ BA 1602SF Paved Driveway Built 1930 Patti Bramall Office: 845.590.3371

Highland Mills $599,900 Apple Hill Estates ML# 547438 Colonial 5BR 4BA 4200SF 3 Car Garage Under Construction Tanya Makan Direct: 845.742.8391

Goshen $399,900 Goshen Meadows ML# 547232 Colonial 5BR 4BA 3150SF 2 Car Garage Under Construction Tanya Makan Direct: 845.742.8391

Goshen $429,900 Goshen Meadows ML# 547233 Colonial 4BR 3 1/2BA 3513SF 2 Car Garage Under Construction Tanya Makan Direct: 845.742.8391

Chester $599,900 3.9 Acres ML# 544809 Colonial 4/5BR 3 Full 2 Half BA 4476SF 4 Car Garage Built 2000 Kim Chiapperino Direct: 845.781.3955

Warwick $499,900 The Ridge ML# 550459 Colonial 4/5BR 2 ½ BA 3942SF 2 Car Garage Renovated 2013 Kim Chiapperino Direct: 845.781.3955

Town of Newburgh $610,000 River Frontage ML# 553897 Raised Ranch 3/4BR 3BA 4032SF 2 Car Garage Built 1957 Donna Brunell & Jackie Funck Direct: 845.527.7779

Town of Newburgh $229,500 Colden Park ML# 553606 Split Level 3BR 2BA 1216SF 1 Car Garage Built 1957 Linda Chevallier Direct: 845.895.3982

Town of Newburgh $387,500 Wallkill Schools ML# 553643 Capecod 3/4BR 2 ½ BA 3450SF 2 Car Garage Renovated 2013 Gina DeCerbo Direct: 914.213.3363

Westtown $439,900 Minisink Valley Schools ML# 551304 Colonial 4BR 3 ½ BA 2861SF 3 Car Garage Built 2001 Dominick Tufano Direct: 914.443.7622

Highland Falls $299,900 Cragston – River Views ML# 543158 Split Level 4BR 2 ½ BA 1824SF 1 Car Garage Renovated 2006 Janet Delgado Direct: 845-629-0841

Esopus $379,900 Kingston Schools ML# 553528 Contemporary Ranch 3BR 2Full 2Half BA 2409SF 1 Car Carport Built 2005 Debbie Schiraldi Direct: 845.781.3420

Cornwall On Hudson $239,900 Cornwall Schools ML# 551038 Ranch 3BR 1BA 960F 1 Car Garage Built 1959 Kathy Milich Direct: 845.527.0830

New Windsor $179,900 Newburgh Schools ML# 546979 Ranch 2BR 1 ½ BABA 1389SF 1 Car Garage Built 1955 Kathy Milich Direct: 845.527.0830

Newburgh $140,000 Warden Heights ML# 551562 Ranch 3BR 1 ½ BA 1088SF Paved Driveway Built 1955 Daniel B Clarino Office: 845.565.0004 x305

Wallkill $259,900 Shawangunk ML# 549967 High Ranch 3BR 2 ½ BA 2192SF 1 Car Garage Built 2002 Daniel B Clarino Office: 845.565.0004 x305

www.Facebook.com/ REMAX Benchmark 3 convenient locations

NEW WINDSOR 100 Commerce Dr Ste 107 New Windsor, NY 12553 Office: (845) 565-0004

MIDDLETOWN 626 E Main Street Middletown, NY 10940 Office: (845) 341-0004

CENTRAL VALLEY 219 Route 32 Ste 202 Central Valley, NY 10917 Office: (845) 783-0004

r e m a x- b e n c h m a r k- n y. c o m


6E

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5

www.recordonline.com

HudsonValley.com HOMES

Recent sales

ATTENTION REALTORS: Submit listings at hudsonvalley.com/homes. Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

BLOOMING GROVE $410,000; Tuthill Drive, 5 BR/2.1 BA Cape Cod, 3266 sf, 7.3 ac, blt 1925, LA: Keller Williams Realty, Highland Mills/SA: Better Homes and Gardens Rand Realty, New Windsor

CORNWALL $430,160; Mailler Avenue, 4 BR/2.1 BA colonial, 2173 sf, blt 2013, LA: Better Homes and Gardens Rand Realty, New Windsor/SA: Better Homes and Gardens Rand Realty, Central Valley

HIGHLAND FALLS $125,000; Lake Street, 2 BR/1 BA cottage, 975 sf, blt 1928, LA: Rita Levine Real Estate, Wallkill/SA: Hudson Valley Prestige Realty, Newburgh

MIDDLETOWN $200,000; New York State 17M, 4 BR/2.2 BA two-story, 3060 sf, 1 ac, blt 1930, LA: Better Homes and Gardens Rand Realty, New Windsor/ SA: Non-MLS Broker, Further info n/a

MONROE $280,000; Orchard Drive, 4 BR/2.1 BA colonial, 1900 sf, blt 1955, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/SA: Better Homes and Gardens Rand Realty, Monroe/Woodbury

CAMPBELL HALL $45,000; Otter Road, 2 BR/1 BA mobile home, 696 sf, blt 1970, LA: ERA Curasi Realty, Montgomery/SA: ERA Curasi Realty, Montgomery

CUDDEBACKVILLE $250,000; US Route 209, 5 BR/3 BA bi-level/high ranch, 2518 sf, 1.8 ac, blt 2006, LA: Better Homes and Gardens Rand Realty, Monroe/ Woodbury/SA: Acer Realty Inc., Queens

MARLBORO $385,000; My Road, 4 BR/3.1 BA colonial, 4326 sf, 1.1 ac, blt 2003, LA: John J. Lease Realtors, Newburgh/SA: John J. Lease Realtors, Newburgh

MIDDLETOWN $155,000; Wallkill Avenue, 4 BR/1.1 BA two-story, 1740 sf, blt 1933, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/SA: Keller Williams Hudson Valley Realty, Middletown

NEWBURGH $210,000; Gail Place, 3 BR/1.1 BA bi-level/high ranch, 2116 sf, blt 1966, LA: John J. Lease Realtors, Newburgh/ SA: Arrowhead Realty, Inc., Newburgh

CENTRAL VALLEY $310,000; Edgewood Drive, 4 BR/2.1 BA colonial, 2310 sf, 1.1 ac, blt 1974, LA: John J. Lease Realtors, Middletown/ SA: Coldwell Banker Residential, New City

FLORIDA $93,000; Wheeler Road, 2 BR/1 BA two-story, 768 sf, blt 1900, LA: Keller Williams Realty, Highland Mills/ SA: Keller Williams Realty, Highland Mills

MIDDLETOWN $306,000; Beverly Road Lot 3, 4 BR/2 BA bi-lonial, 2290 sf, 1.16 ac, blt 2013, LA: Realty Promotions, Inc., Port Jervis/SA: Realty Promotions, Inc., Port Jervis

MONROE $247,000; Bliss Terrace, 3 BR/2 BA ranch, 1560 sf, .24 ac, blt 1957, LA: Linda Ross Realty, Chester/SA: Terrie O’Connor Realtors, Ramsey, N.J.

NEWBURGH $70,000; Monument Street, 2 BR/1.3 BA ranch, 1548 sf, blt 1980, LA: Rita Levine Real Estate, Wallkill/SA: Libolt Real Estate Broker, Newburgh

CORNWALL-ON-HUDSON $358,000; Cornwall Avenue, 3 BR/2.1 BA colonial, 1968 sf, blt 2008, LA: Smitchger Realty, Cornwall/SA: Smitchger Realty, Cornwall

GREENWOOD LAKE $52,500; Fourth Road, 2 BR/1 BA cottage, 720 sf, blt 1940, LA: ARC Realty #1 in Sales, Monroe/SA: Above Average Realty, Pine Bush

MIDDLETOWN $219,000; Brewster Drive, 3 BR/2 BA bi-level/high ranch, 1782 sf, blt 1983, LA: Weichert, Realtors, Monroe/ SA: Monroe Realty Center, Monroe

MONROE $175,000; High Street, 3 BR/2 BA ranch, 1160 sf, blt 1959, LA: Better Homes and Gardens Rand Realty, Monroe/Woodbury/SA: Better Homes and Gardens Rand Realty, Monroe/Woodbury

NEWBURGH $350,000; Powelton Circle, 3 BR/3 BA contemporary, 2574 sf, 1 ac, blt 1956, LA: John J. Lease Realtors, Newburgh/ SA: RE/MAX Benchmark Realty, New Windsor


www.recordonline.com

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5

7E

HudsonValley.com HOMES

Recent sales

ATTENTION REALTORS: Submit listings at hudsonvalley.com/homes. Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

NEW WINDSOR $154,500; Butternut Drive, 3 BR/2 BA tri-level, 1764 sf, blt 1986, LA: Better Homes and Gardens Rand Realty, New Windsor/SA: Better Homes and Gardens Rand Realty, New Windsor

SMALLWOOD $171,750; Lake View Drive, 3 BR/1.1 BA Cape Cod, 1295 sf, blt 1950, LA: Catskill Brokers Inc. Real Estate Agents, Woodbourne/SA: Catskill Buyers Agency, Liberty

WALDEN $460,000; River Road, 3 BR/1.1 BA colonial, 2534 sf, 42.5 ac, blt 1945, LA: ERA Curasi Realty, Montgomery/ SA: ERA Curasi Realty, Montgomery

WASHINGTONVILLE $280,000; Capital Drive, 4 BR/2 BA colonial, 1902 sf, blt 1981, LA: ARC Realty #1 in Sales, Monroe/SA: Coldwell Banker Residential, New City

WHITE LAKE $85,000; Schultz Road, 4 BR/1 BA Cape Cod, 1550 sf, 1.15 ac, blt 1934, LA: Keller Williams Realty, Highland Mills/SA: Keller Williams Realty, Highland Mills

SMALLWOOD $45,000; East Thompson Place, 3 BR/1 BA cottage, 702 sf, blt 1941, LA: Malek Properties, Bethel/SA: Malek Properties, Bethel

WALDEN $240,000; Old Coldenham Road, 3 BR/2 BA ranch, 1374 sf, blt 1957, LA: ERA Curasi Realty, Montgomery/SA: Real Estate Solutions RJ Smith Realty, Pine Bush

WALDEN $55,000; Wait Street, 2 BR/1 BA two-story, LA: Century21 E&M Williams Realty, Walden/Montgomery/ SA: ARC Realty #1 in Sales, Monroe

WESTTOWN $382,000; Dawn Drive, 3 BR/2.1 BA colonial, 3005 sf, 2.4 ac, blt 2001, LA: John J. Lease Realtors, Middletown/ SA: ERA Curasi Realty, Montgomery

WHITE SULPHUR SPRING $215,000; Route 52, 3 BR/2.1 BA ranch, 1960 sf, 38.345 ac, blt 2000, LA: Keller Williams Hudson Valley Realty, Rock Hill/SA: Malek Properties, White Lake

Local loan rates Local Banks

Annual percentage yields

Rates charged Home loans

New car loans Used car loans Money Certificate of deposit market 6 mo. 12 mo. 36 mo. 48 mo. 60 mo. 36 mo. 48 mo. Equity

Berkshire Bank

N/A

Catskill Hudson Bank

0.45

0.5

1.05

N/A

N/A

.80 7.25@ 7.50@ 8.75@ 9.25@

NA

.40

.35

0.50

Greater Hudson Bank .05-.60v

0.35

0.50

1.20

Empire State Bank

0.10-0.45

N/A

8.25

N/A

8.25

N/A

9.25

9.25

CB

Unsecured Improve- personal ment loans

N/A

N/A

NA 11.00@ 6.50

9.50

0.30

0.40

.95

N/A

N/A

N/A

N/A

N/A

N/A

N/A

.55v

.25

.45

NO

N/A

N/A

N/A

N/A

4.25v

N/A

N/A

Jeff Bank - Jeffersonville 0.10

First Fed - Middletown Orange County Trust Rondout Savings Sawyer Savings State Farm Bank Ulster Savings Hometown Bank of HV

0.30

.40

0.75

3.75

.30@

.30

.45

1.00

N/A

0.26

0.30

0.55

1.10

N/A

N/A

N/A

N/A

3.75 ^4.25 ^4.25 N/A

N/A

N/A

7.25

N/A

.50

.10

.35

0.30

0.50

1.10 4.375

N/A

N/A

N/A

.25@

0.30

0.45

1.00

7.25

8.25

8.50

Matteawan FCU Mid-Hudson Valley FCU

.35@

0.35

N/A

N/A

0.25

7.50

N/A

4.50 13.00

.35

0.55

1.10 ~2.49 ~2.49 ~2.49 ~2.49

N/O

N/O

.15

0.30

0.50

1.05 1.49@ 1.94@ 2.99@ 2.99@ 2.99v@ 10.50 10.50

N/A 10.00

O&R EFCU Palisades FCU

0.30@

TEG FCU

.25-.35

.4

.150

.351

.15

.35

N/A

N/A

N/A 10.25 7.00 14.00 N/A

N/A

US Alliance FCU Wallkill Valley Fed. S&L

0.50 1.10@ 2.24@ 2.75@ 3.49@ 3.74@ 1.99@v 1.99@ 10.99@

.25-.60

N/A

.67 ~2.39 ~2.39 ~3.34 ~3.34 ~4.00 ~5.25 7.00

Kolmar FCU

Rates charged

Home loans Unsecured New car loans Used car loans Money Certificate of deposit Improve- personal 6 mo. 12 mo. 36 mo. 48 mo. 60 mo. 36 mo. 48 mo. loans market Equity ment

5.75

N/A 5.625

0.10-0.25

Hudson Heritage FCU

Annual percentage yields

6.25

5.25 5.325 5.250 5.375 ~4.625 8.75

Local Credit Unions

.15@ 0.351 0.551 .20@ 0.25@ 0.65

N/A

4.00

4.00

8.00

~3.2

.702 1.99@ 1.99@ 1.99@ 1.99@ 4.99@ 5.84@ 8.50@ .35@ 2.99@ 2.99@ 2.99@ 2.99@ 4.490@ 1.99@ 9.99@ 1.11

2.24

2.99

2.24

2.24

4.50

NO

9.25

.501 1.004 ~1.99 ~1.99 ~2.99 ~2.99~3.50v/~5.99fN/A 7.99@ .60

N/A

N/A

N/A

N/A

4.25

7.00

N/A

N/A

N/A

4.25v 6.00@ 11.75@

New loans are based on a $10,000 loan. Variable home equity rates are based on the current Prime rate of 3.25%. Fixed home equity and improvement loans are based on $5,000 loan. Unsecured personal loans are based on $2,500 loan. N/A = current rates not available. f = fixed rate. v = variable rate. * = customer rate. NO = not offered. @ = Special rate; - =Contact bank or credit union for details. ^ = for models under two years old. ** = variable APR. ~=as low as. A = auto deduct. CB = contact bank. T = 13 month CD. Data compiled by Shaniquah Gabino: Subject to change without notice. Information is provided by the financial institutions. Compiled 11/08/13.


8E

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD Apartments

Apartments GOSHEN

1 Month Free Rent

55+ SENIOR COMMUNITY 1 & 2 BDRM STARTING AT $876 heat & hot water included! On site maintenance & laundry facility. Beautiful & spacious apts. Call Today! Offering 291-1211.

EHO

Goshen ONE BDRM, SEP ENTRANCE, GREAT PARKING Cute, one bath, big yard, utilities included, one month security, $950.00 845-291-0440 GREENWOOD LAKE

TO PLACE YOUR AD CALL 845-341-1100, option 5

Apartments MAYBROOK

2 bdrms, 2nd floor Bright, open, renovated

A/C. Offstreet parking. Cable ready. Island kitchen, icemaker, dishwasher, microwave. $1,000/mo plus utilities. Security & references. 845-427-2286

F atured

HOMES Cornwall

Town of Wallkill

AFFORDABLE!!

ûRENTAL SPECIALSû û1 & 2 BEDROOMS û

Heat & Hot Water Incl. 1 & 2 Bedroom Apts. Pool, on-site laundry, Easy Commute, Close to Shopping.

Country Manor

4 BR, 2 BA, loved and maintained throughout the years. Extremely flexible floor plan, gleaming hardwood floors throughout. Located on a dead end street in town with easy access for commuters. Furnace 5 years young. $224,900 Listing Agent: Ellen Kelly, Broker/owner

CORNWALL

NEW YORK

Now $339,900

Call (845)381-5777

www.RealtyPromotions.net

Heat/HW included Income Restrictions apply Equal Housing Opportunity Please call today 845-342-2720

MIDDLETOWN FREE WI-FI

2 BEDROOM $1067 - $1132 Heat/HW & Cooking Gas Incld Fully equipped kitchen with DW Wall to Wall carpeting Patio / Balcony with unit EZ access to Rt. 17 & 84 845-343-0300 92 Fitzgerald Dr, Middletown

MIDDLETOWN/ SCOTCHTOWN

û Horizon Hill û 2 Bedroom 2 Bathroom

Quite community, upper level, WW carpet, W/d , heat & hot water inclueded, new Kitchen & Bath, NO PETS -1 m rent + 1 m secure, ref req. Please call 845-661-4371

1 BEDROOM APARTMENT Country Setting, LG Living Room. $875 Per Month + Security (1 1/2 mo Sec.) All Utilities Included. Small Dog or One Cat Ok PLEASE CALL: 845-421-8901 MIDDLETOWN/SLATE HILL

Some conditions apply

Studio 1-2-3 BR

Unbeatable value, service & loc.

Middletown - Goshen Schools

Cambridge Manor Super Special

Lg, Beautiful 1BR, 2 Lg Walk In Closets, Private entry, newly renov with new kit, Exc cond Heat/HW, incl. Call 845-590-4141, 692-2121 MIDDLETOWN

Heat & Hot Water Incl. Pool, on-site laundry, Easy Commute, Close to Shopping.

SPACIOUS 2 BEDROOM APARTMENT ON 1ST FLOOR

near OCCC. $995/mo plus utilities. Lease, security & NO PETS AVAILABLE IMMEDIATELY. 845-551-1001

MIDDLETOWN Towne Terrace Apts

1&3 Bedroom Apts. Pool! Quiet! Park-Like Atmosphere.

845-343-3189

www.aptHP.com MIDDLETOWN

Middletown Village Apts Super Special

1BR Apt, Newly Renovated with new kitc, A/C, New HW Flrs, Balcony, Incl Heat, Hw, Cooking Gas. Conv to Shop. Pets Ok 845-590-4141 or 845-692-2121 MIDDLETOWN

Northwoods Apartments

MINISINK - UNIONVILLE

Sell your home.

Fully equiped kitchen w/ DW Washer/Dryer in each unit Wall to Wall Carpeting Patio/Balcony with each unit Valley Central School District Ample Parking Mins from Rt. 84, NYS Thruway

Please call for Rental Info 845-343-0300

MONTGOMERY/WALDEN LARGE 2 BEDROOM APARTMENT Spacious Full Kitchen 1050 Large 2 bedroom apartment for rent. Country setting, off-street parking. NO SMOKINGNO PETS. References and security. 850 Month Angie 845-778-6570.

MONROE

1&2 BR Apts From $1149

LAMPLIGHT VILLAGE Rent includes heat, hot water, w/w, appliances, C/A, cooking gas. Playground and pool. No pets. Beautiful landscaped grounds and quiet setting. MW Schools. 845-783-4026

1 bdrm apt All utilities included Sell your home.

Advertise in the Times Herald-Record.

Apartments

NEWBURGH

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm maria.murdie@related.com

NEW WINDSOR

1, 2, & 3 BRS, Rt. 94

Beautifully upgraded with new: Kitchen Baths Carpeting, Pool & play area. Heat & hw incl.

∂Rents starting at $595 ∂Security dep as low as $595 ∂Beautiful landscaped, townhome style units ∂Off-street parking ∂Brand new laundry facilities ∂Professional management staff ∂24 hr emergency maintenance ∂Close to Waterfront, Airport Train, Pubilc Transportation and major highways ∂Studios, 1, 2, 3 and 4 bedroom units An Equal Housing Opportunity

Large Clean Quiet Rm

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm maria.murdie@related.com

Share kit & bath. Near Liberty Street Post office. Cable TV hookup. All utilities included. No security. References required.

Check us out! We’ve Changed

Call 845-542-5800

An Equal Housing Opportunity

3 BEDROOM APT.

2 BA, Very Nice Apt. in Great Area. Central Air, W/D, Close to shopping & highways. No Smoking or Pets. $1,475 Per Month - Heat Included Security & References + Credit Check Please Call: 845-895-9095 Call Between 9am - 8pm

FREE HEAT & HOT WATER

NEWBURGH, CITY OF

∂Rents starting at $595 ∂Security dep as low as $250 ∂Brand new laundry facilities ∂Brand New resident lounge ∂Close to Waterfront, Airport Train, pubilc Transportation and major highways ∂Picturesque river views ∂Controlled access building ∂Enclosed playground ∂Professional on-site management staff ∂24 hr emergency on-site maintenance ∂Studios, 1, 2, 3 and 4 bedroom units

NEWBURGH, TOWN OF

Call for Halloween Specials

NEWBURGH, CITY Liberty St. 3 Bedrooms Winwood Condos for Rent $950 mo. + util. Freshly Quiet Comfortable Living painted, 3rd floor. DSS ok. LUXURY 1 & 2 Large Bedrooms. Bal- Security & References Req. cony, Laundry facilities 2nd floor. Call 845-821-5327 H/HW included. Security system, in- available Immediately! tercom & elevator. Close to shopping Raceway & Golf courses. No pets. NEWBURGH, City of Owner/Management on premises. 2 FAMILY HOME Call 845-791-8420 Newb Heights or cell 845-807-7193 2 Bedroom Apt. $850/mo. 3 Bedroom Apt $975/mo. NEWBURGH Parking Included Utilties Not Included. Call 845-238-6631

FREE HEAT and HOT WATER

Apartments

Check us out! We’ve changed

MONTICELLO

Y LARGE 3 BEDROOM Y 1 1/2 Bath In Quaint Village, Close to Shops, Restaurant & Cheep Gas. Landlord Maintains Lawn, Parking Lot, Dumpster & Water. NO PETS - NO SMOKING - NO FEE $1,100 + UTILS, AVAIL DEC 1 PLEASE CALL: 845-726-3859

1 Bed Condos

Very peaceful area Non-smoker & No pets. $750/mo. Call 845-692-4054 E-mail realeaste@th-record.com

2 BEDROOM HFA $833 Plus Utilities

MONTICELLO Colonial Hill Apartments Perfect time to move before the holiQuiet, W/D hook-up, plenty of storage days with November rent free*1 bedarea, outside patio, close to Rte 84 & room avail. Free Heat/Hot Water and 17. No smoking & No pets. $800 per Cooking Gas month plus utilities. 794-6660 845-673-5645 or 862-228-3589 *Qualified first time applicants only MIDDLETOWN No dogs permitted

MIDDLETOWN/SCOTCHTOWN

BOULDER POINTE

2 & 3 BDRMS AVAIL NOW , UP TO $700 OFF @ Move in GATED COMMUNITY 866-584-0752 boulderpointeapts.com

MONTGOMERY

1 BEDROOM APT w/GARAGE

Silver Lake Gardens

Large Studio $950 Small Studio $ 750

www.recordonline.com Apartments

MIDDLETOWN/SLATE HILL

MIDDLETOWN, NY

MIDDLETOWN ALL UTILITIES INCLUDED

MIDDLETOWN Follow the winding driveway back to this private level home site on 2.7 acres in the prestigious Restorative Estates subdivision. This colonial features 4 bedrooms, 2.5 baths, hardwood floors through out, fireplace and central a/c. Relax on your full length front porch w/cultured stone siding and full walk-out basement. The kitchen boasts 9’ ceilings, maple cabinetry and granite counter tops. Retreat to your private master suite w/walk-in closets, tray ceilings, Jacuzzi tub and full size tiled shower. A heated garage and nice size back deck complete this amazing home all located in the Minisink Valley S/D.

1Bedroom Apartments

MIDDLETOWN/Scotchtown COUNTRY SQUIRE APTS 1BD Apt, lg spacious living rm, dining rm and bedroom area. Brand New renov’d kit & bath Pets ok. 845-590-4141 or 845-692-2121

Fall Rent Specials Brand New Construction Luxury Apartment Homes One Bedroom apts from $1,325. / Two Bedroom apts from $1,495. 1-2 month free rent on select apts Individual Controlled Central Air/ Heat MONTAGUE, NJ Washer / Dryer in each apt Free Private Fitness Center IN COUNTRY CLUB COMMUNITY Club Room Swim, Fish, Boat, Tennis, Golf & Playground / Half Basketball Court More. $625/mo plus util. 888-997-2149 Ask About Easy Start Up! www.northwoodsny.com 973-402-8648 300 Northwoods Rd Middletown NY 10940 MONTGOMERY (Rt 211 to Silver Lake1Bedroom Duplex Scotchtown Rd) Fully renovated, appliances. Plus utils credit check required, $700/month MIDDLETOWN, NY 1 & 2 BR APARTMENTS Trottown Realty ROCKWOOD GARDENS Apts 845-294-9774 "Get them while they last! " Check our website: rockwoodgardens-apts.com 845-692-2939 Mon - Fri 9-5; Sat 9-3

(845) 343-2221 www.aptHP.com

Furnished, micro & fridge. No pets/smoking. 1 month rent plus 1 month security. Please Call ........845-537-0707

CLASSIC OLD STYLE HOME!

BREWERY APARTMENTS

1 BEDROOM APARTMENT

Carriage Hill Apartments

Rent your home. Call 845-341-1100 ext. 3600 Sell your home. Advertise in the Times Herald-Record

MIDDLETOWN

MIDDLETOWN

2nd Floor, Nice and Quite 1 Parking Space. 1 BEDROOM GOSHEN 2 People $735 U Pay Gas and Electric. † APARTMENT † GOSHEN GARDENS Please Call Darrell Beautiful 2BD apt with hrdwd floors 1st floor, newly renovated, freshly 718-755-9859 throughout. Downstairs walk-in apt. painted, hardwood floors, free parking, Off street parking. $1,050/mo. inc next to bus stop to the City. No broker MIDDLETOWN fees. $750/mo. Everything Included. ht/hw. Excellent refs required. 1 Bedroom Move. Call 845-590-4141 or Ready toCall Upper level condo. Recently updated. 914-943-1849 New laminated flooring through-out, 845-692-2121 freshly painted, washer/dryer, deck. HARRIMAN Section 8 ok. No Pets. $975/mo 1 & 2 bdrm apts from $1219 GOSHEN/Goshen Schools 845-300-1965 Brookside Gardens Rent incl. heat, hot water, w/w, MIDDLETOWN Welcome Home! First month a/c’s, appliances. playground & pool, rent free! Beautifully updated kits & no pets, NYC commuter bus stops at 2 BEDROOM APARTMENT baths.1 & 2bd apts. Inc ht & hw, entrance. Quiet, beautiful grounds. Centrally Located outside of pool & laundry on site. Storage avail. MW Schools. Woodbury recreation Great loc. Near Rt 17/84/87. Short 845-782-6124 Middletown. term leases avail. Call 845-294-9524 All Utilities Included www.bottiniproperties.com HARRIMAN 1 & 2 BR Apts from $1219 $1,400 per Month + Sec GOSHEN Harriman Woods 845-343-8459 After 6PM Spacious apts & 1+ den apts, inc ht, LARGE 1 BEDROOM HW, w/w, a/c’s, appls, playgrd & MIDDLETOWN EIK, LR, Bath, Laundry Room, pool. No pets, NYC bus stops at en2 Mins to Rt 17, 2 Bedroom Apts trance. Quiet, b’tiful setting, MW $1,100 Per Month All Utils Included Best Location! Highland Park Mgmt. schools. 845-234-5672 Sec & Ref’s Needed Starts at $1080 & up - Includes heat, AVAILABLE DECEMBER 1ST hot water, a/c, dishwasher, w/d. LIBERTY 845-291-1948 Liberty Manor Apartmen ts Call 845-978-5493. Great location with November Rent GOSHEN (Must fill out credit app.) Free. 1 & 2 bedroom Avail. NEW KITCHENS, NEW BATHS Free Heat & Hot Water MIDDLETOWN NEW BRIARWOOD APTS 794-6660 Raised maple panel cabinetry, Moen *Qualified first time ∂3 BDRMS hi arc faucet, Harbor Breeze 52" applicants only $1275/mo. ceiling fans, laminate granite No dogs permitted cntertp, simulated oak flring, DW, over the range Whirlpool micro∂1 BDRM $875 MAYBROOK wave. And that’s just the EIK. Area No pets. No security 2 BDRMS,1 BATH best Goshen schools. Next to beautiful Salesian Park.1-2BR & spacious 2nd floor apt. $950/mo plus utilit845-343-0494 or 845-239-2415 1BR+ den/office/BR ies. No pets/smokers. 1 month BRIARWOOD HOUSE APTS rent, 1 month security. Offsteet MIDDLETOWN 18 Craigville Rd⁄ 914-450-4496 parking. www.briarwoodhouseapt.com 845-234-6039

Apartments

Apartments

NEWBURGH

LIBERTY SQUARE APT 1 MONTH FREE RENT

SPACIOUS 2 BEDROOM APTS $999 A MONTH PLUS UTILITIES CALL 845-566-9290 TODAY! Income Restrictions Apply EHO

SPACIOUS

NEW WINDSOR

1 BDRM $935-$970 3 BEDROOM $1,419

www.towermgt.com 1 Month Security Heat and Hotwater Included On-Site Parking Laundry Facilities On-Site Close to Shopping & Transportation Pet Friendly 336 Old Forge Hill New Windsor New: Saturday Hrs 10am-4pm

845-561-1034 Old Forge Apartments NEW WINDSOR

Make Your Home at

SOUTHGATE VILLAGE

A caring community with 24 hour emergency maintenance. Largest 1&2 br with beautiful wood decks & play area. Heat and h/w included. No pets. 845.561.1180 Please visit us on the web : southgatevillageapts.com

NEW WINDSOR

Starting at $915

Heat & Hot Water Included Spacious 1 BD & 1Bd Dens Air Conditioning, Pool Close to shopping. Close to transportation

Call Today For more info (877) 871-7323 Mon- Fri 9-5

Newburgh, NY BEAUTIFUL APARTMENT FOR RENT 2 Charming Full Kitchen newly renovated Hardwood renovated apartment with historic charm, large rooms located within walking distance of Newburgh’s waterfront district. Apartment is on the 1st floor of a 2 family Victorian homepart. Hudson River views November NEW WINDSOR, TOWN In quiet country setting 15th Inquire $1,000 Month ----Myriam ------- 845-623-3626. LARGE 2 BR APT. $1250/mo. NEWBURGH, Tn Everything included except electric 1 BEDROOM APT No pets. Heat/HW Incl. $750/mo. 845-656-5708 2 BEDROOM APT Heat/HW Incl. $1,100/mo. PINE BUSH/WALDEN CORNWALL 1BD house country,Pine Bush $700 2 BEDROOM APT 2BD light/roomy/wtr&sewer $975 $900 & $1,100 + utilities 1BD roomy/wtr & sewer $850 Security Deposit, References. No Pets 778-2263 Wolfe Realty 219-5674 Call 845-905-2519 PLATTEKILL NEWBURGH, TOWN

APARTMENTS

2BD, 1BA & 3BD, 2BA Private Entrances, No Utilities Included. No pets. Call: 845-565-0818 for more information

1 Bedroom Apt. Freshly painted, Carpeting

$625 per month. + 1.5 mo sec. Plus Utilities. No Smoking, No Pets. OFFSTREET PARKING QUIET LOCATION 845-564-3828 or 845-430-8293


www.recordonline.com

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5

9E

Grand MODEL

OPENING!

SAT., NOV. 9 SUN., NOV. 10, 12-4PM RECEIVE

$10,000 IN FREE OPTION UPGRADES!

*

Join us on Saturday, November 9th & Sunday, November 10th from 12-4pm, as we unveil the new fully-furnished Cambridge Model at Forest Ridge, a collection of 48 single-family homes that offer a smarter way of living!

Open Monday, Thursday & Friday 12pm-4pm, Saturday & Sunday 11am-5pm 9 Copper Rock Road, Town of Newburgh, NY (GPS Address: 507 Rock Cut Road, Town of Newburgh, NY)

A Lanwin Olympia Community

• 3-4 bedrooms, 2.5 baths and 2-car garage

• Only one hour from New York City

• Highly rated Wallkill School District

• Minutes from Interstate 87 & 84

• Naturally wooded homesites that provide “customized” curb appeal

• Metro North Train Station nearby

Pricing from the Mid $300’s ~ Mid $400’s Refreshments will be served.

ForestRidgeHomesNY.com • 845-567-0043 *All offers and prices subject to change. Offer valid on first five contracts signed on or before 11/30/13. Restrictions apply. See Sales Consultant for complete details.


10E

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD Apartments

PORT JERVIS

WALDEN

RENOVATED 2 BEDROOM APARTMENT StudioNEWLY & 1 Bedrooms Available 153 BALL STREET ∂ Studio - $850 Including Utilities ∂ 1 BR - $850 + Utilities ON THE 1st FLOOR Sec & Ref’s Required Avail now $675 + Utilities 845-497-9715 Leave Message (small animals only) WALDEN, VILLAGE OF CALL: 516-661-1133 2 BEDROOM APARTMENT TOWN OF MAMAKATING WURTSBORO AREA 2 HOUSES SIDE BY SIDE COUNTRY PEACEFUL LIVING SENOR DISCOUNT

2 LEFT $800 EACH

+ Utilities, Security and References Please Call: 845-883-9025 or 845-527-1863 WALDEN

LARGE 1 BEDROOM EFFICIENCY

All Utilities Included, Off Street Parking, Walk to Town. $750 Per Month No Pets Month and 1/2 Security Call: 778-1783 628-7716

TO PLACE YOUR AD CALL 845-341-1100, option 5

Apartments

Apartments

On 3rd Floor, Wall to Wall Carpet No Pets, On Site Washer/Dryer And Off Street Parking $850 PER MONTH SECURITY & REF’S REQUIRED PLEASE CALL: 845-726-4394

WALLKILL, HAMLET OF Charming Quiet Garden Apts EIK, Washer/dryer on site, lease & security. Sorry no pets. STUDIO AND 1BEDROOM $750 PER MONTH 201-953-5684 or 845-895-2791 WARWICK

2 Bedroom Apartment û All Utilities Included û No Smoking & No Pets $1,100 per month + Security Call 845-986-4909

Apartments

WARWICK COUNTRY VILLAGE ASSOCIATES CREEKSIDE APTS Applications are being accepted for our waiting list. In order to qualifiey for an apt you must be at least 62yrs old or disabled regardless of age. All Apts are 1BR. Write to Country Village Assoc. 26 Campsite Way, Warwick, NY 10990. Or call: 845-986-6774 tdd# 711

WARWICK

BEAUTIFUL 2 BDRM APT

2 BDRM APT

Country setting, balcony w/great view. $650/mo plus util. & security. Non-smoker, no pets. Call (845) 644-4446

1&2Br, heat & hot water included. Excellent Condition, No Pets. 1 1/2 mo security required. Senior discount offered

Selling Your Home?

845-987-2306

our classifieds help bring readers to your door

Sell your home. E-mail realestate@th-record.com

Furnished Apartments

MIDDLETOWN WOODRIDGE WURTSBORO 120 WICKHAM AVE Save your money for Holiday shopping 3 bdrm apt. $900-$1000 with November rent on us* Unfurnished room $400-$450 2 bedroom avail. Free Heat, Hot Water FRESHLY PAINTED & Cooking Gas INCL HEAT/HOT WATER New kitchen, washer/dryer hook-up. 1 794-6660 SENIORS WELCOME *Qualified new applicants only month security, references. $750/mo Utilities not included. 845-548-9727 Available immediately Rent & security. No pets. WURTSBORO 845-342-6199 1 & 2 Bedroom Apts. WURTSBORO VILLAGE Small house very private, just renovatMONTICELLO ed, no pets. 1 BR $600 - 2 BR $850. One month security and one month $800/mo plus utilities. rent. Avail. immediately. Security & references. 845-888Spaceious 1, 2, 3 bedroom apts, Call 845-222-2196 Dennis 4299 after 6pm heat & hot water incl. or 845-665-6212 after 6pm WURTSBORO

2 BR APT

Heritage Green Apts. Super Special

www.recordonline.com

Apartments

Furnished Apartments LIBERTY, NY

Valley View Gardens

Wall to Wall Carpet, New Appls, Heat & Hot Water Incl.

Times Herald-Record Classifieds Get Results!

Jefferson Gardens

WALDEN TIN BROOK APTS 2 BDRMS Private entry leads into open floor plan. Central a/c, natural gas heat, d/w, gas range, w/d connection, large closets, private deck. Beautiful yard. No pets/smoking. Refs & sec req. 845-255-5047

Sell your home. E-mail

realestate@th-record.com

Commercial & Industrial Property for Rent

GOSHEN CORP

Commercial & Industrial Property for Rent MONTICELLO

800 SF HIGH VISIBILITY HAS OFFICE SUITES AVAILABLE From 600 to 2,100 SF spaces OFFICE SPACE Close to Courts, Banks, Post Office & Exit 105, Located on Rt 42. Ample off Dining. Street parking, Remodeled, Private Call 914-443-1113 Bath, Heat Included. $675 MONTHLY AMPLE GOSHEN CALL: 845-707-4393 Ideal location for your office or business needs. Office suites catered Condos & Townhouses for Rent to your needs. Close to all major highways. MIDDLETOWN Call 845-283-3623 Avail. immediately. This townhouse has 3 Bdrms, kitchen, dining room, GOSHEN IN VILLAGE patio,1.5 baths, living room and drive2 ROOMS OFFICE SPACE way parking. Goshen Schools. Just minutes to Orange Regional Hospital, $795 Per Month Shopping and all major Hways. First, û Includes Heat û Last rent. Sorry no pets, no smokers, w/private bath & seperate front en- Reasonable rent $1,450. Principals ontrance on 1 st floor. High visibility. ly. Call owner. 347-796-0089 Plenty of parking. Completely renovated. Close to Rte. 17 Call 845-294-9735

Selling Your Home?

GOSHEN Prime Location, Off street prkg. Office $350 mo incl utils. Month to month lease Avail. 845-551-5541Call day/eve

our classifieds help bring readers to your door

Times Herald-Record Classifieds Get Results!

H U D S O N VA L L E Y .com/homes

Step into your future

CUDDEBACKVILLE

$229,900

GOSHEN, NY

OPEN HHOUSE: OPEN OUSE OU SE: SU SUNN 11 11/1 11/10/13 /10/ 0/13 13 1P 1PM M TO 4PM 4PM 196 OAKLAND VALLEY RD.

OPEN HOUSE SAT.11/9 & SUN.11/10,12PM-3PM

HARNESS ESTATES Phase II has begun. Includes hardwood floors, granite counters, GE SS appl & Kohler fixtures. This Cambridge Model is located on Murray Ave #201. There are several models to choose. Come visit Ellen at the Open House!

GRACIOUS AND SPACIOUS HOME OFFERS ORIGINAL CHESTNUT WOODWORK, HARDWOOD FLOORS,FRENCH DOORS TO DECK AND PATIO. UPDATED KITCHEN AND BATHROOMS 4 BEDROOM, 1 1/2 BATHROOM MUCH MUCH MORE TO SEE. ALL ON 1.10 ACRES

Dir.: Rte; 17 W to exit 113 make left go South on 209 approx 8.75 miles rt on Oakland Valley home on rt see sign.

Era Meloi Realty 845-856-4492 ERA MELOI REALTY CALL 845-856-4492

MONTGOMERY

$324,900 & UP!

Dir: Rt 17W to Exit 124, N on 207, L on Scotchtown Ave, 3rd R on Murray Ave.

OPEN HOUSE SAT & SUN 1PM - 3PM

Visit Marion Bruhns 845-744-8100

BALMVILLE, NY

$895,000

Dir: Rte 9W to rgt on Fostertown Rd to Balmville tree to lft on River Rd, follow to The Pinnacle on rgt.

Serls Prime Properties

Diane Shumway 845.244.2121 / 914.475.1300 www.prudentialserls.com

$330,000

OPEN HOUSE SUN 11/10 1-3PM

141 FROZEN RIDGE ROAD

1880s vintage home that has been lovingly restored to maintain its original charm & character. 4 bedrooms, 2 baths. Wide plank hardwood floors, central air. Detached 2 car garage with loads of storage above garage. Private patio and yard for summer entertainment. DonnaBrunell.com/545485

Dir: 9W North; Left on Fostertown Rd., Right on Frozen Ridge Rd.

MARLBORO

OPEN HOUSE SUN 11/10 11-44 PM

THE PINNACLE Luxurious & new with amazing North & South Hudson River views. Classic 2-story home w/ grand entry, oversized deck, gourmet granite kitchen, 3-car garage. Elegant details throughout. Loaded with extras & situated in prime location. MLS#532655.

Ellen Barrett 845-742-1131

TOWN OF NEWBURGH

BEAVER DAM ESTATES - FREE GEOTHERMAL heat/ac/hw system. No oil/gas bills. Fed Tax credit. Save $$. Oak floors, GE SS appl, Granite tops. Lexington Model one of 30 new homes + 100 floor plans available. Schedule an appointment with builder for personal attention to customize your new home that fits your budget. WEB#537572 Dir: Rt 17W to Exit 120, R-Rte. 211E, R-Chandler, R-Beaver Dam Rd, 2nd R-Tweddle Farm Ln.

$369,900 AND UP!

MIDDLETOWN, NY $249,000 & UP! OPEN HOUSE SUN 12-3PM

LIBERTY COMMONS Luxury Townhomes. Includes Oak Cabinets, GE appl & Kohler fixtures. This model is located on Pinto Rd #35. Come visit Ellen at the Open House!

Dir: NYS Thruway to Exit 6, to Route 17W. Proceed 14 miles to Exit 120 (Middletown). R on Rt 211 E approx 2 miles to Goshen Tpk. At light turn L, continue to Pinto Road.

NEWBURGH, NY PRICES START AT $235,000 NOVEMBER BUILDERS OPEN HOUSE SAT & SUN SPECIAL Lawrence Farm Townhomes

Luxury Townhomes. Includes oak cabinets, GE appl EVERY SUN 12-3pm & OPEN Koler fixtures. ThisSAT model& is located on Pinto Rd. towards Closing Cost. #35. Come $5,000 visit Ellen at the Open House! Paid commons charges for one year! WEB# 549813

Donna Brunell & Jackie Funck, Lic. RE Assoc. Brokers Direct: 845.527.7779

Dir: Rt 52 to 2nd Meadow Winds Entrance to Orleans

RE/MAX Benchmark Realty Group 845.565.0004 x306

$299,900

Visit/Call Kerri Stretch 845-546-4123 or Patricia Cole 845-541-1034

WURTSBORO

Right onto Frozen Ridge to End. Left onto Bingham. Right onto PLATTEKILL.

Please Call 845-782-4646 for this and all other Open Houses Today.

$279,000 OPEN HOUSE SUN 11/10/13 1-3 PM

OPEN HHOUSE OPEN OUSE OU SE SSUNDAY UNDA UN DAYY 1PM 1PM – 4PM 4PM 392 PLATTEKILL, MARLBORO

Beautiful New Construction featuring Granite & Central Air in a Great Area! Nice Country Setting in Lovely Marlboro, yet Minutes to Route 84, Thruway, Newburgh/Beacon Bridge. Other Models and 4 Lots to Dir.: RT 84. X 10. 9W North to Fostertown. Choose From!

Ellen Barrett 845-742-1131

2348 RT 209, WURTSBORO

Expanded young bi-level w/walkout lower level. Dettached 2 car garage w/workshop on 2.4 level acres. Dir: Rt 17, exit 113, Rt 209 So, 2miles on left.

Hostess: Janet Delgado, Lic RE Assoc Broker 846-629-0841

845.565.0004 x348 RE/MAX Benchmark Realty Group


Condos & Townhouses for Rent MIDDLETOWN/WALLKILL $1195/mo. EAGLES POINT END UNIT 2 bdrms, 2 baths, completely updated. 1 month security plus utilities. 2 parking spaces. No pets. No smokers. Available immediately. Call 845-234-6039 NEWBURGH CITY

NEWBURGH FOUNDRY 2 BDRMS, 2 BATHS

$950 plus security, plus utilities. 2 blocks to waterfront, on street parking. Available immediately. No pets. 845-787-2193 WASHINGTONVILLE TOWNHOUSE FOR RENT 2 bdrmms,den,lv,dining area, EIK,fp,2 & 1/2 bath,nice area, swimming pool,tennis courts, $1,450 a mo call 845-362-3672 or 914-906-6879

TO PLACE YOUR AD CALL 845-341-1100, option 5 Garage & Storage Rentals MIDDLETOWN 2 CAR GARAGE FOR RENT

In quiet safe area

No Commercial, Storage ONLY. $200 & $250 /month. 845-239-2415 845-343-0494

Homes for Rent 3 SINGLE FAMILY DWELLINGS IN DEER PARK ∂ 3 Bedroom Private Home Gorgeous, Just Remodeled with Brand New Everything. Huge Covered Decks, Includes Dishwasher, W/D Hook-ups. Will be Fist Tenants in Remodel. $1,150 ∂ 2 Bedroom Private Home Move in Ready - $950 ∂ 1 Bedroom Private Home Just Remodeled - $850 Both 1 & 2 Bedroom Homes Have Huge Yard Space Located in Excellent Neighborhood. Both with Brand New Furnaces & Hot Water Heaters. PLEASE CALL: 845-551-4463

Homes for Rent ALL AREAS Realtor Fee only $795 HOMES/DUPLEX 856 - 4400 $750-Sprw-Bush-1BR Cttage-all util inc $800-Port Jervis-Maiden Ln-1 BR Rnch $825-Mntgomry-1BR-Cottage-Nice yrd $1000-Schla-3BR-1.5BA-Rnch -No fee! $1050-Blmnbg-2BR-1ba-hs-Vy gd cond $1075-Mill Rft-3br rnch dplx-excl cond $1075-Pine Bsh-2BR-2ba-dplx-w deck $1250-Florida-2BR-2stry Dplex-FdR Yd $1250-Port Jrvis-Huge 4BR-1.5Ba Hse $1280-Mntgmry-2BR dplx-lg-Inc All util $1295-Barryvl-3br-2ba-Rvrfrnt-deck-gar $1300-Mtwn-3BR dplx Irwin Av-Porch $1300-Greenvll-3BR-rnch-inc gas +elec $1300-Blmbrg-3BR-1.5BA-frmhs-Porch $1300-Blmbrg-3BR-1BA-Dplx-Pvt-Mint! $1350-Westbrkvle-3BR-2Ba-Prvt 4 Ac $1400-Ellnville-3BR-2.5Ba-Tnhs-Mint! $1700-MV Schl-3br-2ba-dplx-inc util Go to orangewestrealty.com Orange-West Realty 856-4400

CAMPBELL HALL 3 BEDROOM RANCH w/VAULTED CEILINGS 1 BA, 1.4 Groomed ac in beautiful quiet neighborhood. 2 car garage, 2 BLOOMINGBURG sheds, front porch, rear deck off EIK & 3 BDRM 2 BA WOODRIDGE W/D. Washingtonville schls. Close to train. Credit ck. $1,700/mo + utils, 2 FAMILY HOUSE †1 BEDROOM † Pine Bush schools, large eat-in-kitchen, refs & 1.5 mo sec. 845-978-9700. DAVOS POINT CONDO family room, study, private entrance & With Washer/Dryer. No pets. parking. Sec 8 ok. $1150 per month. Florida Credit check required. Call 845-300-2998 Great Schools, Spacious Fully RemodPlease Call 917-553-9992 845-313-7626 eled Large 3 BR Duplex in best part of town - plenty of off-street parking, Selling Your Home? ROCK HILL washer/dryer hookup, outside yard our classifieds help bring NEWER 4 BDRM, 3 BATHS space, lawn maintenance included as readers to your door Very Nice Area. well as water and sewer. Available imSecurity & References Times Herald-Record mediately. $1200/month Maureen 973-652-1293 Classifieds Get Results! 845-361-3842.

Homes for Rent

Homes for Rent

HIGHLAND FALLS MOUNT HOPE/HOWELLS 2 STORY 3 BEDROOM HOUSE Beautiful 3BR home. New kitchen plus den, excellent condition, com- and applis. Located on a quiet piece pletely remodeled, hrdwd flrs, w-w- of property. $1500/mo+ utils carpet, new kit/ba/dr, fixture, paint, (approx $300/mo) Excellent refs w/d hook-up, fenced yard w/patio, 2 required. Please call 845-590-4141 zone heating, off-street parking, quiet dead-end-street. $1,475 plus utilities. NEWBURGH TOWN Security & referenced required. Beautiful Newly Renovated Call 845--541-0294 3 bdrms, 2½ baths, DR, full size kit, large sunken LR with fpl & vaulted HUGUENOT, NY ceilings. Central air. Full basement. TWO BEDROOM RANCH Z Beautiful backyard w/built-in pool. 2 Bright, clean,1 bath, LR, DR, breezecar gar. $2200/mo plus utilities. & way w/2 car garage, on 1+ acres, pri- references. 646-784-4401 vate setting, 1 mile outside Port Jervis, amx143@gmail.com NY. 1 mile from shopping, train and Delaware River. $1,390 per month, NEW WINDSOR plus utilities and 2 month’s security. 3 BDRM BRICK RANCH Call (914) 443-1866 LR, DR, EIK, basement, w/d hook-up, yard and parking. No pets/smokers. MARLBORO $1,550/Mo plus Utilities. 2 BEDROOM HOUSE 1st Month’s Security &References Garage, Front Porch, Call 917-972-1426 Side Deck, Nice Yard. NEWBURGH, Tn of PORT JERVIS 1 BEDROOM APT O’LEARY QUALITY HOMES Both No Pets & Security Required AVAILABLE NOW! 845-566-4930 10am -6pm Large 2 Possible 3 Bedrooms Victorian Duplex MOUNT HOPE EIK, Off-Street Parking. $1,000 per month 2 Bedroom Home For Rent 1½ Month’s Security. Country Setting, 2 Bath, Finished Walk Call 845-856-8513 in Basement, Hardwood Floors, Fire Place in Living Room. Wurtsboro Village Duplexes $1,400 PER MONTH 3 bdrm 1 bath Bi-level Unit EXCELLENT CONDITION with garage, family room & PLEASE CALL: 845-386-4898 laundry hook-up. Freshly painted with new carpet Sell your home. throughout. $1150/mo. RENTAL SERVICE (No Fee) E-mail 845-858-9979 realestate@th-record.com www.rosewoodrentals.com

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SUBSCRIBE TO THE TIMES HERALD-RECORD AND GET THE LATEST SCORES, STATS AND STORIES ABOUT YOUR FAVORITE LOCAL PLAYERS AND TEAMS.

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Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD Mobile Homes for Rent Bloomingburg MOBILE HOME FOR RENT 2br 1bath Remodeled Charming Full Kitchen well maintained new flooring, 840 sf Tenant pays all utilities, 1st month, security and realtor fee. Immediate Availability. $950/ Month Call Luisa Martinelli 845-800-1646. CIRCLEVILLE Beautiful home/trailer located on nice piece of prop. New kitchen, carpeting though out, 2 BR. $990/mo + gas & elec. Excellent refs req. Call 590-4141 or 692-2121

Rooms GOSHEN/WASHINGTONVILLE New Prices $350-$380/mo

UTILITIES INCLUDED

Campbell Hall (Trail Inn). Share kit & BA. Security & employee references required. No pets please. Offstreet prkng. Please Call 845-636-0830 MONROE AREA

LARGE SUNNY....

Carpeted rooms w/priv. bath/, fplcs, ext. porches, patios, kitchen, W/D, free cable TV. All utils incl $775 & up on Country Estate. N/S or pets. 845-238-2150

CUDDEBACKVILLE O’LEARY QUALITY HOME NEW WINDSOR Available Now! Private country setting, new construcBEAUTIFUL ROOM tion townhouse, 3 BR, 1.5 BA, hardOverlooking Mountains wood flooring, stainless steel applianIn the Hudson Valley ces. No Realtor’s Fee. $1,375 per $675 Includes Heat & Cable month. 1.5 Month’s security. Full Bath, Overlooks Deck & LG Yard Call 845-856-8513 PLEASE CALL: 347-427-7000

Roommate Wanted WURTSBORO AREA

SHARE HOUSE

Victorian 5 bdrm 4½ baths, private bdrm & bath, large LR, DR & game room with pool table, $500/$600. Includes utilities, cable, WiFi. 904-226-1700

Selling Your Home? our classifieds help bring readers to your door

Times Herald-Record

Wanted to Rent VERY NEAT SENIOR COUPLE SEEKING TO RENT 1st floor apt in private home aprox 1000 sq ft in Central Orange Cnty we have 1 house Cat please call 845-986-6560 between-9am-8pm ?

Rent your home or apartment.

Classifieds Get Results! Call 845-341-1100 ext. 3600

11E

RUN MORE LISTINGS

REALTORS...

www.recordonline.com

great rates for the products your customers request SPECIAL PACKAGES AVAILABLE CALL 845-341-1100 ext. 3600

HudsonValley.com Times Herald-Record


12E

Sunday, November 10, 2013 ∂ TIMES HERALD-RECORD

Term

Rate Pts. dn

THE BERKSHIRE BANK

15-yr Fixed 3.375 20-yr fixed 4.125 30-yr Fixed 4.250 15 Year Fixed Jumbo 5.000 30-yr Fixed Jumbo 5.250

0 0 0 .50 .50

varies varies varies varies varies

$545 $545 $545 $570 $570

3.464 4.200 4.305 5.118 5.320

— — — — — —

— — — — — —

4.237 3.362 3.112 4.112 1.990 1.990

30-yr Fixed Conf. 3.950 15-yr Fixed Conf. 3.000 30- yr Jumbo Non-Conf. 4.375 20-yr Conforming 3.625

Call Hudson Heritage at 845-561-5607 for more rates and mortgage options. Special rates, contact credit union for details.

http://www.hhfcu.org

— — — —

5% 5% 20% 5%

Hometown Bank

30 Yr Fixed 15 Yr Fixed Fixed Construction 5/1ARM SONYMA

Rate Pts. dn

Fees

APR

$145 $145 $145 $145 $145

4.270 3.403 7.367 3.063 5.622

0 0 1 0 0

20%* 20%* 10% 20%* 3%

3.98 3.05 4.41 3.67

800-797-6669 www.rhemortgage.com Competitive Closing Costs and Approval Within 24 hours. Licensed Mortgage Banker, NYS Department of Financial Services NMLS#20517

Rates change frequently - call for current quote today! Rates and terms quoted are for qualified applicants only. *e.g. 360 monthly payments of $5.52 per $1,000 borrowed **e.g. 180 monthly payments of $7.91 per $1,000 borrowed

This is space available for your company to display its lending rates!

800-249-3832

4.250 3.375 4.50 3.375 5.000

— — — —

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

• Fixed and variable rates with choice of terms

SUPERIOR MORTGAGE CO., INC. OF 30-year Fixed 4.000 0.00 5% 20 YR Fixed 3.875 0.00 5% 15- year Fixed 3.125 0.00 5% FHA 30YR 3.750 0.00 3.5%

NEW YORK 845-928-2845 — 4.200 NO INCOME LOANS AVAILABLE 0 4.155 "Best practices 0 3.398 lending" 0 3.880 100% Financing, Lower Fico Score, Goverment Loans, Better than Commercial Properties, SBA, No Income. your bank All With UNBEATABLE Rates and Service.

• SONYMA mortgages with down payment assistance • FREE preapprovals • Fast and convenient local closings Member FDIC

This is space available for your company to display its lending rates!

This is space available for your company to display its lending rates!

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

MID HUDSON VALLEY FEDERAL CREDIT UNION 30-yr. Fixed Conf. 4.375 15-yr Fixed Conf. 3.250 5/1 ARM 3.750 SONYMA Low Interest 5.000 SONYMA Achieving the Dream 4.250

0 0 0 0 0

5% 5% 5% 3% 3%

http://www.mhvfcu.com

Call Call Call Call Call

NATIONWIDE EQUITIES

ULSTER SAVINGS BANK

800-451-8373 EXT. 5002 4.397 3.289 3.365 5.023 4.272

Now is a great time to purchase or refinance with rates at historic lows. Contact Denise Quinn at 845-522-3844 email address DQUINN@ MHVFCU.COM or Tim Zwart at 845-594-9056 or TZWART@ MHVFCU.COM.

201-529-1401

3.50 3.75 4.25

0.00 0.00 0.00

— — —

3.51 3.76 4.26

www.orangecountytrust.com

800-249-3832

INTRODUCING OUR NEW MOBILE APP FOR ANY DEVICE

R

800-670-3110 TrustcoBank.com

*

%

APR

**

30-Year Fixed Mortgage Rate

*Information based on current closings. Circumstances beyond Trustco Banks control may delay closing. **Annual Percentage Rate. Rate current as of 11/06/2013. Rate listed applies to owner-occupied primary residence loans only of $450,050 or less with a 10% down payment for term up to 30 years and payments autocharged from a Trustco deposit account. Rate may increase if autocharge is canceled. Other rates and terms available. Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.

$450 $450 $450 $450 $450

www.waldensavingsbank.com

15 Year Fixed Rate 30 Year Fixed Rate 3/1 ARM 5/1 ARM 10/1 ARM

Member FDIC

4.25

845-457-7700 20% 20% 15% 15% 15%

4.279 3.415 3.818 3.315 3.243

WALLKILL VALLEY S&L ASSOC.

www.HometownBankHV.com

Fast, Local Decisions Schedule Closing Date at Application Low Closing Costs

0 0 0 0 0

Construction,Land and First Time Homebuyers. Rates and fees subject to change without notice. Your rate and term may vary and cannot be determined until you apply and are approved for a loan. Equal Housing Lender. Member FDIC.

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

Download Today!

For more info on our residential loan products call Deanna 341-5036

4.250 3.375 4.125 3.375 3.125

This is space available for your company to display its lending rates!

Refinance your Mortgage in 30 days!

TRUSTCO BANK Your Home Town Bank

30yr Fixed 15yr Fixed 10/1 ARM 5/1 ARM 3/1 ARM

Apply online, or call to schedule your appointment with one of our mortgage consultants, any day of the week!

845-341-5000 20% 20% 20%

WALDEN SAVINGS BANK

• Fast and convenient local closings

CALL LEN NMLS #65781 AT 201-529-1401 M/F 8:30-5:00

845-294-7922

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

• FREE preapprovals

LIC. MORTGAGE BANKER NYS DEPT. OF FINANCIAL SERVICES NMLS 1408 NATIONWIDE EQUITIES IS LICENSED BANKERS IN 42 STATES

Please Call 3.350 Please Call 4.434 Please Call 5.302

This is space available for your company to display its lending rates!

• SONYMA mortgages with down payment assistance

BUYING A HOME? WITH ONLY 45% DOWN YOU MAY QUALIFY FOR A REVERSE PURCHASE MORTGAGE, WITH NO MONTHLY MORTGAGE PAYMENTS NECESSARY

5 5 —

http://www.ulstersavings.com

• Fixed and variable rates with choice of terms

TAX FREE CASH-NO MORTGAGE PAYMENTS CALL TODAY FOR FREE INFORMATION TO SEE IF A REVERSE MORTGAGE WORKS FOR YOU.

0 0 0

*Points include discount and/or origination fees. Interest only programs available. ‘=Fees(Application+Appraisal+ Credit+ Processing) 2nd Home, PRIMARY, 2nd Home, Investment, Land & Construction Loans Available. Primary, Investment, Land & Construction Loans Available

Purchase or refinance.

EXPERTS, NATIONWIDE EQUITIES, OFFERS REVERSE MORTGAGES TO ALL HOME OWNERS 62 OR OLDER

ORANGE COUNTY TRUST CO.

15-yr Fixed 3.250 30-yr Fixed 4.375 FHA 30-yr Fixed 3.750

COME HOME TO LOW MORTGAGE RATES AND FAST ANSWERS

REVERSE MORTGAGE

10-yr 15-yr 20-yr

Fees APR Comments

Rochester Home Equity, Inc. NMLS#20517 Licensed Mortgage Banker – NYS Department of Financial Services 180 Office Park Way, Suite 2000 • Pittsford, New York 14534 (585) 263-4353 or (800) 797-6669 *30/**15 yr Rate - 30/15 yr APR

*UP TO 95% FINANCING AVAILABLE

845-561-5607

Rate Pts. dn

ROCHESTER HOME EQUITY, INC.

LOCAL PROFESSIONAL, PERSONAL SERVICE IS JUST A PHONE CALL AWAY

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066 0.00 0.00 0.00 0.00 — —

Term

845-294-6151

This is space available for your company to display its lending rates!

30-yr Fixed 4.125 15-yr. Fixed 3.250 3/1 ARM 3.000 7/1 ARM 4.000 Home Equity Loan 1.990 Home Equity Line 1.990

www.recordonline.com

Fees APR Comments

www.berkbank.com

HUDSON HERITAGE FCU

TO PLACE YOUR AD CALL 845-341-1100, option 5

EQUAL HOUSING

LENDER

Member FDIC

3.375 4.250 3.125 3.375 4.125

0 0 0 0 0

varies varies varies varies varies

845-895-2051 — — — — —

3.435 4.325 3.175 3.395 4.195

Commercial & Residential Loans available. For more information contact: Commercial - Barry Sutton 895-2051 ext. 231 Residential - Melissa Flickenschild 895-2051 ext. 226 www.wallkill.com

The Times Herald-Record assumes no liability for typographical errors or omissions. To display information, lenders only should contact Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

RATES ARE SUPPLIED BY LENDERS & ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Sunday, November 10th, 2013  

Sunday Real Estate Classifieds section from the Times Herald-Record and HudsonValley.com/homes.

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