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CLASSIFIEDS Homes Red flags for homebuyers

Do your own inspection to spot potential problems



Home & Garden Television

ellers don’t always disclose the whole truth to potential homebuyers, especially if they’re eager to sell (or “motivated,” in real-estate lingo). But you can’t afford to get a professional inspection of every house you tour. So before you spring for the pro, narrow your choices by doing your own pre-inspection to spot potential problems.


Check out the yard grading. If the yard slopes toward the house, it could cause water to run down the foundation walls or into the basement, which will be costly to repair. Scour the foundation for damage. Bulges or cracks bigger than one-third an inch can mean the house has serious structural issues.

4. 5.



Mediocre maintenance

Three layers of roofing and gutters with plants

growing in them are signs the owners aren’t big on maintaining their home. What else did they neglect?

Times Herald-Record SUNDAY, JUlY 28, 2013

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4 6 Expertly Crafted, Luxury Boutique Residences Re-Defining Maintenance Free Living Starting at $479,000

Bad smells (inside or outside)

Take a big whiff of the air inside and outside the house. Do you smell anything funky? If you can’t smell anything but the huge baskets of potpourri all over the house, this could be a red flag.

Mass exodus from the neighborhood

Don’t let a home’s curb appeal keep you from glancing down the street. Are there several other homes for sale? Are nearby businesses boarded up or vandalized? Get the scoop from the neighbors. If everyone else wants to leave the street, maybe you should, too. Just do it before you’re stuck with a bad investment.

Foundation failures


Faulty or old wiring

While you’re probably not an electrician, make sure all the switches and outlets in the house function properly. Flickering lights, circuits that don’t work and warm or hot outlets or faceplates are all symptoms of wiring problems.

See Red flags page 2E

~Award Winning Design And Construction~ Open House Sat & Sun 12-3 and by appointment


97 Rt 416 • Campbell Hall, NY



Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5

‘Active’ house blends old- and new-style energy efficiency BY TIM BRYANT

panels. That is a term for energyefficient exterior walls. SIPs, as they’re called, have a foam David and Thuy Smith’s new house blends well with its neigh- insulation core that’s sandwiched between sheets of high-strength bors, some more than a century oriented strand board. old. The use of SIPs remains rare From its clapboard siding and in St. Louis, but Matt Belcher, a stone-trimmed foundation to its specialist in “green” construcwraparound porch with tapered tion, said they have advantages Craftsman-style columns, the over traditional building methSmiths’ house appears at home, ods. One is quick construction so to speak. Laurie Skrivan/St. Louis Post-Dispatch/MCT because SIPs arrive at building But behind the old-time apThe Smith residence, a custom-built home in Webster Groves, Mo., has been billed as the nation’s first pearance is the latest in residen- sites ready for use. Belcher, “active” house designed on Scandinavian principles of efficiency. manager of the Smith project, tial energy efficiency and low said the home’s walls went up in maintenance. Going green was ship,” an appearance the owners ral gas in case the family chooses tics for a year. a week. InsulSpan of Blissfield, the Smiths’ goal when they dewanted to avoid. a vehicle that runs on CNG. cided in 2011 to leave their 1940s Mich., provided custom-made Smith, an accountant, said the “You can build a deep green SIPs shipped by truck. David Smith, 38, said he and bungalow in Brentwood, Mo. figures should be valuable in house in a St. Louis neighborThuy, also 38, got involved in What they are getting is the promoting the spread of “active” Danish version of LEED hood, and it will look like it has every facet of the house project, construction. first “active” house in North been here for decades,” he said. especially after learning from America, according to those The Smiths’ house replaced Belcher works with Velux Belcher, Day and Hibbs that involved in the project as well as Group, a Danish manufacturer a stucco dwelling built in 1921. “active” construction can be specialty trade magazines. Instead of simply flattening the of skylights and solar panels that Green features one-story house, workers hauled helped form the Active House The Smiths’ house is the deep- adapted to any location. They What is ‘active’ construction? Alliance in 2010 in Copenhagen. est of greens. In addition to SIPs, have a 6-year-old daughter, Cam- two truckloads of its windows, eron. cabinets, casework and other The group has promoted conthe house has two arrays of “Active” construction com“The great thing about what items to Habitat for Humanity’s struction in Europe of about two rooftop solar panels –one to heat bines energy efficiency, healthy they’re doing is that it’s a buildReStore. Craftsmen took pine dozen “active” houses, many of water and another to provide indoor air and designs that take ing standard that can be done lumber used to pack the SIPs for starkly modern design. much of the home’s electrical advantage of sun, shade and anywhere,” he said. shipping to build the butcherKim Hibbs, whose Chesterneeds. Electricity-sipping LED breezes. To compare, “active” Belcher said “active” design block top of the Smiths’ kitchen field-based Hibbs Homes is lighting exits throughout. Grains house techniques are similar building the Smiths’ house, said of quartz in the roof shingles will emphasizes comfort. “It all starts island. Belcher said shingles to those in LEED houses in the with a good design with a good from the old house were ground last year when the Post-Dispatch reflect summer heat and help United States. envelope,” he said. “Then it’s up to use in new asphalt. first reported plans for the projkeep the home’s interior cool. In his design for the house, creating a home that won’t take a Roy Ruckdeschel, who lives ect that “active” construction is a All of the upstairs bedrooms architect Jeff Day of St. Louis lot of energy to operate.” next door, said he is looking forDanish version of LEED (Leader- have skylights. Two more at included numerous skylights to ward to having new neighbors. ship in Energy and Environmen- the top of the stairwell can be brighten the interior and, when “I’m pro-environment,” said tal Design) construction without opened to allow breezes to circu- Energy bills ‘negligible’ open, to provide ventilation. Ruckdeschel, a retired professor the detailed documentation of late through the house and vent The broad porch – something While the Smiths’ home cost of social work at St. Louis Uniefficiencies required for LEED unwanted heat. common before air-conditioning about $500,000 to build, its versity. “I’m glad they’re doing certification. The Smiths’ detached garage – shades first-floor rooms and energy bills will be negligible, something like this.” He said last week that the is wired for a car charger if they Belcher said. The University of protects part of the home’s fiber traditional design for the Smiths’ opt for battery-powered transcement siding. Missouri’s Center for Sustainable Distributed by MCT Information The durable siding is attached house shows that “active” homes portation. The garage also has Energy will monitor and docuServices space to store compressed natuto the home’s structural insulated don’t have to look like “a spacement the home’s energy statisSt. Louis Post-Dispatch

Red flags Continued from page E1


Fresh paint on one wall

New paint can really spruce up drab walls, but it can also hide bigger problems, such as water damage, mildew or mold. If the room smells strange or if you see stains or saggy walls or ceilings, have an inspector look for mold and leaks.


Locked doors and blockades


Foggy or nonfunctioning windows

Ask about any rooms that are “off limits” during your home tour, and arrange to see them later if you’re interested in the house.

Check for water in between double-paned windows and make sure all the windows are functional.


Structural walls or floors have been removed

Sure you love the open floor plan, but was the house always open, or did the homeowners renovate? If they removed a load-bearing wall without adjusting the framing, it can shift weight to other parts of the house. Hire a structural engineer if you think any renovations are questionable.


Bugs! Or rodents!

No one wants a house with a pest problem, be it roaches, rodents or termites. Be on the lookout for unwelcome creatures as you tour the house. Even if no foes pop out while you’re there, consider a separate termite inspection if you’re thinking of purchasing the property.

Bottom line: Always get a professional inspection Yeah, it’s a little expensive, but it’s worth every penny. Skipping a home inspection is not a good way to cut homebuying costs. You’ll end up paying more in the long run when problems inevitably arise. Courtesy HGTV’s FrontDoor. com; distributed by Scripps Howard News Service

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845-794-6066 Homes for Sale HIGHLAND MILLS FOR SALE BY OWNER 4 BR, 2.5 BA COLONIAL On Cul De Sac. Living room, family room w/fireplace, dining room, kitchen, enclosed porch, central air, new roof, 2 car garage, Monroe Woodbury Schools. Priced to sell $339,000 Call 845-527-0350

Manufactured Homes for Sale

MIDDLETOWN MIDDLETOWN/GREENVILLE off RT6 HOME Ç 3 BR & 2½ BA Green Acres- 80% Senior In Minisink School District. EIK, carpetNew 2013 Champion by Titian 14 x ing & skylight, wood floors, upper 66 2 BR/2 full BA/ Turnkey/ deck leading to lower pool deck side, Financing Available/ Call any time! large storage shed, liv rm w/fireplace, 355-2568/986-8680 walk-in-pantry, family room in lower level w/access to backyard. 4 zone heating & water filtration system. NEW WINDSOR/CORNWALL SCHLS $260,000 Ç Call 845-355-7919


PINE BUSH/ROCK HILL/WALLKILL (2) 1BD hses/2a/renv/PB $110000 3Bd,2b All renov/Rock Hill $149000 Near West Point/Stewart/84. 2fam 3bd,3b/apt/renv Wllkll $310K Financing avail. for qualified persons 778-2263 Wolfe Realty 219-5674

Call 845-304-6907

PUBLIC REAL ESTATE AUCTION Saturday, August 24th @ 12:Noon 212 East Ann Street, Milford, PA Open House: Sun., 7/28 - 1 - 3pm Historic Milford, Pike Co., PA 3 story colonial home with 3 BRs, frplcs, finished bsmnt, large corner lot with horseshoe driveway, 2 car detached garage. All this in walking distance of historical downtown Milford, PA. Terms: $7,500 down in CA or Cert. check. Balance in 45 days. Personal Property @ 10am Hartzell’s Auction Gallery Inc. 800-724-6808 • AH - 1919 ROSCOE Custom log home, 17acres, lake rights, incredible mtn views, cherry kitchen, baseboard heat, like new, beaverkill fishing, hardwood, 2-car attachedgarage 3,000sq. ft., 3BR, 3+ BA, State land, 1000+sqft bsmt, stoned found & patios, huge decks. $850,000, (845)439-4592 SLATE HILL


5 acres with view, great room, sunroom, EIK, cathedral ceilings, 2½ baths, large deck, in-ground pool, 26x30’ pole barn, bsmt room, quiet road, 1 mile from Minisink Schools. $325,000 845-978-3962 SPRING GLEN, NY


FOR THE PRICE OF ONE 1 BR/1 BA & 3 BR/2 BA, on a 1 ½ acres. Great income property, rent one and live in the other. Both have been renovated. On rt. 209 mins to Rte 17 Asking $99,000. Call 973-402-1466



Homes for Sale. Walter’s Mobile 958 Little Britain Road 845-564-1993

our classifieds help bring readers to your door


Classifieds Get Results! Call 845-341-1100 ext. 3600


Private entrance, lovely grounds, lots of closets, patio, no smoking or pets. Heat/hot water included. $850/mo. Call 845-496-6321





Living room & solarium, ba, lg patio, bsmt, garage 10 mins from Monroe. $990/mo plus utilities. 1½ month’s security. No pets. 845-775-4022

Lots of space, eat in kitchen, Dish Washer, pool, extra storage. Magnificent country setting next to beautiful Salesian Park and historic Goshen Village. 1 & 2 Bedroom, BRIARWOOD HOUSE APTS

18 Craigville Rd 914-450-4496 GOSHEN/Goshen Schools

Carriage Hill Apartments Welcome Home! First Month Rent Free

Double Wides!

Beautifully Updated Kitchens and Baths. Spacious 1 & 2 Bedroom Apts. Move in Today! Includes Ht & HW, Pool and Laundry On Site. Large Floor plans, Extra Storage Available. Great Commuter Location. Close to Rt 17/84/87 Pet Friendly. Short Term Leases Available Call 845-294-9524


OPEN HOUSE Sun., July 28th from 1 - 3pm 212 East Ann Street, Milford, PA Hartzell’s Auction Gallery Inc. 800-724-6808

Vacation Property for Sale

MOUNTAINDALE 3BR, 2 BA, 2 Partial BA, charming, fixer upper, Cabin, hardwood, easy maintenance, 3 acres, $10,000, (212)255-2672

MOBILE HOME On private lot, none smoker, no pets. Ref’s. $875/mo plus utilities & sec.. Available 8/1. Call 845-800-1866

Wall to Wall Carpet, New Appls, Heat & Hot Water Incl.

MARLBORO • 1 Room Studio $195/wk. or $700/mo plus sec. Full kit & bath. Pvt entrance, country setting. Ground flr accommodations. • 2 Room Studio $210/wk or $750/mo. Both Include utils. Call 845-236-7422

HARRIMAN 1 & 2 bdrm apts from $1219 Brookside Gardens Rent incl. heat, hot water, w/w, a/c’s, appliances. playground & pool, MARLBORO SPACIOUS GROUND FLOOR no pets, NYC commuter bus stops at 1 BDRM STUDIO APT entrance. Quiet, beautiful grounds. BRIGHT & CHEERY MW Schools. Woodbury recreation Country setting. 800 sq. ft. Separate 845-782-6124 kitchen area with washer/dryer. Includes oil heat & electric. No dogs. HARRIMAN $895/mo plus 1 month security. 1 & 2 BR Apts from $1219 845-795-5778 Harriman Woods Spacious apts & 1+ den apts, inc ht, HW, w/w, a/c’s, appls, playgrd & MIDDLETOWN 120 WICKHAM AVE pool. No pets, NYC bus stops at enUnfurnished room $400-$450 trance. Quiet, b’tiful setting, MW 3 bdrm apt. $900-$1000. schools. 845-234-5672

Rent your home or apartment.


SENIORS WELCOME Available immediately Rent & security. No pets. 845-342-6199

Sell your home. E-mail



2 & 4 BDRM APT 1½ months security. 1 month rent. No pets.

845-343-4807 MIDDLETOWN 2 BDRM/2 BA 1st floor Private, dishwasher, fridge, range. A/C, deck. Juniper Fields Apt. Complex - Concord Lane @ High Barney Rd. 2 prkg spaces. Mins to I84, train, bus & mall. $1000/mo & utils. 1 month’s sec. No pets/no smoking. 845-391-3747. MIDDLETOWN


103 Linden Ave, $725/mo + gas & electric.1 prkg space available. Call Mr Williams: 718-755-9859

Call 845-341-1100 ext. 3600


MIDDLETOWN - 24.5 Smith Street 3 BEDROOM $1,050 month 2 BEDROOM $950 month Newly renovated 2 Family house, close to shopping & transportation. First Come First Serve! 845-800-1524 (owner) or 845-239-8035 (managing agent)

Rent your home. Call 845-341-1100 ext. 3600




SUMMER SIZZLER - Up To 2 Free Months Rent on selected apartments with a 13-14 month lease. PLUS RECEIVE $500 Gift Certificate for NEW Furniture! Newly Renovated 2 BR 1.5 bath apartments with oak kitchens, new appliances, ceramic tile and wall to wall carpeting available now. On site laundry and parking. Private country setting with pond. Must qualify and move in by 8/15. Close to Rt 17 and Rt 52. Easy commute to Middletown and Monticello. $825 plus utilities. No pets. (718) 358-7200. FLORIDA, Vicinity LARGE 1 BEDROOM Utilities included. Very nice area, close to Rte 17. Ç Call 845-774-9940


LAKE FRONT APTS 1, 2 & 3BR $500, $650, $800 20 Mins From Middletown!! All elec (not included) apts. Last month, Security, lease, "NO dogs". 9-5pm; 845-434-5442 lv msg

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MIDDLETOWN 1 BEDROOM + SMALL 6x8 ROOM Between Montgomery & Middletown In County Setting. Plenty of Parking, All Utilities Included, No Pets. $875 mo References & Security Available Immediately Call: 845-551-5749

Valley View Gardens

Liberty APT FOR RENT IN LIBERTY 1 1 Heat / Hot Water Hardwood Studio/1/2/3 apts for rent. Ref. and Sec. No 845292-9595 845-807-7003




Hamptonburgh Small, completely renovated, one BR, full kit, tiled floors, off street parking in private residence. Clean, quiet and good location close to train and major highways. All utilities included except cooking LP, NO smoking or pets. 1.5 mos security. Avail 8/1/13 950.00 Month. CALL 845-496-4695

Rhonda Dnistrian, Donna Genovese BROKER OWNERS

Selling Your Home? Selling Your Home? our classifieds help bring readers to your door


Goshen ONE BDRM, SUNNY, SEP ENTRANCE Cute one bath, big yard, great parking, utilities included, one month security, $ 950 845-291-0440

Open House


Times Herald-Record your home or apartment


$18,000 & up


Selling Your Home?

GOSHEN 1 Month Free Rent REDUCED RENT Zip 12723 On mountain side overlook55+ SENIOR COMMUNITY ing 30 mis. Near Villa Roma Resort. 1 BDRM STARTING AT $795 heat & Master br /jacuzzi /priv deck /ba hot water included! On site mainte/fireplace /lrgdeck, d/w, w/d hooknance & laundry facility. Beautiful & up & more. SL W. School Dist. spacious apts. Call Today! Offering $1100/mo+util. Pets ok No smoker 800-926-2459 291-1211. EHO CAMPBELL HALL CALLICOON, SULLIVAN CNTY

CHESTER, VICINITY SMALL STUDIO Nice area! Utilities included. Ref’s & security Lovely pre-owned 2BR & 3BR Call 973-652-1293 singlewides. Spacious, good condition 845-496-1121 CORNWALL Park Townhouses WASHINGTONVILLE CORNWALL SCHOOLS 3BD starting at $1550/mo 1.5BA 1320sf updated kit & bath, New & pre-owned 3BD, 2BA units w/d, DW, priv patio. Pets OK. Short term leases avail. 845-534-2076 available $61,000 & up. ELLENVILLE BEST 845-496-1121 AFFORDABLE PRICES WURTSBORO 1, 2 & 3 BEDROOMS Free heat/hot water LARGE 3 BDRM Beautiful mountain 2 BATH HOUSE / Golf course views Large kitchen, stainless steel applian- 845-532-6290 ces, w/d, large living room w/gas fireplace, central air, all gas, large lot. Ellenville Asking $120,000 Call 845-644-4262


BURLINGHAM ûNEWLY RENOVATED û 2 BDRM, 2 BATH MOBILE NEW ROOF, TUB QUIET FAMILY PARK Pine Bush Schls $975/mo - $14,000 Buy Evelyn: 845-733-8397 Victoria: 845-496-5476




ALL AREAS Lots of Land T/O Wallkill 2.9ac approved $55,000 7.7ac Poss High Density $1.5 mil 34ac, Approved 22 lots $450,000 Wawayanda 26ac poss subdiv $150K Crystal Run Rd. 7 lots $5.5 mil Apartments Deerpark 2 lots, lake rights $21,500 MIDDLETOWN $224,900 Rock Hill 112 ac $295,000 OPEN HOUSE SUN,11-2 pm BLOOMINGBURG Stunning 4 bd Stucco Colonial w/ RJ Smith Realty,Tom 845-741-3643 FDR, Mst Bd suite, gourmet kit w/ ss FARM! COURT appliances. Lush landscaping & presti- BANKRUPT gious schools. Dir: Rt 211W, R on ORDERED SALE! Wisner, L on Highland Ave to #158. $800/mo. 1month security. July 27th & 28th! WEB#541969 Visit References. No pets. 5 acres - Spring - $16,900 Juan Carlos Camacho (845)527-1195 10 acres - Huge View - $29,900 845-742-8948 5 acres - Bass Pond - $39,900 24 tracts in all! Waterfall, spring-fed BLOOMINGBURG ponds, 30 mile views gorgeous Nice Cottage- type,1BD apt. MIDDLETOWN AREA country setting! Clear title, 100% Parking, yard $850/month. Cozy Studio with kitchen $625 guaranteed! Cooperstown Lake District, just off NY BOTH INCLUDE ALL UTILITIES!! 1/2 Mile to Route 17 Thruway! Call (888) 473-0590 or go ûû Call 201-934-4940 to

NEW CONSTRUCTION PINE BUSH SCHOOLS $298,000 Just listed, 4BR, 2.5ba,deck,fplc, 2 car garage. Open great room layout, cath. ceil, island kitch w/granite, hdwd floors, 2 acres. Homestead Builders 845-642-6867

Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5 Homes for Sale



Commercial & Industrial Property for Sale


70 Gilbert St., Monroe, NY • 845-783-5145


TODAY- JULY 28TH 1 – 4 PM 17 WALTS WAY, STERLING FOREST Colonial Lakefront home on one acre w/ Panoramic views! 4 Bd, 2.5 Ba, LR w/FP, FDR, State of the Art Kit, Encl Porch, Detached Guest House w/Garage!! $895,000 “Christman Team” 845-477-8708 OPEN HOUSE SUNDAY 2 TO 5 Nice Cape with lake rights to Walton Lake. 3/5 bds.,1720 Sf., House is solid but in need of updating, Nice flat lawn, great deck, close to shopping, lake, recreation, public transportation. Asking $167,500 Dir: Lakes Rd. to Heaton to Right on Branch to No.14--Call Dawn 845782-0619 OPEN HOUSE 12-3PM Come preview this CENTRALLY located commuters delight 4 bdrm 2.5 ba Charming Cape! Almost .50 acres in MW Schools w/ Updates Galore! Dir: Lakes Rd to High St to left on Quaker Hill #48 see sign! Erika Genovese (845)544-3864

*SUMMER READY W/SALT WATER POOL* *GORGEOUS* 5030 SF, 5/6 Bd, 3 Ba, Gleaming Oak Flr, Stunning Maple kit, granite-adjoins Great Fam.Rm w/Fpl, French Drs to Library, Xlrg Mstr Ste & Ba* SF incl. Fin. Bsmt w/Media/Game Rm *Gas Heat.\ *Close to Orange Reg. Hosp *Goshen Schs. $594,900 *CALL ROZ NOVICK 845-537-5674


COZY WATERFRONT COTTAGE! One bedroom ranch on the arm of the Lake! Open Floor Plan, LR/Kit area w/ Slider to deck! Full bath. Great Weekender! Walk to NYC Bus+Village Beach, Dock Boat at your door! $163,500 “Christman Team” 845-477-8708

GOSHEN SCHOOLS! New Hampton area! Cheaper than renting! New kitchen & newish bath! Ceramic & HW floors! Mostly all new windows! Fenced backyard! Needs some TCL, but price reflects it! Well, septic & natural gas! Low taxes! $179,900 RITA GEISSLER, 783-RITA BRICK 3 BR RANCH With 2 1/2 ba. on 1 flat acre - Huge kitchen, large family room with fireplace, needs updating but has great potential, close to town, shopping, public trans. and recreation, Roof 6ys - furnace 2ys. Asking $240,000 Call Dawn 845-782-0619


JUST REDUCED! $169,900 Great location in monroe village! 3 bdrms townhouse! 1/2 bths! 1 car gar! Oversized Mstr bdrm w/walk in closet! Central a/c! Yard that back to woods! Perfect commuter location! Walk to nyc bus and shopping! Minutes to train! MW schools! Low common charge! Call Amanda Dnistrian - Vacca 845-978-1785


26+ ACRES! Pine Bush! Fully engineered! Approved site for 1 home! Horses welcome! Build your dream home here! Conveniently located on Rte 52! $179,900 or best offer! RITA GEISSLER, 783-RITA


BEAUTIFUL COLONIAL! Mint cond! 3/4 BR’s, 2-1/2 bths! 2 story foyer! HW floors & ceramic! SS appliances! Breakfast area with sliders to deck! Kit w/ French doors to formal DR! Bonus room over garage! Mstr BR suite w/whirlpool tub! 2nd lvl laundry! 1.5 ac! Wash’ville Sch! $329,900 RITA GEISSLER, 783-RITA


TUCKED AWAY LAKEFRONT! Reasonably Priced Main Lake cottage! 50 FT Of waterfront!! One Bedroom, 2 baths, LR, Kit, Porch, Boat Dock! Close to NYC Bus!! Fabulous Lake+Mountain Views! $259,000 “Christman Team” 845-477-8707 CHARMING ARMFRONT RANCH! Well maintained two bedroom home w/lovely Gardens+views! LR w/ Skylight+slider to nice Size deck! Remodeled Kit, full bath, full bsmt w/ garage+storage room w/ldry! Walk to NYC Bus! $284,900 “Christman Team” 845-4778708 BETTER THAN NEW! Wow! Don’t miss this 3 bdrm, 2 bath split with lakeviews of Greenwood Lake. Renovated this year. All new kitchen. Large Bdrms. Family room with sliders to patio. One car garage. Just move in and unpack. $269,000. Ask for Sue Layden 914-4909640.


BEAUTIFUL BI-LEVEL! $289,900 3 bdrms! 1 1/2 bths! 2 car gar! Newer Kit w/ceramic tile & SS applcs! Newer bth tiled w/marble & vanity! Updated windows,siding,plumbing & electric! hrd wd flrs! Additional rm off kit w/ fabulous views! Finished walk out bsmt to Trex patio! Great yard! MW schools! Municipal Services! Close to mjr hwys, buses & trains! This is a MUST SEE! Call Amanda Dnistrian - Vacca 845-978-1785


NEW CONSTRUCTION Col.4 bds, 2 1/2 ba., H/W, W/W carpet, granite counters, SS appliances, 2 car garage, 12x 14 deck. Lg. family room with fire place on acre of property. Close to shopping and public trans, Time to pick your colors—Asking $379,000 Call Dawn 845-782-0619


BRAND NEW BILEVEL! Wow! It’s as good as it gets! Bells & whistles galore! 3 BR, 3 full bths! Excellent craftsmanship! Open floorplan! 9 ft ceilings! Island kit & granite! Lndry/mud room off kit! Central a/c! HW floors! Full walk-up attic staircase! Rests on 2 ac! Just minutes to Pt. Jervis & hwy’s! $239,900 RITA GEISSLER, 783-RITA


TWO MEDICAL COMPLEX UNITS! Located on Route 208! Each Unit is approx 1000 sq ft. Reception Rm, 2 Exam Rms, Office, Lower Level, ample parking, Great Location! Buy Both and have a large Unit! Each $220,000 “Christman Team” 845-477-8708


SPACIOUS 1 BDR, 1BTH CONDO: close to major hwys and shopping. Laundry in Building No Pets,Credit Check Required. 1,050. Call now, won’t last Carol Scully 914 261 7481. ROLLING HILLS: 1 bdrm 1 bth top floor unit $1100/mo. 2 bdrm 2 bth middle fl. Unit $1350/ mo. Both units include heat & hot water! Minutes to train, bus, major roadways! Both units in mint condition! Avail. Immed. Pool Included! Call Rosemarie Morello for appt. 845-928-2456 (res). SOHO COMES TO CHESTER! Renovated Duplex, 2 Bd,, 2 NEW Ba, NEW Kit* Liv, Din Rm*Gas Heat. $1500 + Util. ROZ NOVICK 845-537-5674


Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD Apartments


∂3 BDRMS $1275/mo.

∂2 BDRMS $975 ∂1 BDRM $875 No pets. No security

845-343-0494 or 845-239-2415 MIDDLETOWN 3 Bedroom, 1 Bath, 2nd Floor of 2 Family House, Yard, Private Parking, Extra Storage, Section 8 OK $1150 + Utilities Call: 201-264-3027 MIDDLETOWN


2nd Floor, Eik, W/D Hookup, Storage, Yard, Off-Street Parking, No Smoking - No Pets $1,150/mo + All Utils & Sec. Call For An Appt. & Application Call 845-386-4562




EVERGREEN MANOR APTS Immediately available Spacious 1 BR

Mins. from shopping & major hwy Call for details: 845-344-0202

MIDDLETOWN FREE WI-FI Immediate Availability 1 BEDROOM $939 - $999 Heat/HW & Cooking Gas Incld Fully equipped kitchen with DW Wall to Wall carpeting Patio / Balcony with unit EZ access to Rt. 17 & 84 845-343-0300 92 Fitzgerald Dr, Middletown


Heat & Hot Water Incl. Studio, 1 & 2 Bedroom Apts. Pool, on-site laundry, Easy Commute, Close to Shopping.

Country Manor (845) 343-2221 MIDDLETOWN




Incl. washer & dryer. 2 WEEKS FREE. 866-584-0752

Some conditions apply

Times Herald-Record Classifieds Get Results!

Brand New Construction Luxury Apartment Homes One Bedroom apts from $1,325. / Two Bedroom apts from $1,525. 1-2 month free rent on select apts Individual Controlled Central Air/ Heat Washer / Dryer in each apt Free Private Fitness Center Club Room Playground / Half Basketball Court 888-997-2149 300 Northwoods Rd Middletown NY 10940 (Rt 211 to Silver LakeScotchtown Rd)


Heat & Hot Water Incl. Pool, on-site laundry, Easy Commute, Close to Shopping.

Silver Lake Gardens Studio 1-2-3 BR

Unbeatable value, service & loc.


MIDDLETOWN Towne Terrace Apts

1&2 Bedroom Apts. Pool! Quiet! Park-Like Atmosphere.


Middletown John Street AVAILABLE IMMEDIATELY 2Br 1Ba Cute Full Kitchen Hardwood One Month Rent Two Months Security Immediately No Pets $900 Month 845-343-1171

readers to your door

Times Herald-Record

1 bdrm apt All utilities included

Very peaceful area Non-smoker. No pets. $760. Call 845-692-4054 MIDDLETOWN

SMALL 2 BR APT 2nd flr $950/mo.



Jefferson Gardens

Spaceious 1, 2, 3 bedroom apts, heat & hot water incl.

MONTICELLO Welcome to the best kept secret Colonial Hill Apartments LAMPLIGHT VILLAGE 1 & 2 Bdrm units Rent includes heat, hot water, w/w, Free H/HW & Cooking Gas appliances, C/A, cooking gas. PlayCall now for move in specials ground and pool. No pets. Beautiful landscaped grounds and quiet setting. 845-794-6660 MW Schools. 845-783-4026 MONTICELLO

1&2 BR Apts From $1149

Monroe 2br 2 ba condo, hardwood flrs, carpeting, 2nd story, balcony, pool, 2 a/c’s, heat included. Washingtonville schools. No pets. Avalible 8/15 $1250 845-778-4450

Winwood Condos for Rent


HERSCHEL REALTY Call Joe (845)798-0052



3 miles to STEWART Airport Apartment Community on well maintained grounds, with large new decks Beautiful country setting Very private Convenient to all shopping NYS Thruway & Route I 84&train On-site laundry facility On site maintenance Heat & hot water included ***********************

Milton Townhouses Quiet Comfortable Living LUXURY 1 & 2 Large Bedrooms. Bal- 2BR/2.5BA Avail starting at $1250 cony, Laundry facilities 2nd floor. Call today for move-in specials! H/HW included. Security system, intercom & elevator. Close to shopping 845-562-4107 Raceway & Golf courses. No pets. Owner/Management on premises. Call 845-791-8420 MONTAGUE, NJ NEWBURGH, Town of or cell 845-807-7193 O 1 BEDROOM O Large rooms, A/C, freshly painted, In Country Club Community. Swim, NEWBURGH new appliances & w-w-carpeting, sepaFish, Boat, Tennis, Golf & More. rate entrance, large deck, w/d on $625/mo plus util. premises, heat/hot water included, Ask About Easy Start Up! centrally located, non-smoker, no pets. 973-402-8648 Available Immediately $1,100/mo + 1 month’s sec. MONTICELLO Call for appt. 845-564-3681

1 Bed Condos

Utilities included. New Remodel. Preapproved pets, backyard. 1st Month Rent, Security, References. Near Rt 17. $750 month. 914-799-1018

MONTICELLO ÂÂ BRAND NEWÂÂ ûAPARTMENTSû 2 & 3 Bedrooms available Stainless steel appliances, granite countertops, master bathroom No Brokerage Fee / Call Century 21 845-791-5280 or 845-798-3086

1st flr $1,100/mo. Both include Heat/Hot water, offstreet parking, sec & ref’s, no pets. Call 845-386-4699

MONTICELLO Convenience is what you will find at Greenwood Apartments 1 & 2 Bdrm units Rent your home or apartment Free H/HW & Cooking gas Call 845-341-1100, ext. 3600 845-794-6660

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm Check us out! We’ve Changed

FREE HEAT and HOT WATER ∂Rents starting at $595 ∂Security dep as low as $250 ∂Brand new laundry facilities ∂Brand New resident lounge ∂Close to Waterfront, Airport Train, pubilc Transportation and major highways ∂Picturesque river views ∂Controlled access building ∂Enclosed playground ∂Professional on-site management staff ∂24 hr emergency on-site maintenance ∂Studios, 1, 2, 3 and 4 bedroom units An Equal Housing Opportunity



A SIZZLING DEAL - JUST REDUCED $10,000.!! Only 15 Miles from Middletown. This Wonderful BiLevel Home Offers 2,100 sf of Country Charm with the Space You Need. Oversized 3 Bedrooms, 2 Baths, Eat-In Kitchen w/ Sliding Glass Door to Large Deck Overlooking Private Back Yard. Formal Dining Room, Formal Living Room, Huge Family Room, 2 Car Garage, Impeccable Landscaping & More. Don’t Delay…Call Today! Apartments

1, 2 & 3 Bdrms Avail


FHOMES atured

Classifieds Get Results!




Selling Your Home? Selling Your Home? our classifieds help bring our classifieds help bring readers to your door

Northwoods Apartments OPEN HOUSE SATURDAY

MIDDLETOWN, NY 1 & 2 BR APARTMENTS ROCKWOOD GARDENS Apts "Get them while they last! " Check our website: 845-692-2939 Mon - Fri 9-5; Sat 9-3



TO PLACE YOUR AD CALL 845-341-1100, option 5 Apartments

To Advertise on this page Contact Jen Olsen 845-341-1100 ext. 3600

Rates As Low As $59

(845) 863-0319 TTY # 1-800-421-1200 M-F 8am-5pm Check us out! We’ve changed

FREE HEAT & HOT WATER ∂Rents starting at $595 ∂Security dep as low as $595 ∂Beautiful landscaped, townhome style units ∂Off-street parking ∂Brand new laundry facilities ∂Professional management staff ∂24 hr emergency maintenance ∂Close to Waterfront, Airport Train, Pubilc Transportation and major highways ∂Studios, 1, 2, 3 and 4 bedroom units An Equal Housing Opportun

NEWBURGH TOWN OF 2 bdrms, open concept fl plan


in country setting, new wood flrs & carpet, new energy star appls, private patio, no pets/smoking. $1250 plus security. 845-566-7808 NEWBURGH, TOWN





MOVE IN SPECIALS For Qualified Applicants

Starting at $895

Heat & Hot Water Included Spacious 1 BD & 1Bd Dens Air Conditioning, Pool Close to shopping. Close to transportation Call Today for more info.

SCOTCHTOWN AREA 2 BEDROOM CONDO Goshen Schools. $1200/mo. No Real Estate Fees! Available Now! Call 845-459-3106

(877) 871-7323 Mon- Fri 9-5



Clean/updated; w/d hook-up, natural gas, Minisink Schools, $785/mo + utilities & security. 845-294-9466 leave message THOMPSON RIDGE 1 Bedroom on 1st Floor with Private Entrance, Large Estate For Individual Who Enjoys Wildlife Views And Nature Settings. Rent Negotiable with Seasonal Responsibility. Please Call: 845-381-4387



1 BDRM $925-$950 2 BEDROOM $1,170


SPACIOUS STUDIO APT. 1 Month Security Heat and Hotwater Included On-Site Parking Laundry Facilities On-Site Close to Shopping & Transportation

1 BEDROOM APARTMENT $850 Per Month Utilities Included

336 Old Forge Hill New Windsor New: Saturday Hrs 10am-4pm

1 and half Month Security Required No Pets - Off Street Parking Please Call: 778-1783

845-561-1034 for further information

New Hampton, NY Mininsink School Livingroom, Diningroom, & Kitchen 3 Bedrooms, 2 baths. Woodburning Stove. $1300/mo. Tentant pays Oil & Electric. 1 Month Security, 1 Month Rent. No Pets. Call 201-573-0990 or 201-666-0055




Walk To Train. Available Immediately. Includes All Utilities. Except Electric. $825 Month Please Call 845-358-1800 WALDEN

2BD, 1BA EIK, LR, in duplex. Private with nice yard. No pets. $1,200/mo PINE BUSH No utilities included. Security required. LARGE 1 BDRM APT $675

Call 845-565-0818 for more information

PORT JERVIS Summer Specials for Qualified Tenants. Very Nice 1 Bedroom Apartments in Quiet Setting, Laundry on Site, Mins From Hospital and RT 84, RENT + UTILITIES Call 845-778-4036

WALLKILL, HAMLET OF Charming Quiet Garden Apts EIK, Washer/dryer on site, lease & security. Sorry no pets. STUDIO AND 1BEDROOM $750 PER MONTH 201-953-5684 or 845-895-2791


Security req’d. 845-468-5846

Heritage Green Apts. Super Special

PORT JERVIS 1Br, heat & hot water included. 1 BDRM lr, separate kit & bath. In the Excellent Condition, No Pets. 1 1/2 mo security required. city, 1 mile from Shop-Rite & I-84. $725/mo includes heat, Senior discount offered 845-987-2306 hot water, cooking gas. Section 8 ok outside of Port Jervis acNEW WINDSOR cepted. No security for right WARWICK individual. Call or text 845Recently Renovated 2BR Apt 699-3389 from 7am-9pm Beautiful! Washer and dryer and off street parking available. Small pets are PORT JERVIS okay. $1,200 a month plus utilities Beautifully upgraded with new: Kitchen 1st floor, 3 bdrm are required. Baths Carpeting, Pool & play area. spotless apt. Available immediately. InPlease Call 845-987-0032 Heat & hw incl. cludes, LR, EIK, modern bath, front & back porch & offstreet parking. Securi- WARWICK, Village of ty & references required. $850/mo. STUDIO APARTMENT plus utilities. No pets permitted. Please call Ed at 845-341-6771 for showing EIK, w/d, yard, parking & walk to everything. $785/mo plus utilities. Call 845-774-5933 PORT JERVIS NEW WINDSOR 1 BEDROOM APARTMENT 2 BEDROOM DUPLEX WOODRIDGE With 1,000 SF Balcony and Huge Beautiful Apartment Great Place to call home Living Room, Off Street Parking. All updated, w/w carpet, freshly paintLocated in 1870’s Castle on 2 Acres. ed. Private driveway, back deck & Belle Harbour Apartments VERY QUITE AND PEACEFUL yard. $900/mo plus utils. 1 & 2 Bdrm units No Smoking & No Dogs Call 917-709-4612 Free Heat & Hot Water $1150mo Utilities Included 845-794-6660 845-561-5160 or 303-726-6799 PORT JERVIS

1, 2, & 3 BRS, Rt. 94 SPACIOUS


Make Your Home at


A caring community with 24 hour emergency maintenance. Largest 1&2 br with beautiful wood decks & play area. Heat and h/w included. No pets. 845.561.1180 Please visit us on the web :


Call 845-341-1100, ext. 3600 email:


Sunny living rm and dining rm. W/D hook-up, garage, near transportation, park, and shopping. $1000/mo Leave message 845-551-1184 PORT JERVIS

LARGE 1 BEDROOM APT . Small yard, off-street parking, private entrance, w/d hook-up. $700/mo plus utils. 1 mo’ rent & 1 mo’s sec. No pets. Call 845-733-6719 Rent your home or aparment here.


1 BR

4 rooms with a fire place, all utilities are included except cable. Maston Lake Frontage. $1,000/per month , 1 month security + references. No Dogs. Please Call 888-2272 Must ask for Frank D !

Selling Your Home? our classifieds help bring readers to your door

Times Herald-Record Classifieds Get Results!

Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD

TO PLACE YOUR AD CALL 845-341-1100, option 5 HOMES

Recent sales


See Page 12D of today’s Classified Section for more Recent Sales & Local Loan Rates

ATTENTION REALTORS: Submit listings at Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

BARDONIA $510,000; Inwood Drive, 5 BR/4 BA bi-level/high ranch, 3222 sf, blt 1979, LA: RE/ MAX Homes and Estates, Warwick/SA: Global Property Systems, Piermont

HAVERSTRAW $360,000; Crystal Hill Drive, 3 BR/2.1 BA town house, 2951 sf, blt 2001, LA: ARC Realty #1 in Sales, Monroe/SA: Keller Williams Hudson Valley Realty, New City

MIDDLETOWN $50,000; Wickham Drive, 4 BR/1.1 BA two-story, 1828 sf, blt 1890, LA: John J. Lease Realtors, Middletown/SA: Keller Williams Hudson Valley Realty, Middletown

NEWBURGH $188,000; Little Britain Road, 3 BR/2 BA Cape Cod, 1512 sf, blt 1952, LA: ERA Curasi Realty, Montgomery/SA: ARC Realty #1 in Sales, Monroe

NEW WINDSOR $160,000; Mac Arthur Avenue, 3 BR/1 BA ranch, 932 sf, blt 1959, LA: Better Homes and Gardens Rand Realty, New Windsor/SA: Quinn Realty Group, Highland

CHESTER $131,000; Whispering Hills, 2 BR/1.1 BA condo, blt 1984, LA: ARC Realty #1 in Sales, Monroe/SA: Better Homes and Gardens Rand Realty, Central Valley

MAYBROOK $192,500; Clark Place, 4 BR/2 BA multifamily, 1872 sf, blt 1926, LA: Century21 E&M Williams Realty, Walden/ Montgomery/SA: Diane Bain Service Realty, Middletown

MONROE $205,000; McBee Court, 2 BR/2 BA condo, 1235 sf, blt 1990, LA: Linda Ross Realty, Chester/SA: Weichert Realtors, Monroe

NEWBURGH $58,500; Mill Street, 8 BR/3 BA multifamily, 2112 sf, blt 1900, LA: John J. Lease Realtors, Newburgh/SA: John J. Lease Realtors, Newburgh

NEW WINDSOR $245,000; Melville Drive, 4 BR/2.1 BA split-level, 1800 sf, blt 1976, LA: John J. Lease Realtors, Newburgh/SA: Better Homes and Gardens Rand Realty, Central Valley

GODEFFROY $52,500; Shore Drive, 2 BR/1 BA cottage, 864 sf, blt 1940, LA: Keller Williams Hudson Valley Realty, Middletown/SA: Keller Williams Hudson Valley Realty, Middletown

MIDDLETOWN $160,000; Rockwell Avenue, 4 BR/3 BA raised ranch, 2094 sf, blt 1974, LA: John J. Lease Realtors, Middletown/SA: Joseph Realty, Spring Valley

NEWBURGH $208,000; Belknap Street, 3 BR/2 BA bi-level, 1506 sf, blt 2008, LA: ERA Curasi Realty, Montgomery/SA: Better Homes and Gardens Rand Realty, New Windsor

NEWBURGH $188,000; Sara Lane, 3 BR/2.1 BA town house, 2300 sf, blt 1999, LA: Keller Williams Realty, Highland Mills/SA: Smitchger Realty, Cornwall

PARKSVILLE $100,000; West Forest Lane, 3 BR/1 BA cottage, 688 sf, blt 1970, LA: Prudential Peters Realty, Monticello/ SA: Prudential Peters Realty, Monticello


GRAHAMSVILLE $170,000; Hastings Drive, 4 BR/1.1 BA split-level, 1586 sf, 1.25 ac, blt 1976, LA: Prudential Peters Realty, Monticello/SA: Non-MLS Broker, Further info n/a

MIDDLETOWN $123,600; Sproat Street, 2 BR/1 BA cottage, 778 sf, blt 1930, LA: John J. Lease Realtors, Middletown/ SA: ERA Curasi Realty, Montgomery

NEWBURGH $235,000; Chapel Road, 3 BR/2 BA ranch, 1456 sf, 1.9 ac, blt 1987, LA: John J. Lease Realtors, Newburgh/SA: Quinn Realty Group, Highland

NEWBURGH $50,000; Stewart Avenue, 3 BR/1 BA cottage, 826 sf, blt 1927, LA: Better Homes and Gardens Rand Realty, New Windsor/SA: Park Properties of the Hudson Valley, Newburgh

Submit listings at homes. Deadline is Thursday at noon. Listings will appear two Sundays following date of submission. Questions? Call 346-3253.

Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD Commercial & Industrial Property for Rent

Furnished Apartments Goshen/Washingtonville

1 BDRM APT 1st month rent $400

Washer/dryer avail. New carpet. Heat & electric included. References required. No pets. $735/mo. plus security Please Call 845-497-7665

TO PLACE YOUR AD CALL 845-341-1100, option 5 Homes for Rent

Homes for Rent

BLOOMINGBURG GOSHEN 2 BEDROOM Ideal location for your office MANUFACTURED HOME or business needs. Office suites catered W/D hookup, deck, quiet spot, 1 mile to your needs. Close to all major from Rte 17. $850/mo plus utilities highways. & 1½ month’s sec. Call 845-283-3623 Call 845-866-5158 MIDDLETOWN


3,200 sq. ft. of Class "A’ Office Space for lease, will divide. μPark like setting in executive business center New Windsor μMinutes to NYS Thruway, I-84 and Stewart Airport μ80 on-site parking spaces μCurrent tenants include American Cancer Society & an attorney μ$12/ sq. ft. NNN μFor more information, contact Broker/Owner Mark Raphael (845)656-2226


LIVINGSTON MANOR Small 3 Bedroom Avail Aug 1st, New Kitchen, 1 Bath, Near Port Jervis, Lake front country W/D Hookup, detached garage. Patio home. 1 Level duplex, patio, large in back, Ref Required $800 + Security scenic. Private ultra modern kit, 1 BA, Please Call: 914-523-9466 Lawn & snow plowing included in rent. Available now. No Realtors Fee. MARLBORO $1,035/mo. 845-856-8513


2 BEDROOM Country Cottage


Commercial & Industrial Property for Rent

on Delaware River. W/W carpet. oil heat. 50 Miles From Middletown . $1000 Per Month plus utilites.


Pole Barn 40’ x 75’, tractor trailer accesable, door opening 14’ high & CHESTER 15’ wide. Surveillance camera 3 ROOM STUDIO $1800/month. Close to Rt 17. $800/mo plus util. 1 month security 845-342-5017 No Pets, Call 914-755-4253

Condos & Townhouses for Rent CORNWALL on Hudson

3 Bedroom, 1 bath, formal dining & living room, walk-in-kitchen pantry, basement, off-street parking, front CORNWALL In Buttonwood Condominiums porch, park like setting yard. No smokMAIN STREET!! Swimming pool facility, kitchen & din- ing, no pets. $1,700/mo plus utiliting area. One month security required. ies. Call 914-474-8843. STORE FRONT!! Approx 900SF, large storefront win- $700/mo plus utilities. Call 845-800-3441 CORNWALL on Hudson dows. $800/mo + utils. 1 year lease. Newly Renovated home, 2 to 3 bedAvailable Immediately. No fee! rooms, 2 full baths, large living room, WASHINGTONVILLE Smitchger Realty hardwood floors, private yard & driveBROOKSHIRE CONDO way, new dish washer/washer/dryer. 845-534-7874 2 Bedrooms, 2Baths on 2nd floor. Avail 9/1. $1,350/mo plus utilities. No smoking/pets. $1,750/mo plus utilities. Call 914-474-8843 Pets ok. Community Pool! GOSHEN CORP Call or text 917-279-4372 HAS OFFICE SUITES AVAILABLE From 600 to 2,100 SF spaces Close to Courts, Banks, Post Office & WASHINGTONVILLE our classifieds help bring BROOKSHIRE CONDO Dining. readers to your door 2 BR & 2BA Call 914-443-1113 First floor. Avail. 9/1. $1,250/mo plus utilities. 1 month’s sec req’d. Sell your home. Classifieds Get Results! E-mail Call 917-576-5525. Lv message. MIDDLETOWN


Selling Your Home?

Times Herald-Record Homes for Rent

Homes for Rent

MONTGOMERY, TOWN OF Valley Central Schools, 5 Bedroom House, 2 1/2 Baths, Hardwood Floors, Carpet and More. Available August 1st BRAND NEW HOME 1st and last month rents with Security. $2,200mo Also Rooms for Rent in Newburgh Please Call: 845-857-2940

MOUNT HOPE Small 2 Bedroom Private setting, Private fenced yard, nice view. All updates. Washer/Dryer. Private road. $890/month + utilities. No dogs. Security & Refrences. Greenwood Lake 41200.month Security and refrences. Call 845-283-4660 HOUSE FOR RENT COZY! 3 Bdrm., 1 845-236-4900 Bath, full Kitch., Fire Place, Large Yard NEW WINDSOR Ranch 3 BR, 1 1/2 & Deck, in cul-du-sac, WATER included. bath, garage, private backyard quiet Inquire about pets, $1075/mo + se- MARLBORO 3BR Ranch in great area w/beautiful culdesac. $1,500/ utility 1 curity CALL: 845-216-9051 hardwood flrs, full bsmt & attached 1/2 mo. security No Pets, Available garage. LL will consider pets. 1 yr now Call/text 914-213-4584 HIGHLAND FALLS, Village of lease $1350/month, avail/ Aug. 518.858-0155. 3 BEDROOM 15th & 1.5 BATH PINE BUSH/ROCK HILL/WALDEN Call Marilyn Maines, NEWLY RENOVATED HOUSE 1BD house/renov/yrd/PB $695 w-w-carpet, hardwood floors, paint, Direct 914.805.5151 for info 1BD nr conv/Walden $875 RE/MAX Benchmark Realty plumbling, electric, full basement, front 2BD apt nr conv/Walden $1000 porch, rear porch, nice size yard, quiet 778-2263 Wolfe Realty 219-5674 nghbrhd. $1500/mo plus util, sec, MIDDLETOWN - OUTSKIRTS ref’s. Near West Point entrance. ROCKHILL/EMERALD GREEN 3200 SF 4BD, 2.5BA Call 845-541-0294 Excellent Condition. Ceramic tiles, û NEWER 4 Bdrms, 3 BAs û Finished Basement hdwd flrs, Jacuzzi, $2200/mo+utils, Very nice area! HIGHLAND MILLS first & last mth and security. No Pets 973-652-1293 TIMBER RIDGE COMMUNITY 845-343-4662 (New Development) 2 Bedroom Townhouse (could be 3) 2 Bath, 2 Car Garage, New Appliances, MONTGOMERY Brand New W/D, Monroe Woodbury 2 BEDROOM DUPLEX Schools & Recreation Area. 1½ BAs, recreation room, xlarge launour classifieds help bring No Mowing & No Snow Removal dry & storage, garage, large yard. Valreaders to your door $1800mo + Utilities ley Central School. Quiet area. 1 Month Rent, Ref’s and Sec Required $1,200/mo + sec & utils. Contact : 845-325-7511 Avail. August 1st Classifieds Get Results! Call 845-457-3232

Selling Your Home?

Times Herald-Record

Sell your home. Advertise in the Times Herald-Record

Sell your home. Advertise in the Times Herald-Record




Homes for Rent



Carpeted rooms w/priv. bath/, fplcs, Town of Newburgh ext. porches, patios, kitchen, W/D, 2BR/1BATH COUNTRY COTTAGE SU- free cable TV. All utils incl $775 & up PER CLEAN, lots of on Country Estate. N/S or pets. storage,Washer/Dryer Hookup,Wood 845-238-2150 Flrs.rooms painted white, country PLATTEKILL kitchen w. walk-in pantry. sunlight fills rooms. front n back porch, fenced in FULLY FURNISHED RM yard. near Rt. 9, Twn of Newburgh.By $495/mo Owner Harriet 718-909-7066 AVAIL $125 wkly. Shared bathroom & kitch7.10.13, Pet ok, $1250.00/mo. en. All utilities incld. TV, laundry & parking also incld. No pets. Males TUXEDO Sterling Forest State Park only. Call 845-566-0437 Very Nice 2 Bedroom 2 Bath Cottage, 2 Decks & AC. Easy Commute to NYC MIDDLETOWN & NJ. $1340mo / + Per Month ROOM FOR RENT Please Call: 845-351-5907 w/kitchen privileges. $125/wk. Prefer gentlemen, share bath. No WESTBROOKVILLE pets/smoking. 845-342-2648 CHARMING HISTORIC COTTAGE 2 BR & 2 BA 2 acres Bucolic setting w/stream, perfect for 1/2, d/w & w/d. $1,185 month Call 201-755-4574

e-mail your ad copy to



Furnished Motel rooms w/micro, refrig, HBO & WiFi, all utilities $135 to $175 Weekly $500 to $660 Monthly with kitchenettes $185 - $200 weekly $700 -$760 monthly + UC Taxes & Security, no pets 845.883.7395 June Special Only! Sign a 6 month lease anytime-no tax.

classads@ We’ll Take Care Of The Rest!



DID YOU KNOW? This very newspaper is made with soy oil based inks on paper with up to 40% recycled content.

42 DEVITO DRIVE New Home $319,900 contact Richard Shulkin Easy Lifestyle 845-542-1169



contact Richard Shulkin Easy Lifestyle 845-542-1169

contact Linda Egan ERA 1st Independent Realty 845-590-2902

Contemporary $329,900

Split Level $249,900



contact Sandy Cotthaus 1st Independent Realty 914-213-1550

contact Ana L.Perez or Lynn Pavlik 1st Independent Realty 845-549-9875 or 845-913-5877

Bi-Level $269,900

Cape $269,900

To Obtain Financing or Get Pre-Qualified

ERA 1st Independent Realty Eric Rounds Mortgage Consultant

NMLSR ID 404220

Cell 845-401-4510

Eugene Vargas Mortgage Consultant NMLSR ID 25882

Cell 914-424-0300

We’re committed to being your GREEN newspaper.

1662 Rt 300, Newburgh, NY 12550 845-566-3524 (office)

Subscribe today! Call 1 (888) 620-1700

TO PLACE YOUR AD CALL 845-341-1100, option 5


open house step into your future



1:00 PM – 4:00 PM


Dir: Rt. 17 West to Exit 115. Left off ramp onto Roosa Gap Rd. See signs.

1 Galloway Heights, Warwick, NY 10990 Call Walter Ross direct at 914-714-9926.


$249,000 & UP! OPEN HOUSE SAT. & SUN., 12-3 PM

Dir: Rt 17W to Exit 124, N on 207, L on Scotchtown Ave, 3rd R on Murray Ave.



OPEN HOUSE July 28, 2013 • 12:30 - 3pm

Beautiful 3 bedroom, 2 bath ranch in Goshen Schools. Formal dining room, formal living room features a gas fireplace. A dream of an eat-in kitchen with French doors opening to a vaulted ceiling screened porch overlooking a fully decked 16x32 ft in-ground pool!


OPEN HOUSE July 28, 2013 12-2 pm


Abbe Distelburger Associate Broker 845-341-6572

D.L. Hawkins and Associates


455 Bramertown Rd Tuxedo

206 Cross Road

Come see this wonderful Colonial w/contemporary flair on 5 acres…4 bedrooms, 2.5 baths, c/a, cen vac, in-ground pool w/cabana. Valley Central schools Close to commuter transportation & shopping areas. DIR: Goshen Trpk to Cross Rd…. #206 **SIGN**

Hosted by: Janet Delgado, Associate Broker 845-629-0841


$340,000 and Up!


179 South Street

Directions: Dolson Ave to Bedford, to left on South St, to #179.

Thomas E. Griffith Realtors, Inc.

226 Main Street - Goshen, NY 10924 (845)294-9333 ~

Ave. Right on Murray Ave. See signs

Expansive, Executive 4 bdrm Cape with 1st floor master, 3.5 baths. Formal living and dining rooms, crown moldings, built ins, wood fireplace, parquet floors, cabana room. Private in ground pool, lushly landscaped and terraced. So conveniently located near highways, shopping, OCCC, and the new ORMC. A MUST SEE! MLS 544688

Private 3,300 square foot Colonial beautifully decorated on 2.8 acres backing up to Sterling Forest State Park 4 large Bedrooms plus a home office with wrap around front porch over-sized 3 car garage located in the Town of Tuxedo with Monroe Woodbury Schools and lake access.

845-782-4470 ext. 18 Cell: 845-774-9378

OPEN HOUSE SUN 7/28, 1-3 PM 182 Murray Ave., Goshen, New York

DIRECTIONS: Main St. (Rte 207) to Scotchtown Ellen Barrett 845-742-1131



Ellen Barrett 845-742-1131

GOSHEN $310,000

Phase II has begun. Includes hardwood floors, granite counters, GE SS appl & Kohler fixtures. This Cambridge Model is located on Murray Ave #201. There are several models to choose. Come visit Ellen at the Open House!

Luxury Townhomes. Includes Oak Cabinets, GE appl & Kohler fixtures. This model is located on Pinto Rd #35. Come visit Ellen at the Open House!

Dir: NYSThruway to Exit 6, to Route 17W. Proceed 14 miles to Exit 120 (Middletown). R on Rt 211 E approx 2 miles to GoshenTpk. At light turn L, continue to Pinto Road.

$369,900 and Up! OPEN HOUSE SAT 7/27 & SUN 7/28, 12PM - 3PM



Pine Bush Schools. 2-3 Bedroom, 2 Bath Cape Cod on 12 acres of private woodland to explore. New hardwood floors, Central Air, Whole house generator, new septic, and more. Move in ready! Great vacation home or year round retreat only 5 mins. to Rt. 17 or 15 mins. to Middletown makes this an ideal commuter location. MLS #547497.

Dir: 17 M to Lakes Road to Cedar Cliff turning to West Mombasa to Bramertown #455

Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD

GEOTHERMAL package for heat/AC/HW. No oil or gas bills. Save thousands. This Lexington Model is located in Beaver Dam Estates w/ 30 new homes. Open flr plan fully loaded w/ extras and upgrades. Come see for yourself!

Dir: Rt 17W to Exit 120, R-Rte. 211E, R-Chandler, R-Beaver Dam Rd, 2nd R-Tweddle Farm

Visit Marion Bruhns 845-744-8100




99.00Print &Web packages

Call JenniferOlsenfordetails.845-343-7000ext.3600

wwith Print & Online classifieds from tthe Times Herald-Record.

and in with the new! ew! The Times Herald-Record and are published by Hudson Valley Media Group

AAs low as $10.95 for 7 days, Print & Online. V to place your ad Visit oor call (845) 341-1100 ext. 2180.


Sunday, July 28, 2013 ∂ TIMES HERALD-RECORD


Rate Pts. dn

THE BERKSHIRE BANK 15-yr Fixed 3.500 20-yr fixed 4.125 30-yr Fixed 4.375 15 Yr Fixed Jumbo 4.500 30-yr Fixed Jumbo 4.750

0.00 0.00 0.00 1.00 1.00

varies varies varies varies varies

TO PLACE YOUR AD CALL 845-341-1100, option 5

Fees APR Comments $545 $545 $545 $570 $570

3.591 4.200 4.431 4.613 4.816


Rate Pts. dn

Fees APR Comments



15 yr fixed 3.500 30 yr fixed 4.375

0 0

20% 20%

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066


30-yr Fixed 4.500 15-yr. Fixed 3.500 3/1 ARM 3.000 7/1 ARM 4.250 Home Equity Loan 1.990 Home Equity Line 1.990

0.00 0.00 0.00 0.00 — —

— — — — — —

— — — — — —

4.599 3.657 3.081 3.208 1.990 1.990

0 0 0 0 0

5 5 5 5 5

$0 $0 $0 $0 $0

4.63 3.67 5.01 3.30 6.10






30-yr Fixed Conf. 4.625 15-yr Fixed Conf. 3.625 30-yr Jumbo 5.000 5/1 30-yr 4.000 Construction Loan 6.000 Home Equity Loan (Fixed) 4.750

MID HUDSON VALLEY FEDERAL CREDIT UNION 30-yr. Fixed Conf. 4.625 15-yr Fixed Conf. 3.625 5/1 ARM 3.750 SONYMA Low Interest 4.625 SONYMA Achieving the Dream 4.125

0 0 0 0 0

5 5% 5% 3% 3%

Call Call Call Call Call


Hometown Bank



845-561-5607 Call Hudson Heritage at 845-561-5607 for more rates and mortgage options. Special rates, contact credit union for details.

30 Yr Fixed 15 Yr Fixed Fixed Construction 5/1Arm/Conf/Jumbo SONYMA

Rate Pts. dn



4.50 3.50 4.50 3.00 3.00

$145 $145 $145 $145 $145

4.521 3.529 7.367 2.930 3.498

0 0 1 0 0


5% 5%

— —

4.41 Competitive Closing Costs and 3.40 Approval Within 24 hours.

4.875 4.250

— —

20% 5%

— —

4.88 4.29

APPLICATION FEE WAIVED ** Purchase or refinance. • Fixed and variable rates with choice of terms • SONYMA mortgages with down payment assistance

NEW YORK 845-928-2845 — 4.380 NO INCOME LOANS AVAILABLE 0 3.416 0 3.490 "Best practices 0 3.990 lending" 100% Financing, Lower Fico Score, Better than Goverment Loans, Commercial Properties, your bank SBA, No Income. All With UNBEATABLE Rates and Service. 4.625



845-452-7323 $0


20-yr Fixed






15-yr Fixed






APR quoted assumes 25% down payment with no mortgage insurance requirement. Call us at 845-452-7323 to discuss your options!

This is space available for your company to display its lending rates!

Apply online, or call to schedule your appointment with one of our mortgage consultants, any day of the week!

800-249-3832 **Limited time offer


This is space available for your company to display its lending rates!

Download Today! Member FDIC

It shouldn't be that hard to find a good lender that will treat you with prompt, courteous service. Occasionally, there are a few.

That's where we come in.

To Advertise on this mortgage page, please contact Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

ULSTER SAVINGS BANK 15-yr Fixed 3.250 30-yr Fixed 4.500 FHA 30-yr Fixed 4.250

0 0 0

5% 5% —

Please Call 3.350 Please Call 4.559 Please Call 5.809


*Points include discount and/or origination fees. Interest only programs available. ‘=Fees(Application+Appraisal+ Credit+ Processing) 2nd Home, PRIMARY, 2nd Home, Investment, Land & Construction Loans Available. Primary, Investment, Land & Construction Loans Available


• Fast and convenient local closings

For more info on our residential loan products call Deanna 341-5036

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

• FREE preapprovals

Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

Rates change frequently - call for current quote today! Rates and terms quoted are for qualified applicants only. *e.g. 360 monthly payments of $5.52 per $1,000 borrowed **e.g. 180 monthly payments of $7.91 per $1,000 borrowed

SUPERIOR MORTGAGE CO., INC. OF 30-year Fixed 4.250 0.00 5% 20 YR Fixed 3.375 0.00 5% 15- year Fixed 3.375 0.00 5% FHA 30YR 3.750 0.00 3.5%

(Valued at $145)

845-341-5000 3.51 3.76 4.51

Licensed Mortgage Banker, NYS Banking Department

Lic. Mortgage Banker NYS Dept. of Financial Services NMLS 1408

— — —

Member FDIC


0 0

Now is a great time to purchase or refinance with rates at historic lows. Contact Denise Quinn at 845-522-3844 email address DQUINN@ MHVFCU.COM or Tim Zwart at 845-594-9056 or TZWART@ MHVFCU.COM.

Financing via 3rd party providers.

4.375 3.375

Rochester Home Equity, Inc. NMLS#20517 Licensed Mortgage Banker – NYS Banking Department 180 Office Park Way, Suite 2000 • Pittsford, New York 14534 (585) 263-4353 or (800) 797-6669 *30/**15 yr Rate - 30/15 yr APR

30-yr Fixed


20% 20% 20%

• Fast and convenient local closings

30-yr Fixed 15-yr Fixed 30- yr Jumbo Non-Conf. 20-yr Fixed


Tax Free Cash - No Mortgage Payments Call Today for Free Information to See if a Reverse Mortgage Works for You Call Len Oslar (NMLS 65781) at 201-529-1401 M/F 8:30-5:00

0.00 0.00 0.00

• FREE preapprovals

APR quoted assumes 20% down payment w/ no mortgage insurance requirement. Call us to discuss your options.


3.50 3.75 4.50

• SONYMA mortgages with down payment assistance



10-yr 15-yr 20-yr

20%* 20%* 10% 20%* 3%

• Fixed and variable rates with choice of terms

800-451-8373 EXT. 5002 4.648 3.665 3.365 4.648 4.148

Registered 3.59 Mortgage Broker 4.43 NYS Banking Dept.


This is space available for your company to display its lending rates!


30yr Fixed 15yr Fixed 10/1 ARM 5/1 ARM 3/1 ARM

4.625 3.625 3.875 3.250 2.875

0 0 0 0 0

845-457-7700 20% 20% 15% 15% 15%

$450 $450 $450 $450 $450

4.657 3.668 3.683 3.271 3.186

Construction, Land and First Time Homebuyers. Rates and fees subject to change without notice. Your rate and term may vary and cannot be determined until you apply and are approved for a loan

This is space available for your company to display its lending rates! Please Call Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066

WALLKILL VALLEY S&L ASSOC. 15 Year Fixed Rate 30 Year Fixed Rate 3/1 ARM 5/1 ARM 10/1 ARM

3.750 4.500 3.125 3.375 4.125

0 0 0 0 0

varies varies varies varies varies

845-895-2051 — — — — —

3.810 4.571 3.175 3.395 4.195

Commercial & Residential Loans available. For more information contact: Commercial - Barry Sutton 895-2051 ext. 231 Residential - Melissa Flickenschild 895-2051 ext. 226

The Times Herald-Record assumes no liability for typographical errors or omissions. To display information, lenders only should contact Muriel Boykin 845-346-3115 or Angel Barnard 845-346-3066


Sunday, July 28th, 2013  

Sunday Real Estate Classifieds section from the Times Herald-Record and