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Farmers & Merchants Bank is proud to offer the area’s most experienced home mortgage team with 75 years of combined experience. And, we are honored to have pro vided construction or permanent financing for several homes featured in the 2011 Parade of Homes. Since January 1, Farmers & Merchants Bank has provided Deb Young Lori Leonard construction loans, permanent financing or refinancing for 119 families totaling more than $13 million. That’s proven results for you! See one of our experienced home mortgage specialists today, and start building the home of your dreams.

31st & 2nd Avenue • Kearney • 236-5411


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