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welcome new chamber members Joined in October 2016 All Native Group Automatic Data Processing AXA Advisors, LLC - Ricardo DonAlexis B.L.A.S.S., LLC (Blass Leadership And Strategic Solutions) Bar Louie Joined in September 2016 Blevins Bicycle Company LLC Community Action Partnership Huntsville/Madison Burger King - Store #1225 & Limestone Co., Inc. Burger King - Store #12710 DIT - Distribution Information Technologies, Inc. Burger King - Store #13084 DQ Grill & Chill Store #44222 Burger King - Store #22937 Enterprise Horizon Consulting Group Burger King - Store #2297 Flibe Energy, Inc. Burger King - Store #251 Frios Gourmet Pops Burger King - Store #6468 The Garage at Clinton Row (Clinton Row Partners, LLC) Burger King - Store #8173 GLO Airlines CipherNova, LLC Global Fire Sprinklers, LLC Comfort Systems USA GRAY Salon & Blow Dry Bar Daylight Donuts Green Bus Brewing Deaf Access, Inc HighSecLabs, Ltd. Dolce Pan Bakery Huntsville Escape Rooms Golden Reapers Consulting Inc Huntsville SOF Network High Johnson Internet Media J. Henry Plumbing Isaac Health & Prevention Jared the Galleria of Jewelry Jackson Plumbing Heating & Cooling Kona Grill Nationwide - Jon Peters Insurance Agency Maynor & Mitchell Eye Center Next Level Tactics Merry Maids NidhiTech (IT Consulting Services, Inc.) Mezza Luna Catering (CDHS Group, LLC) Papa Murphy’s Take N’ Bake of Madison Outback Steakhouse - Madison QuickFix Phone & PC Repair RiVidium Inc Regency Technologies Rooms To Go RiverStone Solutions, Inc. RUAG Space USA Inc. Roosevelt and Co. (Shop Hsv, LLC) Tea Time Band SafeHealth, Inc. Tha Food Truck Salty Gator Trading Company Madison Square 12 Luxury Theatre (Touchstar Cinemas) Shepherd Living at The Range Walmart Neighborhood Market #5925 Superior Realty Group Inc Xpanse, Inc. Tango Tango Inc. Xtend Barre Huntsville Thomas HVAC Company, Inc. Tiger-Rock Martial Arts of South Huntsville Twickenham Travel ViaLight Space, Inc. Wish You Were Beer Bottle Shop & Taproom Wolde Flooring, LLC

If you want to make a valuable investment in your business and the community, the Chamber is the place to start. Contact Donna McCrary, Membership Retention Manager: 256-535-2027 or dmccrary@hsvchamber.org. 4 initiatives dec 2016-jan 2017


CHAMBER OF COMMERCE OF HUNTSVILLE/MADISON COUNTY

DEVELOPMENT PARTNER

DEVELOPMENT COUNCIL

CHAIRMAN’S COUNCIL

PRESIDENT’S CIRCLE

REGIONAL PARTNERS

LEADERSHIP FORUM

Huntsville Hospital

Port of Huntsville

ADTRAN, Inc. The Boeing Company City of Madison Emerson Network Power - Avocent Redstone Federal Credit Union Remington Outdoor Company

Madison County Commission

Tennessee Valley Authority

Regions Bank

EXECUTIVE COUNCIL BBVA Compass SAIC

Crestwood Medical Center

Lockheed Martin Corporation

SES - Science and Engineering Services, LLC

PNC Bank

Teledyne Brown Engineering, Inc.

CHAMBER TRUSTEES AEgis Technologies Group DynCorp International

• •

Aerojet Rocketdyne Dynetics, Inc.

Lanier Ford Shaver & Payne P.C. S3

Blue Cross & Blue Shield of Alabama

First Commercial Bank

Jerry Damson, Inc.

Northrop Grumman Corporation

Sealy Management Company, Inc.

PARSONS

Torch Technologies

• •

Booz Allen Hamilton, Inc. Landers McLarty Corp.

Raytheon Company

Wyle CAS Group

PROGRESS PARTNERS ASRC Federal Analytical Services • Baron Services, Inc. • BASF Corporation • BB&T • Bill Penney Toyota, Scion & Mitsubishi Bradley Arant Boult Cummings LLP • Coates Transportation Group • Colliers International • Connected Logistics • Consolidated Construction Co. Corporate Office Properties Trust • Davidson Technologies, Inc. • Google • Huntsville-Madison County Builders Association • iBERIABANK Intergraph Government Solutions • J. Smith Lanier & Co. • Keel Point, LLC • L-3 - Corporate HSV Operations • LEAN Frog Business Solutions, Inc. LogiCore • MTS, Inc. • Progress Bank • Radiance Technologies • Rosie’s Restaurants, Inc., & Right Way Restaurants, Inc. (dba Steak Out) SELEX Galileo Inc. • ServisFirst Bank • Turner • Vencore, Inc. • Wells Fargo Bank • Woody Anderson Ford

PROGRESS INVESTORS 4SITE, Inc. • AECOM • Alpha Beta Technologies • Amanda Howard Real Estate • Anglin Reichmann Snellgrove & Armstrong Averbuch Realty Co., Inc. – Scott Averbuch • BancorpSouth • Brown Precision, Inc. • Bryant Bank • CB&S Bank • Century Automotive • CFD Research Corp. Coast Personnel Services • deciBel Research • Decisive Analytics Corp. • Deloitte • DESE Research • Digium • Fite Building Company Foreign Language Services • Fountain, Parker, Harbarger • Garver • General Atomics • HEMSI • Hiley Cars Huntsville • Huntsville Botanical Garden Huntsville/Madison County Convention & Visitors Bureau • Huntsville Tractor & Equipment • InterFuze Corp. • Investor’s Resource/Raymond James IronMountain Solutions • The Lioce Group • Littlejohn Engineering Associates • LSINC Corp. • MSB Analytics • National Bank of Commerce North Alabama Multiple Listing Service • PALCO Telecom Service • PHOENIX • PROJECTXYZ • Public Financial Management • QTEC • Renasant Bank RJ Young Co. • Sierra Lobo • Sigmatech • Systems Products and Solutions • Technicolor • Venturi • West Huntsville Land Co. • Wilmer & Lee dec 2016-jan 2017 initiatives

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Meet Our Huntsville Lending Team

DeMarco McClain Vice President

Barry Bryan Senior Vice President

Tim Singleton Madison County Area President

256-533-7834 | bibank.com | Member FDIC

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coverstory

Chamber Foundation Investing in a Smart Place

22 12 24,27 18

biosciencebriefs economicdevelopmenthighlights educationnews government& publicaffairs

11 23 25 20

magazinenews nasanews smallbusinessawards space&defense 4 5 8 10 26

Welcome New Chamber Members HREGI Investors Message from the President | Board Listing Community Profile Chamber Staff | Associated Organizations

editorial staff publisher Chip Cherry, CCE executive editor

Carrie Rice editorial designer

Kristi Sherrard contributing writers

Lyndsay Ferguson Mike Ward The mission of the Chamber of Commerce of Huntsville/Madison County is to prepare, develop and promote our community for economic growth.

www.HSVchamber.org

advertising sales

See page 11

(additional contact information on page 26)

Submissions for editorial content are not accepted. Information in this and other Chamber publications is at the discretion of the Chamber of Commerce of Huntsville/Madison County. dec 2016-jan 2017 initiatives

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Chamber of Commerce

Executive Committee and Board of Directors 2016 Executive Committee Rose Allen, Chair, InterFuze Corporation Joe Newberry, Chair-Elect, Redstone Federal Credit Union Rey Almodóvar, Immediate Past Chair, INTUITIVE Ron Poteat, Chamber Foundation Chair, Regions Bank Kim Lewis, Secretary/Treasurer, PROJECTXYZ, Inc. Gary Bolton, Vice Chair, Economic Development & Industry Relations, ADTRAN, Inc.

Kevin Byrnes, Vice Chair, Government & Public Affairs,

A Message from

Chip Cherry

Raytheon Company

Penny Billings, Vice Chair, Membership, BancorpSouth Greg Brown, Vice Chair, Workforce & Education, Brown Precision, Inc.

Jeff Gronberg, Vice Chair, Small Business & Events, deciBel Research, Inc.

Dear Chamber of Commerce Investors, Community Leaders and Friends:

Danny Windham, Vice Chair, Marketing & Communications,

Our new Chamber Foundation initiative to support the 9th Grade Career Preparation classes in Madison County, and the Cities of Madison and Huntsville is exciting! The Career Prep class provides students with the opportunity to gain a better understanding of the career options available to them and the path to successfully entering their chosen field. By supporting professional development programing for 9th Grade Career Prep educators, the Chamber and its members will help provide the instructors with insight into the various employment opportunities in the region and what is required of students to be successful in various career fields. The Chamber Foundation led interaction between the business community, and the educators will lead to collaborations, which will lead to a fuller and richer educational experience for the students. We believe that collaboration with Career Prep education professionals also will lead to more informed students, and ultimately, better alignment between career choices and job availability. This is win-win for everyone involved.

Tharon Honeycutt, Vice Chair, Member Engagement,

Digium, Inc.

With the holiday season in full swing, I encourage you to reconsider shopping online and instead, shop local. Shopping locally supports local jobs and local companies, and our economy. Your purchases from small business retailers impact our community in more ways than you can imagine. I encourage you to try shopping local this holiday season – you may be surprised what you will find! During this and every holiday season, we reflect on our blessings. I offer thanks to our men and women in uniform and their families. Many of us are able to gather with family and friends to celebrate, but many military families have loved ones who are in harm’s way, so please remember them this holiday season as you gather. I would also like to thank the civil servants that support them and our contractor community who serve in critical roles. Another group we need to keep in our thoughts and prayers are the men and women in law enforcement. They play a critical role in our communities; you are in our thoughts and prayers as well. On behalf of the Chamber and the Business Community of the Huntsville Region, thank all of you for your service and your sacrifice! I wish you and your family a blessed Holiday Season and a prosperous New Year!

Chip Cherry, CCE President & CEO Chamber of Commerce of Huntsville/Madison County

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MSB Analytics, Inc.

Mayor Tommy Battle, Chair-Appointed, City of Huntsville Mark Curran, Chair-Appointed, L-3 Communications - HSV Ops Bryan Dodson, Chair-Appointed, PHOENIX Beth Sippel, Chair-Appointed, First Commercial Bank Chairman Dale Strong, Chair-Appointed, Madison County Commission

Mayor Paul Finley, Chair-Appointed, City of Madison Tracy Marion, General Counsel, Lanier Ford Shaver & Payne, P.C. Chip Cherry, President & CEO, Chamber of Commerce

Elected Board Bill Bailey, Radiance Technologies, Inc. Kristina Barbee, Booz Allen Hamilton, Inc. Bob Baron, Baron Services, Inc. Janet Brown, Belk Kevin Campbell, Northrop Grumman Corporation Frank Caprio, Bradley Lynn Collyar, Deloitte LLP Michael Cox, PARSONS Deke Damson, Jerry Damson Honda Acura Dorothy Davidson, Davidson Technologies, Inc. John Eagan, BB&T Joe Fehrenbach, Intergraph Corporation Trip Ferguson, U.S. Space & Rocket Center David Fernandes, Toyota Motor Manufacturing Alabama, Inc. Gene Goldman, Leidos Mike Gullion, SCI Technology – a Sanmina company John Gully, SAIC Jan Hess, Teledyne Brown Engineering, Inc. Steve Hill, AEgis Technologies Group Lee Holland, Turner Construction Dr. Pam Hudson, Crestwood Medical Center Dr. Andrew Hugine, Alabama A&M University Hank Isenberg, IronMountain Solutions John Jordan, Wyle CAS Group David King, Dynetics, Inc. Brian Magerkurth, Par Pharmaceutical Janice Migliore, PALCO Telecom Service, Inc. Leigh Pegues, PNC Bank Jim Rogers, Lockheed Martin Corporation Jeff Samz, Huntsville Hospital Dr. Gurmej Sandhu, Sigmatech, Inc. Charlie Sealy, Sealy Management Company E.J. Sinclair, SES - Science and Engineering Services, LLC Cynthia Streams, Domino’s Pizza (Valley Pizza, Inc.) Nilmini Thompson, Systems Products and Solutions, Inc. Tim Thornton, nLogic, Inc. Lynn Troy, Troy 7, Inc. Ken Tucker, The Boeing Company Frank Williams, Landers McLarty Dodge Chrysler Jeep


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communityprofile Population

Madison City of County Huntsville

City of Huntsville Madison Metro Area

Top Ten Employers Redstone Arsenal* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35,866* Huntsville Hospital System . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7,129

2010 Census

334,811

180,105

42,938

417,593

NASA’s Marshall Space Flight Center* . . . . . . . . . . . . . . . . . . . . . . . . . . . 6,000

2015 Census

353,089

190,582

46,962

444,752

Huntsville City Schools . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,079

5.5%

5.8%

9.4%

6.5%

The Boeing Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,600

% Growth

Madison County Schools . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,389

Households & Income # of Households

135,409

16,583

167,565

Avg. Household Income $79,837

$71,903 $112,609

$77,454

Per Capita Income

$31,010

$30,960

$32,307

76,959

$42,284

Sources: U.S. Census Bureau (www.census.gov), 2014 American Community Survey

SAIC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,229 City of Huntsville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,206 The University of Alabama in Huntsville . . . . . . . . . . . . . . . . . . . . . . . . . . 1,675 ADTRAN . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,522 Source: Chamber of Commerce of Huntsville/Madison County *includes on-site contractors

Aerospace & Defense Huntsville/Madison County is home to the U.S. Army Redstone Arsenal and NASA’s Marshall Space Flight Center which combine to drive a thriving aerospace and defense technology industry. More than 41,000 people work at Redstone Arsenal and NASA managing some of the country’s most important and sophisticated technology programs including missiles, aviation, and space exploration.

Research & Technology Huntsville’s Cummings Research Park has earned a reputation as a global leader in technology development. The second-largest science and

For more information, visit:

technology park in the U.S., Cummings Research Park is home to more

www.hsvchamber.org

development.

than 300 companies and 29,000 people involved in technology research and

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Huntsville_Initiatives_December_2016.pdf 1 11/9/2016 2:12:31 PM

magazinenews

2017 & Beyond Moving forward with Initiatives

T

he Chamber’s Initiatives magazine is one of the primary vehicles through which we address topics of interest to the business and professional communities in the Huntsville market. It provides the opportunity to profile key subject matter in greater detail, and as a result, the publication is widely read by Chamber members, and passed along to colleagues, clients and customers. This magazine can be found in reception areas and in conference rooms of some of our most influential C-Suites and businesses. Initiatives plays a key role in providing that information and making those connections. BIG NEWS: It is with great excitement that we announce that the Chamber will take full publishing control of Initiatives magazine beginning with the February 2017 issue. We will continue to provide readers and advertisers with incredibly important and relevant business news and information, but we will now sell all advertising in-house with the generous support of our amazing Chamber sales staff – which means lower advertising rates for you! We have new a new rate card and media kit we think will appeal to broader business clientele. Please contact our sales team (below) if you would like to learn more about advertising in Initiatives! In addition, the Chamber also will launch Initiatives Online in 2017. Beginning in March 2017, Initiatives Online will publish every other month and will supplement our Initiatives magazine that prints on opposite months. Initiatives Online allows us to capture and provide more up-to-date business news as it happens. We believe that Initiatives magazine and Initiatives Online is a perfect combination that will give advertisers twice the marketing punch. Advertisers in our print magazine will receive a FREE online ad. This will give advertisers the staying power of a print issue that is valued by influencers – and it also will provide a global marketing reach through the online edition. Finally, a very big THANK YOU to Crestwood Medical Center for their upcoming 2017 presenting sponsorship for Initiatives magazines – we are thrilled to have a tremendous partner in Crestwood for our print edition! We encourage you to explore advertising in Initiatives as part of your advertising and communications strategy … call or email today! Carrie Rice

C

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CM

MY

CY

CMY

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Tina Blankenship Chamber membership representative

256-535-2007 work 256-924-4254 cell tblankenship@hsvchamber.org

Tiffany Jordan Chamber membership representative

256-535-2019 work 256-924-4155 cell tjordan@hsvchamber.org dec 2016-jan 2017 initiatives

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economicdevelopmenthighlights Boeing Adds Nearly 400 Jobs in Huntsville

snap: The Wall Street Journal recently touted Huntsville, Alabama as a new Silicon City! In a print and online article, the WSJ interviewed executives with Curse, Inc. and the Chamber’s own Senior Vice President for Economic Development, Lucia Cape. To read more about the new Silicon City, visit bit.ly/siliconHSV

Boeing will add approximately 400 jobs to Huntsville by the end of 2020. The jobs are largely associated with the company’s Strategic Defense & Intelligence Systems business, and the positions will be in the areas of missile defense engineering, advanced manufacturing and administrative support. “Boeing’s announcement reinforces our strategic pivot back to research and development after achieving much success in advanced manufacturing. Huntsville is a knowledge-based economy, and Boeing continues to invest here because our talent pool matches the needs of their workforce requirements,” said Huntsville Mayor Tommy Battle. “Boeing has been a tremendous corporate partner, and we are thrilled to play an important role in the company’s ability to create greater efficiencies. It is Huntsville’s talents that will help Boeing meet the needs of the warfighter and, in turn, help Battle secure our nation and that of our allies.” The movement is also another indication of Alabama’s importance to Boeing. According to a recent study from the University of Alabama’s Culverhouse College of Commerce, Boeing’s impact on Alabama’s economy is approximately $2.3 billion. “The Boeing announcement of additional jobs in Madison County once again highlights Boeing’s 100 year history to our Nation’s defense and intelligence sectors,” said Madison County Commission Chairman Dale Strong. “These 400 jobs will take Boeing’s footprint to just over 3,100 jobs in Alabama. This furthers their commitment to our region, and once again shows that Madison County is perfectly positioned in every aspect related to missile defense, space and National security.” Strong Boeing is Alabama’s largest aerospace company, employing more than 2,700 people. Spending on payroll, suppliers and others exceeds $1

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billion annually and, in 2015, Boeing and its employees contributed $1.7 million to their communities. “As a Chamber and as a community, it is our mission to lead economic development efforts that will have a positive impact on our community, region and State,” said Rose Allen, 2016 Board Chair of the Chamber of Commerce of Huntsville/Madison County. “Boeing has been a tremendous community partner for decades. We are grateful for their commitment, and we look forward to continuing our long and productive relationship with Boeing.” ∏

Polaris Slingshots into Production Polaris held its grand opening of its newest Polaris Center of Manufacturing Excellence in suburban Huntsville, where 450 employees are now producing the Polaris RANGER and Polaris Slingshot. The facility will accommodate up to 1,700 Employees. The new $142 million production facility enhances the company’s ability to meet market demand for selected products, and the location provides efficient distribution channels to regions featuring high concentrations of Polaris dealers and consumers. “The output from this new facility will allow us to meet consumer demand for some of our most popular vehicles,” said Polaris CEO and Chairman Scott Wine. “Inside this plant, a skilled and productive workforce from the Huntsville area is utilizing advanced manufacturing equipment and processes. We are achieving optimized production efficiency while creating vehicles that meet the high Polaris standards for quality and product safety.”

Site prep began in February 2015, and construction began in May 2015, and the Polaris team began production of market-ready vehicles in May 2016. Polaris is located at 7049 Greenbrier Parkway NW, in Madison, Ala., in a section of Limestone County that was annexed by the City of Huntsville as a business development district. The new manufacturing facility has a footprint of 910,000-square-feet on a campus that spans 505 acres, so there is space for future expansion as needed. Along with the production facility, the campus includes a distribution warehouse and a product research and development (R&D) center. Among the plant’s current production capabilities are: multiple flexible assembly lines, metal fabrication, welding stations, chassis and bodywork painting, and injection molding. With advanced engineering and state-of-the-art production equipment, the facility can be reconfigured for production of vehicles other than those currently being produced. ∏

AT&T Gigabit News AT&T launched ultra-fast internet service in parts of the greater Huntsville area and parts of Madison. They now connect eligible homes, apartments and small business locations in the area to a 1gigabit internet connection on their 100% fiber network under the AT&T FiberSM umbrella brand.

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by Carrie Rice

A

s mentioned in Chip’s Message from the President on page 8, the Chamber of Commerce of Huntsville/Madison County is focusing the efforts of our Chamber Foundation on developing a talent pipeline for our region. To that end, the Chamber Foundation has launched a new program to provide professional development for local high school Career Prep teachers in order to enhance career awareness and align student post-secondary plans with industry needs in our community.

Developing a Talent Pipeline All students in Alabama are required to take a Career Preparation Course in 9th Grade, yet one of the most compelling workforce issues facing our region is the misalignment between what students are pursuing after high school and what our region has identified as high-demand positions. While all 9th grade students must take the Career Prep Course, currently, there is no standard Professional Development for Career Prep teachers. To address this professional development need, the Chamber Foundation designed Industry Insights – a program that has already been piloted regionally with career coaches and Career Tech Directors, and was received with an overwhelming positive response. Of all participants in the pilot program, 100 percent of

them said they would choose to participate again, and that the programs had relevant, tangible information they could take back to their students and peers. “Huntsville is a community that has such fantastic engagement by all stakeholders in its education system. They know creating the workforce of tomorrow requires investing in human capital where it matters most – the classroom,” said Cheryl Oldham, Senior Vice President of the U.S. Chamber of Commerce Foundation. To Cheryl’s point, our local business community is Oldham the only voice that can truly articulate current and future workforce needs. By bringing Career Prep educators into the business community, we will have the opportunity to facilitate dialogue and develop networks to identify workforce needs, share pathways to obtain the skills and experiences needed, and also look for opportunities to expose students to careers before they invest in post-secondary or higher education. Since the 2008 recession, more than 99 percent of all job growth in the recovery went to workers with more than a high school education. Workers with a high school diploma or less saw virtually

continued on page 16 dec 2016-jan 2017 initiatives

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Chamber Foundation, from page 15 no jobs recovery. That means we should expect that our high school students will need some form of post-secondary education (college or credentialing) to be well-prepared. However, about 80 percent of college freshmen have not declared a college major and nearly 50 percent of those who have declared a major will switch during college. Seventy percent of all college students will change their major. These numbers prove that students across the country are not aware of their skills, interests and abilities before making major decisions, therefore creating unnecessary expense and frustration, and wasting time. The Chamber Foundation’s Industry Insights program will expose educators, counselors, career coaches and career prep teachers to the talent needs in our community, along with the skills required and the pathways for students to enter these careers. By enhancing the capabilities of those teaching the Career Preparation Classes, properly trained and resourced Career Prep instructors will be more effective when teaching their students. The result will be students making informed decisions on their career and education paths that align with regional occupations and opportunities. “In order to prepare students, we know that it is first critical to prepare teachers,” said Lyndsay Ferguson, Ferguson Workforce Development Director with the Chamber of Commerce of Huntsville/Madison County. “The Chamber is in a

unique position to work with our partners to provide professional development training for teachers and enhance the learning experience of the students.” The Foundation’s Industry Insights program will provide four in-service trainings per year for the estimated 40 educators in the Madison County, Madison City and Huntsville City school systems who teach the Career Preparation Course to approximately 4,200 students annually. The program also will leverage the training with a network of speakers who will engage with the students in the classroom and collateral materials to support instruction. Our Chamber of Commerce of Huntsville/Madison Chamber Foundation effort, along with help from our partners in the business community and in the schools, will provide a richer experience for the students which will results in their making more informed career and education choices. More informed choices lead to better alignment of job/career/education with local employment opportunities.

About the Chamber Foundation As a 501(c)3 nonprofit, the Chamber Foundation’s mission is to lead workforce and education efforts that will ensure Huntsville/ Madison County has sufficient quantity and quality of talent to meet employer needs and support sustained growth. “Students learn best when they understand how their learning

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applies to the world around them. Our community gets that. We all have a role to play in helping students gain the knowledge and skills they need to succeed in an increasingly competitive workplace,” Ferguson said. “Our business leaders understand that investing in education is smart business. It is critical for the success of our students and it is equally critical for the future success of Huntsville/ Madison County.” We’ve all witnessed the amazing growth and prosperity in recent years throughout Huntsville/Madison County. The Chamber supports this growth and ensures our community’s continued success as a destination region for jobs and quality of life. However, these efforts require industry, education, and public sector stakeholders working together and investing in classrooms today to develop the workforce of tomorrow. Ensuring that our students are fully prepared for college and the workplace is one of the most important things we can do to build a strong economy. Because our Chamber is fortunate to represent nearly 2,100 business members in our community, we are uniquely positioned to lead this work and support educators as they prepare students in Huntsville/Madison County for smart futures. New, beginning in January 2017, the Chamber Foundation will be funded through voluntary contributions by our Chamber members. These voluntary contributions will be added to their annual membership invoices. Each invoice will include a line item titled

“Voluntary contribution to the Chamber of Commerce of Huntsville/Madison County Foundation”. Members who do not wish to participate in this voluntary contribution can strike-through the amount and pay only their dues. This voluntary contribution note will be included on all annual membership renewal invoices. The voluntary contributions are as follows: ∏ A $25 flat voluntary contribution for members whose dues are $500 or less per year ∏ A 5% voluntary contribution for members whose dues are greater than $500 per year Of course, should members choose to donate more than their identified voluntary contribution, it will be greatly appreciated, and will be used for further workforce and education programming, beginning with the Industry Insight program. We hope you will choose to invest in a smart place by supporting the Chamber Foundation and this important educational effort. For more information, please visit bit.ly/ChamberFoundation, or contact Lyndsay Ferguson at lferguson@hsvchamber.org.

Carrie Rice

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government&publicaffairs

Staying the Course Preparing now for 2017 Agendas and Updates Federal Agenda The Chamber kicked off our effort to begin drafting the 2017 Federal Agenda on Nov. 9, following the election of Donald J. Trump as the 45th President of the United States. The Chamber’s 2017 National Government Committee is chaired by Ronnie Chronister of Dynetics, and co-chaired by Craig Naudain with SAIC. The National Government Committee is comprised of approximately 60 leaders from local industry. The Agenda is the committee’s annual effort to identify the critical issues affecting the local economy on which our Congressional Delegation can play an instrumental role. The Agenda will be presented to the Chamber’s Board of Directors at their meeting in February, Newberry 2017. In addition, a small delegation of Chamber’s leaders will review the Federal Agenda with the members of the Alabama Congressional Delegation in early March before officially presenting the Agenda to the Delegation during the Chamber’s Annual Washington DC Trip April 30-May 2, 2017. The Chamber delegation reviewing the agenda in the March

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meeting with the members of Congress will include the 2017 Chamber Board Chair, Joe Newberry, President of Redstone Federal Credit Union; Vice Chair for Government & Public Affairs, Gen. (USA ret.) Kevin Byrnes of Raytheon; the National Government Committee co-chairs; Chamber President & CEO Chip Cherry, and the Chamber’s Senior Vice President for Government and Public Affairs, Mike Ward.

State Agenda The Chamber also kicked off the State Agenda drafting effort on Nov. 9. The Chamber’s State Government Committee is chaired by Carter Wells with the HudsonAlpha Institute for Biotechnology and co-chaired by Alicia Ryan with LSINC Corporation. The State Agenda will be presented to the Board for approval at their January meeting before being presented to the state legislative delegation during the Chamber’s Annual Montgomery Trip on February 28-March 1, 2017. This trip will coincide with the Aerospace States Association’s “Aerospace Days” on March 1-2 in Montgomery.


Redstone Update By the time you will have received this issue of Initiatives magazine, the Chamber will have just completed our Redstone Update, featuring General Gus Perna as the keynote speaker at the Update luncheon. Gen. Perna is the new Commanding General of the Army Materiel Command. The Update included presentaPerna tions from more than a half dozen of the federal entities located on Redstone Arsenal.

Upcoming Events We’ll be kicking off the New Year with Madison County Commission Chairman Dale Strong’s State of the County Address on January 5. This event is sure to sell out prior to the registration deadline, so be sure to sign up early: bit.ly/2017county-address The Chamber is trying to nail down a date for a Strong NASA SLS Support Tour to NASA’s Michoud Assembly Facility. The tour will include a test of the RS 25 engines that will power the SLS Core Stage and tour of Michoud where the Core Stage is being manufactured, and an overnight stay in New Orleans. The SLS is scheduled to take its maiden (un-crewed) flight orbiting the Moon late in 2018. A crewed flight will follow later. Stay tuned for future dates for the support tour. •

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dec 2016-jan 2017 initiatives

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space&defense

Boeing Milestone Providing $2.3 Billion Annual Economic Impact to Alabama

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oeing is celebrating their 100th year – and for more than 50 years of that, Boeing has played a vital role in building the nation’s space and defense programs in Alabama, and has grown to become the largest aerospace company in the state. Approximately 2,750 employees work at two main facilities in Huntsville, located in the Jetplex Industrial Park and at Redstone Gateway. Boeing Huntsville supports both defense and commercial customers in the areas of civil space, space transportation systems, space systems, missile systems, systems engineering and integration. The company first established a presence in Alabama in 1962 to support the nation’s new space programs. With innovative and affordable capabilities to support the customer, Boeing Huntsville is a low cost, high tech center of excellence.

Boeing manufactured the U.S. Elements of the International Space Station at the Marshall Space Flight Center.

Boeing is a powerful economic force in Alabama, contributing $2.3 billion annually to the state economy and creating more than 8,393 direct and indirect jobs in the state, according to a recently completed company-commissioned economic impact study. The study found that, on average, Boeing employees earned more than twice the average 2014 earnings for an Alabama worker. Commenting on the results, U.S. Representative Mo Brooks stated, “The study shows that Boeing’s innovative technology solutions are in high-demand and that Alabamians are driving innovation at the forefront of aerospace and defense industries.” Major economic impacts in 2015 include: • creating 8,393 direct and indirect jobs in the state • distributing a payroll of $264 million • spending $749 million in addition to payroll; including $532 million to suppliers • contributing nearly $1.7 million to non-profit organizations • stabilizing and sustaining a highly skilled, technical workforce “Boeing is stronger than ever as we launch into our second century. We continue our commitments to customers, our employees, 20

initiatives dec 2016-jan 2017

and the communities where we live and work. We are proud to be partners in the state of Alabama,” said Jim Chilton, president, Boeing’s Network & Space Systems. Boeing is the largest aerospace company in Alabama. Today, the workforce of more than 2,700 employees work on key space and defense programs, including the Space Launch System, the International Space Station, Ground-based Midcourse Defense, the PAC-3 missile and support and sustainment of A-64 Apache, H-47 Chinook, V-22 Osprey, and AH-6i aircraft. “Boeing’s presence in Alabama is a significant driver of economic activity in the state, employing a highly-skilled workforce and offering high-paying jobs for critical skills,” said Sam Addy, PhD, associate dean of Economic Development Outreach, Culverhouse College of Commerce. A similar study was conducted 10 years ago, finding that Boeing had an economic impact of $1.5 billion in Alabama in 2005. Boeing’s community investment included about $1.7 million in charitable giving. It is focused in five major areas: education, health and human services, military and veterans, the environment, job training, and colleges and universities. The majority of giving in Alabama is centered on education and job training with recent grants to the A+ Education Partnership, The Schools Foundation and the North Alabama Science Center.

Boeing is the prime contractor on the Ground-based Mid-course Defense missile system.

The Center for Business and Economic Research at The University of Alabama was created in 1930, and since that time has engaged in research programs to promote economic development in the state and provide economic and demographic forecasting, data and analysis. Forecasts are a product of the Center’s Alabama Econometric Model. For more information on Defense, Space & Security, visit www. boeing.com.

Carrie Rice


ED Highlights, continued from page 13 “We are proud to deliver AT&T’s fastest internet to our customers in the greater Huntsville area, offering enriched experiences as our customers increasingly interact with their world in more data-intensive ways,” said Fred McCallum, president of AT&T Alabama. What is AT&T Fiber? The 100% fiber network gives customers the power to choose from a wide range of internet speeds over an ultra-fast internet connection. This network is just one of the network technologies we plan to use to connect customers to a broad range of internet speeds. “Huntsville is home to some of our country’s most innovative companies and continues to develop as a premier tech hub,” said Huntsville Mayor Tommy Battle. “AT&T’s continuing infrastructure investment and launch of ultra-fast fiber internet are instrumental to Huntsville becoming a Gig City, and offering residents and businesses additional resources to thrive in today’s digital society.” For more information on AT&T Fiber, visit att.com/fibermap. ∏

Crestwood Maternity Center Honored by BCBS In an effort to help prospective parents find hospitals that deliver quality maternity care, Blue Cross and Blue Shield of Alabama has designated Crestwood Medical Center as one of the first hospitals to receive the Blue Distinction Center for Maternity Care designation – a new designation under the Blue Distinction Specialty Care program. Nearly four million babies are born in the U.S. annually, making childbirth the most common cause of hospitalization. Blue Distinction Centers for Maternity Care, an expansion of the national Blue Distinction® Specialty Care program, includes hospitals recognized for delivering quality specialty care safely and effectively, based on objective measures developed with input from the medical community. “We are proud to receive this recognition confirming our commitment to oneon-one expert care and industry best-practices, ensuring healthy outcomes for mommy and baby.” says Molly Harvey, Manager of Crestwood Women’s Services. “For parents, choosing where to deliver their baby can be overwhelming. The Blue Distinction program offers assurance that the designated facilities can provide the quality maternity care their looking for.” ∏

Familiar Face at Maynard Cooper & Gale Lt. Gen. Anthony R. (Tony) Jones (USA, ret.) has joined Maynard Cooper & Gale’s Government Solutions Practice as the Chair of the Defense and Aviation Strategies Group. “Tony is one of the most highly regarded flag officers and corporate executives nationally, and fortunately he resides in our community. His knowledge of the government, military and defense and aviation industry, combined with his extraordinary leadership skills and insight, presents a unique resource to all of our clients, especially our Government Solutions clients,” said Daniel Wilson, Managing Shareholder of the Maynard Cooper & Gale (MCG) Huntsville office. MCG’s Government Solutions Group is one of the most roJones bust of its kind outside of Washington, D.C., and Jones’ leadership and experience will complement its practice, expanding their menu of legal, political and business services to our clients, across a broad geography. Prior to joining MCG, the retired three-star general served as Vice President of Training Systems and Services (TSS) for Boeing in St. Louis, Missouri, before being named Vice President and Site Executive at Boeing in Huntsville. In Huntsville, Jones oversaw all aspects of Boeing’s operations, including aviation and missile defense; space and homeland security; leading more than 2,700 employees engaged in critical programs. ∏

continued on page 22 dec 2016-jan 2017 initiatives

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ED Highlights continued

compiled by Carrie Rice

Local Retailer What’s Popp’N Wins Bronze! We are SUPER proud of Huntsville’s What’s Popp’N, the bronze winner in the Alabama Retailer of the Year – Annual Sales under $1 Million category! More than 70 nominations were submitted for the 2016 Retailer of the Year awards. Lisa Jackman, owner of What’s Popp’N Gourmet Popcorn in Huntsville was nominated by the Chamber’s Ken Smith and Pammie Jimmar. Stop in today and place your holiday or gift orders for yummy gourmet popcorn (or just get some to snack on).

The Alabama Retail Association, in cooperation with the University of Alabama at Birmingham Collat School of Business, recognized 15 retail businesses during the 2016 Retail Day luncheon in Birmingham. This marked the 17th year for the awards. Nominations for the 2017 awards are due May 15, 2017. For more information about nominations for the Retailer of the Year awards, please visit bit.ly/2017ALretailer. ∏

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biosciencebriefs HudsonAlpha Introduces Touching Triton to Teachers Educators from HudsonAlpha Institute for Biotechnology presented Touching Triton®, an educational activity, to the National Association of Biology Teachers (NABT) Conference in Denver, Colo. NABT brings together leaders in biology and life science education for four days of speakers, hands-on workshops, informative sessions and special events. HudsonAlpha Educational Outreach team members Neil Lamb, PhD, Jennifer Carden, Kelly East, Adam Hott and Madelene Loftin presented to educators about Touching Triton®, a free activity that provides an opportunity for teachers and students to have an engaging conversation about the complex nature of common disease in one class period. The web-based activity builds understanding of common complex disease risk, influenced by factors from family history, environment and genomic data. Students synthesize data from these sources to inform lifestyle choices and medical intervention strategies in the setting of a long-duration space flight mission. Thanks to a $20,000 contribution from Lockheed Martin, Touching Triton is now available in classrooms across the country. “The HudsonAlpha team has put many hours and lots of heart and soul into creating Touching Triton,” said Adam Hott, who headed the creation of Touching Triton® “We have been so pleased to have Lockheed Martin with us on this fouryear journey.” To learn more about Touching Triton®, please visit triton.hudsonalpha.org or watch the trailer here: vimeo.com/152425682. ∏


nasanews

Carrie Rice

Special Honor NASA Marshall’s Kevin McGhaw heads to the White House

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evin McGhaw, deputy director of the Office of Strategic Analysis and Communications at NASA’s Marshall Space Flight Center in Huntsville has been selected to participate in the White House Leadership Development Program Fellowship. “I’m very excited about the opportunity,” said McGhaw. “I hope to gain a broader perspective on how to solve the challenges we face at NASA and Marshall by building a diverse network across many different government agencies while learning from a variety of leadership styles.” The yearlong program is part of President Barack Obama’s commitment to training and developing the government’s high performers. It is designed to strengthen the next generation of leaders who comprise the Senior Executive Service, the personnel McGhaw system covering top managerial positions in federal agencies. Top civil servants and SES candidates participate in rotational assignments across agencies, gaining experience by working on the federal government’s highest priority, highest-impact challenges.

In its second year, the White House Leadership Development Program includes 15 fellows who will each be assigned one of the president’s Cross-Agency Priority Goals – goals designed to make the government work more efficiently by addressing the challenge of tackling horizontal problems across vertical organizational silos. McGhaw and the other fellows will spend approximately 80 percent of their time in the rotational assignment gaining on-the-job experience, and approximately 20 percent of their time in leadership development. The fellowship will be a homecoming of sorts for McGhaw, who grew up in the Washington area, graduated from nearby Morgan State University in Baltimore, and served as a presidential appointee in the White House after graduation. During his 22-year career, he has held various government affairs positions within the federal government, the non-profit sector and private industry. “I’m excited about going back, but I’m careful not to call it home. My wife, children and I have been in Alabama for eight years now,” said McGhaw. “We’ve made (NASA) Marshall and North Alabama our new home.” ∏

Your Partner for Office Professional Staffing and Recruiting For 51 years, Snelling has been Huntsville’s source for office-professional staffing and recruiting. Our clients, candidates and employees contribute so much to our community and, for that, we say a big THANK YOU. During this season we want to share a few of the ways our people make a difference throughout the year.

Wishing You a Merry Christmas & Happy New Year

We help…

Teams complete projects on time

Feed the hungry

Provide supplies for teachers Equip our military

Companies build high performing teams

Our Community Thrive Improve patient care

Develop drugs to fight diseases

Make our families, businesses and country safer People achieve financial independence Care for aging loved ones

Small businesses grow

Transitioning military begin a civilian career

Families buy their first home

Huntsville.snelling.com • 256-382-4000

dec 2016-jan 2017 initiatives

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educationnews

Lyndsay Ferguson

Principal Characters Welcoming State Department of Education Leaders

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hamber Board members and community leaders gathered to welcome Michael Sentence, Alabama’s new State Superintendent of Education during a meet and greet reception hosted by the Chamber and The Schools Foundation. Sentance comes to Alabama from Massachusetts where he served as Secretary of Education and was also the Education Policy Advisor to two governors. Following his work in Massachusetts, he was New England’s Regional Representative for the U.S. SecSentance retary of Education. During the visit to our area, Sentance had the opportunity to visit schools in our community and meet with school leaders from across North Alabama. He spoke with all three groups about his first area of focus: math education. Sentance discussed his plan to develop a true strategy for math education in the state rather than initiatives. In response, the Department of Education is putting together a committee of 25-30 Massey

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initiatives dec 2016-jan 2017

people from across the state to inform and develop the math education strategy for Alabama. Included in that group is Madison County Superintendent, Matt Massey. He was the district’s lead math and STEM teacher prior to being elected superintendent in 2014. In addition to Massey, our community will have an increasing presence in the Alabama State DeFowler partment of Education (ALSDE). Sentance recently named Dr. Dee Fowler, Superintendent of Madison City Schools for the past nine years, as his Chief of Staff. In addition, Dr. Barbara Cooper, Deputy Superintendent for Huntsville City Schools, has been selected as Deputy State Superintendent of Teaching and Learning and Chief Academic Officer. Fowler and Cooper have both made significant impacts on thousands of children in Huntsville/Madison County through their work. Cooper Both begin with ALSDE on December 1. We wish them all the best as they begin their new roles. ∏


smallbusinessawards

Q&A with Tim Thornton 2016 Winner of the Russell G. Brown Executive Leadership Award A brief history of nLogic and your role in the company: nLogic was founded in July 2009 as a divestiture of Torch Systems, a wholly-owned subsidiary of Torch Technologies, after a tightening of federal regulations regarding organizational conflict of interest. The spin-out offered a truly unique opportunity for each employee to own part of the company; including establishment of an Employee Stock Ownership Plan (ESOP) and Incentive Stock Option Plan (ISOP). As founder of the company, I serve as CEO/ President with responsibilities including managing the strategic direction and overall operation of the company.

to complement our services. Our company will continue to support the nations’ most challenging, technologically advanced programs. We will pursue bids with agencies outside of Huntsville to enhance our diversification goals. nLogic will continue to recruit and retain employees by offering generous fringe benefits including incentive and ESOP ownership. It is a long range goal to create significant wealth for our employees.

nLogic is an employee-owned, small business that is the “provider-of-choice” to government and industry customers in the aerospace, defense, and civil sectors. Core competencies include systems engineering, software life cycle, modeling and simulation, test and evaluation, logistics, information technologies, and cybersecurity. nLogic is headquartered in Cummings Research Park with operating locations in eight other states.

What has been nLogic’s greatest achievement? nLogic has achieved significant revenue growth while maintaining profitability despite recent challenges in government contracting. nLogic not only survived in this environment, but thrived, by implementing many innovative business techniques as reflected in our revenue growth from $21M in 2015 to $31M estimated in 2016 to $40M projected in 2017. This achievement is a testament to the hard work, dedication and professionalism of our employer-owners.

Tell us more about yourself: I have more than 30 years of technical, management, and marketing experience supporting government and industry customers. I founded nLogic and serve as CEO & President. Prior, I was founder and President of Torch Systems, a wholly-owned subsidiary of Torch Technologies, and was Vice President for Davidson Technologies. I currently serve on the boards of the Chamber of Commerce of Huntsville/Madison County; Better Business Bureau; Huntsville Association of Small Businesses in Advanced Technology; and Army Space and Missile Defense Association. I have a Master of Science in Electrical Engineering and Bachelor of Science in Electrical Engineering from The University of Alabama in Huntsville with Summa Cum Laude honors.

What are your goals for nLogic over the next 10 years? Growth at nLogic is not an accident; it is driven by our annually updated Strategic Plan that establishes company goals, objectives, and timeline. Our revenue goal is to exceed $100M annually within the next 10 years. nLogic will develop new niche products

L-R: nLogic’s Tim Thornton receiving the 2016 Russell G. Brown Executive Leadership Award from Jeff Gronberg, deciBel Research.

Credit: Kaboom Crash Media

What does nLogic create/sell/support/offer?

What did winning this award mean to you? I was truly honored to be selected as the winner of the chamber’s 2016 Russell G. Brown Executive Leadership Award. This award is clearly the hallmark of success for small businesses in a community that is nationally recognized for economic growth. Huntsville provides a unique environment for high-tech enterprises to thrive and the employee-owners of nLogic are most appreciative of the impact this award will have on our future growth.

Any advice for other small businesses? Persistence is half the battle to success – “just show up and follow through”. Your tenacity & ability to overcome barriers/adversity are critical. Value ethics and integrity ahead of revenue & profits. Reward your employees with competitive fringe benefits & ownership opportunities. “Give back” to the community. “Pay-it-forward” by mentoring other young entrepreneurs.

Has being active in the Chamber been impactful? The chamber has been a valuable partner to enable our business growth, by providing training services for me personally and also our staff members; numerous opportunities to network and expand professional connections in the local community; and a mechanism to market our company to customers. It promotes our company through awards, digital marketing, their website, Initiatives magazine, and other events. ∏ dec 2016-jan 2017 initiatives 25


Chamber of Commerce of Huntsville/Madison County

STA FF Executive Staff

Chip Cherry, CCE, president & CEO Amy Locke, executive assistant Annette Atchley, resource desk coordinator Kathy Davis, resource desk assistant

Economic Development, Industry Relations & Workforce Lucia Cape, IOM, senior vice president Lyndsay Ferguson, workforce director Erin Koshut, Cummings Research Park director Ken Smith, research & information services director Will West, project manager Amy Tubb, economic development assistant

Government & Public Affairs Mike Ward, senior vice president Tina Leopold, assistant

Marketing & Communications Carrie Rice, director Kristi Sherrard, graphic designer Hiroko Sedensky, web designer

Investor Relations Robert Recker, senior vice president Donna McCrary, membership retention manager Tiffany Jordan, membership representative Tina Blankenship, membership representative Kristy Drake, engagement specialist | program manager

Small Business & Events Pammie Jimmar, IOM, director Emma Williams, specialist

Finance & Administration Mary McNairy, director Jamie Gallien, IT manager Kim Savage, accounting specialist – receivables Lori Warner, accounting specialist – payables Joe Watson, facilities supervisor

Litigation I Businesses Governments Individuals I Non-Profits

Chamber of Commerce of Huntsville/Madison County 225 Church Street NW, Huntsville, AL 35801 phone 256-535-2000 | fax 256-535-2015

www.HSVchamber.org

Associated Organizations

communityfoundationhsv.org No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.

www.uah.edu/sbdc theschoolsfoundation.org

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initiatives dec 2016-jan 2017


educationnews

Achieving Tomorrow U.S. Chamber Foundation Goes Viral with Voices

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hen it comes to workforce development, preparing talent for the future starts in the classroom today. The Huntsville/Madison County community is fortunate to be a role model in this work and is receiving national attention with a video and photojournalistic series produced by the U.S. Chamber of Commerce Foundation called Voices. The series highlights the outstanding role the business community, educators, parents, and policymakers play in preparing our students for the jobs of tomorrow. The Foundation’s goal for the Voices campaign is to emphasize the importance high standards play in K-12 education to prepare students for life after high school. We are grateful for the role of all these voices in our community and we’re excited to feature some of the Voices of Huntsville in Initiatives magazine! The Huntsville video can be found at bit.ly/VoicesHuntsville, and more Voices of Huntsville testimonials can be found at achievingtomorrow.org/voices.

don’t catch onto it. I think that’s where educators and companies have to come together to get those students engaged. “Okay, you may not like math but there are other ways to get into engineering.” I think you have to find out what their interest is. What really makes them go – whether it’s sports or the arts. Everybody views things differently. It’s about how do you break it down to help them understand it and make sure the right message is conveyed.

Jeremy Raper Physics & Engineering Teacher, Bob Jones High School

Louis Whitlow Human Resource Manager, RUAG

Honestly, students with my upbringing will come across people who talk down to them and tell them what they can’t be and what they can’t do. I think that’s one thing that really motivates me. We need to empower students, and the responsibility lies with both educators and businesses. I first started out in engineering then moved over to communications and now work in Human Resources. I’m a big people person so wanted to deal with people. I think part of my passion is making sure students are prepared. From a human resources perspective, I think it’s important to provide students with hands-on, industry experience. They need those skills to support the book knowledge. But before we can even go there, we need to engage students in the possibility of going into science or engineering, especially here in Huntsville with our industry. I mean, you have students that are geared towards engineering and math at an early age, but you also see students that really just

I’ve always wanted to be a superhero. I thought that would be awesome: save people, change lives, make the world a better place. I guess being a teacher was, to me, the closest I could get to actually being a superhero. I left teaching for about 3 years to work at NASA, and when I returned I tried to bring as much passion and humor, silliness and excitement as I could to inspire students to participate in class. I’m a big proponent of project-based learning where it’s not just “sit and listen to me talk,” but rather “let’s get you up and get you moving!” This is partly why I created an engineering academy in our high school. It includes three classes that allow students to get a general idea of what engineering is like, plus a half-day internship where they actually go and work at an engineering company. We had 7 students graduate in our first year; I called them the magnificent 7. One particular student was struggling to find his place in school. He took engineering for the first time and found he was really good at CAD modeling. Through the academy, he was able to find something that was his thing. He ended up getting a scholarship to attend college and he is going to be architectural engineer. For him to be able to find success in high school and now a career: to me, that’s exciting. •

Lyndsay Ferguson

dec 2016-jan 2017 initiatives

27


PRSRT STD US Postage PAID Birmingham, AL Permit #40

Earn CashBack UNLIMITED

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on ALL purchases thru March 2017*

256-327-1104 | redfcu.org *Offer valid on qualifying net purchases made October 1, 2016 -March 31, 2017. Qualifying net purchases defined as purchases, less any merchandise returned for credits. The 5% CashBack earned during the promotional period of October 1 - December 31, 2016, will be deposited into the primary business deposit account no later than January 31, 2017. CashBack earned during the promotional period of January 1 - March 31, 2017, is 3%, and will be deposited into the primary business deposit account no later than April 30, 2017. Fees, interest charges, cash advances, balance transfers, and payments are not considered purchases and do not apply toward this cash bonus. To be eligible for the rebate, the credit card account must remain open and current. Other restrictions may apply. See credit card agreement for additional information of terms and conditions about your credit card account. At least one owner of the business must be, or become, a member of RFCUÂŽ, or be in our field of membership in order to obtain a business loan. Must be eligible for membership and open a share savings account to become a member. A $5.00 minimum balance is required to open the share savings account and must be maintained in the account at all times. Age and other restrictions may apply. In addition, a business share account must be opened in the business name in order to obtain a loan. Fees and restrictions may apply to some business accounts, products, and services. All loans subject to credit approval. Redstone Federal Credit Union is an Equal Credit Opportunity Lender.

This credit union is2016-jan federally insured by the National Credit Union Administration. dec 2017 28 initiatives

Initiatives magazine, December 2016-January 2017  

Chamber Foundation - Investing in a Smart Place

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