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September 19, 2013, Medfield Hometown Weekly, Page 13

Senior Life

Your guide to Healthcare, Senior Home, Dining, Senior Products and more...

Avery Crossings

781-444-6655 |


Care Resolutions, Inc.

508-359-4675 |

Deutsches Altenheim

617-325-1230 |

The Ellis Rehabilitation and Nursing Center

781-762-6880 |

New Pond Village

508-660-1555 |

Newton Wellesley Hospital

617-243-5900 |

North Hill

781-304-4841 |

Speech -Language & Hearing Associates

508-359-4532 (Medfield) • 508-695-6848 (Plainville)

The Village at River’s Edge

508-954-8267 |

Whitcomb House

508-634-2440 |

Page 14 Medfield Hometown Weekly, September 19, 2013

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Six reasons to switch Medicare plans for 2014 Each year, Medicare open enrollment brings with it changes that can affect nearly 50 million people. The limited enrollment timeframe of just 54 days October 15 to December 7 - gives all Medicare beneficiaries the opportunity to change their Medicare plans for the coming year to better match their needs and potentially save on health care costs. This includes anyone using original Medicare, Medicare Advantage or Part D prescription drug plans. If your Medicare coverage

worked well during the previous year, it may seem simple to continue with those existing Medicare plans. But there are many reasons why this annual enrollment season should grab the attention of Medicare beneficiaries, according to Paula Muschler, manager of the Allsup Medicare Advisor. This is a Medicare plan selection service offering personalized help that includes customized research and enrollment assistance. “In the broadest terms, your

Medicare plans may have changed what they cover, or your own needs may have changed, or both,” Muschler says. “If you continue with the same plan next year, you could find your plan doesn’t cover things you thought it did or that you need, leaving you holding the bill.”

changed. Perhaps you have developed a health condition in the previous 12 months that requires a new prescription drug or ongoing visits to a specialist. It’s important to know whether the plan you have, or decide to purchase, covers these health needs.

Muschler outlined the following six reasons why beneficiaries should review their Medicare plans during the annual open enrollment season.

2. Your health care provider situation has changed. Physicians may retire or relocate, and medical facilities may change their terms. A number of developments could lead your plans to no longer include the

1. Your health situation has

doctors you see or the medical center you visit. “If your doctor choice is important to you, this is a good reason to study your options and possibly switch Medicare plans,” Muschler says. 3. Your coverage changes. Plans can alter the drugs, procedures and conditions they cover. For example, your prescription drug Part D plan may no longer cover the prescription drugs you need to MEDICARE continued on page 16

September 19, 2013, Medfield Hometown Weekly, Page 15

Happy 40th Anniversary

The Ellis Rehabilitation and Nursing Center offers compassionate care to those in need of short-term rehabilitation and long-term care. We have a top-notch nursing staff and provide comprehensive services such as physical and occupational therapy, all in a warm, comfortable home-like environment. The Ellis is proud to have received a 100% deficiency-free survey given by the Mass Dept. of Public Health.

Meadow Green Rehabilitation and Nursing Center

Meadow Green Rehabilitation and Nursing Center recently received a 5 Star Rating from the CMS (Centers for Medicare & Medicaid Services). It has also been designated Deficiency-Free by the Massachusetts Department of Public Health for 2012 and 2013, and was recently ranked one of U.S. News & World Reports Best Nursing Homes.

Grove Manor Estates offers a comfortable and homelike environment for seniors in a serene setting, providing a full range of residential options to serve a variety of needs. Residents share a true sense of community in a neighborhood atmosphere. Grove Manor Estates offers the precise level of services you or a loved one require, whether it be independent living, assisted living, or memory care.

• • Visit: • The Ellis Rehabilitation and Nursing Center 135 Ellis Avenue, Norwood, MA 02062 Phone: 781-762-6880

Grove Manor Estates 160 Grove Street Braintree, MA 02184 Phone: 781.843.3700,

Meadow Green Rehabilitation and Nursing Center 45 Woburn Street Waltham, MA 02452 Phone: 781.899.8600

Page 16 Medfield Hometown Weekly, September 19, 2013

MEDICARE continued from page 14

purchase in the coming year, or put restrictions on how and where you purchase them. “Questions about prescription drug costs are one of the top concerns our Allsup Medicare specialists Muschler encounter,” explains. “This is especially critical for those who fall into the prescription drug donut hole.” The donut hole is the gap of coverage in which the individual pays a greater percentage of the drug cost. 4. Your plan premiums, co-pays or deductibles are increasing. Price changes occur year to year, so examine the prices you have been paying and what

you can expect to pay in the coming year. There may be alternative plans with lower costs available in your area that an Medicare experienced specialist like Allsup can locate. 5. You have moved or are planning to move. It’s important to consider your Medicare plans when moving because you may leave the plan’s service area or have additional options. 6. Your current plan no longer will be available. In these instances, beneficiaries must select a new plan, or they may default to another plan chosen by the Centers for Medicare & Medicaid Services. “Sometimes plans are eliminated because the provider offers a similar

Senior Life


plan, but it’s still important to compare that coverage to what you actually need in the coming year,” Muschler says.

Each fall, Medicare participants receive their Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) from their current Medicare Advantage and Part D providers. “It’s important you read this information,” Muschler says. “Take time to review your current health care needs, and then compare this to the plan’s coverage for the coming year. “Reviewing your Medicare plan options earlier rather than later will put you in a better position to make changes during the annual enrollment window,” she says.

02/01/13 $3500-$4800 $5275-$5575

SAT. & SUN. 1-3

September 19, 2013, Medfield Hometown Weekly, Page 17

Page 18 Medfield Hometown Weekly, September 19, 2013

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Hearing Associates of Greater Boston, PC Specialists in Speech, Language, Learning & Audiology Licensed & Certified Audiologists and Speech-Language Pathologists

• Hearing Tests • State-of-the-Art Digital Hearing Aids • Blue Tooth Connectives (TV, Cell) • Tinnitus Evaluations & Management • Some insurances now cover hearing aids.

Helping Seniors stay active, healthy, and in touch We accept most insurances and Medicare A & B DR. MAURA G. MARKS Ph.D., Au.D., CCC-A/SLP

MEDFIELD 5 N. Meadows Road 508-359-4532 PLAINVILLE 30 Man-Mar Drive 508-695-6848

Call for more information

September 19, 2013, Medfield Hometown Weekly, Page 19

Life after stroke: Advice for physical and emotional recovery necessary, like cue cards. Using fewer words paired with gestures or tone of voice can help streamline communication. Many people benefit from speech and language therapy. Family and friends need to remember that improving communication skills engages stroke survivors so they feel more connected and less isolated, an important part of rehabilitation. Physical movement

Did you know a stroke occurs every 40 seconds on average? About 795,000 Americans suffer a new or recurrent stroke each year, according to the American Stroke Association. If you or a loved one has survived a stroke, recovery depends largely on the severity of the brain damage. With love, support and patience, the journey toward a new

normal can begin. A stroke is life changing for the patient as well as his or her support network. Some people make a full recovery, while others suffer from various disabilities. In addition to working closely with a doctor through a personalized recovery program, joining a support group is a great initial step.

When coping with the aftermath of a stroke, it can help to be surrounded by others with similar experiences. Some difficult parts of stroke rehabilitation may include: Communication challenges Difficulties communicating can be some of the most frustrating effects of

stroke. Depending on where the brain is damaged, it’s not uncommon to suffer partial or total loss of the ability to talk, read, write or understand what people say. It’s important to be patient and stay positive. Make it a goal to practice communicating at least once a day. Relax, take your time and use communication aids as

Getting out of the house and being able to move independently provides a sense of freedom during recovery. Many stroke survivors regain the ability to walk, but may suffer from side effects that make it more difficult. Foot drop is a common side effect, which means difficulty lifting the front of the foot when walking, so much so that it may drag, which can be a tripping hazard. Emotional adjustment When adjusting to life after a stroke, survivors often experience a flood of emotions. Grieving for loss of physical and mental

abilities is normal and a healthy part of the adjusting process. But when normal sadness continues for extended periods, it can turn into depression and needs to be treated immediately by a mental health professional. Stroke survivors also often feel anxiety. Extreme worry or fear can cause restlessness, fatigue, muscle tension, poor concentration and irritability. Both depression and anxiety are common for stroke survivors. The good news is they can be treated, and there are many coping mechanisms, so be sure to ask your doctor. Whether adjusting to physical impairments or the emotions of suffering from a major health scare, it’s important to remain positive. Loved ones are a crucial part of rehabilitation and can provide support when it is needed most. It might take years to adjust to a new normal after a stroke, both for the victim and the families, but patience and love can help ensure a speedier recovery for everyone.

Page 20 Medfield Hometown Weekly, September 19, 2013

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Your guide to Healthcare, Senior Home, Dining, Senior Products and more...