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Illinois

TAMMY MITCHELL HINES & CO.

&

Columbia Waterloo

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HOME HO HOM H OM O M ME E Tour Columbia / Waterloo Illinois Edition Volume 4 Issue 4

Go to CallTammy.com for 50 Fun Things to Do


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207 N. Main Street, Suite 101 Columbia IL 62236

618-281-HOME (4663) 618-939-HOME (4663) www.CallTammy.com Tammy Mitchell Hines, ABR, CRS, GRI, SFR, CDPE A note from Tammy:

Meet The Team

Spring is here and sales are starting to heat for the Spring market. There are a lot of properties going on the market. This year we have seen many multiple offer situations. That means there are several buyers making offers on the same home. This is a great situation for sellers as they are able to maximize the most out of their home's value. Interest rates remain low which allows buyers to qualify for a larger home. For those of you who already own a home, make sure you have a competitive interest rate. If you have not refinanced in the past few years, you might be able to save hundreds of dollars on your mortgage payment. We are always here for you if you have any real estate questions. If you are looking to sell, we have a great marketing plan that we would be happy to share with you. If you are looking to buy, we have fantastic Buyer's Agents who will listen to your needs and find you the perfect home! Happy Spring! We look forward to hearing from you! Give us a call today at 939-HOME or 281-HOME. We are also available by email at Tammy@TammyMitchellHines.com.

Sherrie Snow, Office Manager; Client Care Manager 618-281-3959 Ext. 10

Carla Mercer, REALTOR, Buyer's Agent 618-207-1804

Chris LaValle, REALTOR, Buyer's Agent, Broker, GRI 618-920-8885

Dan Haven, REALTOR, Buyer's Agent 618-719-9529

Marcie Dudley, Administrative Assistant 618-281-4663

Homes by Email. We would be happy to email you a list of homes for sale in your area and price range. We will keep you up to date on all property as it hits the market. Just email us at Tammy@TammyMitchellHines.com or call 281-HOME (4663). We look forward to hearing from you!

Columbia - Beautiful Place to Build Your Dream Home Ext. 2145

ONLY 3 LOTS LEFT!

Stonecrest is just 5 minutes from Rt. 3 at 255. This is a country subdivision only minutes from town yet the serenity of the countryside. There are just 7 lots left and they are just beautiful! Most of them are either wooded or back to trees for privacy. The lots range in size from 1 acre to 3 acres in size. There is a community lake set in a park like setting. Public water, high speed internet, fiber-optic telephone, lighted concrete streets and sidewalks. This would be an amazing place to build your dream home.

$20,000 price decrease Lots start at $55,000


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For a voice description on these properties, please call

1-800-239-2519

and dial the 4 digit extension of the home. Stonehenge, ext. 2825

Welcome to Stonehenge.

Fabulous new subdivision with 1-plus acre lots, floor plans starting from $299,900, lots starting at $57,000. Many beautiful lake lots available. Millstadt Grade School.

The name

AMAZING PRICES ON LAKE LOTS

itself evokes timeless craftsmanship, inspired beauty & simple elegance. The serene country setting is surrounded by trees, complimented by three quiet lakes, & frequently visited by wildlife. The community at Stonehenge is a relaxing retreat & a feast for the eyes. There are still many beautiful lots for sale in Stonehenge. We invite you to drive around, look at the lakes and walk the lots. As you walk the lots you will be amazed the views many of these lots have to offer. Or you are welcome to call us and we would be delighted to give you the grand tour. There are restrictive covenants to protect your investment. The lots start at $57,000.

Houses start at $299,900

COLUMBIA $379,900 5 BR, 3 Bath, 2 fireplaces, all brick

325 N. Market St., Waterloo

602 Rockhampton, Columbia 821 Briar Lake Pl, Columbia

LOT LOT LOT LOT LOT LOT LOT

#21 #24 #36 #37 #38 #39 #42

Homes sold from January to March 2013 602 Pines Way, Columbia

126 Madison, Red Bud

607 Amber Tree, Columbia

1216 White Pine, Columbia

1350 Rueck Rd., Columbia

9344 Christopher Lake, Columbia

6046 Willow Bend Ln,Waterloo

7117 Bluffside Rd., Columbia

507 S. Lafayette, Millstadt

407 Sandalwood, Waterloo

1525 Ontario Dr., Waterloo

708 S. Library, Waterloo

10 Eaglecrest, Columbia

215 Harrisonville, Valmeyer

521 Mary Dr., Waterloo

609 Autumn Rise, Columbia

8050 Barn Rd, Waterloo

539 Shamrock Dr., Waterloo

$62,000 $66,000 $79,000 $77,000 $69,000 $79,000 $62,000

COLUMBIA $289,900 3 Br, 4 Bath Beautiful Setting with 2 Lakes. EXT. 3725

2256 Turkey Ridge, Waterloo

3436 Maeystown Rd., Waterloo

-

408 Hillcrest Dr., Waterloo

1227 Main St., Maeystown

307 N. Metter Ave., Columbia

6467 Old Baum Church,Waterloo

603 Rockhampton, Columbia

2505 Keim Rd., New Athens

224 W. 4th St., Cahokia

This data is compiled from the Southern Illinois Regional Multiple Listing Service. Properties are listed and sold by various brokers.

Buy Or Sell With Me ...Use My Truck FOR FREE! -3-

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For a voice description on these properties, please call

1-800-239-2519

and dial the 4 digit extension of the home.

Great Investment Opportunities / Homes Under $100,000

COLUMBIA 2 BR, 1 Bath, Granite in Kitchen

CAHOKIA 4 BR, 1.5 Bath with Large Fenced Yard EXT. 2375

DUPO 3 BR, 1 Bath with full basement EXT. 2755

MILLSTADT 2 BR Fixer Upper EXT. 2425

DUPO 3 BR, 1 Bath, updated kitchen EXT. 3415

WATERLOO Brick 3 BR, 1 Bath 1.5 Story, Lots of Potential EXT. 3565

DUPO 3 BR, 2 Bath Mobile Home on Leased Lot EXT. 3885

DUPO 2 BR, 2 Bath 1.5 Story, Basement, Double Lot EXT. 3485

DUPO 3 BR, 2.5 Bath, updated floor coverings, basement w/ wet bar, lg lot EXT. 3465

DUPO Cute 2 BR, 1 Bath 1.5 Story EXT. 2525

FREEBURG 5 Unit building with 2 BR Stand Along Home EXT. 3765

HECKER/WATERLOO SCHOOLS 3 BR, 1 Bath 1.5 Story, Lots of Space EXT. 3645

DUPO Freshly Painted 2 BR, 2 Bath, 1 Car Garage EXT. 2275

CHECK OUT THIS HOME ON 10 ACRES!!

WATERLOO - $499,000 3 BR, 3.5 Bath, 10 acres, outbuilding, finished walkout basement

Homes Priced $101,000 - $150,000

WATERLOO 2 BR, 1 Bath Brick Ranch with Basement on 1+ Acres EXT. 3635

DUPO 4 BR, 2.5 Bath, Ready to Move into

DUPO 3 BR, 2 Bath Tri-Level w/ Lookout Basement EXT. 3506

Prices are constantly changing, please check our website for current prices.

www.CallTammy.com -4-


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For a voice description on these properties, please call

1-800-239-2519

and dial the 4 digit extension of the home.

Homes Priced $101,000 - $150,000

RED BUD 4 BR, 2 Bath Bi-Level w/ Oversized 2 Car Garage EXT. 3833

COLUMBIA 2 BR, 1 Bath Condo EXT. 2005

WATERLOO 3 BR, 2 Bath Brick Ranch w/ Basement

COLUMBIA Charming Lustron Home, 2 BR, 1 Bath w/ Lots of Updates EXT. 3825

MILLSTADT Adorable 3 BR, 2 Bath with Open Floor Plan EXT. 3335

FULTS Nicely Updated 3 BR, 2 Bath 1.5 Story Home EXT. 3885

COLUMBIA Updated 2 BR, 1 Bath, basement EXT. 3675

DUPO New Construction 3 BR, 2 Bath, 2 car gar

BELLEVILLE 3 BR, 2 Bath Detached Townhouse, basement, 2 car garage EXT. 3795

COLUMBIA 4 BR, 2.5 Bath 1.5 Story, full basement EXT. 3355

DUPO 3 BR, 2 Bath 1.5 Story, Open Floor plan, Master BR on Main Floor, Fenced yard EXT. 3265

DUPO 3 BR, 2 Bath, oversized garage, vaulted ceiling

Homes Priced $151,000 - $200,000

SMITHTON 3 BR, 2 Barh, FR in Basement w/ rough in, 2 car garage EXT. 3615

COLUMBIA 3 BR, 2.5 Bath 1.5 Story, nice landscaping & large yard EXT. 3755

MARYVILLE 3 BR, 3 Bath Townhouse, full basement, 2 car garage EXT. 3845

WATERLOO 4 BR, 2.5 Bath 1.5 Story, basement w/ rough in EXT. 3745

WATERLOO Duplex, Each side 2 BR, 1 Bath, Basement, 1 Car gar. EXT. 3655

WATERLOO New Split Bedroom Plan, 3 BR, 2 Bath Ranch, full basement

WATERLOO 3 BR, 2.5 Bath, finished basement, backs to trees EXT. 3585

COLUMBIA Waterloo Schools - 3 BR, 2.5 Bath 1.5 Story on 2.5 Acres in Country Setting EXT. 3705

WANT MORE INFORMATION ON ANY OF THESE LISTINGS?

Call

1-800-239-2519

and enter the ext. number to hear a description of the home you are interested in

WATERLOO 4 BR, 3 Bath Two Story, FDR, Lg Fenced Yard EXT. 3475

WHETHER YOU ARE BUYING OR SELLING CALL US TODAY!

618-281-HOME (4663)

OR -5-

618-939-HOME (4663)


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Check out These Homes:

WATERLOO $212,500 3 BR, 2 Bath on corner lot, full basement w/ roughin EXT. 3025

COLUMBIA $299,900 Updated & Spacious 4 BR, 4 Bath Ranch, 3 car gar, finished basement EXT. 3895

MILLSTADT $225,000 2 BR, 2 Bath on 5 acres with shared lake

FULTS WATERLOO SCHOOLS 4 BR, 6 Baths on 5 Acres & 2 Outbuildings EXT. 3695

RED BUD $139,900 4 BR, 2 Bath Bi-Level on cul de sac EXT. 3835

COLUMBIA $432,500 5 BR, 4 Bath Two Story on 1.81 Acres, with finished walkout basement EXT. 2615

WATERLOO $197,000 4 BR, 3 Bath Two Story with Huge Yard EXT. 3475

COLUMBIA $114,900 2 BR, 1 Bath Lustron Home with Lots of Updates EXT. 3825

WATERLOO $272,500 4 BR, 3 Bath, on lake with 2 car attached & 2 car detached garage, walkout basement.

1/2 off Options up to $16,000 Country Setting 1 mile from shopping! Now from $159,900

Homes from $109,900 Open Sat/Sun 11-5 4 Bedrooms, 2 Baths From $119,900 Ten minutes from Downtown or South County. Dupo, IL Call Today! 281-4663

Open Sat & Sun 11-5 Want to build your own home in Waterloo?

Visit Our Website for Virtual Tours, Interior Photos & Video Tours

www.CallTammy.com -6-


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Are you looking to BUY a home? Some homes are selling FAST. Sometimes there are even multiple offers on a home.

Having Trouble Making Your House Payment?

Visit TammyCares.com for more information or call 281-HOME (4663) for a private consultation.

Our Buyer's Agents, Dan, Chris and Carla can help you package your offer the best they can. Call us today! We would love to help you find your dream home!

281-HOME (4663)

Cintas Document Management

We are servicing businesses in your area and would like to help you with your shredding needs. Not sure you need confidential document destruction? Thereʼs more at risk than you think!

These are just a few examples: - Invoices - Trademark information - Bank Statements - Inaccurate sales literature - Sales figures - Back-up disks - Tax returns

Contact us today for a quote: 314-595-5200 www.cintas.com

$10 00

FOR SALE

VALUE

134 S. Main Columbia, IL 62236

SMITHTON - $895,000 4 BR, 5 Bath with lots of amenities on 4 Acres with a lake EXT. 5095

WITH NEW OR TRANSFERRED PRESCRIPTION

Michael J. Budde, RPH BUS: (618) 281-5135 FAX: (618) 281-4181 Emergency: (618) 281-7575 CELL: (618) 420-7720

$10 OFF Medicine Shoppe® Brand Products (Non Prescription)

Prescription Card:

Valid for in-store use only and only at the Columbia, Illinois location. With coupon. Not valid on insurance co-pays. Expires 6-11-13

Memory Lane

Gifts & Floral 515B N. Main Columbia, IL 62236

Pam Haberl - Owner

$10 OFF Prescription

Cash Purchase:

“Your One Stop Gift Shop” Full Service Florist & Tuxedo Rental

Monday-Friday Saturday

9am-6pm 9am-5pm

618-281-4538

• Fresh Florals For All Occasions * Holidays • Teleflora Wire Service • Weddings, Receptions & Invitations • Funerals, Green Plants & European Dishgardens • Custom Silk Design & Gift Baskets • Candles, Angels & Other Giftables • Delivery Available

www.memorylanefloralandgifts.com

WATERLOO - $489,900 16 Acres, Clubhouse, Outbuilding, Lake & 3 BR, 3.5 Bath House with Wrap Around Deck

ADVERTISING OPPORTUNITIES ARE AVAILABLE! PLEASE CONTACT TAMMY FOR PRICING.

618.281.HOME (4663)


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For a voice description on these properties, please call

1-800-239-2519

and dial the 4 digit extension of the home.

Homes Priced $201,000 - $300,000

FAIRVIEW HEIGHTS 4 BR, 4 Bath 2 Story Home, Tons of Space, Finished Basement EXT. 3575

WATERLOO 3 BR, 2 Bath 2 Story, walkout basement, 3 car garage

WATERLOO 3BR, 2 Bath spec, decked out EXT. 2605

COLUMBIA 4 BR, 3.5 Bath, Finished Lookout Basement, 3 Car Gar EXT. 3895

COLUMBIA 3 BR, 2 Bath, 1,612 sq. ft., Lookout Basement in Village of Wernings

MILLSTADT 2 BR, 2 Bath on 5 Acres/Lake EXT. 3715

WATERLOO 3 BR, 2 Bath Ranch, New Construction, walkout basement, 3 car garage

SMITHTON New 3 BR, 2 Bath, full walkout basement EXT. 3625

COLUMBIA 3 BR, 2 Bath, 1,760 sq. ft., Lookout Basement in Village of Wernings

WATERLOO (VALMEYER SCHOOLS) 3 BR, 3 Bath, finished walkout basement on 8+ Acres EXT. 3525

Ledgestone Estates in Smithton... just 10 minutes from Belleville and about 30 minutes from St. Louis. Homes start at $169,900 with lots of great standard features including island in kitchen, gas fireplace and vaulted ceilings. Many homes include granite counters. Also there are 30 lots available for you to build that special home Currently Available:

Buy Or Sell With Me Use My Truck FOR FREE! $218,000 3 BR, 2 Bath, 3 Car Garage, Full Walkout Basement EXT. 2855

$239,900 3 BR, 2 Bath display Home w/ Full Lookout Basement EXT. 3785

$249,900 3 BR, 2 Bath Backing to Trees, Full Walkout Basement EXT. 3625

618-281-HOME (4663) OR 618-939-HOME (4663)

Visit Our Website for Virtual Tours, Interior Photos & Video Tours

www.CallTammy.com -8-


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For a voice description on these properties, please call

Homes Priced $300,000+

1-800-239-2519

and dial the 4 digit extension of the home.

WATERLOO 4 BR, 3 Bath 1.5 Story Home on 4.48 Acres w/ Pond EXT. 3455

COLUMBIA 4 BR, 5 Bath, 1.5 Story w/ Finished Walkout Basement, 3 Car Garage EXT. 3345

COLUMBIA 4 BR, 4 Bath Log Home on 8+ Acres Waterloo School District, horses allowed EXT. 3665

COLUMBIA 4 BR, 4 Bath Two Story, 4 Seasons Room, basement, 3 Car Gar EXT. 3855

SWANSEA 5 BR, 5 Bth 1.5 Story 4 Car Garage EXT. 3595

SMITHTON 4 BR, 5 Bath Two Story, Finished Walkout Basement on 4 Acres w/ lake EXT. 5095

WATERLOO 4 BR, 3 Bath All Brick 1.5 Story Home on Beautiful 21.42 Acres with Stocked Pond, Outbuilding, Horses allowed. EXT. 3916

WATERLOO 4 BR, 3 Bath Brick Ranch, finished w/o basement on lake EXT. 3925

WATERLOO $389,900 3 BR, Office, 3 Car Garage, Finished Basement. Incredible outdoor living space with pavered patio, kitchen, fire pit and fenced in heated, salt water pool. EXT. 3935

Lots & Land

COLUMBIA/WATERLOO SCHOOLS - 9.43 Acres that is open and wooded EXT 3965

BELLEVILLE - 3 One Acre Lots in Wyndrose Estates $49,900 to $56,900 EXT 2885

SMITHTON - $45,000 - Nice 1.13 Corner lot in Wildwood Lake Estates. EXT. 3805

COLUMBIA - address/Waterloo Schools - Wide open 5 acre lot with 40 x 48 Outbuilding $119,000 EXT. 2905

SMITHTON - $44,900 - lg lot approx. 1 acres backing to trees and lake EXT. 3275

COLUMBIA - address/Waterloo Schools - 2.5 Acre flat lot in Wessel Farms $54,900 EXT. 3325 COLUMBIA - address/Waterloo Schools - 3.93 acre lot with lake/pond view $59,900 EXT. 3425 EXT. 2335

COLUMBIA - 1.89 acre lot - $94,900

EXT. 2175

COLUMBIA - .38 corner lot - $42,000

COLUMBIA - Beautiful .61 acre lot at end of cul de sac $55,000 COLUMBIA - Beautiful corner lot in Brellinger Subdivision $79,900

EXT. 2205

VALMEYER - Nice .44 Acre Wooded Lot $35,000

EXT 3075

VALMEYEER - 3 Lots $25,000 each

COLUMBIA - Beautiful 42 acres off D Road w/ shared lake $550,000 COLUMBIA - 0.7 acre lot in Brellinger on the Golf Course - $89,000

VALMEYER - on culdsac w/ woods and walkout lot - $37,500

WATERLOO - 2.5 acre lot, mostly wooded w/creek - $29,500

EXT. 2065

WATERLOO - .78 acre lot in Westview Acres $40,000

WATERLOO - 21 acres w/ 50 x 30 pole barn $199,000

EXT. 2725

EXT 3075

EXT. 2945

EXT. 5065 EXT. 2045

WATERLOO - 1.57 acre wooded lot in Chantilly Village $25,000 EXT. 5155

EXT. 3875

WATERLOO - 2.5 Acres, mostly wooded w/ creek $29,900

COLUMBIA - 74+ Acres of wooded property, platted & approved for 43 $1,492,000 EXT 3305

EXT 2945

WATERLOO - Private & gently rolling 14.97 acres with trees $119,900 EXT 2545

Buy Or Sell With Me ...Use My Truck FOR FREE! -9-

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PETE BARNES Licensed & Insured License #405.0002799

ILLINOIS INSPECTION SERVICE Inspected Once Inspected Right

Our Mission Statement:

• MILITARY DISCOUNT •

As an experienced Real Estate Team our purpose is to give great service, exceed expectations and ALWAYS work in our client’s best interest. Don't Make a Move Without Us!

Serving IL and St. Louis City and County

A

Office: 1-877-907-4500 Email: ilinspec@htc.net www.ilinspection.com

ccent

Title, Inc.

Buy or sell Your Next Home with Tammy Mitchell Hines & Co and Use Our Moving Truck for FREE.... Call 618-281-HOME OR 939-HOME (4663)

“For All Your Real Estate Title Needs”

Bring This In For $25.00 Off your Closing Fee Serving The Counties Of Monroe, St. Clair, Madison & Randolph

Residential & Commercial Closings

Who said you can't get anything FREE today? All you do is buy or sell your home with us and you can reserve your date to use the truck! If you have a charitable or community project that needs a truck, call us! We'll let them use it for FREE too.

Locally Owned & Managed

Elizabeth Gallagher, Atty • Kathy Neal & Donna Washausen

P: 618-281-2040 • F: 618-281-2041 kathy@acctitle.com 404 N. Main St. • Columbia, IL 62236

donna@acctitle.com

ADVERTISING OPPORTUNITIES ARE AVAILABLE! PLEASE CONTACT TAMMY FOR PRICING.

618.281.HOME (4663)

Southview Villas. Waterloo

Many options for Maintenance Free Living in a beautiful community with Brick and Stone fronts, Carriage Style Garage Doors and much more!

15 Lots available, Builders Welcome, $35,000 each lot

COLUMBIA KINDER COLLEGE

WWW.COLUMBIAKINDERCOLLEGE.COM “Forming a Brighter Future” Columbia Kinder College is a unique and progressive child care facility conforming to modern technology with computer, foreign language, fine arts and other highly structured educational programs.

Checkout Out Our New Website....

www.CallTammy.com

Our educated and certified staff provide hands on learning, interactive play and are committed to offering loving care, individualized instruction and enriching activities to help your child form a brighter future.

Educational & Foreign Language Program

Age Appropriate Playgrounds & Greenhouse

114 WEST CHERRY STREET COLUMBIA, IL 62236

618.281.5115 PHONE 618.281.5110 FAX

Visit Our Website for Virtual Tours, Interior Photos & Video Tours

www.CallTammy.com -10-

Computer Technology Room


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Tammy Did It Again!

SOLD TAMMY SELLS A PROPERTY EVERY 48 HOURS!

Don't Make a Move Without Us! 618-281-HOME OR 939-HOME (4663) www.CallTammy.com

www.CallTammy.com Checkout Out Our New Website....

www.CallTammy.com

THE LANE GROUP 102 N. Main Street Columbia, IL 62236 618.281.5171

www.TheLaneGroup.MKAdvisor.com

Morgan Keegan

A Regions Company | Morgan Keegan & Company, Inc. | Member FINRA, SIPC Not FDIC Insured | May Lose Value | No Bank Guarantee


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St. Louis Magazine has awarded Tammy Mitchell Hines with the 2013 Real Estate Agent Five Star Award.

Congratulations Tammy! Real Estate agents who have been chosen for the 5 star award have successfully satisfied key client satisfaction criteria and scored highest in overall satisfaction. A 3rd party identifies Real Estate agents in a local market that score highest in overall satisfaction. In all 5 star award winners represent no more than 7% of professionals in their market area. Realtors are evaluated on 9 Service Attributes: • Customer Service • Market Knowledge • Communication • Integrity • Negotiation • Finding the Right Home • Marketing the Home • Close preparation • Overall Satisfaction

Did you know you have options? You are not alone. If you are having trouble making your house payment a Short Sale may be a better option for your than Foreclosure. I have helped many families sell their home through the Short Sale process. I can help you find solutions like I have done for others. Call Me Today.

Tammy Mitchell Hines & Co. Help Line...281-HOME (4663) Go to

www.TammyCares.com for more information

Tammy has had the honor of receiving this award for over 7 years.

y Wa e l a rt S o h S

Road Foreclosure

Have you faced a Foreclosure or a Short Sale in the past 5 years? Would you like to buy a home again? Now is the time to start rebuilding your credit and we can help. Give us a call at 281-3959 and we can start the process.

Prospective buyers whoʼve experienced a foreclosure or bankruptcy can expect the following waiting periods before they can seek loan approval.

Waiting Periods: Foreclosure

Fannie Mae and Freddie Mac

Seven years, but the lender will make exceptions at three years if extenuating circumstances are met such as job loss or death of a wage earner.

Chapter 7 or 11 Bankruptcy

Four years (two years extenuating circumstances).

Chapter 13 Bankruptcy

Two years from discharge date; four years from dismissal date.

with

Dept. of Veterans Affairs

Generally, not less than two years with foreclosures and bankruptcies filed under straight liquidation and discharge provisions. If the foreclosure was on a VA loan, the buyer must have paid the VA for its loss before qualifying for a new VA loan.

After making 12 months of payments to a court-appointed trustee and the trustee or the bankruptcy judge approves new credit.

Federal Housing Administration

Three years, but the FHA may grant an exception if the foreclosure was a result of serious illness or death of a wage earner and the borrower has reestablished good credit.

Under a Chapter 7, two years after the discharge with reestablished good credit or no incurred new credit obligations, One year current on required payments to be considered.

Reprinted from REALTOR® Magazine, March/April 2013, with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2013. All rights reserved.


Tammy Hines Home Tour 4.4