Issuu on Google+


Cheras South

TRANSFORMED

Experience the Change. See the Difference. Feel the Excitement. The transformation is now complete. C180, a breakthrough in mixed development combining commercial, leisure & entertainment hotspots, has brought life, excitement, and fun to Cheras South. Adjacent to Jusco Cheras South, it includes offices, hotel, residence with a sky club, boutiques, fitness & wellness centres, F&B and entertainment outlets, an outdoor flea market graced with live performance arts and state-of-the-art amenities. C180 excels at providing a fusion of cool indoors and passionate outdoors for all. Indulge in a new and exciting lifestyle, indulge in C180, the place to be now and in the future.

03-9075 4868 / 017-207 5252 www.mitraland.com.my

Head Office : J-8-13 to 16, No. 2, Jalan Solaris, Solaris Mont Kiara, 50480 Kuala Lumpur Sales Gallery: Lot 465, Batu 11, 43200 Cheras, Selangor (next to Maybank, Cheras South) Disclaimer: The information contained in this advertisement is subject to change. All renderings are artist’s impression only.


30

Contents | November/December 2012 | Holiday Edition

COVER STORY

36

20

Shop, shop, shop ‘till you drop. Malls are planning for their year-end showdown as shoppers gear up to find deals. Find out what malls are doing this season and what makes people go on frenzies.

22 24 26 28 29 30 2

The Truth about Emotional Affairs

31 32 34

Crowning Touch of Interior Design

46

Defining Success as a Parent

Get into the mindset that everything you do as a parent is ultimately part of validating or nurturing your children.

Making it Christmas

A kind lady lets us into her Christmasready home. .

Emotional relationships venture into dangerous territory.

Photography BILL CHEONG Gown CARVEN ONG Make Up & Hair Do MODE MAKEUP ACADEMY

Holiday Shoppers

LIFESTYLE

ON THE COVER WONG CHUI LING We did an interview and had splendid photo shoot session as well.

Investing in art could yield more than just a nice living room.

I’d Read This

Book recommendations you’ll find useful.

I’d Listen to That

Some music to set the mood.

Soulfully Satisfying

With this device, you can finally get rid of that dusty music shelf.

| November/December 2012 | Holiday Edition

Beach Blast

Make waves with these oceanside activities.

“Planting” Your Vacation How to take care of your plants while away from home.

Have Yourself a Merry Scam-Free Christmas Stay safe this season from online scams.

Angel

The graceful Wong Chui Ling on work, home and holidays.


The Extra egant Lifestyle

CONTEMPORARY SPACES FOR THE URBANITE AT CYBERJAYA. The new hotspot in Cyberjaya, Vega Residensi 1 at Selangor Science Park 2 has been distinctively designed from the ground up to blend 21st century modern and contemporary urban concepts for work, play and easy living. The 18-storey residences spread across 3 tower blocks offers contemporary yet flexible suites of high rise living, making it the ultimate living, brilliant investment as within close proximity to education hub and integrated development of Selangor Science Park 2.

OPEN FOR SALE Come visit our Sales Gallery at: • SSP2 • Kompleks PKNS Bangi Sales Gallery business hours: 10.00am - 5.00pm (Monday - Sunday)

Another Prestigious Development By:

www.pknsproperty.com

012 2294 359

Perbadanan Kemajuan Negeri Selangor Bahagian Jualan Hartanah Wilayah Selatan Ground Floor, Kompleks PKNS Persiaran Bangi, 43650 Bandar Baru Bangi Selangor Darul Ehsan Tel: 603 8926 2000 Fax: 603 8925 0219

010 2974 096

Developer License No: 9062-70/10-2016/1186. Validity Period: 06/10/2011 05/10/2016. Advertising & Permit No: 9062-70/2028/2012 (10). Validity Period: 06/10/2011 - 05/10/2012. Approving Authority: Majlis Perbandaran Sepang. Reference No: MPSPG.9/CYB/09/10. Land Tenure: Leasehold 99 Years from 31/01/2003 - 30/01/2102. Expected Date of Completion: March 2013. Total Units: 356 units. Price: RM 253,888 (min), RM474,888 (Max). Bumiputra Discount: 7%. All photos and illustrations are artist’s impression only. Any information and specifications contained herewith are subject to change and/or amendments as required by all relevant authorities or statutory bodies.


PROPERTY

50 52 54 56 59 60

Entering Into A Sale and Purchase Agreement

Must know details when your SPA completes.

Cheras180

A new “blue-chip” landmark by Mitraland Group.

Home is Where The Art is

YOU One @ Subang USJ is the new modern lifestyle avenue.

Puncak Alam

This township in Ijok, Kuala Selangor could be the next big thing.

| November/December 2012 | Holiday Edition

64

Making Your First Million in Property

66

Quintessential Tropical Luxury at Gita Bayu

70

More Needs to be Done For Affordable Houses

72

Beneath The Surface

76

Industry players applaud the government’s move but feels there is more that can be done.

PKNS and their commitment to affordable homes.

WIN!

THE NEW SAMSUNG GALAXY NOTE II PG15

Grand Prize Courtesy of

4

Contents

| November/December 2012 | Holiday Edition

Faizul Ridzuan shares his wisdom on hitting a property milestone.

This group of five is not your usual quintet.

Kasia Greens

The best of comfortable suburban living in Nilai.

Light of The Orient

Penang’s new iconic waterfront development looks to illuminate the country’s aspirations.

Make Money

Let properties do all the work while you go on holiday this season.

REGULARS 6 8 78

Editor’s Note

79 80

Directory

Letters MM2H Guide

Subscription Offer


GIA Cluster Homes

Find A Home That Suits Your Nature...

In Bandar Seri Putra

We present you another chance to own prime homes at Legundi Residensi 2nd series in Bandar Seri Putra. It continues the concept of contemporary design with water feature of the first series but with a much bigger built-up area. Providing choices of Cluster Homes, Twin Homes and Single Homes, Legundi Residensi is where you find a home that suits your nature.

FIONA Single Homes

* Artist impression only

* Artist impression only

HANA Twin Homes

* Artist impression only

ready amenities • maturing township • water feature modern design • low density • 2 entry / exit points • Legal fee and disbursements on SPA borne by Developer (Panel solicitors only) • Legal fee on Loan Agreement partly subsidized by Developer (Same as SPA solicitors only) • RM10,000 Down Payment

A Quality Development By:

www.umland.com.my

Developer:

Bangi Heights Development Sdn Bhd (236433-V) (a subsidiary of United Malayan Land Bhd) Sales Office: 34, Jalan Seri Putra 1/2, Bandar Seri Putra, Bangi, 43000 Kajang, Selangor Darul Ehsan. Fax: 03-8925 5058 E-mail: salesbh@umland.com.my

Call us at:

03 - 8927 1611 or visit our Sales Gallery: Monday - Friday: 9.00 am - 5.30 pm Saturday/Sunday: 9.30 am - 5.30 pm

Developer’s Licence No: 7493-33/10-2014/1178 Validity: 06/10/2011 - 05/10/2014 Advertisement & Sale Permit No: 7493-33/2294/2012(11) Validity: 03/11/2011 - 02/11/2012 Expected Date of Completion: Nov 2013 Encumbrances: Nil Approving Authority: Majlis Perbandaran Kajang Building Plan Approval No: MPKj1/P/35/2011 Land Tenure: Freehold Total Unit: Bungalow: 3 Units, Semi-D: 16 Units, Cluster: 52 Units Price: Bungalow: RM1,662,000 (min) - RM1,706,400 (max), Semi-D: RM932,400 (min) - RM1,358,400 (max), Cluster: RM743,400 (min) - RM1,224,000 (max) • 7% Bumiputra Discount


EDITOR’S NOTE

SOME CALL IT THE WEEKEND SPORT, others blame it as the cause of inflation…

Consumerism

Mega Sale Year End Sale

BARGAINS!!!! I

t’s the time of the year again where all guns shall be blazing and all cards signing from the counters of the street bazaars right up to the long queues at the malls. Indeed, the spirit of this shop-a-thon is a peculiar one where it is unusually calm during the year only to spike like a virus outbreak at the end of the year, and whether or not any of those shops are genuinely shelling out discounts or bargains. This celebration of consumption has become in part mankind’s annual sin. Its consistent and persistent patterns have pushed the thinking caps so far it has bred research, data, surveys, analysis, campaigns; even extrapolating it to be packaged as investment vehicles like that of the REITs. As the year comes to a close yet again, Homefinder attempts to scratch this shopping itch to uncover what lies beneath. If any, what are the shopping trends of the apocalypse-2012, if the uncertain economy has any role to play and whether our local shopaholics are still spending as freely as before. Beyond the Christmas bug, what really drives you and me to spend for the year end.

6

| November/December 2012 | Holiday Edition

My personal shopping habits, fortunately or not, flows in the same veins as the annual retail sale. And I think this is a man thing, not quite like the metroboys of becks and beckfords. It happens once a year. I’d thank God for a longer interval if the clothes could last, then again, the shops would go bust if all shoes and hoses fail to break. My greatest shopping wish nevertheless is for the shops to come to my house once a year and I’ll just pick them out in the comfort of my own home without parking hassle or traffic chaos, and I’m talking about the real thing, not some funky tablet app. Santa are you reading this?

Blessed Christmas and 2013.

Ivan Ivan Tan

CO-FOUNDER AND MANAGING EDITOR


Coming home is in the finest details

Our show unit is ready for your private viewing. For bookings, please call

017 8888 755 Developer's License: 6515-5/06-2014/714 • Validity Period: 13/06/2011 - 12/06/2014 • Advertising & Sales Permit No. : 6515-5/202/2013(01) • Validity Period: 25/01/2012 - 24/01/2013 • Building Plan Ref No.: Bil ( ) dlm.MPKj 1/RS/85/2010, Bil ( ) dlm.MPKj 1/RS/84/2010, Bil ( ) dlm.MPKj 1/RS/83/2010, Bil ( ) dlm.MPKj 1/RS/82/2010, Bil ( ) dlm.MPKj 1/RS/81/2010 • Building Plan approving Authorities: Majlis Perbandaran Kajang • Total units: 5 Units • Land of Tenure: Freehold • Land Encumbrances: Nil • Expected Completion: December 2013 Approved Selling Prices: RM8,412,701.00 (min) • RM10,283,393.00 (max)


n o s a e S ings t e e r G

LETTERS

It’s been a wonderful journey together where I witnessed, as an active participant to your birth, growth as well as both the revolution and evolution of the Homefinder.  Thank you for featuring me in your insightful magazine and making me part of your author’s list from the very beginning and the recent rekindling. It has been a real honor for me and I look forward to continuing not only a wonderful dynamic working relationship, but a great friendship developed with your team as well as your avid readers, too. For this end of the year (or some said the end of the world!), we wish all the readers of Homefinder, a fruitful new year in 2013! Finding a house is one thing but making it a HOME is the real thing!

This year has been sort of a cocoon to shape mind, body and soul. For me at least, it was about leaving comfort zones and becoming a better person. This holiday season is time to celebrate joyfully with a sense of gratitude and forgiveness alongside family, friends and acquaintances. So let’s leave negative mindsets behind and be liberated, and prepare ourselves for a year’s end and the beginning of another, heading towards a new level of greatness. Merry Christmas and happy New Year to all!

Eddie Tan, HOMEFINDER

A very blessed Christmas and a joyous New Year to my family and friends!

Joyful tidings to all friends, family and beloved Homefinder readers! May the joy and peace of X’mas be with you all through the year, and may the holidays refresh your spirit and bring you new inspiration and happiness. Wishing you a season of blessings from heaven above.

Raymond Lee, XCEPTIONAL INTERIORS

Dexter Lim, PROPERTY FAST TRACK

Chris Tan, CHUR ASSOCIATES

“I will honor Christmas in my heart, and try to keep it all the year.” - Charles Dickens. May the spirit of giving stay in our hearts all year round, Blessed Christmas & Happy 2013 everyone!

Stephanie Chia, HOMEFINDER 8

| November/December 2012 | Holiday Edition

Wishing all Homefinder and WTF readers a joyous holiday ahead! 2013 will be a very interesting year to invest, so don’t forget to invest in your education, build your network and invest wisely. HO-HO-HO ^^

Faizul Ridzuan A Christmas candle shares its life so quietly, so unselfishly lighting people around. Share your happiness and joy during this festive season with your loved ones and people around you like a Christmas candle, and they will light you the same way too. Merry Christmas and Happy New Year to all Homefinder readers!

Kok Chin Yee, OREGEON As we approach the holiday season, I would like to wish our readers, my family and friends an early Merry Christmas and Happy New Year! As Suze Orman wisely says, “People first, then money, then things.” So my wish for everyone is to spend the time with your loved ones, smiling, laughing and enjoying every single minute of it. William Lee, ORANGUTAN SOLUTIONS Wishing you and your family love, joy and peace! Blessed Christmas and New Year!

Benny Kong, FOCUS ON THE FAMILY MALAYSIA


Contributors CO-FOUNDER AND PUBLISHER

FOCUS ON THE FAMILY (FOTF)

Eddie Tan

Founded by Dr James C. Dobson in the United States in 1977, FOTF is a non-profit organization with a clear vision – to strengthen families. From modest beginnings with a weekly radio program, they are now an international ministry with offices worldwide, reaching more than two million people in 155 countries. They jointly work with a wide network of professionals, from both the public and government sector – all dedicated to the preservation of the family.

CO-FOUNDER AND MANAGING EDITOR

Ivan Tan ASSOCIATE EDITOR

Bill Cheong SUB EDITOR

Lawrence Julius Tiwol WRITER

Emilio Vergara CREATIVE & PRODUCTION

Racheal Lenita Pricilla EXECUTIVE ASSISTANT

Stephanie Chia

FAIZUL RIDZUAN

MANAGER, SALES AND MARKETING

Nur Zahira Abd Rahman ASSISTANT MANAGER, SALES & MARKETING

Cazrin Isa CONTACT US

mailbox@homefinder.com.my ADVERTISEMENT

advertise@homefinder.com.my CAREER

careers@homefinder.com.my ENQUIRIES

enquiries@homefinder.com.my

Faizul Ridzuan, 31, is a regular nine-to-five employee, author and property investor. He majored in Computer Science and is a graduate from University Malaya. Faizul has been investing in properties for six years now, and within five years, had 23 properties in his portfolio, now worth more than RM5 million. His success in property inspired his first book release “WTF? 23 Properties by 30” which propelled to bestseller status at a number of bookstores. He is a fan of motorcycles.

PUBLISHER TTIEN Media Group Sdn Bhd (877188-K) J-08-02, Solaris Mont Kiara, No. 2, Jalan Solaris, 50480 Kuala Lumpur Tel: 603 – 6201 8337/9337 Fax: 603 – 6201 6337 www.homefinder.com.my PRINTER KHL Printing Co Sdn Bhd (235060-A) Lot 10 & 12, Jalan Modal 23/2, Seksyen 23 Kawasan Miel Phase 8, 40300 Shah Alam, Selangor, Malaysia DISTRIBUTION MMS - Media Marketing Services Sdn Bhd No 1, Jalan PJU3/45, Sunway Damansara Technology Park, 47810 Petaling Jaya, Selangor Darul Ehsan. Homefinder is published bi-monthly by TTien Media Group Sdn Bhd. INDEPENDENT ENTITY TTIEN MEDIA GROUP SDN BHD or the Publisher is an independent organization not related to any property related person, organization or association (property related companies). The Publisher is also not acting as a proxy for any property related companies. The Publisher’s appointment as official media, media partner or its variant is based on official business relationship and does not hold the Publisher as a related company, subsidiary company or its variant. All products and services by the Publisher are rendered strictly on professional grounds independent from the influence of any property related companies.

SR WONG WEN CHET & SR KOK CHIN YEE Sr Wong Wen Chet is the Managing Director of Oregeon Property Consultancy Sdn Bhd. He is a Registered Valuer & Registered Estate Agent recognized by Board of Valuers, Appraisers and Estate Agents and has been in real estate industry for more than six years and a Committee Member of REHDA Youth. Sr Kok Chin Yee is the Manager of Oregeon Property Consultancy Sdn Bhd. He is a Registered Valuer & Registered Estate Agent recognized by Board of Valuers, Appraisers and Estate Agents and has more than five years of experience mainly in valuation of residential and commercial properties for retail and corporate clients.

CHRIS TAN

The Publisher does not partake in any property related transactions conducted by its clients, associates or its variant apart from acting only as the media providing the necessary coverage, media exposure and advertisement space. The Publisher does not in any way benefit monetarily from transactions occurred between seller(s) and buyer(s) that arise from these business relationships.

Founder and Managing Partner of Chur Associates, he is well-known for his credentials and involvement within the real estate sphere. This include being actively involved with FIABCI (International Real Estate Federation), where he was awarded FIABCI’s coveted Medal of Honour. Chris’ repertoire does not end there as he is also actively involved with the media and entertainment industry. He is a practicing lawyer, columnist, speaker, entrepreneur, avid musician, author the book “Turning GREEN”, and can also be found hosting for online radio channel Inspire FM.

NOTE The views expressed in the articles are the authors’. They do not necessarily represent the views of the Publisher. The Publisher is not responsible for the statements or remarks made in the articles unless it is expressly stated. PERMISSION AND REPRODUCTION Reproduction of any part of HOMEFINDER’s materials is prohibited without the written permission of the publisher.

Connect with us on:

HomefinderMalaysia HomefinderMalaysia www.homefinder.com.my . Please ine r az

. Please ine r az

this m ag ycle ec

this m ag ycle ec

10

WILLIAM LEE

William is the head of social media for Orangutan Solutions, coming from a marketing background for one of the world’s most recognized brands, he and his team carry out the social media campaigns for a variety of brands across Malaysia. You can stay up to date with social and online marketing trends by following his blog at www. orangutanmarketing.com

| November/December 2012 | Holiday Edition


PROPERTY

BUZZ The Haven’s Night of Appreciation To show appreciation to all those that have contributed to the development, The Haven hosted a night of appreciation and thanksgiving; a night of fine music and a dining experience with a unique twist. The contemporary event held on 26 September innovatively offered a dining experience inside The Haven’s one-of-a-kind specially-designed swimming pool. The Haven is the first condo development in the state of Perak,

and probably in all of Malaysia, to specially trademark its own 60 meter sea-horse shaped swimming pool design. The newly completed five-level infinity swimming pool includes a Jacuzzi, lap pool, leisure pool, children’s pool and wading pool. Guests saw the creation completed, in fact, it was only completed on the day! Taking to the edge of the pool’s four-inch transparent infinity edge, guests were able to appreciate the view of the natural pristine lake and its virgin forest. Along with

the development of the swimming pool, the event marks a celebration of the project reaching new levels of completion. Guests had the opportunity to explore the grounds and see the spectacular night view from the newly completed penthouse on the 26th floor. The Haven has reached over 75% of sales with less than 100 newrelease units remaining. Completion is ahead of schedule with the first tower expected to be fully completed by January next year. HF

Guests enjoyed an evening dinner in Haven’s 60 meter sea-horse shaped swimming pool.

BEX exhibitors showcasing their products to visitors.

Greenovation Lights for indoor plant cultivation, a new urban operating system for intelligent energy management, and technology that displays a live showcase on a 3D platform integrating visibility to building performance and efficiency – these were some of the latest innovations showcased at the recently concluded Build Eco Xpo (BEX) Asia 2012, held over three days from 10 to 12 October at Singapore’s Marina Bay Sands Expo and Convention Centre. The event saw more than 8,000 local and regional visitors, with some 282 companies from over 28 countries participating in the event, many of them showcasing new technologies and products developed over the past year. More significantly, BEX Asia 2012 facilitated a projected US$90 million worth of business deals over the three-day event. “The encouraging result from this year’s event is a strong testament to the green demand from the region. Many have chosen BEX Asia as the launch pad for their new technologies, as they believe that the event is an ideal platform that will help them reach out to developers and owners in the region who wish to retrofit their existing buildings with eco-friendly features. “Businesses in the trade are recognizing the green rush in this region, with many setting up offices in Singapore,” says Michelle Lim, Managing Director of organizer, Reed Exhibitions Singapore. HF

12

| November/December 2012 | Holiday Edition


PROPERTY

BUZZ M Residence

Opens Show Village

Show Village is open daily from 10am to 6pm.

Mah Sing Group’s M Residence @ Rawang opened their show village doors on 23 September to an eager public in a grand launch event held at the township’s site itself. The 1,800-strong crowd that turned up was welcomed by Mah Sing Group Bhd’s Executive Director, Lim Kiu Hock, who dotted the eye of the lion during the lion dance performance to officially launch M Residence @ Rawang’s show village. The opening of M Residence @ Rawang’s Show Village accommodates public interest in the township that was previewed last December and officially launched in April this year. With Phase One completely sold out, Phase Two of M Residence, comprising of two-story 22 ft by 80 ft super-link homes were the main focus during the launch. In addition

to this, Phase Three which also comprise of two-story linked homes were open for registration during the launch of the show village. Buyers of M Residence’s Phase Two were treated to exclusive opening specials that saw the developer absorbing the cost of the legal fees on SPA and Loan Agreement and Stamp Duty on MOT and an exclusive opening package. The overwhelming response to Phase Two saw only limited units available at the end of the day. With only 159 units in newlylaunched Phase Three, interest was very high with the total amount of registrants nearly half the amount of homes available. As for Phase Four which comprises semi-d units, this phase is anticipated to make its debut by the end of November. HF

The Dorsett International family at ITB Asia 2012.

DORSETT HOSPITALITY INTERNATIONAL Asia-based hotel group Dorsett Hospitality International was officially launched today, in Singapore. President and Executive Director, Winnie Chiu revealed the new brand’s architecture and exciting pipeline for Asia Pacific and beyond, at a press conference at ITB Asia 2012. Formerly known as Kosmopolito Hotels International, Dorsett Hospitality International comprises of three unique brands, each catering to a different type of traveler. The new brand architecture will roll out across all existing properties and future developments.

14

Headquartered in Hong Kong, Dorsett Hospitality International currently operates 18 hotels with seven more underway in key Asian cities, including Singapore (scheduled to open end of 2012), Zhongshan, Zhuji, Kuala Lumpur and Hong Kong, bringing the total room count to more than 7,000. Dorsett Hospitality International also revealed plans for expansion beyond Asia with the launch of their first UK hotel, Dorsett London, in the first quarter of 2014. The group has also recently acquired a second property in London which is scheduled to open within the next three years.

| November/December 2012 | Holiday Edition

The rebranding process has consolidated the group’s hotel portfolio and divided it into three brands that cover different market segments - boutique range d.Collection; Dorsett Hotels & Resorts, comprising of upscale Dorsett Grand hotels and midscale Dorsett Hotels, contemporary urban hotels in central locations; and the valueled Silka Hotels famed for convenience, speedy service and attractive room rates. Whilst each brand caters to different market segments, all hotels promise to deliver on the Dorsett Hospitality International’s commitment to be “The gateway to Asian Inspired Hospitality”. HF


Courtesy of

WIN!

An afternoon tea with author Faizul Ridzuan + 14 autographed copies of his bestseller.

WIN!

RM2,000 seed capital! 23 properties in 5 years!

HOW DO IT? Worth

The All New Samsung Galaxy did he Note II

RM 2,299!

We’re giving you the chance to spend an afternoon with Faizul where you can ask him yourself how. That’s not all, we’re giving out 14 autographed copies ofleisure, his bestseller The Light Waterfront is Penang’s first integrated ‘WTF? 23 Properties by 30?’ and the retail, entertainment and cultural destination within an up market chance to appear in Homefinder.

and luxurious waterfront living enclave. Read more about The Light on page 72 and you may just win yourself the new Samsung Galaxy Note II courtesy of IJM Land.

1 3 Easy Steps To win 2 1. 3 4 2.

TO WIN

Like our Facebook page at www.fb.com/HomefinderMalaysia Look for the photo in our “CONTEST” photo album.

Like our Facebook page at www.fb.com/HomefinderMalaysia Share our Homefinder cover on your wall with this comment: and click on the contest tab. “Redefining Life & Living with Homefinder!” Answer the question the friends developer of The Tag at“Who least 5 is (Five) and you’re all setLight to winWaterfront Penang?”and complete this sentence in not more than 15 words “My favorite Closing part ofdate TheisLight Waterfront of_______” July! on Tuesday, the 31stis

3.

Refer the contest to five (5) friends on Facebook and you’ll be in the running to win! TTIEN Media Group Sdn Bhd (877188-K) J-08-02, Solaris Mont Kiara, No. 2, Jalan Solaris, 50480 Kuala Lumpur Tel: 603 – 6201 8337/9337 Fax: 603 – 6201 6337 Email: reez@homefinder.com.my Closingwww.homefinder.com.my date is on Monday, the 31st of December!


LIFE

WIRE ONE WORLD ADDS TO ACCOLADES

(Second from left) Dato’ Teo Chiang Hong, at the awards presentation.

A small and select number International Convention Hotel m (53,819 sq ft) of meeting that evening. Having won the space spanning over three levels of outstanding hotels across the globe are celebrating as title of Best Convention Hotel of the hotel. With a total of for Malaysia and Asia Pacific they have just achieved a truly 18 meeting rooms of various international five-star status. in April this year, One World sizes, meeting organizers can Hotel competed against other Winners of the International expect not only flexibility, Hotel Awards were disclosed winning entries from around the but warm and personalized at a high profile presentation world to emerge as the world’s service from our dedicated best in London. dinner at the London Marriott team of conventions and Hotel, Grosvenor Square in events specialists. The meeting London on 4 November. “Apart from being a five-star rooms are also equipped with hotel, One World Hotel is also state-of-the-art audio visual One World Hotel, Petaling known for its excellent MICE equipment,” says Ho Hoy Sum, facilities. It has over 5000 sq the hotel’s General Manager. Jaya was named the Best HF

Artist impression of Imago’s Block A and B.

Sneak Preview of Imago Mall A new chapter is beginning in the evolving story of retail in Kota Kinabalu, Sabah, and representatives from leading retail outfits were given a sneak preview of Imago Mall on 23 October at the Crowne Plaza Mutiara, Kuala Lumpur. Imago, a four-story shopping mall with a net retail space of approximately 800,000 sq ft is set to revolutionize the shopping, leisure and entertainment scene in the capital of Sabah, bringing in its wake a number of firsts.

16

| November/December 2012 | Holiday Edition


LIFE

WIRE SAMSUNG’S NEW SIDE-BY-SIDE REFRIGERATOR

The new and innovative side-by-side Samsung refrigerator.

Escalating energy prices and environmental impact from home appliances are among the two major concerns of consumers today. To address these concerns, Samsung Malaysia Electronics, introduced its new side-by-side refrigerator with Twin Cooling System™. Samsung’s Twin Cooling System™ controls the refrigerator and freezer It will be the first to introduce the concept of non-strata leased retail space in a mall. It will be the first shopping mall in Sabah to be professionally managed. It will be the first world-class shopping mall in Sabah, bringing in top local and international fashion brands and exciting dining and entertainment options, all under one roof. Imago is being developed by Syarikat Kapasi Sdn Bhd, a subsidiary of Asian Pac Holdings Bhd, as part of KK Times Square.

independently with two separate evaporators and precise electronic control. The system supplies an adequate amount of cool air to each compartment independent of the other to allow the refrigerator compartments maintain a 43% level of humidity. Because each compartment conserves its ideal temperature, cool air does not travel through the same duct, thus eliminating the transfer of odours between the freezer and refrigerator areas. The new side-by-side refrigerator by Samsung also encapsulates elements of energy saving with the incorporation of nine individual smart sensors to analyse environmental condition and using pattern to ensure food freshness. The inclusion of Samsung’s Digital Inverter Compressor help to lower operation noise level up to 41 db/A, while enhancing Strategically located in the Central Business District (CBD) of Kota Kinabalu, the shopping mall is within a five-minute drive from the premier Sutera Harbour resort, and a 10-minute drive from the Kota Kinabalu International Airport as well as the popular Shangri-La Tanjung Aru. Asian Pac Managing Director, Dato’ Mustapha bin Buang said the select group of retailers invited to the event were encouraged to consider opening a branch at the mall.

the side-by-side refrigerator’s energy saving feature. “Today’s modern consumers are technologically-savvy and care very much for the environment. We at Samsung took that into consideration when conceptualizing our new side-by-side refrigerator. We injected Samsung’s innovative technology into the refrigerator, and added a touch of contemporary feel to the overall look to exemplify how technology and beauty could go hand-in-hand,” said by Kwon Jae Hoon, Managing Director of Samsung Malaysia Electronics Sdn Bhd. “As an award winning innovator in consumer electronics and home appliances, we will continue to up the ante to provide smart digital appliances that will enhance the lives of consumers,” Kwon added. HF

“The fact that we will be leasing the retail space means we will be able to manage the retail mix of Imago, and ensure this caters to market trends and demands. This creates a win-win situation for both shoppers and retailers, as the former are delighted by what’s on offer and the latter are guaranteed of a highly professional mall management that maintains top standards. No less than 75% of the 300 retail units will be occupied by fashion and dining outlets, as research has shown this is what shoppers look for.” HF

Holiday Edition | November/December 2012 |

17


LIFE

WIRE The Nike women’s Shield Pack.

BEYOND GREEN Schneider Electric, the global specialist in energy management, hopes that home owners will look beyond purchasing a “green home”, and implement energy efficient solutions within the house. While a home or apartment complex may have been built sustainably, to help limit carbon emissions, it may not help lower energy output.

NIKE Running for the Holidays Southeast Asia faces its annual wet and cool season through the monsoon months, with the highest rainfall at the end of every year. Running in the rain can be an exhilarating experience, but it can be dangerous as well. Wet tracks reduces grip, and reduces visibility. The rain should not deter runners from their runs, and this holiday ’12 season, Nike introduces products to keep runners dry, protected and comfortable. Breathability, ventilation and comfort come together in the Nike Relay tops (men’s and women’s). The Nike Dri-FIT knit fabric enables premium sweat management, while ergonomic seaming with flat-seam construction follows the body’s natural contours for reduced irritation, a flattering fit and a full range of motion. Mesh underarm panels and the dropped and vented hem augment the cool comfort. The Nike Relay top features reflective elements as well, keeping the runner visible in the dark. A reflective headphone cord loop at the back of the neck also means runners can listen to their music without distractions.

18

Nike Twisted Tempo shorts for women pack highperformance features into stylish and comfortable running shorts, available in a wide range of color combinations with contrasting diagonal panels. The Nike Dri-FIT fabric and built-in Dri-FIT crepe liner helps keep runners dry. A zipper pocket provides secure storage for a small media player. The Nike Shield Pack – a collection of running footwear to suit each unique running style – is updated with the Nike Shield technology, igniting runners every day and night of this season no matter rain or shine. It features a highly reflective inner sleeve that performs triple duty—it’s reflective even in dim light for safety; it makes a barrier that resists water in wet conditions, but stays breathable; and the reflectivity adds some flash to the look. The Shield Pack collection consists of the Nike Free Run+ 3 Shield, Nike Lunareclipse+ 2 Shield and Nike Pegasus+ 29 Shield. So in this wet, rainy season, there is no reason not to continue running. HF

| November/December 2012 | Holiday Edition

As lighting and High Voltage Air Conditioning (HVAC) consumes over 70% of energy at home, the simple act of “turning off the lights when you are done” will not help much if you still use incandescent light bulbs. By implementing energy efficiency solutions in your home, you can monitor energy usage and achieve as much as 30% savings on your energy bill. A lot of home owners practice passive energy efficiency by installing energy saving light bulbs or air conditioning units. However, if a light or air-conditioner is left on all day in a room, it is still a waste of energy and will not lower your monthly energy bills. “Many people mistake passive energy as a proactive step to conserve energy when in reality, it isn’t. Active energy efficiency is turning off the light or installing an automatic sensor that does it for you when you leave the room. Both active and passive energy efficiency is incredibly important when you’re trying to lower your energy consumption,” says Peter Cave, Malaysian Country President, Schneider Electric. Homes owners can reap the benefits of energy efficiency through solutions such as home automation, transforming their homes into “smart homes”. Home automation can integrate different technologies into a single, user friendly and interoperable platform that allows you to control energy usage. The Wiser Home Control system by Schneider Electric is an example that enables people to have better control over their home life. What sets Wiser apart from other home automation is the seamless control of lighting, music, home theatre, security systems and much more. It is also a scalable solution which is flexible and easy to install. “With home automation, key elements such as lighting, security, home appliances, computers, and climate control come together in harmony,” Peter summarizes. HF


lifestyle

LOVE BEGINS BY TAKING CARE OF THE CLOSEST ONES - THE ONES AT HOME. – MOTHER TERESA

INSIDE c c c c c c c c c c c

Defining Success as a Parent Making It Christmas The Truth about Emotional Affairs Crowning Touch of Interior Design I’d Read This I’d Listen to That Soulfully Satisfying Beach Blast “Planting” Your Vacation Have Yourself a Merry Scam-Free Christmas Angel


Lifestyle Defining Success as a Parent

G

DEFINING

et into the mind-set that everything you do as a parent ultimately is part of validating or nurturing your children. Regardless of your parenting situation, you can erase “control” from your job description and add “validate and nurture.” While you’re at it, don’t forget all that fine print about paying for things, coaching your daughter’s soccer team, correcting your son’s awful table manners, sitting through countless piano recitals, teaching spiritual values and how to balance a checkbook, driving all over town, disciplining, encouraging, saying no at times and yes at others, setting boundaries and repeating all this as needed. In doing this year after year, you greatly increase the opportunity for your teenager to choose what’s wise and right. Even though you can’t control the final outcome, you’ve stacked the deck in your child’s favor. That’s what your job as a parent is. Get into the mind-set that everything you do as a parent ultimately is part of validating or nurturing your children, especially during their teen years — preferably in ways they don’t consider offensive or embarrassing.

SUCCESS AS A PARENT You can validate and you can nurture. That’s not to say, of course, that people and events won’t conspire to make your job harder. Here are some factors that can make it tough to validate, nurture and keep your fingers off the “control” button.

1

It’s easy to talk about other parents, evaluating their parenting based on how their teenagers are choosing and behaving. Since moms are often more closely tied to raising children than dads are, they’re especially susceptible

And don’t forget that it’s not about being perfect or exactly “right.” It’s about “enough.” Relax. You can do these things. And while there may be hard times, you can do them successfully, even if your teenager doesn’t turn out “right” — now or later. Remember, the results aren’t in your hands. The clearer you are about this job description, the more able you’ll be to maintain a balanced approach to this thing called control. Your job description is doable.

20

THE JUDGMENT OF OTHER PARENTS.

| November/December 2012 | Holiday Edition

to this kind of talking, comparing, and evaluating. The sad news is that it’s so common. Have you been on the receiving end? Did you respond by trying harder to control your teen’s behavior in order to silence the critics? One lesson I’ve learned as a parent is to guard my mouth and not talk in an “evaluating” manner about another mom or dad. I’ve also learned to guard my heart when I hear others talking about me in that way. Sure, it’s easier said than done. But nobody said parenting was easy — just doable.


Defining Success as a Parent Lifestyle

2

CATCHING UP.

When a child hasn’t been sufficiently validated or nurtured, he or she can be thrown into an unconscious emotional “survival mode.” This can put a record like the following on his or her mental turntable: “The only person in this whole world I can trust to look out for me is me. So I will do whatever I think I have to do to get my needs met.” If you think I’m talking only about a child adopted from an orphanage overseas, think again. Not getting enough validation or nurture can and does happen in our society, even among upper-middle-class, intact families. These kids can be found on a continuum ranging from mild to extreme. Those on the mild end of the scale are often under-diagnosed and labeled as strong-willed, having attention deficit hyperactivity disorder, perfectionistic, “control freaks,” lazy, underachievers, or just plain selfish. While these may be partly accurate assessments, they don’t tell the whole story. Attempts to help the teen “get his act together” will be met with limited success, because only surface

issues are being addressed and not the underlying attachment and bonding problems. Young people on the extreme end of this scale get noticed more quickly. Their negative behaviors usually are diagnosed as — among other things — oppositional defiant disorder, rebellion, antisocial behavior, or conduct disorder. Even if these diagnoses are correct, they still don’t address the deeper issue of what’s needed when validation or nurture is lacking. Whether symptoms are mild or wild, the damage can be deep and severe. Professional therapy with a counselor familiar with bonding and attachment issues is in order.

3

SINGLE PARENTHOOD.

If you’re a single parent, you may be facing a real battle. Is that an understatement, or what? I’ve said that dads are supposed to validate and moms are to nurture. Where does that leave you? Mentors and other healthy role models can be very helpful, though most

single parents I talk with say it’s not easy to find such people for their teenagers. And finding them may not be enough. You and your teen may need to wear a path to a counselor’s office — being sure to find a professional who has a working understanding of bonding and attachment issues with teenagers. Melinda had been a single parent to her son for more than nine years when I met the two of them. Andy was now 13. During our first session I asked why they were talking to a therapist like me, since there seemed to be no real issues at hand. Melinda explained that she just wanted a “checkup” for Andy and herself, to make sure they were both ready for the changes the teenage years would bring. As the sessions progressed, it became apparent to me that this single mom had gotten it right. Yes, Andy was an “easy child” as far as personality goes. But Melinda had been purposeful in her parenting. She’d given Andy enough nurturing and had done her best to see that he’d gotten as much validation as possible. The situation wasn’t perfect, but for Andy it was enough. If you’re a single mom, you can nurture and validate your teen. If you’re a single dad, you can nurture as well as validate. Taken from “Losing Control & Liking It” by Tim Sanford, a Focus on the Family book published by Tyndale House Publishers, Inc.

This article was extracted by Focus on the Family Malaysia with permission. To find out more about Focus on the Family Malaysia, please visit or contact us. +603-7954 7920 • focus@family.org.my • www.family.org.my • Facebook [focusonthefamilymalaysia] • Twitter [familiesMY] Focus on the Family 90-second commentaries is aired over TRAXX FM at 7.30 a.m. Monday to Friday

Holiday Edition | November/December 2012 |

21


Lifestyle Make it Christmas

Make it

Christmas With Pilar Pezar

This nutcracker (red sold ier) was given to Pilar by her sister in Germany.

N

othing brings out the Christmas spirit more than beautiful decorations and the smell of cookies in the oven. By the time November comes to an end, the air will have a different, but familiar warmth that would make you want to burst out singing carols. Shopping centers will be at work preparing for the season, while families around the world start their annual rituals that include setting up the Christmas tree, buying gifts, and putting up the lights. For Pilar Pezar, her ritual starts way before December is even in sight. A homemaker living in Kuala Lumpur, Pilar believes décor plays an important role in creating the Christmas mood. “It’s 80%,” quirks Pilar, on things that make Christmas what it is. She lives in a cozy apartment unit with her husband, a chef down at Prince Hotel. Home is where her heart is, and where Christmas starts, usually months ahead of most people. And in her repertoire, you’ll find sets of ornaments, twigs, pinecones, and a special little cut-out Christmas tree that belongs to her husband. It is of sentimental value that little tree; it has followed her husband, who hails from America, all over in his travels – so that wherever he went, he would always have a Christmas tree.

Golden candles.

22

| November/December 2012 | Holiday Edition


Make it Christmas

Pilar’s décors are more subtle and unique rather than elaborate and overwhelming. She grew up with the traditional red, green and gold colors, and she prefers to keep it that way while adding variation by using different shades. She likes to add natural elements or the concept of nature in her décor as well; you’ll find wooden birds, pine leaves, even plastic shrubs in her work. One of her pieces in the house is a bowl filled with an assortment of edible nuts, wooden squirrels with a shrub of wild berries sticking out – which really makes you want to grab something and put it in your mouth. There is also an interesting tray of mini Santa statuettes collected from around the world on display and a garland with Christmas balls and pretty capiz shell stars attached.

Although she is far from her native Philippines, she doesn’t forget family and friends, sending out cards and gifts prior to doing-up the house. She reminisces on family dinners on Christmas Eve or the nochebuena feasts, going to church, opening presents and going to grandma’s on Christmas day. Seven years now living in KL, she keeps the tradition going, “On the 24th I’ll be cooking dinner for my husband and myself… I’ll also have a casual dinner with friends,” says Pilar, who tries to include the customary queso de bola, or Edam cheese for these dinners whenever she can. She also bakes cookies, nut breads and other assortments to giveaway as gifts. “Christmas is about the sights, the sound of Christmas carols, the smell of home cooked meals, family and friends,” says Pilar, who loves her Christmas, no doubt. The season is magical, it is best we get in the mood, so prepare in advance!

Lifestyle

Pilar prepares ahead for Christmas.

1.

2. 3.

Twigs decorated with ornaments shaped like St. Basil’s Cathedral, a gift from Pilar’s husband from Moscow. A cut-out tree which had been her husband’s since the early days. Gilded birds in a basket with wild berries.

3.

1. 2.

Santas from around the world; (Left to Right) England, Canada, Germany, Sweden; (Behind Left to Right) Poland, Mexico.

Holiday Edition | November/December 2012 |

23


Lifestyle The Truth About Emotional Affairs

The Truth About

Emotional Affairs

Emotional relationships venture into dangerous territory. They may not initially lead to physical involvement, but they can still devastate marriages.

24

| November/December 2012 | Holiday Edition

I

t might have started with a conversation over the Internet, or with a seemingly innocent friendship in the workplace. Maybe it began as an uncomplicated thought: Unlike my spouse, this person really understands me. What can it hurt? I need a little excitement in my life. These romances may seem harmless — perhaps even “safe” alternatives to cheating on your spouse. The truth is, such relationships venture into dangerous territory; they may not initially lead to physical involvement, but they can still devastate marriages.

NOT JUST A HARMLESS ROMANCE “A new crisis of infidelity is emerging in which people who never intended to be unfaithful are unwittingly crossing the line from platonic friendships into romantic relationships...” asserts the American Association for Marriage and Family Therapy.


The Truth About Emotional Affairs Lifestyle

IMPACT OF THE INTERNET Traditionally, the workplace has provided the most potential for extramarital affairs. Now, online chat rooms have opened the floodgates for other opportunities to develop romantic entanglements. “The Internet is a dangerous place,” said Jim Vigorito, Ph.D., a licensed psychologist. “People can begin [a relationship] at an innocuous level, and then it can progress to something more.” What starts out as an emotional outlet can often lead a person down a slippery slope. Because the World Wide Web entices users with the lure of anonymity, one may be more prone to share personal issues with others – issues that they wouldn’t normally talk about in person. With barriers down, a deep level of emotional intimacy can develop between two people quickly.

NOT JUST “INNOCENT FUN” As prevalent as these affairs are becoming, they are not always easily identified or even seen as harmful. One reason lies in the lesser degree, or absence of, guilt and shame that often accompany extramarital sexual encounters. The spouse entangled in the relationship may justify it as “innocent fun” due to the lack of physical contact. The impact this may have on a marriage varies according to the couple. In Vigorito’s opinion, to women, the betrayal of emotional infidelity can be as debilitating as that of physical infidelity. Even though physical boundaries have not been crossed, “you’re taking your best communication outside of your marriage, and then there’s not much left to bring to your spouse.”

CONTRIBUTING FACTORS AND WARNING SIGNS A number of factors can lead to having an emotional affair. Certainly, communication or conflict resolution issues can lure a spouse to look for companionship elsewhere. Extramarital relationships can also attract those wanting to escape stressful situations, pressure and responsibility associated with family. And as with other temptations like pornography, the pursuit of fantasy undermines the presence of reality. So how can you recognize an emotional affair? These signs may indicate that a relationship has gone too far: • You share personal thoughts or

stories with someone of the opposite sex. • You feel a greater emotional intimacy with him/her than you do with your spouse. • You start comparing him/her to your spouse, and begin listing why your spouse doesn’t add up. • You long for, and look forward to, your next contact or conversation. • You start changing your normal routine or duties to spend more time with him/her. • You feel the need to keep conversations or activities involving him/her a secret from your spouse. • You fantasize about spending time with, getting to know or sharing a life with him/her. • You spend significant time alone with him/her.

I’D READ THIS

Getting the Love You Want By: Harville Hendrix Retail Price: RM49.90

When Harville Hendrix writes about relationships, he discusses them not just as an educator and a therapist, but as a man who has himself been through a failed marriage. Hendrix felt the sting of his divorce intensely because he believed it signalled not only his failure as a husband but also his failure as a couples counsellor. Investigating why his marriage dissolved led him to start looking into the psychology of love. Marriage, he ultimately discovered, is the “practice of becoming passionate friends.” As a result of his research, Hendrix created a therapy he calls Imago Relationship Therapy. In it, he combines what he’s learned in a number of disciplines, including the behavioural sciences, depth psychology, cognitive therapy, and Gestalt therapy, to name just a few. He expounds upon this approach in Getting the Love You Want: A Guide for Couples. His purpose in writing the book, he says, is “to share with you what I have learned about the psychology of love relationships, and to help you transform your relationship into a lasting source of love and companionship.”

Copyright © 2006, Monika Lewis. All rights reserved. International copyright secured. Used by permission. This article was extracted by Focus on the Family Malaysia with permission. To find out more about Focus on the Family Malaysia, please visit or contact us. +603-7954 7920 • focus@family.org.my • www.family.org.my • Facebook [focusonthefamilymalaysia] • Twitter [familiesMY] Focus on the Family 90-second commentaries is aired over TRAXX FM at 7.30 a.m. Monday to Friday

Holiday Edition | November/December 2012 |

25


Lifestyle Crowning Touch of Interior Design

Antique Burmese figurine of a monk.

Art pieces such as this can set the mood in your room.

Crowning Touch of

Interior Design Art pieces can be paramount in creating an ambience at home

26

| November/December 2012 | Holiday Edition

Even simple folk art from Northern Thailand can do wonders to a space.

A painting by Yusof Ghani from his highly acclaimed “Topeng� series.


Crowning Touch of Interior Design Lifestyle

W

e have admired the many forms of art, be it paintings, sculptures, and so on. But generally, we only do it either at the art gallery or the museum. Few of us would think of hanging a large piece

“Art washes away from the soul the dust of everyday life.” - Pablo Picasso

of canvas on our walls at home, unless it is a portrait or photograph of ourselves or of our family. Impractical, we usually think. Truth be told, art is more than just a pretty picture most of the time. As an interior designer, Raymond Lee sees art as the crowning touch of his projects, and never an afterthought. Incorporating art pieces, be it small or large, old or contemporary, into the interiors of a home, his approach to art and interior design is one that is holistic rather than isolated. “Sometimes for people, it is rather difficult to visualise how an art piece would complement their space at home. It is important to picture beforehand how and what art pieces would go well with a certain space,” says Raymond, who runs his own interior design company, Xceptional Interiors. Although an interior designer by profession, Raymond also has an extensive collection of art pieces ranging from abstract paintings by highprofile artists to Burmese folk art to crystal sculptures from France. There are many types of art out there, be it the difference in styles, methods of producing, or even cultural background. Generally, art for the home includes paintings, prints, etchings or engravings, photography, sculptures and anything you can either hang on the wall or place on a pedestal or tabletop. Some may be extremely valuable and sought-after; some can simply be bought off the shelves at Ikea.

Mixed media art piece on canvas by Malaysian artist, Choy Chun Wei.

According to Raymond, how people choose art usually boils down to the quality of the work and whether they can afford it. For a young graduate, getting a few thousand ringgit art piece for their new home may just be too much. They may however get something which is mass produced yet of fair quality at a decent price. How then, does one value art? According to Raymond, it can be very subjective. Many factors such as quality of the work, scarcity, demand and supply play a role. Good works of art are most likely to appreciate in value. “Just like vintage cars. Why do certain vintage cars fetch a very high price? Most likely because it is no more in production and hard to get hold of, the condition of the car is still good and probably it was used by a prominent person in the past.” Art pieces can be also a form of investment if you are a trader, dealer or speculator. That also explains why lately there have been an abundance of Malaysian companies selling art through auctions. It seems art trading has picked up and many have jumped on the bandwagon. Be it a form of investment or just something decorative, art can undoubtedly create an ambience at home which brings tremendous joy and evoke different and unique emotional feelings. It may be something of very high value and prominent or it could be something simple and unique that you can find a sentimental connection with.

To know more about Raymond’s art collection, call +6012 398 8302, email to to raymond@xceptional-interiors.com or visit www.xceptional-interiors.com

Limited edition print of abstract landscapes by Thai artist Attasit Aniwatchon.

A set of three pieces from Ahmad Shukri’s wallpaper series.

Holiday Edition | November/December 2012 |

27


Lifestyle I’d Listen To That

Getting into the Christmas Mood Refreshing Twists I’D

LISTEN TO THAT

Memories down nostalgic paths, with a twist… here, and there.

Memories of yesteryears certainly came back when the disc began to spin. Expecting it to sound like ordinary jazz, this fifth collection sprang a few surprises, to the delight of my ears. It did however take a little getting used to but not much more than acclimatizing to wine or Japanese food.

It’s no new discovery that music dances in your soul and for whatever the occasion, there is music to lift the spirits. Christmas, the widely celebrated event of the year comes with no shortage of music too. “Jingle Bells”, “Winter Wonderland”, “Rudolph…” A simple but essentially the most basic Christmas collection anyone should lay their hands on would be Sing A Song for Christmas. There are all the familiar tunes that you, me and the little fairy could sing to anytime of the day, louder especially during Christmas. With more than an hour on the disc, it’s hard not to get into the presents, trees and snowman mood. But if there’s one thing worth mentioning about this day, it is the arrival and great birthday of Jesus Christ. It was Him who gave us this beautiful season, just like how He arrived to spread His love to us some two thousand years ago. Blessed Christmas! HF

Cigar, brandy, riverside walk of a movie, afternoon Sunday matinee, Jerry Lewis, the late King of Pop and even as modern as today’s trendy café with love birds staring into everything yet nothing; these were scenes played through my mind as the music went from one to the next. It captures every moment in a person’s memory and gently arrests to remind that you’ve not heard that before. And just when you’re seasoned to its twisty tracks, it goes back to its authentic style and leaves you with a smile.

Sing a Song for Christmas 24 songs, 1 disc RM19.90, available at Rock Corner

Among my favorites, Dean Martin’s voice in “Sway”…and sway he did to both my wife and I in our living room…now when was the last you heard of a great legend’s voice spinning you around leaving no worries on your shoulder? What a voice, what an actor, what a legend! That bubble guy has a thing or two to learn here. Next up is a trip to the showers, and I could’ve sworn it’s one of the most sung anthems in the cubicle where it promises to fly you to the moon and everywhere in between. “Fly Me to the Moon” kicks off the album beautifully and lays an imprint to the rhythm of the entire collection. But the one that left the greatest impression on me had to be Trijntje Oosterhuis’ rendition of “One Day in Your Life” by the late Michael Jackson. It brought smiles on my face seeing the little afro Michael belting away chords and swinging kicks that only he can do. In Miss O’s cover, I was impressed by her emotions and the vivid innocence that she brings so purely with her heart to the song. You could almost feel and see the real Michael…it was so good, it’s goosebumps-good! 28

As the festive swings round the corner, this makes for a perfect gift during Christmas. It’d be a meaningful one too if you could drive along with that special someone…with Dean Martin swaying you through the roads…and swaying your hearts as one. Creatively put together to tease the soul… I like it!

Wow Jazz 5 30 songs, 2 Discs Sample Tracks Fly Me to the Moon – Julie London Sway – Dean Martin What a Wonderful World – Stacey Kent Kokomo – Clementine Mona Lisa – Natalie Cole Don’t Worry Be Happy – Bobby McFerrin One Day in Your Life - Trijntje Oosterhuis My Way – Malcolm Roberts With or Without You - Sitti RM49.90, available only at Rock Corner

| November/December 2012 | Holiday Edition


I’d Read This Lifestyle

I’D READ THIS

Understanding your own family is no easy task. When the pressure rises, and it will, where do you find that source of guidance and inspiration? At times, it is nowhere to be found. Sometimes we get lost and use up so much time and energy on family issues, only to find us back at square one. Sometimes, books hold the answers and we need only to pick it up. That said, pep talks aside, our friends at Focus on the Family have listed down their top picks you’d find useful, and should at least have flip at.

20 (Surprisingly Simple) Rules and Tools for a Great Family By: Steve Stephens

Retail: RM32.90

Product Description

Simple suggestions can have incredible results in your family. These easy-to-understand-and live-guidelines create closer bonds, stronger communication and build lasting memories for your family. You’ll be amazed at what big results happen from just little changes the whole family can make!

Home Court Advantage: Preparing Your Children to Be Winners in Life

The Family You’ve Always Wanted: Five Ways You Can Make It Happen

By: Dr. Kevin Leman

By: Gary Chapman

Retail: RM39.90

Product Description

Many well-meaning parents, hoping to give their children a head start in life, overload their schedules and fragment family time. The result? Hurried childhoods, distant relationships and a failure to pass on vital values. Best-selling author and psychologist Dr. Kevin Leman shows you how to reclaim your role as the primary influence on your child by enjoying time together and making indelible, life-shaping memories.

Retail: RM39.90

Product Description

All of us today are bombarded by images and experiences of broken families. Gary Chapman paints a portrait of what a loving, stable family looks like. He details five timeless characteristics that create a healthy family environment: an attitude of service, intimacy between husband and wife, parents who teach and train, children who obey and honor their parents, and husbands who are loving leaders. With this image of a healthy family in your mind, you’ll know what to do to move in that direction.

The Heart of Success By: Rob Parsons Hodder & Stoughton Ltd / 2009 / Paperback

Retail: RM42.90

Product Description

‘I would recommend CEOs give this book to every manager in their company’ Jim Smith, VicePresident, HR, SmithKline Beecham Best-selling author, Rob Parsons introduces seven guidelines for success in business and life. Through a fictional business school professor, Tom Murray, Parsons uncovers a radically different concept of success which flies against the current pressures which can lead to executive burn-out and lack of fulfillment. This is a book for anyone who finds it difficult to equate success with happiness and who wants to get to the top without ending up a loser in life. The seven laws are: - Don’t settle for being money rich - time poor - Believe that the job you do makes a difference - Play to your strengths - Believe in the power of dreams - Put your family before your career - Keep the common touch - Don’t settle for success; strive for significance.

These and other great books are available at Focus on the Family Bookstores nationwide. For further enquiry contact 03-7954 7920 or fax 03-7958 e-mail: focus@family.org.my. Website: www.family.org.my.

Holiday Edition | November/December 2012 |

29


Lifestyle Soulfully Satisfying

Soulfully Satisfying I

ndulging in music has never been more lavish and more convenient. Through the years, the process of enjoying music has evolved, from radio to records to cassettes and CD’s. Well now, you don’t need to go through the arduous process of locating that one album in you library of CDs anymore. Italian audio brand, Pathos Acoustics now puts good quality music at your fingertips – literally. The Pathos Musiteca Music Server is operated via a wide 21-inch touch-screen which features Pathos’ proprietary userfriendly graphic interface 16:9 ratio screen. There’s nothing like a nice big touch-screen to browse a large music collection.

And by large, they mean over two thousand CD’s worth of songs, all with uncompromised audio quality. This slickly designed

PRESENT THIS VOUCHER

Evoke the musical passion in you

technological marvel comes with one Terabyte of storage space, enough to hold up to 25,000 tracks, or in other words, that large album collection you have stored on that dusty shelf. With the built-in CD Drive, all you have to do is pop the CD in and rip it directly onto the hard drive. On top of that, it has a USB input for importing lossless or compressed digital music files so you will not need a CD if you are more of the downloading kind of person. And why not add to the experience by downloading track information and cover arts via the Musiteca’s LAN (Local Ares Network) Ethernet connection. Musiteca can also be remotely operated via any smartphone or tablet by means of a specific free app. Like most things that come out of Italy, it is all about style and quality. The Pathos Musiteca indeed is a symbol of these both aspects at its finest. With a stateof-the-art tube Digital-Analog Converter (DAC) similar to the one found in the

Endorphin, Pathos’ highly acclaimed CD player, you are sure to get the best quality sound. A brand with innovative technology and extraordinary designs, Pathos line of products has always been known as the brand that sets itself apart from the rest. From the finest hand-selected components, ensuring peerless quality, each Pathos product is carefully handcrafted in Vicenza, Italy, the birthplace of the brand following a long tradition of Italian craftsmanship. A machine which does it all, Musiteca is Pathos’ ultimate source of music that puts together massive storage, uncompromised audio quality and user-friendly operation. It will please both eyes and ears, providing you with the ultimate listening pleasure. Why not get it as a Christmas gift now as Homefinder readers will receive a special introductory price, a free Apple iPad and 100 preloaded music albums. See attached voucher for more information!

at Centre Circle Audio Sdn Bhd when you purchase the Pathos Musiteca and enjoy:

Special introductory price for Homefinder readers Free Apple iPad 32GB Free preloaded 100 music albums * Terms and conditions apply * Offer is valid until 31st December * Call +603 7728 2686 for more information 30

Pathos Musiteca is distributed in Malaysia by Centre Circle Audio. For more info please call +603 7728 2686, visit Center Circle Audio at No. 8, Lorong Rahim Kajai 14, Taman Tun Dr Ismail, 68000 Kuala Lumpur or log on to www.centrecircleaudio.com.my

| November/December 2012 | Holiday Edition


Beach Blast Lifestyle

Beach Blast By Daryl-Lynne Gottier

Make waves with these ocean-side activities.

Sandy Obstacle Course

Creative Tracks

Super Chutes

Set up a beach obstacle course. Create a trench to jump over, a pile of sand to run around, a row of sticks to run in between, shells to collect and other obstacles. Take turns running through the course while a parent keeps track of your time using a watch. Remember to smooth out the beach and remove all obstacles when you are finished.

Smooth out an area in the sand. Try changing your footprint or handprint so it looks like some other creature has been there. Take huge steps so it looks like someone really tall just passed by. Take giant jumps so it looks like a kangaroo visited. In a sandbox, try some smaller prints. What would it look like if a rabbit, squirrel or caterpillar had wandered through?

This works best on a beach that slopes toward the water. Start in the sand away from the water and dig trenches a little wider than a tennis ball. Add jumps and sharp corners as you work your way toward the water. Now drop a tennis ball into the top of the chute and watch as it rolls to the water. If corners are too sharp or jumps too steep, they will slow the ball down or even stop it. Make changes that let the ball go faster.

This article was extracted by Focus on the Family Malaysia with permission. To find out more about Focus on the Family Malaysia, please visit or contact us. +603-7954 7920 • focus@family.org.my • www.family.org.my • Facebook [focusonthefamilymalaysia] • Twitter [familiesMY] Focus on the Family 90-second commentaries is aired over TRAXX FM at 7.30 a.m. Monday to Friday

Create a competition by placing two chutes next to each other and dropping a tennis ball into each chute at the same time.

Holiday Edition | November/December 2012 |

31


Lifestyle “Planting” Your Vacation

“Planting” Your Vacation

M

alaysians have always enjoyed lots of festivities and celebrations due to its multiracial background. And with that we have a great deal of public holidays as well. It is no surprise that Malaysia is ranked in the top 10 countries with the most holidays. Well, it’s that time of year again where we celebrate a chain of festivals – from Christmas to New Year to Chinese New Year. And as you would have read in the papers about massive traffic jams on the highways, we usually take this opportunity to head back to our hometown or to go for a vacation.

32

| November/December 2012 | Holiday Edition

How to take care of your plants while away from home. If you would have done so, you would know that leaving your house empty for a few days is not as easy as packing, locking up and leaving. The first thing you would probably have to think about is who’s going to care for your garden and plants. Most of us Malaysians have the mindset that outdoor plants in the garden will be taken care of by nature. That may be true for some plants because of the tropical weather we are blessed with. But there are several species which may not do so well when left unattended for a few days. Worse is when people take this


“Planting” Your Vacation Lifestyle

mindset indoors and think indoor plants will survive just the same. It is common for those who live in landed properties such as Semi-Ds and terrace houses, to just ask their neighbour to spray some water over into the garden so that the plants get enough water. But what about plants inside the house or those who have potted plants in apartments and condominiums? Well, it all starts from understanding the plants itself – what kind of environment it needs to survive, how much water to put, does it need a lot of sunlight or not, how often does it need to be watered. One must create the environment for plants to survive and not expect the plant to survive in an environment it is not familiar with. Now, before you leave for your vacation, try to group the plants of the same category together in an environment which they all are most likely to survive be it somewhere moist and shady or with sunlight. It could be on your balcony or drying area or just by the window where they can get just enough sunlight.

Put potted plants in a dish or bowl filled with water to lessen the chance of it drying up.

Sinks and bathtubs can be useful to keep your potted plants healthy when you are away.

On top of that, it is always a good idea to group all your potted plants as close as possible to each other so that the process of transpiration can be enjoyed by the plants together. With transpiration taking place together, plants will take longer to dry up. On the other hand, over-watering a plant has always been a main concern for indoor plants. But in the case if you are going away for a week or so, overwatering or drowning the plant is less likely because the water will dry-up sooner or later. A plant will only drown if it gets too much water on a daily basis, which leaves it without any time to go through its wet and dry cycle. But if you are still afraid of submerging the plant, you can instead fill up a saucer with water and put the pot of plant on it so that the water can be soaked up through the bottom of the pot.

Installing irrigation equipments like sprinklers can help with watering the plants.

Indoor plants such as the Sensavaria requires less sunlight and a more humid environment.

One lesser known method to keep your indoor plants alive longer without daily care is by grouping them up in the bathroom where it has more moisture, given that the door is closed and the light is left on. And if you have a bathtub, fill it up with about an inch of water, put a wet towel over it and display your plants there. Leaving you leafy friends at home need not be so worrisome after all. All you need to know and do before going on holiday is to prepare what it needs – water, sunlight, and a comfortable environment for it to survive.

Holiday Edition | November/December 2012 |

33


Lifestyle Have Yourself A Merry Scam-Free Christmas

Have Yourself A Merry W By William Lee

ith the unbelievable growth of social media, it’s never been easier to keep in contact with friends and family, engage customers and stay up to date on the latest news and stories.

However this added connectivity can be a double-edged sword, with more people falling prey to online scams year on year, but if you know what to look out for, you’ll be able to keep yourself and your loved ones protected from it.

So what should you look out for this coming Christmas period to keep yourself and your family scam-free? Here are a couple of things we would keep in mind.

Sounds Too Good To Be True? You’ve all probably received an email or Facebook message that goes something like this: “Dear Sir, my name is John Smith and I am the lawyer of the late Prince Cairo, who has left with me control of $35,000,000 but I need your help claiming it. Just deposit $100 into my bank account and I’ll be able to release 90% of the funds to you...” A scam similar to the above was found to have been run by a 16-year-old boy in Africa, who operated out of an Internet cafe, hiring his classmates to help him run it. He even paid off the local authorities to prevent from being shut down, growing his “business” by developing multiple stories in hopes of luring in more victims. As the saying goes, “if it sounds too good to be true, it probably is”. When you receive an email, Facebook mes-

34

| November/December 2012 | Holiday Edition

sage or Tweet that uses words like winner, free, prize, money or lottery in the subject, be cautious and avoid opening it.

Using Big Brands to Hide Scams

Some recent scams on Facebook have used the trust people have in big brand names to lure them into paying for products or services they don’t really want. A 2011 scam promised users of Facebook free vouchers and gift cards for U.K. grocery chains Tesco and Asda, using supposedly free vouchers and gift cards of up to £250 (US$400) for the two U.K. grocery chains as bait, enticing Facebook users to sign up for expensive, premium-rate phone services. The company then shared messages to the users’ Facebook walls without their permission. If you ever receive a message or view a Facebook advert that is offering a prize from a big brand, but isn’t actually on the Facebook page for that brand, it’s best you contact them first, before signing up for any product or service.

Secure Your Passwords and Accounts Do you use the same password for all your social media accounts? Is your password extremely simple? We’ve all been guilty of that at some point or another, but unsecure passwords are one of the easiest ways to open up your friends and family to being taken advantage of.


Have Yourself A Merry Scam-Free Christmas Lifestyle

Scam-Free Christmas A friend’s Facebook account was once hijacked and used to send out a private message to all her Facebook friends, saying that her brother was in a car accident and quickly needed money for his operation. Luckily her friends decided to call her to verify, only to find that she wasn’t the one who had sent out the message. To prevent this from happening to yourself, you can install a tool on your browser or mobile devices called LastPass. How it works is that it asks you for a master password, which you would type in to access the application. From there, it would allow you to generate very complicated passwords for all your social networks and online logins, but to access them, you’d only need to enter your master password, the application would fill in the rest of the details for you.

customers informed, in hopes that you’ll purchase or renew their products, but nevertheless, the information is current and useful.

Make Your Accounts Private If you don’t want people getting personal information about you from your social media profiles, you have the option to make your accounts “private”. Facebook keeps changing how this is done, but at the time of writing you can make your information only available to friends by following the general instructions below. Facebook: Go to your privacy settings and for every single section, select the audience as ‘friends’. This will make most of your posts visible to only friends you have previously approved.

You can get the tool at www.lastpass.com and there is a free version available.

Twitter: Go to your settings page and click “Tweet privacy”. Check the “Protect my Tweets” box to make your account private.

Stay Informed Of The Latest Scams

As a general rule of thumb, delete any unused social media networks, such as old Friendster or Myspace accounts you are no longer active on. This reduces the chance that your personal information can be misused or your accounts hacked in to.

As social networks change, so do the strategies that scammers run to adapt to the changes. The best way to keep up to date with their latest methods is by following the Facebook pages of Internet security companies, such as www.facebook.com/SophosSecurity and www. facebook.com/avgfree. These companies post daily updates on the latest hacks, scams and strategies to keep their fans and

This holiday period we recommend you keep yourself well informed, remain cautious when interacting with strangers online and keep your passwords secure. This will ensure that you, your family and friends have a very merry (and scamfree) Christmas!

For more information on web and design solutions, call +603 2092 5626, email to sales@orangutansolutions.com or visit www.orangutansolutions.com

Holiday Edition | November/December 2012 |

35


Cover Story Holiday Shoppers

36

| November/December 2012 | Holiday Edition


Holiday Shoppers Cover Story

Holiday Shoppers By Emilio Vergara & Lawrence Julius

Deck the Malls with Boughs of Holly hile the rest of the corporate world prepares to wind down at the end of the year, the retail sector is bracing itself for its busiest and most important period. A streak of holidays and celebrations including Deepavali, Christmas, New Year, Chinese New Year beyond and the school breaks are set to bring an inflow of shoppers to the doorsteps of commercial centers, especially malls.

Holiday Edition | November/December 2012 |

37


Cover Story Holiday Shoppers

“Generally, almost all malls record their highest visitorship during the year-end period,” said Jazmi Kamarudin, the Centre Manager of The Curve. While malls measure by the traffic it receives, undoubtedly, the true aim here is to create an environment which encourages more spending. “Historically, all over the world, the Christmas and year-end season is the most important period for retailers. Typically, retailers will see a boost in their business a whole three to five times more,” said Joyce Yap, CEO of Pavilion KL. According to Joyce, it is a combination of factors which invites more shoppers to participate in this annual affair at malls, including products, ambience, pricing, convenience, services and more. Year-end is the time to spend because this the period where retailers are giving more discounts and attractive promotions, where consumers can get more from what they spend.” Of course, it could also be due to most typical workers receiving their annual income bonus during this period as well, Jazmi notes. But one underlying reason it is such an important season is because Christmas and New Year is a time for giving and receiving, even pampering oneself.

38

| November/December 2012 | Holiday Edition

“Shoppers spend more during the holiday season because of the sentiments of gift-giving, end of year surprises and the idea of rewarding oneself,” shares Vincent Tan, Assistant General Manager, Asset and Property Management of BRDB, which manages Bangsar Shopping Centre. Unknown to the wider public, there is actually a lot of psychology that goes on behind the scenes of the retail sector. Giving shoppers good reasons to spend more time in the mall, most of these little encouragements affect our behavior. “A shopper’s preference, habits, his or her current emotional state and most importantly the ambience they are in is what ultimately influences decision making in purchasing,” said Dato’ Teo Chiang Kok, Director of 1Utama Shopping Centre. Sales and promotions may be quite a straightforward marketing practice carried out by most malls and retailers, but on top of that, creating a welcoming and comforting ambience is of utmost importance to encourage shoppers to stay, and spend. Every year we see major malls trying to outdo each other with extraordinary Christmas decorations. For one, decorations are usually what pull the crowds to shopping malls; they tend to look forward to witnessing new and unique decorations. “Decorations can evoke psychological feelings as well. Even the music and lighting will contribute to this,” shares Joyce.


Holiday Shoppers Cover Story

What’s installed for Christmas!

The Curve

Known for elaborate and award winning decorations, The Curve is bringing to life A Christmas Fairytale. DECORATIONS:

The center court will be transformed into a forest called Whimsy Forest which is inhabited by nine uniquely created fairies called Whimsy Forest Fairies. There will be a giant tree house too.

EVENTS

Shoppers will be treated to a specially choreographed musical production called “A Christmas Fairytale” which is sure to entertain the whole family and kids will be able to take home some valuable lessons. On top of that, the fairies will be walking about and shoppers can snap their pictures with them. There will also be Christmas caroling. To engage with their shoppers online, The Curve also created a Facebook contest called Find Your Matching Fairy.

as and s hristm 50) n C o a i ot M2 get ns , and o spend R s Promemptio t p i ce dt Red wo re only nee kit. e in t avel

r v rs et a t r abo ard holde g o d 0 n 0 3 c s, a ) CBC d RM ceipt d RM600 e r Spen pillow. (O o n w t e p n to s ve i plush r abo nly need o 0 5 o 6 d RM lders Spen card ho C (OCB Holiday Edition | November/December 2012 |

39


Cover Story Holiday Shoppers

Similarly, Jazmi shares that the purpose of putting up decorations is also to create or replicate the atmosphere of that particular season. “Shoppers can feel the mood of the season which ultimately leads them to do their festive shopping.” Additionally, with advancements in social media, the public now tends to share what they have seen, felt, and think is worth a visit with their peers – spelling good news for commercial centers.

MALL CULTURE Shopping malls in Malaysia, particularly in Kuala Lumpur has been thriving. Reflecting this vibrant industry is a recent accolade for KL by the Global Shopper Index. KL was voted the second best city for shopping in Asia out of 25 cities. With the shopping industry’s annual sales turnover standing at RM85 billion, and with over 330 shopping malls in the country, Malaysians do show signs of having a “shopping mall culture”. “Malls have variety. People shop at malls and shopping districts because they have more choices. And it is a whole day affair for the family too. From breakfast in the morning, to lunch and a movie in the afternoon and evening,” said Joyce, adding that the weather is also a big factor as to why Malaysians spend more time in malls where it is comfortable. Today, shopping centers are not just places to shop for goods. One can enjoy services, F&B, entertainment on top of the choice of merchandise and shops, all under one roof. Whether it is just to see the beautiful decorations, or to do some serious festive shopping with the family, shopping malls are indeed the place to head to this year end. And more reasons to do so is the annual “Year End Sale” promoted by the Tourism Ministry. You may just find something nice at a great bargain, or maybe you will find the trip to the mall just as rewarding. 40

| November/December 2012 | Holiday Edition


Holiday Shoppers Cover Story

What’s installed for Christmas!

1Utama Shopping Centre Patrons can expect yet another mesmerizing and enchanting contemporary Christmas decorations that is bursting with Christmas tradition and bright colors. There will also be an impressive line-up of stage performances and activities, all customized for the entire family to enjoy. There will be lots of money-saving bargains with the center-wide promotions especially during the year end sales. Attractive free gifts relevant to the season of giving will be offered for redemption as well.

Holiday Edition | November/December 2012 |

41


Cover Story Holiday Shoppers

All I Want For Christmas

The air is filled with holiday joys. The atmosphere is magical; and somehow we get the urge to shop. Why is that? Maybe it’s because of that time of the year again, with Christmas and a new year being ushered in, there can only be two things in our heads; a long-awaited break from work and the prospect of buying new things. For an average person, one whom you wouldn’t call a “shopaholic”, he or she will probably be more excited that the oh-so-deserved break has arrived. But somewhere along the way, shopping will somehow come into the equation. Subconsciously the need to shop is always present. First of all, we know the holidays are coming, and with that, the sales. This is when retailers take advantage of the mood surrounding the season and bombard us with promotions and discounts unheard of at any other point of the year. Might as well replace “Happy Holidays” with “Happy Shopping”. But you’d wonder though, why is it during a period where retail demand is expected to soar, prices plummet? Uncertain economic conditions could have been a tipping point for this year-end mania. With financial crises and recessions affecting retailers, the mindset of increasing prices during the holidays have changed. Take the 2008/2009 breakdown for example; retailers who anticipated the holiday season by increasing stocks and filling shelves to the brim were caught when people weren’t buying due to the stark financial climate. Retailers had to cut losses and slashed prices to almost clearance-sale level. People caught on, became accustomed to these price cuts, expecting more of the same. To the advantage of retailers, the year-end is where they get to balance their books, make up for lost time and clear the shelves of soon-to-be-outdated stocks. We all wait for the year-end to buy that new TV set we’ve been eyeing since July, and chances are, it will be much cheaper too.

42

| November/December 2012 | Holiday Edition


Holiday Shoppers Cover Story

What’s installed for Christmas!

Viva Home Shopping Mall DECORATIONS

Shoppers can look forward to an amazing variety of toys decorated all over the mall’s Ground Floor Centre Court, just like how it would appear in Santa’s workshop.

This year, Viva Home Shopping Mall brings a special Christmas adventure with Vivi the Elf on his first ever experience in the Santa Christmas Workshop this coming holiday.

EVENTS

Meet Fun Touring Characters as they walk the mall daily and pose for a photo or watch the Enchanting Christmas Dance Show at the Ground Floor Centre Court.

Viva Home’s Christmas campaign runs from 28 November 2012 to 1 January 2013 and it is a family-friendly celebration with plenty of events designed for children and families.

Kids will be able to tell Santa their wishes at the Meet & Greet with Santa Claus. They can also snap a photo with Santa Claus every weekend from 8 December onwards. There will also be a Christmas Arts & Crafts Workshop on selected weekdays and a coloring contest on 11 and 18 December. More fun for the kids, the Kids Party with the elves will be on 13 & 20 December.

Promo tions a Redem ptions nd

Spend a accum minimum of ulation RM200 of in or Chris tmas s two receipts a single rece to charmin )a ip g gifts res to redeem t any of its sp t (or at the C ecialty s t a mps ustome a r Servic in exchange nd/ for e Coun ter.

tions ptions o m o r P edem and R s and e offer

iv booth exclus promotion all to b a r g , s ristma of that ping M On top ns at the Ch Home Shop . a n tio promo ilers from Viv for the seaso a t e and re up the hom n freshe

Holiday Edition | November/December 2012 |

43


Cover Story Holiday Shoppers

The psychology of the shopper is different in today’s world compared to how it was 10 years ago. Today, being called “selfish” is no longer a bad thing – even encouraged. As echoes of “reward yourself ”, “you deserve it” and “you come first” are streamed through the channels, people are given the conscience “green light” to give as much as they want, to themselves. When it comes to buying for others, it is usually relegated to “impulse items” found close to the payment counter – not exactly in lieu with the Christmas spirit of sharing and giving, but that’s the reality of it. Being human, we all have an instinct to follow the crowd and find safety in the presence of others. This is how trends take course, as we tend to love what the majority loves, hate what the majority hates, excited when others are too. Believe it or not, we’re mentally vulnerable. Bright lights, big crowds, major discounts, flashy adverts, family

and friends, wish lists; all this breaks our reservations and takes our focus off subjects like our budget. What makes us crave that unnecessary third handset? Or that newly launched item from that brand everybody loves? This is where the holidays weave magic for retailers. We all have values; we all believe that we are rational beings unfazed by minute temptations. For an average guy earning an average income, shopping is not on the top of the must-do list and surely it is easy to avoid spending if you’re just coopedup at home throughout the holidays. But then again, we are living in the age of technology, where the Internet is ever present. Last year, in a survey conducted by Visa, Malaysian shoppers revealed that they will spend an average of RM2,651 on online purchases during the holiday period. With online merchants also offering holiday discounts, there is added pressure to buy more. Usually when one plans a “buy list”, you’d be happy to know that your items will be on sale. For example, an item that usually costs RM80 can go down to RM30 in some cases. “Buy what I want, save some money, enjoy the atmosphere, go home,” one would say, but in most scenarios we’d exceed what was initially agreed upon. In a world becoming more and more “me-centric”, it is important we pause and think about the real virtues of the holiday season. Certainly there is no harm in pampering oneself after a long and hard year, but be wary and conscious, and be wise about spending habits. Take a second to take a step back, and take in the warmth of the season wholeheartedly. So here’s to a blessed Christmas, a new and better year, and more joyful times with family and friends ahead. Cheers!

44

| November/December 2012 | Holiday Edition


Holiday Shoppers Cover Story

What’s installed for Christmas!

Pavilion KL

Be bedazzled at Pavilion KL this Christmas with their theme, Bedazzling Christmas. DECORATIONS

Be mesmerized by Malaysia’s first crystal carriage at the Centre Court, embellished with over 5,000 Swarovski Elements. Shoppers can also embark on an enchanting journey aboard the Magical Train Voyage for RM5.

EVENTS

There will be tons of Christmas events lined up this Christmas including a “Date with Santa”, “The Royal Prince and Princess Ball”, a Christmas Stroller Band plus Christmas caroling. Shoppers will also be able to participate in the Swarovski Christmas Tree Contest by guessing the number of crystal stars and snowflakes in the sparkling Christmas Tree located at Couture Pavilion.

Holiday Edition | November/December 2012 |

45


Lifestyle Wong Chui Ling

46

| November/December 2012 | Holiday Edition


Wong Chui Ling

WONG Angel CHUI LING

Stunning looks, captivating voice and a charming personality, Wong Chui Ling, also known as Angel Wong, is a Hong Kong-born actress, radio personality, host, columnist, entrepreneur and more. Though originally from Hong Kong, it was in Malaysia that she found her fame, and she called it home from then on. Quickly finding her way into the hearts of the public after gracing TV screens and radio airwaves, Chui Ling now juggles between managing her company, hosting a morning radio show and other things. She finds time to talk to Homefinder as we catch up on her plans for the holidays, her work, marriage and hopes for the new year. GOWN: Carven Ong [ www.carvenong.com.my ] MAKE UP & HAIR DO: Mode Makeup Academy [ www.modemakeupacademy.com ]

Lifestyle

So we’re at the tail-end of 2012 and holidays are here, what are your plans?

Well, this is the first year I am spending Christmas and New Year in Malaysia. I used to spend most of my year-ends in Japan, eating, snowboarding and enjoying their ryokans. It was like a yearly ritual for me till the marriage part came into my life… Year end is the peak season for my hubby’s business. I thought I’d show him some moral support, so I decided to stop this Japan ritual temporarily. What will I be doing? I have ordered some really fine wine to enjoy with my family and friends.

What is your favorite thing about the holidays? I don’t normally take breaks. I literally work constantly throughout the year. That’s why the year-end holiday is a reward, a gift, a treat I give myself. I like luxurious outings, it makes me feel free! So I like going all out and enjoy whatever I like during this time. That particular two weeks is just a big relief!

What is your fondest memory of 2012 and how did the year go for you?

Oh... it must be the marriage. I never thought I would marry a 15-year long friend. When we first got together two years ago, I told my girlfriends, ‘I hope he won’t propose to me, I’m scared I’ll run away...’ Ya, those were some of the funny and stupid thoughts I had. My husband knows me well and he is smart. Till today, he hasn’t proposed, he simply said: ’Let’s get married,’ True enough, I didn’t run away, and now we’re a happy couple.

Did you manage to fulfill your 2012 resolution? What was it?

Yes, I did. First I managed to bring in and leverage work with help from others, because I wanted to move forward and create new projects and expand the business. I also wanted to improve myself and be a better person, and I believe I achieved that. And I even saw others around me doing the same.

PHOTOGRAPHY: Bill Associate Studio

Holiday Edition | November/December 2012 |

47


Lifestyle Wong Chui Ling

This year you got involved with Melody FM, how did that happen and what made you commit to this station?

My manager spoke to me about this maybe two years ago. To be honest, it didn’t really sound interesting to me initially because I felt most of the radio scenes here are just about cracking jokes and playing hits. I got interested only later when I found out I could design my own programs and the channel’s profile is actually for a more intellectual and mature crowd. I am now committed to creating innovative ideas and providing solid, rich content for the show. I want something impactful, to inspire and motivate others so that we can all grow together...

Can you tell us more about your radio show “Morning Boss”?

Morning Boss is a radio breakfast show which covers a wide range of topics, generally for people between the ages of 35 to 49. We start off the day with this segment called “Thought of the Day” to wake the mind up…Then we update on what’s going on worldwide in “International News”. We then focus on property. It is an interesting subject, we work hard for our money, but how do we make our money work for us? We also have Chinese metaphysics knowledge or Feng Shui slotted in to help those interested and walk on a ‘less resistant path’, so to speak. We are also proud of our local brands and to showcase this, we have a weekly segment for local entrepreneurs to share their success stories. Some days there are also topics on luxury lifestyle and health management.

What is a typical day for Chui Ling, can you walk us through your daily rituals?

Wake up at 4am, freshen myself up and get to Astro Radio by 5.30am. Get off air, then go back to my own office before noon, and it’s usually back to back meetings after. In the evenings, I’ll be hosting events. By the time I get home, it’s usually almost midnight and I’ll do a quick preparation for the next day before I go to bed. Yes, four hours of sleep a day is not that healthy, but I survive thanks to the power naps… Every time I jump into my car, I have my super power naps!

What is next for Chui Ling and what is your new year’s resolution for 2013?

To bring my business to another level. I have spent the last two years growing my company from a one-man-band into a team of six (aW Communications), selling various products under Wong Chui Ling, aW media concept, aW productions and aW Workshops. This year, I plan to expand the workshop and set up my own learning center. Some of the confirmed workshops fall under categories like Public Speaking, Acting and Comedy, Etiquette, Fine Dine and Wine and Intensive Yoga.

Finally, any messages you’d like to share with your fans and readers of Homefinder?

Time to write down your new year’s resolution! But don’t just write it; keep it with you. Bring it along everywhere so that you’ll remember to execute. I wish all of you a very fruitful year of the snake!

48

| November/December 2012 | Holiday Edition


INSIDE c

c c c c

c

Entering Into a Sale and Purchase Agreement Cheras180 Home is Where The Art is Puncak Alam More Needs to be Done For Affordable Houses Beneath The Surface

c

c

c c c

Making Your First Million in Property Quintessential Tropical Luxury at Gita Bayu Kasia Greens Light of The Orient Make Money

property

I LONG, AS DOES EVERY HUMAN BEING, TO BE AT HOME WHEREVER I FIND MYSELF.

– MAYA ANGELOU, AUTHOR AND POET


Property Entering Into A Sale And Purchase Agreement

Entering Into A Sale And Purchase Agreement Pre Completion of SPA (During) By Chris Tan

Entering into a formal Sale and Purchase Agreement (SPA) is a big step in the sale and purchase transaction. Setting aside the formal procedures and technical issues for your lawyer, below are the MUST KNOW elements for you:

(B) Property (A) Parties

Important Elements In Spa (A) GET ACQUAINTED WITH THE PARTIES

(C) Payment & Timeline

A SPA comprises of the Vendor and Purchaser.

(B) UNDERSTAND THE PROPERTY

VENDOR

PURCHASER

*TIPS: Conducting a Land Search is a MUST to avoid complication. The information below will reflect on a Land Search Report:

From the viewpoint of a Purchaser, it is crucial to establish that the Vendor is not a bankrupt individual or wound up company. If one is bankrupt or wound up, they have no legal capacity to dispose their property. For that reason, conducting searches on the Vendor is a necessary step.

Everyone can buy a property. But, of course, you shall not be under 18 years old. Meanwhile, what if you are a non Malaysian citizen, can you still purchase property in Malaysia?

Situation 1: Vendor = Company To conduct Winding Up/ CTOS search and Company Search OR Situation 2: Vendor = Individual To conduct Bankruptcy/ CTOS search * ALERT! If you are a non Bumiputera Purchaser and buying from a Bumiputera Vendor, check if the Property is prescribed as Bumiputera property. Reason being, a Bumiputera property may not be able to register onto the name of a non Bumiputera.

50

The answer is YES but subject to the fulfillment of the following:

n The purchase price of the property must be at least RM500,000; and n Approval by the state authority (Land Office) for the purchase of the property is to be obtained * ALERT! Different states have different policies for foreign purchase. Foreigners are advised to check with the local lawyers.

| November/December 2012 | Holiday Edition

n The availability of land title a.k.a “Geran� (Individual / Strata Title) n The type of title (Leasehold / Freehold) n Is the property free from encumbrances? (Caveat / Prohibitory Order) n Is the land charged to any bank? n Whether is there a need to obtain state authority consent?

WITH TITLE VS WITHOUT TITLE Property With Title A property with title would mean that the Vendor is the registered owner of the title for the property. *TIPS: 1. Document to sign = Memorandum of Transfer (MOT) 2. Registration of MOT in Land Office is required


Entering Into A Sale And Purchase Agreement

Property Without Title A property without title would mean that the Developer or Proprietor is the registered owner of the master title of the property and that the subdivided title or strata title has yet to be issued. *TIPS: 1. Documents to sign = Deed of Assignment (DOA) 2. Registration of DOA in Land Office is not required Buying a property which is free from encumbrances and free from restriction of interest is a straight forward sale and purchase transaction. However, more often than not, property may be charged or assigned to the bank or subject to restriction in interest. It is important to note that, whenever there are more encumbrances and restriction-in-interest on the property, the sale and purchase transaction is more complicated and time consuming in completing the said transaction.

Property

What is “Free from encumbrances”?

What is “Restriction of Interest”?

Free from encumbrances would mean that the property is free from charge, assignment, caveat, prohibitory order, lease etc. In another word, the property is free to transact.

Restriction-in-interest means that the state authority’s consent is required in the transfer, charge or lease of the property.

*BEWARE! If any caveat is registered on the Title, the sale and purchase transaction may not be able to go through until and unless the caveat is removed or consent from the person who lodged the caveat is obtained. Therefore, it is wise to conduct a land search on the property before you commit to the purchase.

Most often, a leasehold property is subject to restriction in interest (ie: state authority’s consent is required to be obtained). Application for the consent may take approximately 3 to 4 months for approval. As such, you shall take note that the sale and purchase transaction may take longer period for completion. Meanwhile, the property that you are buying may be a bare unit, partially furnished or full furnished. *BEWARE: Sometimes, the property may also subject to existing tenancy. What are the things that you should take note if the property is sold with furniture?

Property sold with furniture?

Also, what if the property is subject to existing tenancy?

An inventory list should be included in the SPA to avoid any disputes during delivery of keys (vacant possession).

If the property sold is subject to existing tenancy, the tenancy will be assigned to you upon full payment of the Purchase Price.

As the property is sold on “As-is-where-is” basis, a joint inspection in the property together with the Vendor before signing of SPA and upon delivery of vacant possession is strongly encouraged.

In another word, you shall be entitled to the rental from the tenancy from the date of full payment of Purchase Price.

(C) PAYMENT & TIMELINE As a Purchaser, it is essential for you to know what and when payment needs to be made during the process of a sale and purchase transaction. The following is a general guide of the estimated timeline for payment:

*STAMP DUTY- calculation

*LEGAL FEES- calculation

1% on the first RM100,000. 2% on the next RM400,000; and 3% on the remainder

1% - For the first RM150,000 0.7% - For the next RM850,000 0.6% - For the next RM2.0 million 0.5% - For the next RM2.0 million Negotiable (but shall not exceed 0.4%) - In excess of RM7.5 million

*NOTE: The stamp duty is based on the Purchase Price or the government assessed market price of the property (whichever is higher)

*NOTE: The legal fees is based on the Purchase Price of the property captured in the SPA

Holiday Edition | November/December 2012 |

51


Property Cheras 180

C180 @ CHERAS SOUTH

CHERAS 180

A

new landmark has risen in South Klang Valley, one touted to change the landscape of an already bustling hotspot, Cheras South. This exciting new mixed-development has already caught the attention of many, and with a name like C180 (C equals Cheras, 180 represents South), it looks to spin the locale 180 degrees around for the better. Developer Mitraland Group knows a thing or two when it comes to niche, premium developments and ranks as one of the top names on the list. With C180, they aspire to create Cheras’ first “blue chip” commercial development, one with investment opportunities aplenty and the first work-andplay hotspot in Cheras South. Transforming 16.83 acres of land in Cheras, C180 will have a vibrant community surrounding it with a catchment of over 400,000 within the vicinity.

PILLARS OF C180

velopment. From shops to offices to residences, they all come together within C180. These pillars have been christened as The Latitude, The Nest, The Centerstage, The Pulse, The Gateway, and The Longitude. The first phase of C180 is The Longitude, featuring 41 units of three and four-story shop offices with a built-up ranging from 4,950 sq ft to 13,347 sq ft. Completed 14 months ahead of schedule, this phase has already appreciated tremendously from its initial selling price. When it was launched in 2009, the units were sold between RM1.2 million to RM3.8 million, respectively. Today, those values have appreciated between 70% to 110% within the span of a few short years, currently standing at prices ranging from RM3 million to RM7 million! This is why C180 is called a “blue chip”, and those who jumped on the bandwagon early must be patting themselves on the back for their brilliant foresight.

C180 consists of six zones, or “pil- Phase two is known as The Gateway. lars” which will bind the total de- Here one will find two blocks of 52

| November/December 2012 | Holiday Edition

• Mixed development • Freehold • 16.83 acres • Completed • Grand opening – December 2012

THE LONGITUDE

• 41 units, 3 and 4-story shop office • Built-up – 4,950sf to 13,347sf

THE GATEWAY

• 30 units, 2 blocks of 4 to 6-story shop offices • Built-up – 1,386sf to 18,340sf

THE PULSE

• 46 units, 3-story back to back retail and shop offices • Built-up –1,352sf to 1,170sf

THE LATITUDE

• 24 units retail shop and 48 units signature offices • Built-up – 900sf to 1,500sf

THE NEST

• Livia Service Apartments • 190 units, serviced apartments • Built-up –551sf to 853sf

THE CENTERSTAGE

• 17 units, retail shop • Built-up –723sf to 2,345sf • Confirmed tenants – Dynasty Dragon Seafood Restaurant, CHI Fitness, Loudspeaker KTV, Movida, The Beer Factory, Georgpeck, Villaggio D Café, Brussels, Party Rock & more to come.


Cheras 180

two-story retail and office lots ranging from 1,386 sq ft to 3,640 sq ft. Intended as the face of C180 and a wellness sanctuary, The Gateway will also feature banks, showrooms, F&B outlets and offices. A few steps away you’ll find The Latitude, the third phase of C180, presenting 24 units of six-story retail or signature suites ranging from 900 sq ft to 1,500 sq ft. It offers space enough for a wellness center on the Upper Ground level, retail outlets on the first and second floor while offices can be found at the upper levels, right up to the fifth floor. Moving on one will find The Nest, and as the name suggests, this segment features serviced apartments with modern amenities as well as a boutique hotel in its borders. Modern amenities, exceptional service, sustainable features and all-round security, The Nest will keep you content with life indoors. You can get some rest and relaxation at the top deck of Livia Serviced Apartments as

Why buy here? • Good investment, more than 70% appreciation since launch • Strategic location • Top facilities and amenities • Community

How to get to C180? • GPS Coordinates – N 3.033333, E 101.766667 • Via SILK Highway, Sungai-Besi Expressway and Cheras-Kajang Expressway • 25 to 35 minutes from KLCC • Approximately 45 mins from KLIA

Suitable for?

Property

well. Or if you’re just in for the night, Ibis Styles Hotel will cater to your needs, and you can have your pick from the 156 rooms available. But should you feel the need for some entertainment, find The Centerstage, the heart of C180, featuring an expansive outdoor space for lifestyle events and community activities. The Centerstage will be C180’s Entertainment Hub, designed as a meeting place and hangout with tenants such as The Beer Factory, Brussels, LoudSpeaker KTV, Movida and Chi Fitness all confirmed to provide the goods. If you’re up for some casual dining or drinks with friends and family, one may visit Georgpeck for their specialty ice blended tea or Villaggio D Café for their delicious western cuisine and coffees. Should there be a need to host grand banquets like wedding dinners, company functions, appreciation nights, family gatherings and such, Dynasty Dragon Seafood Restaurant is available to amaze you with an array of succulent seafood and a huge variety of oriental dishes. Last but not least, there is The Pulse, a sophisticatedly designed dining paradise with versatile office and retail lots. Business operators will have room within 46 three-story back-toback units.

180 REASONS With all phases now complete, the excitement is tipping among buyers as they see their investment come to life. But not only that, the general public will also be eagerly anticipating C180’s grand opening, which is expected to be held sometime at the end of this year. And with the holiday season in full swing by then, expect a very merry reception indeed.

Apart from the culinary, office, entertainment, retail and such segments of • Business Operators: the development, C180 also boasts Health & Wellness/Nutrition Centers other attractive features, like its archiF&B tecture. Contemporary and modern Boutiques designs with a business-friendly layBanks/Showrooms out, the hub incorporates water and Corporate Office/Service Providers

green elements to knit everything together and create an ambience that is soothing. It is then enhanced with 24-hour security services and systems like CCTVs at designated locations of C180. But not only that, a key aspect that makes C180’s environment is their emphasis on quality services and personnel. This creates a premium and classy feel, birthed out of selecting only well-trained and capable people to cater your needs, at the same time add quality to services and stand out from the rest. Cheras South is a growing neighborhood with an affluent community that posses strong dispensable income. Its maturity, coupled with existing developments and amenities, adds to C180’s standing. Located right in the center of the Cheras South communities, it is located right along the main roads, placing it in a very strategic location accessible from a number of highways like the SILK Highway, Sungai Besi Expressway and Cheras-Kajang Expressway. In tune with the professional and practical needs of the people today, a development in the heart of a vibrant community stands out from the rest in various ways. A “blue chip” for investors, a playground for the affluent and the new darling of professionals, C180 is on a different level, on a degree of its own.

How to buy? • To get more of C180, visit the sales gallery at Lot 456, 43200, Batu 11, Cheras, Selangor, call +603 9075 4868 / +6017 207 5252 (Bobby), email enquiries@mitraland.com.my or visit www.mitraland.com.my

Holiday Edition | November/December 2012 |

53


Property Home is Where the Art is

HOME IS W

T

here is a new dimension to lifestyle found at the heart of Subang USJ, embodied in the form of a stylish development called YOU One @ Subang USJ. Developed by PJD Landmarks Sdn Bhd, a subsidiary of PJD Group, the YOU concept is a brand of exclusive, premier quality properties designed to create value for home-owners and investors. An inspired mix-development brings “the arts” to life; where stylishly-designed apartments and an art-focused retail gallery can be found. A unique residential-cum-retail hotspot, YOU One prides itself as an artistic and sophisticated modern-day lifestyle avenue that will change the Subang USJ skyline indefinitely. YOU One is a one-of-a-kind development – not only in Subang, but within the Klang Valley – as it is one with a dedicated arts theme, created to enrich, educate and inspire visitors and residents. The mixed-development can be classed into three parts namely The Residenz, SoHo and Broadway, respectively.

54

The first residential component, The Residenz, brings a fresh appeal to urban living with its contemporary design, functionality and convenience, while offering a range of layouts to suit the needs of buyers. Contemporary three-plus-one bedroom suites and four-plus-one bedroom duplex suites, ranging from 1,300 sq ft to 2,600 sq ft will suit the needs of the typical family perfectly. For the aspiring working adults or even students, the newly launched SoHo units at YOU One come in a one-bedroom design builtup from 650 sq ft that will cater their needs. There is also a more spacious Loft unit builtup at 1,300 sq ft. These SoHo units enables a “live-work” environment which are flexible and practical in nature and are priced from RM398,000 onwards. At the entrance and lobby levels of the residences, artistic décor is featured, helping to set the creative ambience and complete the art-inspired concept. In terms of facilities, residents will find there is a myriad at YOU One available to them. These facilities include a swimming pool, reflexology path, an outdoor gym, BBQ cor-

| November/December 2012 | Holiday Edition

YOU ONE @ SUBANG USJ

• Mixed-development, 480 units/lots • Freehold • Land area - 2.6 acres • Residences built-up – from 650sf • Price – from RM398,000 onwards • Completion date – Expected December 2015

THE RESIDENZ

• Serviced Apartments, 403 units • 7 layouts • Built-up – 650sf to 2,790sf

SOHO

• Soho, 54 units • 4 layouts • Built-up – 650sf to 1,550sf

BROADWAY

• Retail shop, 23 units • Built-up area – 269sf to 4,812sf


Home is Where the Art is

Property

HERE THE ART IS YOU One @ Subang USJ

Why buy here? • Unique theme • Good facilities and amenities • Good connectivity

ner, spa pool, squash court, sauna and more. If that’s not enough, on the Lifestyle Level, there will be exclusive facilities available for use. Luxurious leisure at the residents’ pleasure, these facilities include the sky gym, sky lounge, sky bar and an infinity pool.

Swinging over to the commercial side of YOU One, you will find glamorous BroadHow to get way. Designed to complement the residencto YOU One? es, Broadway is envisioned as a vibrant and chic shop stop. Trendy lifestyle shops and a • GPS Coordinates host of F&B outlets will be available to whet – N 3.061917, your appetite – all packaged within YOU E 101.594389 • via KESAS Highway, New One’s adept architecture, landscape and atPantai Expressway (NPE), mosphere. Broadway is also a gallery center Lebuhraya Damansarawhere all are encouraged to find their inner Puchong (LDP) artistry, find inspiration and express them• 15 mins to KLCC selves. With the environments in tune, YOU • 30 mins to KLIA One’s art theme is not merely a theme, but it encourages a creative culture that is hoped to Suitable for? remain and be part of the community. • Investors • Working adults • Families

Conveniently located at a prime location in Subang USJ, YOU One will be painted on a 2.6-acre canvas. Being in a matured loca-

tion with commercial and residential components already in place, this new development will be at an advantage due to the surrounding amenities. A number of education centers like SEGi College, Monash University and Taylor’s University are all within an approximate 5km distance away, setting YOU One as a prime candidate to attract the crowd. Connected via an extensive road network leading to major highways like the KESAS Highway, residents or visitors of can find their way to KL city center or even KLIA both within 30 minutes. To top it all off, a new LRT (Light Rail Transit) station under an extension plan of the current LRT line is also under construction, expanding YOU One’s reach further, not to mention its potential growth and appreciation.

How to buy? • For an artsy taste, visit PJD Landmarks Sdn Bhd at Lot No S00-06 & S00-07, Ground Floor, Impian Meridian, Commerz Shop Jalan Subang 1, USJ1, Subang Jaya, 47600, Selangor. Call +03 2727 7531 or visit www.pjdprop.com.my/youone

Holiday Edition | November/December 2012 |

55


Property Puncak Alam

Puncak Alam P By Wong Wen Chet and Lee Sheau Huey

PRICES OF RESIDENTIAL PROPERTY

The analyzed recorded sales of selected residential schemes in Puncak Alam and surroundings areas:-

SR WONG WEN CHET Sr Wong Wen Chet is the Managing Director of Oregeon Property Consultancy Sdn Bhd. He is a Registered Valuer & Registered Estate Agent and has more than six years experience in the property field and is also a Committee Member of REHDA Youth.

56

BANDAR BARU PUNCAK ALAM Type : 1-Story Terrace House Size (SF) : 1,195 2010 (RM) : 82,000 – 172,000 No. of Transactions : 24 2011 (RM) : 105,000 – 180,000 No. of Transactions : 17 Up to Aug 2012 (RM): 125,000 – 175,000 No. of Transactions :6 Type : 1-Story Terrace House Size (SF) : 1,650 2010 (RM) : 125,000 – 145,000 No. of Transactions :5 2011 (RM) : 130,000 – 160,000 No. of Transactions :7 Up to Aug 2012 (RM): 155,000 – 165,000 No. of Transactions :4 Type : 2-Story Terrace House Size (SF) : 1,076 2010 (RM) : 100,000 – 180,000 No. of Transactions : 50 2011 (RM) : 99,988 – 225,0000 No. of Transactions : 30 Up to Aug 2012 (RM): 140,000 – 166,000 No. of Transactions :7 Type : 2-Story Terrace House Size (SF) : 1,399 2010 (RM) : 105,300 – 172,888 No. of Transactions : 17 2011 (RM) : 145,000 – 175,000 No. of Transactions :4 Up to Aug 2012 (RM): No. of Transactions :-

TAMAN SRI PRISTANA Type : 2-Story Terrace House Size (SF) : 1,076 2010 (RM) : 160,000 – 195,000 No. of Transactions :8 2011 (RM) : 134,800 – 215,000 No. of Transactions :6 Up to Aug 2012 (RM): 195,000 – 250,000 No. of Transactions :3

| November/December 2012 | Holiday Edition

uncak Alam, one of the main townships sited in Ijok, Kuala Selangor, is located approximately 20 km to the north of Setia Alam and 40 km to the south-east of Kuala Selangor Town. The township, previously a palm estate under Federal Land Development Authority (FELDA), initiated its development journey in the late 90’s, managed by a private company known as Bukit Cherakah Development Sdn Bhd in the Bukit Cherakah locality. Puncak Alam Housing Sdn Bhd was then formed via supersession and transformation from the developer, playing the role of principal developer within the township. The township is generally divided into two portions namely the eastern portion and western portion, with land areas of 4,922 hectares and 2,039 hectares respectively (Majlis Daerah Kuala Selangor Local Plan 2015). With a total population of 28,201 in year 2010 (Department of Statistics, Malaysia), a majority of Bandar Puncak Alam’s residence are bumiputera. The township’s zoning as “tepubina” by Majlis Daerah Kuala Selangor (MDKS) means it will be easier for developers to come in as it is meant to be a developed zone. Puncak Alam is more than 50% of the total area proposed in the whole of Kuala Selangor. According to the MDKS Local Plan 2015, a Light Rail Transit (LRT) terminal was proposed to be stationed in Bandar Puncak Alam as well as a water theme park as part of the local authority’s effort to develop tourism in Kuala Selangor. Several main roads that lead to a more convenient access to Puncak Alam include the LATAR Highway (KL – Kuala Selangor Expressway), The Shah Alam – Batu Arang Highway or Jalan Batu Arang, The Guthrie Corridor Expressway, Jalan Meru and Jalan Kuala Selangor, the conventional link from Klang Valley to Kuala Selangor. On the other hand, the local authority has endorsed three highway proposals that will likely affect the taveling system of Puncak Alam; Lebuh Raya Pantai Barat, a two-way, four-lane highway with a width of 60 to 80 meters will connect drivers from


Sabak Bernam to Banting and vice versa. There is also the Lebuh Raya Shah Alam – Puncak Alam – Bestari Jaya, a two-way, four-lane highway with a width of 60 meters connecting drivers from Bestari Jaya to Shah Alam and vice versa. And lastly Lebuh Raya Assam Jawa – Taman Templer, a two-way, six-lane highway with a width of 80 meters connecting drivers from Lebuh Raya Pantai Barat towards Rawang and vice versa. A proposal has also been made for a road named Sg. Sembilang – Bukit Kerayong – Puncak Alam that will allow drivers from the west to travel directly to Puncak Alam. Puncak Alam is not the biggest township, but yet quite a number of developers have been found setting up bases here, getting ready for another battlefield. Among the notable names and projects include: Shah Alam 2 Sdn Bhd, a subsidiary of RB Land Holdings Bhd of IJM Corporation Bhd with existing products and new launches in Shah Alam 2; Worldwide Holdings Bhd with a 124-acre development consisting of residential and commercial units in Puncak Bestari; Seristana Sdn Bhd of Pristana Group with dwelling units at Bandar Universiti; Glomac Enterprise Sdn Bhd of Glomac Bhd’s township project, a 1,000-acre development known as Bandar Saujana Utama; Metro K. L. City Sdn Bhd, a member of the MKH Bhd Group Malaysia planting semidetached houses and terraced houses in an integrated self-contained 45.8-acre township named Pelangi Seri Alam; Perfect Eagle Development Sdn Bhd with a 28-acre residential development known as Aquila at Alam Sutera; Iktimewah Development Sdn Bhd, a member of CNH Group with townhouses in Taman Seri Alam for the bumiputeras; and Alam Jaya Commercial Centre by Barisan Elite Sdn Bhd. Multiple sources reveal that a project on a 550-acre land owned by Telekom has been proposed, in the form of a joint-venturewith Puncak Alam Resources Sdn Bhd. It is located a stone’s throw away from Universiti Teknologi Mara (UiTM). There is no formal source indicating the intention of the development currently.

Type : 2-Story Terrace House Size (SF) : 1,399 2010 (RM) : 105,300 – 172,888 No. of Transactions : 17 2011 (RM) : 145,000 – 175,000 No. of Transactions :4 Up to Aug 2012 (RM): No. of Transactions :-

TMN SAUJANA UTAMA Type : 1-Story Terrace House Size (SF) : 1,650 2010 (RM) : 116,000 – 200,000 No. of Transactions : 12 2011 (RM) : 145,000 – 180,000 No. of Transactions :9 Up to Aug 2012 (RM): No. of Transactions :Type : 2-Story Terrace House Size (SF) : 1,087 2010 (RM : 123,000 – 240,000 No. of Transactions : 14 2011 (RM) : 130,000 – 220,000 No. of Transactions : 16 Up to Aug 2012 (RM): 150,000 – 220,000 No. of Transactions :4 Type : 2-Story Terrace House Size (SF) : 1,400 2010 (RM : 120,000 – 255,000 No. of Transactions : 21 2011 (RM) : 150,000 – 268,000 No. of Transactions : 17 Up to Aug 2012 (RM): 145,000 – 265,000 No. of Transactions :4 Type : 2-Story Terrace House Size (SF) : 1,430 2010 (RM) : 220,000 – 235,000 No. of Transactions :3 2011 (RM) : 190,000 – 265,000 No. of Transactions :5 Up to Aug 2012 (RM): 270,000 No. of Transactions :2 Type : 2-Story Terrace House Size (SF) : 1,540 2010 (RM) : 210,000 – 235,000 No. of Transactions :2 2011 (RM) : 235,000 – 250,000 No. of Transactions :2 Up to Aug 2012 (RM): 178,000 – 350,000 No. of Transactions :2

PRICES OF RESIDENTIAL PROPERTY

Puncak Alam Property

SR LEE SHEAU HUEY Sr Lee Sheau Huey is the Director of Oregeon Property Consultancy Sdn Bhd. She is a Registered Valuer & Registered Estate Agent with more than six years professional real estate experience mainly in research and valuation of residential and commercial properties.

Holiday Edition | November/December 2012 |

57


PRICES OF RESIDENTIAL PROPERTY

Property Puncak Alam

DESA COALFIELDS Type : 2-Story Terrace House Size (SF) : 1,300 2010 (RM) : 200,000 – 245,000 No. of Transactions :6 2011 (RM) : 204,000 – 280,000 No. of Transactions :8 Up to Aug 2012 (RM): 250,000 – 300,000 No. of Transactions :7 Type : 2-Story Terrace House Size (SF) : 1,400 2010 (RM) : 225,000 – 265,000 No. of Transactions :4 2011 (RM) : 220,000 – 340,000 No. of Transactions : 11 Up to Aug 2012 (RM): 260,000 – 298,600 No. of Transactions :4 Type : 2-Story Terrace House Size (SF) : 1,430 2010 (RM) : 161,330 – 230,000 No. of Transactions : 17 2011 (RM) : 215,000 – 285,000 No. of Transactions : 19 Up to Aug 2012 (RM): 240,000 – 350,000 No. of Transactions :7 Type : 2-Story Terrace House Size (SF) : 1,540 2010 (RM) : 245,000 – 290,000 No. of Transactions :8 2011 (RM) : 275,000 – 350,000 No. of Transactions : 11 Up to Aug 2012 (RM): 350,000 No. of Transactions :1

SG. BULOH COUNTRY RESORT The government has also taken part in the development of Puncak Alam by reviving the abandoned Bandar Alam Perdana project, which is one of the largest abandoned project revival undertakings being carried out by Syarikat Perumahan Negara Berhad (SPNB). Recent significant activity in Puncak Alam include the completion of UiTM by TRIplc Bhd, and the announcement of Tiara Best Sdn Bhd, a subsidiary of Engtex Properties Sdn Bhd which in turn is a wholly-owned subsidiary of Engtex, entering into a Sale and Purchase Agreement with Liputan Canggih Sdn Bhd in 2011 for the proposed acquisition of two pieces of leasehold land located in Puncak Alam. The plots measure approximately 182 acres and is proposed to be developed into an integrated industrial park with an estimated gross development value of RM166 million.

58

Type : 2-Story Terrace House Size (SF) : 1,300 2010 (RM) : 160,000 – 180,000 No. of Transactions :5 2011 (RM) : 180,000 – 229,000 No. of Transactions :3 Up to Aug 2012 (RM): 143,000 – 170,000 No. of Transactions :2 Type : 2-Story Terrace House Size (SF) : 1,400 2010 (RM) : 180,000 – 260,000 No. of Transactions :7 2011 (RM) : 210,000 – 290,000 No. of Transactions :6 Up to Aug 2012 (RM): No. of Transactions :-

Total No. of Transactions 226 195

Type : 2-Story Terrace House Size (SF) : 1,800 2010 (RM) :No. of Transactions :2011 (RM) : 205,000 No. of Transactions :1 Up to Aug 2012 (RM): 280,000 No. of Transactions :1

| November/December 2012 | Holiday Edition

64

2010 (RM)

2011 (RM)

Up to Aug 2012 (RM)

Year


More Needs To Be Done For Affordable Houses Property

More Needs To Be Done For

Affordable Houses Industry Players applauds Government’s move but shares that there is more that needs attention.

T

he Government’s move to tackle the affordable housing issue has been applauded at a recent postbudget roundtable discussion organized by the Real Estate and Housing Developers Association (REHDA). However, industry players believe that there is still questions to be answered and much to be done. This discussion coming after the announcement of the Budget 2013 on 28 September, gathered industry players to share their thoughts on the budget and what they wished could have been better.

On The RPGT On the increase of the Real Property Gains Tax (RPGT), it has garnered a somewhat lukewarm response from developers, but still a palatable one. “Fifteen percent is still livable. However, I hope the government can just let it be for a few years because we have a scenario where the RPGT was actually exempted, then brought back, then increased over two years – it gives the perception that it will be increasing every year,” said Datuk Ng Seing Liong, REHDA’s Immediate Past President. According to Datuk Wan Hashimi Albakri of Sime Darby Property, the RPGT increase is not really necessary as the percentage of speculators is not something to worry about. In fact, some speculation is healthy for the market. He also said that the RPGT increase is moderate and manageable, and does not expect any serious repercussions. Sharing similar sentiments, Datuk Teo Chiang Kok from the Associated Chinese Chambers of Commerce and Industry of Malaysia (ACCCIM) and Past President of REHDA suggested that the RPGT is just to appease the rakyat who are complaining about rising prices. “At the end of the day, RPGT is only addressing the symptoms. There needs to be an improvement in supply and only

Seated (L–R): Mr Kwan Foh-Kwai (MBAM), Datuk Ng Seing Leong (REHDA), Mr Gavin Tee (NST RED), Datuk Fateh Iskandar (GLOMAC), Datuk Wan Hashimi Albakri (Sime Darby). Standing (L–R): Ms Loh Mei Ling (MBAM), Mr Kamarudin Bin Mohd Salleh (PKMM), Mr William Wong (MSA), Mr New Ching Liong (BMDAM), Datuk Teo Chiang Kok (ACCCIM), Ms Grace Okuda (C & CA), Mr Nixon Paul (MIEA).

then prices will be more competitive,” said Datuk Teo.

On Rising House Prices It seems we are not headed towards a property bubble of any kind. According to Datuk Fateh Iskandar, CEO of Glomac Bhd, “Of course places like Bangsar and Petaling Jaya are more expensive and young people may not afford these places. But developers are building affordable homes, at less than RM400,000 in areas just 30 minutes away from KL.” Echoing that, Nixon Paul, President of the Malaysian Institute of Estate Agents (MIEA) said that “A lot of people who make this an issue are actually very choosy about what they buy. Everybody wants to buy from a developer because they want a new house. There are affordable houses out there; you just have to look harder. We are having a secondary property exhibition to test the waters to see how receptive people are towards the secondary market.” Building materials and construction costs were also brought up during the discussion with New Ching Liong, President of the Building Materials Distributors Association of Malaysia (BMDAM) suggesting that while rising material prices may have an effect on house price, the real issue is the land. Grace Okuda of the Cement and Concrete Association of Malaysia also voiced out saying that “If you take one house design and build it anywhere in Malaysia, it costs the same. The issue here is the price of land. So I believe the cost of building material is not high and blaming it on cement for example, is not fair.”

On Affordable Housing It was announced in the Budget that RM1.9 billion has been allocated to build 123,000 affordable homes. While the government was applauded by industry players, there still seems to be many questions in regards to affordable housing. “I can see a lot of challenges. PR1MA housing must be concentrated in the Greater Kuala Lumpur area and prices must be up to RM400,000. Even if the government provides land for free, it is not easy to come up with affordable housing as land is only 10% of the selling price,” said Datuk Seri Michael Yam, President of REHDA. According to Datuk Fateh, PR1MA cannot work alone because the budget amounts to 15,000 houses only. After they buy a few pieces of land, the money is depleted. “Land is the biggest cost to development and with land in KL so expensive; can we really put affordable housing units there?” Reiterating that sentiment, Datuk Ng said that there are a lot of mechanics as to how the budgeted amount is going to be used. “Is the money to be used to subsidize or help developers to acquire land?” On the matter of low-cost houses, Datuk Fateh said that it should be the responsibility of the government. “What I would like to suggest is that private developers do not build any more low-cost housing, and instead, for every low-cost unit we do not build on our land, we contribute a certain amount. Appoint SPNB as the collector of the payments and that can be SPNB’s seed money rather than relying on government funding,” said Datuk Fateh.

Holiday Edition | November/December 2012 |

59


Property Beneath the Surface

BENEATH THE

SURFACE PKNS and their commitment to affordable homes

F

ormed in 1964 with the sole purpose of spurring socio-economic growth in the state of Selangor, PKNS has come a long way to become what it is today – a premier property developer to be reckoned with. But as this state-owned corporation transform and molds itself to meet the demands of today’s urban living, has it actually lost track of its fundamental objective of giving back to the community of Selangor?

60

BUILDING COMMUNITIES Despite much hype about its iconic and luxury range of projects, Perbadanan Kemajuan Negeri Selangor, or better known as PKNS, has stayed committed to the development of affordable houses as well. Major highprofile projects including Datum Jelatek, Datum In-City PJ and PJ Sentral Garden City have caught the

| November/December 2012 | Holiday Edition

attention of the real estate industry positively. Sadly, it has also brought critics to PKNS’ doorsteps, questioning its efforts to generate revenue and claiming that it has strayed from its original purpose. The truth however, lies within data and statistics which, when studied thoroughly, shows that PKNS is still channeling most of its resources to the development of affordable homes.


Beneath the Surface

Property

PKNS Affordable Housing Projects (2012-2018) DISTRICT

LOCATION

TYPE

Hulu Langat

Seksyen 3, Bandar Baru Bangi

6-story apartments

124

RM12 million

Bukit Botak

Single-story Semi-D

1,422

RM80 million

Kg. Sri Temenggung

12-story apartments

418

RM20 million

Seksyen 5, Kota Puteri

2-story townhouse

214

RM900 thousand

Kota Puteri

Apartment

714

RM71.4 million

Seksyen 1D, (Phase 1), Antara Gapi

Single-story terrace

129

RM4.5 million

Antara Gapi

Apartment

1,227

RM122.7 million

Bernam Jaya

Apartment

5,000

RM500 million

Seksyen U12

6-story apartments

104

RM11 million

Seksyen U10

Apartment

600

RM60 million

Seksyen U12

Apartment

1,000

RM100 million

Taman Sains Selangor 2

Apartment

350

RM7 million

Taman Sains Selangor 2

Apartment

490

RM49 million

Jalan Dato’ Md. Sidin

Apartment

210

RM21 million

Gombak

Hulu Selangor

Petaling

TOTAL UNITS

SUBSIDY COST

Sepang

Klang

Holiday Edition | November/December 2012 |

61


Property Beneath the Surface

of affordable homes under this project. And since PKNS no longer receive grants or being awarded land from the state government, it has to generate its own profits for the aforementioned subsidies. That is where profits from its high-end endeavors are channeled towards.

Since its inception, PKNS has built 124,515 homes ranging from lowcost, medium-cost, and high-end. Of these, 53,826 are low-cost units making up for 43%, 59,641 or 48% are medium-cost houses and 11,048 or 9% are high-end. More than 90% of its projects are of the affordable range, and they have no intention of ending that trend. Beginning in 2009 with the initial blueprint, PKNS has put in place a 10-year development plan for building affordable houses. These affordable housing projects are aimed to

62

address the need for cheaper but decent houses for the middle and lower income groups.

“One high-end unit bought from PKNS will be able to facilitate the construction of affordable houses for 10 underprivileged families,� says Othman Haji Omar, General Manager of PKNS, adding that it is a policy at PKNS to balance profit and social responsibility since the more profits it generates, the more it can channel towards building affordable homes.

A total of 12,242 units of these affordable homes will be built across six districts within Selangor, ranging from apartments, semi-D, townhouses and terrace houses. These include areas such as Bandar Baru Bangi, Antara Gapi, Kota Puteri, Gombak, Seksyen U12 and Taman Sains Selangor II.

ENRICHING LIVES

On top of that, RM1.06 billion have been set aside in subsidies channeled towards the construction

Social responsibility in the eyes of PKNS does not stop at just providing affordable homes. Under a

| November/December 2012 | Holiday Edition

Offered at prices between RM85,000 and RM150,000 per unit, not only are these houses affordable, they are priced generally lower than the market price, allowing owners to own them more easily.


Beneath the Surface

new development concept called KASIH PKNS, affordable doesn’t necessarily equate to poor quality anymore. “Apart from keeping the prices of the KASIH affordable houses below RM150,000, PKNS will also focus on providing a sustainable and holistic environment. The KASIH concept is in line with PKNS’ aim of providing affordable houses that fulfill the demands of today’s urban living,” says Othman. An acronym which translates to a peaceful, comfortable, beautiful and harmonious life, KASIH PKNS will provide owners of these affordable homes with a comfortable living. Unlike in the past where social houses were common, non-fancy blocks of flats or terraces, affordable homes by PKNS are much more unique and pleasant in design, giving it a better impression in terms of outlook.

REALIZING DREAMS In fact, eligible owners will get to witness the completion of the first project under this affordable housing plan by end of this year. Offered at RM99,000, these 1,422 units of semi-D houses in Bukit Botak feature a modern architecture with a built-up of 850 sq ft and has three bedrooms and two bathrooms. A total of RM79.6 million was subsidized by PKNS on this project alone. While much resources is pumped into the creation of more affordable houses, which is in line with the Budget 2013’s target of 123,000 units, PKNS also gives back to society by actively participating in Corporate Social Responsibility (CSR) programs.

Property

Between 2008 and 2012 alone, PKNS has contributed more than RM350 million towards its CSR initiatives, of which RM12.8 million was spent on the maintenance and repairs of property facilities. Other initiatives include contributions to the Selangor State Education Foundation, the construction of student hostels and a school. Despite the changing times and PKNS’ evolution from a developer of affordable housing into a mega builder with a variety of projects under its wing, it has stayed true to its roots of driving economic growth as well as giving back to the people of Selangor. Championing that spirit, it has gone the extra mile to make sure that the people are not just not blessed with homes, but homes that will improve and enrich living wholesomely.

The community at these KASIH affordable homes will also enjoy the use of facilities such as a community tuition center, a nursery and so on. Moreover, the disabled will be well taken care of with accessibility ramps and other facilities to ease their burden while the elderly will have priority to the units on the ground floor for the apartments. It is no longer just about providing houses; rather, it is about improving the quality of life of these people.

Holiday Edition | November/December 2012 |

63


Property Making Your First Million in Property

Making Your

First Million in Property “The first million, is always the hardest”

– Unknown

64

I

’m pretty sure that many esteemed readers out there have heard the quote above as well. To a large extent, I agree with the quote, especially if the wrong vehicle is used in the first

place. To illustrate my point, let’s look at how much seed capital is required to get to millionaire-hood, using various investment vehicles over a 20-year investment time-frame:

INVESTMENT

AVERAGE ANNUAL RETURNS

CAPITAL REQUIRED

RISK

Savings

3%

$553,675.75

Low

Unit trust

6%

$311,804.73

Medium to high

Properties

6%

$0 - $150,000

Low to medium

| November/December 2012 | Holiday Edition


Making Your First Million in Property Property

Essentially, the more capital you need, the longer the time required for you to make your first million. Now, you probably noticed that to make RM1 million from properties, the capital can range from zero all the way up to RM150,000. Technically, you can build a multi-million dollar property portfolio using zero or minimal cash. I know this first hand from my very own experience.

MY STORY For the benefit of those who have not read my book “WTF? 23 properties by 30”, allow me to summarize the first few chapters to highlight my point: • Started with a mere RM2,000 in seed capital at 25 years old.

• 2005-2006: I bought my first property with zero down, and got back over RM25,000 when the deal was completed. • 2006:

Using the proceeds or profits from the first purchase, bought my second property. Accumulated additional RM19,200 in *property salary from one property in the first year.

• 2007: Bought the third property with almost zero down. Additional RM9,600 in property salary in first year. • 2008: Bought the fourth and fifth prop-

erties at one go, almost at zero down as well. Additional RM19,200 in property salaries in first year.

*Property salary: Also known as cashflow. Its nett income is derived from rentals after all costs are accounted for. Today, these five properties are worth conservatively RM1.5 million. Assuming 0% appreciation in the next 25 years and property can be tenanted just at break-even, I will own a RM1.5Mil portfolio despite starting with almost nothing! I’m basically leveraging on my tenants to build a nice retirement portfolio. This technique is called using OPM, or Other People’s Money. You are basically buying something nice for yourself, but letting someone else pay for it. It’s the only asset class out there that gives you such privilege.

IS IT REALLY THIS SIMPLE? Honestly, nothing worth having will ever come easy. But it’s certainly not rocket science. If a guy who consistently flunks his mathematics through-out school and university days (referring to yours truly), almost anyone out there

could do the same or better. The following are three simple rules that have worked well for me, and hopefully it can work wonders for you as well:

Long term game-plan

Property investing is a boring game with a very predictable outcome. If you have patience to wait for 20 to 30 years while sticking to your original plan, the result is almost guaranteed to work in your favor. Once your wonderful tenants have helped you pay off your loan, you’ll then own a massive asset that will continue to generate income for you. In my book, I’ve highlighted the importance of goal setting and how you can reduce your risks tremendously just by having a long term plan. I don’t have that many regrets in property investing but the few regrets I have had were always been due to the fact that I sold some of my units too early.

Learn land-lording skills

Now, this is a skill-set that all property investors should really master. When you do so, you’ll get better leverage and will never be a desperate seller. Should you be able to master land-lording, you’ll find that your property is often “lucky” enough to find good tenants and enjoy low vacancy periods. This translates to more $$$ for your pocket.

FAIZUL RIDZUAN is your everyday man, though he is also a book author and property investor. He bought his first property in 2006, and now has a portfolio of more than RM5 million. He is the author of instant bestseller “WTF? 23 Properties by 30”.

Learning and network

I strongly believe in continuous learning and having the right network to support you in your journey to millionaire-land. This is so important that I actually dedicated a full chapter in my book to highlight the importance of learning and networking, as I have personally benefited from networking in online forums such as: • propertyWTF.com.my – Local internet forum that specializes in property related discussions • Lowyat.net (property section) – Local internet forum • Facebook – Just follow a few property experts, and try your luck and ask them if you have questions. After all, what do you have to lose? Network, network, network, my fellow comrades. Once you are in the right network, you’ll find that this game gets a lot easier after learning the DOs and DONTs from those who have actually done it. Start early, invest responsibly, and good luck. You must have long term goals to keep you from being frustrated by short term failures. - Charles C. Noble

Holiday Edition | November/December 2012 |

65


Property Quintessential Tropical Luxury at Gita Bayu

Indoors and outdoors seamlessly connected

E

The Quintet’s rooftop swimming pool and sundeck makes for a great afternoon in the sun

lements of tropical living, where a sense of openness prevails with open verandahs and airy kitchens bequeath a seamless flow between nature and living, are fast diminishing in this fast-paced urban era.

Tucked cozily within Gita Bayu in Seri Kembangan is the Quintet, a collection of five limited edition luxury bungalows. This latest offering from Yee Seng Heights Sdn Bhd, the creator of Gita Bayu, features an open living concept which gives its dwellers a lavish lifestyle yet in the comfortable embrace of Mother Nature.

What if that carefree life from yesteryears was given a new take, blended into today’s ideal of modern and luxurious living?

HARMONIZING LUXURY AND NATURE

66

The name Quintet, derives from the musical term, meaning a group of five. By managing its streetscape and consistency, these five bungalows seem

| November/December 2012 | Holiday Edition

to interrelate with each other, just as how a Quintet of singers complement and harmonize with each other. The first thing you would notice from the tree-lined roads as you approach the Quintet is its distinctive design which marries contemporary elements with tropical South East Asian architecture. And pulling up the open driveway, its three-story façade simply leaves you with a captivating first impression. Once inside, however, you encounter a grandiose of a different kind – one with modernity and openness. De-


Quintessential Tropical Luxury at Gita Bayu Property

Quintessential Tropical Luxury at

GITA BAYU signed by renowned architect, Gregory Dall of Pentago Studios Sdn Bhd who just won the Gold Award in the prestigious My Dream Home Contest, the Quintet offers the brilliance of an open living concept, merging the comfort of the indoors with the beauty of the outdoors while upholding a distinctive taste of luxury. A modern dry and wet kitchen sits in one corner while the large open dining area on the ground floor is perfect for hosting parties and guests. A garden on one side and a pond on the other do make the home one with nature. In fact, its developer has

put in much effort to identify and preserve as many trees as possible to avoid tearing down precious greenery. So instead of a bare garden, you have 25-year-old rubber trees to accompany you during your afternoon tea on the garden patio. There is also a lounge adorned with floor-to-ceiling panels of windows looking out into the garden while a bedroom on the ground floor is practical for visitors to the home. Walking up the grand staircase of the Quintet bungalows, which comes with built-ups between 6,724 sq ft

and 7,350 sq ft, you find yourself at the family area on the first floor. This is where families can spend quality time together, be it a movie night or just casual chat. With a large window lining the wall, families can still feel close to nature despite its private and secure setting. Security is indeed as important a feature of the Quintet with heavy-duty shutters separating the ground floor from upstairs. The first floor also has four bedrooms, each with its own en-suite bathroom. Made for a typical family, the two smaller rooms can be used as a bedroom or if you wish, a

Holiday Edition | November/December 2012 |

67


Property Quintessential Tropical Luxury at Gita Bayu

QUINTET

• 5 limited edition bungalows • Three stories with a rooftop deck • 5 bedrooms + 5 bathrooms • Facilities – rooftop swimming pool and sun deck, guest lounge, pond, garden patio, built-in air-conditioning, selected pewter door handles, private elevators (unit A74 & A75 only) • Unit A71, A72 & A73 – Land area, 7,556 sf; Built-up, 6,724 sf • Unit A74 – Land area, 9,214 sf, Built-up, 7,169 sf • Unit A75 – Land area, 8,396 sf, Built-up, 7,350 sf • From RM7.8 mil

GITA BAYU

• Established – 1996, 118 acres • Current Developments • 205 bungalow lots, buyers to build their own bungalows • 100 units of Town Villas • 31 units of Garden Villas • 54 units of Hill Villas • Future Developments • Condominiums and bungalows • Shop village • Facilities – Dining pavilion, swimming pool, gymnasium, multipurpose hall, reading room, tennis and basketball courts, jogging/walking tracks around the 2 lakes, over 5 km of shady roads, children’s playground and football field, floating stage. • Nearby Amenities – Mines Shopping Centre, Mines Wonderland, South City Plaza, Palace of The Golden Horses, Selangor Turf Club, Aeon Cheras Selatan, Banks • Achievements • Winner of Fiabci Award for Best Residential Development - 2003 • Winner of Best Landscaping for Hotel/ Resort/Tourism Complex Category -2003 • Shortlisted for the international Aga Khan Award (Residential Category) – 2003 68

| November/December 2012 | Holiday Edition

The elegant master suite comes with a spiral staircase to the rooftop

home office where one can work from home. It gives the opportunity for owners of the Quintet to stay connected to their business without the hassle of commuting to the workplace. And while most conventional homes would only have one master bedroom, you can expect two in the Quintet bungalows. The huge windows in the dome-shaped master bedroom provide you with a pleasant panoramic view of the outdoors, each and every morning as you awaken. That same brilliant start to a morning could also be experienced in the much bigger master suite which is adorned with quality Burmese teak timber flooring, just as in all other bedrooms including the lounge. Both master bedroom and suite comes with top-notch Italian marble decorated bathrooms which are both spacious and sporting the open concept that the entire house is based on. For outdoor activities, head up to the rooftop via a spiral staircase, leading you to a glorious pool which stretches about 10 meters. After a relaxing dip, lay back and soak in sun on the rooftop deck which is made out of treated timber, strong enough to withstand rotting and termites from the tropical


Quintessential Tropical Luxury at Gita Bayu Property

The Quintet is adorned with top-notch finishing such as Italian marble and Burmese teak

How to get there? • 15-30 minutes from KL City via KL-Seremban Highway or Besraya Highway • Exit just after The Mines at the Minlon Building • About 35 minutes to KLIA via ELITE highway Large windows provide the interiors of the Quintet with adequate natural lighting

weather. Here among the tree canopies, seems to be the perfect place for a weekend barbecue. Despite having similar number of rooms and finishing, yet each of the five homes are unique. Take for example, each of the two larger Quintet homes has a private elevator, further connecting all floors seamlessly. But at the very heart of it is that you will get a perfect home for the family which presents luxury of the highest degree. This passion for making luxury a priority has led its developers to collaborate with world-renowned pewter maker, Royal Selangor to custom-make rubber seed motif doorknobs for the five elegant bungalows. “We place much emphasis on quality and luxury finishing because we

believe the people who would appreciate the Quintet’s concept are those who have experienced five-star living around the world. We want these affluent people to experience that same luxury and exclusivity right at home,” says Andre Keller, CEO of Yee Seng Heights.

SONGS OF THE WIND And experience it they will at Gita Bayu. This 118-acre, gated and guarded neighborhood holds about 390 nature-inspired homes from individually designed bungalows, Hill Villas, Town Villas and Garden Villas, all enveloped in existing foliage of what was once a rubber estate. At the heart of this award-winning residential enclave, which is located

just off the Sungai Besi Highway (BESRAYA) and the KL-Seremban Highway, is its lakeside clubhouse. Known as Kebun Mimpi, this Baliand Thai-inspired clubhouse is where residents can gather for a meal at its dining pavilion in an open-air verandah or enjoy other facilities such as the gym, reading room and the infinity pool which overlooks a picturesque lake. Some say you got to see it to believe it, but at Gita Bayu, the best way is to experience the complete nature living through all five senses. The Quintet truly sets the standards for open concept living where you can live as one with nature, even in your own home. Luxuriously and exclusively built, the Quintet at Gita Bayu may just be the place you call home.

To view the Quintet and experience the Gita Bayu lifestyle, call +603-8945 5560 or visit www.gitabayu.com Holiday Edition | November/December 2012 |

69


Property Kasia Greens

A

s Greater KL takes its place as the center of development activities, it is inevitably spreading out and the south of Klang Valley is no exception, more particularly, the town of Nilai located in Negeri Sembilan. This fast growing town has been a new place for people seeking a comfortable lifestyle, one not constrained to high-rises alone but also spacious landed properties.

Targeted to launch in November 2012, this gated community holds 56 units of three-story Superlink homes and 86 units of two-story terrace homes. It also holds a two-acre landscaped garden complete with a playground and jogging track providing for a healthy and relaxing family living. Meticulously planned, its wide roads will also minimize the possibility of traffic and parking congestion at the same time, giving a pleasant streetscape.

An example of this comfortable living, perfect for the family is at Kasia Greens, a secure residential enclave spread across 17.43 acres of freehold land. Developed by Meadowfield Sdn Bhd, a wholly-owned subsidiary of Ireka Group of Companies, Kasia Greens bestows upon its residents a contemporary suburban lifestyle amidst a lush green environment.

The 24 ft by 75 ft terraces come with a built-up of 2,286 sq ft. You’ll find that the front porch is wide enough to fit two cars and these homes boast an open layout to the living quarters, dining area and even kitchen. The rooms are all fitted with large windows and sliding doors to allow for more natural lighting and cool breeze to enter – keeping energy use minimal. When

The best of comfortable

The two-acre landscape garden provides for healthy outdoor activities.

70

| November/December 2012 | Holiday Edition

preparing meals, the separate wet and dry kitchens will keep things less messy and if a larger kitchen is needed, there is space at the back to expand. The terraces four-plus-one bedrooms can easily accommodate a family and each has its own en-suite bathrooms. Its spacious master bedroom provides enough space for not only the bed but also a study area and space for a walk-in wardrobe – there should not be any hassle organizing your clothes anymore. A room located on the ground floor is also great for visiting guests or for the elderly. For families who require a more spacious option, there are of course the 24 ft by 75 ft, three-story Superlink homes which have a built-up between 3,184 and 3,334 sq ft. These come in three variants – intermedi-

suburban living in Nilai


Kasia Greens

ate, end, and corner lots, each with five-plus-one rooms and each has an open sky terrace on the third floor, better improving natural ventilation and lighting within the home. On top of similar features as the terrace homes, the Superlink homes present its dwellers with two family lounge areas – one with a doublevolume ceiling giving it a grand ambience. The other one comes with an en-suite bathroom, allowing the versatility to convert it from a bedroom to a home office. Homeowners will also be able to enjoy a much larger room with the Junior Suite which has a walk-in wardrobe space and study area. Kasia Greens may be built with families in mind, but with several prominent higher education institutions such as Nilai University, INTI International University and University Sains Islam Malaysia (USIM) within its vicinity, there are chances that students would find these homes a suitable choice. After all, Kasia Greens is located in the heart of Nilai’s educational hub. The town of Nilai in Negeri Sembilan has been rapidly growing in the past few years, with more develop-

How to get there?

Why buy here?

• GPS Coordinates – N2.823459, E101.774165 • 10 minutes drive from Nilai Toll exit via KL-Seremban Highway and KL-Putrajaya Highway (MEX) • 20 minutes from KLIA and LCCT • Public Transportation – Nilai Sentral Bus Terminal, Nilai KTM Komuter, Salak Tinggi ERL station

ments and townships opening up. Due to its accessibility to several main highways and its proximity to Putrajaya, the Kuala Lumpur International Airport (KLIA) as well as KL City via the KTM Komuter, this town has been forecasted by many to be a hotspot as the development radius of Greater KL expands. Not only that, it is well connected to major population centers via a network of highways. Getting into KL City takes just over half an hour via the KL-Seremban Highway in good

KASIA GREENS

• Located at Taman Desa Kasia, Nilai • 17.43 acres, Freehold • Target Launch – November 2012 • 142 Units • 56 units of 3-Story Superlink Homes • 86 units of 2-Story Terrace Homes • 2-Story Terrace Homes – Lot size – 24’ x 75’, Built-up – 2,286sf, 4+1 rooms • 3-Story Superlink – Lot size – 24’ x 75’, Built-up – 3,184 to 3,334sf, 5+1 rooms • Holds a 2-acre landscaped park

Façade of the three-story Superlink.

Property

How to buy?

• For more information on Kasia Greens and Ireka Group of Companies, call +603 6203 0020 or +603 6411 6388 or visit www.kasiagreens.com.my

• Comfortable low-density living • Spacious open layout with en-suite bathroom for all bedrooms • Separate wet and dry kitchens • Double volume ceiling for lounge area (3-story Superlink only) • Large windows, sliding doors and sky terrace (3-story Super link only) allow good natural lighting and ventilation • 2-acre landscape park with playground and jogging path • Secured perimeter boundary fence • Nearby amenities – Nilai Square Commercial Centre, Giant & Tesco Hypermarkets, NCI Hospital, Nilai Spring Golf & Country Club, Sepang International F1 Circuit, Nilai International School, Nilai University, INTI International University, USIM

traffic conditions and frequent travelers would find it a breeze to get to the Kuala Lumpur International Airport (KLIA) or the LCCT, taking no more than 25 minutes. For those dependent on public transportation, Nilai is also well serviced with the Nilai Sentral Bus Terminal, the Nilai KTM Komuter station and the Salak Tinggi ERL Station. Nilai town has also grown commercially with more shopping malls setting up here, including the Nilai Square Commercial Centre and the Giant and Tesco Hypermarkets. Residents here will also be well served with much needed amenities including NCI Hospital, while the Nilai Spring Golf & Country Club and the Sepang F1 Circuit nearby complete the entertainment aspect. It is no secret there is value in Nilai. At present, the town offers the best of suburban lifestyle, the serenity of a low-density community, green living, commercial conveniences, and excellent accessibility. Seizing this potential, Kasia Green has become a perfect example of value in Nilai, attracting people near and far with its gorgeous and comfy homes.

Holiday Edition | November/December 2012 |

71


Property Light of the Orient

T

he Light Waterfront Penang was envisioned as an iconic waterfront development, designed to embody the essence of picturesque Penang. With elements of residential, commercial, entertainment, recreational, hospitality and education, this new hub will illuminate not only the island but the aspirations of a nation in the eyes of the world.

152-acres of coastline will be transformed into an elaborate masterpiece on the eastern front of the island. Situated by the Penang Bridge – another iconic Penang landmark in itself – this dynamic RM6.5 billion project christened The Light will be undertaken by Jelutong Development Sdn Bhd, a subsidiary of IJM Land Bhd. The ambitious project will take about 12 years to complete and will be developed in three phases.

WATERFRONT LIVING Phase One will consist of six parcels of 1,177 units of high-end waterfront housing. These units will be divided into The Light Linear, The Light Point and The Collection I, II, III and IV. Here one will find seaside homes with private jetties, sea-front bungalows, duplex townhouses, water villas, and quayside apartments. The commercial and retail element of The Light will then ensue with Phase Two. As The Light is earmarked to become Penang’s first integrated lei-

LIGHT OF THE ORIENT 72

| November/December 2012 | Holiday Edition


Light of the Orient

sure, retail, entertainment and cultural hub, this phase is certainly a vital part of the seaside enclave. Waterfront dining options, a lifestyle mall, hotels, a business park, a floating cultural theatre, a convention center and more are set to bring the action to the residents’ doorsteps who can call The Light a place to live, work, play and simply enjoyed. All this is tied together with world-class service and a calming waterfront view. Inspired by the island’s blue seas and serene landscape, The Light is a plan incepted to aid Malaysia’s vision of becoming a globally competitive nation. Globally, demand for life on

the waterfront can be showcased by the likes of London’s Canary Wharf, Melbourne’s Docklands and Sydney’s The Rocks. Malaysia now hopes to join their ranks with the allure of Penang’s new five-star resort waterfront.

Property

KEEPING GREEN Penang “Pearl of the Orient” has always been popular among locals and foreigners alike for its many attractions. Apart from its culinary offerings, the beauty of the island comes

The final phase will be Sea Front Park, an enclave featuring lush vegetation and tropical beauty. This phase will specifically cater to those who’ve dreamt to live the idyllic tropical island life. Imagine seeing off the sunset on a tropical island and experiencing its charm first hand.

Why buy at The Light? • World-class resort-style waterfront hub • High demand for waterfront living • Charm of Penang • Renowned developer

Holiday Edition | November/December 2012 |

73


Property Light of the Orient

How to get to The Light? • GPS Coordinates – N5° 21’ 46”, E100° 18’ 55” • Approximately 30 minutes from Penang International Airport

74

| November/December 2012 | Holiday Edition


Light of the Orient

to mind. But to ensure its charm and beauty is preserved, green and sustainable measures must be put into place. Taking this to heart, The Light will go through a “greening” process under IJM Land – the first developer in Penang to incorporate eco-tourism and eco-friendly measures in a project. Rather than harm the environment, plans have been made to enhance it and reduce impact on the development area, without compromising the well-being of its occupants. The developer is keen on maintaining the green and features like dedicated

spaces for the recycling of household waste will be a welcomed addition to the residents. An interesting feature to the development is also the creation of salt-water waterways that encourages residents to cultivate coral and fish for themselves. Credit to the developers, The Light Linear, The Light Point and The Light Collection I and II have already been awarded the Provisional GBI (Green Building Index) Certification. New infrastructure developments announced in Penang will be beneficial to The Light. The development of Penang’s RM2.8 billion Second

Property

Bridge will allow for easier access to The Light and attract more visitors to Penang in general. The 37km bridge will connect Batu Kawan in Seberang Prai to Batu Maung. As the nation moves closer towards achieving its vision, world-class developments such as The Light will move us closer towards the greater goal. With its strategic location, accessibility, lifestyle and environment, The Light is a modern waterfront development that will be hard to replicate anywhere else, and will surely become a pearl in the eyes of local and foreign buyers alike.

How to buy? • Find more on The Light by visiting the sales gallery at 1-16-01, Menara IJM Land, No 1, Lebuh Tunku Kudin 3, 11700, Gelugor, Penang, Malaysia, calling 604-2961 333, emailing sales@ijm.com or visiting www.thelightwaterfront.com

PHASE ONE The Light Linear

The Light Collection II

The Light Point

The Light Collection III

• Condominiums • 328 units • Built-up from 1,475sf to 1,561sf • Fully Sold • Condominiums • 88 units • Built up from 1,830sf to 4,090sf • Priced from RM1.3mil • Estimated Completion, 1H 2013

The Light Collection I

• Condominiums • 176 units • Built-up from 1,528sf onwards • Priced from RM911,000 • Water Villas • 24 units • Built-up from 3,122sf onwards • Priced from RM2.8mil

• Condominiums • 297 units • Built-up from 1,367sf to 3,060sf • Priced from RM840,000 to RM3.06mil • Condominiums • 170 units • Built-up from 1,841sf to 3,423sf • Priced from RM1.261mil to RM3.615mil • Duplex Townhouses • 20 units • Built-up from 3,143sf to 5,199sf • Priced from RM3.78mil to RM5.02mil

The Light Collection IV

• Quayside Apartments • 98 units • Built-up from 2,000sf onwards • Seafront Bungalows • 19 units • Built-up from 7,000sf onwards Holiday Edition | November/December 2012 |

75


Property Make Money

Make

Money Through properties while you’re on vacation this coming holiday season. By Dexter Lim

Yes, all of us can make money through a portfolio of properties, or even one property that is generating passive income for us this holiday season. One main key strategy is to turn our active income, which is generated from our active working hours from eight am to six pm being employed, self-employed or even a business owner to passive income. In short, passive income is generated without you being present.

Key: Convert Active income to Passive Income You can build on your passive income through property by: a. Establishing your property Game Plan b. Identifying your Target Market c. Identifying your Target Area d. Choosing the type of property to Invest

1.

2.

3.

Establishing your property Game Plan

Identify your Target Market

Identify your Target Area

After establishing your initial game plan, the next step is to identify your target market as you’ll be working with your target for the next 15 – 20 years. So therefore one must be comfortable with his or her target market selection. Ask yourself if you’re comfortable visiting foreign factory workers in a five-story walk up apartment to collect rental, and if not, it’s better to choose a more comfortable target market. Some examples of target markets can be students, young couples, expatriates, doctors or nurses, factory workers and many others.

Once you have identified a particular target market, the next step is to identify your target area – which should ideally be around a 30-minutes’ drive from your home. This is to facilitate ease of access to your tenant if an emergency comes about. If your target market is students, your target areas could be one of these:

Having a property game plan is very important. For example, to erect a skyscraper, it is crucial to have a structural or foundation blueprint in place, only then the skyscraper is built – synonymous to having a property Game Plan. One generic game plan is to acquire one property every five years and by starting from age 25, then keep acquiring one property every five years till the age of 55. One would have acquired seven properties by then. And if the property acquired cost RM120,000 each, the portfolio would be worth RM1,260,000 at the age of 60 – if all the properties conservatively appreciates to RM180,000, which is only an appreciation of 50% over a period of 25 – 30 years period. Key: Retire with a million dollar portfolio by just acquiring ONE property every 5 years starting from age 25.

76

We (my wife and I) chose the student market as our target as we wanted consistency in our rental collections with minimal vacancy. We wanted our property portfolio to be stable and sustainable through good and bad economic times. In my student target market, I catered towards local students and also foreign students. There is no right or wrong target market

| November/December 2012 | Holiday Edition

i) SS15 Subang Jaya ii) Sunway iii) TAR College, Jalan Genting Klang


Make Money

Property

4. Choose type of property to invest After identifying your game plan, your target market and target area, now is the time to choose the type of property to invest in. For example an apartment, a condominium or even a landed terrace link house to enable you to obtain a healthy positive cash flow when you put in the tenant. An example of the first property I invested was in Sunway – which gives me a positive cash flow of RM780 per month are as follows:

Market Value: RM160,000 (2008) 25% below market. Down payment: RM12,000 Loan: RM108,000 @ 90%x 120,000 Refinanced one year later at 2009 (Market value at 2009 is RM170,000) Loan: RM45,000 @ 90%x 50,000 Cash out: RM45,000 (RM12,000 down payment + RM33,000 equity Profit) *More detailed explanation will be covered in our Property Fast Track seminar* Market value in 2012 is RM370,000 Rental Rate: From RM1,000 to RM1,200 to RM1,580 to RM1,700

So by diligently setting aside this RM780 positive cash flow from my first property for 12 months, I saved up a handsome sum of RM9,360 in total, which I used for my holiday to Europe. We set up our property investment well. While we were away during vacation, my properties work hard for me.

After enjoying ourselves in Europe, my wife and I worked harder on our property acquisition to increase our positive cash flow so that we can travel at least twice a year with our families (my parents and my in-laws too!) I hope my sharing and story encourage you to also use property investments to

And my installment to the bank was only RM800, with maintenance fees at RM120, so I pocket RM780 per month. The above table is taken out from page 29 off my book, “Start From 0! 3 Years to A RM10million Property Portfolio” which I co-wrote with my mentor-cumpartner, Mr W.T. Kam.

enable you to make money and enjoy at least one international vacation every year. I could still recall back in 2008, just three weeks before we went to Bali for the first overseas trip, my ex-girlfriend (who is now my wife!) and I found our first golden goose! That has really changed our lives! But was it worth it? Definitely! Happy holidays to all of you!

Do connect with us on Facebook! www.facebook.com/FinanciallyFreeThroughProperties, e-mail at PropertyFastTrack@gmail.com, or even check out our website www.PropertyFastTrack.com, where you can have free e-report for you: The 9 Critical Mistakes 95% of Investors Make, and how to overcome them.

Holiday Edition | November/December 2012 |

77


GUIDE

MM2H

MALAYSIA My Second Home

MM2H BENEFITS

1. All MM2H participants are entitled to purchase one duty-free car and must be locally assembled. Valid for one year upon the date of endorsement of the MM2H stickers. The second car onwards will be at the current market rate. 2. MM2H participants can buy more than one unit of property but each must be valued above RM500,000. 3. MM2H participants are given an I-Card by the Malaysian government for their convenience when traveling around Malaysia. 4. MM2H participants wishing to withdraw their money from the Fixed Deposit accounts can do so after one year for the purpose of buying properties, children’s education and medical expenses. 5. A special counter is allocated for MM2H participants in KLIA. 6. Qualified MM2H participants aged 50 and above are allowed to work in selected industries for not more than 20 hours per week. 7. MM2H participants are allowed to invest and actively participate in business, subject to existing government’s policies, regulations and guidelines. 8. All MM2H participants will now enjoy a 10-year Social Visit Pass, subject to the validity of their passports. 9. Employment Pass holders wishing to participate in the MM2H program are exempted from the “cooling off period” on the condition that their application to participate in the program is submitted three months prior to the expiry of their Employment Pass. 10. MM2H participants can bring their unmarried children as dependents under the program provided they are aged 21 and below. They can also bring their stepchildren, disabled children and parents as dependents under the program.

IMPROVEMENTS ON MM2H (AS OF 13 FEBRUARY 2009)

1. Qualified MM2H participants aged 50 and above with specialized skills and expertise that are required in the critical sectors of the economy are allowed to work on a part time basis. The approval to work part time is subject to the following conditions: a. The application is approved by the MM2H Special Committee. b. The work contract needs to state that MM2H participants are working on a part time basis with work schedule attached. c. Total number of work hours a week does not exceed 20 hours. 2. MM2H participants are allowed to invest and actively participate in business, subject to existing government policies, regulations and guidelines which are in force for the relevant sectors. 3. Foreign spouses of Malaysian nationals are eligible to apply for MM2H, subject to the terms and conditions of the MM2H program.

4.

5.

6.

7.

8.

Alternatively, they have the option to apply for the Spouse Program. The 10-year Social Visit Pass is extended to all Silver Hair and MM2H participants who were previously approved under the five year Social Visit Pass, subject to the validity of their passports. Employment Pass holders who wish to participate in the MM2H program are exempted from the “cooling off period” on the condition that their application to participate in MM2H program is submitted three months before the expiry of the Employment Pass. ID Cards will be issued to MM2H participants with permanent address in Malaysia. This is validated by submitting the Sale and Purchase Agreement or Tenancy Agreement in Malaysia. Age limit of unmarried dependent children is raised from 18 years old to 21 years old. A declaration stating that the child is unmarried and all expenses during the stay in Malaysia will be borne by the principal participant of the MM2H program is required. “Dependents” include unmarried children aged 21 years and below, step-children, disabled children and parents. As of 1 January 2010, MM2H participants are subject to 5% Real Property Gain Tax (RPGT) if their properties are disposed within the five years time frame.

REQUIREMENTS FOR OPENING OF FIXED DEPOSIT ACCOUNT a. b. c. d.

Aged 50 and above Minimum deposit, RM150,000. Minimum lock-in period, ONE year. Auto renewal is recommended. Request for TWO receipts upon application: i. For the sum of RM50,000. ii. For the sum of RM100,000. An official letter from the bank after successful opening of the account.

Aged 50 and below a. Minimum deposit, RM300,000. b. Minimum lock-in period, ONE year. Auto renewal is recommended. c. Request for FOUR receipts upon application: i. TWO receipts for the sum of RM100,000. ii. TWO receipts for the sum of RM50,000. d. An official letter from the bank after successful opening of the account.

MM2H AGENTS’ FEES (AS APPROVED BY THE MINISTRY OF TOURISM MALAYSIA)

Stage 1: Application Process, RM7,000 (maximum) • Provide advice and consultation to the applicants on the latest rules and regulations. • Preparation of required documents for

4 MOST IMPORTANT ENTRY REQUIREMENTS

Aged 50 and above 1. Proof of monthly income (off-shore) of not less than RM10,000. 2. Latest three months personal bank statement with the current closing balance of above RM350,000. To show a Letter of Good Conduct. 3. To open a fixed deposit account in any local bank 4. for the sum of RM150,000 after approval. Aged 50 and below 1. Proof of monthly income (off-shore) of not less than RM10,000. 2. Latest three months personal bank statement with the current closing balance of above RM500,000. 3. To show a Letter of Good Conduct. 4. To open a fixed deposit account in any local bank for the sum of RM300,000 after approval. application and submission purposes to the Immigration Department and Ministry of Tourism. • Signing of Personal Bond with applicants on behalf of the Malaysian Government to guarantee good conduct of the participants throughout their stay in Malaysia. • Follow up on application. Stage 2: Assisting Participants to Relocate to Malaysia, RM3,000 (maximum) • Arrange for transportation and accommodation for participants upon their arrival in Malaysia. • Assist participants to open fixed deposit accounts and arrange for insurance policies and medical reports (if required). • Bring participants to the Immigration Department to pay Visa fees. Total fee, RM10,000 per participant (maximum). Additional Services available – Prices are negotiable with Agents • Rent or purchase properties. • Application for AP imported cars. • Application for housemaids. • Application for car tax exemption. • Arrangement to bring their belongings from overseas. • Registration for student passes for schools or colleges (for applicant’s children). • Application to withdraw from fixed deposit accounts after a period of one year. • Registration for phone lines or electricity or water supply for participants’ properties. • Consultation on travel packages available or on purchasing of properties. • Any other additional services upon request or proposed by the companies.

Homefinder, Official Magazine of the Malaysia My Second Home Agents’ Association. Malaysia My Second Home Agents Association can be reached at +603 9057 1070, email mm2haa@gmail.com, fax +603 9057 0943. Its office is located at 9-1A, Jalan 10/125D, Desa Petaling, 57100 Kuala Lumpur.

78

| November/December 2012 | Holiday Edition


GUIDE

MM2H Guide

DIRECTORY LIFESTYLE Pg 20 Focus on the Family Malaysia 6-2 Jalan Bersatu 13/4, 46200 Petaling Jaya, Selangor, Malaysia. T (603) 7954 7920 E focus@family.org.my www.family.org.my

Pg 26 Xceptional Interiors

Kuala Lumpur Pavilion Sdn Bhd (Pavilion KL) Level 9 Pavilion Kuala Lumpur 168 Jalan Bukit Bintang 55100 Kuala Lumpur, Malaysia T (603) 2118 8888 www.pavilion-kl.com

The Curve 2nd Floor, No.6 Jalan PJU 7/3, Mutiara Damansara, 47810 Petaling Jaya, Selangor, Malaysia T (603) 7710 6868 www.thecurve.com.my

P1-3-3, Pantai Hillpark Andalucia, Bukit Kerinchi, 59200 Kuala Lumpur, Malaysia. T (6012) 398 8302 E raymond@xceptional-interiors.com www.xceptional-interiors.com

1Utama Shopping Centre

Pg 29 Eastern Records Sdn Bhd (Rock Corner)

Viva Home

No. 158, Jalan Raja Laut, 50350 Kuala Lumpur, Malaysia. T (603) 4041 7067 / 4044 8378 E info@eastern.com.my / rockcornermusic@gmail.com www.eastern.com.my

Pg 30 Centre Circle Audio No. 8, GF, Lorong Rahim Kajai 14, Taman Tun Dr Ismail, 60000 Kuala Lumpur, Malaysia. T (603) 7728 2686 E info@centrecircleaudio.com.my www.centrecircleaudio.com.my

Pg 32 Terra Garden Sdn Bhd No. B-1-01, Jalan SS6/20, Dataran Glomac, kelana Jaya, 47301 Petaling Jaya, Selangor, Malaysia. T (603) 7880 8018 E info@terragarden.com.my www.terragarden.com.my

1, Lebuh Bandar Utama, Bandar Utama City Centre Bandar Utama, 47800 Petaling Jaya, Selangor Darul Ehsan, Malaysia T (603) 7710 8118 E custserv@1utama.com.my www.1utama.com.my

Viva Mall Sdn Bhd LG35 Lower Ground Floor, Viva Home Shopping Mall, 85, Jalan Loke Yew, 55200 Kuala Lumpur, Malaysia T (603) 9281 1998 www.vivahome.com.my

Bangsar Shopping Centre Bangsar Shopping Centre, 285, Jalan Maarof, Bukit Bandaraya, 59000, Kuala Lumpur, Malaysia T (603) 2094 7700 www.bsc.com.my

PROPERTY

Pg 9 Sime Darby Property Block G, 10th Floor No.2, Jalan PJU 1A/7A, Ara Damansara, PJU 1A 47301 Petaling Jaya, Selangor T 1-800-88-1118 E crm.property@simedarby.com www.simedarbyproperty.com

Suite 1.1, 1st Floor, Kompleks Antarabangsa, Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia T (603) 2142 1611 E pr@umland.com.my www.umland.com.my

Pg 7 OSK Property Holdings Bhd

15-3, Jalan PJU 5/15, Dataran Sunway, 47800 Petaling Jaya, Selangor, Malaysia. T (603) 6141 3131 E selangor@oregeon.com.my www.oregeon.com.my

Pg 60 Perbadanan Kemajuan Negeri Selangor (PKNS) Pg 11 Sunsuria Group Suite 8, Main Tower, Sunsuria Avenue, Persiaran Mahogani, Kota Damansara, PJU5, 47810 Petaling Jaya, Selangor Darul Ehsan, Malaysia T (603) 6145 7777 www.sunsuria.com

Pg 50 Chur Associates 5-2, 3rd Mile Square, 151, Jalan Kelang Lama, Batu 3 1/2 , 58100, Kuala Lumpur, Malaysia. T (603) 7982 5618 www.churassociates.com

Pg 52 Mitraland Group

J-8-13 to 16 No.2, Jalan Solaris, Solaris Mont’ Kiara 50480 Kuala Lumpur, Malaysia T (603) 6204 0818 E enquiries@mitraland.com.my www.mitraland.com.my

Tingkat 2-9, Menara HPAIC, Laman Seri business Park, No 7, Persiaran Sukan, Seksyen 13, 40100, Shah Alam, Selangor, Malaysia. T (603) 5520 1234 E general@pkns.com.my www.pkns.gov.my

Pg 66 Yee Seng Heights Sdn Bhd No. 2, Jalan Bayu 1, 43300 Seri Kembangan, Malaysia T (603) 8945 5560 E info@gitabayu.com www.gitabayu.com

Pg 70 Ireka Development Management Sdn Bhd

Level 18, Wisma Mont’ Kiara, No. 1, Jalan Kiara, Mont’ Kiara, 50480 Kuala Lumpur, Malaysia T (603) 6411 6388 E enquiry@ireka.com.my www.ireka.com.my

Pg 72 IJM Land

Pg 5 United Malayan Land Bhd

Pg 34 Orangutan Solutions Sdn Bhd 24-2, Jalan Medan Setia 2, Plaza Damansara, Damansara Heights, 50490 Kuala Lumpur, Malaysia T (603) 2092 5626 F (603) 2093 1241 www.orangutansolutions.com

Pg 56 Oregeon Property Consultancy Sdn Bhd

Pg 54 PJ Development Holdings Group You One Sales Gallery Lot No. S-00-06 & S-00-07, Ground Floor, Impian Meridian Commerz Shop, Jalan Subang 1, USJ 1, 47600 Subang Jaya, Selangor, Malaysia T (603) 5891 6866 / 5891 6869 www.pjdprop.com.my

Ground Floor, Wisma IJM, Jalan Yong Shook Lin, P.0. Box 504 (Jalan Sultan), 46760, Petaling Jaya, Selangor, Malaysia. T (603) 7985 8288 E ijmland.hq@ijm.com www.ijmland.com

Pg 76 Property Fast Track E propertyfasttrack@gmail.com www.propertyfasttrack.com

9th floor, Plaza OSK, Jalan Ampang, 50450 Kuala Lumpur. T (603) 2161 3322 E oskp_enquiry@oskp.com.my www.oskproperty.com.my

Holiday Edition | November/December 2012 |

79


SUBSCRIBE NOW! ENJOY UP TO

20% OFF COVER PRICE 3 EASY WAYS

TO SUBSCRIBE:

1 2 3

EMAIL

to subscription@

homefinder.com.my

BY FAX

Fax in form to

+603-6201 6337

BY PHONE Call us at

+603-6201 8337

YES! I wish to sign up for 12 issues of Homefinder magazine subscription and 12 issues of Homefinder Plus FREE (Please tick where applicable)

Publication

Peninsular Malaysia RM86.40

East Malaysia RM100.80

Singapore S$138.00

PERSONAL INFORMATION (Please tick where applicable)

Type of Subscription Corporate Personal Salutation: Dr / Mr / Mrs / Ms Full Name : ................................................................................................................................. NRIC/Passport No.: .................................................................................................................... Profession: ................................................................................................................................. Company: ................................................................................................................................... Delivery Address Home Office .................................................................................................................................................... .................................................................................................................................................... ...... .............................................................................................. Postcode: ............................. Email: ......................................................................................................................................... Tel No: (Mobile/Office/Home) .....................................................Fax: .......................................

PAYMENT INFORMATION (Please tick where applicable)

Cheque (Payable to TTIEN MEDIA GROUP SDN BHD) Cash Deposit (CIMB Bank Malaysia - Account No: 14740001079103) Online Transfer (CIMB Bank Malaysia - Account No: 14740001079103) Name of Bank: ............................................................................................ Cheque/Postal Order No: ...........................................................................

SUBSCRIPTION INFORMATION Effective Issue: ............................................................................................

Signature: .................................................................................................... Subscription Code (Office Use): ................................................................. Please note that forms without signature and which are incomplete will not be processed. * Prices stated are inclusive of postal charges



Homefinder November/December 2012 | Shopping Edition