Page 1


“ONE OF THE TOP MOUNTAIN COMMUNITIES IN THE HIGH COUNTRY” (THE LAND REPORT)

MOUNTAIN HOMES steps from the Elk River

ONLY $199,900! HIGH ELEVATION PROPERTIES from

ONLY $49,900!

C O M E V I S I T US TO DAY !

888.820.4034 ext. 01186 www.eaglesnestatbannerelk.com


mattamyhomes.com

THE

Long

TABLE.

Thanksgiving is one of those celebrations that always gets bigger and better as families grow. Dinner at the long table is time for laughter over funny jokes and not-so-funny jokes and friendly arguments about the local teams. We all enjoy these moments, surrounded by people we love. Maybe that’s why everyone lingers around the table long after the meal is over. We just don’t want it all to end. There is never anyone who isn’t glad that they came. Nor is there ever anything left on the plates. We really do have much to be thankful for and much to feel good about.

Here’s Where To Find Our Homes: S HELLY

S W

CASTLEBROOKE

WOODS

BELMONT

CHARLOTTE

CHARLOTTE

CONCORD

INDIAN LAND

Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012

Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278

Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269

Sales Center: 3329 Helmsley Court Concord, NC, 28027

Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707

To find out more about our communities, contact our Online New Home Counselor LAURA O’BRYANT at (980) 253-2792 or info.carolina@mattamyhomes.com

Parkside at

HUNTERSVILLE

HUNTERSVILLE

MOORESVILLE

MOUNT HOLLY

Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078

Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078

Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117

Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662

CHARLOTTE BUILDER OF THE YEAR Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524


real estate news compiled by Whitney Berongi

Email real estate news to homedesign@charlotteobserver.com.

home|design

Section published by The Charlotte Observer • P.O. Box 32188, Charlotte, NC 28232. Editorial material in this section is the responsibility of the Special Sections Department, 704-227-6498. It did not involve the news staff of The Observer.

Editor Coordinator/Designer Sarah Crosland

M/I Homes begins construction on Sutton Mill community in Fort Mill M/I Homes of Charlotte has begun development of Sutton Mill, in northern York County, just over the South Carolina line near Baxter Village. The community will feature ranch and two-story homes on 93 homesites ranging from 1,714 to more than 3,200 square feet, depending on options selected. Prices will be from the $200s, with special pre-construction pricing available during the pre-sale period in early 2015. Buyers can select from home plan designs in M/I’s Park and Carolina Eco Collections. These popular plans have open great rooms, kitchens with oversized islands, owners’ suites with walk-in closets and flexible living areas. Most plans will have the option for a first-floor guest suite with full bath for visiting guests. Other Model Home in Sutton Mill amenities will include stainless steel GE appliances, granite countertops and nine-foot ceilings on the first floor. The exteriors will be siding with brick or stone accents and all homes will be 100% ENERGY STAR® Certified. To take advantage of pre-construction pricing and get first options on home sites, join the VIP list for Sutton Mill. Visit www.mihomes.com/info to sign up, email SalesCharlotte@mihomes.com or call Kris Bates at 704-286-6498.

Melissa Kennelly

Local Advertising Director Phyllis Weber, 704-358-5345 For advertising assistance contact: Vic Bowers, 704-358-5307 For classified advertising call: 704-358-5555 *Copyright 2014 by The Charlotte Observer. All rights reserved. No part of this publication may be reproduced or reprinted without written permission.

We hope you’re enjoying our weekly publication! We’d love to hear from you.

Editor, Sarah Crosland scrosland@charlotteobserver.com

Thinking of Buying or Selling? Specializing in Huntersville, Cornelius, Davidson & surrounding Lake Norman areas

JUSTIN KENNELLY REALTOR®/BROKER

980.225.6363 justinkennellyrealtor@gmail.com justink.lakenormanrealty.com Call, Text or Email anytime!

SERVICES

Honest • Integrity • Trust

Cornelius office • 20117 West Catawba Ave. Cornelius, NC 28031 • 704.892.9673

REIMAGINE REINVENT REJUVINATE HOME

Advertising Director, Phyllis Weber pweber@charlotteobserver.com

DIRECTORY

KEEP THIS DIRECTORY HANDY FOR THE BEST LOCAL HOME SERVICES

BEAUTIFUL LONGLEAF

HOME DELIVERY JIMMY’S PINE STRAW COMPANY

1376081-01

WE DELIVER AND SPREAD

803.366.6999 850 RED RIVER RD., ROCK HILL, SC

GREAT CHRISTMAS GIFT

Specializing in stamped Decorative Concrete Patios, firepits, stone work, driveways, etc. concretebygeorge.net 704-605-3709

To advertise on this page call 704.358.5555 4P

Book by Dec. 20th for a Christmas Special

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 29, 2014


*Offer expires 12/31/2014.


14451 Henry Harrison Stillwell Drive, Huntersville Price: $1,299,000 Sq. ft.: 6,361 Bed/Bath: 5 beds, 4 full baths, 2 half-baths MLS: 2221247 Listing agents: Lori Ivester Jackson, 704-996-5686 , and Eric Zientek, 704-840-4785, Ivester Jackson Distinctive Properties Nestled on almost two-and-a-half private acres, this stunning custom home is located in the exclusive gated community of Stillwell. From the spacious main floor master suite to the wine room, the home offers the finest luxury amenities. In the gourmet kitchen you’ll find gorgeous custom cabinetry, a spacious island and top-of-the-line appliances. Residents will love spending time in the backyard pool featuring a hot tub and four waterfalls.

14027 Island Drive, Huntersville Price: $1,250,000 Sq. ft.: 4,288 Bed/Bath: 4 beds, 4 full baths MLS: 3039239 Listing agent: Debbie Monroe, Lake Norman Realty, 704-533-0444 Are you seeking waterfront luxury? Look no further than this stunning, lakeside home. Enjoy breathtaking main channel views of Lake Norman right from the great room. With the master suite located on the main floor, you can experience ultimate convenience. Other features of the home include a large, finished basement, elevator and screened-in porch. This property boasts a pier with a large deck, boat slip and boatlift.

8P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 29, 2014

14504 H Drive, H Price: $ Sq. ft.: 6 Bed/Bat 1 half-ba MLS: 22 Listing a Allen Ta

Nestled commun home is Lake No you lay stone ex discove interior f level ma a wine c kitchen. and-a-ha the large from the


sville

hs

oe,

n this joy views the suite ou can ence.

ement, rch. with a atlift.

12300 McCord Road, Huntersville Price: $1,199,000 Sq. ft.: 6,000 Bed/Bath: 8 beds, 4 full baths, 2 half-baths MLS: 3001755 Listing agents: Reed Jackson, 704-713-3623, and Kristen Kosicki, 704-231-0714, Ivester Jackson Distinctive Properties Feast your eyes on this beautiful wooded estate. Sitting on more than 11 acres, this custom log home can be found right in the heart of Huntersville. The interior features an expansive gourmet kitchen with granite countertops, beautiful custom cabinetry and professional Viking appliances. Enjoy the natural beauty of the property from the rocking chair front porch or back by the pool.

14504 Henry Harrison Stillwell Drive, Huntersville Price: $1,100,000 Sq. ft.: 6,003 Bed/Bath: 5 beds, 3 full baths, 1 half-bath MLS: 2213605 Listing agent: Catherine Taylor, Allen Tate Realtors, 704-453-1596 Nestled in the exclusive gated community of Stillwell, this luxury home is just five minutes from Lake Norman. From the minute you lay eyes on the stunning, stone exterior you’ll want to discover what’s inside. Impressive interior features include a mainlevel master suite with a fireplace, a wine cellar and a large gourmet kitchen. Situated on almost twoand-a-half acres, you can enjoy the large, private backyard right from the screened-in porch.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 29, 2014

9P


SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

double-duty spaces Expand your living area by combining the roles of two rooms into one

4052 Arborway – $960,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

MLS#2216113

TR ON

by Jayne Cannon

9615 Deer Spring Lane - $325,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

MLS#3022988

T AC

RC DE UN

3115 Springs Farm Lane – $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

4721 Ashridge Drive - $289,000

The work is done! Updated & freshened: Complete kitchen reno - cabinets, granite, backsplash, Bosch appliances.

MLS#3024679

MLS#3043502 CT

RA ONT

ER C

UND

3500 Carmel Road - $450,000

Top to bottom, high-end renovation of post-modern ranch in great location.

820 Garden District Drive - $190,000

Rare opportunity! Garden District beauty w/bright, open plan freshened top to bottom. Balcony & private courtyard.

Photo Courtesy of Jim Schmid Photography

MLS#3042875

MLS#3040601

4100 Oldfield Road - $450,000

Fall makeover! Kingswood home on pretty street w/fresh paint, flooring, landscaping, plus recent roof, furnace.

Bridget Gasque with Loftus Design created this casual dining/sitting area for a client.

1383302-04

MLS#3049054

7926 Greenview Terrace Court - $385,000 Lifestyle & location at modern Greenview Terrace! Lovely, bright townhome w/pretty golf views. High-end finishes.

MLS# 3037659

HAND IT OVER.

cindy.barnes@allentate.com • 704-367-7203

10P

Wish your house had just one more room? Adjust your thinking, and you may find that it does. Savvy homeowners can apply multi-task thinking and come up with dual-purpose rooms that maximize space. For example, Charlotte designer Bridget Gasque of Loftus Design used an oversized room adjacent to a garage to create a room that triples as a mudroom, drop zone and home office. The room, which Gasque created for a client, features a designated space for children to enter the home and store their coats, jackets, shoes and backpacks. Custom cubbies provide an organized space for everything. The room also features a desk that parents use for work and kids can use for homework. There’s even a dog station, where leashes and collars are stored. One key to creating a dual-purpose space is setting aside preconceived notions about a room’s intended purpose, says Melissa Lee of New South Design. Just be-

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 29, 2014

Bridget G

cause a room is b has a chandelier of the room doesn use it as a dining “Many of my cl room as a homew “It’s great becaus and still in the ce sometimes using homework doesn have to clear ever dinner, and mayb finished yet.” Lee recommen to protect the din heat, spills and sc an ideal surface f laptops to art proj


18 beautiful communities. Too good to pass up. Upscale, innovative living has arrived in Charlotte. Visit one of the 18 communities with homes ranging from 1,947 to 5,306 sq. ft., from the $220s to the $560s. IREDELL COUNTY YORk COUNTY Bells Crossing – Mooresville From the mid $300s Palm Tree Cove II – York From the mid $200s

MECkLENbURg COUNTY Mirabella – Huntersville From the low $300s

UNION COUNTY

Handsmill – York From the high $300s

Latta Springs – Huntersville From the high $300s

Briarcrest – Waxhaw From the low $300s

Riverchase – Fort Mill From the mid $200s

Summerwood – Mint Hill From the high $300s

Cureton – Waxhaw From the mid $300s

Lakeridge – Tega Cay From the low $300s

Montreux – Charlotte From the mid $400s

Candella – Wesley Chapel Coming Soon

CabaRRUs COUNTY

Willowcraft – Stallings Coming Soon

Kellswater – Kannapolis From the high $200s

LINCOLN COUNTY

Churchill Farms – Harrisburg Coming Soon

Arbor Way – Charlotte From the mid $500s Olde Blakeney – Charlotte Coming Soon

Tree Tops – Lake Norman From the mid $300s

855-499-5614 • meritagehomes.com/observer Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments (such as shutters, drapes, etc.), landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other design/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Prices, rates, terms, programs and availability subject to change or revocation without prior notice or obligation. Offers and availability, including amount, duration and particular home/plan, may vary. Cannot be combined with any other promotion or incentives unless approved by Meritage management. Please see sales agent for complete details.


O N E O F WA X H AW ’S PR E M I E R H O L I DAY EV E N T S

S AT U R DAY, D EC E M B E R 6, 2014 • 5:30 �� – 8:30 ��

Thousands of luminaries will light the

FEATURING:

streets of MillBridge, leading visitors

Live Music from a Professional Caroler

through the area’s only functioning covered bridge to a majestic 16-foot evergreen tree aglow with white holiday lights. N E W H O M E S AVA I L A B L E F R O M T H E $200s.

sponsored by

Hot Chocolate Horse Drawn Carriage Rides And A Very Special Visit from Old St. Nick!


THE WILSON-KEATON TEAM SERVING YOU ON BOTH SIDES OF THE LAKE & CHARLOTTE! 742 Park Trail Lane $410,000

NEW PRICE

Awesome custom home on 1/2 acre in Clover, SC school district. 4 BD’s/Bonus, 2 1/2 baths, gourmet Kitchen, screened in porch, outdoor living/paver patio w/ fire pit, master on the main. What more could you want? Melanie Wilson

Dan Keaton

704-906-1973

704-578-6462

1428058-01

Broker, Realtor

Broker, Realtor

melanie.wilson@allentate.com dan.keaton@allentate.com


F Featured eatured P Properties… roperties…

HU UNTERSVILLE NTERSVILLE 13707 SHIELLA CARUTH

Best Value in Huntersville

$195,000

13207 MEADOWMERE RD

Under Contract in 26 days

$178,000

16416 GRASSY CREEK DRIVE

Skybrook Parkside

$440,000

Next week… HARRISBURG


Huntersville & Davidson’s Most Distinctive Homes Stonegate Estates 16650 Cobbleview Lane $ 1,349,000 Agents: Lori Ivester Jackson, Kristen Kosicki Expansive Estate 14451 Henry Harrison Stillwell Drive $ 1,299,000 Agents: Lori Ivester Jackson, Eric Zientek

Beautiful Wooded Estate

12300 Mccord Road $ 1,199,000 Agents: Reed Jackson, Kristen Kosicki

Charming Cape Cod

uN

Birkdale Golf Course 8628 Devonshire Drive $ 549,900 Agent: Emily Duke

Fabulous Golf Course Views 18833 Dembridge Drive $ 529,000 Agent: Julie Pfeffer

Exquisite Home 2725 Gannett Drive $ 489,000 Agent: Suzanne Lindros LAKE NORMAN’S LEADING LUXURY BROKERAGE

www.IvesterJackson.com Phone: 704.655.0586 Toll free: 888.378.5232 1427912-01-1

Beautiful Custom Home

18632 River Crossing Boulevard $ 630,000 Agents: Lori Ivester Jackson, Alison Smith

info@ivesterjackson.com

1500 Mt Isle Harbor Drive $ 599,900 Agents: Jackie Morgan, Elizabeth Kits T AC Tr oN C r

dE

Northstone Country Club 12421 Kane Alexander Drive $ 359,000 Agent: Alison Smith

uN

r dE

CT rA NT Co

Beautiful Traditional Home 12507 Surreykirt Lane $ 245,000 Agents: Jackie Morgan, Elizabeth Kits

Lori Ivester Jackson 704.996.5686 • Reed Jackson 704.713.3623 Laura Poe 704.609.5274 • Jan Sipe 704.453.4677 Patty Howe 704.651.2529 • Jessica Simpson 704.787.3330 Doris Nash 704.201.3786 • Gail Olson 704.655.0592 Alison Smith 704.996.6747 • Melinda Meade-White 704.534.9208 Nancy Hajnos 704.953.1186 • Sherry Hickman 704.728.1905 Julie Pfeffer 704.661.7590 • Gayle Phillips 704.340.3336 Liz Kitts 704.813.0543 • Stacie Lustig 704.804.1834 Emily Duke 704.907.1252 • Jackie Morgan 704.578.6682 Julie Lopez 704.451.4001 • Christy Chaffee 704.968.1733 Annie Livingston 704.996.2744 • Berry Bean 704.609.3353 Tracy Davis 704.779.9750 • Kristen Kosicki 704.231.0714 Eric Zientek 704.840.4785 • Jayne Coffing 704.604.9016 Evelyn Finn 704.307.5398 • Meredith Hall 704.905.8400 Susan Dolan 704.560.7201 • Robin Sofio 704.577.8261 Pam Boileau 704.905.0366 • Heather Tetzlaff 704.998.7898 Suzanne Lindros 704.877.2465 • Tracy Green 704.578.2174 Anna Zientek 704.840.8997 • Bob Shealy 704.658.8193


Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!

ROBIN KNOWS DIRT! LAkE wYLiE 394 Stone Cliff, Caroliina Coves w/waterviews and full unfin basement $545,000.

2319 FiRMin, GASTOniA. Cute as a button and completely remodelled, all new everything! $122,000.

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $925,000 The Glynns at Carolina Crossing Lots on pond $39,000 and 1611 MORninG dEw in Lake wylie’s 6940 MOnTGOMERY Rd Lake wylie $34,000, interior lot $31,000 River cabin enjoyed for generations, Bethelfields. 5BR and a bonus, master down, big water w/dock, sunroom, basement. $465,000

fenced yard, nicely upgraded. $228,000

6635 Little Branch, Campbell Crossing n’borhood. Recreation paradise w/ indoor pool, detached workshop, Clover Schools $400,000

1151 LAnCASHiRE dr. indian Land Stunning 2 yr. young brick and stone just outside Ballantyne on 1 acre. $529,900

605 TROLLinGwOOd CT., VAndER LAkES, York S.C. w/Clover Schools. Brick ranch on 1 acre w/pool. $350,000

1060 BEERSHEBA, Clover Beautiful custom build with dramatic features on 7.52 acres. Bring your horses! $325,000

OpEn HOUSE SAT 2-4

1426846-01

2916 HiCkORY HEiGHTS, Hickory ESTATES AT GLEnMOOR, YORk, Grove private estate on 8 acres. SC new Construction Homes. Lovely inside and out w/screened $230,000-$270,000 put 3041 Glenmoor porch and oversized garage. $195,000 in your GpS.

Visit us on

• LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 Willow Breeze. $55,000 each. • Fishing Creek Lake, Waterview lot Jackson Rd. $30,000 • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000 • Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5-44 acres starting $95,000 • Falls Rd, Rock Hill 127 acre Southern Farm w/pastures and pond $1,916,850

2616 MEAdOw Rd. Clover Equestrian estate on 29 acres with pastures and new barn. $441,000

6795 CAMpBELL Rd in York’s premier equestrian community, Campbell Crossing. Mini farm w/ barn, pastures 3.2 acres. $310,000

Robin-King-Realtor-Group

See property videos on

by address


ADVERTISEMENT

The Charlotte . bserver Program

Rate

Points

Fees

LenderCity, a division of BouLevard Bank

% Down

APR

866-597-7940

http://www.LenderCity.com

Check rates daily at http://charlotte.interest.com

Program

Rate

Best rate Mortgage

Points

Fees

% Down

APR

Program

Rate

Points

704-529-1233

CharLotte Metro federaL Credit union

http://www.bestratemtg.com

Fees

% Down

APR

877-865-2298

http://www.cmcu.org

30 yr fixed

3.750

0.000

$300

5% 3.765 30 yr fixed

3.750

0.000

$75

20% 3.772

30 yr fixed

Call for Rates

20 yr fixed

3.625

0.000

$300

5% 3.646 15 yr fixed

2.875

0.000

$75

20% 2.912

15 yr fixed

Call for Rates

15 yr fixed

2.875

0.000

$300

5% 2.901

7/1 ARM

2.875

0.000

$75

20% 2.775

3/1 ARM

3.000

1.000

$1000

5% 2.843

5/1 ARM

2.625

0.000

$300

5% 2.768

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM

3.250

1.000

$1000

5% 2.976

10 Year Fixed, 2.875%/0 points. Low closing costs.

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

(A) 536 Trade Center Blvd., St. Louis, MO

(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217

MeCkLenBurg Mortgage

877-493-5002

1-Year Adjustable Mortgage Trend

3.40

www.mecklenburgmortgage.com

NMLS# 103395 (E) 718 Central Avenue, Charlotte, NC 28204 5/1 Adjustable Mortgage Trend 4.000

30 yr fixed

3.750

0.000

$175

20% 3.759

3.22

3.875

15 yr fixed

2.875

0.000

$175

20% 2.890

3.04

3.625

7/1 ARM

3.000

0.000

$175

20% 2.935

2.86

5/1 ARM

2.625

0.000

$175

20% 2.835

2.68

Free Prequalification Letters and Rate Quotes 7 days a week (B) 1001 Morehead Square Drive #350 Charlotte, NC 28203

2.50

1190352

3.750 3.500 3.375 3.250 3.125 3.000

3-Sep 10-Sep 17-Sep 24-Sep 1-Oct 8-Oct 15-Oct 22-Oct 29-Oct 5-Nov 12-Nov 19-Nov

Source: Bankrate.com 2014

Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (11/20/14 - 11/26/14) Up: 31% Down: 0% Unchanged: 69%

Tip: paying off The morTgage before reTiremenT is a sound goal, buT making addiTional principal paymenTs should be balanced wiTh oTher life goals.

Source: Bankrate.com 2014

4.00%

4.25%

4.50%

4.75%

5.00%

30 yr fixed

15 yr fixed

5 yr ARM

This week

4.10

3.30

3.21

Last Week

4.13

3.32

3.22

Last Year

4.39

3.42

3.28

Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor 3.75%

6-Aug 10-Sep 15-Oct 19-Nov

Calculate Your Mortgage Payment

Mortgage Prediction

Loan Amount 3.50%

2-Jul

Source: Bankrate.com 2014

5.25%

5.50% Loan Amount 3.50%

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85

$215,000 $965.45

$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$995.70

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 11/24/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


EXQUISITE ESTATES Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243

CONCORD | NORTH CAROLINA premiersir.com/id/3046585

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.

Home | Design, November 29, 2014  

dedicated to showcasing charlotte's distinctive homes

Read more
Read more
Similar to
Popular now
Just for you