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NOV/DEC 2017


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#1. FREE Start-up Kit Your FREE Start-Up Kit includes a coupon to request 250 FREE postcards and 250 FREE names. You won’t pay to join Life Force. We enroll you for FREE. You only need to cover the shipping and handling of your FREE Start-Up Kit. #2. Unlimited Income Would an extra $1,000 – $10,000 a month change your life? Earn 5% commission on all members placed on your 1st level, a whopping 40% on your 2nd, and a 10% on your 3rd. The huge payout on the first 3 levels, helps you make money fast. Top earners are making over $20,000 a month. Get paid up to 5 times a month without leaving your home.

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#3. FREE Postcards Every Month We’ll give you FREE postcards every month to help you succeed. Your Start-Up Kit has a coupon to request your initial 250 FREE postcards and names. The sooner you join, the sooner you can start making money. SECURE YOUR POSITION: If you’re serious about making money from home, then you need to join our Life Force Team TODAY. To get started, just complete the Enrollment Form below and return it with $3 CASH (no personal checks!) or 6 first-class (Forever) stamps for shipping & handling of your FREE Start-Up Kit. 24-hr Program Overview! Dial 909-200-2880


√ Yes, enroll me in Life Force & rush my FREE Start-Up Kit along with my coupon to request 250 FREE postcards & 250 FREE names. Enclosed is $3 CASH (no personal checks!) or 6 stamps for shipping and handling. (PLEASE PRINT CLEARLY). Name: _____________________________________________________ Address: ___________________________________________________ City/State/Zip: _______________________________________________ Phone #:__________-__________-____________ REQUIRED

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NOV/DEC 2017 Issue 6/Vol 13 Publisher Bob Schwartz & Company Associate Publisher Wolf Enterprises Kyle Schmalhofer Creative Director Maria Cummings-Miller National Marketing Director Darlene Black Print Manager Arl Haas Mailing List Manager Little Mounting Printing Display Advertising: 1-717-426-2438 Home Business Advertiser® is published bimonthly by Bob Schwartz & Company. All material within is copyright protected by the publisher. All submissions are handled with care; we assume no responsibility for unsolicited materials. Although all advertisers are believed to be honest and truthful, the publisher accepts no responsibility or liability for the conduct of the advertisers in this publication. The publisher recommends consulting legal counsel before entering into any business relationship. Please notify the publisher if any misconduct is detected. IMPORTANT CONSUMER DISCLOSURE The term “advertorial” is a combination of “advertisement” and “editorial” written in an editorial format as an independent news story, when in fact the advertisement may promote a particular product or interest. Advertorials are only illustrative of what might be achievable and that they should not be taken literally.

Home Business Advertiser® 15 Village Square, Marietta, PA 17547 717-426-2438 2017 All Rights Reserved All © advertisers are responsible for content of their own ads. Thank you for advertising! 6

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The All New Home Mailers Program Dear friend

Many people, would like to work at home stuffing envelopes, but a lot of companies they find with a google search, are out to get over. Thank you for showing interest in Home Employment, whether you are employed full time, or part time, we feel this is an opportunity for you to make extra cash working from home. This program is absolutely legal. A legitimate mailing program requires that something be sold which the buyer can use or resell to others. You have the right to resell this program to others. You can reproduce all materials which you will receive with this program. You may also alter this program or sales letters to you satisfaction, if you see fit. We have not reserved the copyrights. The program will be yours, and you will have no other obligation to the company. Sometimes Opportunity Only Knocks Once And This Is Real. I was employed part time and had some free time to invest. One day I was reading a magazine and I came across and ad for Home-Based Employment. I decided, what the heck, and that turned out to be one of the smartest moves I ever mad. In one month, I was making twice as much as my part time job, in about one quarter as much time. Still, even though the money was rolling in steadily, I was skeptical. The problem was that I was too easy and I was sure there was a catch. So to be safe, I held on to my part time job, and continued working at home in my spare time. It wasn’t until two months later, that I realized that I was making over 6 times as much per hour working from HOME as I did with my part time job. After I finally realized it wasn’t a catch, I made the next smart move of my life, and started working at home full time. Now it’s safe to say, that I’m totally financially independent and will remain so for the rest of my life. Best of all, I set my own hours, and unbelievably, I still only works 20-25 Hours Per Week. James McKenzie – Conway, AR It was about 3 months until Christmas, and I needed some extra cash fast. One day I was randomly looking through a “Thrifty Nickel,” when I ran across this ad. Well needless to say, I called the 800 number and requested the free info then decided to order the Mailing Kit. Once I got the Mailers Kit, I followed the easy step by step instructions that a child could do. In about a month’s time, I had made the extra money I needed and then some. I still work my full time job, and do this on the side for a couple of extra hundred dollars a month. These guys are the truth. Thanks Grady Winslow – Camden, AR You may Stuff Envelopes From Home 24/7 or part time. EARN as much as you want. This is just one example of the home employment potential. There are many Home-Based employers who keep their full time jobs, and just “DABBLE” with home employment to generate extra income. One thing’s for sure, everyone could use a couple of Hundred Extra Dollars A Week.

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Why Not Work On Your Dream?

1 (800) 371-3126

upon receipt and the All New Complete Home Employers Package will be mailed to you immediately. Personal check order will be held for 10 working days.

What most of us want is more money. Financial insecurity has a dramatic effect on those plagued by it. Have you ever stopped and thought how much of your mental energy is directed towards money? Better yet, imagine being free from money problems. Feels wonderful doesn’t it.

Make Check Or Money Order Available To (Reginald M. Jackson) CEO Of Mail To Cash


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Finally, Home associates provide a 100% guarantee that you will earn a substantial income from our Home-Mailer-Program that I am able to extend to you this very special Guarantee. If you use our program for 90 days and are not completely satisfied, please return it for a refund no questions asked. The extra income potential is real and it is substantial. We hope that you have the foresight to lift yourself out of a substandard bracket, by becoming an Independent-Home-Based-Employee. Sincerely, Reginald M Jackson Mail To Cash P.O. Box 1692 Conway, AR 72033

Order Your HomeEmployment-Package-Today! Although we advertise for those people who are serious about working from their own homes, we have found that there are many curiosity seekers with no real intention of using the Home Mailer Program. Therefore, it is necessary to require a onetime application fee of $27.00 to cover my cost in showing you what to do. Independent home based mailers have found that they immediately recover the cost of the package. Those taking advantage of our other employment opportunities have reported similar results.

Today Is Your Day To Start Earning Cash From Your Own Home! To begin earning cash at home, carefully fill out and mail this from along with $27.00 plus $2.00 shipping and handling (Cash, Check Or Money Order) to the address shown below. Your order will be processed

Mail To Cash P.O Box 1692 Conway, AR 72033 Or, Fill Out The Form Below, & Cut & Detach It Along The Dotted Lines. Next, Fold Your Information and Place It In the Provided Envelope As Well As a payment for $27.00 plus $2.00 Shipping And Handling, Postage Not Included. Mail To Cash P.O Box 1692 Conway, AR 72033 Enclosed is $27.00 plus $2.00 Shipping And Handling for a total of $29.00. (Check, Money Order, or Cash) made payable to: Reginald M Jackson CEO Of Mail To Cash. Checks held for 30 days. Save $2.00 when ordering from website which will be only $27.00 NAME_______________________________ ADDRESS____________________________ CITY_________________________________ STATE___________ZIP_________________ E-Mail (OPTIONAL)_____________________

Special offer, when you order within 10 days. Get a FREE copy of our popular e-book "101 Ways To Get Perfect Credit" to keep even if you decide this program is not for you. Refunds offered, with proof of trying out our product. We do this because so many people are not serious and postage is expensive. Many people make their money back after only a brief period. Thanks and see you on the other side.



by Nicole Lynn Schwartz

Peter Wolfing’s American, “Rags to Riches” Legacy Continues… We first introduced you to our esteemed friend and fellow entrepreneur, Peter Wolfing, back in January of this year. Back then, Peter shared with us how he had developed a whole new way of thinking about network marketing. We explained how Peter’s innovative systems make networking more effective, more streamlined, and less complicated. In fact, his company has often been called The “Uber” of Network Marketing! We’ve known Peter for several years, and we couldn’t think more highly of him. He is a man of great character, innovation, and commitment. We’re so impressed with his phenomenal growth and rate of success that we just had to give you a “progress report”. You may remember that Peter catapulted his network from 100,000 to 1.2 million active, paid distributors in late 2016…

It’snow nowover over2.1 2.1MILLION MILLION It’s membersacross acrosshis hisplatforms. platforms. members Peter has three primary goals: 1. Limit risk yet maximize earnings speed and income potential. 2. Have impact and contribution to anyone around the world, regardless of race, gender, religion, or socio-economic situation or orientation. 3. Offer quality education products that empower people to improve their lives. 16

To accomplish these goals, Peter has done three BIG things: First, he’s created “enhanced affiliate programs” that “work like lightning.” These are online environments where networkers can thrive. Basically, he’s developed systems and architecture that allow him and his affiliates to have a greater impact on more people. He’s seized upon the potential of social media and technology to help affiliates begin building a global network on the very first day they join! Secondly, Peter has created a “member-to-member” payment system that eliminates the need for payroll and allows his company to pay out MAXIMUM commissions immediately upon every single sale directly to the affiliate! It’s so much more efficient than old-fashioned compensation structures. Finally, Peter has developed a wide range of valuable, digital education products that can be delivered directly and instantaneously to customers through their digital devices—PC, android device, IPad, etc. This means there are no manufacturing and packaging costs, no warehousing and shipping costs, so he’s able to deliver higher payouts more quickly than any company with traditional products. A true entrepreneur at heart, Peter is always thinking about new and innovative ways to improve upon the status quo. His 27 years of experience in the industry combined with his nearly two decades of experience as a business owner, and his invaluable experience as a sergent in the U.S. Marine Corps, have afforded him the

incredible expertise and opportunity to “work out the quirks” of business ownership and truly streamline the process for motivated networkers who want to see big returns quickly. By sharing what he’s learned with thousands of people, Peter’s creating a movement of people who understand that they can “Become Their Own Economy” regardless of what’s going on in the world around them. He’s teaching others that they don’t have to be dependent on the political or government environment to thrive. To this aim, Peter has embarked on his most ambitious launch ever – – called U-Economy. Peter says the “U” in U-Economy represents YOU. You choose to be sovereign over your life. It could be called a “digital franchise,” but without the franchise price tag. Peter has developed tried-and-true systems that you simply plug in and copy. All the infrastructure is there. So, U-Economy has all the benefits of a traditional franchise, namely, a very successful, duplicable system, combined with all the benefits of a highly efficient, streamlined network marketing company. As Peter explains, “U-Economy is a social network for entrepreneurs that uses post-education courses to start the ‘real-world education’ that you don’t get in a traditional school setting.” He brands everything with “U” in mind. U-Faculty are leaders with field experience who want to give back to their community. Advertising Pays! Ask our advertisers.


U-Economy’s educational system builds on a university model education with a combination of LIVE and RECORDED education. For example, they offer Basic, Advanced, and Mastery courses in Mentorship, Digital Entrepreneurship, and Networking and Promotion – – everything you need to become a digital MLM expert.

Learn BIG while you earn BIG. Through their U-Core product, affiliates can participate in several live trainings each week. These are Mastermind sessions and book studies from the true masters like John C. Maxwell, Napoleon Hill, Wallace D. Wattles, and Darren Hardy, among others.

Want to know what else makes U-Economy so unique? U-Economy has complete turn-key systems giving affiliates the potential to earn impressive incomes without even ever talking to anyone. That’s right—affiliates don’t even have to close their sales if they choose not to because U-Economy’s traffic systems cultivate leads through their U-Funnel presentations and their U-Pros follow up for you! If a sale is made, you get paid!

legendary educators. They are truly an experience of a lifetime, and they can be truly lifechanging.

This methodology opens up the digital franchise world to anyone and everyone! You don’t have to be a superstar…but you might become one!

If you are interested in becoming the master of your own domain and taking advantage of U Economy’s turnkey systems and mastermind training, check out today. See for yourself how unique and rewarding Peter’s newest innovation can be for you.

Another highlight that Peter points out: U-Economy’s Mastery events are held on cruises and resorts in exotic locations around the world with

U-Economy is comprised of three types of income: Leverage, Lifestyle and Legacy, with a wide range of investment options starting at just $495. You can earn MASSIVE commissions of 70% and more, both up front and in residuals, for long-term wealth.

The Personal Side of Peter’s Story:

A true Rags to Riches Legacy Peter grew up in a tiny, “400 squarefoot shack,” as he describes it, in upstate New York. He attributes his bent towards entrepreneurism to his devoted mother, a first-generation German immigrant who didn’t speak a single word of English when she first came to the U.S. Peter’s mother pursued sewing and fabric work, and eventually created an interior design business of her own to help support her family. Years later, Peter’s mother and father opened a restaurant together, continuing their tradition of business ownership. Peter learned a great deal through this experience, and, after serving as a sergent in the Marines, he also opened his restaurant. Owning a traditional, brick and mortar business carries with it huge financial burdens and risks. Peter knew there had to be

God Bless America!

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Home Business Advertiser

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How To Get

Rich Mailing

30 Postcards Daily! Did you know there is a science to making money in direct-mail marketing? Well, kind of! If you truly want to be successful in direct-mail marketing, you must do what other successful marketers do. I won’t get into all the aspects of direct-mail marketing or how to become a direct-mail marketing guru. (You don’t have to be a guru to be successful), you only need to master one or two simple methods to bring you success and money on a regular basis. You literally can get rich just doing or mastering one simple thing! But first, you must learn a hard truth as I did: There are NO short-cuts, secret money codes, or special talents to making money from home! Sorry to disappoint you! But there isn’t! I had to “wake up” and change some things I was doing, and the way I was thinking! I had to apply what many of my “successful” work-at-home friends were doing! They were always making money, over and over again! Always! So I pocketed my pride, got focused (getting focused was the hard part) and did exactly what they did, or told me to do. Then WHAM-O! I started to have success! Yes! Success! I wanted to pinch myself because things started to work! I started to make MONEY! I wasted a lot of time and money over years chasing income opportunities. Perhaps you can relate. I 30

had what I call: a “business-opportunitylottery-mentality”. It’s like playing the lottery. I was hoping to strike it rich by chance and luck, and spending countless dollars doing so, or chasing the dream of overnight success. Except I was playing the business-opportunity market. I would never last at anything, or learn what it took to make money from home, before moving onto the next flashy ticket of opportunity. However, I found out that Direct-Mail marketing is very effective when it’s done right. And here’s one simple strategy that I’ve learned over the years that works!

Mailing 10-30 Postcards or Flyers Daily Is A Proven, Simple, And Effective Method That WORKS! Or mail whatever you can afford to do! CONSISTENTLY! That’s the science! A consistent, systematic approach to direct-mail marketing! To seasoned marketers this is nothing new, or some great secret. They know you will make more money than you can ever imagine over time, than if you mail 100 or 1000 pieces of mail only once. You see, I would do like most people

and only mail a few flyers or postcards. Sometimes a few hundred, or maybe even a thousand or more! Then sit around and wait for the massive returns of income I thought would start coming in. A few orders would come in, BUT NOT WHAT I EXPECTED! Then failure and discouragement would set in, and I would think this doesn’t work! It’s a scam! They said I was going to make a gazillion dollars by next week! Now off to the next opportunity! Over time this can become very expensive and extremely frustrating! I’m reminded of a story about a man that could only afford to mail 10 pieces of mail a week! Just 10 pieces! As he made a little money, he put some of his money back into more mailings. And in his 19th month made $16,000! The science of consistency pays BIG! He simply applied consistency + persistence + time = FINANCIAL SUCCESS! You must apply the success science of consistently mailing, no matter what the temporary results are producing. Success WILL find you!

To get on my mailing list. Please email: Advertising Pays! Ask our advertisers.

Dear Friend, How would you like to make $15,000 or more every month by mailing only 2 letters??!!! Imagine going to the mailbox, dropping only two letters in the mail, and enjoying an unbelievable amount of daily income that could even make a doctor or lawyer green with envy!! And the best part is that you only mail two letters ONE time!! That’s it!! After that you can relax and sit back and prepare for the massive daily truckload of money that will soon come crashing down on your doorstep!!! By using our simple and top-notch formula, you can receive an endless supply of money on a daily basis. Your friends will think you hit the Lotto Jackpot!!! You can be well on your way to making well over $150,000 a year while doing very little amount of actual work!! We are Janice and Ed Horton, and we will give you the two letters that we personally used to make $15,000 in one month!! This is the easiest and most unbelievable moneymaker in the world today!! What could be easier than dropping two letters in the mailbox on the way to the store??!! That’s it!! You won’t be required to talk to anyone or send anyone $5 to be put on their mailing list, guaranteed!!! This program can be operated by anyone. The only thing you’ll need to put this plan into action is a mailbox on the corner!! If you decide to take action today, you’ll be able to quit your 9 to 5 job and tell your boss what to do with it!! You’ll never have to worry about the next batch of bills ever again!! Whether you feel like working or not, the money will not stop flowing into your bank account!!! Absolutely anybody can use the two special letters that we have prepared to pull in several hundreds or even thousands of dollars a day!! As long as you can easily find a mailbox to drop your two special letters into, you can start to enjoy a lifestyle that is fit for a king!! We have already prepared the two letters for you so you won’t have to come up with anything on your own!! This is a real and 100% honest way of making more money in one day than most people make all month long!! Nothing could be easier!!! Does the thought of an unlimited cash on a daily basis interest you? Would you like to be your own boss and work only when you want to, and be able to quit your present job within a few short days? You’ll stop worrying about money or always having to hide from bill collectors. The possibility of moving into your new million-dollar home in the hills will be within your reach. And, all of your friends will turn green with envy when they see your new rich and famous lifestyle! We will GIVE YOU THE TWO LETTERS so you can be well on your way to all of this!!! This program is easy to operate; a 10 year old could learn how to do it in about 5 minutes! It requires no employees, office space, or overhead!!! All you have to do is mail the letters (which we will give you) to the special contacts that I will provide to you! In a few days the money will start rolling in everyday! You will soon have the kind of money you have been dreaming of! NO MORE WORK INVOLVED ON YOUR PART!! This program is the ultimate program that finally gives the average person like you and us, a real and honest chance to get rich!! This program has nothing whatever to do with chain letters, picking stocks, real estate, commission mailings, MLM, or any other type of worthless investments. WE WILL SEND YOU THE TWO SPECIAL LETTERS!!! If you decide today to take control of your own financial future, then we are ready to rush our TWO special letters to you right away without delay!! Once you receive the TWO letters, mail them immediately and within a few short days you can begin to retire from working for other people forever!!! You can operate this amazing and unbelievable wealth building system from the comfort and privacy of your home and without talking to anybody!! You won’t need any special equipment or any training to get on the fast track to a lifestyle that can make you the “talk of the town”!!! If you decide to send for our two special letters today, you can prepare for the big expensive sports car or that brand new diamond ring for your spouse. You can start that big tidal wave of cash in motion within just a few minutes after receiving our package!!! You’ll never have to make copies of the letters and you will only have to mail them ONE TIME!!! Take action right now and send for our two-letter program!! Supplies are limited so you have to act fast. The “Two Letter” system can be yours for only $35.00 and it is backed by our huge and no nonsense money back GUARANTEE!! When you receive the two letters, mail them out immediately. If you don’t generate at least $500 a day or $15,000 in first month, you can return our system to us and we will pay you DOUBLE your money back!!! We can offer this remarkable guarantee to you because we are very sure and confident that you will strike it rich using our very own and unique money making system.


OK Janice - OK Ed, I definitely want to make $15,000 a month by only mailing two letters!!! I understand that I am fully protected by your ironclad guarantee and I can receive DOUBLE my money back if I mail the two letters and I don’t make $15,000 a month. I know I’m going to make money; here is my $35.00, delivery included. or ___ here is an extra $10.00 for Rush processing and Rush Shipping. For a total of $45.00. I understand that the two letters is all I need to make $15,000 a month, and I’ll NEVER be asked to send more money! ☐ Money Order ☐ Check ☐ Other Name________________________________ Address___________________________________________ Send Order to: HORTCO Publications City_______________________ State _______ Zip________________ Email_________________________ PO Box 2011-HBA • Chicago, IL 60690-2011

God Bless America!


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THIS IS 100% REAL! You Can Immediately Begin Earning a REAL Income Working At Home By Mailing Letters! You Do NOT Pay for Printing, Postage, Mailing Lists Or Any Supplies And Your Income Does NOT Depend On Anyone Buying Any Products! You Earn Money Based Completely On The Work You Do! If You Can Insert A Letter Into An Envelope And Drop It In The Mail, You Can Easily Earn A Real Weekly Income Working At Home!

First of all, let me assure you this has NOTHING to do with mail order, gifting programs, chain letters and this is NOT another one of those envelope-stuffing scams! This is a 100% legitimate opportunity to make up to $100 to $750 or more in extra income simply mailing letters from home! Could you use an extra $200, $500, even $750 or more? If you can spare an hour or more a day you can easily earn a real income working from home! Doing this simple mail work, you can make all the money you need and then some!




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I’m going to show you the money! Your one time $50 bill donation is just the BEGINNING! Our people – Helping network is giving money to PEOPLE IN NEED!!! This Includes YOU & YOURS. Nothing to buy! Nothing to sell! Just $50 Bills coming to YOU! All you have to do is become a member of the Charity House Group Share and Receive Cash Donations, Over and Over, FOREVER! Register Now! Receive Cash Donations from Our Charity House Members. We are a group of people that give money to members legally! To prove our sincere desire to help those in need, Charity House Members are sending out Thousands of dollars every week! All of these are CASH GIFTS! There Is No Repayment!!! Our Members will be sending out $50 Bills next week. To register to receive YOUR Continuous flow of $50 Bills, send a LSASE and your $50 Cash, Check or Money Order Donation to: HORTCO This is a GREAT PROGRAM! You’ll LOVE IT! Start receiving CASH Donations too! JOIN TODAY! Return this Application with your $50 Donation and a Long Self Addressed Stamped Envelope! NAME _________________________________________________________________



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How to “LIVE DEBT FREE” It’s very simple; they are in the business of getting every penny they can get from you over your entire life.

I learned changed my financial life. More importantly, it will help you to change your financial life too.

There are several things you need to know that can set you on a path to Live Debt Free. Let me share 3 concepts that you may have never realized.


My goal is to help you understand how to design a strategy to become 100% debt free, and create a road map to build real wealth and financial independence!

However, first, let me share this with you. On July 25, 1996, my “Financial Defining Day” I discovered the concepts I’m about to share with you. On that July day, my wife and I had 2 cars and 2 car payments, credit cards and credit card payments, and our home had 26 years remaining on the mortgage.  6 years later, by following an easy to understand process, we were debt free! And, I mean 100% Debt Free: NO credit card payments; NO car payments; and, NO home mortgage! CONCEPT # 1 You have to understand the business your creditors are really in.

You have to learn how to get your money to work hard for you. You work hard for your money; you have to positon your money to work hard for you. CONCEPT # 3 You don’t have to be rich to be financially independent. What I have learned over the years, is that typically “it’s not a question of income; it’s a question of debt.” You will discover in my book, “Live Debt Free” complete details about these 3 Concepts, plus much more. And you can answer this question; “Is Your Mortgage Destroying Your Financial Future?” Understand this is not “theory” about how to become debt free. This is real; the knowledge

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By Nathan Dickerson

You want to live debt free and you want financial freedom. Words used frequently but seldom achieved. Why is that?

Live Debt Free is available on

Nathan Dickerson

is a homebased business entrepreneur and is retired from the financial services industry. He has helped individuals and families on their personal journey to Live Debt Free.

You can contact Nathan via email:

“Live Debt Free” is available on

THIS IS THE FIRST STEP TO HEALING! Give value to your mind, body and spiritual healing. This is when an amazing thing begins to happen. The more you love yourself, the more you will gain confidence in yourself. Know that you are headed in the right direction every day, and everyone around you will begin to care for you with the love and respect that you desire.

LOVE YOURSELF Make a choice to decide right now that you will do whatever it takes to get to where you want to be. Get out of your own way and be willing to step out of your comfort zone. When making changes in your life, you are getting rid of the old to make room for the new.

Get Started With Sistah Vickie TODAY!


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H Y P E!

!! HYPE !!!


tired of all the hype? you know that mANY of the other opportunities you read about in the magazine are just hype, right?



All successful networkers understand how important the product they market is to their success. Scientists have identified the key molecule to achieving ultimate health. Researchers and institutions have spent an estimated $40 million studying this living molecule and have published hundreds of scientific papers documenting the ways that it can positively impact a person s health at any age. Thankfully, a company with a humanitarian heart has identified abundant natural sources of this molecule and developed patented technology to extract it. This molecule is now available in an exclusive line of nutritional products, providing a lucrative home based business opportunity. FINALLY, it is now possible to transform your health & finances* with this revolutionary discovery, transfer factors! Without a doubt, transfer factors are one of the most significant discoveries in the last century regarding the immune system. It is not a vitamin, mineral, herb, or antibody... It is the next step in the evolution of nutritional science. Rob Robertson, Jr., MD

Rob Robertson, Jr., MD received his medical degree from the University of Louisville School of Medicine in 1974. He served as the Director of Emergency Services at Western Baptist Hospital in Paducah, KY.

There is no other product in a nutritional substance...that has this kind of power and ability to affect our immune system. Darryl See, MD

Darryl See, MD has received contracts, grants, and research awards from Pfizer Pharmaceuticals, Upjohn Pharmaceuticals, Roche Molecular Systems, Harvard Biotechnology, National Institutes of Health, Department of Defense, and others. He was also knighted by the Queen of England for his research.

Transfer factors are the most promising breakthrough in health care discovered in the past several decades. We are just beginning to explore all of the potential of transfer factors. Neutraceuticals like transfer factors are the wave of the future. Victor Tutelian, MD, MPH

Dr. Tutelian has achieved the rank of Professor and has authored more than 400 scientific publications and more than 40 federal regulations. Dr. Tutelian also received the highest recognition for a Russian scientist when he was voted into the Russian Academy of Medical Sciences (RAMS).

our products are clinically & university studied Decreased TNF-alpha** (TNF-alpha causes inflammation)

Improved Detoxification**

University of Missouri Studies

Decreased Oxidative Damage** (Reduced free radical damage)


Mobley CB et al. Nutr Metab 2014; 11:9



- 42%


- 64%








4Life Transfer * Neither Mike Akins, Professional Networkers, nor 4Life Research make any guarantees of income. Distributor earnings vary as a result of numerous factors. Earnings statements made on this ad are not intended to guarantee a particular outcome, but rather show what is possible based on a broad range of distributors historical data, personal commitment, and skill level. All references to income, implied or stated, Factor RenuvoÂŽ on this ad are for illustration purposes only. **These statements have not been evaluated by the food and drug administration. These products are not intended to diagnose, treat, cure, or prevent any disease.


888-245-1056 OR 620-860-0135 God Bless America!



thousands of testimonies have flooded in on this breakthrough in health this molecule can take your immune system to the next level 4LIFE TRANSFER FACTOR® TRI-FACTOR®


Indicates the percentage increase above the baseline value

Test results obtained from an independent, unpublished in vitro experiment conducted at the Russian Academy of Medical Sciences, in Kashirskoe Shosse, Russia. The randomized and controlled in vitro study assessed the effects of 4Life Transfer Factor® Classic, 4Life Transfer Factor® Tri-Factor® Formula, or 4Life® Transfer Factor Plus® Tri-Factor® Formula, versus a positive control (Interleukin-2, or IL-2) on NK cell activity and effectiveness in destroying damaging cells. Blood was collected from healthy volunteers and then incubated for up to 48 hours. (REFERENCE: Kisielevsky MV & Khalturina EO. Unpublished observations.)

Increase in NK Cell Activity

Check out Naomi s picture. I m sure you can capture a vision of how bad her health was. Isn t it amazing to see the difference? The only thing different that she took during this period was Transfer Factor®!

4Life Transfer Factor Tri-Factor Formula

283 %*

437 %* 4Life Transfer Factor Plus® Tri-Factor Formula

Naomi J.: I ve felt like I was in poor health INCREASES IMMUNE SYSTEM for years, but after taking transfer factors, I CELL EFFECTIVENESS believe my overall health has improved and I feel the best I have in years!

when this molecule is added to protein, it can take weight loss and muscle tone to the next level Charlotte C.: I lost 30 pounds. I went from a size 16 down to a size 10/12. I lost 7 inches on my waist and 8 inches on my upper abdomen. I try to walk one mile every day. Fellow 4Life distributors encouraged me to achieve my goals. Because I really love PRO-TF, it made it easy for me to stay on this diet. I joined a gym, which I have never done in my life, and I am 67 years old. I look forward to staying healthy and encouraging others to do the same. I have already given all my old clothes away because they are way too big now. I will be telling everyone I meet about what the 4Life Transform Challenge has done for me. Larry E.: I have been overweight most of my adult life. I was 317 lbs and got down to 145 lbs over a twoyear period. I have tried over and over again with every weight loss product you can think of. I do cardio, weightlifting, and even cut out some of my sweets, but I had done this before and gave up. 4Life Burn and PRO-TF are exceptionally good products. I have a whole new life now! Chris M.: I drink PRO-TF first thing in the morning and after workouts. I added more fresh vegetables and reduced my intake of sugars and simple carbohydrates. The biggest change is that whenever I have downtime, I go to the gym. The treadmill, elliptical, bikes, and dumbbells have become my friends. 100%



To join this opportunity, SEE OUR AMAZING Please Call: PRODUCT PACKS

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74%* Increases muscle development 62%* 4Life Transfer Factor PRO-TF®

Auburn University Studies

Reduced hunger cravings 203%*

Stimulates fat burning from visible surface fat stores 564%*

Stimulates fat burning from organ fat ("bad fat") stores



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TRANSFER FACTORs are THE GREATEST ANTI-AGING BREAKTHROUGH Mike Akins: I turned 70 years old on June 30, 2017. I am amazed at my health. I play basketball, wrestle, box, do karate, and run with 20-25-year-olds. I can outlast most of them. I have no pain, stiffness, or discomfort in my body. I actually feel better than when I was 40 years old. In my mid-to-late-40s, I was beginning to feel those things. I have been consuming several transfer factor products now for 19 years.

Mike Akins is 70 years young and Marsha Akins is 46 years young

Mike (70) elijah (22)

Mike (70) shayne (43)

Mike (70) Kaitlin (19) elijah (22)

this molecule could help you turn back the clock on age

A study listed in the 2016 Physicians' Desk Reference (PDR) --Edition 70-- pg. 2212 under "Longevity Studies" stated that a group of 11 older men, ages 55-73, were "given 3 capsules per day of a product containing transfer factors 5 days a week for 6 weeks." At the end of that "6 week" period, tests showed that there was a reduction of their biological age by "approximately four years".* 4Life Transfer Factor products are listed in the PDR, a reputable medical publication sent to over 500,000 medical professionals throughout the United States. *THESE STATEMENTS HAVE NOT BEEN EVALUATED BY THE FOOD AND DRUG ADMINISTRATION. THESE PRODUCTS ARE NOT INTENDED TO DIAGNOSE, TREAT, CURE, OR PREVENT ANY DISEASE.

let s transform lives together

The decision to join 4Life has Mike & Marsha live on just 3-5 percent of their income. proven to be a remarkable one. They have donated more than $8 million to people with health We are only just beginning to challenges through their nutritional therapy program as well as scratch the surface of what this helping the disadvantaged around the world over the last 20+ years. opportunity can offer. This They currently have 500,000+ members & customers. opportunity has helped Their organization currently generates $23+ million per month thousands of people with their in sales & contains 70-80% of the company s top leaders. health & finances, and it will Thousands of individuals are making money based on their own unique financial goals throughout 90+ countries. continue to grow for decades This is just the start. Tremendous growth opportunities available! to come so we can help even Industry veterans name him more people and leave a A True Professional Networker Mike & Marsha Akins legacy for our loved ones. the greatest networker in the With A Heart For Others." world. Money Makers Monthly Mike Akins Money N Profits


888-245-1056 OR 620-860-0135 God Bless America!



the product is phenomenal, but what about the opportunity? RESEARCH & MARKETING CONSULTANTS (R&MC) SELECTED 4LIFE RESEARCHÂŽ AS THE BEST HOME BUSINESS OPPORTUNITY AVAILABLE OUT OF more than 1,000 OF THE WORLD'S TOP COMPANIES. Mike Akins financed one of the most extensive studies of the network marketing industry ever conducted to identify the best opportunity out of the thousands of opportunities that existed. 4Life Research was selected as the best opportunity for the majority of people to experience success. $1/2 million USD was spent on the study. The study took 3-1/2 years to complete. Over 1,000 programs have been analyzed. Over 2 million distributor and customer genealogies inspected More than 50 years of network marketing history examined Mike Akins and Research & Marketing Consultants selected 4Life Research as the company they believe offers you the best opportunity to reach your financial goals. Research & Marketing Consultants and Mike Akins believe 4Life has the potential to become a $10 billion company within the next decade. 4Life is currently a $328 million per year sales company (2017), which means there is still 97% growth left to go. How much of that growth will be in your business?

4life WAS rated the #1 opportunity out of more than 1,000 companies because it is the only company that addressed all 4 important factors for success

1. Company Founders & management

4Life s founders, David & Bianca Lisonbee, and the management team at 4Life are humanitarians. 4Life supports children and orphanages around the world. David & Bianca felt passionate about improving the lives of people through health and wellness, and they wanted to offer a truly unique opportunity for individuals to achieve their dreams no matter what their current financial situation is. David Lisonbee and the management team at 4Life are talented and experienced. 4Life is a privately held company, not a publicly traded one. Why is that important? Distributors don t have to worry about the company selling out their distributors for stockholders profits. Humanitarians truly care about their distributors.

2. Compensation strategy: The life rewards plan The 4Life pay plan is built from a humanitarian heart to reward all types of networkers. There are 23 ways to get paid. You can potentially earn hundreds of levels deep with 4Life s unique Infinity Payout feature. Out of $2 Billion in revenue, 4Life paid $1.2 Billion (60%) back to people just like you for simply sharing the products and opportunity with others. 4Life pays you for being a humanitarian!

3. product strategy: NO COMPETITION! After 19 years, no other company has been able to duplicate 4Life Transfer FactorÂŽ products. They are unique so you don t have similar competing products or companies to steal your distributors away. One of the master regulators of your health Enhances other nutrients you consume 38

Incentivizes upline leaders to support you and help you build Fewer sign-ups &/or customers needed to break even Bonuses & bonus pools Move into profit quickly Rapid rewards Next day payouts Cash prizes Vacations* & MUCH MORE!

To join this opportunity, SEE OUR AMAZING Please Call: PRODUCT PACKS

888-245-1056 LISTEDor ON620-860-0135 PAGE (?) Or Visit Our Website

*Less than 1% of 4Life distributors qualify for incentive trips

Researchers and institutions have spent an Helps your body recognize, respond estimated $40 million studying transfer factors to, and remember threats to the body and published hundreds of scientific papers Research continues today to unlock documenting the ways in which they impact more benefits, develop new products, your health. and help secure your income. Patented and clinically studied by Continued onon next page universities to be powerful & effective Continued next page Advertising Pays! Ask our advertisers.

An experienced Support team to help you succeed FESSIONAL NETWORKERS OUR TEAMWORK MAKES YOUR DREAM WORK

Professional Networkers has been referred to as the Charles Schwab of the network marketing industry by Cutting Edge Opportunities magazine. Professional Networkers has been referred to as the Premier Support Group by Money Maker s Monthly magazine. PHOTO: The Professional Networkers staff strategizing for your success!


While many leaders in the network marketing industry concentrate on maximizing personal profits, Mike Akins focus has always been on maximizing the potential of his fellow team members and helping them reach their desired level of success. Mike believes in the power and potential of people, which is why he invests so much of his his time and money back into supporting members of his team. Mike Akins' heart-felt desire for those who have joined him in this journey to become successful is expressed in the support structure he has created for his team members. Mike formed a staff of professionals to help build, train, and support members of his organization. He calls that team Professional Networkers (PN). Many of these staff members have worked with Mike for 15, 20, and even 30+ years. Mike and his staff are humanitarians and many staff members are ministers or missionaries.

the professional networkers staff can provide important services

We do 3-way training calls, mail free How to Get Started packets, mail prospect packets (at cost) for you, solve challenges (generally there are many), travel around the world as your organization grows, and even open international markets for you. We organize co-op advertising campaigns, ship products to countries that 4Life doesn t ship to, develop specialized websites, provide training for all types of marketing situations and provide social media marketing strategies. We conduct strategy calls to help you and your distributors develop a personalized strategy for success. The list goes on and on! BEST OF ALL, these services are provided at no charge for our labor!

MARKETING TOOLS Professional Networkers graphics design department has created professionally designed marketing materials to help team members promote the products or opportunity and grow their businesses. PN can also design custom: Logos Flyers Brochures Booklets Postcards Business cards Banners & MORE

turnkey marketing systems to automate growth in your business FREE websites with built-in landing Fully-automated Prospecting & pages and autoresponders Marketing System that does the telling Revolutionary postcard system and and selling for you. (Too many features website that makes building a to list. Small monthly business easier than ever fee applies.) Specialized custom websites for our members who are building internationally.

join this revolutionary opportunity Please call one of the telephone numbers, email us, or visit our website to receive more information or become a member of this revolutionary opportunity.

Neither Mike Akins, Professional Networkers, nor 4Life Research make any guarantees of income. Distributor earnings vary as a result of numerous factors. Earnings statements made on this ad are not intended to guarantee a particular outcome, but rather show what is possible based on a broad range of distributors historical data, personal commitment, and skill level. All references to income, implied or stated, on this ad are for illustration purposes only.

God Bless America!




Home Business Advertiser

By Dr. Dick Pritchard

Dr. Dick’s Downline Building by Mail:

The Most Important TOOL in MARKETING by


If you’re marketing by mail, you might think the most important tool you have is the mailing system itself, or the sales letter, or the postcard. But in my opinion, as important as all those things are, they’re not your most important tool. No, your most important tool is something you can hold in one hand. It’s a tool that MOST PEOPLE don’t bother to use. And that’s too bad, because it can make a HUGE difference in your level of success in network marketing in general, and especially if you market by mail. The reason this tool is so underused is, many people are AFRAID of it. It’s called the TELEPHONE. You see, getting people to actually respond to and act on your mailing piece involves TRUST. They don’t necessarily trust what they got in the mail. They want to talk to a live human being before they become willing to trust.

Personal confession: when I first started out in network marketing, I was extremely uncomfortable making phone calls, even to my warm market, about my business. Part of that was my own lack of belief in the industry and my company, but there was also that gut fear of the phone. I’ve never liked talking to people on the phone. I’m an introvert by nature. Even now, I’m not wild about it. So… to add some realism to this article, I conducted a present day experiment to prove my point. The first thing I did was just start ANSWERING my phone when it rang instead of screening my calls through voicemail. When I did, I discovered 40

something. People are excited to talk to YOU instead of your voicemail! They are more friendly and ready to take the ACTION you want them to take. I get a LOT of phone calls every day, so this has made a huge difference in my business. The next thing I did was start to make “welcome” calls to all my new personally enrolled members. I had been sending them a letter (which I still do, because a lot of people, like the “old me,” let unknown calls go to voicemail, yet they DO open their mail). The vast majority of them can’t believe I took the time to make a PERSONAL CALL to them and to offer my advice and help on how to get started with our business. New people want and NEED that encouragement. When we don’t give it to them, we’re making a big mistake.

depends on how hard you work this over the next 6 months. It’s not how long I’ve been in or how much money I’m making, it’s about how much YOU COULD BE MAKING if you really took this opportunity by the horns. Of course, there are snarky answers, too, but I’ve learned to give helpful ones instead. One more time, I learned the VALUE of the telephone as a CONNECTION tool. And that’s what our industry is all about: CONNECTING WITH PEOPLE. You can contact Dr. Dick at Dr. R. H. Pritchard, P.O. Box 340040, Columbus, OH 43234. Also see his new book at, his YouTube channel at com/user/rhpritchard1945 and his ad on page 3.

Finally (this was the toughest one), I started calling PROSPECTS who had opted in to one of my websites but had not joined the program yet. These are almost like cold calls – but not quite. Yes, I got a few hang-ups. But I also got people on the phone who were interested but had QUESTIONS. The website paints a rosy picture (don’t they all?), but people want to get down to the nitty gritty. Of course, some of their questions are “bad” questions … “How long will it take me to make money?” … “How long have you been doing this and how much are you making?” There are intelligent answers to those questions. How long it will take YOU to make money Advertising Pays! Ask our advertisers.

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“Biblical Keys to Network Marketing!” by Paul Mason The Holy Bible is the eternal guide book for success in every facet of life, the network marketing industry being no exception. And, for true success and blessing, both temporal and eternal, one must put the eternal first. In fact, Jesus Christ, gave us the model for networking. He recruited 12 men, taught them the principles and sent them out to recruit others with the world’s most valuable

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Finally, after 60 years of experience in the industry and in their 63rd year together, 85 year old Paul and 83 year old,loving wife Eunice, just had to share this amazing opportunity with all serious income seekers, having researched 100”s of companies over the years feel we have found the “Real Deal”. Read about amazing offer below, from our sponsor!


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The Biblical principles of networking apply to every-one, but especially those who profess faith in its author, Jesus Christ. Saint Matthew, in his gospel, records the words of Christ, “ Seek ye first the kingdom of God, and His righteousness; and all (needful) things will be added unto you.” (Matt.6:33) But we, as mortals, are so short sighted, just like the rich man in Luke’s gospel who stored up riches only for his own benefit. God called him a fool because he had no regard, or time, for God, for others, or any preparation for eternity. The apostle Paul wrote, “If in this life only we have hope, we are of all men most miserable”, and three of the gospel writers sound the warning, “What shall it profit a man if he gain the whole world and lose his own soul?” Sorry to say, we live in a materialistic world and even many MLM companies are structured to benefit the greedy, rather than the needy. Seems that most who are pursuing the many opportunities being offered are primarily interested in the earning potential (Does it have the potential to make me rich?” It has been said that if we help others get what they need we will have no lack of the things we need. Those who covet riches, to consume upon their own lust, will fall into temptation and many foolish and harmful desires which plunge men (and women) into ruin and destruction. (1 Timothy 6:9) Anyone who thinks they must have more material “things” to be successful, is believing a lie! Any time a person is more interested in selling a product than ministering to some ones need, that person is only serving their own selfish desires. “The liberal soul shall be blessed and he that blesses will himself be blessed.” (Proverbs 11:25) Multi-level marketing requires two basic ingredients, according to the Biblical definition; first, service to God, and second, service to others. The wisest man who ever lived (second only to Christ) and learned many lessons the hard way said,”He who loves money will never be satisfied with money, nor he who loves abundance with it’s income.” (Ecclesiastes 5:10) Remember the “law of the harvest”.(Galatians 6:7) We reap only after we sow. We reap what we so. We reap more than we sow, whether good or evil. (What goes around comes around). We must sow only good seed, into good ground and carefully tend and nourish the resulting crop all the way to fruition. “Let us not become weary in well doing: for in due season we shall reap, if we faint not.” (Galatians 6:9)

1 life, soon past. Only what’s done for Christ will last Paul, and wife Eunice, of 63 years, reside in New Mexico. Paul has 60 years experience in MLM. “I think I have just about seen it all,” he says. The Lord has blessed the Mason’s with three daughters and two sons, all married to their original spouses from 20 to 35 years. They have 12 living grand children (one deceased). Paul and Eunice are “sort of ” retired, spending most of their time in church work, gardening, and visiting their extended families. Spare time is very limited, but Paul still finds time for some MLM activities. Feel free to communicate with him by email:

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From Desk of Gerald Peters, Owner of Downline Building Network (DBN) Free Money Making Downline for Life! Let My Company Help Build YOUR Downline! Dear Opportunity Seeker, My Name is Gerald Peters, I am the Owner of the DBN. On the other side of this page is my promotional flyer. I developed this system after years of pain and frustration trying to build a business from home. I’ve joined at least 20 different network marketing companies and countless different mail order schemes throughout the years. What usually happened was that I spent tons of money, with little if any return on my investment. Sound like a familiar story? If so, I honestly think I can help you. After years of frustration, I made it my goal in life to create a mail order based marketing system that would work for anyone, regardless of age, experience or financial situation. My company and marketing system were designed to help the “little guy” actually make money. With our system you can generate as much $680 a month in residual income, with as few as 20 active people in your downline. You can earn up to $1,960 with a downline of only 84 active members! If you fill a matrix you can even start another one and repeat the process as many times as you like, receiving countless checks! The DBN marketing system removes all obstacles that might otherwise stand in your way to building a large and profitable downline by mail. Low on funds? That’s no problem, you can get started for as little as $30 a month. Don’t know how to properly and effectively promote by mail? No problem, we have a simple postcard (and optional flyer) promotional system. Follow-ups are handled by my office and we place anyone who responds to your postcards into your downline. If you can stick a stamp you can make money with DBN! Not sure who to send the postcards too or can’t afford leads? No problem, your monthly product cost includes opportunity seeker leads on peel-in-stick labels. You will receive leads each month as your product purchase, plus, my office sends you FREE Marketing Postcards each month to use for your own promotional mailing with the leads! DBN mails out over 10,000 + promotional postcards and flyers each month. We place those who respond (preenrollees) under our newest members virtually guaranteeing your success. Did I mention you don’t have to spend a dime until you have 3 pre-enrollees enrolled under you. Say Good Bye to Lotions, Potions, and Pills! Explain this to me, how do overpriced products help you build your business? They Don’t! Products don’t build downlines, simple and easily duplicated marketing systems do. I have 1,000’s in my downline, within 3 companies to prove it! No more sneaky tricks that many companies play on their distributors. My favorite one is being charged $2 to receive a check that you earned! You made the company money when you purchased their product, then you brought them additional business, which generated even more money for them and they charge you a fee to pay you. It’s almost laughable if you think about it. Don’t get me started with BV and CC just another way company owners fleece the pockets of their distributors. What good is the car bonus or high 5th level commissions? The company knows the average distributor will NEVER sponsor enough people to earn car bonuses or 5th level compensation. If you’re sick of the tricks, lies and deceptions and just want an honest, simple yet highly effective and extremely profitable way to make money, you have found a home. I am very proud of the fact that just about anyone can join, begin mailing postcards and within a few weeks, start receiving fast start bonuses. The company we promote pays out 70% over 3 levels in a 4x3 forced matrix structure, this puts money in the pockets of the “little guys” who sponsor less than 20 people. You can earn up to $680 with as few as 20 people! Those are numbers to get excited about! If you’re a real go-getter or heavy hitter and fill your matrix with 84 people (as much $1,960 monthly) you receive free re-entry into new matrix creating a 2nd pay check. You can do this over and over. Fill out the application on the other side this page and mail it to my office and we will rush you out a welcome packet with everything you need to get started. I can’t wait to work with you and help you to build a solid and reliable 2nd income from home! Feel free to call my office and speak with me. If you get my voice mail leave your # and I will return your call ASAP.


Gerald Peters Owner, Downline Building Network 1-936-661-7786

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Pre-Enroll Today! I understand I send NO MONEY! My only cost to participate in the income opportunity is when I officially activate my position in the downline. Then I only pay as low as $30 mo. product purchase. I am not required to activate until you have (3) people in my pre-enrolled downline. (Please Only Fill this Out if You Plan to Activate Downlines Fill Fast!) I’ve enclosed a Check/Cash/MO/CC for $20 I am Very Serious about having you help build my downline! Place me in your national magazine ad co-op for 4 months, send me 60 “HOT” leads, 60 promotional postcards (Optional Fast Track I ) Extremely fast way to build your downline! I’ve enclosed a Check/Cash/Mo/CC for $40. Place me in your national magazine ad co-op for 6 months, send me 100 “HOT” leads, 100 promotional postcards, 64 pg manual, 1hr. audio CD + live call. (Optional Fast Track II) Absolutely EXPLODE your downline!


Name ________________________________________________________________________

Mail Application:

Address ______________________________________________________________________

DBN# HBA-1 P.O. Box 8147 Huntsville, Texas 77340

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how to create wealth while having a life. My decision was born out of the strong desire to be a full-time wife to my husband and mom to our daughters. Now, thanks to this simple system,, we can travel on a whim, donate many thousands of dollars to charitable causes, and make financial investments to ensure a legacy for our children. Most home businesses are too much work for too little income. I’m a homeschooling mom…I didn’t get out of the corporate rat race to be a slave to my business. And I didn’t want to get involved in one of those shady deals that make false promises of money for nothing. I work a few hours a week, because the powerful back-office system does most of the work for me. I don’t have to create my own marketing, generate my own leads, keep inventory, manage a sales organization, or train new recruits. That’s all in the system!

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By Bob Schwartz, Jr.

Home Business Advertiser NOV/DEC 2017

www.HomeBusinessAdvertiser .com

How to Use This Magazine –

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I must tell you that I am thrilled that you are, or want to be your own boss. Home Business Advertiser (HBA) has helped improve my life and my family’s life, and I know it can improve yours too! Please let me explain. Many years ago, I was working 2nd and 3rd shift (swing shifts) at a chemical/paint factory in Belvidere, New Jersey. I was making about $14 an hour, so working enough overtime (50 hours a week) I was earning a little over $30,000 a year. It wasn’t hard work, but there were a lot of things I didn’t like about the job. The chemicals we worked with were extremely hazardous and required us to use protective clothing (rubber gloves, aprons, goggles, etc.) Also, there were even more harmful chemicals that required the use of a breathing respirator. (I never felt very comfortable wearing a respirator at work.) One night at the factory, I distinctly remember having one of those God Bless America! “Aha!” moments when I realized that


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I had been following someone else’s plan for my life. Working at the factory, I was told “when” I was to work, “how much” I was going to be paid, “who” I was going to work for, and “how” I could retire someday (doing the same job for the next 40 years, while sticking 4% of my paycheck each week in a 401k.)

with my family, helping people, and finding a business I could enjoy and get excited about.

It’s a little embarrassing to admit this, but it’s the truth, so I’ll tell you -- I believed that I had a good deal going.

Well, I praise the Good LORD for ‘fate and circumstance’ because it wasn’t more than 3-4 months after my “Aha!” moment that I found a new job working for a small, start-up publishing company in Elizabethtown, Pennsylvania called Cutting Edge Media. My post was to sell print advertising in two niche magazines: Home Business Connection & Cutting Edge Opportunities.

My “Aha!” moment woke me up to the idea that maybe, just maybe, I could find a career that I enjoyed -- something that gave me a sense of purpose -- something that would make “work” fun and enjoyable. I started dreaming about having not just enough money, but more-thanenough, spending more quality time

In my first year, I made a little over $35,000. Within three years, I was earning a substantial, six-figure income. And, I wasn’t the only one. There were three other “ad men” there, selling print advertising in our little, niche-market magazines, who were also earning high, six-figure67 incomes.

Do you know what was EVEN better than this newfound, incredible income I was making? It was having fun at my work and helping business owners market themselves. It’s entirely thrilling to help small business owners create an advertisement that generates leads and business. It gave me such an incredible feeling of accomplishment and purpose. To make a long story short, I left Cutting Edge Media after about five years, and, with my old boss’s blessing, started Home Business Advertiser.

How can Home Business Advertiser help you? This one is fairly obvious: advertise. Over the last 15 years of publishing the magazine, we’ve built relationships with hundreds of home business owners. Over 80% of these people have advertised with us, not just month after month, but sometimes year after year. There are people like Professional Networkers (Mike Akins, Lauren Roberts, & Jason Gray.) Professional Networkers has been a corporate sponsor of HBA for 15 years. Mike Akins is one of the most trusted people in this industry. Professional Networkers has over 500,000+ distributors and customers worldwide. I know Mike Akins has a personal goal of doubling that number before 2021. There’s Paul Mason, a 40-year veteran of network marketing. Paul has advertised in almost every issue of HBA for 12 years. Paul wrote a piece called, “The Biblical Keys to Network Marketing” that you will find in this and every issue. The Lord has blessed the Mason’s with three daughters and two sons, all married to their original spouses from 20 to 35 years. They have 12 living grandchildren (one deceased). Paul and Eunice are “sort of” retired, spending most of their time in church work, gardening, and visiting their extended families. Spare time is very 68

limited, but Paul still finds time for some MLM activities. Think about Wolf Enterprises. Randy Wolf is a very dear friend with a fantastic sense of humor. I remember the day I called Randy and asked him to start his own network marketing magazine. Randy said, “You do it Bob, and I’ll help you sell ads!” Here we are 15 years later. Because of Randy’s outstanding ad design, low rates, and extraordinary service, Wolf Enterprises places dozens and dozens of ads in each issue of Home Business Advertiser. It gives me confidence knowing that nearly 80% of Randy’s advertisers are renewals. There’s Kyle Schmalhofer, the Associate Publisher of HBA. Kyle has built significant relationships with dozens of home business marketers like Gerald Peters, Russ Von Hoelscher, Bob Shafer, Greg Gunderson, Debby Erskine, and Eric Fakunle who all run their ads consistently in Home Business Advertiser because they know HBA helps them grow their business. The fact is, if we can help an advertiser make one excellent business connection off of a $495 ad, we have a happy advertiser for life. Consider the creative artwork and design of Maria Cummings. I just “happened” to bump into Maria at an open house when I was first starting HBA. Maria and I had previously worked together, and I was looking for an art director right then and there. Maria designs over 75% of the ads in Home Business Advertiser and helps our advertisers create offers that get attention and results. Maria is a mom, a volunteer firefighter, and a teacher at the design college here in Lancaster, Pennsylvania.

Why does Home Business Advertiser work? HBA is a co-operative magazine. It costs around $40,000 to design, print, and mail each issue of Home Business Advertiser. And, we reach the best

opportunity buyers lists in the country. Do you know what it would cost to mail a postcard to 25,000 prospects? By the time you pay for design, printing, mailing lists, and postage – you’d be looking at spending over $10,000. That’s crazy. And, you might not have mailed to the right mailing list. HBA offers you the opportunity to co-op (share) the cost with other advertisers and brings your price (to reach 25,000 prospects) down to $325 for a quarter-page ad, $495 for a halfpage ad, and $795 for a full-page ad. Home Business Advertiser does the design, the printing, the mailing list procurement, and pays the postage.

What’s my next step? Well, if you’re still looking for an excellent opportunity to work from home, look through this issue, and call or contact the advertisers that most interest you. Don’t be afraid to approach a few of them, and find something that looks, feels and sounds right to you. If you already have a home-based business and you want to promote it, call us. We’ll take time to get to know you, and your business, and help you create a winning ad campaign that could last for years and years, and make 2018 the start of something entirely amazing for you and your family!


Bob Schwartz, Jr. Office: 717-426-2438 Fax: 717-313-5892 “We will reap a harvest if we don’t give Pays! Ask our advertisers. up” Advertising (Galatians 6:9)

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Peter Wolfing’s American, “Rags to Riches” Legacy Continues… By Nicole Schwartz We first introduced you to our esteemed friend and fellow e...