2015-2016 Fiscal Year Annual Report
A community where everyone has a decent place to live.
Seeking to put Godâ€™s love into action, Habitat STW brings people together to build homes, communities and hope.
Habitat for Humanity St. Tammany West (Habitat STW) is an ecumenical Christian ministry dedicated to eliminating poverty housing by building simple, decent and affordable housing. Since it was founded in 1981 as the tenth Habitat affiliate in the U.S. and the first in Louisiana, 250 new home construction projects have been completed and sold to local partner families with no profit, affordable mortgages. Habitat STW is currently building houses primarily in Abita Springs, Covington and occasionally in Mandeville. We are always searching for new land and our building locations can change according to what land becomes available. Our service area includes Abita Springs, Covington, Folsom, Madisonville and Mandeville.
BOARD OF DIRECTORS 2015-2016 Fiscal Year
Maurer van Voorthuysen, Chair Cindy Petry, Vice Chair Cheryl Klein, Immediate Past Chair Lauren Herbert Lee, Secretary Melanie Housey Hart, Treasurer Jodi Canadas Lizby Eustis Ruthanne Hilker C.J. Ladner Kevin Mashburn Sally McGehee Celia Palazzo Frank St. Romain Cleo Seay Eddie Swan Cynthia Thompson James White Marilyn Wenzel, Board Member Emeritus
During Fiscal Year 2016, the efforts of Habitat for Humanity St. Tammany West (Habitat STW) resulted in 17 families obtaining decent affordable quality housing. In our community, nine families purchased Habitat homes and three families purchased homes on the open market through the USDA 502 Program. The affiliate’s efforts also resulted in 3 families in developing countries improving their housing conditions. In addition, through a new pilot project in west St. Tammany, two families involved in the sweat equity process and living in deplorable conditions were able to rent homes from our affiliate. Last but not least, by coordinating and providing the Volunteer Income Tax Assistance (VITA) program two hundred ten (210) low to moderate income families received free income tax preparation services. Throughout the fiscal year, Habitat STW’s volunteers, donors, Board members and staff worked diligently to increase community involvement, seek out innovative funding and collaborate with other Habitat affiliates as well with other nonprofits in the community. As a result, the financial sustainability of the affiliate was enhanced through multiple funding sources including: ReStore profits, mortgage payments, donations, grants, the sale of mortgages and a New Market Tax Credit (NMTC) Project. A testimony to Habitat STW’s success and ability to take on a major project, involved having our affiliate chosen by Habitat for Humanity International to host the Decade of Dedication Build in November 2015. The Build brought in volunteers from across the country to start construction on four Habitat homes. The Decade of Dedication Build highlighted Habitat’s efforts across the Gulf Coast in the ten years since Hurricane Katrina. To keep pace with changes in the nonprofit sector and in the need for affordable housing in our community, the HFHSTW Board members and management staff utilized the Cascade of Strategic Choices to guide the affiliate’s strategic planning process. This ongoing process involves asking four questions on a frequent and regular basis to keep the affiliate looking forward so as to best serve the housing needs of families in west St. Tammany: • What is our vision and theory of change? • Where will we play? • How will we succeed? • What capabilities will we need? In closing, I want to add a personal note. Sadly in May of 2015, Cheryl Klein, Habitat STW Board member, passed away. Cheryl was a committed and engaged Board member who greatly contributed to the success of the affiliate. I think that Cheryl would have been very proud of the accomplishments of the affiliate this past fiscal year. Sincerely,
Habitat STW President & CEO
HABITAT STW HOMES BUILT AND SOLD SINCE 1981
HOURS LOGGED BY VOLUNTEERS IN 2016
CHILDREN IN ST. TAMMANY WEST HAVE MOVED INTO HABITAT STW HOMES
AMOUNT HOMEBUYERS WILL SAVE ON ENERGY COST BY HABITAT STW ENERGYSTAR RATED HOMES
YEARS HABITAT STW HAS BEEN BUILDING HOMES
FINANCIALS HABITAT STW INCOME $3,335,360 in FY 2015-2016
HABITAT STW EXPENSES $3,128,471 in FY 2015-2016
Management & General
*Program Services include: home construction, homeowner services, volunteer services and ReStore expenditures.
1.2 million SUPPORTING OUR MISSION Almost everything you see in our store is donated. We get new donations daily from individuals who are cleaning out closets to companies with ding dent merchandise, going out of business or excess inventory. A small portion of our inventory consists of purchased rugs and paint supplies that are sold at below retail prices. The proceeds from the ReStore help to build homes every year here in Western St. Tammany Parish. Since 2000, the ReStore has funded the construction of 25 homes, three of those being built in the fiscal year 2016.
Pounds of unwanted items were diverted from landfills thanks to donations to the ReStore
Habitat for Humanity St. Tammany West ReStoreâ€™s annual sales revenue for fiscal year 2016
were built by Habitat STW from net revenue generated by the ReStore
in sales taxes paid to St. Tammany Parish
in sales taxes paid to the State of Louisiana
Key Partners Ace Hardware Ashley Furniture Campbellâ€™s Cabinets Shell XPO Logistics
HOMEOWNERSHIP CENTER (HOC) Homebuyer Services
In Pre-Purchasing Counseling, experienced counselors work with potential homebuyers to determine their mortgage readiness, evaluate credit and other requirements for financing. They work together to develop a plan to overcome any credit or savings obstacles and connect homebuyers with any available down payment assistance programs. Homebuyer Education Workshops guide potential buyers through all steps of the home buying process and provide information on protecting and preserving their home and investment.
Financial Fitness Workshops teach practical money management concepts and skills with the goal of building financial capacity and long-term financial success. With an emphasis on putting knowledge into action, it combines hands-on activities and small group discussion.
To apply with Habitat STW: 1. You must live or work in west St. Tammany Parish. 2. Your yearly family income must fall into the range listed. 3. Your current housing must be: • Substandard– problems with heat, water, electricity Family Size At Least No More Than or structure One $12,600 $25,200 • Inadequate– not suited Two $14,400 $28,800 for a family member who Three $16,200 $32,400 has a limitation Four $18,000 $36,000 • Dangerous– located in Five $19,440 $38,880 unsafe or unsanitary Six $20,880 $41,760 conditions Seven $22,320 $44,640 • Overcrowded Eight • Temporary $23,760 $47,520 • Too Expensive 4. You must fill out and complete a Personal Profile Form located on our website at www.habitatstw.org/own-home and, once completed, call the Homeownership Center for an appointment at 985-893-3172, ext 225 or 227.
Buying a home is just the first step. Homeowners need the knowledge to care for what is likely to be the biggest investment they’ll ever make – a new home. Home Care & Maintenance classes are designed to help new homeowners understand basic home systems, preventive maintenance and plan for responsibilities of homeownership. In Home Repair/Rehabilitation Counseling, experienced counselors work with homeowners to provide information on available community resources and help qualified homeowners apply for affordable repair loans.
To afford a Habitat Home, Habitat STW must determine:
1. Your income is steady and stable over time. 2. Your income will allow you to save for closing costs. 3. You can afford the monthly mortgage payments along with your other debts 4. Your credit report and current debts show satisfactory payment history. If you have credit problems, help is available.
TOTAL CLOSINGS OCCURRED
PEOPLE IN THOSE 12 FAMILIES GAINED AFFORDABLE, STABLE HOUSING
PEOPLE ATTENDED CLASSES ON FINANCIAL FITNESS, HOMEBUYER TRAINING AND HOME REPAIR MAINTENANCE
HOUSEHOLDS RECEIVED INDIVIDUAL COUNSELING IN PRE-PURCHASING, CREDIT OR FINANCIAL TOPICS
DECADE OF DEDICATION
Commemorating ten years post Katrina & Rita On Monday, November 16th, 2015 Habitat for Humanity International (HFHI) and Habitat STW kicked off their “Decade of Dedication” event commemorating Habitat’s efforts across the Gulf Coast in the 10 years since Hurricanes Katrina and Rita by raising the walls on four new Habitat homes located on F Street in Covington. The week long training and service event brought together Disaster Corps and RV Care-A-Vanner Disaster Rebuild Team volunteers from across the nation, highlighting their contribution to recovery in the Gulf, as well as, the accomplishments of Habitat STW and Gulf Coast affiliates active in recovery. Hurricanes Katrina and Rita made landfall in late 2005 and became one of the most destructive disasters in United States history. Within weeks, Habitat for Humanity started building houses and rebuilding lives. Today, Gulf Coast affiliates continue to build houses in hurricane-affected areas as part of Habitat’s long-term program. Tens of thousands of volunteers have worked with Habitat to carry out recovery efforts, including building, rehabbing and repairing more than 6,000 houses.
2015-2016 FISCAL YEAR DONORS
$10,000 and above Anonymous Donors Robert Crutchfield Marilyn Wenzel
2015-2016 FISCAL YEAR DONORS
$5,000 and above Manuel Perez de la Mesa Stephen Tujague
$1,000 and above Becker Suffern McLanahan, Ltd. Beier Construction, LLC Blue Williams, L.L.P. Broadneck High School BSD Construction LLC Chevron Matching Employee Funds Christ Episcopal Church Covington Presbyterian Church Covington Rotary Foundation D & H Investment Properties Daigle, Fisse & Kessenich, PLC DonahueFavret Contractors Greater New Orleans Foundation Habitat for Humanity Cars for Homes Home Bank Hornbeck Offshore Howell And Associates Ibos Roofing Co, Inc ITC Promotional Marketing Group Jenkins Homes, Inc. Kent Design Build, Inc. KMM Enterprises, Inc. Lakeview Regional Medical Center Louisiana Custom Closets Merrill Lynch NETCHEX Northlake Rotary Club P & W Industries, LLC Painting With a Twist Parish Concrete, LLC Pool Corp Porteous, Hainkel & Johnson, LLP Rain CII Republican ProfessionalWomen of St.Tammany
Resource Bank Retirement Income Specialists Inc. Rug Chic Stadium Cuts/American Garage Door Stirling Properties Sunbelt Rentals Sygnvs Integrated Solutions The Coughlin-Saunders Foundation The Truitt Law Firm The Wilson Sexton Foundation Trinity Medical Services Zaunbrecher Treadaway, LLC Tom & Carol Ballantine Jay & Naz Butcher April Campbell Laura Copeland Teresa Crumhorn Helen Curran Penny Dastugue Al and Stacy Dempsey Barbara Dillon Maura Donahue Annette Doskey Eric Dunavant Jo Ann Dunn Sarah Eddy Jackie Esparros Stuart & Debra Ethridge Lizby Eustis Celeste Falconer Cindy Fandal Thom and Beth Franklin Jill Giberga Jenny Goodrow
Ruthanne Hilker Yvette Jemison Celia Jones Palazzo Gus & Jan Kuntz Adrienne Laborde CJ Ladner Bobbie Landry Patsy Lang Carol Lapari Linda Larocca Sue Lavin Lauren Lee Nancy Lee R. Jackson Little Wayne and Laurie McCants Sally McGehee Robin & Pam Mingo Juliee Montelaro Stephanie & David Murphy Glenda Nanz Allen & Johnna Neugent Charlotte Overton Ryan Pearce Nancy Picard Mary Prudhomme Gareth & Gillian Reardon Jan Robert Bob & Mary Bess Simmons David & Suzanne Spear Jeffery & Kathy St. Romain Will & Allison Trist Jinx Vidrine Susan Villere Stephanie Wright
2015-2016 FISCAL YEAR DONORS
$250 and above
Aetna Foundation, Inc. Asset One LLC Authement Family Trust Bourgeois Bennett, LLC C. J. Ladner State Farm Insurance Agency Christ Episcopal School Coldwell Banker TEC Realtors Covington Presbyterian Church Crescent Title First American Bank & Trust Gotcha Covered Blinds H20 Inside Publications Investar Bank Keller Williams Realty Services Kohl’s Department Stores Magee, Zeringue & Richardson Attorneys Magnolia Roofing MSH Architects, LLC New Beginnings Church Northshore Jewish Congregation Oil & Vinegar P & W Industries Painting with a Twist-Mandeville Pelican Energy PJN Consulting
Robein, Urann, Spencer, Picard & Cangemi St. Timothy’s Women in Missions Summit Funding Terra Bella Village Title Stream Northshore Conie Abernathy Debbie Alexander John Allan Shannon Aparicio Bonnie Archer James and Patrice Bagby John Bernard Karen Beyrau Charles Chamberlain Johnette Champagne Brenda Chenevert Gerald Cincotta Pat Cousins Kevin Darr Sharon Lo Drucker Patti Ellish Jim Epperson Clifford Giffin Diane Gravlee Catherine Gruntz
Maureen Heaslip Christopher Houha Melanie Housey Hart Ann Jemison Susan Kendrick Lisa Krake Harry Leyrer Chad Lockfield Kevin & Carolyn Mashburn Gail Mickler Britton Miller Lawrence Oggs Cindy Petry Bill Phillips Gregg Quinlan Dot Richard Louis and Betty Ross Jean Rushton Frame Julie Sciple Karen Spencer Shales Pemmie & Reynolds Sheasby Cherise & Marty Springer Laura Thibodeaux Cynthia Thompson Michiel & Maurer van Voorthuysen Phoebe Whealdon
WORTH OF IN-KIND DONATIONS THAT HELPED REDUCE EXPENSES
IN CONTRIBUTIONS BY INDIVIDUALS AND BUSINESSES
Construction Volunteers Must be 16 or older Tuesday-Saturday 8am-4pm
ReStore Volunteers Must be 14 or older Monday-Saturday 9am-5pm
To Schedule Your Volunteer Time or To Make a Donation: Visit us online at www.habitatstw.org Or make checks payable to Habitat for Humanity St. Tammany West 1400 North Lane Mandeville, Louisiana 70471
C ONTACT I NFORMAT ION: 1400 North Lane Mandeville, LA 70471 985.893.3172 985.893.2822 W W W. HABI TAT ST W. ORG