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12 INDEPENDENT RECORD n FEBRUARY 27, 2011 D n ESTATE AND FINANCIAL PLANNING

Retirement Income and Outgo Dispelling the myths of Long Term Care Insurance Ron Iverson

Houston Iverson

By far,the most expensive item in retirement costs, for most people, are related to health care.This item breaks down in two ways—normal medical costs, and the costs of long term care—either at home, in an assisted living facility, or in a nursing home/Alzheimer’s unit. Long Term Care Insurance has been discussed at length for over twenty years, but recently the issue has come

“What’s all this talk about Long Term Care Insurance?�� We can help you find out. We can give you a free copy of “The Case For Long Term Care Insurance,� which is designed to answer your questions and clear up the confusion in a thirty minute read. This little booklet can save you thousands, perhaps hundreds of thousands of dollars, if you prepare ahead for retirement outgo.

“front and center� in Americans’ minds. There are two reasons. First, the costs of long term care needs keep rising, and secondly, the Baby Boomer generation has now seen what long term care needs have done to their parents—and themselves. To start a discussion of Long Term Care Insurance (LTCI), we must first dispel some myths about the product. There are four.

Call Ron Iverson dba, Long Term Solutions at: 442-4016 or 1-888-333-1844 E-mail: RonIverson@guardingyourgold.com “Serving Helenan’s Insurance needs for over 40 years� Or Call Bill Houston 431-8175 E-mail: Hooter@bresnan.net “Serving Helenan’s Insurance needs for over 37 years�

Offering:

Long Term Care Medicare Supplements Final Expense Insurance

Short Term Care Term Life Insurance

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Estate Planning 2011  
Estate Planning 2011  

Estate Planning 2011

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