International Services Resource Guide by Harry Norman, Realtors

International Services Resource Guide

taBle oF ContentS Letter from the President About Harry Norman, REALTORS速 About HomeServices of America

3 5 6

For the Sales Associate

International Resettlement Services New Area Information Pre-Departure Checklist International Destination Services Preparing the International Welcome Package & Area Presentation Lending Guidelines for Non-U.S. Citizen Borrowers Expanded Financing Solutions Program/Foreign & National Program The International Outgoing Referral Process International Referral Form

For the Customer/Client

Glossary of Home Buying Terms Pre-Approval vs. Pre-Qualification Mortgage Basics Documents Required for Loan Application Choosing a Loan Behind the Scenes of your Mortgage Application Brokerage Relationships in Real Estate Transactions The Home Purchasing Process Interest Rate Chart Home Finding Needs Worksheet Home Buying Worksheet

Helpful Resources

Conversion Charts Consulate Offices in the Metro Atlanta Area Bi-National Chambers of Commerce in the Metro Atlanta Area Additional Resources

7 9 10 12 14 23 26 31 32

33 36 37 38 39 40 41 42 43 44 45

46 53 59 62

Harry Norman, REALTORS速 International Services Resource Guide The information contained herein is believed to be accurate but is not warranted.