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HARD ASSET CAPITAL NATURAL COLOUR DIAMOND DIVISION

1.855.327.7387 www.hardassetcapital.com


HARD ASSET CAPITAL AND NATURAL COLOUR DIAMONDS Hard Asset Capital specializes in the sale of investment grade Natural Colour Diamonds, as an alternative hard asset that savvy clients realize is a valuable holding within their portfolios. Hard Asset Capital is committed to becoming the largest dealer of investment grade natural colour diamonds worldwide. Hard Asset Capital’s management and associates have over 50 years national and international experience in the investment industry including the hard asset sector of the market. It is a business that rewards Integrity and Honesty. It is a business that is couched in Anonymity and Secrecy yet is built on complete trust. It is a business that relies on 'Who you know' as much as 'What you know'. It is a business that is international in scope and character. Hard Asset Capital’s diamond consultants leverage their investment knowledge to connect savvy clients worldwide to the unique and valuable opportunity of acquiring these miracles of nature... natural colour diamonds. !T(ARD!SSET#APITALYOUgLLlNDHIGH QUALITYDIAMONDS CERTIlEDBYTHEMOSTRESPECTEDINDEPENDENTDIAMOND grading labs. Every order is shipped via FedEx® shipping, guaranteed and returnable within 5 days, so you can be sure you made the right decision.


OUR SERVICES

OUR GARANTEE RETURN POLICY

Hard Asset Capital offers a full range of specialized and customized services to our clients, assuring them of GUARANTEEDQUALITY COMMITMENTANDCONlDENTIALITY

Hard Asset Capital stands behind and GUARANTEES all of our diamonds to be of the highest quality and exactly as stated by us and their accompanied third party CERTIlCATION7ETAKETHEUTMOSTCARETHATEACHDIAMOND purchased has been quality assured by us before shipping, delivery or passing to the client.

All our diamonds come with a risk free warranty program. Insured and packaged shipping internationally via FedEx, guaranteed. !NINDUSTRYDRIVENRE MARKETINGPROGRAMSPECIlCALLY designed to meet the requirements of each client and their individual needs. A trade-in program on any non-performing hard-asset when used towards the purchase of a natural colour diamond. )N HOUSElNANCINGAVAILABLEONTRANSACTIONSINEXCESS of USD $100,000. Shipment of diamonds can be arranged directly to your bank or attorney upon written request.

OUR WARRANTIES AND GARANTEES Each natural colour diamond sold by Hard Asset Capital is unconditionally guaranteed and risk free to the Buyer with respect to quality, carat weight, colour, cut and clarity as evidenced by the following documentation accompanying each product upon delivery: !CERTIlCATEISSUEDBYONEORMOREOFTHEMOST reputable, independent and professional gemological laboratories in the world certifying the carat weight, colour, cut and clarity. A 5 Business Day Money Back Guarantee on all natural colour diamonds purchased from Hard Asset Capital.

)NTHEUNLIKELYEVENTTHATYOUARENOTSATISlEDWITHYOUR purchase as there appears to be a discrepancy, immediately contact us and we shall do our utmost to investigate and resolve any inconsistency at once. In the event that a resolution cannot be found to completely satisfy you, we offer a 5 business day money back Guarantee from date of delivery offering a full refund less any extraordinary expenses of handling, shipping, insurance, taxes, bank transaction fees and any costs to us associated in re-classifying our product, if necessary. The product must be in original, new, unworn, unaltered and undamaged condition for a refund to be assured. 7EAREINBUSINESSTOWORKWITHOURCLIENTSANDTOMAKE sure our clients receive the best possible quality and service that we can offer.


WHAT ACCOMPANIES ALL HARD ASSET CAPITAL DIAMONDS? Loose diamonds and/or jewellery will be shipped with THEORIGINALGEMOLOGICALLABORATORYCERTIlCATE)FANY additional documentation is available or requested such as local independent appraisals or valuations, these items will also be included.

ONCE A CLIENT RECEIVES THEIR DIAMOND Once a client has received their purchase we recommend to have their diamond(s) checked by an unbiased local gemologist or jeweller face to face if possible. The gemologist or jeweller should be able to review and CONlRMTHEDETAILSOFTHELABORATORYORDIAMONDGRADING report to match the client’s diamond exactly. If any major discrepancy is noted by the gemologist or jeweller which differs from the actual gemological laboratory report, we ask that the client contact us immediately and we shall act to investigate at once and rectify if this has been a mistake in shipping on our part. If there is a minor difference of opinion between the gemologist or jeweller we take the view of the original ESTABLISHEDGEMOLOGICALLABORATORYCERTIlCATEOVERTHE gemologist or jeweller. We advise that the client present a FULLTRUECOPYOFTHEDIAMONDCERTIlCATETOTHEIR GEMOLOGISTORJEWELLERFORTHEIRVERIlCATIONWITHTHE diamond. If there is still a substantial difference in opinion this will be investigated and an open amount of time for a refund will be offered until resolved.

)NTHEEVENTWEPROVIDETHECLIENTWITHA#ERTIlCATEOF !PPRAISALTHEh&IRST#ERTIlCATEv FROMALOCALAPPRAISER respecting the retail replacement value of a diamond and/or jewellery, we acknowledge that the opinion of the APPRAISERREFERENCEDINTHElRST#ERTIlCATEISENTIRELY independent and subjective based upon the appraiser’s professional experience, knowledge and education. In the event the client obtains a second appraisal of any product purchased from us expressing retail REPLACEMENTVALUE THE&IRST#ERTIlCATESHALLBEDEEMED ASlNALANDTHECLIENTSHALLACCEPTDELIVERYOFTHEPRODUCT and we shall not be obliged to offer a refund to the client. Under no circumstances shall we sell a product to a client at a price which is greater than the retail replacement value and in every circumstance we sell our product(s) to clients at a price which is substantially less than retail replacement value.


THE ADVANTAGES OF INVESTING IN NATURAL COLOUR DIAMONDS

THE HIGHEST STANDARDS ARE THE STANDARD Hard Asset Capital assures that every colour diamond OFFEREDFORSALETOOURCLIENTSAREOFTHElNESTQUALITYIN THEWORLD7EOFFERONLYNATURAL CONmICT FREECOLOUR DIAMONDS CERTIlEDBYPROFESSIONALANDINDEPENDENT GEMOLOGICALLABORATORIES(ARD!SSET#APITALPROVIDES current and timely market information and a full range of AFTER SALESSERVICESWHICHENCOMPASSESACUSTOMISED RE MARKETINGSTRATEGY TOBETTERSERVETHENEEDSAND expectations of our discerning clientele.

In today’s economy, natural colour diamonds are attracting sophisticated clients seeking to diversify their portfolios with hard assets as a hedge against increasing INSTABILITYINlNANCIALMARKETS3INCERECORDKEEPINGBEGAN INTHELATES NATURALCOLOURDIAMONDSHAVEDOUBLED INVALUEROUGHLYEVERYlVEYEARS4HISISOFCOURSENO GUARANTEEASTOFUTUREVALUES BUTITDOESREPRESENTAN EXTREMELYPOWERFULPATTERNOFPERFORMANCE ONEWITH which most other forms of long term investment would HAVETROUBLEKEEPINGPACE4HEMOSTDRAMATICIMPACTON the market performance of natural colour diamonds is the SIMPLEFACTTHATTHEYAREBECOMINGMOREANDMORERARE ASTIMEGOESBY!NUMBEROFTHEPRIMARYMININGSOURCES are facing closure and within the next decade, it is predicted that demand will surpass supply, which will add even more value to what is already a stellar investment commodity. Hard Asset Capital has the expertise, the experience and most importantly, access to the world’s top producing mines, to help guide your investment in NATURALCOLOURDIAMONDSANDADDREALLONG TERMVALUETO your portfolio. Natural colour diamonds are the world’s most concentrated form of wealth. Universally ACKNOWLEDGEDASAHEDGEAGAINSTINmATION DIAMONDSHAVE HISTORICALLYPROVIDEDPORTABILITY LIQUIDITYANDMARKETABILITY WORLDWIDE ESPECIALLYINTIMESOFWARANDPOLITICALCONmICT )NVESTMENTQUALITYNATURALCOLOURDIAMONDSARERECOGNIZED as an integral part of any portfolio and investment strategy.


THE 4 C’S OF DIAMOND GRADING With the value of a natural colour diamond you can rest assured that in the area of diamond grading, there is nothing left to CHANCEORAPPROXIMATION)TISVERYMUCHANEXACTSCIENCE WHICHRESTSlRMLYONPILLARSTHATAREKNOWNINTHEINDUSTRYASTHE#S #UT #LARITY #OLOUR#ARAT

CUT

CERTIFICATION

4HECUTISTHATFEATUREOFADIAMONDWHICHENABLESITTOMAKE the best use of light. When a diamond is cut to good proporTIONS LIGHTISREmECTEDFROMONEFACETTOANOTHERANDTHEN dispersed through the crown or the top of the stone revealing its true colour and aesthetic beauty.

7HENMAKINGANACQUISITIONASIMPORTANTASANATURAL colour diamond, either for investment purposes and/or for purely aesthetic reasons, you would naturally expect (ARD!SSET#APITALTOSTANDBEHINDEVERYSTONE MAKING YOURPURCHASEABSOLUTELYRISKFREE WITHRESPECTTOQUALITY  colour, cut, carat weight and clarity.

Round

/VAL

Marquise

Pear

Heart

Emerald

Princess

Trilliant

Radiant

#USHION

CLARITY The clarity of a diamond is determined by the number, nature, position, size and colour of internal characteristics which are CALLED@INCLUSIONSANDSURFACEFEATURESKNOWNAS@BLEMISHES #LARITYISENSUREDONASCALERANGINGFROMPUREORmAWLESSTO heavily included.

VVS

VS2

SI2

I2

CARAT #ARATISTHEUNITOFWEIGHTFORALLGEMSTONES/NECARATIS SUBDIVIDEDINTO@POINTS4HEREFORE ADIAMONDWEIGHING POINTSISÔCARATINWEIGHT ORCT

COLOUR 2ARESTONESOFEXCEPTIONALCOLOURnPINK RED BLUE GREEN  ORANGEORYELLOWAREKNOWNASFANCIESANDAREGRADEDAS follows: Faint, Very Light, Fancy Light, Fancy, Fancy Intense, Fancy Deep and Fancy Vivid.

To this end, every diamond purchase is accompanied by: !CERTIlCATEISSUEDBYONEORMOREOFTHEWORLDSMOST reputable and professional independent gemological LABORATORIES WHICHCERTIlESTHEQUALITY COLOUR CUT CARAT weight and clarity of your diamond.


“Fancy colored diamonds are the world’s most concentrated form of WEALTHĂ?!MULTIMILLIONDOLLARPORTFOLIOEASILYlTSINTOANENVELOPE most countries, including the United States, do not require that ownership of colored diamonds be reported to any government authority.â€? –The Sovereign Society, Waterford, Ireland “When times are bad, diamonds... can hold their value better than real estate and have the advantage of being portable!â€? – forbes.com USA

“According to the Gemological Institute of America, demand for colored diamonds has been unprecedented. Even if you can afford a Pink diamond you may have to wait. Even the Argyle Mine which provides 95% of these colored diamonds doesn’t have many of them.� – CNN Money “In the past few years, young women in Hong Kong & China have been avid buyers of Pink diamonds, gradually pushing up prices. The bigger the stones, the more they are coveted!� – economist.com, Culture November 2006

“The market for natural colored diamonds is very strong at the moment and prices have risen by 25% within the last year, says Andrew Coxon, vice president of De Beers in London.� – CNBC European, Business March 2006

Disclaimer: Hard Asset Capital is not an investment advisor nor is it licensed to provide investment advice. Hard Asset Capital strongly recommends THATTHEIRCLIENTSSEEDTHEADVICEOFTHEIRlNANCIALADVISORS GEMOLOGISTSANDORATTORNEYSIFTHEYARESEEKINGTOINVESTINQUALITYDIAMONDSASPARTOF an investment portfolio or strategy. Natural colour diamonds have been subject to upward price movements historically. Hard Asset Capital cannot guarantee that upward price movements of natural colour diamonds which have occurred historically will continue in the future.


HARD ASSET CAPITAL NATURAL COLOUR DIAMOND DIVISION

1 Yonge Street, Suite 1801 Toronto, Ontario, M5E 1W7 Toll-Free: 1-855-3ASSETS Tel: 416-368-0720 Email: inquiries@hardassetcapital.com

www.hardassetcapital.com

Hard Asset Capital  

Hard Asset Capital offers Investment Grade Natural Colour Diamonds worldwide at wholesale pricing affording the best possible advantages to...

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