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more than HOUSES

2011 A n n u a l R e p o r t

2011 ANNUAL REPORT • Habitat for Humanity Susquehanna

Have you heard the good news?

Board of Directors Officers Pam Ruff, President Steve Linkous, Vice President Daniel Lamey, Treasurer Megan Lally, Secretary

Directors John Brice, Patricia Cotton, Annette Haggray, Raymond (Chick) Hamm, Jr., Colleen Ferg Helmlinger, Teresa Herbert, Kristy Hiser, Joe Hurley, Bob Johnson, Theresa Lewis, Matthew Mullen, Yvonne Roberson, Mark Schlottman, Danielle Tinsley

Staff Joann Blewett, Executive Director Caroline Adolph, Development Associate Deb Ciresi, Office Manager/Family Support Coordinator Phil Eichensehr, Purchasing/Warehouse Manager Judy Fritz, Resource Development Director Dave Guttman, Construction Manager Dave Hall, Construction Supervisor Chad Hildebrandt, Repair Program Manager Anne Hottle, Office Assistant Michaelann Meehan, Grant Writer Chuck Slusher, Director of Operations Abrielle Willis, Volunteer Coordinator

Habitat for Humanity Susquehanna 205 S. Hays Street • Bel Air, MD 21014 410-638-4434 / 410-398-3399

Harford Habitat for Humanity and Habitat for Humanity of Cecil County have merged. We are honored and humbled to be serving Cecil County residents, and we are proud to announce our new name: Habitat for Humanity Susquehanna. While I was initially excited about our new name, I was also a little apprehensive about giving up our well-known name: Harford Habitat for Humanity. A group of outstanding leaders from APGFCU, for whom I have great respect, gave birth to the affiliate in 1993, and the Harford County community embraced it with open arms. Our founders and other dedicated volunteers, staff and board members worked hard over the years to grow the organization, and Harford Habitat became a highly respected nonprofit. But we learned quickly that our founders are proud of our growth, as it was their intent in 1993 to be the hands and feet of Jesus. They know that He crossed borders to reach others and we, too, are called to do the same. Our community hasn’t forgotten who we are because of the great Habitat brand worldwide. And just as importantly, the wonderful people we have met in Cecil County are embracing Habitat for Humanity Susquehanna with open arms! We thank God for

making this opportunity possible, and we can’t wait to see what He has in store for us in Cecil County. When we set goals for FY11, we didn’t anticipate a merger, but we planned to serve more families than ever. In FY10, we served 31 families and 65 people through our homeownership and repair programs. In FY11, we surpassed our goals! We served a total of 58 families and 113 people this year. These accomplishments, and others outlined in this annual report, are yours! We are a grassroots organization, raising funds and building houses with local support, donors and great community partnerships. If you swung a hammer at one of our homes, volunteered on a committee, on our board or in our office, you put your faith into action. If you donated a car, materials or services, wrote a check, attended an event or donated stock, you helped us build it! And do you know what I hear every time I say thank you to folks for supporting us? I’m told, “I’m blessed to be able to give my time and money,” or “We are supposed to give back to others,” or “Thank you for getting me involved.” These humble words continue to inspire me and my staff every day as we do this work. From all of us at Habitat for Humanity Susquehanna thank you for following that second commandment to “love your neighbor as yourself.” -- Joann Blewett, Executive Director

Jesus replied: ‘Love the Lord your God with all your heart and with all your soul and with all your mind.’ This is the first and greatest commandment. And the second is like it: ‘Love your neighbor as yourself.’ All the Law and the Prophets hang on these two commandments.”

Matthew 22:37-40

Habitat for Humanity Susquehanna • 2011 ANNUAL REPORT

from the

Board President ...

Families Served FY 2009 FY2010 FY2011

6 houses built 40 critical repairs 31 families served 65 people served 58 families served 113 people served





This has been a whirlwind year at Habitat for Humanity Susquehanna. Two months ago we had a different name, served a single jurisdiction, and had fewer board members. There have been challenges along the way, but the rewards have been greater than any challenge we faced.

The longer I serve on this board, the more I believe in this organization and the people who make Habitat work. Records have been broken this year for families served, either through a build, a renovation, or a repair. But everyone at Habitat for Humanity Susquehanna takes record breaking in stride and stays focused on the purpose…the families. We are excited about the future. Our mission will remain the same but our neighborhood will expand. More families will be touched by the generosity of the donors, volunteers, and staff. There is nothing more rewarding than that. -- Pam Ruff, President

Our Community Partners 6 FY2009

31 FY2010*


*Beginning in FY2010, we are reporting families and people served rather than houses and repairs completed.

Habitat Tithe . . . In fiscal year 2011, we tithed $52,100,

which served 12 international families in Kenya and El Salvador. Since our inception, a total of 53 families have received homes with our tithe.

APGFCU Faith Communities & Civic Agencies United (FCCAU) Harford County Government: - Department of Community Services - Harford County Housing Agency - Harford County Office on Aging - Harford County Sheriff’s Office Harford Family House Harford Technical High School Home Partnership, Inc. Point Breeze Credit Union PNC Bank


2011 ANNUAL REPORT • Habitat for Humanity Susquehanna


moved into new homes in FY2011

Repair Program . . .

During this fiscal year, our repair program reached a couple of milestones. First, the program served more families and recorded more repairs than ever before. Secondly, the program served its 100th family since its inception just over 3 years ago. In addition to the 48 families served with repairs, an additional 34 families were served during “Heat’s On” and “Heating Across America.” These events were held in partnership with local HVAC companies, who donated their time and labor to inspect and repair heating units, ensuring that they were in working order and safe for the coming winter.


Total Repairs Completed

48 - Critical Repairs 16 - Weatherization Repairs 4 - Accessibility Ramps

48 Families Served

Aberdeen Harris Family 454 Dorsey Road Cockran Family 510 First Street Herbert Family 512 First Street Espey Family 612 Third Street Tinsley Family 614 Third Street Taylor Family 442 Baltimore Street York Family 23 Chesapeake Court Vasquez Family 446 Washington Street

Hiser Family Burt Family

Edgewood 806 Angel Valley Court 1325 Apple Ridge Court

The above families performed more than 3200 hours of sweat equity on their home or the homes of other partner families and attended 96 hours of financial education classes.

Construction Highlights

New Homes . . . Habitat for Humanity Susquehanna

homes are simple, decent and affordable. Our homes are large enough to meet a family’s needs but small enough to keep construction and maintenance costs low. HHS uses quality building materials and all homes are Energy Star qualified. Through volunteer support, efficient building methods and no-interest loans, Habitat homes are affordable for Cecil and Harford County families in need.

Habitat for Humanity Susquehanna • 2011 ANNUAL REPORT


Our volunteers worked on construction sites across Harford and Cecil counties. They also generously served on the board of directors, on special event committees, helped out in the office, mentored our partner families, made lunches, donated household supplies, attended dedications, and so much more! We are eternally grateful to our selfless volunteers for enabling us to touch more lives with the love of God.

19 Church or Civic Groups Volunteer Highlights

580 Volunteers

“My experience with Habitat has been highlighted by the friends that I have made working on the construction sites. Many of the volunteers who come to the sites are retired individuals who, like me, enjoy working with their hands and are looking to give back to the community. There is a strong camaraderie among the construction volunteers and we get a great sense of accomplishment when each new Habitat house is completed. The joy that you see on the recipient family’s faces when they take over their finished house makes all the work days well worthwhile.” -Lynn Garrison, Construction Volunteer


Volunteer Hours *$424,080 skilled labor time

13Business Groups

1,000 - $4,999


10,000 and up



APGFCU The Arc Northern Chesapeake Region Bank of America Foundation, Inc. City of Aberdeen Constellation Energy COPT Dept. of Housing & Community Development The Dresher Foundation Harford County Government The Harford Mutual Insurance Companies Maryland Afforable Housing Trust Maryland Energy Administration Morris A. Mechanic Foundation Inc. Oak Grove Baptist Church PNC Bank Richmond American Homes Softwood Lumber Student Trades Foundation United Way of Central Maryland

Anonymous Battelle Eastern Science And Technology Center Bel Air United Methodist Church Mr. & Mrs. William K. Blewett Mr. Adam Datesman & Dr. Julie Ducharme General Motors-Baltimore Operations Mr. & Mrs. Raymond W. Hamm, Jr. Mr. Doug Hamrick Havre de Grace Presbyterian Church Mountain Christian Church The Wachovia Wells Fargo Foundation Training & Development Associates, Inc.

5,000 - $9,999

100 - $499




AFP-Maryland Chapter Inc. Anonymous Baltimore Community Foundation John Brice & Judith Morgan Christ Our King Presbyterian Church of the Holy Spirit Mr. James Corbett D&S Drywall Interiors Fallston Presbyterian Church Ms. Pamela Ford Mr. Jonathan Fox Dr. Leo R. Handerhan, Jr. Harford Community College Hollywood Casino Perryville Mr. & Mrs. Erik Howard Mr. Jason Hubert Stephanie & Joe Hurley Kevin Kantor & Jeanine Upchurch Steve & Sandi Linkous Lions Club of Rising Sun Million Dollar Realtors Association of Harford County Mt. Zion Baptist Church Mr. Michael Plank PNC Foundation Matching Gift Program Real Life Community Church Rotary Club of Aberdeen Charities, Inc. Sappari Solutions Mr. & Mrs. Edmund Snodgrass St. Margaret Church Mr. Rick Vitek

Mr. & Mrs. Tim Anderson Anonymous Churchville Presbyterian Church Community Foundation of Harford County Ms. Pauline Dettmer First Presbyterian Church of Bel Air Mr. & Mrs. William R. Fritz Greater Rising Sun Chamber of Commerce Grove Presbyterian Church Mr. Kevin Haitmanek Havre de Grace United Methodist Church Highland Presbyterian Church Mr. & Mrs. Stephen Kirchner Mr. John Leavy Mr. Kyle Marmen Mr. & Mrs. James McAveney Mr. & Mrs. Bruce Miller Ms. Kathleen Newberry Ms. Jacalyn Oncken Mr. & Mrs. John O’Neill Rising Sun Business Association St. Ignatius Church St. John’s Lutheran Church TitlePoint Corporation Jerome & Claire Trageser Mr. & Mrs. Lawrence Vande Kieft Mr. Louis Vigliotti Mr. Aaron Weisinger Drs. Mark & Marta Wild

Aberdeen Lions Club Dr. & Mrs. Vijay Abhyankar Mr. Charles Alston Anonymous Assenmacher Specialty Tools, Inc. Automated Coatings, Inc. Mr. & Mrs. Paul Balsamo Balsamo, Stewart, Lutters & Ruth, P.A. Sheriff and Mrs. Jesse Bane Barry’s Service Center Bel Air Town Center Bell Truck and Auto Repair, LLC Mr. Joe Bezek Stanley Black & Decker Bob Corbett Tools, LLC Ms. Christabel Callis Ms. Marilyn Carlon Ms. Inez Carter Mrs. Susan Cavallio Ms. Elsie Cerutti Mr. & Mrs. Art Charron Chase Auto Care Chesapeake Environmental Management, Inc. CJK DBA Collison’s Body Shop Mr. & Mrs. Frank Clements Collinson’s Body Shop Scott & Laura Conrad Mr. Gerald Cook Ms. Sharon Cooper Ms. Karen Crawford Mr. & Mrs. Joseph Credit Mr. Steven N. Cummins Ms. Aileen Dannenberg Mr. Steven Davids DC Tools, LLC Jack & Julia Deal Mr. & Mrs. Christopher Deaver Mr. & Mrs. Robert Deshong Divine K-9, LLC Mr. & Mrs. Paul Edmeades Christian Estes Ms. Shirley Faulkner Mr. Stephen Fedorco Mr. & Mrs. John Ferriter Mr. Richard Finck First Presbyterian Church Mr. Laurence Frank Ms. Cathy Frazier Mr. Clarence Fry Gannett Fleming Companies Mr. Michael Garcia

Thank You!

500 - $999

Richmond American Homes and COPT for generously donating time and resources to “Blitz Build” two homes each for four deserving families.

Ms. Heather Gardiner Mr. George Geist Mr. & Mrs. Richard Gilligan Goldman, Sachs & Company Ms. Angela Goode Ms. Karen Gosnell Ms. Gayle Greenwood Ms. Kris Gronau Guidice Properties Inc Mr. & Mrs. Charles C. Guido Hammer Automotive Harford On Call Medical Services Ms. Christine Harkins Mr. & Mrs. Tom Hart Mr. & Mrs. Russell Hastler Mr. James Heckler Herud Family Living Trust Dr. & Mrs. J. Scott Hilberg Mrs. Patricia Hodney-Gould Mr. David Holden Holy Cross Episcopal Church Mr. & Mrs. Terry Hottle J & H Tires, Inc. Sheriff Barry Janney Mr. & Mrs. Vernon Jones Mr. & Mrs. Kenneth Kammerer William & Lois Kissinger Mr. John Korah Ms. Kimberley Kroening Mr. Alexander Lagos Mr. & Mrs. Jordan Lally Ms. Brigid Leaf Linden Heights United Methodist Church Mr. Ed Linhares Lions Club of Bel Air Mr. David Logan Ms. Marianne Lucot Ms. Joan Ludlow Lutheran Church of the Good Shepherd Mr. James Lux Mr. Kenneth Main Chuck & Lori Masters Mr. Donald Mathis McGill Development Limited Ms. Stephanie McGuire Ms. Mary McKeever Mr. Thomas McNamee Dennis & Paula Meadowcroft Mr. Michael Mulrooney Ms. Jennifer Myers Mr. & Mrs. Michael Myers Nelson Noble

Dr. & Mrs. Edward O’Mara Mr. & Mrs. Marion Parker Mr. & Mrs. Wayne Perry Phil & Rick’s Service Center, Inc. Mr. Jim Piccione Ms. Sharon Pickett Roger & Joan Preston Mr. & Mrs. Augustine Rampolla Ms. Kathleen Rawlings Ms. Louisa Rettew Mr. John Scott Richardson Ringers Gloves Mr. Kenneth Roberson Mrs. Diane Robinson Ms. Arleen Robinson Mr. Diego Rodenas Mr. & Mrs. William Rogers Mr. Merlo Rupp Mr. William Ryan Mr. & Mrs. Ronald Sayers Mr. Mark Schlottman Ms. Margaret Shipley-Nichols Mrs. Patricia Sommerville Soroptimist Club of Havre de Grace St. Mary’s Church

St. Paul’s Evangelical Lutheran Church Mr. Joseph Stonik Mr. & Mrs. Edward Stubbs Mr. Henry Suchting T & E Tools, LLC The Ralph & Shirley Klein Foundation Thomas Trading, Inc. Mrs. Dorothy Thomey Damone Timpson Total Urgent Care Mr. & Mrs. Joseph Tunney Mr. Thomas Tyler Mr. & Mrs. Fred Unger Union United Methodist Church United Way of Metropolitan Atlanta, Inc. USAWOA, Aberdeen Edgewood Chapter Mr. & Mrs. Charles Utermohle Verizon Wireless Mr. James Vogt Mrs. Mary Ellen Volkart Mr. Raymond Wajbel Ms. Mary Walker Mr. & Mrs. Jeffery Walsh

Mr. Dennis Wasmer Wesleyan Chapel United Methodist Ms. Joan Wiggins Stephen & Amy Winter Mr. Edward Winter Mrs. Sharon Wise Mr. Daniel Zivi Mr. Louis Zwirlein

Under $100

Mr. & Mrs. B. Gregory Adolph American Legion Aux. No. 256 Anonymous Mrs. Barbara Antoshak Mr. & Mrs. John Appel Dennis Ayers Ms. Gail Bader Mr. & Mrs. Louis Balducci Mr. & Mrs. Kent Barnes Ms. Linda Bellmyer Mr. & Mrs. Michael Bennett Mr. Brett Bennett Mr. Daniel Berends Mr. & Mrs. James Betters Stephanie Billings, Girl Scout Troop 580 Mr. Carl Blackwell

Ms. Janet Blair Mr. Thomas Bonvissuto Mr. & Mrs. Charles Boutin Ms. Chris Brandenburg Mr. Ronald Brasefield Mr. & Mrs. William Brendle Mr. & Mrs. Alberto Brown Ms. Beverly Browning Mr. & Mrs. Mark Bundy Mr. & Mrs. Andrew Burbelo Ms. Ruth Burns Mr. Thomas Bury Ronald & Donna Campbell Ms. Donna Cannella James & Elizabeth Carver Mr. & Mrs. Donald Christ Augie & Deb Ciresi Donald Combs Mr. Edward Corcoran Mr. & Mrs. Douglas Corselius Mrs. Mindy Costanzo-Romero Ms. Carolyn Cousler Mr. & Mrs. Richard Craig Ms. Caroline Curry Mr. & Mrs. Frank Dagostin Ms. Elizabeth Daniel Ms. Dorothy Dare Mrs. Carol Deibel Ms. Grace Dennis Mr. & Mrs. Richard Dewey Ms. Barbara Dickson Ms. Gloria Diegel Mr. & Mrs. Pearre E. Doetsch Ms. Esther Dombrowski Mrs. Shawn Donald Arthur & Nancy Dorval Mr. & Mrs. Charles Duff Dulaney Towers Highrise Mr. & Mrs. David Dulik Mr. & Mrs. Phil Eichensehr Episcopal Regional Council Famous & Spang Insurance Mr. James Fauerbach Frank & Marianne Ferguson Mr. Thomas Ficklin Ms. Dorothy Ficklin Russell & Lisa Fleming August & Suzanne Furst Mr. Mark Furst Mr. & Mrs. Bruce Garner Mr. Fred Germano Tyson & Robin Gischel Mr. Robert Gizinski

Habitat for Humanity Susquehanna’s financial statements are audited each fiscal year ending June 30. For a copy of our most recent audit, please contact the HHS Office at 410-638-4434.

Mr. Dennis Grace Mr. Stephen Green Mr. & Mrs. Dave Hall M.C. Hanlon Harford Bird Club Mr. John Haug Mr. Frederick Hawtin Teresa & Jesse Herbert Ms. Judy Herman Ms. Kristy Hiser Mr. Jeffrey Hyman Mr. Michael Itoka Mr. & Mrs. Samuel James Mr. & Mrs. Robert Jameson Ms. Magdalena Jean Pierre Mr. Scott Jefferson Mr. & Mrs. Robert Johnson Dr. Thomas Jordan & Ms. Christine Hatem Mr. & Mrs. Ralph Jordan The Kenner Family Ms. Julie Kessler Kim Kor Construction Mrs. Isabelle Knox Mr. & Mrs. Frederick Koenig Mr. John Korah The Kotula Family Mr. Ronald Krchnavy Mr. & Mrs. Ronald Kupferman Ms. Carolyn Kustanbauter Mrs. JoAnn Lafontaine Ms. Ann Lago Ms. Patricia Langer Mr. & Mrs. Calvin Langford Mr. Michael Lattin Mr. Steven Lavin Mr. John Leavy Mr. & Mrs. Henry Leubecker Dr. & Mrs. Richard Linthicum Mr. Harold T. Lootens Lowe’s Companies Inc. Ms. Elisa Mandel Ms. Elizabeth Markum Mrs. Barrie Martin Mr. & Mrs. Craig Mathaney Norval & Janice McDonald III Mr. & Mrs. Martin Meehan Ms. Vanessa Milio Ms. Grace Miller Ms. Karen Mitchell Mr. Derek Moses Mr. Michael Mulrooney Mr. Paul Nelson

Ms. Nancy Newman Norrisville United Methodist Church Mr. Paul Novak Mr. Timothy Odell Edward & Mary Anne O’Keefe The Ostendarp Family Mrs. Patricia Oster-Jones Ms. Kelly Persons Petroless Fuel, LLC Ms. Dorothy Pettingill Ms. Joanne Phelps Mr. & Mrs. Dale Pickett, Jr. Mr. & Mrs. J. Walter Potter Ms. Joan Pyle Ms. Katherine Raffelt Mr. Mark Ramsey Ms. JB Redding Ms. Christine Reeves Mr. & Mrs. Carroll Rinehart Ms. Yvonne Roberson Mr. Timothy Rodriguez Mr. & Mrs. David Roush Dennis & Jean Schultz Ms. Antoinette Scott Mr. Randy Sebra Ms. Barbara Sedlack Mr. Albert Seymour The Shannon Family Mrs. Amber Shrodes Mr. Robert Singer Ms. Aprielle Slajchert Dr. & Mrs. W. King Smith Ms. Betty Ann Smith Mr. Joseph Smith Mr. & Mrs. Daniel Smith

Mr. & Mrs. Richard Snyder Patricia Sommerville Mr. E.I. Sproul St. Paul’s Lutheran Church Mr. Frederick Stam David & Margaret Starnes Ms. Patricia Stasiak Ms. Lisa Stewart Mr. John Strom Ms. Stacie Surowiec Mr. & Mrs. Bill Sypher Mr. & Mrs. Kenneth Szymanski Mr. Kevin Thacker Mr. & Mrs. Charles Thompson Mr. & Mrs. S. Gordon Thompson Ms. Danielle Tinsley Ms. Barbara Tower COL & Mrs. Kenneth Tozzi Mary Francis Tracy Paul & Sandra Tracy Mr. Clyde Trombetti Mrs. Linda Trope Ms. Adelina Tumaneng Mr. & Mrs. Charles Vickers Ms. Judith Walkley The Walsh Family Mr. Mark Welch Ms. Barbara Welch Wells Fargo Advisors Ms. Alice Wilkenfeld Mr. Jeffrey Willats Wooden Penguin Ms. Pamela Young The Young Family Mr. Christopher Zukowski

Contributors Dream Builder’s Ball AA Coleman & Robinson Training Center Leonard & Leonora Addison Brian & Laurie Manns Adolph B. Gregory & Caroline Adolph Allied Phillips Heating & Air Conditioning Terrence & Leslie Alspaugh Timothy & Dawn Anderson Lou & Kathy Baker Sheriff & Mrs. Jesse Bane Eric Bateman Benfield Electric William & Joann Blewett Ryan Botzler

Jon & Kelly Botzler Boyle Buick Inc John Brice & Judith Morgan Mary Chance Don & Kathy Christ William Clark Jerry & Judy Clark Mark & Lorraine Coleman Curtis C. & Kimberly Coon Cranford Contractors CRS Flooring America Torri Dietrich William Doering Pamela Dorsey Jeffery & Christine Dresher Mrs. Virginia Dresher Paul & Marie Edmeades Luke & Holly Erickson Executive Publishing

Kim Forte Frederick Ward Associates Bill & Judy Fritz Clarence Fry & Carol Ristau G&M Automotive Kevin & Ann Geraghty Patrica Gilligan Gary Greene Mike & Cindy Gribbin Dave & Michelle Guttman W. Andrew & Whitney Hanson John & Beth Happick The Harford Mutual Insurance Companies Tom & Peggy Hart Richard Herbig Chad Hildebrandt Hodes, Pessin & Katz, P.A. Terry & Anne Hottle Joe & Germaine Hughes Stephanie & Joe Hurley Ted & Debbie Jasinski JW & Sons Drywall Kevin Kantor & Jeanine Upchurch Michael Korczynski Scott Kothenbeutl & Christina Hoffman Jodie Kristy & Joe Timmons Shawn Kros Daniel & JoAnn Lafontaine Alexander Lagos Lasting Impression Design, LLC Dave & Eileen Lewis John & Cherie Lhotsky Cheryl Manns Joann Mantegna Susan Marley Maryland Mobility Solutions Mike & Carole Matevejich Gretta McGill Rayna McRoberts Martin & Michaelann Meehan Anthony & Virginia Meoli Kenneth Merrill Bruce & Sharon Miller Don & Trish Monaghan Mark Monroe Angela Munro Steve & Karen Norris PNC Bank JB Redding George & Tiffany Robinson

Rotary Club of Aberdeen S. Thomas Contracting Saxon’s Diamond Centers Mark Schlottman & Cathy Kenlin Amber Shrodes Slavie Federal Savings Bank Lucie Snodgrass Scott & Karen Sobka B. Lawrence Sova Dr. & Mrs. Alfred Sparks P. Daniel & Martha Sullivan Charles Swatek Joe & Sue Swisher Jim & Mary Syphard Dwight & Pamela Thomey David & Susan Thomey Craig & Jessica Thompson TitlePoint Corporation COL & Mrs. Kenneth Tozzi Stephen Troy Charles & Diana Utermohle Charles & Laura Wagner, Jr. Scott & Lia Walker Willis Concrete Construction Wolf Fire Protection

Purse Auction

Jan Abbott Laurie Manns Adolph Caroline Adolph Angelika Allen Claire Allen Alliance Mortgage Funding Barbara Allinson Diane Alsid Andrea Kirk, CFP Ameriprise Financial Serivices, Inc. Renee Appel Rhonda Baker Patricia Balducci Melissa Baldwin Janet Barnes Bel Air Downtown Alliance Betty Williams-Exit Preferred Realty Janice Bowersox Bravo Health Marianne Brond Luann Brown Randy Brunkhorst Leslie Bupp Saundra Butler Michele Castillo Mary Chance

Lisbeth Copes Louise Costello Bob Crush Sharon Cunningham Catherine Dermott Patricia Desiderio Joan Devoe Barbara Dipasquales Joan Doody Joyce Duffy Edmeades & Stromdahl, LTD Jean Elliott Erin Essex Lisa Foltz Stephanie Frank Frito Lay Bill Fritz Mona Garrett Patricia Gilland Rita Girullon-Pingan Susan Gray Mike Gribbin Jennifer Gross Donna Gustafsson Cindy Guthridge Harford Community College Harford Financial Group The Harford Mutual Insurance Companies Susan Harrow Elizabeth Hendrix Tiffany Hiob Patrica Hogan Claudia Holman Bonnie Homa Home Instead Senior Care Homestead Handyman Hazel Hopkins Leah Jackson Dennis & Janis Jackson Jay Van Deusen Phyllis Johnson Jones Junction James & Janis Jordan Jane King Carol Kiple Lindsay Klinger Ellen Kooistra Alexis Lally Laurel Bush Family Dentistry Lisa Leaks Marlene Lieb Heather Liptrap Mary Livingston

Robert & Marie Lloyd Jeanette Lucas Patricia Lueckert Madison Square Federal Savings Bank Judi Mains Mary McGrath Merle Norman Cosmetics and Day Spa Judith Merritt Janine Meyer Belinda Murray Barbara Ormord Mary Peisinger Michelle Pfingsten Deborah Pineda Robin Platts Point Breeze Credit Union Heidi Rainville Rapid Refill Ink Lou Rau Sengstacke & Evans, LLC Slavie Financial Services Diane Smith Elise Smith Beverly Smith Dr. Fleta Sokal Karen Spencer Laura Stafford Jane Sudbrink Charlotte Sullivan Esther Takacs Lisa Tenerowicz Teresa Thomas Susan Thomey Jewell Thompson Mike & Louise Treherne Antoinette Ungaretti Deborah Versillis Leslie Vitrano Donna Warrington Janet Webb Karen Williamson Tamara Zavislan

Mike Myers Golf Tournament

APGFCU Gary Barnoff Bel Air Downtown Alliance John Brice & Judith Morgan Brown, Brown & Young Randy Brunkhorst CertaPro Painters Don Christ

Brian Claffee Computer Design Kitchen Center David Cooper Wayne Copes Louise Costello Howard Dail Charles Delss Domino Sugar Ferrell Fuel Dr. Dennis Fisher Joel Fisher Frederick Ward Associates Richard Gebhardt Gold Medal Physical Therapy The Harford Mutual Insurance Companies Harry Hopkins Co Hurley World Travel Integrity Cleaning Skip Jackson Kaizen Associates Frank Kellner The Kelly Family Kerry Hochstein and Associates Steve Kirchner Greg Kirchner Anne Kirchner Thomas Koehler Brian Kolbe William Kress Louise Costello, Long and Foster Real Estate Steve Martin McComas Funeral Home Brian McManus Anthony Meoli Kenneth Merrill Fredrick Mitchell Mike & Linda Myers PNC Bank Barry Rappe Ray Adolph Inc William Robinson Rotary Club of Aberdeen Joe Russo Saxon’s Diamond Centers Joseph Scott Dan Shoop Slavie Federal Savings Bank Chuck Slusher David Starnes State Farm Agency

Lawrence Stevenson Anthony Taylor Dave Thomey Title Point Corporation Tim Tremper Lloyd Umbarger Paul Umbarger W.R. Grace & Co. Scott Walker Donna White William White Kevin Williamson

Habitat Young Professionals Lance Beasman Kathleen Belsan Robin Dibley Steve Engel Michael Filling Craig Frase Billy Gossman Rob Greveris Melissa Heathcote Teresa Herbert Tim Hormes

Keith Kregecz Megan Lally Sandy Luckert Randall McCauley Joseph Meadows Trish Monaghan Michelle Moore Sue Norman Joseph Piazza Ed Powers Scott Quarengesse Heath Rimback Rebecca Robinson Eric Schnitker Jeremy Shanddrowski Dan Wachter Scott Walker

In-Kind Donors

13th Hour Photography 3rd Base Wine & Spirits APGFCU Advanced Flooring & Design The Aegis/Homestead Publishing

Allied Phillips Heating & Air Conditioning Allied Systems Yvonne Alston American Turf American Visionary Arts Museum Amy Vanicky Photography Annandale Millwork and Allied Systems Corporation Annapolis Contracting, Inc. Anytime Fitness Aristokraft Archer Exteriors Inc. Babe Ruth Museum Bagel Works Balsamo, Stewart, Lutters & Ruth, P.A. Baltimore Orioles The Baltimore Symphony Lisa Battle Donald Baxter Bel Air Athletic Club Bel Air Liquors Bel Air Decorative Painters

Bella Amici Salon Benchmark Administrative Support Services, Inc. Benchmark Home Services, Inc. Benfield Electric Stacey Bichsel Bill Fritz & Sons DJ’s Black and Decker BoMark Electric Boordy Vineyards Jon & Kelly Botzler The Brickman Group Bruce Bitners Cafe & Grill Bryant Group, Inc. Bulle Rock Golf Course Buontempo Brothers David Buschmann CA Grimmel, Inc. Capital Drywall Arlene Caron Carpet Land, Inc. Centerline Construction, Inc. Centerstage Charm City Run

Chesapeake Bay Golf Club Chiapperelli’s of Havre de Grace Chick-Fil-A Mike Chishom Circa, LTD Clean Sweep Enterprises, Inc. Coffee Coffee Colonial Sash and Door, Inc. The Color Lounge Computer Renaissance Coone & Cole, LLC COPT Crane Plumbing Fixtures Cranford Contracters, Inc. Cul-de-Sac Natural Soy Candles Curves D&S Drywall Inc. Jen Daneckar Danfoss Danielle Arcilesi Photography David’s Natural Market Carol Deel Charlie Delss Deming Brothers, Inc. Design Tops, LLC DeVere Insulation Company Kristin Dixon DL Sanborn Concrete Construction, Inc. Ginna Drahan Marie Edmeades E.J. Dwyer Company The Espey Family Evergreen of Harford County Garden Club Famous Dave’s Flavor Cupcakery Lindy Ford Forest Hill Elementary Frederick Brick Works Judy Fritz Furnace Bay Golf Course Debora Gaydoes GE Appliances Gessner, Snee, Mahoney & Lutche P.A. Bill Gezek Glenmar Manufacturing Globe Building, LLC Pat Goodson Grabber

Gus’s Pizza and Deli Guttman Contracting Harbor Hotels Harford Carpet Harford County Public Library Binnie Harris Havtech Heartbeat Fine Apparel & Accessories Hitt Contracting, Inc. Hobbyworks H.R. Solutions HPC Enterprises, Inc. Germaine Hughes Interfinish Flooring, LLC Susan James Stephanie Johnson Joppatowne Women’s Club JSM Installation, LLC JW & Sons, Inc Kristen Kameen K & F Construction Kent Island Seafood Klein’s ShopRite A Kneaded Touch Ladew Gardens Lafarge Concrete Alex Lagos Edward LaPaglia Will Larney Lavalier Liberatore’s Looney’s Pub Louise Costello, Long and Foster Lowe’s Home Improvements LR Wilson and Sons, Inc. Lydia’s Blessed Hands M Nelson Barnes & Sons, Inc. MaGerk’s Pub & Grill The Main Street Tower Maryland Golf & Country Clubs Maryland Home Improvement Guide Maryland Materials, Inc Master Graphics, Inc. MasterBrand Cabinets, Inc. Robert McClintock McCormick and Company Christina McInnes Mechanical Engineering & Construction Co.

Melco Painting & Drywall, Inc Metcalfe Heat & Air Miles Electric Co., Inc. Moore Choice Nutrition Moore’s Candies Morgan-Keller Construction Mountain Branch Golf Course Betty Mull My Thirty One Mike and Linda Myers Nails By Kevin National Gypsum National Man Expo Barbara Neff Nelson Noble The Olive Tree Oriole Park at Camden Yards Orndorff and Spaid, Inc. Pairings Bistro The Club at Patriots Glen Patty Luekert, Bank of America Peace Yoga Perry Hall Heating & Air Conditioning, Inc. Sean Perry PNC Bank Preston’s Stationery Primo Martini Catering Pro Build Progress Lighting Radonworx Raytheon Tim Reca The Red Company Red Robin Restoration Hardware Carol Richards Richmond American Homes Rock Spring Heating and Cooling Rockfield Manor William Ross Sanborn Concrete Sappari Solutions Savona Saxon’s Diamond Center Scotto’s Cafe Sean Bolan’s Irish Pub Shaffer, McLauchlin & Stover, LLC Dave Sherwood

Shirley Brunkhorst State Farm Agency Silver Spring Mining Company SimplexGrinnell Simply Charmed Boutique Simply Grande Alton Slade Slavie Federal Savings Bank Irma Jean Smith Mike Smith Steve Smith Soter Martin Bob Spalding Jeff Sprouse Joey Sprouse St. Margaret School State Farm Insurance State Line Engineering John Stickler Delegate Donna Stifler Storm Masters Stull STX, Inc. Conrad Sullivan Survice Engineering Company David and Beverly Talbot Target Tastefully Simple Stephen Tillinghast Eddie Tipton Two Sisters Gallery TitlePoint Utopia Valley Supply Value Electric, Inc. Vandiver Inn Victory Steel Company Village Concrete, Inc. W.R. Grace & Co. Michael Ward White Hall Plumbing & Hydronics Whiting-Turner Contracting Wilhelm Commericial Builders William H. Metcalfe & Sons, Inc. Wilmot Modular Structures Windsor Electric Company, Inc. The Wright Capable Hands York Building Products Company

Every effort has been made to insure accuracy of the report. Please accept our apologies if your name is omitted, misspelled or otherwise incorrectly listed. If we have made an error, please let us know by contacting Caroline Adolph, Development Associate,

Partner Family Highlights Habitat Susquehanna Partner families are selected based on their level of need, willingness to partner with HHH, and the ability to repay a no-profit, zero interest loan. Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payment, partner families invest up to 500 hours of their own labor—sweat equity—into building their Habitat homes and the homes of others.



Habitat Susquehanna had an unprecedented level of partnership with The ARC Northern Chesapeake Region. Four of the ten homes built were for staff and families who receive support services from The ARC.

TheHerbert Family

Habitat Susquehanna supported me in realizing “the American Dream” - to own my own home. For me it is not just a home, but it is a future for my son. As the parent of a child with a developmental disability, my future planning for his needs is significantly different that those of the typical family. While this home has my name on the mortgage, it is really for my son, and one day his name will read as owner of the property. Community is an integral part of every person’s life, giving us all a sense of hope, belonging and significance. In the short time that we have lived here my son has already made friends. Many of these will be lifelong friends and neighbors thanks to the stability of home ownership which Habitat Susquehanna helped to make a reality for us. My biggest fear used to be wondering where my son would live if something happened to me. Now, thanks to Habitat Susquehanna, I have overcome one of the primary hurdles that face



attended family orientation meetings

individuals with developmental disabilities - a place to live. My son has a home with friends and neighbors who have the opportunity to know him as he grows into adulthood. More than that, we have a community that we belong to and that we can give back to with the gifts we possess. My belief is that every person has value and simply needs the opportunity to share that. Habitat Susquehanna has blessed my family with the opportunity


Phone Calls regarding homeownership program

to be a part of our community and to bring our gifts to help our community thrive. For their support and assistance, and their belief in myself and my son, I am forever grateful. We truly have obtained much more than just a house.

Warren - Price Family

Kevin Warren and Lura Price yearn to create better lives for their four boys ages 16, 13, 11 and 7. Like most kids their age, the boys enjoy skateboarding, football, playing video games and they achieve good grades. Yet, life in a dangerous community made it difficult for this growing family to enjoy even a simple game of backyard football. The unsafe neighborhood was compounded by deteriorating living conditions. Their apartment was too small, lacked proper storage space, and was marked by untreated water damage, leaks and weak flooring. Kevin and Lura realized that, for their family to truly thrive, they needed to seek a fresh start. For several years, they tirelessly pursued homeownership, to no avail. Instead of quitting, the couple met with the Cecil County Housing Agency and joined the Federal Family Self-Sufficiency Program. As members of this program they received support, financial and credit education and access to home-buying assistance programs. A close friend referred them to Habitat for Humanity Susquehanna’s homeownership program, and Kevin and Lura took a leap of faith. They applied for a Habitat house of their own. Very soon, the family was approved by the Board of Directors as a Partner Family. The family immediately started earning sweat equity, a process that opened their eyes to the value of perseverance and responsible homeownership. They also forged meaningful relationships with other Habitat volunteers. In fact, Lura recently obtained full-time work thanks to the generosity of a fellow construction volunteer. “It’s great to know that there is help for people who want to help themselves but can’t seem to get both feet down,” says Lura.

After many hours of volunteer work and financial education, the Warren-Price family moved from their too-small apartment into a much more suitable home on Cherry Lane in Elkton. “This is what we’ve been working for,” Lura expressed, her voice full of joy. Lura and the rest of her family wish to convey their deep gratitude to the home sponsors and volunteers who helped make homeownership possible. “Thank you for sponsoring us!” she exclaimed. “We do appreciate this very much.”

128 Hours

were spent in homeownership classes by our partner families. As part of their sweat equity requirement and in partnership with APGFCU, we provided 128 hours of financial education which included the following classes: Financial Life Skills, Budgeting, Healthy Credit Habits & Finding Hidden Cash

Mission Statement: As a reflection of God’s love, and in partnership with low-income families and the community, Habitat for Humanity Susquehanna seeks to create homeownership opportunities by building, renovating and repairing homes. Vision Statement: Habitat for Humanity Susquehanna’s vision is to eliminate substandard housing in Cecil and Harford Counties, Maryland through action and advocacy.

Habitat for Humanity Susquehanna 205 S. Hays Street • Bel Air, MD 21014 410-638-4434 / 410-398-3399 Habitat for Humanity Susquehanna, Inc. is an ecumenical Christian housing ministry. We are a 501(c)3 nonprofit organization.

2011 Annual Report  
2011 Annual Report  

FY2011 Annual Report