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Savings Made Sweet By Heather Brickell

Preparing to Save in the New Year!

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Can you believe that 2013 is behind us? A new year means new challenges and new resolutions. Are you prepared to save your family even more money than you did last year? I thought it would helpful to share with you all a few money saving tips to start this new year off right! Set a Goal for yourself. This is one of the most important things when saving money. How much money would you like to start saving on a weekly or monthly basis? Even if it is just a few dollars, setting a goal for yourself not only keeps you accountable to the money that is coming and going from your checking account, but it also keeps you motivated. Remember to start small. You are not going to be a pro at saving money overnight. It takes a little bit of time and effort. I think that you will be amazed at how much money you can save in just a little amount of time. Plan Ahead. I find that planning ahead is not only a money-saver, but it also helps me with time management. Whether it’s planning your next week’s trip to the grocery store or planning the schedule around when you pay your bills each month, planning ahead is a very important part of saving money. I find that planning ahead also keeps me from impulse buying! Keep track of how much money that you save. Each time that you go shopping, save your receipts. At the end of the month, add up all the savings to see how much money that you have actually saved. You will be pleasantly surprised!

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Use Coupons. I have talked about coupon usage in depth before, but I just want to remind you that using coupons is a great way to save some extra money. Using coupons and shopping sales not only helps to cut down on the cost of your grocery budget, but it is also a

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great way to build up a nice stockpile of items to live off in case of emergency. Use the envelope method. Set aside money each week for groceries, clothing, fun money, eating out, etc… and place it in an envelope. You can only use the money from that particular envelope for each category. This will really challenge you to stay within your budget! Cut out unnecessary costs. Are there areas of your life that you could cut out costs on? For example, if you are really trying to save money, think about brewing your coffee at home instead of picking up a cup of java at your favorite coffee shop. Or, think about taking your lunch with you to work instead of purchasing it every day. What about the cable on your television? Is it a nicety or a necessity? These things alone could really save you quite a bit of money by the end of the year. Plan date nights at home. You can save some extra money by cooking your spouse their favorite meal and having a date night in. Rent a movie from the local Redbox kiosk for $1 and you have a super sweet and inexpensive date night! These are just a few of the many money-saving ideas that are out there. I hope that you will find them helpful and have a great start to 2014! For more great savings tips, visit

January 2014 • 17

Gulf Coast Family - January 2014  

Gulf Coast Family's primary purpose is to encourage families along the Gulf Coast by providing worthwhile information that deals with family...

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