Issuu on Google+

February 2017

Glen Arm Recent Listing & Sales Activity ADDRESS 4040 Holly Knoll Dr

SOLD

LIST PRICE / SOLD PRICE

DOM

BEDS / BATHS 5 Beds, 2.5 Baths

FEB

579900 / *567400

81

2 Wineberry Ct

JAN

450000 / *419000

222

4 Beds, 2.5 Baths

11632 Camp Cone Rd

JAN

515000 / 515000

17

4 Beds, 2.5 Baths

4713 Long Green Rd

JAN

339999 / 337999

29

3 Beds, 2 Baths

11618 Manor Rd

JAN

465000 / *452300

42

4 Beds, 3 Baths

4423 Langtry Dr

DEC

299900 / 301000

9

3 Beds, 2 Baths

4312 Northcliff Rd

DEC

389900 / *361750

55

3 Beds, 3 Baths

4217 Manorwood Dr

DEC

525000 / *502500

11

5 Beds, 3.5 Baths

3 Manor Springs Ct

DEC

539900 / 520000

66

5 Beds, 2.5 Baths

4 Maybrook Ct

NA

519900 / CONTRACT

NA

4 Beds, 2.5 Baths

4619 Meadowcliff Rd

NA

529900 / CONTRACT

NA

5 Beds, 2.5 Baths

6 Running Fox Rd

NA

399000 / CONTRACT

NA

4 Beds, 2.5 Baths

5906 Glen Arm Rd

NA

350000 / CONTRACT

NA

3 Beds, 2 Baths

4112 Ravenhurst Cir

NA

450000 / CONTRACT

NA

4 Beds, 2.5 Baths

12915 Dulaney Valley Rd

NA

469000 / ACTIVE

NA

5 Beds, 3.5 Baths

4324 Conifer Ct

NA

584900 / ACTIVE

NA

4 Beds, 4.5 Baths

5333 Glen Arm Rd

NA

299900 / ACTIVE

NA

4 Beds, 2.5 Baths

4315 Conifer Ct

NA

535000 / ACTIVE

NA

4 Beds, 3F + 2 Ha Baths

11506 Hannibal Rd

NA

475000 / ACTIVE

NA

3 Beds, 2F + 2Ha Baths

12238 Manor Rd

NA

749000 / ACTIVE

NA

5 Beds, 5F + 2 Ha Baths

10300 Harford Rd

NA

424900 / ACTIVE

NA

4 Beds, 3 Baths

Updated 2/2/17. All stats from Metropolitan Regional Information Systems Inc. (MRIS) *Reflects closing price minus any seller subsidy, as published in MRIS.

YOUR HOME ASSET: Homeowners who think of their property as a financial asset, not a home, when ready to sell are way ahead in the game. They establish what they hope to net from the sale and set a realistic budget to prepare the home so it’s in the condition to sell quickly, for top dollar. Want my best advice on how to get started? Use a professional stager! A FREE professional staging consultation is an important part of my listing services. Want to learn more about how that works? Just call – I’m here to help!

Greg Chamish, Glen Arm Resident - Honeysuckle Hill Realtor® / CMRS Greg@blackdoghomegroup.com / 443.467.3156 blackdoghomegroup.com Page 1


Setting The Stage For A Top Dollar Sale In a hot spring market, selling your home may be easy. Selling it for top dollar takes a little more work. To achieve this, staging is the way to go. This is the process of beautifying your home to appeal to as many potential buyers as possible. Many people can't visualize the possibilities within a room, so staging helps the buyers as they view your home. The goal of staging is to transform your home into an environment so inviting that buyers can imagine themselves living in your space. Creating this buyer-ready environment takes talent, and it can be a critical step for a fast sale. What does a professional stager do? A good stager improves the interior and sharpens curb appeal as well. Today, most buyers see pictures online before choosing which homes to tour. Staging ensures that yours is seen in the best

Featured Listings:

possible light. It makes your listing stand out from the competition. While some people actually replace all the furniture, smart staging may mean anything from stripping your home of personal photographs and knickknacks to cleaning the rugs or polishing floors. You may need to deep-clean bathrooms or clear kitchen counters. The stager may suggest painting everything a warm and inviting - but always neutral - color.

1404 Placid Dr, Sykesville • Offered At $317,500 • CR9845169 • 4 Bedrooms / 2 Baths • Updated, Hardwoods, Conv to Elem & HS!

How much does staging cost? The cost of staging ranges from a few hundred to many thousands of dollars, depending on the reputation of the stager, the size of the property, and the quality and quantity of fixes required. The final results can be well worth the investment. If you live in a neighborhood where several homes are listed, staging may mean a quicker sale at a better price.

BLACK DOG BARK BOX Feb 25: Charity Quarter Auction 6-9pm, Aberdeen American Legion, 44 N Parke St Aberdeen. Raffles and 50/50 to benefit Luna’s House animal resuce & adoption program. LulaRowe, Jewelscent, PoppinCorkDesigns, Rainbow Bridge, Thirty-One, more. Doors open at 5, auction at 6. Tickets or info: Reen: 443-756-7779 or Marleea: 443-409-7495 / poppincorksdesigns@gmail.com

610 Cider Press Loop #21, Joppa • Offered At $190,000 • HR9847694 • 3 Bedrooms / 1.5 Baths • Updated Kitch and Baths, Simply Charming!

Mar 25: Friends Paddle Auction 6-12:30pm, Highlands School, 2409 Creswell Rd, Bel Air. Vera Bradley, Under Armour, Stella And Dot, Coach, more. Doors open at 6pm, auction at 7pm. Proceeds directly support the animals at Humane Society of Harford County. Paddles $3 or 2 for $5. Bring Pet donation for FREE paddle. Lite dinner, snacks, drinks and merchandise for purchase. Info: harfordshelter.org / 410-836-1090

HELP NEEDED: HOT PROPERTY SEARCH We’ve got Prequalified buyers for these properties. Know of someone ready to sell? Please call! • 4+BR,2+BA, on .33 to1Acre, Must have Large living space/Great Rm, prefer 2 Car Gar, Up to $425K, Bel Air/Forest Hill/Churchville • 3+ BR, SF home Bel Air/Fallston/Forest Hill area $250-350K (2 buyers looking!!) • 4+BR,2+BA, 2 Car Garage, Up to $485K, move in ready condition, Bel Air

Page 2

643 W Bel Air Ave, Aberdeen – COMING SOON • To Be Offered At $178,900 • HR9847128 • 3 Bedrooms / 1 Bath • Well Maint on Lg, Landscaped Corner Lot! For more info and photos visit: blackdoghomegroup.com *All info accurate at time of printing, subject to change.


203K To Finance A Fixer-Upper If you’ve been thinking of purchasing or refinancing a home that is in need of repairs, the Federal Housing Administration (FHA) 203(k) rehab loan might be right for you. There are two types of 203(k) mortgages: streamlined and standard. Both allow a buyer/owner to finance the purchase price of the house and the cost of needed or wanted repairs – all with one loan. The streamlined version is generally used for projects with repairs under $35K that do not include structural changes to the home. The standard allows for structural changes and higher repair costs (within established FHA max loan limits.) Purchase and refinance transactions work similarly to one another in that the process starts with both an appraisal of the after-improved condition, and

contractor estimates. Once values are determined by an appraiser, and the existing structure plus the improvement costs will support those values, the next step involves an FHA consultant. The FHA consultant, required by all 203(k) lenders, oversees the project on behalf of both the lender and the buyer, or in the case of a refinance, the homeowner. Once the FHA consultant has inspected the property and reviewed the project plan, the loan process moves forward. The verification process includes checking out the general contractor who will be doing or overseeing the work, and ensuring that the contractor has a line of credit. FHA will require that work is performed by licensed third parties

Winter Community Calendar: Feb 25: 3rd Annual Mardi Gras MasquerAid Ball 6-10pm, Havre De Grace Community Center 100 Lagaret Ln. Music, wine, beer & New Orleans inspired menu plus dancing and silent auction to benefit the Havre De Grace Opera House renovations. Tickets: $65 indiv, $120 couple. Contact: Sue Nappi 443-502-2574 / visitharford.com/event/Mardi-Gras-MasquerAid-Ball Mar 5: Shanghai Circus 3pm. Amoss Center, Harford Community College, 401 Thomas Run Rd, Bel Air. Renowned Chinese acrobat troupe, aerialists, and athletes, perform with dazzling lights, scenery and music. Show approx 2 hrs with one, 20 min intermission. Tickets $20-30 depending on seating. Info: 443-412-2211 / harforduniversitytickets.com

Owners Policy To Reduce Risk It’s easy to imagine that prior owners of a distressed property (one in need of major repairs) were probably sloppy bookkeepers or bill payers. But did you know that banks or other financing companies can place liens on your property for their unpaid debts – even those that are not yours – even after you have closed on the sale? You can reduce risk and protect yourself from unknown liens with an owner’s title policy. Separate from a lenders policy, an owner’s policy is issued directly to the home buyer, and provides the home buyer protection from covered losses arising from any previously unknown defects in the title that existed at the time of purchase, and became known only after ownership of the property was acquired. An owner’s policy remains in effect as long as you own or maintain an ownership interest in the insured property and can certainly provide additional peace of mind regardless of whether or not the insured property was a distressed sale! Have questions about the difference between lenders and owners title insurance? Please Call – I’m here to help!

so the lender knows; 1) that the work is getting done by qualified people and 2) that the draws that the lender sends are being used for their intended purposes. Draws are given out at certain points in the process and some money is withheld until the end to make sure all the work is done. To learn more about 203K financing and setting the proper expectations for the process, please call. I’m here to help! Chris Csontos Branch Manager, NFM Lending NMLS ID# 137168 O 443.451.3420 / C 443.928.6505 ccsontos@nfmlending.com

Ask the Agent: This Month’s Question There are tons of homes out there in my price range, in the area where I want to buy. How can I make shopping easier? The trick to buying your best house? Know the difference between what you need and what you prefer. The first step is to imagine your dream home. Review each item that makes it ideal. Think about which items you could live without and which ones you would pay extra to have. Embrace delayed gratification. Items you want are often those you can add later. You can change features such as light fixtures, countertops and paint. Answering these questions can help you determine budgets for the home purchase and future renovations. Make 3 lists. Think about a home’s different features: bedrooms, bathrooms, lighting, landscaping. List the number you need and characteristics of each. Determine which ones you need to have, would like to have and don’t want. This will save you (and your Realtor) valuable time by focusing energy on looking at homes that interest you and avoiding those that don’t!

Robert Selznick, VP Of Sales Certified Title Corporation O: 1.410.902.5884 / C: 443.528.5894 Rob@certifiedtitlecorp.com / www.ordermytitle.com Page 3


Black Dog Home Group Of Keller Williams American Premier Realty 2021 B Emmorton Road, Ste 110 Bel Air, MD 21015

Greg Chamish, Realtor®, CMRS Glen Arm Resident, Honeysuckle Hill I’m Never Too Busy For Your Referrals!

Inside The Newsletter! • • • • •

Community Listing & Sales Activity Featured Listings Setting The Stage For A Top Dollar Sale 203K To Finance A Fixer Upper Owners Policy To Reduce Risk

Glen Arm Area: February 2017 What Have I Done Lately? Check Out My Recent SALES & Contracts! ADDRESS

CITY

SOLD DATE

PRICE

1404 Eagle Ridge Run

Bel Air

Contract

LP$399333

1848F Exton Dr

Fallston

Contract

LP$349900

1404 Placid Dr

Sykesville

Contract

LP$319000

4258 Baylis Ct

Belcamp

Contract

LP$169900

273 Principio Rd

Port Deposit

Contract

LP$369000

205 Kali Ct

Parkton

Contract

LP$640000

1236 Bear Hollow Ct

Forest Hill

Contract

LP$589000

214 German Hill Rd

Dundalk

Contract

LP$159900

809 Moores Mill Rd

Bel Air

Jan

$235000

510 Warren Rd

Cockeysville

Jan

$240000

113 Rigdon Rd

Aberdeen

Jan

$105000

851 Comer Sq

Bel Air

Jan

$189500

Glen Arm Greg’s Real Estate Update Greg Chamish, Realtor®/CMRS Resident, Honeysuckle Hill Black Dog Home Group Of Keller Williams American Premier Realty 2021 B Emmorton Road, Ste 110 Bel Air, MD 21015 Broker: 443.512.0090 / Direct: 443.966.2426 Greg@blackdoghomegroup.com blackdoghomegroup.com

This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale. Each Keller Williams office is independently owned and operated.


Black Dog Home Group Newsletter Sample Feb 2017