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is really complex” than 19,000 clients who had lost their homes and businesses, Fonkoze used its data and experience to kickstart the pilot program. In the Philippines, CARD Bank is using the PPI to develop new savings products that better suit its clients’ needs. For example, using its PPI data, CARD Bank created a product for its poorest clients that required a lower minimum deposit and offered deposit collection in the fields. To support these new services, Grameen Foundation’s Human Capital Center team helped the bank reorganize its staff. After CARD Bank made these adjustments, the number of accounts opened by customers living on less than $2.50 per day increased from 27 percent to 33 percent. In Indonesia, Grameen Foundation staff worked with Ruma – a technology-focused social enterprise incubated by Grameen Foundation and by Qualcomm through its Wireless Reach™ initiative – to analyze PPI data that challenged assumptions about its poorest clients. Ruma supports a growing network of microentrepreneurs who sell airtime and information on jobs and other services in their communities. Analysis of data showed that, despite hypotheses to the contrary, clients’ poverty levels had nothing to do with their level of business activity. Instead, the size of minimum deposits that clients received to launch their businesses had a significant impact on their success, as did the amount of support that they received during the first two weeks – the most critical time for new microentrepreneurs. Ruma has now developed new strategies to target poorer clients and provide more GF hands-on support.

In Indonesia, Grameen Foundation is helping organizations provide the products and services that poor people need to manage their hard-earned income and improve their family’s lives.

Grameen Foundation by the Numbers

45 70% of countries where the world’s poor live and 90% of active microfinance clients

More than

Our country-specific PPIs cover

Many People,

One Purpose


poverty-focused organizations around the world use the PPI to track the progress of their interventions


Grameen Foundation 2011-2012 Annual Report  

Annual Report to our stakeholders

Grameen Foundation 2011-2012 Annual Report  

Annual Report to our stakeholders