Golden Life 20
Vol. 2 No. 6
Senior News for the Grand Strand & Surrounding Area January 2020
Take off on exciting trips with the intent of having life-changing experiences.
t can be hard for some people to imagine a life without traveling. Upon returning home from a trip, travel enthusiasts might already be looking forward to their next excursion. Some might refer to this as “catching the travel bug,” but for others traveling is more than the often temporary fixation on seeing new places that can develop after an especially memorable trip. According to the Transformational Travel Council, transformational travel
is intentionally traveling to stretch, learn and grow into new ways of being and engaging in the world. Transformational travel can give people something to look forward to, which studies have shown is one of the hidden benefits of traveling. A 2014 study from researchers at Cornell University found that experiential purchases like travel tend to provide more enduring happiness than material purchases. In essence, people tend to get more lasting
happiness from doing things than from owning things. That aligns with an earlier study on the potential benefits of travel from researchers at the Uni-
How and Where to Live in the Years Ahead
Though researchers have yet to examine the correlation between transformational travel See TRAVEL, page 4
The Tax Man Cometh By Cecil Scaglione
By Iris Van Rynbach
s of 2018, 52 million Baby Boomers were in their golden years, 65 or older, and as they age, the question of how and where to live as a senior becomes very real. That gracious three-story home with a large garden is no longer seen as an asset but as a hindrance for an older adult who can't manage the stairs anymore. So the question arises. Assisted living or a nursing
versity of Surrey in England, who found that people tend to be at their happiest when they have booked and are anticipating going on a vacation.
Jeff and Susie Pitler’s home was intentionally built with aging-adaptable features, such as lever door releases instead of knobs.
home, or even apartment living are all possibilities, depending on one's finances and health. But another an-
swer appeals to many aging adults: staying right where See AGING IN PLACE page 2
s soon as the holiday season slips over the horizon and you’re awaiting the bills, tax time moves slowly into view. While you may never have had your tax return audited by the Internal Revenue Service, and the odds are pretty low that yours will be, because only 0.59 percent of all returns were audited in 2018, you should be aware of red flags that can stop the tax examiner’s eye. Factors that come into play are the complexity of your return, any business you’re engaged in and the amount and type of deductions you take.
Marketing 101! Who’s Your Audience?
Math errors are usually handled by mail. The likelihood of an audit increases as your income does, especially if you’re a sole proprietor operating your own business and file a Schedule C. Chances of an audit almost See TAX MAN page 4
If you’re interested in reaching the fastest-growing segment of the population, call Erica Buffkin at
Page 2 • Golden Life, January 2020
Aging in Place Continued from page 1
they are. Aging in place, as this is called, can involve building a new home or buying a condo specifically to make one's older self comfortable, or remodeling an existing home. Karen Iluliano, a real estate agent with Keller Williams Realty in Glastonbury and in Naples, Florida, who works extensively with Baby Boomers, said she's noticed certain styles gaining traction. "Ranch houses or capes with a first-floor master are suddenly popular again,"
Iluliano said. "All first-floor living is good for aging in place. Why go up stairs if you don't have to?" Anything open-concept is big, too. And the old adage of "location, location, location" takes on new meaning: "Living closer to services like medical care, an airport and shops becomes important when driving everywhere isn't as easy as it once was." David Ostrowski of Above & Beyond Home Improvements has worked with clients renovating houses to adapt to the aging process. "For Baby Boomer clients who are remodeling their houses, we have put in pocket doors that slide into the walls for better access from one room to another. For aging-in-place clients we have also put in new kitchens
Serving Florence, Darlington, Marion and Horry Counties.
HOUSE CALLS Is Robotic Surgery Right for You? Surgery, like all fields of medicine, is forever changing. There are choices for patients: traditional open surgery, minimally invasive laparoscopic surgery or robotic-assisted surgery. Today, surgeons are performing procedures that offer shorter hospital stays, smaller scars, less pain and a quicker return to normal activities. In minimally invasive surgery, the surgeon performs the procedure through tiny incisions with the use of minimally invasive instruments. The instruments function as the surgeon’s hands and a laparoscopic camera allows the surgeon to view the inside of the body. The camera’s image is projected onto a monitor in the operating room for the surgeon to view while performing the surgery. Robotic-assisted surgery is a form of minimally invasive surgery. It allows the surgeon to perform many types of complex procedures with more precision, flexibility and control
and bathrooms, with comfort-height toilets. Walk-in showers with grab bars and a bench seat in the shower are a must. We have also redone entrances to houses to make them wider, added a ramp, an electronic door and even constructed a covered concrete patio for a client needing handicap ac-
Horry County Edition
"We thought about Florida," Sue Pitler said, "but I don't like the heat." They also didn't like the age isolation of 55-and-older housing complexes, because they like living with people of all different ages. So the couple bought an older home on a flat lot near downtown Glastonbury, Conn., tore that old house down and built a new one with numerous features to make it their forever home. "We worked with John cess." Having a generator McFarlane at JWM Archithat goes on automatically tects in Glastonbury to put in case of power loss is also in options like wider doorimportant. ways and a walk-in shower; Don't forget the exterior: even the doorways have leScaling back gardens for less vers and not handles, which care and maintenance is an- are easier for an older perother thought for homeown- son to manage," Sue Pitler ers who want to stay put. said. "The kitchen has an is Sue and Jeffrey Pitler, land, and next to that is a taboth 66, mulled different ble space in the same quartz options for a house to live in countertop, which is easier for the rest of their lives. to sit at than stools." The house is handicapped-adaptable, which means they can tweak it later on if they need to use a wheelchair. "Our yard is manageable and flat, and we love being able to Jeff and Susie Pitler’s home was walk to town." intentionally built with aging-adaptable All their living features, such as lever door releases space is on the instead of knobs.
Craig Selander, M.D. McLeod Loris Seacoast Surgery
than is possible with traditional techniques. Like minimally invasive surgery, robotic-assisted surgery is performed through a few small incisions. During surgery, the surgeon controls the robot’s every move while seated at a console in the operating room. The surgeon’s hand, wrist and finger movements guide the robot manipulating the surgical instruments inside the patient. The robot becomes an extension of the surgeon’s hands. The surgeon views the surgical site through a high-definition 3-D camera. This magnified imagery provides enhanced visibility and improved precision for exact treatment and greater dexterity for the surgeon. At McLeod, robotic-assisted surgery is a team approach with a designated team of operating room staff specially trained to work with each surgeon and surgical specialty. The roboticassisted surgical team consists of a physician assistant, operating room nurses, and a surgical technologist in addition to the surgeon.
Dr. Craig Selander
Robotic-assisted surgery has taken minimally invasive surgery to the next level. This technology is exciting for both physicians and patients when this type of procedure is appropriate. However, no technology or machine exceeds the dedication and skill through the hands of a great surgeon. For more information or to schedule an appointment with Dr. Craig Selander, contact McLeod Loris Seacoast Surgery at 843-399-9774.
January 2020, Golden Life ground floor, but the house has two stories. "The upstairs has a bedroom and a sitting room as well as a bathroom for guests or, someday, a caregiver." A few years ago Francie and Jack Bergquist, both in their early 70s, moved from their West Hartford home to a more manageable condo in Bloomfield. "Of course we thought about this condo as aging in place," said Francie Bergquist. "Our condo is comfortable and quite well designed for us today. We just updated our kitchen. We like living here without the concerns of maintenance when we travel. It's large enough to be a real home on one level to meet our needs but has the room to invite our growing family of grandchildren to join us for longer visits from out-of-state. We are on a ridge overlooking Hartford with a lower level for my husband's office and my studio, which we enjoy today." Aging at home is something that architects grapple with, too. Mark Aldieri, 66, a project manager for Kronenberger & Sons Restoration, has focused over his 20-year career on residential, historic preservation and health care projects. He's renovated everything from a lighthouse to the steeple of St. Joseph's Cathedral in Hartford, but lately, his most interesting projects have been homes for older people – for a relative, and now for himself and his wife. "I look at my parents' generation, and I can see them struggling with architectural barriers," Aldieri said. "I'm also a first responder with a volunteer fire department and have seen seniors in need of medical attention in their various living situations." For his family and in his personal life, he didn't want structural details that could be fixed to cause mishaps, so he's taken it upon himself to fix them. Designing for elder care requires empathy, to see how someone with less mobility or diminishing eyesight might view things. "Elements of designing an aging-in-place home include common-sense things like removing thresholds between rooms, having a washer and dryer on the ground floor, wider doors, oversize bathrooms with a curbless shower, grab bars as needed in bathrooms, a lower sink and prep counter area, handrails at stairs, and to eliminate outside steps as much as you can," Aldieri said. When he designed a house for a relative without mobility, he put in a ramp from the garage for easier access from the car to the house. "The new house design was life-changing for this relative, he had access to all the rooms he needed and it
made all the difference for his well-being and quality of life." The Aldieris have lived in a lovingly self-restored mid19th century Greek revival style home for the past 35 years. As time went by he and his wife realized that house wasn't going to work as they aged. Aldieri put his architectural skills to use designing the perfect home for their later years. In this next home he has planned a downstairs master bedroom
with two upstairs bedrooms for guests or a caregiver. All essentials are on the first floor. That's no reason to leave good design behind. "A house like this doesn't have to look institutional; it can be gracious," Aldieri said. "I'm building my new house closer to the ground, so that way we will need fewer steps, with the idea that someday if a ramp needs to be put in, it can be. The bathrooms are designed for a worst-case scenario, wheelchair access. We looked for and found a flat lot to build on. All these ideas have helped guide my path and journey for my wife and I as we age."
• Page 3
Leatherman Seasoned Players to Perform Murder Mystery Show in Myrtle Beach The Asher Theatre in Myrtle Beach will be host to the Leatherman Seasoned Players’ Murder Mystery Show “Saturday Night Cabin Fever” on Thursday, Jan. 30 at 2 p.m. The play is set aboard the Pegasus Cruise Ship in the 1970’s. The audience is encouraged to dress in their most fabulous 70’s attire! James Stephens III, The Man of a Thousand Voices, will also be performing as the opening act. Show tickets are $25 and bus trasportation from Florence is an added $15. Since seats are limited, group reservations must be booked by Jan. 15. The Asher Theatre is located at 3237 Waccamaw Blvd., Myrtle Beach. For more information, please call 843-903-3100.
Page 4 • Golden Life, January 2020
Travel Continued from page 1
and overall happiness, it’s easy to see how transformational travelers may be especially likely to benefit from the anticipation of a planned trip, as such men and women are not only heading off on exciting trips, but doing so with the
intent of having life-changing experiences. So how can people become transformational travelers? The TTC promotes the notion of traveling with HEART, an acronym that encourages travelers to be humble, engaged, awake, resilient, and thankful during their trips. • Humble: The TTC advises traveling with an empty cup mentality. Such a mentality involves approaching situations with an open mind and doing one’s best to avoid let-
Horry County Edition
ting past experiences dictate how you respond to new ones. An open mind can help people experience something new and completely different than what they’re accustomed in a whole new way, which is something many people enjoy most about traveling. • Engaged: Being a participator and not a spectator is another component to transformational traveling. A proactive approach to creating travel experiences can make those experiences more transformational than a passive approach. • Awake: Paying attention while traveling may sound simple, but making an effort to being actively attuned to travel experiences can make trips that much more valuable for those hoping to grow and engage the world in new ways. • Resilient: Accept that accessing better experiences and finding growth opportunities while traveling might pose cer-
tain challenges. Being resilient in the face of such challenges and taking them on willingly and actively can make for a transformational experience. • Thankful: A mindset focused on being thankful and thoughtful while traveling can make travelers better stewards. By embracing the principles of transformational travel, people may get more out of their trips than they ever anticipated.
Tax Man Cometh triple for individuals reporting annual income between $200,000 and $1 million. The IRS gets copies of all the 1099 and W-2 forms you receive, so make sure you report all such income. If you report multiple years of losses on Schedule C, you can become a prime audit target. The same applies if you run an activity that sounds like a hobby and have sizeable income from several sources. To be eligible to deduct a loss, you must be running the activity in a business-like manner and have a reasonable expectation of making a profit. If your activity generates profit three out of every five years, the law presumes you’re in business to make a profit, unless the IRS establishes otherwise. Be sure to keep documents supporting all your expenses. Big deductions for meals and travel taken on Schedule C by business owners are always ripe for audit. Any large writeoffs can set off alarm bells. Reporting all your income
Continued from page 1
will support deductions you claim. If you get paid for walking dogs, tutoring, giving piano lessons, selling crafts or tutoring, that income is taxable. But you can apply documented deductions against this income. If the deductions on your return are disproportionately large, the IRS may pull your return for review The same applies to charitable contributions you claim as a write-off. If your charitable deductions are disproportionately large compared to your income, a red flag is raised. Casino-goers take heed. Uncle Sam wants his cut of whatever you make beating those one-armed bandits. The same applies to your winnings from betting on the horses or hounds. Whatever your level of income or anxiety come tax time, it helps to work with a certified tax preparer who can keep you on the straight and narrow while reporting and give you a hand if you do get called for an audit.
Drowning one of the top five causes of death for children
Drowning is one of the top five causes of death for people between the ages of one and 14. In the United States, drowning is the second leading cause of unintentional injury death among children between one and 14 years of age. Many instances that involve the drowning deaths of children occur in pools, oceans, lakes, or other bodies of water, but some occur inside children’s own homes as well. While there are no up-to-date statistics indicating the number of young children who die in bathtub-related accidents each year, the tub is enough of a threat to youngsters that the American Academy of Pediatrics recommends children four years of age and younger always be accompanied by a parent or caregiver when
in the bathtub. It only takes a moment for playful bathtime fun to turn tragic, so parents should never leave young children unattended. Parents and grandparents should make sure to run a supply check before placing children in the bathtub to ensure they do not forget a bath towel or another supply and should not leave children unattended in the bathroom, even if kids are not yet in the tub, to go and find a necessary supply. In addition, parents who feel as though they need to exit the bathroom, however briefly, once a bath has started should first take their child out of the tub, wrap them in a towel and drain the tub before taking the child with them and leaving the room.
Horry County Edition
Should Yo Be Alarmed?
t’s a new year. Sixty years ago, or so, could you imagine living in the year 2020? Like Charlie Brown running to kick the football at the beginning of Fall, we may feel compelled to take a run at setting New Year’s Resolutions (again). And, like Charlie, we could end up flat on our backside, when failure to change our behaviour patterns results in another fizzled effort. But there is one simple action you can take to greatly increase your probability of success. Typical resolutions for readers of this column, like regular Bible study or other reading, daily prayer or meditation, exercise, a writing project, stock market and investing skills, or a research or study project, all have one thing in common… they require about an hour (or more) of uninterrupted time daily. During His 3-year ministry, Jesus was almost always
In Due Season By
David Dibb “...a word spoken in due season, how good it is.” Prov 15:23
surrounded by people. He sought them and they sought Him. But He had a solution for finding time alone: “And in the morning, rising up a great while before day, he went out, and departed into a solitary place, and there prayed.” Mark 1:35 Most writers of books about achieving goals, practice and preach early morning starts with a time-restrained agenda. Hal Elrod calls his program, which has thousands of fans and doz-
ens of on-line accountability/encouragement groups, The Miracle Morning. It’s a small book with some really big ideas. Elrod says your carefully planned and totally committed early morning ritual should include six basic practices: silent meditation, self affirmation, goal visualization, inspirational reading, journal writing, and physical exercise (10 minutes each). Getting started early is not about adding one or two more hours to your work day… it’s about doing things that focus your mind and your efforts, making the entire day more satisfying and productive. Most people end up going to bed earlier in order to get up earlier, so you end up with about the same number of hours, but you get more of the important things done. But why “an hour”? Dick Eastman, in his classic book on powerful prayer, written
January 2020, Golden Life
40 years ago, The Hour that Changes the World, points out that Jesus suggests an hour is a basic expectation for His followers: “And he cometh unto the disciples, and findeth them asleep, and saith unto Peter, ‘What, could ye not watch with me one hour’?” Like Hal Elrod, Eastman divides the hour into specific segments, and focuses on 12 different elements (5 minutes each). So, what is that one simple action you can take to make this year different from last year? Have a plan, and SET YOUR ALARM CLOCK. It’s
• Page 5
a simple act, but it gives you an “accountability partner” (the alarm clock). Maybe, after a few months, you won’t need it, because you wake up automatically, looking forward to another great day. But to start with, if you are not willing to set your alarm, and take charge of your day, it’s a pretty good sign your resolutions are only wishful thinking. David Dibb is a Bible study teacher, and retired engineer living in Florence, SC. You can email him at GoldenReadingList@gmail. com
Resolve to Read More and Reap the Benefits
t may be tempting to curl up on the couch and turn on the television to unwind, but research indicates that reading is one of the best workouts for the brain. The World Health Organization says that doctors diagnose nearly 10 million new cases of dementia each year. With so many people understandably concerned about any and all cognitive issues related to aging, the search is continually on to find ways to strengthen the mind’s muscle. It may be as simple as picking up a book. People make New Year’s resolutions to improve their lives, and reading more can be a great way to do just that. According to the on-
line health and wellness resource The Healthy (www. thehealthy.com), reading has been associated with language reception in the left temporal cortex of the
Vol. 2, No. 6
brain. When this part of the brain processes written material, neurons begin working hard to transmit infor-
mation. Research conducted by Stanford University indicated that MRI scans of people who are deep into a Jane Austen novel showed an increase in blood flowing to areas of the brain that control both cognitive and executive function. When the brain is working efficiently, it may be less prone to some of the issues that can cause a decline in memory and brain function. Research published in the journal Neurology found frequent brain exercise through reading lowered mental decline by 32 percent. Of course, the benefits of reading extend beyond the
physical. Literary fiction can help people be more empathetic. Getting lost in a book and the characters’ stories makes others more relatable. Reading has the potential to help a person understand what people are thinking, offers research published in the journal Science. Picking up a good book also can help a person gain knowledge of new cultures, ideas and history and even improve vocabulary. Picking up a newspaper or magazine, joining a book club or reading with children are just a few of the many ways to improve the mind through reading.
Known for Excellence, Trusted for Value.
Check us out online... Issuu.com/goldenlifemyrtlebeach Golden Life is a monthly newspaper dedicated to inform, educate and entertain Seniors, Baby Boomers and Retirees in Horry County. Subscriptions are available, prepaid with order, at $25 for one year. Send subscription orders to Golden Life, 282 Timberlake Drive, Florence, SC 29501. Orders received by the 15th will start with the next issue. Publication of advertising contained herein does not necessarily constitute endorsement. Signed columns are the opinion of the writers and not necessarily the opinion of the publisher, advertisers or their agencies. Copyright 2020-Neighborhood Newspapers, Inc. All Rights Reserved.
Publisher .......................................... Erica Buffkin Graphic Design ................................ Cindy Buffkin
Let us mail GOLDEN LIFE to your home Only $25 for one year
Name Address City
Mail coupon to: 282 Timberlake Drive, Florence, SC 29501 (843)629-9444 • firstname.lastname@example.org
FUNERAL HOME & CREMATORY A FULL SERVICE FUNERAL HOME, OFFERING QUALITY, PREMIER SERVICES AT THE AREA’S MOST AFFORDABLE PRICES!
Direct Cremation Traditional Burials starting at
695 $ 2995
Price Match Guaranteed! 843-293-4505 4505 Hwy. 17 Bypass South, Myrtle Beach, SC 29577 www.MyrtleBeachFuneralHome.com
Page 6 • Golden Life, January 2020
Horry County Edition
Women Who Say They Are Not Getting Enough from Social Security
ust out of curiosity, I wanted to find out what the most common questions readers have been asking lately were. I was pretty sure I knew, and a quick check of my emails from the past month verified what I thought. By far, the most questions came from women who think they should be getting higher benefits on a husband’s account. Here are some examples. Q: I am 86. I took my Social Security at age 62. I get $1,230 per month. My husband is 95. He waited until he was 70 to start his Social Security. He gets $3,020. I know a wife gets half of her husband’s benefits. Half of his is $1,510. So, by my calculations, I should be getting $280 in spousal benefits to take me up to that $1,510 level. We went to our Social Security office, and they told us he has to be dead before I can get any of this Social Security. You said in your columns that a wife gets half. So how do I let the Social Security people know they are wrong? A: They are not wrong. And in my column, I’ve said maybe a thousand times over the years that a wife gets half of her husband’s Social Security IF she waits until her full retirement age to claim benefits. You didn’t do that. You took reduced retirement benefits at 62 and a similar reduction carries over to any wife’s benefits you might be due on your husband’s account. At 62, the spousal rate is about 35%. And it’s not 35% of your husband’s age-70 rate; it’s 35% of his age-65 rate (65 was his full retirement age). I’m guessing that rate is about $2,300 per month. And 35% of that is
about $805. Your own $1,230 benefit is way more than that. So you aren’t due anything on your husband’s account. You aren’t due anything now. But when he dies, you will get widows benefits. A widow over full retirement age gets 100% of whatever the husband was getting at the time of death, including any extra benefits he got for waiting until age 70 to start his Social Security. So, when your husband dies, you will keep getting your $1,230 retirement check, and you will get an extra $1,790 to take your total benefits up to his current $3,020 rate. Readers should note the ages of the people who sent me this first question. I am constantly amazed by the number of emails I get from very old readers, people who have been getting benefits for decades, who still question the amount of benefits they are getting. I often wonder: Have they been stewing over this perceived injustice for all these years? Or did something they read just recently prompt them to write to me? Well, this next question shows there are some people in the first category. Q: I am 82 years old. I’ve been upset about this for al-
most 20 years now. I took my own Social Security at 62. I was getting about $800 per month. Then, when I turned 65, they switched me to widows benefits on my deceased husband’s record. I started getting about $1,400. (Of course, over the years, that has grown as the cost of living increases. I now get about $1,900.) But here is what has always bothered me. What happened to my own benefits? I worked hard all my life. And, poof! That money just went away when they switched me to a widows check! A: Well, I hope this makes you feel a little better. Your own benefits didn’t go “poof!” What actually happened back when you turned 65 is that they kept paying you your own $800 benefit, and they started giving you an extra $600 in widows benefits to take you up to your husband’s $1,400 level. And both benefits kept growing over the years. You said you are getting $1,900 now. I’m guessing about $1,200 of that is your own retirement money and the remainder is your widows benefit. And here is a recent email in a similar vein. This is from a widow who understands how the combined payments work, but she’s still upset. Q: I am 68. Before my 71-year-old husband died recently, I was getting $2,328 per month, and he was getting $2,649. After he died, I started getting $2,649 in widows benefits. The Social Security people told me this is actually my $2,328 check and $321 on his record. But come on! Get real! This is all just bookkeep-
TimeShareBeGone As seen at the Florence Senior Life Expo
Most Life Mistakes Never Go Away The Mistake of Owning A Timeshare Can!
We are fully-accredited with the BBB and have an A+ Rating and 5 Star reviews.
Have your timeshare legally cancelled! Were you high-pressured to buy? Quit paying maintenance fees and mortgage payments!
A+ Rating 5 Star Reviews
A South Carolina Business Entity ... timesharebegone.com
ing malarkey. In other words, if I never worked a day in my life, I still would be getting that $2,649 widows check. So I’m really not getting my own Social Security. I’m just getting a widows check. And my money is gone! I think if the system really was fair, I should get both my own $2,328 retirement check and $2,649 in widows benefits. A: I understand where you are coming from. But let me make a couple of points. First of all, whether you believe it or not, $2,328 of your current $2649 benefit really is coming off of your own Social Security account. At least, that’s the way it is set up on the Social Security Administration books. It’s not “malarkey.” It’s really happening. Still, I know this doesn’t appease you because the bottom line is that you are still getting a total benefit of $2,649 (your husband’s rate), and it just feels like a widows benefit to you. Secondly, I must address your idea that you should be getting both benefits -- your own full retirement check and a full widows benefit -- at the same time. At first glance, this maybe seems fair, and a lot of people might agree with you. But think of it this way: If you can get two full benefits, then any married person should be able to get two benefits. For example, if Warren Buffett’s wife died, should he get his own Social Security check and a widowers check on his wife’s account? Or, take my neighbor. He’s a retired executive with a fairly substantial Social Security check. If his wife dies, should he be able to get a widowers benefit on top of his already maximum retirement check? I could get into a long discussion about the financial dependency clause that is the root of eligibility for spousal benefits from Social Security. But I hope you see my point. If the system had been paying all of these extra spousal benefits over the years -- essentially double benefits to everyone -- it would have gone belly up a long time ago. Mailbag Miscellany Q: I am 79 years old. I haven’t worked in years, but last year, I did make some money on the side selling some of my antique furniture. And now I got a letter from Social Security telling me my own bene-
fit is going up by $25 but my widows benefit is going down by $25. This makes absolutely no sense to me. What do you think I should do about this? A: You should just relax. It’s really no big deal. Let me explain to you what is happening. Like many women in this country, you are getting benefits from two Social Security accounts. You are getting your own retirement benefit, and you are getting some additional money off of your deceased husband’s Social Security record. You didn’t give me the dollar amounts, but let’s just say that you are due $1,200 in your own retirement benefits, and you are also due $2,000 in widows benefits. As a general rule, when you are due two benefits, you don’t get them both. You just get the one that pays the higher rate. So in this situation, you normally would just get a widows Social Security check for $2,000. But there is a rule that says if you are due anything on your own work record, you must be paid that first. So you are actually getting two benefits. You get your own $1,200 check. And you also get $800 from your husband’s account to take you up to the $2,000 widows rate you are due. Depending on factors too complicated to explain in this short column, some women would get two checks each month, and some would get both benefits combined in one check.) Because you made some extra money last year, those earnings bumped up the amount of your own Social Security benefit -- you said by $25. So, applying that to the numbers I used for my example, that means your own retirement check increased to $1,225. But that increase did nothing to your husband’s benefit amount (your widows rate). It remains at $2,000 per month. So now instead of $800 in widows benefits, you are due $775. So your portion of his benefit went down. But you still end up with $2,000 in total benefits. If you have a Social Security question, Tom Margenau has the answer. Contact him at email@example.com.
Horry County Edition
Parenting by THE BOOK By John Rosemond
Mr. Rogers Epitomized Adult who Wants to be Friend to Children
ith the release of “A Beautiful Day in the Neighborhood,” inquiring minds want to know: What did I think of Mr. Rogers? I never met the man, but in the early days of my fatherhood, I watched Rogers’ show enough to figure out that as was also the case with Captain Kangaroo and other children’s television personalities he was working a formula that obviously appealed to young ones. I’ve never been a fan of television shows pitched to children, but I made a slight exception when it came to “Mister Rogers’ Neighborhood.” My concession had more to do with Rogers’ production than his content. Instead of the usual three cameras (a technique usually credited to Desi Arnaz of Desilu Productions), Rogers used only
one. One camera following him around meant that unlike Sesame Street and cartoon programs, MRN was “flicker-free.” Back in the ‘80s I pointed out that the incessant flicker of television programs – once every two to three seconds, on average – meant that children’s brains were being bombarded with a form of visual stimulation that was not replicated in the real world. This, I surmised, was shortening their attention spans and contributing significantly to the dramatic rise in behavior problems involving impulsivity and inability to concentrate. It gave me some perverse pleasure to be ridiculed by ADHD “experts” like fellow psychologist Russell Barkley, who likened my views to Scientology (don’t ask, because I have
yet to figure that out). It gives me even more pleasure to report that according to the best research, I was spot on. Indeed, watching MRN was calming. If calming children and reassuring them that the world was a safe and interesting place was all Rogers really accomplished, bully for him. I also approved of his refusal to teach anything academic. If all preschools were built on Rogers’ model, the world would be a better place and children would do much better once they got to “real” school. Although his target audience was preschool children, parents were certainly influenced by Rogers’ gentle yet playful approach to children. He became, to many parents, a childrearing ideal – more specifically, the ideal dad. And right there is where Rogers and I part ways. Although it may well have been unintentional on his part, Rogers boosted the popularity of the post-1960s psychological parenting paradigm and helped give rise to the notion that the best dad is first and foremost a buddy to his kids, especially boys. Rogers was the epitome of the adult who strives, first and foremost, to be a friend to children. In
January 2020, Golden Life
• Page 7
Rogers’ neighborhood, no distinction existed between adult and child; children were, in effect, Rogers’ peers. Instead of pre’ senting himself gers d o R . as an authority oo Mr orh b figure, Rogers h g Nei was more like a loving older brother, there to guide his young sibs into the world. I’m certainly not suggesting that Rogers is responsible for the current ubiquity of adults who wa nt to be liked by children, but he certainly contrib- get into fights. uted to the acceptance of I don’t think Fred Rogan idea that has serious- ers ever told the children ly damaged discipline in in his audience that they both the home and class- should obey their parents and accept “no” for an room. Rogers also furthered answer. That, in my estithe notion that children mation, would have been will cooperate if adults much better by far than will only give them, pa- one camera. tiently, explanations for their decisions and in- John Rosemond has structions. Not so. Giv- written several parenting en such explanations, no books and is one of Amermatter how patiently, ica’s busiest and most children argue, and chil- popular speakers, known dren who argue tend to for his sound advice, huthrow tantrums when mor and easy, relaxed, enthey don’t get their way gaging style. Book John and when children throw to speak at your church, tantrums, no one is hap- school, or organiztion by py and moms and dads calling (704) 860-4711.
Page 8 • Golden Life, January 2020
Horry County Edition
How Your Deed to Your Home Affects Probate By Angie Knight
any people believe that because their name and their spouse’s name is on the Deed to their home that it will automatically go to the survivor when one passes, but actually it is the language immediately following your names that determines whether the property passes to the surviving spouse automatically or whether the deceased’s interest has to go through the Probate Court. There are three ways to hold title to your property: joint tenants with rights of survivorship and not as tenants in common; tenancy in common with an indestructible right of survivorship (also known as the Smith v. Cutler Deed); and tenants in common. Joint Tenants with the Rights of Survivorship If your Deed has your name and then your
spouse’s name (or vice versa), and includes the language as joint tenants with rights of survivorship and not as tenants in common, then your real property does not have to go through the deceased’s estate. Upon the death of your spouse, you would only need to file an original certified copy of the death certificate with the Register of Deeds in the county where your real estate is located, and the deceased’s interest automatically passes to the survivor. This is the same for anyone who holds title this way with another person(s), married or not.
Tenancy in Common with an Indestructible Right of Survivorship “For and during their joint lives and upon the death of either of them, then to the survivor of them, his or her heirs and assigns forever in fee simple,” is alternative lan-
guage for holding title to a property. This type of ownership provides for the property to pass to the survivor by filing a death certificate with the Register of Deeds AND pursuant to case law, it is not subject to partition and cannot be severed by the unilateral act of one of the joint tenants. This type of tenancy may provide protection from creditors. Again, this is the same for anyone who holds title this way with another person(s), married or not.
Tenants In Common Now if your deed says your name and then your spouse’s name (or vice versa), “their heirs, successor or assigns,” then your real property is owned 50% by you, individually, and 50% by your spouse, individually. This also applies to anyone who holds
title this way with another person(s), married or not. This type of ownership will have to go through the deceased’s estate and be dis* Married with Children: * Married without Children: * Unmarried with Children:
* Unmarried without Children:
tributed according to decedent’s Will, if they had one, or by the intestacy statute of South Carolina, if they did not have a Will. The intestacy statutes are below: Take a look at your Deed to see what language you have. If it is not what you want, contact an attorney to make the appropriate changes that benefit you and your spouse or other owner(s) of the real property. Angie Knight is an attorney at law. Spouse 50% Biological and Adopted Children 50% Spouse 100%
Biological and Adopted Children 100%
Biological Parents 100% if living; or If not living, then to your biological siblings.
Estate Planning Not Just for the Ultra-Rich
ollywood’s stereotype of estate planning usually features assorted nieces, nephews and cousins gathered in the drawing room of a 100-year-old mansion greedily waiting to hear what an eccentric rich relative left them. By the time the scene is over, no one is happy – and that part, at least, has some veracity. “Thousands of people fight over money every year after someone has died, es-
In some states, your brothers and sisters could possibly inherit part of your estate, even if that wasn’t your intent.
pecially if that person did a poor job of planning what would happen with their assets. But families don’t have to be rich to get in an uproar over who should in-
herit what. And unfortunately, the average person doesn’t show the same kind of concern about estate planning that the rich do – and that’s a mistake. People often think, “Well, I’m married so everything will just pass along to my wife or my kids.” But it doesn’t always work that way. For example, in some states your brothers and sisters could possibly inherit part of your estate, even if that wasn’t your intent.
GRAND STRAND LAW GROUP Angie D. Knight, Attorney at Law
Buying or Selling a Home? ANGIE KNIGHT CAN HELP YOU CLOSE THE DEAL! Buying or selling a home is an exciting time and shouldn’t be dampened by unanswered questions and unwelcome surprises. Angie can make your residential closing process simple and stress free. She reviews and explains all documents leading up to the closing and her staff stays in constant contact with the realtor, lender, title insurance companies, insurance agents and you. Her goal is to make your closing process as pleasant as possible.
Grand Strand Law Group Also Handles: • Wills & Trusts • Probate Law
• LLC’s & Corporations • Civil Litigation
• Divorce & Custody • Personal Injury
401 Broadway Street, Myrtle Beach, SC 29577 • GrandStrandLawGroup.com • 843.492.5422
That’s why everyone – regardless of how small their wealth – should do at least some estate planning. Some things to consider, he says, include: •A will. This is the most basic of estate-planning documents, yet a Caring. com survey this year showed that more than half of Americans don’t have a will. A will can provide certainty and clarity and eliminate the grey areas when property is moving from one generation to the next. Don’t just assume everything will end up with the people you want it to if you fail to leave specific instructions. •A trust. Not everyone needs a trust, but it often makes sense. Basically, a trust allows you to control your assets from the grave. You can set certain restrictions, which is especially helpful if your kids are young or they don’t really manage money well. That way you may be able to keep them from blowing their inheritance all at once. For example, a restriction might be that they don’t receive the money until they earn a college degree. •Power of attorney. It’s important to assign someone power of attorney so that if you become incapacitated that person can speak on your behalf and sign important documents. You can also have a living will to outline your wishes, which could help your family make tough decisions about your healthcare.
There are online services that can prepare a will, but that may not be the best route. Laws and rules are always changing So it’s better to consult with a professional who understands all the nuances.
Horry County Edition
January 2020, Golden Life
â€˘ Page 9
101-year-old Crosses Finish Line at 4-Miler By Holly Zachariah
hen she reached the north end zone inside Ohio Stadium, Lois â€œMargeâ€? Stroebel rose from her wheelchair, shed the sleeping bag sheâ€™d been bundled into like the stuffings of a burrito, and, powered by her own determination, headed straight for the 50-yard line. Now, she wasnâ€™t exactly bee-lining toward the big â€œOâ€? at the center of the field, and her gray Nike sneakers werenâ€™t leaving any smoke trails, but give her a break. She is 101 years old, after all. After walking those last 50 yards and crossing the finish line at the seventh annual Ohio State 4 Miler to cheers, high-fives and a special ac-
knowledgement from M3S Sports Race Director David Babner (who mistakenly announced Saturday was her birthday, thought it was in September), Stroebel said she wasnâ€™t even tired. â€œI didnâ€™t do anything but sit here,â€? she said with a laugh as she pointed to her posse. â€œThey did all the work.â€? This is the second year that Stroebel has completed the race, the largest of its kind in the country with 15,000 walkers and runners wending their way through the Ohio State University campus and ending up on the Buckeye football field. Stroebel and her granddaughter, Beth Kreger, travel from Vandalia, near Dayton, and Kregerâ€™s friends and co-workers, Scott and Wendy Tharp, come from
Lancaster to join in. Scott Tharp ran the whole 4 miles pushing Stroebel in her transport wheelchair (that means it has small wheels) while his wife and Kreger ran interference. â€œLook out! Weâ€™ve got Grandma!â€? they yelled as they zigged and zagged through the sea of people. â€œBeep beep. Grandmaâ€™s coming through!â€? It took an hour to get everyone off the starting line, and the runners included everyone from parents pushing babies in strollers to Stroebel, who was the oldest participant. The race had, however, 194 registered runners who were over 70, including one who was 85. Stroebelâ€™s foursome shaved 10 minutes off their time from last year, finishing in 56 min-
Lois Marge Stroebel, 101, walks the final stretch to the finish line in the middle of Ohio Stadium. She was one of 15,000 runners and walkers in the race through Ohio Stateâ€™s campus.
utes and 3 seconds. â€œIt was sure bouncy and bumpy,â€? said Stroebel, who seemed to not understand what all the fuss over her was about. She still lives alone, after all, and she cooks her own meals, dresses herself and never misses her regular bridge game. Until three years ago, she still golfed regularly. She has been a rabid Ohio
State football fan as long as she can remember. But last year when Kreger, a triathlete, suggested her Gram compete in her first-ever race at Ohio Stadium, it surprised her. â€œWhy, I thought she was crazy!,â€? Stroebel said of the idea. Now, she has two race medals in her collection. â€œWe have a lot of fun.â€?
5 Star Rating on Google
Hear better this New Year
A portion of all proceeds in January will be donated to
CALL <PHONE NUMBER> FOR A FREE HEARING SCREENING
Hear better, celebrate better. We have endless options to fit your lifestyle
'#"$$$%"*$"'" #)#$ "&$!%$))%""" *.($2&&.*.()# "#$# $")%%*$"" #,,/52/'8$&4/3$)&%5,&6/52#00/*.4-&.4
" "!" $)%" $$)*.(3$2&&.*.( $) $##%$$#"+#00/*.4-&.438,,5015*$+,6
" 34 34 79:00AM - 4:00PM
0ROFESSIONAL $R 3UITE # s -YRTLE "EACH 3# <Address 1>, <Address 2> | <City>, <ST> <ZIPCODE>
<Phone Number> 843-353-2137 -ONDAY &RIDAY AM PM
"!" you have celebrated!
$'"#$ %"#%"#$& $
")#$##$'#$"%$#"$ "$"!%"$$'$)$"" "&%# %"##(% ( "# $
Digital in-the-ear hearing aid adjusts to enhance speech and background noise. Normally $1996. $$'$)$"" "&%# %"##(% ( "# $
Page 10 • Golden Life, January 2020
By Dave Ramsey Cash them in, and do something better! Dear Dave, My wife and I are following your plan, and recently we found some old savings bonds that had been given to her by her grandfather when she was a kid. Do you think we should go ahead and cash these in before they reach their final maturity date in a few months? –John Dear John,
Ab solutely! Every one of those savings bonds is accruing interest at the appropriate rate for the type of bond it is. The problem is every one of those rates stinks. I hate savings bonds. We’re talking about some very low interest rates. Another reason I don’t like savings bonds is they’re not financial instruments which cause
you to be responsible with them. People lose them, they forget about them, and then maybe they turn up in an old lock box somewhere down the road after making a whopping two or three percent. Back in the day, they used to be positioned as patriotic and all that. But who wants to finance the stuff this government does? We’re not supporting World War II anymore, you know? Cash them in, and depending on what Baby Step you’re on, put it toward your emergency fund, your debt snowball, retirement, your mortgage—just be proactive, and do something better with the money! – Dave
Play it smart
Dear Dave, Recently, the garage where I worked for a long time went out of business. I have a lot of my own tools, and I was thinking about taking out a loan of around $20,000 to buy a few extra tools I need to open my own garage. It’s always been a dream of mine to have my own shop, and this seems like the perfect
opportunity. What do you think? –Rick Dear Rick, I love it when a person has the talent and drive to open their own business, but right now you’re unemployed and looking at going into debt. Not good. You’ll never hear me recommend going into debt to start a business. Did you know most new businesses fail within the first five years due to debt payments? I literally started my company on a card table in my own living room years ago, so I know for a fact you can launch a business without going into debt. You said you have your own tools, plus you have lots of experience. My advice is to find a place that needs a good mechanic. Then, use the income from a new job to save up for the additional tools you need, and other startup costs associated with opening your own shop. If you play this smart and start slow, you could have a thriving business on your hands in a few years and no debt to eat up the money you make! –Dave
Horry County Edition
Prepping for emergency Dear Dave, My husband needs a liver transplant within the next two years, because he has Hepatitis C. We make about $70,000 a year, but we have $25,000 in debt. He’s still able to work right now, and we have health insurance, but how can we prepare for the operation and medical bills? —Nikki Dear Nikki, God bless you guys. It’s going to be tough, because you’re going to face a lengthy loss of income, and sky-high medical bills even if everything goes well. I’m really sorry you have to go through this. Life can be hard enough without major health issues knocking you for a loop. The good news is that there’s something you can do about all this, and it all starts with saving. First, set aside an emergency fund of three to six months of expenses as quickly as you can. In your case, I’d recommend leaning toward the six month side. Second, you guys need to have no life for the next year or two, and get very serious about paying off as much debt as possible after you get your emergency fund in place. I’m talking about following a very strict budget, and living on rice and beans. Bottom line? The less debt you have, the better off you’ll be. Wouldn’t you love to be debtfree and have six months of expenses in the bank before they perform this operation? You can do it, if it becomes important enough to make it priority one! – Dave
New family, lifestyle changes
Dear Dave, I just got married to a wonderful lady with two children. We’ve talked over our financial situation, and we’re determined to get out of debt within two years. This will mean some big changes in our teenager’s lifestyles. How can we break this to them gently? —Dan Dear Dan, Having your wife, who is also their mother, on board with the plan makes a big difference. I think all of you need to sit down and have a frank, but loving, discussion about the changes that are going to come with this marriage for everyone. The kids have to adjust to a stepdad being on the scene, just like you have to adjust to a new marriage where teenagers are part of the package. Let them know that you don’t want to be the bad guy, but that you and mom have been looking at the money situation, and things just don’t add up. Then, it wouldn’t be a bad idea for mom to speak up at this point. Let her tell the kids that you’ve both decided it’s time you made the money behave, and this will mean some lifestyle changes. Listen to reasonable input from them, and let them know their thoughts and feelings matter. But they also need to know things are going to be different, and this part needs to come from mom. Otherwise, they’re likely to see you as the wicked stepdad! —Dave
Horry County Edition
rom the time she was a young girl, Dr. Lisa Robinson knew she wanted to go into medicine, even though none of her family was in the medical field. She says it likely has a lot to do with suffering from febrile seizures as a child and spending lots of time in doctors’ offices. She grew up in a very small town, Slatington, Pennsylvania, on a farm with horses and cows. Her father was an electrician for Kraft Foods and her mother a school secretary. She and her younger brother and sister are each only a year apart, so they grew up very close, almost she says like triplets. She was the first in her family to graduate from college. After earning her undergraduate degree from Penn State, she went on to medical school at Philadelphia College of Osteopathic Medicine and a fellowship in Portland, Oregon. She found herself drawn to critical care. “In my residency, I absolutely fell in love with taking care of the very sick, so that became a passion. My love for pulmonary care came during my fellowship as I began to learn more about pulmonary critical care, and I learned more about the pulmonary aspect of it.” When it comes
to the subspecialty she chose, she says she used to enjoy the hospital aspect of the job the most, but now finds she really likes seeing patients in the office, getting to know them and learning about their lives. She likes the personal perspective and seeing the difference she can make in their lives as they come back for office vis-
January 2020, Golden Life
• Page 11
Lisa Robinson, D.O. Know... Pulmonologist
its. She wants to stress how important those office visits and seeing a doctor are. “A lot of older patients, they struggle with going to the doctor. They’re very proud. I know my grandparents don’t like to go to the doctor, and they don’t like to complain, but if they’re struggling, it is okay to ask for help.” Dr. Robinson and her family recently moved to the Myrtle Beach area from Montana and
are not the only members of her family to relocate to South Carolina. Her parents and both her brother and sister all live in Hilton Head. She said her two boys, ages 10 and 8 play tennis and golf and are enjoying learning more about the spring and summer sports here. Her 12-year-old daughter is an equestrian and keeps them very busy with that. Her family is very active and enjoys biking and running to-
gether. Running is one of her passions outside of her job, and she typically runs three to six miles at a time. She says the children keep them very busy, but that’s what they love to do. You can reach Dr. Lisa Robinson at CMC Pulmonary and Sleep Medicine at (843) 234-6888.
Page 12 • Golden Life, January 2020
! 0 2 0 in 2
Create Your Fittest Future Self
5 Ways to Set Yourself Up for Health Success! By Kathleen Trotter
1. Let go of the unrealistic goal of fitness or diet “perfection” and just do something. Something is always better than nothing. The mediocre workout you do regularly is better than the perfect workout you never do. Maybe that sounds obvious, but just because something is obvious does not mean we actu-
ally do it. (In fact, we often discard the obvious for the exciting.) When it comes to health we often put off to tomorrow what can be done today — we don’t do what is possible today because we want to do what is perfect tomorrow. Stop waiting for the perfect day or week to be active and just DO. The small act you do NOW is much more effective than the grand gesture you put off. Consistency is key. Stop trying to find the “perfect” program. Just start your fitness ball rolling. Go for a walk. Do 5 minutes of yoga. Create the habit of daily motion. You can always tweak as you go, but if you never start you will never have anything to
Hot Sauce 12 oz.
tweak. You only create a fitter future you by acting in this moment —this moment is the only one you have control over. 2. Create fitness “goals” vs fitness “wishes.” Hope is not a viable health strategy. Establish clear longand short-term goals and a detailed plan of action. Write your goals and your plan down. Make sure the goals reflect how much time and energy you actually have (not how much you wish you had), your finances, and your equipment. Figure out in advance the WHAT, WHERE, WHEN, and HOW of your plan. Continued on page 16
Horry County Edition
What to Expect As You Transition to a
The process may require people to confront potentially uncomfortable side effects as their bodies adjust.
or many people, the road to a healthy lifestyle begins in the kitchen. People make changes to their diets of their own volition or at the recommendation of their doctors, and those changes can have a profound effect that might surprise even the most devoted of healthy eaters. According to the Center for Advancement in Cancer Education, 90 percent of all cancer cases can be prevented through environmental and lifestyle choices like deciding to eat a healthy diet. In addition, the Office of Disease Pre-
vention and Health Promotion, a division of the U.S. Department of Health and Human Services, notes that a history of poor eating is one of the biggest contributors to the various nutrition- and physical activity-related health challenges that now face the U.S. population. By simply altering their diets to make them more nutritious, millions of people across the globe can significantly reduce their risk for various chronic diseases, including cardiovascular disease and type 2 diabetes. People who are committed to eating healthier should know that changing diets can produce some adverse, but typically temporary, side effects. The CACE notes that such side effects are predictable,
SAVE BIG 4
Black Pepper 3 oz.
Chili Seasoning Mix 1 oz.
28 oz., Sele
Prices Good December 30th, 2019 through January 28th, 202
January 2020, Golden Life
Horry County Edition
as they are essentially just manifestations of the body’s adjustments as it responds to eating better. People adopting healthier diets should discuss the appearance of the following side effects with their physicians while recognizing that they are not necessarily a cause for concern.
Skin rashes The CACE notes that people who have histories of recurring skin rashes or eruptions may experience such rashes as they adjust to healthy diets. That’s because the skin is becoming more active and alive due to the healthy diet and expelling toxins that could potentially prove hazardous down the road. Doctors unfamiliar with patients’ histories may mistake these rashes for food allergies, so it’s important that patients be open and honest about their medical histories and remind their doctors that they are in the process of changing their diets for the better.
Colds or fevers Colds or fevers can be another way the body indicates it’s working hard to cleanse itself. Fevers should always be monitored closely, even while in the midst of changing one’s diet for the better. But the CACE notes that colds or
fevers, while unpleasant, can serve as a natural form of housecleaning as the body adjusts to a healthy diet. Persistent colds and fevers should be brought to the attention of a physician.
Additional symptoms Some people may experience withdrawal symptoms like headaches and irritability as they transition from unhealthy diets to healthy ones. Such symptoms may be more likely to occur among people who suddenly adopt extreme diets. A gradual transition may help mitigate these symptoms, as can choosing a less extreme, balanced diet as opposed to one that demands certain foods be avoided entirely right off the bat. Choosing to eat a healthier diet is a smart move that can pay long-term dividends.
clude: · Fatigue · Increased sensitivity to cold · Muscle weakness · Brittle nails and hair · Hoarse voice · Unintentional weight gain
Unintentional Weight Gain May Be a Symptom
he thyroid gland plays an essential role in the human body. The thyroid is a butterfly-shaped gland in the front of the neck that produces the hormones that regulate metabolism. When the thyroid gland’s ability to do its job is compromised, the effects can be serious and lead to a host of symptoms that don’t go away. Are all thyroid conditions the same? Thyroid conditions vary, and as a result, that can produce their own distinct symptoms. The thyroid can be overactive (hyperthyroidism) or underactive (hypothyroidism). An overactive thyroid will produce too much hormones,
• Page 13
while an underactive thyroid won’t produce enough. Symptoms of both hyperthyroidism and hypothyroidism can overlap, but each condition has its own unique symptoms as well.
What are the symptoms of hyperthyroidism? Signs of hyperthyroidism include: · Fatigue · Fast heartbeat · Trouble concentrating · Increased appetite · Sweating · Nervousness, restlessness · Unintentional weight loss What are the symptoms of hypothyroidism? Signs of hypothyroidism in-
What can I do to safeguard myself from thyroid conditions? The online medical resource Healthline notes that most cases of hypothyroidism and hyperthyroidism cannot be prevented. For example, hyperthyroidism is often caused by Graves’ disease, an immune system disorder that’s most common among women. Some peoples’ thyroids have become overactive because they consumed too many foods that contained iodine, such as table salt, fish and seaweed. However, Healthline notes that such instances are rare. While people may not be able to prevent thyroid conditions from developing, they can keep a watchful eye out for any of the aforementioned symptoms of overactive or underactive thyroids. Any such symptoms should be reported to a physician immediately. In most cases, thyroid disorders can be managed with treatment and are not life-threatening. However, the outlook for people with thyroid conditions is always better when symptoms are reported early.
WITH THESE JANUARY POWER END ITEMS
Black Beans or Kidney Beans 15-15.5 oz., Select Varieties
Long Grain Rice 5 lb.
Cereal 10.5-18 oz., Select Varieties
20 Conway, 400SC W.• Main St.,• Dillon 412 S. Richardson St., Latta Loris, SC Griffin’s•IGA Longs, SC • KJ’s Market Aynor, SC
Page 14 • Golden Life, January 2020
Horry County Edition
Glaucoma Surgery in the 21st Century By Dr. Howard N. Greene
pproximately 1 in 100 people have Glaucoma and half are unaware of it. In developed countries, it is responsible for about 10% of the blindness. Unfortunately, glaucoma is not curable and often leads to visual loss, if not blindness. At present, only the eye’s “intraocular pressure” (IOP) can be altered for a more favorable prognosis. Yet although IOP may be controlled, vision already lost cannot be restored. Glaucoma relates closely to the anatomy and physiology of the eye. The lens muscle, located behind the iris, produces clear watery fluid to nourish the lens and drain its waste products. This fluid ultimately flows
forward through the pupil and leaves the eye through a drain where the cornea and iris meet. Glaucoma is a set of diseases where the drain is blocked, raising the eye’s pressure. High IOP damages the superficial nerves of the retina which become the optic nerve and transmit vision to the brain. Anyone can get glaucoma. However, certain birth defects and inherited diseases cause glaucoma in 1 of 10,000 American babies. African Americans have 15x greater chance of visual impairment and 7x more risk of blindness from glaucoma than others. Very near-sighted patients and patients on steroids have increased risk. Ocular trauma gives a lifetime higher risk of glaucoma. And all of us
SAMUEL E. SELTZER, M.D.
JOHN A. WELLS III, M.D.
have increased risk for glaucoma as our drain slowly wears out with age. There are different glaucomas categorized by what blocks the drain. The three main types are: 1) Open-angle glaucoma in which there is microscopic material blocking the drainage meshwork. 2) Closed-angle glaucoma wherein the iris blocks the drain, preventing fluid from leaving the eye. 3) Neovascular glaucoma, where decreased blood flow to the eye causes new blood vessels to invade and scar the drain. If one has a family history, it is important to have yearly dilated eye exams and testing for glaucoma. Since glaucoma is chronic, it must be monitored for life. Diagnosis and progression of the disease are evaluated by
HOWARD N. GREENE, M.D.
W. LLOYD CLARK, M.D.
the same tests. Changes to the visual field test, examination of the optic cup, retinal nerve layer loss detected by OCT, and elevated IOP are the main reasons to diagnose and change treatment of glaucoma. Generally speaking, IOP is lowered by taking glaucoma eye drop medications. Sometimes an oral medication is necessary to control IOP. However, new studies have revealed other helps: 1) Aerobic exercise, 2) Antioxidants: green leafy vegetables and beta-carotene, 3) Avoiding mineral supplements unless deficient, 4) Avoiding prolonged valsalva (e.g. breath-holding, inversion), 5) Avoiding low blood pressure at night, 6) Alternating which side you sleep on or elevating one’s head with a wedge pil-
VIVEK P. VASUKI, M.D.
JOHN F. PAYNE, M.D.
JOSHUA E. ROBINSON, M.D.
The Carolinas Source for Comprehensive Eye Care! CATARACT SURGERY
• Bladeless Laser Cataract Surgery • PanOptix Trifocal • Toric Astigmatism Correction
• Medical/Surgical Care • XEN Stent • iStent Inject®
• Medical/Surgical Care • Macular Degeneration • Diabetic Eye Disease • Hypertensive Eye Disease • Ongoing Clinical Trials
• Certified Dry Eye Testing Laboratory • LipiView 11/LipiFlow
EYE NUTRITION • Slow/Prevent Progression of Macular Degeneration • Alleviate Dry Eye Syndrome
VISION CORRECTION • Z-LASIK/PRK
Call 843.664.9393 to schedule your next appointment TODAY! Dillon | Florence | Hartsville | Loris | Sumter
low because the lower eye’s IOP may rise. Treatments for glaucoma also include laser treatment like SLT and cyclophotocoagulation, as well as surgery. MicroInvasive Glaucoma Surgery (MIGS) can lower IOP and may decrease topical glaucoma medications. These include methods 1) to bypass the drainage meshwork (like iStent); 2) expansion of Schlemm’s Canal (the conduit that fills with the clear fluid after it percolates through the drain’s meshwork), using a heavy gel (ABIC); 3) destruction of a large angle of the trabecular drainage meshwork (Trabectome, Kahook blade, disruption of the entire trabecular meshwork); or 4) inserting a stent through the drainage meshwork to an area between the lens muscle and the sclera (Cypass). All of these methods decrease the IOP a modest amount – perhaps enough to discontinue one or two glaucoma drop medications. If one needs a larger decrease in IOP, more involved surgery must be done. Traditional surgeries such as Trabeculectomy and Aqueous Shunt (Baerveldt and Ahmed valve) surgery drain fluid from the eye to lower the IOP much lower than the above MIGS. They also have higher risk of visual loss due to postoperative extremely low IOP or elevated IOP. They are usually used when one cannot control the IOP by medications or the above MIGS. One newer surgery approved by the FDA for lowering IOP, the Xen Stent, combines the effectiveness of the trabeculectomy and tube shunt surgeries with the relative safety provided by the above MIGS procedures. The Xen Stent is a tiny, 6mm hollow cylinder, about the size of a human eyelash, placed into the drainage meshwork and through the sclera to carry fluid from inside the eye to gather underneath the conjunctiva. Thus, it qualifies to be called a MIGS procedure. However, unlike the above MIGS, the Xen Stent lowers the pressure much more, like the traditional surgeries. All of the glaucoma laser and surgical procedures have some risk of visual loss as well as complications which may require further intervention. However, the Xen Stent has some of the lowest risks for severe complications. Like the MIGS and unlike the traditional surgeries, the Xen has a very low rate of an extremely low IOP and its consequences – decreased vision. Howard N. Greene, M.D., graduated from Princeton University with a B.S.E. in Industrial Engineering. He received his medical degree from University of Miami, Miami, Florida. He interned at Bethesda Naval Hospital and then became a flight surgeon in the U.S. Navy. Dr. Greene completed his ophthalmology residency at Akron City Hospital, Akron, Ohio. He is a Board Certified ophthalmologist specializing in small-incision bladeless laser cataract surgery, glaucoma, LASIK, PRK, KAMRA Inlay, Intraocular Collamer Lens (ICL) implants and eyelid surgeries. Dr. Greene is a Fellow of the American Academy of Ophthalmology, and a member of the American Society of Cataract and Refractive Surgery.
Horry County Edition
January 2020, Golden Life
• Page 15
January is Glaucoma Awareness Month Clogged trabecular meshwork Iris
Damage to the optic nerve
Build up of aqueous humor fluid
Don’t Be Blind-Sided Everyone is at risk for glaucoma. Unfortunately, glaucoma is not curable
and often leads to visual loss, if not blindness. Glaucoma is usually painless and often has no symptoms. Carolinas Centers for Sight, P.C. offers state-of-the-art testing and medical/surgical management of glaucoma.
DIAGNOSIS AND TESTING • Intraocular Pressure Evaluation
• XEN Stent • Selective Laser Trabeculoplasty (SLT) • Trabeculectomy • Microinvasive Glaucoma Surgery (MIGS) • Aqueous Tube Shunt • Micropulse Cyclophotocoagulation
• Optic Nerve Examination • Visual Field
• Ocular Coherence Tomography (OCT)
CALL TODAY TO SCHEDULE A GLAUCOMA EVALUATION.
400 N. Cashua Drive, Florence, SC
Page 16 • Golden Life, January 2020
Create Your Fittest Future Self Continued from page 12
Establish a detailed plan of action. WHERE and WHEN will you work out? Will you join a gym and go before work, join a running group, set up a home gym, or play a sport? WHAT exercise will you do? Plan to do something you actually enjoy, or at least something you don’t hate. If you love being outside, research the local ravine system or find a nature walking group. If
you love group sports, find a convenient team to join. If you know you need help being accountable, get a fitness buddy. WHEN do you want to accomplish your
Do you hear
but not understand? Do people seem to mumble, especially in noise? Do you have difficulty understanding
the Winner of nd Strand 2014 Gra
e siness of th Start Up Bu ard! Year Aw
KAYLA BRACEY HAS-0487
goal by? Be specific. If you want to lose weight, how much and by when? Break the goal down — how much per week? If you want to get stronger, what exactly does that mean? HOW will you fit in your training? What accommodations do you need to make? Do you need to rearrange who will drive the kids to school? Do
GRAND STRAND Gold & Silver Serving the area for 40 years
PAID FOR GOLD 00 AND SILVER
JENNIFER REED HAS-0481
Call Today To Schedule Your Appointment and Receive the Following:
Appointments are limited, please call today!
• FREE examination of your ears to check for wax build‑up • FREE clean and check of your current hearing aids • FREE hearing consultation and screening • FREE demonstration of Starkey’s new Wireless invisible hearing aids
802 A 13th Ave S • North Myrtle Beach, SC 29582 •
Like Us On Facebook
Serving the area for more than 8 years! © 2016 Starkey. All Rights Reserved. 8/16 47382-16
you need to block off time during your work day? Do you need to download fitness podcasts so you can train in your living room? Do you need to arrange daycare so you can train after work? 3. Embrace the GPS model of health. Know your final destination. Be flexible on how you get there. No health plan ever goes as planned — no plan is ever executed perfectly. Deviations are an inherent part of life and thus you should have multiple backup plans. You will fall off of your health horse; wobbles should be expected — we are all human. You will miss a few workouts or eat a few too many cookies. The trick is not to shame spiral when you do — don’t let two cookies turn into five cookies. Course correct quickly; be flexible
$ 00 WATCH BATTERY REPLACEMENT WITH THIS AD
JEWE LR REPA Y IRS ON SI TE
We Buy Gold, Silver, Platinum, Diamonds, Silver & Gold Coins, Watches, Scrap Gold, Costume Jewelry, Sterling Flatware, Vintage Toys, Belt Buckles, and Cigarette Lighters (Especially Zippo)
• Shop Now at www.ebay.com/str/estatejewelry28
2610 Hwy. 17 Bus. South, Garden City • 843-651-6949
Horry County Edition and have MANY contingency plans so you can figure out alternative healthy meals or workouts when plans change. Replace the unrealistic goal of “never falling” with “fall less often and less intensely — and get back up faster and armed with new information.” 4. Know your WHY. Have a strong internal compass and find ways to keep this “why” center stage. In relation to your health this means finding ways to keep the reason why you started your health plan top of mind. Write it in a journal, on your fridge, or even in a reminder in your phone. Your “why” could be to be active for your grandkids, to be proficient at a sport, or to stay pain free! 5. Stop finding problems for every solution! Find solutions for every problem. Stop focusing on what you can’t control and what you don’t have. Start focusing on what you do have and what you can control! If you always focus on what you don’t have and what you can’t control, of course you won’t be successful. Put another way: stop worrying whether the glass is half empty or half full. Learn how to fill your cup. Take ownership. Take control. There is always a solu tion — you just have to be Continued on next page
Horry County Edition
January 2020, Golden Life
• Page 17
The Pain and Prevention of
tones in the kidney can often times go undiagnosed as they do not cause pain. When a stone leaves the kidney and travels through the ureter tube to the bladder, it can become lodged in the ureter. When the flow of urine out of the kidney is blocked, the kidney to swells resulting in pain, nausea and vomiting. “Associated symptoms of kidney stones can also include a feeling of intense need to urinate, urine that is dark or red due to blood, urinating more often or a burning sensation during urination, nausea and vomiting,” says McLeod Urologist Dr. Kelly Maloney. “Stone size can range from 1 mm to over 2 cm. When a stone is greater than 10 mm the chance of it passing down the ureter tube spontaneously is less than 50%.” Prevention Dehydration reduces urination, allowing minerals that cause kidney stones to settle in the kidneys. Be sure you drink 3 quarts or about 10 glasses of water day. Eating fruits and vegetables adds fiber, antioxidants, citrate and minerals that help keep stones from forming. Eat less meat, cutting back the times per week or portion size. Reduce salt (sodium) in your diet. Interestingly, calcium alone may not be your problem with kidney stones. Too much salt intake causes spikes in urine calcium, triggering formation of stones.
Make sure you’re not ingesting too little calcium. Because inadequate calcium can increase your risk of kidney stones. An adequate daily intake can be found in milk (use low fat), yogurt or calcium fortified juices. Certain medications can reduce the calcium or uric acid in your body. Check with your Urologist, to see if a medication might help you and, if so, which ones. Treatment If your efforts at prevention fail, most stones pass out of the body as you urinate. If the stone fails to exit the body and continues to cause pain and nausea, a Urologist can offer a range of treatments to break up or remove the stones: Medication, such as Flomax (Tamsulosin), improves the chances of passing the stone. Lithotripsy utilizes ultrasound shock waves to break the stones into smaller bits. The patient usually goes home the same day and returns to normal activities in 2-3 days. The pieces may pass out of the
Fittest Future Self aware enough and care enough to find it! Can’t get to the gym last minute? Do a 20-minute home interval workout. Missing the gym because of a child’s softball practice? Do squats and lunges on the sidelines. Traveling? Use a resistance band!
Final thoughts Don’t focus on the health mountain — it’s too overwhelming! Instead, decide on your first few steps. When it comes to your health, working and learning is winning — the only failure is not trying. If you are working, you can always recalibrate and learn from your experience. If you fall, fall from action not inaction. Frame every day as your “birthday” — a time to begin again. The day will pass regardless; you may as well do something good (and healthy) with it when you can! Kathleen Trotter is a fitness expert, nutrition and life coach, media personality and author of two books including her most recent Your Fittest Future
body over a several weeks. Ureteroscopy places a small instrument in the tube that passes urine out of the body or into the kidney. No incision is necessary. The patient usually goes home the same day as the treatment and returns to normal activities in 2-3 days. Percutaneous Nephrolithotomy (PCNL) may be recommend for larger stones. A small incision is made in the back or side to allow an instrument into the kidney to break
up the stones, which are then suctioned out. They patient may stay in the hospital overnight and return to normal activities in 1-2 weeks.
If the less invasive procedures fail to remove the kidney stones, more traditional open or laparoscopic surgery may be undertaken.
Continued from page 16
Self. Connect with her on social media at FitByKathleenT or through her website KathleenTrotter.com
MEDICARE SUPPLEMENT HEADQUARTERS! 12 MONTHS A YEAR! DoN’T PAy Too MUCh! We Also Offer A Dental, Vision, & Hearing Plan!
DuBose Senior Insurance Marketing Call
800-868-8102 1205 W. Evans Street • Florence, SC
Page 18 • Golden Life, January 2020
Travel & Adventure
Horry County Edition
Does It All! By Fyllis Hockman
ig Foot is alive and well in America’s heartland. I know because I’ve been to his park in Branson and visited all things related to the big hairy guy. As we embarked on our Exploratory Expedition here, we were forewarned that we would be seeing a large hairy beast during our very off-road tour of the rural Ozarks. An Englishsounding narrator who’s been searching for Bigfoot for decades warned us not to exit even if threatened, not to shoot firearms and – the most damning of all – not to go on social media.
We finally got to the farm where he had last been sighted. Gunshots were heard in the distance. Broken branches were visible as were claw marks on trees and large footprints were left in the mud. Audible screams, growls and smells permeated our psyches. And, indeed there was a hairy beast ahead of us. About two dozen of them – a whole herd of Scottish Highland cows. These huge bovine creatures with mangy red fur covering their faces could have all been Bigfoot except that they walked on four legs. More signs indicated we
Silver Dollar City
were on the right path, a narrow rocky road as harrowing as any of the more challenging rides in Branson. More on that later. All of a sudden there was a loud crash followed by a convincing growl as two huge hairy legs loomed into sight. But that’s as much as
Trips & Tours
I can say I saw. There’s just so much Bigfoot was willing to reveal. Our exploration expanded throughout Branson, which we had envisioned as a somewhat hokey Country and Western music venue. Were we ever wrong. Not only is there a wide-
Florence County Parks & Recreation
**Out-of-county residents please add $20.00 per person per trip**
April 16-19, 2020 - CHATTANOOGA CHOO CHOO CHATTANOOGA, TN - (4 days/3 nights). Includes: motorcoach transportation, 3 nights lodging, 3 breakfasts, 2 dinners, Southern Belle Dinner Cruise, 3 train rides, admission to Ruby Falls, Rock City Gardens, souvenir gift, luggage handling, taxes & meal gratuities. $629 pp (double occupancy) April 28-30, 2020 - ASHVILLE & THE bILTMORE NC (3 days/2 nights). Includes: motorcoach transportation, 2 nights lodging, 2 breakfasts, 2 dinners, including dinner at Stone Ridge Tavern & The Blue Ridge Mountain Opry with dinner, free time at Biltmore Village, Biltmore Estate, Garden, & Winery Tour, Luggage Handling. $469 pp (double); $618 pp (single) May 13-14, 2020 - NATIONAL HARbOR - May is a great time to head north to Maryland/DC area, so let’s spend it in the National Harbor area! Let’s spend a night enjoying the Maryland/DC National Harbor where there’s shopping, great restaurants, and casino fun! Visit the Gaylord Hotel, take a ride on the Capital Wheel, shop til you drop at the Tanger Outlet National Harbor, and dine at over 40 restaurants! Need a quick getaway? This is it! June 7-12, 2020 - THOUSAND ISLAND ADVENTURE (6 days/5 nights). Includes: motorcoach transportation, overnight lodging to/from Thousand Islands, 3 nights lodging at the Colonial Resort & Spa, 5 breakfasts, 3 dinners, 2 1/2 hour cruise of the 1000 Islands, Kingston City Tour, 1000 Islands Tower, Upper Canada Village OR Fort Henry, Shorelines Casino, 2 nights of live entertainment, local tour escourt, souvenir gift, meal gratuities, baggage handling. PASSPORT REQUIRED. $769 pp (double); $1058 pp (single) Aug. 5-7, 2020 - VALDOSTA, GA - More information coming. Aug. 16-21, 2020 - CASTLES of NEW YORK - (6 days/5 nights). Includes: motorcoach transportation, lodging to/from New York, 3 nights lodging, including 2 nights at the Edgewood Resort on the St. Lawrence River, 5 breakfasts, 1 boxed lunch, 3 dinners, Boldt Castle, Singer Castle, Wing’s Castle, Millbrook Vineyards & Winery Tour with sampling, St. Lawrence River Cruise, tour of New York State Capitol Building, baggage handling, taxes, standard gratuities. $839 pp (double), $1,068 (single) Sept. 13-18, 2020 - EVERYTHING ELVIS - MEMPHIS TN & TUPELO, MS - (6 days/5 nights). Includes: motorcoach transportation, 5 nights lodging, 5 breakfasts, 3 dinners (including dinner show featuring “Elvis”), Heavenly Ham boxed lunch, tour of house where Elvis was born
spread wealth of things to do in Branson, but everything they do is done well. Let’s begin with one of the main attractions -- Silver Dollar City. This amusement park, started in 1959 by Hugo and Mary Herschend and is still owned and run by sons Jack and
Call Abby Ansley or Brenda Brown at (843)656-2450 for more information.
& his boyhood church & chapel, tour of Sun Studios, tour at Graceland, Graceland Plaza, Elvis “Walk A Mile in My Shoes” tour, tour of Memphis, luggage handling in Memphis, taxes and meal gratuities. $839 pp (double) Oct. 6, 2020 (9 Days) ATHENS & THE GREEK ISLANDS Includes: Roundtrip Airfare-MYR, motorcoach transportation,10 meals (7 breakfasts & 3 dinners), 3 nights in Athens, 2 nights in Mykonos, 2 nights in Santorini, Athens City Tour, The Acropolis & Parthenon, The Acropolis Museum, The Plaka & Syntagma Square, Ancient Olympic Stadium, Mykonos, Delos Tour, Santorini Tour, Santorini Winery Visit & Tasting, Oia Village Walking Tour, Greek Island Ferry Rides. $4045 pp (double); single supplement + $950 Oct. 19-22, 2020 - ST. AUGUSTINE, AMELIA ISLAND & JACKSONVILLE (4 days/3 nights) - Includes motorcoach transportation, 3 nights lodging, 3 breakfasts, 3 dinners, including Alhambra Dinner Theater, Tour of St. Augustine, Amelia Island & Jacksonville, visit to Kingsley Plantation, Fernandina Beach & American Beach, Perimeter tour of Castillo de San Marcos, admission to Ponce de Leon’s Fountain of Youth, Spanish Quarter & St. George Street, luggage handling. $539 pp (double); $668 pp (single) Dec. 2-10, 2020 - VIENNA & CHRISTMAS MARKETS of the DANUbE (featuring Rothenburg, Nuremburg & 6 Nights Aboard the Amadeus Queen) - (9 days). Includes: Roundtrip airfare - CLT, 1 night hotel in Frankfurt, 6 night cruise (outside cabin), 18 meals, local wine with dinners onboard, Vienna City Tour, Nuremberg City Tour & Christmas Market, Frankfurt Christmas Market, Rothenburg Walking Tour & Christmas Market, Regensburg Walking Tour & Christmas Market, Melk Abbey & Gluehwein Tasting, Passau Visit, baggage handling, hotel & ship transfers. $3815 to $5315 (double occupancy) Price varies by cabin choice.
Best of Australia & New Zealand: February Irish Splendor: March 30-April 6 The Greatness Tour, Louisville, KY: April 20-24 American Steam Boat Tour, Portland, OR: June Las Vegas/Grand Canyon: Sept. 18-24 Lancaster, PA
January 2020, Golden Life
Horry County Edition Pete, shatters all expectations. First, you’re transported back to the 1880s, designated by the sign at the entrance: You Have a Great Past Ahead of You. You enter a living history of workshops ranging from pottery to glass-blowing to wood-working to candleand soap-making producing products used to sustain the community: park plates made by the potter, nails by the blacksmith, and carousel horses by the woodworker. The Silver Dollar’s most recent Guinness Book of Records breaker is the Time Traveler. It’s the fastest, steepest and tallest spinning coaster in the world. The fact that it turns upside down three times is just a bonus. The entertainment here is non-stop. There were amazing feats of acrobatic skills, juggling and other choreographed wonders. Light sabers and strobe lights and fire flashed around large
• Page 19
n d e T B o r u e v rs i R Shirley and James Anderson
(Home) 843-346-7138; (Cell) 843-617-7116
TOUR 1: Come Travel with Us to the Music Capital of the World - Nashville, Tenn. May 18-22, 2020 - See the Grand Ole Opry, Country Music Hall of Fame, Belle Meade Plantation, Opry Land Hotel and more. $675 pp, double occupancy. $75 deposit.
Shepherd of the Hills - Historic Homestead Tour
rings and body parts twisted in ways you could never fathom. Then there were the pogostick riders and the speed painter. Let’s not forgo the food. No traditional funnel cakes here. Many of the edible offerings are created and prepared on site exclusively for Silver Dollar City, and often come from recipes handed down through generations. Think succotash, okra and sausage skillet. And by the way, the skillet is fivefeet wide and, of course, was
Historic Downtown Branson
made by the blacksmith. How about a waffle cone made from fortune cookies filled with bang bang shrimp? Further surprises awaited outside Silver Dollar City. We learned why we had been told to wear red -- because butterflies love red. Instead of watching the flighty little creatures flit and flutter above your head, they alight on your clothes. This is up-close-and-personal butterfly country. Getting spot-checked by a TSAwannabe on the way out to make sure none of the residents was hitchhiking its way out was also new. There’s also the Showboat Branson Belle Riverboat Cruise to experience before entering the Titanic Museum. This is an intensely moving recreation of the tragedy. Then you have to find time for the iconic Chicago Pier Ferris Wheel recently transported to Branson, a Go Karts racetrack more reminiscent of a mini-Daytona 500 than the usual kids’ attraction, and dozens of other adventures and entertainment mediums to appeal to every taste. At the risk of repeating myself, they are all done well.
TOUR 2: Travel to the Beautiful State of Vermont. Sept. 20-26, 2020. See Morse Farm Maple Sugarworks, Ben & Jerry’s Ice Cream Factory, Dinner Cruise, Cider Mill, Stowe Village and much more. $935 pp, double occupancy. $75 deposit.
Travel with Pat
Tours in 2020 & 2021
NO WEB PAGE - Bus tours start in Manning
*NEW ORLEANS - May 17-22, 2020. $956 pp., Deposit: $100 pp; 5 dinners, 5 breakfasts, New Orleans French Quarter, Cajun Swamp Tour, WWII Museum, and more. SWITZERLAND/ITALY - June 4-15, 2020.Deposit: $350 pp 12 days. $3979 pp. PASSPORTS.Walking some and High Altitudes, 2 train rides in Alps, 12 meals, airfare to/frm Charleston, SC. 8 open places. WASHINGTON, D.C. - July 7-9, 2020. (3 days) $562 pp. Deposit: $75 pp. Featuring the new Bible Museum, Memorials, Arlington Cemetery and more. 2 dinners, 2 breakfasts. OREGON - July 29-Aug. 2, 2020. 5 days. Deposit: $150 pp; $1666 pp Tours of Mount St. Helens Volcano Area, Mt. Hood & Northern Coast of Oregon. Bkf/lunches incld. Airfare to/frm Charleston, hotel lodging in Portland. Eco Naturalist Guides each day. ALASKA CRUISE - Aug. 14-22, 2020. Deposit: $300 pp; Ship-NCL Joy. Passports. $3689 pp. Prenight Seattle. 4 Amenity pkgs incld, Airfare to/frm Charleston, SC & Raleigh-Durham, NC. Balconies. Last day to book - February 7th. Four Amenities per cabin to choose from: Beverage Package, Specialty Dining, $50 per shore excursion, Internet Pkg., Photo Pkg. or $100 onboard credit. *YELLOWSTONE, MT. RUSHMORE - Sept. 7-20, 2020. $2550 pp, Deposit: $125 pp 13 nights, Corn Palace, Deadwood, Badlands, Graceland, Oklahoma City & more. Some places open. *KENTUCKY BLUEGRASS COUNTRY & NOAH’S ARK Sept. 28-Oct. 1, 2020. $539 pp. Deposit: $85 pp. Kentucky Derby Track Tour, Kentucky Horse Park, Louisville Bat Co., Noah’s Ark, 6 meals. (Free site to leave vehicles in Florence on this tour) IRELAND HIGHLIGHTS - Oct. 16-24, 2020.Deposit: $300 pp 11 cities/9 meals. $3728 pp. Airfare to/fm Charleston, SC. Optional excursions offered during tour. Local guide entire tour. PASSPORTS NEEDED. *NASHVILLE CHRISTMAS - Nov. 30-Dec. 3, 2020. $725 pp. Deposit: $85 pp. Grand Ole Opry, Nashville Nightlife Show, Ryman Auditorium, City Tour, Delta Boat Ride, 3 dinners *MYRTLE BEACH CHRISTMAS - Dec. 11-12, 2020. $225 pp. Deposit: $75 pp. Hotel right at Broadway at the Beach, Carolina Opry Matinee Show, Delightful Dinner in the area. 2021 ALASKA CRUISE - Aug. 27-Sept. 2, 2021. Deposit: $300 pp; Ship-NCL Bliss. Passports. $3684 pp Prenight/Seattle, 4 Amenity pkgs incld. Airfare to/from Charleston, SC & Raleigh Durham, NC. Balconies Fall Foliage Tour - MAINE (Dates TBD) *PENNSYLVANIA AMISH HOLIDAY TOUR - Nov. 29-Dec. 2, 2021. $650 pp. 6 meals, Sight & Sound Production and American Theatre Production included. Deposit: $80 pp *indicates pickup in Florence - leaving your car not always available at this PICKuP SITE. No Credit or Debit Cards. NO SINGLE RATES SHOWN ABOVE. No one booked WITHOUT a deposit.
PAT TOURS, P.O. Box 716 , Manning, SC 29102 803.435.5025 or Cell Phone 803.473.8491
Office Address: 412 Sunset Drive, Manning, SC 29102 Payment Drop Off Box: 412 Sunset Drive, Manning, SC 29102 E-mail: firstname.lastname@example.org • NO WEB PAGE
Page 20 • Golden Life, January 2020
you got anything for wind?” So he gave me a kite. • Doc, I can’t stop singing the ‘Green Green Grass of Home’. He said: ‘That sounds like Tom Jones syndrome’. ‘Is it common?’I asked. ‘It’s not unusual’ he replied. •I went to buy some camouflage trousers the other day but I couldn’t find any.
Q: What do you get when you have 21 rednecks in the same room? A: A full set of teeth.
You’re a redneck woman if ...
•You can’t help groaning when you’re cooking sausages. •There’s a spit cup on your bedside table. •You have more than one fur coat – all home made. •When something should be stored cold, you put it in the shade. •You see family reunions as a good chance to meet boys and your mother agrees. •You’ve ever had to get financing for a tattoo. •You’ve been married three times but your in-laws are still the same people. •You just can’t get dog hair out of your belly button. •Preparing a bubble bath involves beans for dinner. •Your fridge and you weigh roughly the same. •You owe money at the dollar store. •You can burp your name.
You’re a redneck if ...
•You finally get to cutting the grass and find a car. •You think the stock market has a fence around it.
•Your beard attracts birds. •You took out your toothpick only for wedding pictures. •Fast food is hitting a possum at 80 mph. •You’ve ever had the thought rat traps made acceptable gifts. •A night trip to the bathroom involves mud boots. •People hear you coming in your car quite a long time before they get to see you. •You had to ditch your back seat bench so all your children could fit in. •Sixth grade is senior year. •You take your garbage to the dump and come back with more than you brought there. •They banned you from the zoo because you distress the monkeys.
Short and to the point •I cleaned the attic with
the wife the other day. Now I can’t get the cobwebs out of her hair. •My mother-in-law fell down a wishing well, I was amazed, I never knew they worked. •I went to the doctor the other day, and I said, “Have
A young blonde woman is distraught because she fears her husband is having an affair, so she goes to a gun shop and buys a handgun. The next day she comes home to find her husband in bed with a beautiful redhead. She grabs the gun and holds it to her own head. The husband jumps out of bed, begging and pleading with her not to shoot herself. Hysterically the blonde responds to the husband, “Shut up...you’re next!”
Love and marriage Two men are discussing
their lives. One says, “I’m getting married. I’m sick of a messy apartment, dirty dishes, and no clothes to wear.”The other one says, “Hey, I’m getting divorced for the same reasons.”
Only the best for granny Little Johnny once bought his Grandma a very nice, luxurious toilet brush for her birthday. But when he went to visit her a couple of weeks later, it wasn’t in
the bathroom. Little Johnny asked his Grandma, “Gran, what happened to the toilet brush I gave you?” “Darling, I’m sorry but I just didn’t like it. After all those years, I’ve gotten used to the toilet paper, and this new thing was just too scratchy.”
Dying out Twenty years ago we had
Johnny Cash, Bob Hope and Steve Jobs. Now we have no Cash, no Hope and no Jobs. Please don’t let Kevin Bacon die!
Watch your step
A police officer jumps into his squad car and calls the station. “I have an interesting case here,” he says. “A woman shot her husband for stepping on the floor she just mopped.” “Have you arrested her?” asks the sergeant. “No, not yet. The floor’s still wet.”
During a lesson about adjectives, my friend, an elementary school teacher, asked her class to describe their mothers. One boy described his mother’s hair as auburn. Impressed by his sophisticated word choice, my friend asked, “How do you know her hair color is auburn?” Her student replied, “Because that’s what it says on
Let McLeod Orthopaedics Seacoast take the puzzle out of finding pain relief! With McLeod Orthopaedics Seacoast, you get the combined experience and expertise of very highly-skilled, fellowship-trained orthopedic physicians. Using a multidisciplinary approach, they employ the latest advancements in orthopedic care to keep you and your family healthy and active at every stage of life. McLeod Orthopaedics Seacoast offers an extensive range of services including: • Joint Replacement • Hand & Upper Extremity Surgery • Osteoarthritis • Arthroscopy • Fracture Care • Shoulder, Hip & Knee Surgery • Sports Medicine
Dr. David Lukowski Dr. Peter Lukowski
Dr. Ross Taylor
Dr. Christopher Walsh
McLeod Orthopaedics Seacoast
3980 Highway 9 East, Suite 200, Little River, SC 29566
Dr. Eric Heimberger
Horry County Edition the box.”
Good news and bad news
The attorney tells the accused, “I have some good news and some bad news.” “What’s the bad news?” asks the accused. “The bad news is, your blood is all over the crime scene, and the DNA tests prove you did it.” “What’s the good news?” “Your cholesterol is 130.
Read the label
Johnny went with his father to see a litter of kittens. On returning home, he breathlessly informed his mother that there were two boy kitties and two girl kitties. “How do you know?” his mother asked. “Daddy picked them up and looked underneath,” Johnny replied, “I think it’s printed on the bottom.”
Paraprosdokians are figures of speech in which the latter part of a sentence or phrase is surprising or unexpected and is frequently humorous. (Winston Churchill loved them) 1. Where there’s a will, I want to be in it 2. The last thing I want to do is hurt you ... but it’s still on my list. 3. Since light travels faster than sound, some people appear bright until you hear them speak. 4. If I agreed with you, we’d both be wrong. 5. We never really grow up -- we only learn how to act in public. 6. War does not determine who is right, only who is left. 7. Knowledge is knowing a tomato is a fruit. Wisdom is not putting it in a fruit salad. 8. To steal ideas from one person is plagiarism. To steal from many is research. 9. I didn’t say it was your fault, I said I was blaming you. 10. In filling out an application, where it says, “In case of emergency, notify...” I answered “a doctor.” 11. Women will never be equal to men until they can walk down the street with a bald head and a beer gut, and still think they are sexy. 12. You do not need a parachute to skydive. You only need a parachute to skydive twice. 13. I used to be indecisive, but now I’m not so sure. 14. To be sure of hitting the target, shoot first and call whatever you hit the target. 15. Going to church doesn’t make you a Christian, any more than standing in a garage makes you a car. 16. You’re never too old to learn something stupid. 17. I’m supposed to respect my elders, but it’s getting harder and harder for me to find one now.
January 2020, Golden Life
Horry County Edition to “for old times’ sake.” Others have translated it to mean “time goes by” or even as “once upon a time.” The song is about preserving old friendships and reminiscing about events that oc-
curred during the year. Many people sing it to evoke fellowship and nostalgia, though most cannot fully get past the first verse of the song. Its lyrics are a challenge to the unfamiliar - even among
those who grew up in the United Kingdom. According to a 2018 poll by the British supermarket chain Sainsbury’s, just 3 percent of people who live in England know the words
• Page 21
to “Auld Lang Syne.” Among Scots, only 7 percent know all the lyrics. Even still, people may be content to hum along when “Auld Lang Syne” is traditionally sung on New Year’s Eve.
One Day Service on Dentures, Partials and Repairs The History Behind
• Fillings • Implants • Crowns (Florence Location)
• Bridgework (Florence Location)
• Bleaching “Auld Lang Syne” is a Scottish poem that was written by Robert Burns in 1788. Burns claimed when he wrote the words down and put them to music, and later sent them the poem to the Scots Musical Museum, that “Auld Lang Syne” was an ancient song, but he had been the first to record it on paper. According to Scotland. org, the phrase “auld lang syne” translates roughly
Walk Welc -ins ome
• IV Sedation Available (Florence Location)
Complete Dental Service for Over 80 Years Monday - Friday • 7 a.m. to 5 p.m.
905 Medical Circle • Myrtle Beach
Page 22 • Golden Life, January 2020
By Farrah Hughes, PhD, ABPP
50+ Dating Tips for entering the
Dating World W
hether you are newly single or you’ve been single for a while, it can be an intimidating prospect to enter the
dating world. People often tell me about the many questions that come up: How and where can I meet potential dating partners? How can I
Early Bird SPECIAL Mon-Fri: 2 pm-4 pm Ages 60 and over
10600 Kings Road
4001 N Kings Hwy. Myrtle Beach, SC
Purchase seven combos and your eighth combo is on us. Ask for a Combo Club punch card today!
Monday - Saturday: 10:30 a.m. to 9 p.m. Sunday from 10:30 a.m. to 8 p.m.
Horry County Edition
tell if they’re safe and trustworthy people? Is it possible to develop a relationship based on friendship, or will potential partners always expect romance? Is it possible to find both romance and companionship? Many people don’t know where to begin, and lots of people believe that there are no dating options out there. It can feel overwhelming, like standing at the bottom of the mountain and staring up at the peak. You are single, standing at the bottom of the mountain, and you long for a relationship, which is at the top. It seems like such a long! Instead of getting overwhelmed, it’s important to remember that every mountain is climbed one step at a time. What are the “small steps” that you can take as you set off on your dating journey? Here are some helpful pointers for getting started. • Start interacting with old friends for practice. If you are on Facebook or another social media platform, search for people you know who are currently single and strike up a conversation by sending them a direct message. This is a safe way to begin practicing your conversation skills. • Initiate conversation while you are out and about. For example, let’s say you see an interesting person shopping in the produce section. You might smile, make eye contact, and comment on how difficult it can be to tell whether the cantaloupes are ripe. Such an opening allows for conversation if the other person is interested. • Avoid focusing on your baggage. You are entering a new phase in your life, so it’s important to experience it – be present and in the moment – and avoid focusing on the past. As you get to know potential dating partners, talk about yourself
(843) 626-2888 www.burkysgrill.com
CRUISE IN Every Friday Night 5 P.M. to 9 P.M.
ALL MAKES AND MODELS WELCOME! 20% off for all Participants
and your world, not your divorce, your exes, or the woes that you’ve experienced. Likewise, try to steer conversations so that the other person is doing the same. • Smile! People are attracted to positivity. If it helps you to feel comfortable and relaxed, take your dog for a walk or treat your grandchildren to ice cream. You will be out and about and having fun, which is a great start! • Get cultural. Bookstores, museums, and theaters are great places to meet interesting people. As you pursue your interests, there is a good chance that you will meet others who share them. • Join a gym. It is important to take care of your physical health, so why not be physically active in a setting where you can also meet others? • Go onaline. If you are less comfortable meeting people in person, it is perfectly okay to try online dating. There are many dating sites, like Match.com, that allow you to browse profiles. Some sites, like eHarmony. com and Chemistry.com, ask you to take a personality test before searching for potential matches. Those sites have fees associated with them. There also are faithbased sites that you can explore, like ChristianCafe. com and JDate.com. • Don’t get intimate until you are ready. There is no set timeline for when it is “okay” or “expected” that physical intimacy will occur. You create the rules, and it is important that you do what you are comfortable with. • Focus on what you like first. It’s easy to begin finding reasons why someone will
not work out, or why they don’t fit the bill. Instead, focus on the things you do like. For more information and dating tips for seniors, you can visit websites such as sixtyandme.com, 50more. com, seniorsresourceguide. com, and aarp.org. Remember, if you strike up a conversation with someone who then begins talking about their spouse, that is totally fine! The goal is to begin getting out and meeting people, as well as to become more comfortable initiating conversation with others. While it would be nice to meet the perfect companion or romantic partner right away, don’t expect for that to happen. Remember that the dating journey can be a tall mountain to climb, and you are taking it one step at a time. Farrah Hughes, PhD, is a clinical psychologist and serves as the director of Behavioral Health Services at HopeHealth. She is happily married to her best friend and together they have two children. She is a member of the American Psychological Association, Collaborative Family Healthcare Association, and the Society for Couple and Family Psychology.
The Nutritional Value of Slow-Cooking Slow cooker enthusiasts often cite flavor as the foremost reason for their devotion to this age-old method of cooking. And there’s no denying the enticing aromas that fill a house whenever meals are being made in slow cookers. While flavor might be enough to compel many home cooks to invest in a slow cooker, there’s an even more beneficial reason to start preparing slowcooked meals. Slow-cooked foods are both low in fat and nutrient-rich. Because slow cookers cook foods at low temperatures, the nutrients in the food remain more stable than they do when cooking via other popular methods. In addition,
since slow cookers are sealed, nutrients lost in the liquid from heat are ultimately reabsorbed into the meal, resulting in meals that can be as nutritious as they are delicious. As nutritious as slow-cooked meals can be, it’s important to trim fat from meat before cooking it in a slow cooker. When meat is fried, much of its fat content drains away. However, that does not happen when preparing meats in slow cookers. In fact, if fat is not trimmed from meat before cooking it in a slow cooker, cooks may end up with pools of fatty oil in their meals. That’s unhealthy, and it will adversely affect the flavor of the meal.
January 2020, Golden Life
Horry County Edition
Instruction Best Real Results!
The New Year can enable Golfers to CALL For Mailed GIFT CERTIFICATE enhance their Golf Swing even in winter SALE PKG INCL ALL $445 / SALE $250 months, improve their ball-striking, and Driver Private Lesson 1 Hour achieve greater consistency. PRACTICE pays big dividends. Understanding and Custom Driver GPH Shaft ClubFit doing basic fundamentals, strengthens BANG STORM DRIVER belief and builds a confident trust. Jack Nicklaus in his book Golf My Way says “The greatest tension reliever of all in golf is confidence...derived only from SHELBY SMITH • 843.602.3118 efficient swing mechanics and effective Golf Teaching Professional • Owner practice.” Tiger Woods in his book says “success breeds confidence.” Professional Golf Training Sys. LLC Doing it helps your mind and body “get it”. www.DynaSwingFit.com facebook.com/dynaswingfitgolf GOOD DRILLS & TRAINING AIDS = Real Results with Muscle Memory! 33 years Professional Golf Atlanta • PRESHOT ROUTINE: Practice swing+Visualization+Aim+Set-up 25 second (10 yrs), Myrtle Beach (23 yrs) Golf Drill to accomplish before every swing Clinics at: YMCA’s, Rec Ctrs, Senior • GRIP: Best Matzie Mfgr Training Grip, Hogan Heal Pad Pickup Drill Ctrs, Expos, Health Clubs, Retire• STANCE: Hip Bend Butt-Out Drill, Relaxed Hanging Arms, Spine Tilt ment Communities, Driving Ranges, • BACKSWING: 1-Piece Takeaway, Tom Watson Drill, Table Edge Turn, Hotels & Conventions, City of Myrtle Swingyde L used to properly load club/wrist. Beach Exclusive Contract for Golf Instruction 8 yrs, Myrtle Beach SC • DOWNSWING: Magic Move Pump Drill, Path of Hands Drill, PGA Tour Superstores, Elderhostel/ Uncock+Roll Hand/Wrist/Forearm Drill Road Scholar 5-Day Sr Schools 9 yrs. • IMPACT TO FINISH: Forward Swing+Throwing Drill, Face Target Head+Belt Indoor Golf Schools Myrtl Bch Sr Ctr, At my Private Lessons & Schools, I have golfers use my Power Swing Rod, in Myrtle Beach First Tee Jr Golf Youth a sitting Chair Drill, similar to approach used by renowned Teacher Jim Fleck, Dev. Prgm Lead Coach/Instructor who was Jack Nicklaus’ Swing Coach for 20 years. I also sell My Power Swing 13 years, Organizer & Host Pro for Rod @ $89, including Swing Booklet. Tom Garber, ReMax World Long Driver Pro RE/Max World Long Drive Tourney 3-Region Qualifiers 2011 + 2012. Practicing Drill With Swingyde When at home can use bathroom or bedroom Mirror to check Cane Patch Drivng Range 2015-positions, without making full swings. Can use nerf or whiffle 2020, Grand Strand Senior Ctr, Surfballs in yard. We also have small realistic Fiberbuilt Synthetic side Civic Center. Alzheimer’s Assoc Grass Hitting Mats, and Hittting Nets. Putting Mats best to WALK To End ALZ Vol Team LDR & buy at stores. Golf Therapy for ALZ/Dementias.
2-Day Golf Schools: 2 in Jan., 2 in Feb. See News Article & Clinics Info www.DynaSwingFit.com
7301 N Kings Hwy Myrtle Beach, SC
Shelby’s Pro Shop
Drivers • Hybrids • Wedges • Special Orders
Order online at DynaSwingFit.com Gift Certificates Available
(843) 248-5523 1(800) 922-6283 Email: email@example.com Web: hccoa.org
2020 TOP HONORS McLeod Health is excited to share our most recent achievements in the hospital ratings by Healthgrades®, the leading online resource for comprehensive information about physicians and hospitals. With Top Honors in major categories for 2019 and 2020, McLeod continues to be The Choice For Medical Excellence in our region.
Stroke Care Excellence Award™ (2017 – 2020)*
★★★★★ in Pacemaker Procedures (2020)*
★★★★★ in Total Knee Replacement (2016 – 2020)*
★★★★★ in Total Hip Replacement (2020)*
Neurosciences Excellence Award™ (2017 – 2019)*
Outstanding Patient Experience Award™ (2017 – 2019)*
*Distinctions listed represent McLeod Regional Medical Center
FLORENCE | CHERAW | CLARENDON DILLON | DARLINGTON | LORIS | SEACOAST
Golden Life is the Premier Monthly Newspaper for Seniors and Retirees in Horry County, SC. 5,000 copies are printed and distributed, monthly...
Published on Jan 1, 2020
Golden Life is the Premier Monthly Newspaper for Seniors and Retirees in Horry County, SC. 5,000 copies are printed and distributed, monthly...