“I don’t need insurance. I’m going on this trip no matter what.” Travel agents are often met with some variation of this statement when recommending travel insurance. In most cases, your vacation will go off without a hitch, and you’ll have a fabulous time. But the truth is, your travel agent wants to make sure you’re prepared for every possible scenario. A lot can happen before you leave for a trip – work, illness, weather events – and while your agent is always on your side and will help you in every way they can, airlines, hotels, and tour companies all have their own individual cancellation policies. Most airline tickets are 100% nonrefundable and have another set of fees for rescheduling, no matter the reason. This is why travel insurance is necessary. If an unforeseen natural occurrence causes you to cut your trip short or your flight gets delayed and you need to stay an extra night, you’ll receive coverage for those expenses. If you’re sick or need to stay home to care for a loved one, you can rest assured that your travel agent and insurance have you covered. Even if your luggage is delayed or lost – just breathe. You’re covered.
Travel insurance addresses more than trip cancellation and replacement baggage. Did you know that your health insurance doesn’t follow you when you leave the US? Suddenly, all medical expenses are your responsibility – from seeing a doctor to requiring medical evacuation. With travel insurance, you’ll be covered throughout your adventure. Policies vary, so make sure to speak to your travel agent to find the one that’s best for you. Some offer identity thief protection, roadside assistance, and collision coverage. You can even get missed connection coverage, though you might want to go easy on the drinks in the airport bar. No matter what scenario you might endure that affects your journey, travel agents and insurance companies have your back every step of the way with worldwide 24/7 assistance. So the next time your travel agent suggests travel insurance, ask them about the different plans, so you can relax on that tropical beach just like you planned.
OCTOBER - DECEMBER 2016 I GOGO VACATIONS