Intouch Issue 39

Page 36


INSURANCE YOU CAN BE SURE OF, WITH MASBRO Giving you peace of mind, leaving you to focus on what’s important.


asbro Insurance, Gibraltar’s trusted insurance broker, is proud to have served the local community for over 35

years. Our goal has always been clear: offering top customer service, and the widest range of insurance products at the best value on the market.

At Masbro we are like a family, and that is exactly how our customers are treated. We continue to grow our network of international insurance providers in order to afford our clients wider coverage, better support, and a more diverse array of options. We have trading agreements with all insurers in Gibraltar as well as access to London company insurance markets, international insurance markets, and Lloyds of London.

• Business Insurance • General Liability Insurance • Public Liability • Commercial Property • Contractors All Risk Insurance • Employers’ Liability Insurance • Professional Indemnity Insurance • Directors & Officers Liability Insurance • Cyber Liability Insurance

As well as our Personal Insurance options, ranging from motor, to home, property, travel, and medical, we offer Commercial Insurance to cover all your business needs.

No two companies are the same, and nor are their insurance requirements. Working closely with our valued clients, we tailor our services to suit you.

We understand that every business faces different challenges and risks. That’s why you need the right insurance in place to protect your business and livelihood. Our Commercial Insurance includes:

Insurance is our business. It’s what we do. We offer our expertise to allow you to focus on yours.

ISSUE 39 | WINTER 2020 |


Why Use an Insurance Broker?

As a broker, Masbro has the flexibility to work with various insurers, providing our customers with more options. We scour

the market to find the right provider to suit your specific needs, compiling a number of quotes and working out all fees (with no hidden nasties). When comparing providers, it’s not all about the cheapest quote; the best price doesn’t always mean the best value. Is your business situated in an old building? Are you flanked by other offices? One of the largest causes of claims in Gibraltar is burst pipes, and one of the common misconceptions is that if you experience damages from your neighbour’s premises, that you can claim off their insurance. “This isn’t true,” explains Managing Director, David Evans. “It’s very common for people to believe if an incidence occurs in neighbouring premises that they can claim against their policy – this is not the case, unless negligence can be proven. The same rules apply to water damage. Approximately 90% of claims