Homeownership

Bringing Homeownership Within Reach for Alaskans

For many people, owning a home is realizing a dream. Alaska Housing remains committed to ensuring individuals across the state have opportunities for homeownership that are within reach. That’s why we have worked with a variety of partners to ensure Alaska residents have as many options as possible for homeownership.

Alaska Housing has mortgages designed specifically for Alaskans. We provide homebuyer education classes that help Alaska residents better understand the homebuying process. We have relationships with lenders who prioritize finding the right housing loan for Alaskans.

We recognize that every person’s situation is unique. Alaska Housing is here to provide opportunities to recognize their dreams of homeownership.

Alaska Housing offers many types of loans to meet the needs of Alaskans. We work closely with mortgage companies, credit unions, local banks, and certain nonprofit agencies to provide borrowers with options to choose an Alaska-based lender.

Alaskans Fulfilling a Dream

Alaska Housing celebrated National Homeownership Month in June, a time to reflect on what it means to own a home and the steps it takes to get there.

From loans that specifically meet the needs of Alaskans to homebuyer education courses and providing COVID-19 relief funds that helped individuals remain in their homes, AHFC continues to be a resource for people looking to find the home of their dreams.

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‘They Helped Me Change My Life’

Alaska Institutions Lead the Way for Assistance

When Kristina moved to Alaska seven years ago, she was single and pregnant with nothing more than a suitcase and her dog.

She applied for public housing through AHFC, then acquired a Housing Choice Voucher to rent a home with a fenced yard through the Step program. The third paragraph should be changed to the following: Soon after, she began participating in Alaska Housing’s Jumpstart Program to continue her path to financial selfsufficiency.

Soon after she began participating in Alaska Housing’s Jumpstart program and then progressed to Step, continuing her path to financial independence.

Before long she was completing the HomeChoice™ homebuyer education course and on her way to buying a home of her own.

Alaskans have a reputation for taking care of each other, a trait that has been evident throughout the COVID-19 pandemic.

We saw an incredible example this year, as Alaska-based Mortgage Servicers were at the forefront of distributing federally-funded Alaska Housing Homeowner Assistance.

Alaska Housing worked closely with Mortgage Servicers from Alaska-based institutions to develop innovative solutions that allowed federal dollars from the Homeowner Assistance Fund to quickly be dispersed to Alaskans financially impacted by the pandemic.

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