Issuu on Google+

DIY Bad Credit Repair Tips

For those who have an issue with your personal credit, you will be happy to understand that you could repair it and you will get it done by yourself. In this informative article, we present all of the actions that can be done all on your own a low credit score or even repair a bad credit history. Check your credit report. The initial step in rebuilding bad credit is credit report check. Order a copy of one's report from the three major credit bureaus (Experian, Equifax, TransUnion). Have you received your own free of charge report for this year? If you haven’t yet, you can order your annual credit report from www.annualcreditreport.com. On the other hand, you can even order completely from each of the three bureaus for a fee of $9 to $12 for every report. Dispute errors. Examine your report to see if it has any kind of mistake. Remember that errors may be fixed through sending a credit dispute letter towards the agency which issued your report. Your letter should obviously point out those items in your report that needs to be remedied. Send your letter by means of registered post mail along with photocopies of supporting documents if applicable. Upon receiving the letter, the bureau will do an investigation with regards to your dispute which can proceed up to one month. If your own complaint is valid, the actual bureau will send you an up-to-date copy of your credit report for free. It may also contact the 2 other reporting bureau concerning the revisions made in your file. Read More: DIY Bad Credit Repair Tips


DIY Bad Credit Repair Tips