Revenue Account for the year ending 30th September 2010
2010
Income
£
2009 £
Loan Interest - Members Bank Interest Building Society Interest Entrance Fees Bad Debts Recovered Commission ATM Rental Income Paypoint Income
£
£
3,607,043 486,304 48,003 534 40,941 1,858 1,500 881
3,660,628 490,312 68,709 427 48,553 3,529 1,500 641
4,187,064
4,274,299
Deduct Expenditure Staff Costs Group Pension & Life Assurance Rent and Rates Heating, Light & Cleaning Repairs & Maintenance Computer Maintenance & Accessories Loan & Share Insurance-Net General Insurance-Net Telephone and Postage Printing, Stationery & Advertising Audit & Accountancy Fees Chapter Expenses Management Expenses Staff Training AGM Expenses Loans Written Off Provision for Doubtful Debts Taxation Depreciation - Premises Depreciation - Office & Computer Equipment Depreciation - Fixtures & Fittings Depreciation - Motor Vehicles Cash security costs ILCU affiliation fees Members current account costs ISO Certification Consultancy fees Loss on sale of fixed asset Credit referencing costs
515,747 71,783 30,234 36,280 16,632 39,763 287,617 10,729 29,545 42,848 16,450 1,339 25,929 4,322 8,464 521,571 175,000 133,152 47,536 47,578 11,460 3,789 10,822 5,277 41,518 6,810 3,212
469,668 55,397 29,316 36,322 18,240 40,066 340,157 11,375 28,255 45,300 15,400 914 23,657 4,051 8,208 266,629 200,000 140,504 47,537 47,356 11,846 3,789 12,747 6,210 59,078 11,322 7,188 3,624 3,210
2,145,407
1,947,366 2,041,657
Excess of Income over Expenditure
President: 20th October 2010
Treasurer:
Secretary: 8
2,326,933