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REAL ESTATE & MORTGAGE SERVICES

Just

Talega

Talega’s most comprehensive Real Estate guide for leasing, purchasing, selling, and financing M O R T G A G E

REA L

E S TAT E

S E R V I C E S

SE RV I CE S

•Mortgage Rate Info  •$500 Donation Pledge  •Short Sale Info •Homeowner Safety Tips  $75 Monthly Drawing  •Broker Incentive Offers inside February - March 2011


Dear Neighbors... One thing that is so great about living in Talega is that everything is so conveniently located, that you rarely have to venture out of town to do your necessary shopping or conduct business. I like that fact that within our Talega area we have a great variety of dining, shopping, salons, spas, doctors and dentists, not to mention the family owned stores in and around Talega. I think it is crucial to continue to patronize these local “mom & pop” businesses, and support the Talega economy. By keeping our working relationships in Talega, we will continue maintain our Talega Lifestyle. (Sure it’s exciting for everyone that Target is coming to town, but lets not forget that it is the small beach town identity of San Clemente that is a big part of it’s appeal.) I will be doing my part by purchasing local Talega business gift certificates, as the prize for my monthly Just Talega Drawing. I will also be putting my money where my mouth is with my $500 Donation Pledge, in which I will donate to either Vista Del Mar Elementary/Middle School or SCHS, when I close an escrow that has come to me and the buyer or seller mentions this offer. Please go to www.sterlingctc.com to enter the Just Talega Monthly $75 Drawing, there is still time to enter for this months drawing. Having the office location that I do (located behind the Courtyards at Talega) has been instrumental in maintaining a presence in the local real estate market. It seems that everyone knows this building. You will start to see more of my real estate signs up in your neighborhoods. Response to this Just Talega magazine has been excellent. Being that I work and live in Talega, I feel that I have a great connection to the community and it is important to me to be thoroughly knowledgeable about what goes on here. If you or anyone you know is thinking of moving in or out of Talega in the future please remember the 1% listing fee and 25% buyers’ credit I offer. These offers are uncommon coming from a broker with as much experience and knowledge. This cutting edge concept results in more money in my clients’ pockets. I work with renters, landlords, buyers, sellers, investors, and those who might just need a little information to make a decision, whether they decide to work with me or not. Call me for a personal and confidential meeting at 949-285-6885 and we can discuss your options.

Sincerely,

Gary J. Sroka Gary J. Sroka


Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


$500 Vista Del Mar/SCHS Donation Pledge For every closed transaction referred to Gary J. Sroka/Sterling Coast to Coast, Inc., from this Just Talega publication a $500 donation will be made, in your name, to the school support foundation of your choice.

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Sales Data January - February 2011

Based on information from the Association of REALTORS/Multiple Listing as of February 28, 2011 and/or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and or Selling Agent. If you have any questions or concerns please contact Gary J. Sroka at 949–285–6885. Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

NA

179

COE

Sales Price

Alassio Active www.sterlingctc.com

X

3

2

2

NA

$355,000

NA

www.sterlingctc.com

5

3

3

2

1650

$349,900

$212.06

REO

19

www.sterlingctc.com

4

3

4

2

1484

$349,900

$235.78

Standard Sale

50

www.sterlingctc.com

3

3

3

2

1395

$365,000

$261.65

Standard Sale

239

www.sterlingctc.com

2

2

2

2

1356

$339,000

$250.00

Standard Sale

9

www.sterlingctc.com

4

3

3

2

1484

$365,000

$245.96

Standard Sale

126

www.sterlingctc.com

X

2

2

2

1356

$338,000

$249.26

NA

74

www.sterlingctc.com

4

3

4

2

1500

$340,000

$226.67

Short Sale

102

$279.57

Short Sale

155

Backup Offers www.sterlingctc.com

3

2

3

2

1395

$390,000

Pending Sale www.sterlingctc.com

0

3

3

2

1578

$324,900

$205.89

REO

81

www.sterlingctc.com

1

2

3

2

1211

$249,000

$205.62

Short Sale

321

Closed Sale 4 Paseo Del Rey

0

2

3

2

1211

$319,900

$264.16

REO

7

1/10/2011

$330,000

11 Paseo Luna

2

2

2

2

1356

$279,900

$206.42

REO

67

1/18/2011

$260,000

22 Paseo Rosa

4

3

4

2

1500

$342,900

$228.60

REO

110

2/2/2011

$347,900

Alta Active www.sterlingctc.com

3

6

6

3

5300

$1,799,000

$339.43

Standard Sale

10

www.sterlingctc.com

2

4

6

3

5068

$1,595,000

$314.72

Standard Sale

54

www.sterlingctc.com

2

5

6

3

5068

$1,744,000

$344.12

Standard Sale

26

www.sterlingctc.com

X

5

6

3

5068

$1,558,500

$307.52

NA

61

www.sterlingctc.com

0

6

7

3

5068

$1,199,000

$236.58

Standard Sale

499

www.sterlingctc.com

C

5

6

3

5068

$1,675,000

$330.51

Standard Sale

174

www.sterlingctc.com

H

5

6

2

4719

$1,362,000

$288.62

Standard Sale

170

www.sterlingctc.com

S

5

6

2

5068

$1,428,000

$281.77

Standard Sale

9

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

www.sterlingctc.com

T

5

6

2

5262

$1,506,500

$286.30

Standard Sale

9

www.sterlingctc.com

S

5

6

2

5399

$1,588,500

$294.22

Standard Sale

9

www.sterlingctc.com

S

5

6

2

5262

$1,531,000

$290.95

Standard Sale

9

www.sterlingctc.com

H

5

6

2

5399

$1,582,500

$293.11

Standard Sale

9

www.sterlingctc.com

1

5

7

2

5300

$207.55

Short Sale

24

$1,584,500

$335.77

Standard Sale

116

COE

Sales Price

12/9/10

$550,000

1/19/2011

$635,000

Backup Offers $1,099,999

Altura Active www.sterlingctc.com

H

5

6

2

4719

www.sterlingctc.com

S

5

6

2

4719

$1,693,900

$358.95

Standard Sale

116

www.sterlingctc.com

S

5

6

3

5068

$1,697,900.

$335.02

NA

57

Amalfi Active www.sterlingctc.com

3

4

3

2

2200

$525,000

$238.64

Short Sale

204

www.sterlingctc.com

3

4

3

2

2300

$575,000

$250.00

Short Sale

9

Backup Offers www.sterlingctc.com

1

3

3

2

2143

$549,000

$256.18

Standard Sale

36

www.sterlingctc.com

3

3

3

2

2291

$650,000

$283.72

Standard Sale

42

$274.22

Standard Sale

446

$236.62

Standard Sale

152

Bella Vista Active www.sterlingctc.com

2

4

3

3

3592

$985,000

Cantabria Active www.sterlingctc.com

2

5

4

3

3588

$849,000

www.sterlingctc.com

1

3

3

3

2842

$689,000

$242.43

Short Sale

82

www.sterlingctc.com

1

3

3

3

2981

$695,000

$233.14

Short Sale

380

Backup Offers

Caprizi Backup Offers www.sterlingctc.com

2

4

3

2

2323

$599,900

$258.24

Standard Sale

136

www.sterlingctc.com

D

4

3

2

2471

$699,000

$282.88

Short Sale

43

www.sterlingctc.com

2

4

3

2

2323

$635,000

$273.35

Short Sale

182

$273.57

Short Sale

189

$289.44

Short Sale

67

Closed 20 Via Balcon

1

3

3

2

2376

$650,000

Careyes Backup Offers www.sterlingctc.com

1

5

5

3

4488

$1,299,000

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

Standard Sale

5

COE

Sales Price

12/22/10

$970,000

1/25/2011

$495,000

Carillon Active www.sterlingctc.com

2

4

5

2

3862

$985,000

$255.05

www.sterlingctc.com

M

4

6

2

3755

$1,131,500

$301.33

NA

116

www.sterlingctc.com

1

5

5

2

4040

$1,349,900

$334.13

Standard Sale

8

www.sterlingctc.com

M

5

6

2

3937

$1,108,400

$281.53

NA

166

www.sterlingctc.com

M

4

5

2

4040

$1,197,900

$296.51

NA

116

www.sterlingctc.com

T

6

7

2

4178

$1,146,200

$274.34

NA

116

www.sterlingctc.com

1

4

4

3

3500

$1,099,000

$314.00

Standard Sale

47

www.sterlingctc.com

T

6

7

2

4178

$1,189,900

$284.80

Standard Sale

116

www.sterlingctc.com

3

6

7

2

4178

$1,485,000

$355.43

Standard Sale

54

www.sterlingctc.com

S

4

5

2

3683

$270.95

NA

71

$291.24

Standard Sale

103

$243.41

Short Sale

90

$247.27

Short Sale

146

Pending Sale $997,900

Carmel Active www.sterlingctc.com

2

3

2

2

2043

www.sterlingctc.com

B

3

2

2

2050

$595,000

Backup Offers $499,000

Closed Sale 2 Camino Sendero

A

3

2

2

2014

$498,000

Catania Active www.sterlingctc.com

X

4

3

2

3450

$779,900

$226.06

REO

43

www.sterlingctc.com

4

5

5

2

3756

$749,000

$199.41

Short Sale

97

www.sterlingctc.com

3

5

5

3

3470

$998,500

$287.75

Standard Sale

162

www.sterlingctc.com

1

4

4

3

2950

$689,000

$233.56

Short Sale

261

Backup Offers www.sterlingctc.com

1

4

4

3

3000

$774,500

$258.17

Short Sale

40

www.sterlingctc.com

3

5

6

3

3500

$850,000

$242.86

Short Sale

311

$251.07

Standard Sale

53

Pending www.sterlingctc.com

F

5

5

3

3501

$879,000

33 Via Garona

2

5

4

2

3208

$799,900

$249.35

REO

55

1/6/2011

$780,100

29 Via Fontibre

4

5

5

3

3501

$1,199,900

$342.73

Standard Sale

113

2/4/2011

$1,050,000

Closed

• Working Fire Extinguishers-Have several on hand, at least one on every floor of the home and one in the garage and kitchen. Keep them charged or buy new ones when the gauge does not show them being full.

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

$269.40

Standard Sale

61

COE

Sales Price

2/18/2011

$765,000

Cazadero Active www.sterlingctc.com

2

5

5

3

4176

$1,125,000

Backup Offers www.sterlingctc.com

2

5

5

3

3900

$875,000

$224.36

Short Sale

284

www.sterlingctc.com

3

5

5

3

3990

$769,900

$192.96

REO

8

$208.05

Short Sale

381

$272.88

Standard Sale

50

Closed 11 Corte el Brazo

1

5

5

3

3725

$775,000

Escala Active www.sterlingctc.com

2

3

3

2

2327

$635,000

Closed 1 Via Aduesto

c

4

3

2

2412

$649,900

$269.44

Standard Sale

107

2/8/2011

$625,000

3 Corte La Cereza

A

4

3

2

2263

$574,900

$254.04

Short Sale

115

2/28/2011

$525,000

1/4/2011

$610,000

1/5/2011

$1,325,000

Farralon Ridge Active www.sterlingctc.com

3

4

3

2

2344

$649,000

$276.88

Standard Sale

185

www.sterlingctc.com

A

4

3

2

1871

$625,000

$334.05

Standard Sale

40

472 Camino Flora Vista

1

4

3

2

2000

$619,000

$309.50

Standard Sale

111

Closed

Lucia Active www.sterlingctc.com

1

5

6

4

6050

$1,399,000

$231.24

Short Sale

61

www.sterlingctc.com

1

6

7

4

5800

$1,500,000

$258.62

Short Sale

342

$236.99

Short Sale

520

Backup Offers www.sterlingctc.com

3

5

6

4

6055

$1,435,000

www.sterlingctc.com

1

6

7

4

5800

$1,399,000

$241.21

Short Sale

31

www.sterlingctc.com

3

5

6

4

6000

$1,800,000

$300.00

Short Sale

110

15 Via Conocido

2

5

6

4

5900

$1,325,000

$224.58

Short Sale

192

Pending Sale

Closed

Mirador Backup Offers www.sterlingctc.com

0

5

5

3

4700

$975,000

$207.45

Short Sale

672

www.sterlingctc.com

-

5

6

3

4600

$868,000

$188.70

Short Sale

204

• Replace the batteries in your fire & carbon monoxide monitors when the time changes from daylight savings to standard and back.

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

COE

Sales Price

Miraleste Active www.sterlingctc.com

4

4

3

3

3218

$745,000

$231.51

Short Sale

29

www.sterlingctc.com

3

4

3

3

3013

$749,900

$248.89

Short Sale

22

www.sterlingctc.com

1

4

3

3

2850

$710,000

$249.12

Short Sale

58

www.sterlingctc.com

2

5

3

3

2969

$625,000

$210.51

Short Sale

325

www.sterlingctc.com

1

4

3

3

2900

$729,000

$251.38

Short Sale

47

$272.62

Standard Sale

200

$209.14

REO

134

Backup Offers

Montellano Active www.sterlingctc.com

1

4

5

3

4200

$1,145,000

Monterey Active www.sterlingctc.com

G

5

4

3

3251

$679,900

Pacifica Summit Active www.sterlingctc.com

4

3

4

3

3542

$899,900

$254.07

Short Sale

68

www.sterlingctc.com

1

5

5

2

3986

$795,000

$199.45

Short Sale

331

Backup Offers www.sterlingctc.com

5

4

5

3

4151

$949,000

$228.62

Short Sale

10

www.sterlingctc.com

0

5

5

3

4437

$899,000

$202.61

Short Sale

175

3

3

3

2673

$619,000

$231.58

NA

22

www.sterlingctc.com

Pacifica-Talega Active 402 Camino Bandera

3

5

5

3

4300

$1,395,000

$324.42

Standard Sale

33

424 Camino Vista Verde

X

5

4

3

4066

$1,295,000

$318.49

Standard Sale

22

www.sterlingctc.com

1

5

5

3

3850

$1,249,000

$324.42

Standard Sale

205

$249.67

NA

23

Backup Offers www.sterlingctc.com

X

4

3

2

3000

$749,000

Portofino Active www.sterlingctc.com

3

5

3

2

3208

$865,000

$269.64

Standard Sale

29

www.sterlingctc.com

3

4

3

3

3000

$880,000

$293.33

Standard Sale

84

• Watching your Children-Even though this is a family lifestyle community please monitor your children while they play outside.

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

$252.24

Short Sale

5

COE

Sales Price

1/25/2011

$584,000

2/25/2011

$720,000

Portomarin Active www.sterlingctc.com

2

4

3

2

3009

$759,000

www.sterlingctc.com

2

4

3

2

2850

$699,000

$245.26

Short Sale

218

www.sterlingctc.com

3

5

3

2

3009

$718,000

$238.62

Short Sale

26

Backup Offers

Ravenna Active www.sterlingctc.com

3

4

6

2

4300

$1,349,900

$313.93

Standard Sale

55

www.sterlingctc.com

2

4

5

3

4206

$1,200,000

$285.31

Standard Sale

67

San Lucar Active www.sterlingctc.com

3

4

4

3

3071

$789,000

$256.92

Standard Sale

0

www.sterlingctc.com

0

4

3

2

2512

$599,900

$238.81

Standard Sale

73

Backup Offers www.sterlingctc.com

3

4

4

3

2892

$675,000

$233.40

Short Sale

92

www.sterlingctc.com

2

4

3

2

2513

$620,000

$246.72

Short Sale

114

$222.84

Short Sale

150

$248.26

REO

NA

Pending Sale www.sterlingctc.com

2

4

3

2

2513

$560,000

17 Calle Verdadero

X

4

3

2

2356

$584,900

Closed

San Rafael Active www.sterlingctc.com

0

5

4

2

3500

$740,000

$211.43

Short Sale

406

www.sterlingctc.com

3

5

5

3

3530

$899,000

$254.67

Standard Sale

147

www.sterlingctc.com

3

5

5

3

3536

$799,000

$225.96

Short Sale

53

504 Via El Risco Vw

2

4

4

3

3559

$879,000

$246.98

Standard Sale

67

$209.69

REO

77

Closed 404 Via Los Tilos

3

5

5

3

3600

$754,900

Sandbridge Active 56 Camino Lienzo

1

3

2

2

2410

$749,900

$311.16

Standard Sale

29

www.sterlingctc.com

3

3

3

2

3634

$1,099,000

$302.42

Standard Sale

144

57 Camino Lienzo

2

3

2

2

2700

$1,150,000

$425.93

Standard Sale

109

• Water heater safety- Your water heater should be strapped to studs with code compliant straps. Different size water heaters may have different strapping requirements. (ie. Bigger water heaters need more straps)

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

COE

Sales Price

2/11/2011

$710,000

Sansol Active www.sterlingctc.com

3

4

3

3

3477

$689,000

$198.16

Short Sale

783

www.sterlingctc.com

2

4

3

3

3350

$698,000

$208.36

Short Sale

131

www.sterlingctc.com

3

5

4

3

3600

$964,000

$267.78

Standard Sale

144

www.sterlingctc.com

2

4

3

2

3360

$749,000

$222.92

Short Sale

89

www.sterlingctc.com

3

4

3

2

3477

$685,000

$197.01

Short Sale

68

28 Calle Saltamontes

1

3

3

3

3017

$709,000

$235.00

Short Sale

216

Standard Sale

15

Backup Offers

Closed

Santalana Active www.sterlingctc.com

3

3

3

2

1670

$519,000

$310.78

www.sterlingctc.com

4

3

3

2

1881

$459,000

$244.02

REO

37

www.sterlingctc.com

4

3

3

2

1881

$519,000

$275.92

Standard Sale

126

www.sterlingctc.com

2

3

3

2

1587

$365,000

$229.99

Short Sale

54

www.sterlingctc.com

2

3

3

2

1650

$349,000

$211.52

Short Sale

25

www.sterlingctc.com

1

3

4

2

1634

$372,000

$227.66

Short Sale

35

3

2

2

1295

$359,000

$277.22

Standard Sale

12

Short Sale

144

www.sterlingctc.com

Backup Offers www.sterlingctc.com

2

3

3

2

1634

$356,400

$218.12

www.sterlingctc.com

X

3

3

2

1881

$415,900

$221.11

REO

25

www.sterlingctc.com

1

2

2

2

1292

$330,000

$255.42

Short Sale

36

Closed www.sterlingctc.com

2

3

3

2

1555

$370,000

$237.94

Short Sale

12

1/26/2011

$375,000

www.sterlingctc.com

0

3

3

2

1664

$449,000

$269.83

Standard Sale

93

1/24/2011

$427,500

www.sterlingctc.com

3

3

3

2

1679

$405,000

$241.22

Short Sale

218

2/11/2011

$405,000

www.sterlingctc.com

4

3

3

2

1881

$510,000

$271.13

Standard Sale

122

1/15/2011

$500,000

www.sterlingctc.com

3

3

3

2

1679

$369,900

$220.31

REO

31

1/21/2011

$346,000

$229.43

Short Sale

76

1/14/2011

$599,000

Seagarden Pending Sale www.sterlingctc.com

2

3

2

2

1957

$449,000

Seaside Active www.sterlingctc.com

3

4

3

2

2680

$590,000

$220.15

Short Sale

120

www.sterlingctc.com

2

4

3

2

2505

$625,000

$249.50

Standard Sale

134

$239.12

Standard Sale

56

Closed 1 Calle Boya

E

5

3

2

2505

$599,000

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

COE

Sales Price

2/26/2011

$540,000

2/18/2011

$350,000

Solana Active www.sterlingctc.com

1

www.sterlingctc.com

2

www.sterlingctc.com

3

3

2

1900

$539,900

$284.16

REO

31

3

3

2

2000

$539,000

$269.50

Standard Sale

150

4

3

2

2380

$550,000

$231.09

NA

40

www.sterlingctc.com

X

5

3

2

2550

$525,000

$205.88

Short Sale

63

26 Corte Pasillo

1

3

3

2

1700

$549,000

$322.94

Standard Sale

22

www.sterlingctc.com

C

3

3

2

1934

$539,000

$278.70

Standard Sale

12

www.sterlingctc.com

3

4

3

2

2300

$229.57

Short Sale

129

$287.50

Standard Sale

54

$238.70

Short Sale

177

$246.43

Short Sale

43

Backup Offers $528,000

Pending Sale www.sterlingctc.com

B

3

3

2

2000

$575,000

17 Camino Azuiejo

3

4

3

2

2300

$549,000

Closed

Standard Pacific Active www.sterlingctc.com

0

3

3

2

1400

$345,000

Stella Mare Active www.sterlingctc.com

2

4

4

2

3379

$1,172,500

$347.00

Standard Sale

58

www.sterlingctc.com

2

4

4

2

3380

$842,000

$249.11

Standard Sale

108

www.sterlingctc.com

4

5

5

2

3823

$1,350,000

$353.13

Standard Sale

115

www.sterlingctc.com

2

4

4

2

3379

$975,000

$288.55

Standard Sale

60

Pending Sale www.sterlingctc.com

0

4

4

2

3375

$777,852

$230.47

REO

27

www.sterlingctc.com

4

5

5

3

3787

$954,900

$252.15

Standard Sale

132

$222.19

Short Sale

38

Terra Linda Backup Offers www.sterlingctc.com

2

5

3

3

2700

$599,900

Trinadad Active www.sterlingctc.com

C

3

3

2

1625

$389,900

$239.94

Standard Sale

18

www.sterlingctc.com

1

2

2

2

1367

$289,000

$211.41

Standard Sale

4

Backup Offers www.sterlingctc.com

1

2

2

2

1367

$279,000

$204.10

Short Sale

159

www.sterlingctc.com

B

3

3

2

1625

$370,000

$227.69

Short Sale

49

$237.13

REO

169

Closed Sale 15 Calle Viveza

D

3

3

2

1678

$397,900

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Address

Model

Beds

Baths

Gar

Sq Ft

List Price

Sq Ft Price

Conditions

DOM

13

COE

Sales Price

Verano Active www.sterlingctc.com

0

2

2

2

1100

$245,000

$222.73

Short Sale

www.sterlingctc.com

2

3

3

2

1724

$379,000

$219.84

Short Sale

35

www.sterlingctc.com

C

3

3

2

1762

$435,000

$246.88

Short Sale

202

54 Via Almeria

1

2

2

2

1250

$317,000

$253.60

Standard Sale

52

www.sterlingctc.com

2

3

3

2

1724

$399,000

$231.44

Short Sale

17

$212.83

Short Sale

31

$241.25

REO

37

Backup Offers www.sterlingctc.com

C

3

3

2

1762

www.sterlingctc.com

1

2

2

2

1326

$375,000

Pending Sale $319,900

Closed Sale 23 Via Villena

1

2

2

2

1251

$300,000

$239.81

Short Sale

374

2/25/2011

$280,000

13 Corte Aljibe

1

2

2

2

1251

$325,000

$259.79

Short Sale

108

1/5/2011

$325,000

61 Via Cartoya

B

3

3

2

1700

$420,000

$247.06

Short Sale

73

2/4/2011

$400,000

1/21/2011

$600,000

Vittoria Active www.sterlingctc.com

C

4

4

3

3176

$727,500

$229.06

Short Sale

31

www.sterlingctc.com

1

5

3

2

2858

$739,900

$258.89

Standard Sale

18

$257.74

Short Sale

507

$232.78

Short Sale

200

Backup Offers www.sterlingctc.com

0

4

3

2

3100

www.sterlingctc.com

2

4

3

2

3093

$799,000

Pending Sale $720,000

Vizcaya Active www.sterlingctc.com

1

5

5

4

5051

$1,590,000

$314.79

Standard Sale

171

23 Corte Vizcaya

3

5

6

3

5484

$1,975,000

$360.14

Standard Sale

45

46

Waterleaf Active 24 Camino Del Prado

3

3

2

2

2503

$724,900

$289.61

Standard Sale

www.sterlingctc.com

1

2

2

2

2032

$749,500

$368.85

Standard Sale

32

www.sterlingctc.com

2

2

2

2

2179

$725,000

$332.72

Standard Sale

230

$295.28

Short Sale

292

Closed Sale 8 Camino Botero

A

3

2

2

2032

$600,000

Wavecrest Active www.sterlingctc.com

1

2

2

2

1747

$699,000

$400.11

Standard Sale

60

www.sterlingctc.com

C

3

3

2

2257

$674,900

$299.03

Standard Sale

204

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Be visible! This monthly publication will be distributed to approximately 3000 residences in Talega and be placed at local Talega businesses. Please contact Courtney Batterton at Sterling Coast to Coast, Inc. for more information. 949-325-0538 or courtney@sterlingctc.comv

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


$500 Vista Del Mar/SCHS Donation Pledge For every closed transaction referred to Gary J. Sroka/Sterling Coast to Coast, Inc , from this Just Talega publication a $500 donation will be made, in your name, to the school support foundation of your choice.

Place your company advertisement on this page in Just Talega. This monthly publication will be distributed to approximately 3000 residences in Talega and be placed at local Talega businesses. Please contact Courtney Batterton at Sterling Coast to Coast, Inc. for more information. 949-325-0538 or courtney@sterlingctc.com

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Leasing Tract

List Status

Address

Beds

Baths

Sq Ft

Gar

Model

DOM

List Price Orig

Leased Price

Alassio

Active

www.sterlingctc.com

2

3

1211

2

1

9

$2,100

$2,100

Alassio

Leased

www.sterlingctc.com

3

3

1395

2

3

72

$2,500

$2,395

Alta

Active

www.sterlingctc.com

6

6

5313

3

D

608

$10,000

$6,200

Amalfi

Active

16 Via Oviendo

3

2.5

2463

2

4

$4,000

$4,000

Amalfi

Leased

www.sterlingctc.com

4

3

2200

2

0

19

$3,500

$3,500

Caprizi

Leased

www.sterlingctc.com

4

3

2471

2

D

29

$3,995

$3,995

Careyes

Active

www.sterlingctc.com

5

6

4708

4

2

53

$6,100

$6,100

Cazadero

Leased

www.sterlingctc.com

5

4

4073

3

1

75

$5,500

$5,250

Farralon Ridge

Leased

www.sterlingctc.com

3

3

2020

2

2

42

$3,200

$3,200

Farralon Ridge

Leased

www.sterlingctc.com

4

3

2170

2

0

21

$3,300

$3,300

Portomarin

Active

www.sterlingctc.com

4

3

2882

3

3

9

$4,200

$4,200

San Rafael

Leased

www.sterlingctc.com

5

4

3700

3

2

37

$4,800

$4,500

Solana

Leased

www.sterlingctc.com

3

3

2300

2

2

40

$3,000

$3,000

Solana

Leased

www.sterlingctc.com

3

3

1700

2

1

16

$3,000

$3,000

Stella Mare

Active

www.sterlingctc.com

4

4

3740

3

3

67

$4,450

$4,200

Trinadad

Leased

www.sterlingctc.com

3

3

1885

2

3

49

$2,800

$2,750

Verano

Active

www.sterlingctc.com

2

2

1251

2

1

39

$2,100

$2,100

Verano

Active

www.sterlingctc.com

3

3

1724

2

*

4

$2,750

$2,750

Waterleaf

Active

www.sterlingctc.com

3

2

2032

2

A

25

$3,000

$3,000

Waterleaf

Leased

www.sterlingctc.com

2

2

2100

2

2

30

$2,950

$2,950

Congratulations to our first Just Talega Gift Card WinnerBeth Wilford! Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Short Sales What are they & why do lenders accept them?

A short sale is an arrangement with your lender whereby they allow you to sell

the property for less than the amount of the current mortgages. Short sales are a way for homeowners to avoid foreclosure and minimize the damaging effects of a foreclosure.

Why do lenders allow short sales?

  • Short sales save the lender the expense of foreclosure   • Lenders are not in the business of owning real estate.   • Lenders do not want to acquire properties for resale because it’s costly.

How long does a short sale take?

  • It’s a complicated process and could take from 3 to 9 months.   • During this period sellers typically do not make any mortgage payments.

Can you complete a sale if a notice of default (NOD) is filed?

  • Yes. The lender will work with us and even allow you to cure the late payments even after the notice of default (nod) notice of sale (NOS)has been filed.   • We have successfully stopped the foreclosure sale up to 3 days before the foreclosure sale.

What happens to your credit?

  • Your credit will be affected by the short sale process, but if you start the process early enough you can avoid the negative foreclosure rating on your credit.

Can you complete a short sale and keep your mortgage and credit current?

  • Yes. Some lenders will grant short sales while your credit is still current as long as your financial situation warrants it.

After a short sale, when will I be able to buy a home again”   • Typically, most guidelines are 2 years, but restrictions may apply.

What is the next step?

  • Call or e-mail me for a personal and confidential appointment. I have successfully closed numerous short sale transactions and I’m versed in all the steps required to close a short sale successfully. I look forward to answering all your Real Estate and Mortgage questions.

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


RECORDLOW LOWRATES RATES! ! RECORD FREE APPRAISAL OFFER * FREE APPRAISAL OFFER * FREE APPRAISAL  FREE APPRAISAL OFFER * FREE APPRAISAL OFFER * FREE APPRAISAL OFFER OFFER * *

CONFORMING LOANS($417,000 AND UNDER) CONFORMING LOANS($417,000 AND UNDER) TERM TERM RATE RATE APR APR

5 YR 5 YR I/OI/O 3.500 3.500 3.740 3.740

10 YR 10 YR 3.375 3.375 3.165 3.165

15 YR 15 YR 3.750 3.750 3.990 3.990

30 YR 30 YR 4.500 4.500 4.740 4.740

SUPER CONFORMING ($417,001 $729,750) SUPER CONFORMING ($417,001 TOTO $729,750) TERM TERM RATE RATE APR APR

5/1 5/1 3.625 3.625 3.865 3.865

TERM TERM RATE RATE APR APR

ARM 3/1 3/1 ARM N/AN/A N/AN/A

7/1 7/1 4.000 4.000 4.240 4.240

15 YR 15 YR 4.125 4.125 4.349 4.349

FHA($729,750 SFR) FHA($729,750 SFR) ARM 5/1 5/1 ARM 3.875 3.875 4.115 4.115

programs based   AllAll programs based on on fullfull documentation documentation

15YR 15YR 4.500 4.500 4.740 4.740

30 YR 30 YR 4.750 4.750 4.990 4.990 30 YR 30 YR 4.625 4.625 4.865 4.865

First time buyer programs   First time buyer programs

Stated income stated assets also   Stated income andand stated assets also available available Lower rates available with down   Lower rates available with buybuy down programs programs Cash to 85% LTV   Cash outout up up to 85% LTV Purchase Loan with only 3.5% down   Purchase Loan with only 3.5% down

POINTS FEE LOAN   NONO POINTS NONO FEE LOAN closing costs  NoNo closing costs origination  NoNo origination feesfees documentation  NoNo documentation feesfees title escrow  NoNo title andand escrow feesfees Unlimited Cash Refi mortgages   Unlimited Cash OutOut Refi mortgages types of credit scores history   AllAll types of credit scores andand history

Loans over $729,750 (Jumbo) Available   Loans over $729,750 (Jumbo) Available

Sterling Coast to Coast, is a licensed CA Real Estate Broker, CA Broker License #01460713, NMLS # 360985. CA Dept. of Real Estate (919)227-0931. Sterling Coast to Coast, Inc. Inc. is a licensed CA Real Estate Broker, CA Broker License #01460713, NMLS # 360985. CA Dept. of Real Estate (919)227-0931. Equal Housing Lender. Programs include interest change without notices or may be unavailable commitment or closing. Programs Equal Housing Lender. Programs include interest ratesrates maymay change without notices or may be unavailable afterafter commitment or closing. Programs available to qualified borrowers restrictions apply. All loans subject to credit, verification of equity are amortized 30 year unless available to qualified borrowers and and restrictions maymay apply. All loans subject to credit, verification of equity and and are amortized on aon 30ayear termterm unless specified above. (11/29/2010) specified above. (11/29/2010) *Appraisal feebetorefunded be refunded attime the time of closing.* *Appraisal fee to at the of closing.*

Gary J.footer Sroka “Insert footer here” “Insert here”

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885

visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Featured Listing

  4066 Square feet approx.   Entertainers delight   Loft & office   Overlooking Talega Golf Course   Dual zoned AC   Central vacuum system

  End of Cul De Sac Location   Large kitchen   Three fireplaces   Custom shutters   Pool table & T.V.s area negotiable

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Featured Listing

  4300 Square feet approx.   Ocean & Talega Golf Course Views   Two story entry   Mosaic tile floor   French Country kitchen   Five bedrooms, five bathrooms

  Crown moldings & custom built ins   Surround sound speakers   Designer window treatments   Vine covered pergola   Three car garage

Gary J. Sroka REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”

gary@sterlingctc.com 949–285–6885 visit us at www.sterlingctc.com

REAL ESTATE & MORTGAGE SERVICES

“A Sign of Experience”


Sterling feb-mar