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Jersey’s property ‘zine | volume 1 no 6 | September 15th 2009

it’s a freebee. browse at will

are you looking to find a place?

www.places.je

A place in the Valley Beautiful rural living in St John. Pg 11

Comment

Peter Seymour: Mortgage Shop Tara Family & Eric Salaün: Voisin Law Chris Duverger: Crill Canavan Wendy Lambert: Mourant

this month featuring the latest from

ESTATE AGENTS

HAMPTONHOUSE ESTATES

E S TAT E A G E N T S

Places: Jersey’s most comprehensive property magazine for home buyers and sellers. Property agents: make sure you’re in the next one. Learn more at www.places.je/sold


If the generations that follow are to enjoy the beauty of trees as we do, then we are the ones that must plant them.

Plant trees to protect your privacy Create your own instand garden. Beautiful semi mature and mature specimen trees always available Plant Jersey’s native tree species in the interests both of local wildlife and our natural environment. Silver birch, wild cherry, oak, ash, beech, lime, hawthorn alder and holly. 14 to 22 inch saplings at only 50p each are ideal for hedging and prudce a dense solid barrier in the shortest possible time.

Our staff are fully committed to giving first class care and attention when planting the trees and we supply compost, wood chips, mats, stakes, ties, and tree guards for their best possible growth. Anchoring systems and also provided to give the larger trees more stability. Give Andrew a ring who will be only too pleased to come along and give you ideas on making the most of your property.

Free advice and quotations always available.

Andrew Le Maistre L

a

n

d

scap

e

s

01534 867021


covercredits

clicks&mortar

Valley Living, St John. Contact Savills 01534 722227

<introduction>

It’s been a great month at Gallery as we celebrate our 5th anniversary of Gallery Magazine. This month is, coincidentally, our 5th real edition of Places. Although a relative infant compared to its older sibling, we’ve seen Places establish itself as Jersey’s leading property hunting magazine.

LOoking for A PLace? Keep Updated We’ve got some innovative projects in the wings for you, the househunter and seller. Register on our site at www.places.je to learn more!

AGENTS&developers GET INCLUDED next month Places is Jersey’s first publication dedicated to multi agent, high quality property advertising. Our agent research told us that twice monthly was perfect for them. Places therefore bisects Gallery’s publication, designed to be released mid-month, with high quality print and a quick turnaround. By creating a structure that promotes property agents, conveyancing and property focused brands, Places offers ultra competitive rates and enables agents to get all their latest properties featured in Places AND Gallery, promoted through two distribution networks.

GET INCLUDED next month

CALL 811100 visit www.places.je/sold

We’re not stopping either. This month will see our new Places distribution stands hit the streets and agent outlets, further complementing our existing network. You’ll find Places island wide so whether you’re browsing in a cafe, getting petrol at a Roberts garage or shopping at M&S, Places is there for you. Now.... to the internet. We know that people like Places as it offers properties available from multiple agents. We’re getting more on board each month. As we become industry standard it seems only fitting to complement our printing prowess with some online trickery. We’ve spent the last month developing technology to offer Jersey property hunters a market leading, one stop solution to finding a Place. We’re set to launch in time for our next edition so skidaddle over to www.places.je and register now to be informed of the launch and potentially win something pretty tasty. As always, good luck house hunting over the following pages and remember, tell them you saw it in Places.

thismonth features Mortgage Market Update Peter Seymour: Mortgage Shop Steady as she goes Chris Duverger, Crill Canavan First Time Buyer? Tara Family & Eric Salaün: Voisin Law Essential Employment & Housing Wendy Lambert, Mourant

6 7 10 13

property listings Choice Properties Hamptonhouse Estates Aspen Estates Savills

4 8 9 11

JPL Le Gallais Lyons Estates Dandara

12 14 16 BC

3


property with passion

St Brelade

4

£2,650,000

4

A-K

Spectacular landmark residence. Gardens, terraces and swim spa. Panoramic coastal views. Bespoke architect design. Peaceful location. No expense has been spared.

St Helier

5

£550,000

2

A-J

5 bedrooms. 2 Kitchens (1 newly fitted). Enclosed garden. Parking for 4 cars. Potential income or 2 generation.

rental

St Helier

2

£1583pm

2

A-H

Purpose built. Peaceful location. Great terrace. Large storeroom/utility. A truly lovely apartment.

St Brelade

4

£1,800,000

3

A-K

Detached bungalow. Sea views. Double garage. Gated entrance. Further potential. Attractive summerhouse. Ideal for alfresco eating..

St Helier

3

£460,000

1

A-H

Choice of two 1st time buyers homes – Le Clos Vaze. Lovely rural outlook. Gardens. Cloakroom. Garages. Kitchen/breakfast. Generous living accommodation. Scope to extend. From £460,000.

rental

St Clement

3

£1750pm

1

A-H

Available furnished or unfurnished. Modern house. Low maintenance. Garage. Children & pets welcome. 1st Time Buyers only.

St Clement

4

£785,000

2

A-J

Detached granite faced. Lots of parking. Immaculate throughout. Close to beach. South facing.

St Helier

2

£285,000

1

A-H

Purpose built apartment. Double bedrooms. Immaculate. Designated parking. Juliet Balcony. Walk to work. First time buyers only.

rental

St Helier

3

£1833pm

1

A-J

Spacious family home. Extensive sea views. South facing garden. Large sitting room/diner. Storage shed. Cloakroom.

We know that, in our business, sometimes you just click. View our latest properties at www.choicejersey.com 4


talk to us

01534 620620

£1,650,000

St Peter

5

3

A-K

Detached home. Stabling & sand school. Country setting. Sep annex & granite outbuilding. Horse grazing. Commercial income.

St Brelade

5

£925,000

3

A-J

Fabulous detached property. Gorgeous orangery. Large manicured garden. Garage & parking (further scope).

St Helier

2

1

St Lawrence

5

Grouville

5

A-K

3

A-H

1

1

Paul 07797 757885

3

A-J

2

3

A-K

£399,000

2

A-J

Cottage. 2 bedrooms + 2 attic rooms. Immaculate. Quiet location. Separate dining room. Great kitchen diner.

£207,000

St Helier

A-H

1

Sabrina 07797 756527

£1,250,000

Live the coastal life. Direct access to beach. Commanding panoramic views. Tasteful interior décor. Large outdoor area. Garage & parking.

St Helier

Completely renovated. Quality kitchen & bathroom. Secure garage parking. Walk to work. Large communal gardens. Ideal 1st purchase or buy to let.

Gill 07797 721881

St Clement

£895,000

Separate 1 bed annex. Close to Gorey Village. Immaculate interior. Safe enclosed garden. Backs onto common & beach. Golfers dream home.

St Helier

Christine 07797 712722

2

Detached. Separate paddock & woodland. Super country setting. Mature landscaped garden. Elevated location. Further scope.

£305,000

Purpose built apt. Bright & spacious. Convenient location. On a bus route. Communal garden. Tucked away on private cul de sac..

£1,275,000

£199,000

1

A-H

Great starter home. High standard throughout. Residential parking. Good investment. Share transfer.

Tony 07700 771974

Dennis 07797 716430

Angela 01534 620620

5


6


7


HAMPTONHOUSE ESTATES 01534 727582 Charles House, Charles Street, St Helier · info@hamptonhouseestates.com · www.hamptonhouseestates.com

£615,000

MARY ROSE RESTAURANT

Established family run licensed restaurant situated in the heart of St.Helier. Owner’s three bedroom apartment and sun terrace. The property is in excellent decorative condition. The restaurant has capacity to cater for 40 dinners and benefits from a well equipped kitchen, preparation rooms and ample storage. Highly suitable for a young energetic couple wishing to embark in the catering industry. An excellent opportunity to purchase a home and a business with lots of potential.

£615,000

VILLA BIANCO

Detached three bedroom property situated in a most desirable rural location and yet only 5 minutes drive to town. This well built house benefits from a sizeable established front garden, and a spacious back garden as well. The property is in good structural condition and a well designed modernisation programme would considerably enhance it’s value. Magnificent rural views, garage and forecourt parking for several cars.

NEW DEVELOPMENT - TOWN IN-

£245,000 | £285,000 | £325,000

3 Bedroom Maisonette £325,000 / 2 Bedroom Flat With Terrace £245,000 / 2 Bedroom Flat with Parking £285,000 VAUXHALL STREET APARTMENTS Beautifully appointed block of three luxurious apartments recently furbished to the highest standard, benefiting from “Continental Style” kitchens and bathrooms. Spare storage areas, balcony/terrace. The building is situated in a quiet residential area. Easy walking distance to the Town Centre. A-H Category.

Bank loans available at a favourable rate of interest

we’re moving our online home places.je launches in October as the definitive site to find property in Jersey. Register online now at places.je to be updated of the launch.

8


01534 781781 www.aspenestates.je £295,000

St Helier

2

1

A-H

Spacious Lounge / Diner Large Private Terrace Garaged Parking Close To Parks And Beach Superb Investment

2

1

A-H

Large Sunny Balcony Modern Finish Throughout Underground Parking Popular Development Quality Fitted Kitchen

1

-

Immaculate Throughout Front And Rear Garden Granite Feature Fireplace Close To Schools Easy Access To Town

1

A-H

£365,000

St Helier

3

1

A-H

A-H

4

1

2 Large Reception Rooms Garden Parking And Garage Countryside Views Quiet Cul-De-Sac Location No Onward Chain

2

1

A-J

£387,500

St Helier

2

A-H

1

A-H

3

2

1

A-H

2

Corner Plot Location Safe Sunny Garden Close To Bus And Shops Quiet Residential Area Well Maintained Property

£425,000

St Helier St.Ouen

4

1

A-H

Stunning Bath Suite Rear Courtyard Immaculate Throughout Victorian Features Town Outskirts

£485,000

St Helier

£325,000

St Helier

Large Lounge Stunning Views Communal Gardens Secure Garaged Parking Scope To Extend

Renovated Throughout New Double Glazing Brand New Fitted Kitchen Large Living Room Parking & Private Patio

£475,000

St Saviour

£319,000

St Helier

Sunny Lounge Fully Fitted Kitchen Great Location Purpose Built Parking & Patio

Large Modern Kitchen Spacious Living Room Seperate Dining Room Sunny Patio Garden Resident Parking Scheme

£425,000

St Saviour

2

Spacious Living Areas Lovely Private Garden Town Views Town Outskirts First Time Buyers

£335,000

St Helier

£318,000

St Helier

A-H

£675,000

St Helier

4

2

A-H

Georgian Family Home Three Reception Rooms Large Integral Apartment Safe Rear Garden Close To The Beach

9


10


Overlooking St Brelade’s Bay St Brelade A rare opportunity in the bay 2600 sq ft modern villa Enclosed generous sunny garden with pool Possible 2 generation home Only minutes walk from the promenade. Offers invited £1.695m Freehold A-K Category

Michael Dean MGDean@savills.com

722227

Beautiful Valley Setting St John Renovated former mill 4 reception rooms 4 bedrooms 3 bathrooms Magnificent “great room” Guide price £2.395m Freehold A-K category

Gary Bryant GBryant@savills.com

722227

11


Tel: 788788

www.jerseyproperties.je La Route des Quennevais, St Brelade E S TAT E A G E N T S

£350,000

St Mary

3

3

A-H

Situated in one of Jersey’s most scenic bays this building site is being sold with all relevant planning permission for a 3 bedroom property. Plans are available to view at our offices.

£750,000

St Helier

6

2/3

A-J

In need of renovation this substantial detached property built around 1930 and still retaining many original features, would make a stunning prestigious family home.

£1,200,000

Grouville

5

3

A-J

Fabulous 1930’s house set in an idyllic location near to the shops, beach and golf course. The current owners have recently completed a major refurbishment programme on the property.

£575,000

St Saviour

2

1

6

A-J

Originally built circa 1740, this period cottage has tremendous potential. The property is situated on an idyllic rural site, yet conveniently situated for schools and shops.

£795,000

St Brelade

3

2

3

A-J

£875,000

St Saviour

4/5

A-J

3

A-J

A substantial detached bungalow in good order throughout, the property is situated on an idyllic rural site, yet conveniently situated for schools and shops. Good size garden.

£1,235,000

Trinity

A-J

3

2

3

Substantial period town house arranged on 3 floors currently used as a home with income. The property benefits from a large enclosed garden. Excellent investment potential.

A detached family house, situated in a small select close, this substantial property has recently been sympathetically re-furbished, and would make a fabulous, spacious family home.

St Brelade

£585,000

St Helier

Situated on a very large plot. Presently benefitting from an integral two bedroom flat the house could easily revert to one six bedroom unit. There is ample room for extension if required.

£1,535,000

3

A-J

Situated in an idyllic location this lovely detached property has the advantages of stables, a paddock, swimming pool, guest suite etc., and is a fabulous country home for the discerning purchaser.

£640,000

St John

5

2

A-J

A deceptively spacious five bedroom house, in good order throughout, the property is situated within a couple of minutes drive of St Helier yet has lovely rural views

£1,250,000

St Brelade

2

2

A-J

Situated in an elevated position overlooking the whole of St Ouen’s Bay this luxurious modern house has been finished to the most exacting standards.

£1,795,000

St Brelade

5

5

A-J

Stunning location with extensive sea views over St Ouen’s Bay and the sand dunes this large family home also benefits from an integral letting unit. With ample parking & lovely mature gardens

g o i ng w e s t ? JPL Estate Agents is a company of experienced estate agents located and specialising in the West of the Island. Our office in St Brelade, adjacent to the Quennevais precinct offers free parking and prominent window display of properties in the area. If you are thinking of selling or looking for a property in the West of the Island, choose a specialist, choose JPL, call us on 788 788. E S TAT E A G E N T S Barrie Stead 07797 723785 b.stead@ jerseyproperties.je

12

June Stead M.N.E.A 07797739838 j.stead@ jerseyproperties.je

La Route des Quennevais, St Brelade.

Tel 01534 788788 Fax 01534 788787 w w w. j e r s e y p r o p e r t i e s . j e


Essential employment & housing

Wendy Lambert, Partner & Head of Property, Mourant du Feu & Jeune explains the legal perspective

T

he Housing (Jersey) Law 1949 (the "Housing Law") was brought in to protect the limited pool of accommodation available in Jersey. Along with the Regulation of Undertakings and Development (Jersey) Law 1973 (the "Regulation of Undertakings Law"), the Housing Law placed controls upon the population influx into the Island. Regulation 1(1)(j) of the Housing Regulations states that housing consent can be granted if the Housing Minister "is satisfied that the intending purchaser, transferee or lessee either is, or will be, essentially employed in Jersey and that consent can, in the best interests of the community, be justified". It is these regulations which have enabled businesses in Jersey to bring individuals to the Island who are essentially required to grow and develop their business as it provides those individuals with Housing qualifications to buy or lease property. An individual granted a 'J' Category Housing consent (a "J Category Employee") is now entitled through a company owned by the individual (in the case of a purchase) or through a company owned by his employer (in the case of a lease) to buy or rent any property allocated for 'J' Category occupation by the Housing Minister. Prior to 2005 any purchase of property for occupation by a 'J' Category Employee had to be in the name of a company owned by his employer. A 'J' Category Employee who chooses to buy a property must buy through a company which they incorporate and own. If they choose to rent, they must rent through a company owned by their employer if they work in the private sector. There then needs to be a licence between the employer and the employee in which the employee agrees to comply with the terms of the lease, not least to pay the rent. Public sector employees are permitted to rent in their own name thus avoiding the complications in the private sector described above. It is hoped this anomaly in law will be rectified by the new Migration Law.

Time Limited Consents

The Housing Minister has the power to impose conditions upon all Housing consents. One such condition which has been imposed from time to time upon 'J' Category Housing consents is a time limitation to that consent of, typically, 3 or 5 years. The purpose behind this time limitation was to ensure that businesses still take seriously their obligation to train local employees into the roles being granted 'J' Category housing consents and, in time, to reduce the number of such consents required by business. This has caused businesses difficulty over years as it is a 'hard sell' to an individual that they should up-root their family, sell their house in the UK to buy or rent a property in Jersey, only to be told in 3 or 5 years' time once the family has settled, that they must leave.

One important principle contained in the migration consultation document is a desire to enable businesses to operate, as a general principle, on a level playing field with competitors as regards the number of 'J' Category consents each business is permitted. A large business may be allocated a specified number of 'J' Category consents for a particular role and the business will then be free to allocate those consents to individuals who perform that role without the need to revert to the Housing Minister for consent on an individual basis each time. The proposals are summarised in the consultation documents entitled Managing Migration: New Mechanisms - Part 2: Managing Access to Employment and Housing. This can be found at www.gov.je/migration.

'J' Category consents unlimited in time are now granted by the Housing Minister and indeed a policy was published in 2006 stating that "time restricting 'J' category consents is no longer consistent with approved policy and law".

'J' Category Employee's Undertakings

If a 'J' Category Employee chooses to buy, they must provide an undertaking to the Housing Minister that they will sell the property if they cease to be employed in the role to which the 'J' Category consent relates. In today's markets where houses may not sell so easily, it may be that a 'J' Category Employee losing their job (perhaps through redundancy) would have difficulty complying with this undertaking. It is hoped the Housing Minister would treat such individuals sympathetically.

Changes in Law

The Housing Law and the Housing Regulations are about to undergo a major overhaul with the new proposed Migration Law. Broadly speaking the system in place for granting essentially employed individuals housing rights will remain in the new Law. The Housing Minister will retain the right to grant time-limited consents and consents for individuals to rent and not buy property (although it is thought that this right is unlikely to be exercised other than in exceptional circumstances).

13


eVOLVing WiTH THe isLAnD SiNCE 182 5 ESTATE AGENTS

PRIVATE ELEVATED POSITION 31 3 23

Asking price £882,000

St HELIER

• Purpose built Apt • Views of Marina • Walk to Town • Immaculate Condition • Private Balcony & Parking

£340,000

St HELIER

31 32 31

CAT A-H

• Spacious Rooms • No-onsite Parking • Rear Patio Garden • Available Immediately • Quiet Town Location

£375,000

A-J CATEGORY

St SAVIOUR

31 3 31

CAT A-J

• Quiet Rural Location • Far-reaching views • Parking For Two Cars • Available Immediately • Needs Minor Modernisation

£435,000

ST SAVIOUR

32 32 31

CAT A-J

• Stunning Paul Haslam Kitchen • Near To Schools & Town • Quiet Position, Pleasant Views • South Facing Terrace Garden • Available Immediately

£455,000

S A L E S • L E T T I N G S • V A L U AT I O N S • P R O P E RT Y M A N A G E M E N T

www.legallais.co.uk 14

SOLE AGENT

15 BATH STREET • ST HELIER • JERSEY • TEL 766689

31 3 31

CAT A-J


15


£489,000

St Saviour

3

3

3

2

5

A-J

3

Sole agents Truely lovely detached house recently updated 2 generation home

2

A-H

A-J

£995,000

St Ouens

4

2

Superb bungalow Sea and rural views in cul-de-sac contempory home

If you’re looking to sell your property, make sure you knock on the right door.

£599,000

St Brelade

5

2

A-J

Stunning family home Divine walk in condition Has south west facing patio Close to shops, schools and the beach

£895,000

Grouville

4

3

A-J

A-J

4

3

A-J

Sea Views Large garden Decked balcony Contempory with character

4

2

A-H

£965,000

St Saviour

5

3

A-J

Family home Luxury mews private close Quality fixtures and fittings throughout

£1,100 ,000

St Ouen

£599,000

St Peter

Stunning 3/4 bedroom apartment Finished to the highest standard Views across St Aubin True delight and must not be missed

Open to offers Stunning family home Immaculate throughout looking for quick completion

Sea views to die for Superb 1930’s house Totally renovated Large south facing plot

£975,000

4

£795,000

St Helier

A-J

Rural home immaculate cosy bungalow Total privacy South west facing garden

St Peter

1

Ideal starter home Scope to extend Ready for someone to come and put their mark on

£649,000

Trinity

3

A-J

Sole Agent Family home Large garden Newly fitted kitchen

£479,000

St Clement

07797 776508 www.lyonsestates.co.uk

£1,295 ,000

St Saviour

5

3

Detached two generation house Home with income Immaculate throughout Large south west facing gardens

077977 76508 01534 481894 info@lyonsestates.co.uk

www.lyonsestates.co.uk 16

A-J


Jersey’s estate and purchasers’ agent

01534 601150

P.O. Box 137 St Helier JE4 5NE Email office@edgeproperties.co.uk www.edgeproperties.co.uk

Specialising in Jersey’s finest homes 17


Finding a house, a place to live. Itâ&#x20AC;&#x2122;s a complicated game isnâ&#x20AC;&#x2122;t it? Register with all the agents, try and remember to get the paper. Click on each agent website, each day, in the hope of finding something new. Review dozens of badly targeted emails. Try sites that claim to list 2000 properties only to find that some seem to appear five times. Copy open viewing details from the paper. Look out for open viewing boards on the road. Wish and hope. And thatâ&#x20AC;&#x2122;s just for residential purchases. What about renting a place? A new work place? Where can you get the definitive solution?

Nowhere... yet. 18


.je Coming soon. The best place to find a place in Jersey.

register online now to learn more. 19


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Places 5 : September 2009