ISSUE #13 | FEBRUARY 2020
PROPERTY | PARISH | LIFESTYLE
PLACES ISLANDER IS DISTRIBUTED BY JERSEY POST TO EVERY HOUSEHOLD IN ST JOHN, ST MARTIN, ST MARY, ST OUEN AND TRINITY) AND EVERY OUT OF TOWN BUSINESS
PROPERTY | PARISH | LIFESTYLE
ISSUE #13 | FEBRUARY 2020
PROPERTY | PARISH | LIFESTYLE
PLACES ISLANDER IS DISTRIBUTED BY JERSEY POST TO EVERY HOUSEHOLD IN ST JOHN, ST MARTIN, ST MARY, ST OUEN AND TRINITY) AND EVERY OUT OF TOWN BUSINESS
PLACES ISLANDER #13 FEBRUARY 2020
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We’re hearing a lot of good news on the grapevine about events and activities planned this year to mark the 75th anniversary of our island’s liberation. St John’s got in touch to tell us about events being organised in the parish and we’ll hope to bring you more information next month. As we look forward to celebrating the past, we’re also looking to the future with this month’s property profile, choosing to learn about an interesting new home proposed by one of the island’s designers. Set on Mont Sohier in St Brelade, it’s a unique design that has been passed by planning and is ready to build for a new buyer. It’s an ambitious project in a fantastic location and most of us can only dream about developing such properties. But it’s good to dream. Having witnessed one of our team try and get a small wall shortened (for the sake of safety) through planning, a designer being able to negotiate the hoops held out by South Hill’s most controversial former residents in a design like this is truly admirable. Moving from property to people, this month Rod went to meet CCA Galleries’ Sasha Gibb and talked to her about her education, inspiration and love for the arts. If you find yourself a new property over the coming pages, pop into CCA and treat yourself to something beautiful for your new walls!
E STATE AGEN T DI R EC TORY AW Properties Benest Estates Bridle Estates Broadlands Estates Choice Properties Crespel Properties Finders Keepers Gaudin & Company Huelin Homes Hunt Estates
07700 355385 747777 766999 880770 620620 625569 635601 730341 888139 860650
Indigo Estates 639955 Le Gallais 766689 Le Rossignol Estates 767767 Le Maistre Estates 07700 727007 Livingroom 717100 Lyons Estates 481894 Maillards 713600 Moore Properties 880543 ND Estates 629009 Property Store Jersey 710929
Red Properties Rockproperty Ltd Savills Slomans Estate Agents Spiffy Thompson Estates Troys Estate Agency Voisin Hunter Wilsons Knight Frank Quemard Estates
710710 861888 722227 879787 851225 888855 734488 507777 877977 879879
Househunting? Find properties from all agents listed here in one place at www.places.je
St John celebrations for Liberation 75 Words | Francesca Vadher
A small committee has been established to organise a series of activities to celebrate Liberation 75 in St John. We are a diverse group in age and occupations, but we all got involved because we recognise the importance of this occasion and want to make it a memorable day and capture memories so we can preserve them for future generations. Capturing memories for future generations
We would love to hear from anyone with a connection to St John that is willing to share their stories or family stories of St John residents who either lived through the occupation and remained on Island or were evacuated from Jersey during the occupation. We are happy to interview you individually or if you prefer we can interview you as part of a talking group (we will organise groups to have a cup of tea and a chat and capture your stories) or if preferred you can write down your stories and share them with us. Once captured we aim to store these with Jersey archives so that this very important part of our history is captured for generations to come.
Celebrating the occasion
We are delighted to announce that to celebrate Liberation 75 the Parish will be holding a Liberation themed afternoon tea party with a full schedule of entertainment suitable for all the family around St John’s Church and the precinct area. The event is free and open to all parish residents.
The Parish would like to invite people who lived in St John through the occupation or those who were evacuated from St John during the occupation to join us as VIP guests
If you were unable to make the event but still wish to get involved (help organise the event/share your ideas/help with baking or sandwich making for the event/help with set up or tidy up on the day) then please leave your details with the Parish Hall or email us at firstname.lastname@example.org (please use subject ‘Liberation 75’) or drop us a message via Facebook: https://www. facebook.com/LiberationStJohn
Would you be able to donate prizes for our free raffle to be held on the day or do you have any unwanted gifts? All would be gratefully received and can be dropped to the Parish Hall labelled Liberation 75. If you or a relative meets this criteria please make yourselves (or your relatives) known to us by visiting/phoning the Parish Hall on 01534 861999 or by contacting us via our Facebook page: https://www.facebook.com/LiberationStJohn
Friday 8th May 2020 Time: 2-5pm Information: email@example.com / 07700 753361
Meet the Islander
Sasha Gibb Words & Photography: Rod Bryans
Sasha is a Colourist. She’s quick to explain her acute short sightedness helps. Blurring the lines, not hung up on detail, it’s the colours she focuses on. It’s a small but crucial detail that has borne her successfully through a career as a textile artist, an interior designer, a Master Dyer, to a senior design role with John Lewis. Where, as she puts it, “I was paid to inspire people about colour and art.” That’s something she is still doing today as Gallery Director for the beautiful CCA Gallery on Mulcaster Street. It’s her eye, her attention to display and a deep belief in the promotion of art and culture, that fuels her ambitions for Jersey. A personal quest to engage the local community with art and inspire and support another generation of artists. Where did you discover your talent?
“I was always drawing, filling sketchbooks, but at 17 I visited Kenya on my own and my mind was blown. The colours, sights and sounds filled my senses. The primary coloured designs and textiles left a lasting impression. As a young girl It helped me realise what was out there.” After moving through eight schools and rejecting an offer to the Slade, Sasha arrived at Farnham University for the Creative Arts. Who helped you realise your ambitions when at art college? Was there a single teacher that stood out?
“Roland Gold was a real inspiration. He made me realise that anything is possible. One day, instead of focusing on one drawing or painting, he asked us to go out and come back with fifteen. Every day seemed an adventure. He made us discover every medium. He was a laugh.” Was there ever a time when you doubted yourself?
“Oh yes. At Farnham I had upset tutors several times with my nonconformity and had produced my final piece of work for the Design Award. They were silk hangings that I had painted over. It was derided. A woman tutor took me aside and said, “I personally hate your work and I don’t think you should enter it.” You might feel that someone would
buckle under such harsh criticism, but Sasha believed in herself and her work and entered her designs. She won. Paul Smith was the judge. The first time anyone had ever won from that college. The dye was cast and her future felt a little more secure. Later once again Sasha was drawn to foreign shores and revisited Africa, Zimbabwe, as a freelance designer for the British Council where she would both lecture and teach. Each visit waking her mind to possibilities.
If you are ever in town take the time to visit the CCA Gallery. It’s like stepping into another world. A world filled with colour, shape and design. Housed in a beautiful building whose outward appearance belies its clever interior architectural design. Artworks, chosen and hung by Sasha are there to engage and inspire. Cradling a heavy sculpture of Eduardo Paolozzi’s hand from a recent exhibition you can feel her passion for art and what resonance it holds in her life.
“A woman tutor took me aside and said, “I personally hate your work and I don’t think you should enter it.” You might feel that someone would buckle under such harsh criticism, but Sasha believed in herself and her work and entered her designs. She won.” At some point after marrying Anthony Gibb, a designer and historic building consultant, she moved to Jersey. Their home, sited on the main road in Trinity, is another repository of fine art and textiles. The rooms have that wonderful careworn, homespun feel about them that bely an artistic sensitivity. A large canvas by Wayne Audrain dominates her dining room. “Isn’t it beautiful? I wish he’d do more.” She is at pains to point out, her hands constantly articulating her thoughts, collections and snippets of fabric, children’s drawings, pinned to boards collated to help inspire her. “I love a certain amount of mess.”
There is a quote on her website that reflects a certain truth, “Sasha would like to build the world a home and furnish it with love...it’s all about comfort and few can resist.” Selvedge. But Sasha also wants to provoke you into considering the role art plays in our lives. “You should consider entering our Summer exhibition!” she tells me. If you wish to enter the CCA Summer Exhibition check out the website www.ccagalleriesinternational.com or pop in and say hello to Sasha. She would be happy to welcome you to her world.
F E AT U R E D
St Saviour, £530,000 A modern and bright purpose built apartment set in the desirable Belvedere Development.Approached through a gated entrance, the apartment block is situated on the edge of the development, overlooking gardens. The apartment is one of only nine apartments and occupies the top floor (2nd floor).The decor is in good condition and is ready for a new owner to move straight in. There is a south facing balcony, plenty of storage both in the apartment and out. There is also a lift service, straight from the underground parking area. The apartment would suit a couple either first time buyers or those hoping to scale down. In addition, it would also appeal as a buy-to-let.Comprising: Entrance hall, cupboard 1: washing machine, cupboard 2: for storage, open plan sitting room/dining room/kitchen with two sets of double doors to south facing balcony, two double bedrooms, one en-suite shower room and house bathroom.Externally, there are lovely, large communal gardens. Hunt Estates - 01534 860650
St Helier, £315,000
St Helier, £459,000
Fabulous new conversion in an imposing character property with high ceilings and picture windows in a central St Helier location. 1, 2 and 3 bedroom units available, all beautifully finished throughout. Early viewing recommended via the vendor’s sole agent. The bathroom features a newly fitted walk-in luxury shower, WHB with mirror above and fitted storage. The open plan kitchen/ lounge/dining room has newly fitted top of the range kitchen with integrated Neff appliances. Fabulous south facing rooftop views across town and beyond.
Livingroom is delighted to offer this fabulous purpose built apartment set within the prestigious and highly desirable Westmount development. This immaculate 733 sq.ft apartment boasts a spacious open plan kitchen/dining/ sitting room, master bedroom en-suite and additional double bedroom serviced by a Jack & Jill bathroom. Externally the property benefits from a good sized private balcony and allocated parking space as well as access to the on-site gym and bike store.
- 01534 710710
- 01534 717100
St Clement, £795,000
St Clement, £1,475,000
Situated in a private Cul de Sac in the popular parish of St Clement, just a few minutes walk from Green Island Beach, this property is a real hidden gem. This layout of this charming home has been reconfigured to maximise living space for the whole family, with a spacious open plan kitchen and shower room occupying the ground floor. The rural surroundings can be appreciated from each floor. This property also benefits from an enclosed garden to the rear, with a garage and separate car port at the front.
Situated down a quiet lane far removed from main road traffic, newly built the property is both stylish and ‘on trend’ presented in pristine order, offering ample living space, with just under 3000 sq ft of accommodation arranged over three floors. Three double bedrooms, all with quality fitted wardrobes occupy the first floor, all ensuite. Fully enclosed, the attractive garden to the front is laid mostly to artificial lawn with a patio area, south facing it attracts all day sunshine.
- 01534 722227
- 01534 639955
St Clement, £550,000 The apartment is located along Greve D’azette on St Clement’s coast road and would make an ideal investment opportunity. The apartment comprises two good double bedrooms, two bathrooms, bright lounge / diner, separate fully integrated kitchen with window facing into the living area, plenty of storage with two large cupboards and external secure lock-up storage, as well as lift access, a private south facing sun terrace enjoying panoramic sea views with direct access to the beach and two dedicated parking spaces. Finders Keepers
- 01534 635601
www.huelinhomes.com St Lawrence
›New Development ›Ground Floor ›High Specification ›Immaculate Throughout ›Designated Parking
›Heart of Gorey ›High Specification ›Immaculate Throughout ›Visitor Parking ›Available Now
›Great Location ›Newly Decorated ›Spacious ›Close to Amenities ›Public Parking Nearby
›Town Outskirts ›New Development ›Ground Floor ›Secure Underground Parking ›Patio Area
›Great Location ›Ground Floor ›Purpose Built ›Communal Garden ›Visitor Parking
2 ›Sea Views ›Modern Interior ›Two Balconies ›Fantastic Location ›Spacious
www.legallais.co.uk St Saviour
›Close to Schools ›Own Entrance ›Walk to Town Centre ›Ideal Buy-To-Let ›Designated Parking Space ›Purpose Built Ground Floor Apartment
›Detached Bungalow ›Large Plot ›Scope To Enhance and Extend ›South Facing Garden & Patio ›Garage & Ample Parking ›Potential Development Site
›Detached Bungalow ›Corner Plot ›Wraparound Garden ›Spacious Living Accommodation ›Garage and Parking ›Close To Village Amenities
›Prestigious Development ›Extremely Bright and Spacious ›Sea Facing Apartment ›Balcony Overlooking Beach ›Direct Access to Beach ›Secure Undercover Parking
›West Facing Patio & Decked Garden ›Great Living Space ›Large Attic ›Convenient South Coast Location ›Quietly Tucked Away ›Public Parking Nearby
›Charming Period Property ›Peaceful Location ›Large Lawned Garden ›Not far from St. Ouens Bay ›Beautifully Refurbished Throughout ›Ample Parking
877977 | www.wilsons.je | firstname.lastname@example.org
STATE OF THE ART
PROPERTY TRANSACTIONS 24 Jan 2020
24 Jan 2020
17 Jan 2020
21 Highfield Country Apartments, Trinity £330,000
Meadowbank, St. Helier £1,040,000
West Winds, St. Brelade £805,000
24 Jan 2020
24 Jan 2020
17 Jan 2020
Villa Kiama, St. Saviour £857,000
Apartment 2, 20 David Place, St. Helier £260,000
Hill Court, St. Brelade £1,100,000
24 Jan 2020
24 Jan 2020
17 Jan 2020
Hawthorne House, St. Saviour Sold by Troys £669,000
3 Cleveland Road, St. Helier Sold by Hunt Estates £530,000
189 Le Clos des Sables, St. Brelade £370,000
24 Jan 2020
24 Jan 2020
53 Grasett Park, St. Saviour Sold by Troys £526,000
The Coach House, St. Helier £525,000
Babord, St. Clement Sold by Spiffy £722,500
24 Jan 2020
17 Jan 2020
24 Jan 2020
Villa Kiama, Bagatelle Lane, St. Saviour £857,000
Le Buissonnet, Grouville Sold by Hunt Estates £2,050,000
Apartment 2, Meadow View, St. Lawrence £449,000 24 Jan 2020
Les Bardeaux, St. Lawrence £2,076,000 24 Jan 2020
Apartment 2, West Grove, St. Lawrence £2,650,000 24 Jan 2020
2 La Mignonette, St. Lawrence £565,000 24 Jan 2020
St Lawrence Villa Cottage, St. Lawrence £565,000 24 Jan 2020
4 Six Rues Villas, La Rue, St. Lawrence Sold by Broadlands £546,000 24 Jan 2020
Sursay, 4 La Hougue Grange Farm, Grouville Sold by Hunt Estates £765,000 24 Jan 2020
Apartment 8, Les Delaches, St. Clement £425,000 24 Jan 2020
25 St Clement’s Gardens, St. Clement £375,000 24 Jan 2020
Equal half undivided shares of La Vie En Rose, St. Brelade £755,000 24 Jan 2020
Millbrook House, St. Helier Sold by Broadlands £3,600,000 24 Jan 2020
Flat 2, Stepping Stones, St. Helier £395,000
24 Jan 2020
21 Highfield Country Apartments, Trinity £330,000 17 Jan 2020
21 Hautbois Gardens, St. Helier Sold by Spiffy £555,000 17 Jan 2020
Enfin, 47 St Clement’s Road, St. Helier £500,000 17 Jan 2020
Vue Des Champs, St. Helier £785,000 17 Jan 2020
33 Queen Street and 1 Bath Street, St. Helier £600,000 17 Jan 2020
Apartment 17, Hautmont House, St. Helier £312,000 17 Jan 2020
Apartment 39, Cranham Court, St. Helier £339,000 17 Jan 2020
18 Uplands Drive, St. Helier £569,000 17 Jan 2020
Cambrai Cottage, St. Helier £625,000 17 Jan 2020
Hilary House, St. Helier £600,000 17 Jan 2020
Apartment 50, Saviour’s Place, St. Helier Sold by Spiffy £275,000 17 Jan 2020
31 Le Clos Orange, St. Brelade £625,000
17 Jan 2020
17 Jan 2020
La Carruee, St. Martin £1,517,500 17 Jan 2020
Apartment 7, Elmore, St. Martin Sold by Wilsons £262,500 17 Jan 2020
1 Le Jardin du Hogard, St. Martin £535,000 17 Jan 2020
Apartment 5, Les Pieces, St. Martin Sold by Crespel Properties £395,000 17 Jan 2020
Dacia, St. Saviour Sold by Spiffy £640,000 17 Jan 2020
23 Belvedere, St. Saviour £810,000 17 Jan 2020
Zante, St. Saviour £515,000 17 Jan 2020
29 Lempriere Mews, St. Saviour Sold by Gaudin & Co £565,750 17 Jan 2020
Leighfield, Trinity £775,000 10 Jan 2020
Share 3 of Elysia, St. Helier Sold by Bridle Estates £254,500 10 Jan 2020
Chalwell, St. Helier Sold by Crespel Properties £720,000
Agents! Our Places registered agents can ‘claim’ their sales through their admin consoles and show which properties you sold, just click ‘historic sales’ from your menu and ‘claim’!
Real Property Limited Real Property Limited is a family owned business based in Jersey providing a wide range of complementary residential and commercial property services. It was started in 2004 by Simon Buckley FRICS and Catherine Buckley FRICS. The group comprises of; Buckley and Company (commercial agency, investment and professional services), Voisin Hunter (residential and commercial property management together with residential lettings), Maillardâ€™s Estates (residential valuations and sales together with agricultural land) and MDW (building surveying).
The Group is based at 31-33 New Street and currently has 38 members of staff, we popped by to meet with some of the team to find out more about this multifaceted group.
PICTURED LEFT TO RIGHT; ED, LEANNE, GAVIN & SAM
Surveyor, Buckley & Co
Associate Director, MDW
What is your career path so far? I worked for Lambert Smith Hampton in Southampton, before joining the National Logistics Team at Cushman and Wakefield in London.
What is your career path so far? I initially worked in the construction industry before becoming a Building Surveyor. I've worked for a number of Surveying Practices across London, during which time I qualified for my membership to the Royal Institute of Chartered Surveyors.
What does your company do? Buckley & Co provides a range of commercial property services such as valuations, rent reviews as well as sales and lettings across all sectors. What do you do day-to-day? I follow up on any current sales or lettings that are progressing, and liaise with clients to ensure all of their property needs are met. What's the most challenging part of your job? Balancing a large number of different projects at any one time. What's the most rewarding part of your job? The successful completion of a challenging instruction and providing clients with an effective service.
What does your company do? We provide a full range of Building Surveying services to both the residential and commercial sector including; building acquisition, condition surveys, dilapidations, project management services, schedules of condition, planned preventative maintenance schedules, defects analysis and reinstatement cost assessments. What do you do day-to-day? Iâ€™m responsible for delivering a range of the above services along with identifying new business opportunities and ensuring that the standard of our product meets an expected high level. What's the most challenging part of your job? Planning and managing a busy and varied workload whilst ensuring that client satisfaction remains high. What's the most rewarding part of your job? Successful completion of a project from both a client and personal view.
Leanne Kirkland Sales Manager at Maillardâ€™s Estates What is your career path so far? I am a fully qualified Chartered Accountant, however I left audit a number of years ago and joined the property industry. I was a Sales Manager in the UK selling new homes for a large Estate Agent before returning to Jersey to join Maillards. I am currently undertaking my Chartered Surveying qualification (RICS). Briefly what does your company do? Maillards Estates are Chartered Surveyors, Estate Agents and Land Specialists. What do you do day-to-day? My days are so varied. One day I might be getting chased by cows around a field whilst trying to value the land, then i'll head shopping for kitchens and bathrooms, designing specifications for new homes. I mainly focus on valuing and selling new homes and assisting the rest of the team when needed. What's the most challenging part of your job?Prioritising my work load can be tricky, as I'm often dealing with a few projects at one time. What's the most rewarding part of your job? Seeing my projects come to life and getting great feedback from my clients, and of course, finding people their perfect home can be wonderful.
Sam Graham Residential Property Manager, Voisin Hunter What is your career path so far? I have worked in property management since 2005, previous to that I worked in banking. I also took some time out to have three children. What does your company do? Voisin Hunter covers a wide variety of different aspects in the residential property side, to looking after the management of private properties, blocks, lodging houses and the housing trust team What do you do day-to-day? I have a very varied job description and every day is different which I enjoy. I look after the management of residential properties, ensuring all leases, rent reviews and inspections are carried out. This involves working with the Fire Department to obtain Fire Certificates for some properties, and I also work with Environmental Health and Property Owners, so properties can be assessed under the Rent Safe Scheme. There is also often some liaising with Tenants, Owners and Contractors regarding any works and insurance companies if required. What's the most challenging part of your job? Refurbishments! As you need to keep a track of all costs involved for the Owner and ensure the builders are sticking to the tight schedules. What's the most rewarding part of your job? Being able to help tenants when they are in a difficult situation and feel they are not able to move or are struggling finding somewhere and we are able to assist them on their journey.
Pentagon acquire Anderson
Interior News Places Islander’s little round-up of interiors pieces available from local retailers.
His and hers heaven.
Laufen Sonar double washbasin The Sonar double washbasin by Patricia Urquiola for Laufen is the perfect answer to the dilemma of rapid bathroom turnarounds for you and your partner. The simple form and quality construction blend into an iconic basin design that offers side by side tooth cleaning or face splashing. The design is beuatiful, and award-winning to boot, having won a Descom Designforum award for Product Design last year.
Laufen is stocked in Jersey by Bauformat
Industrial Chic Crosswater Union
The Crosswater Union range brings Italian artisan brassware skills at its finest, each component is cast, precision machined, polished and perfected to offer an elevated bathing experience in a collection of bathroom taps, valves, showerheads and bath fillers.
Now teamed with Pentagon ensures these two iconic Jersey brands continue to support the local high street providing quality products and service. Elliot Le Feuvre, Director, who started Pentagon West 3.5 years ago to service the building industry working on the West of the island, will be heading up the day to day operations , commented ‘I am very excited to be part of such a locally historic company and look forward to working with the team to serve our island wide customer base between the two branches Waterloo Street & Les Quennevais.’ ‘As a fifth generation family business, together with my wife Joanne and fellow directors Chris and Dawn Munns, who are retiring, we are delighted that another local family business has acquired Anderson Ltd. It brings with it a heritage and loyal customers who like to buy local. We wish Pentagon all the best in their new venture,’ said Derek Anderson.
Crosswater is stocked in Jersey by Beaumont Home Centre
For people with clear vision. The Huelsta Tetrim range
A simplistic design for people with a clear vision, who love the unusual. That’s what the 1brochure says, and it fits our theme, so... perfect! The characteristic L-shape adds an unmistakable accent to the clean and simple lines, in any combination, the unit is an eye-catcher.
Huelsta is stocked in Jersey by David Hick Interiors
Pentagon have acquired Anderson. bringing two local family businesses together. Founded in Jersey by the Anderson family 175 years ago as a Decorators’ Merchants, Anderson Ltd is a local institution that operates out of two stores in Waterloo Street St Helier and Les Quennevais Parade, offering up all those random things you always forget you need!
‘We will look to develop the range of products over the coming months, commented Richard Springett, MD, Pentagon. ‘We will also be introducing our computer system into the business over the next few weeks to be able to offer existing Pentagon account holders that don’t currently trade with Anderson the facility to trade with us using one account from early February.
Treasures of the Earth If you are looking for a contemporary property with attention to design detail and a high level of quality fittings then this home is a must see. Providing 3,201 sq ft of cleverly designed useable space with the benefit of vaulted ceilings, full height doors, floor to ceiling glazing to the front and clever use of sky lights. Accommodation comprises three bedroom suites, 40 x 24 ft open plan kitchen/dining/living space with wood burner, separate utility room and a walk in larder, study with attic storage (this room could easily be a 4th bedroom and could be made en suite to adjacent house bathroom), house bathroom. Outside: South west facing large balcony with sliding doors off the living area to make the most of the St Ouen bay sunset. Bifold doors lead to an enclosed and private courtyard off the kitchen area, perfect for alfresco dining. The property has an impressive landscaped, terraced garden with large flat grass and patio
areas to sit and enjoy the spectacular views over the agricultural land and out towards the sea. Garden store. There is an integral double garage with twin electric doors, additional parking space for 1 car in front of the garage and further visitor parking available in the public car one minute walk away. Also, a store next to the garage. Services: All mains (no gas). Under floor heating throughout and an air flow heat pump. Fully double glazed. Also available to rent.
01534 722227 savills.je
MARKET UPDATE In the most talked about decision in recent months, the Bank of England decided, at its meeting at the end of January, to hold Base Rate at 0.75%, a level at which it has remained since August 2018. In the days and weeks before this meeting, there had been much speculation that Base Rate would have to be lowered based upon the poor performance of the economy in the lead up to the General Election. Projections for the British economy for this year, however, suggest that we will see modest growth and it is this that no doubt resulted in the Bank deciding to keep the key rate unchanged. This decision will be reviewed every month, which means that there is no guarantee that the rate will not fall later this year, if the economy does falter. Closer to home, the property market slowed toward the end of last year, which was understandable as we all witnessed history in the making. With all of that now behind us it is encouraging to see so many home movers now making the decision to trade up to larger properties, so freeing up flats and houses for First Time Buyers, many of whom are being supported by family to provide the essential deposit funds that are needed. For those who do not have a large deposit, it is possible to obtain both 95% and 100% mortgages, although we have found the take-up on these
to be much lower than expected, due in part to the higher interest rates that are charged and also their somewhat limited scope. These products are there for a reason though and form part of a much wider range of mortgage options which embrace residential mortgages, buy to let and commercial facilities. Jersey is served extremely well by the small number of mortgage providers who help to sustain what can generally be described as a buoyant housing market, although changing expectations of the borrowing public mean that lenders must always look to improve and modify not only their product range but also their lending criteria. This is easier said than done, as all mortgage lending on both sides of the Channel is controlled by UK regulators, whose restrictions are in place to ensure that borrowers do not default on their mortgage. It has been apparent in recent months that some lenders are slowly modifying their operations to provide more user-friendly products. Extending loan terms to a maximum of 40 years, increasing income multiples, permitting overpayment on fixed rates with no penalty, taking into account overtime and bonuses,
requesting only two years trading figures for self employed applicants and much more, and this is great news for anybody who already has a mortgage or is thinking of getting onto the property ladder. Other good news is that one local mortgage provider has aggressively reduced some of their fixed rates as shown in our comparison table and it will be interesting to see if this challenge will be taken up by the other lenders in the next four weeks.
Best Rates - Market Leaders (% loan to property value/price)
60% Tracker 60% 2 Year Fixed 60% 5 Year Fixed 60% 10 Year Fixed 85% Tracker 85% 3 Year Fixed 85% 5 Year Fixed 90% Tracker 90% 2 Year Fixed 90% 5 Year Fixed 95% 2 Year Fixed 95% 5 Year Fixed 100% 5 Year Fixed 60% BTL 2 Year Fixed 60% BTL 5 Year Fixed Rates correct as at 05/02/2020
1.49% 1.28% 1.65% 2.74% 1.74% 1.99% 2.03% 2.19% 1.94% 2.29% 2.99% 3.49% 3.99% 1.69% 2.30%
BTL = Buy to let mortgage
To be added to our monthly bulletin list please send your request to: email@example.com Visit www.mortgageshop.je to find out more.
Tel: 789830 www.mortgageshop.je
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Registered with The Jersey Financial Services Commission.
Folding Dimensions PF+A is unique: an organisation run by a vision, not a person. The vision of Enhancing Peopleâ€™s Lives with excellence, honesty and passion, frames everything we do. This ethos drove the design of our office in Jersey. From the shell of the original building lay the opportunity for us to apply our Hoffice ethos on ourselves; reimagining the old, conventional space with the grids of ceiling tiles, worn-out carpets and series of partitions into something that truly highlighted our culture. To begin, all of the barriers were removed to create a blank canvas and develop a new layout that reflected our core values. Stripping back the office revealed the in-situ concrete ceiling, bearing the grain of the timber formwork used in the original construction. From here we felt strongly about exposed services, creating an honest space where the elements that make the office function can be seen and celebrated - from the cabling to the HVAC system. Honesty is at the heart of what we do and this remained central to the design throughout. The removal of hierarchy was enabled through the creation of a collaborative space which drives creative thinking. Drawing from our creative vision and wish to design a piece that would reflect our DNA, the boundaries of architecture were pushed and our journey with the metal origami ribbon began... The foundation of the concept started as a line working its way through the office, following the stages of a project from inception to reality. Not just a sculptural piece, the linear progression of the ribbon engages with the client through their process with PF+A. The ribbon starts as a thin line, entering from the outside and into the collaboration zone where the inception of a project begins. Passing through the space, it forms a transition into the kitchen before weaving into the production area and delineating the space between circulation and workspace. Splitting and integrating over 28
the centre of the space before entering the boardroom, establishes a monolithic carved form appearing to hang from a single point and framing the view into the critique section behind. Cleverly passing through the glass, the ribbon takes its final few folds and passes out through the skylight, symbolising how the journey continues outside the office with the sky as the limit.
â€œWe came together as a team to create something that we truly believed in and pushed the boundaries of both architecture and office design.â€? One of the big challenges we faced was transcribing the 3D form into flat sheets to understand all of the folds and angles of the aluminium piece. It was a dedicated process, making countless models to explore the selfsupporting nature of the structure and forecasting the series of triangles with their connections. We are incredibly grateful to have collaborated with Art Metal Jersey throughout, who were not only willing to take it on, but their enthusiasm was infectious and together we pulled it off. The whole process has been incredible, with a result that is worth every single ounce of hard work and more. We came together as a team to create something that we truly believed in and pushed the boundaries of both architecture and office design. With a Hoffice that encourages us to be happy, healthy humans every day. If you would like to visit our new Jersey office or talk to us about creating your own, please get in touch and we would be happy to show you around!
Jersey is no stranger to luxurious accommodation, with its fair share of ‘Grand Designs’ style developments (as well as at least one that can genuinely claim that mantle, having been featured on the series), and this month we’ve decided to make a change to regular programming and feature a proposed property rather than reviewing an existing one.
Proposed for construction on the site of an existing five bedroom, two-storey house towards the top of Mont Sohier in St Brelade, this design by senior deisgner Jean Luc Egglishaw of MS Planning seeks to introduce a ‘modern scheme designed to merge with the existing contours and landscape designed to interact with its natural surroundings to take full advantage of the raised southern part of the site allowing the dwelling to enjoy a range of sea and woodland views’ offering a 30% increase in internal floorspace while also reducing the overall visual impact compared to the existing structures.
‘The raised southern bank will form part of the green roof above the house with only the second floor built within the curved roof being above this. The flowing green roofs acting as a tree canopy over the dwelling provide an extension to the existing landscape and draw inspiration from the flowing levels throughout the site allowing the landscape to flow across the roof of the dwelling’, Jean Luc says.
Mostly hidden from vuew due to a combination of surrounding high walls and planting and vaired woodland, the site covers a very respectable 1.1 Acres (4,460sqm) the existing property stands in stark contrast with its surroundings, which is something this proposal seeks to address by blending rugged stone walls and a flowing, curved sedum roof to soften the building’s impact alongside extensive landscaping to allow it to blend into the natural woodland area that surrounds the site.
There’s a focus on sustainability with the use of natural materials and ‘green technologies’ - such as air-source heat pumps incorporating a heat recovery system, high performance glazing and insulation - in order for the property to exceed the efficiency standards set by the building bye-laws and ensure that it remains
environmentally sound for years to come. To conserve water, rainwater from the site will be harvested for use irrigating the soft landscaping and sedum roofs, which themselves also provide an extra layer of insulation to the house; reducing the need for heating while also encouraging natural wildlife to thrive. Natural light will replace artificial lighting where and when possible with the use of solar tunnels in the bathrooms, and the roof overhangs will allow winter sunrays to heat the rooms - whereas in summer the overhangs will block some sunlight to reduce overheating, and in turn reduce the dwellingâ€™s carbon footprint by negating the requirement for excessive use of air conditioning. It almost goes without saying, these days, but LED lighting will be utilised throughout in order to further reduce energy consumption.
Utilising the existing entrance, but widened slightly to improve visibility, the new scheme will allow a vehicle to wait for the electronic entrance gate to open in safety by recessing said gate 6m into the entrance. Leading to a central courtyard with spaces for four vehicles, a bin store and a gardening store, as well as separate entrances for the main dwelling and the staff unit. The proposed dwelling utilises the existing site entrance which will be widened to improve access and visibility. The inclusion of an electric entrance gate and pedestrian gate provide privacy and are to be set within the site (6m from the road) to allow for a car to wait on site prior to the electric gates
â€œThe flowing green roofs acting as a tree canopy over the dwelling provide an extension to the existing landscape and draw inspiration from the flowing levels throughout the siteâ€?
opening. This site entrance leads you to the central courtyard providing four parking spaces, bin store, gardening store and separate accesses to the main dwelling and staff unit. The ground floor is made up of living spaces along with the back of house rooms and provides an open plan living arrangement with the use of large sliding doors providing the occupants with intimate spaces when required. The entrance atrium provides a large open void providing views up to the southern trees creating an inside / outside relationship.
This inside / outside theme is evident throughout the dwelling through materials and designed views engaging the inhabitants with their natural environment. In doing this it creates a range of experiences and spaces designed to play with natural light and shadows to further enhance the dwellings connection with its natural surroundings. The proposed living room spaces are provided with individual connections to the western gardens whilst the games room / bar benefits from an outdoor seating area in the courtyard which benefits from the morning sun. Additionally, at ground floor, set at the eastern end of the dwelling is a one bedroom staff unit. The first floor is accessed via the main stairwell and houses five ensuite bedrooms, a gym and a sauna facility. The bedrooms at the western end benefit from sea views and terracing to provide further connection to the outside, while bedrooms 4 and 5 are provided with views to the north over the open courtyard. All rooms are well proportioned and in excess of the housing minimum specification standards.
The second floor is set within the southern peak of the curving sedum roof housing the study or library space. This floor also provides access via the stairwell from the ground floor up to the raised southern gardens and terracing. The glazing enclosing the curved roof at second floor enables engagement with a range of views up to the southern trees and western sea views. The proposed five bedroom dwelling and staff unit is largely based upon the existing dwelling’s footprint and placement centrally within the site. The proposal’s main horizontal mass is located in the existing dwellings two storey position with the southern linear end built into the existing bank following the existing dwelling’s staff unit position. This allows the proposal to assimilate into the existing raised topography of the bank. Outside, an existing orchard area in rough grassland has been identified as an ecological ‘hotspot’. The existing pond is to be refurbished and extended to form a wild life feature within a former vegetable garden managed as tusky grass with additional native shrubs and hedging as a wildlife corridor along the western and southern boundaries, while a series of dry walls, including an existing retainer at the rear of the property, have been identified as important habitat features for reptiles. In summary, this proposed new home would offer state-of-the-art, ecologically conscious living that seamlessly integrates with its surroundings, unlike the existing house - a breath of fresh air that would do its small part in ensuring that the air is fresh to breathe for generations to come.
MSPlanning St Helier, JE2 3RF 01534 869425
Finishing Touches We all need a pick me up at this time of year. Invest in finishing touches that not only look good on your countertop, but make you feel good too!
White Company Country Diffuser Voisins, £33.30
Meraki Hand Soap Pebble Boutique, £12.50
White Company Electronic Diffuser Voisins, £58.50 Love Heart Jersey Oak, £4.00 each Rituals Happy Candle de Gruchy, £17.40
Relax & Unwind Plaque Next, £12.00 Plum & Ashby Candle Pebble Boutique, £24.00
Relax Word Plaque Next, £16.00
Bamboo Construction is a young, dynamic construction company; a highly skilled team who have a wealth of experience in a wide variety of construction projects. From extensions to full renovations and new builds, every project is planned, managed and delivered in the same way with our team of professional tradesman and highly skilled Project & Site Managers. As our client, our attention will focus on you and your needs, providing advice and guidance throughout the entire project. Using our connections within the building industry we only use the most professional and highly skilled tradesman to work on your project. We are passionate about what we do and will deliver on time and within your budget.
Call us and see what we can do for you.
01534 872900 La Maison Des Petits La Grande Route St Laurent St Lawrence
HSBC cards - a credit to island life At HSBC, we understand how credit cards are essential for day-to-day living on the island and when travelling. That’s why we offer so much choice and flexibility with our range of cards. There’s never been a better time to choose HSBC, and if you successfully apply for an eligible credit card before the end of March, we’ll even gift a £25 Amazon.co.uk Gift Card*. Credit to your wallet.
A gift to your credit.
An HSBC credit card enables you to spend with ease. All cards are contactless and can be added to Apple Pay, Google Pay and Samsung Pay. They can be used anywhere in the world, managed via the convenient HSBC Mobile Banking App, and supported by 24/7 worldwide assistance. You can even get an additional card for your partner or family member, as long as they’re over 18.
While both credit cards (Premier and Balance Transfer) already offer great benefits, you’ll also get a £25 Amazon.co.uk Gift Card if you successfully apply before the end of March, and spend or transfer at least £300 in the first 60 days of opening your account.
Using a credit card can be the easiest way to manage your finances and build a credit history. You are in control of how much you spend and how you manage your repayments. As long as you pay off the full amount each month, you can avoid debt or interest charges, and your credit score could improve as a result. The start of the year can also be a great time to grab holiday deals and other bargains. If you wish, you can use your HSBC credit card to pay later and ease your finances.
To apply for one of these cards, you’ll need to hold or open an eligible HSBC Bank account. If you’re already an HSBC online banking customer, you can apply in just three clicks.
Credit to your Island. We’re right with you on this beautiful island, committed to supporting you and your family. Our credit card promotion is part of a wider range of Island Offers on current accounts, loans, investments and mortgages – all available until the end of March.
Your choice of cards. Designed for shopping, the Premier credit card charges 0% interest on new purchases for nine months from account opening. This means you’ll have the flexibility to spread costs over that period, without having to pay any interest at all. The Premier card offers points per pound spent, which can be redeemed for gift vouchers or converted into frequent flyer miles or charity donations. A Premier credit card provides you with access to MasterCard Priceless Cities experiences and extended warranty on many household appliances. You’ll also benefit from access to airport lounges, free unlimited Wi-Fi at over one million hotspots worldwide and hotel discounts. Should you want to transfer a balance from another credit card, with a 1.4% fee you can take advantage of 0% interest on balance transfers for up to 18 months. But that’s not all - you’ll also get 0% interest on purchases made for up to 9 months. If you want to avoid a high rate of interest on the balance you already owe on an existing store or credit card, our Balance Transfer credit card is the perfect choice. With just a 1.5% fee, you can transfer your balance and get 0% interest for 32 months. You’ll be debt-free faster, as more of your monthly repayments will reduce debt, rather than pay interest.
We’re right with you, whatever you’re set on achieving this year. Ask in-branch about ‘Island Offers’ 03456 006161 Already an existing online banking customer? Apply online: ciiom.hsbc.com/credit-cards
*Restrictions apply, see www.amazon.co.uk/gc-legal. Financial and other eligibility criteria apply. You need to hold or open an eligible HSBC bank account and successfully apply by 31/3/2020 and spend or transfer at least £300 in the first 60 days of opening your account. All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant. HSBC Premier credit card representative 18.9% APR; HSBC 32 Month Balance Transfer credit card representative 19.9% APR.
Issued by HSBC Bank plc, registered in England and Wales number 14259. Registered office 8 Canada Square, London, E14 5HQ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Fund Services and Investment Business and abides by the Jersey Codes of Practice for Consumer Lending. HSBC Bank plc, Guernsey Branch is licensed by the Guernsey Financial Services Commission for Banking, Insurance and Investment Business. In the Isle of Man HSBC Bank plc is licensed by the Isle of Man Financial Services Authority. Principal address in the Isle of Man: HSBC Bank plc, P O Box 20, HSBC House, Ridgeway Street, Douglas Isle of Man, IM99 1AU. 200103/MA/004
Join Join our our mission mission to help reduce to help reduce Jersey’s Jersey’s carbon carbon footprint footprint
Meet Ed, our ‘E’volution hero. Ed hates waste and recognises that heating and hot water use lots of energy, which is why he’s switched to a 300% efficient air source heat pump. Besides being better for the environment, he’s saving money on his running costs and never has to worry about running out of oil or refilling his tank again. Thanks Ed for being so energy efficient and reducing your carbon footprint. Join the ‘E’volution, visit Smarter Living at The Powerhouse.
S M A R T E R L I V I N G . J E | T H E P O W E R H O U S E , Q U E E N ’ S R O A D J E 4 8 N Y | T: 5 0 5 6 0 0 |
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DIRECTORY Who you gonna call? We don’t really mind. We just think it’s useful to have a Google-beating list right here for you to reference if you’re doing anything related to your property or home.
HOM E B U I L D E R S Antler Homes 840000 Bridgewater 866433 Castletree Homes 855514 Comprop 631409 Dandara 789900 GR Langlois 767714 Grange Developments 732777 Jersey Development Company 617449 J C N Group 514400 Le Masurier 516516 Mevanna 832634 Par Developments 07797718290 BUIL D I N G CO N T R AC TO RS AC Mauger Construction Kalmac Ltd Style Group Ltd Keystone Builders Ltd
744281 486030 744281 859216
Style Group Camerons Ltd David Ward Building Contractors Rok Construction
744281 725417 485754 732562
F INA N C E & M O R TG AGE LE ND ERS The Mortgage Shop 789830 Acorn Mortgages 618628 Actus 766620 Alexander Forbes 837837 Barclays Bank 812000 Black Horse Offshore 514700 Cherry Godfrey 711666 Close Finance 737341 European Insurance Brokers 833733 Home Buyer Financial Services 754444 HSBC 0845 7662255 Jersey Home Loans 877833 Lloyds TSB Bank 08456 025002 Lombard Finance 824824 Natwest International 282828 Royal Bank of Scotland 285200 Synergy Financial Services 750600 Skipton 730730 INS UR A N C E CO M PA N IES Easy Insurance 849000 Insurance Corporation of C.I. 700200 Hepburns 515151 Jersey Mutual Insurance 734246 CCV Insurance 702777 Reed Insurance 835200 Rossborough Group 500500 RE MOVA L CO M PA N I E S A Class Move 625334 Asco Move & Store It 866644 Carlton Carriers Ltd 725625 Country Removals 865905 Fetch & Karrie 866914 Good Moves Ltd 769086 Grafters 811114
Isle Move It 610658 J&M Removals 879839 Le Cornu Removals 780724 Phillips International Removals 485817 Pinel Carriers 722544 Pickfords 731251 Prestige Removal 510564 Profreight C.I. 730344 R&R Removals 873932 Top Move 485901 U-Store 499898 White Company PLC 484002 CO NVEYAN CER S / LAW FI R MS Appleby 888777 Bedell Cristin 814814 BCR Law 760860 Benest Syvret 875875 Bois Bois 480455 Carey Olsen 888900 Collas Crill 601700 Le Gallais & Luce 760760 LWR Law 506800 Ogier 514056 Pickersgill & Co 827766 S Habin 888166 Mourant Ozannes 676000 Viberts 888666 Voisin Law 500300 Walkers 700781 S URVEYOR S ABS Consultants Ltd 731361 Andrew Arthur 483808 Buckley & Company 880880 Currie & Brown 720326 Garfield-Bennett 856437 Gary Le Feuvre 888511 Geoffrey Wills 285192 Labesse and Co 618056 Peter Bridle 727825 Peter Mercer 854410 Reynolds Chartered Surveyors 736226 Sarre & Company 888848 Voisin-Hunter 507777
David Hick 721162 deGruchy Furniture 818731 Emess Lighting 872772 Glow Furniture 639777 Homemaker 879822 Laid Flooring 866536 Mypad.je 633084 Nicole Murray Design 846846 A R CHI TECTS Amarchitects Ltd Andrew Harvey Architects Arkitecture Ltd Axis Mason Limited Barnes Collie Fischer BDK Architects Derek Mason Architects Design Plus Dyson & Buesnel Architects Elliott Design Partnership Gallaher Architects
736728 869291 852306 870137 733100 768740 880488 639773 880861 630868 724394
Godel Architects 486050 James Naish Architect 490028 Michael Bravery 631312 Morris Architects 738635 Nigel Biggar & Partners 731391 PAGE Architects Ltd 869054 Peter Winn Associates 874603 PF+A Architecture 767950 Richard Le Sueur Architects 626874 Riva Architects 499383 Socrates Architects 639773 TSAssociates 481743 Waddington Architects 766788 Wildbore Hands Ltd 605087 CLEA N ER S Clean Life 499506 JCF Cleaners Company Ltd 877694 JCOC 725211 Ace Cleaning Ltd 888596 HOU SE CLEA R A N CE Morley’s Clearances
UTILITY COMPA N I ES PDJ 826826 Jersey Electricity 505460 Jersey Gas 755500 Jersey Post 616616 Jersey Telecom 882882 Jersey Water 707300 INTERIO RS / FU R N I TU R E David Hick Interiors 865965 Bauformat 869111 Beaumont Home Centre 822822 Channel Blinds 484141 Channel Shutter & Door Co. Ltd 285916 Coastline 744233 CP Interiors 768141
Want to feature your business? Contact us to learn about how you can take the top spots and get seen by thousands of homeowners each month. Call Ceri on 01534 811100