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ANNUAL REPORT 2012-2013


Contents

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04 BOARD OF DIRECTORS 05 OUR PARTNERS 06 OUR VISION 07 WHAT WE DID IN 2012 08 FINANCIALS 09 DONOR LIST


DEAR FRIENDS: Throughout the 30-year history of the Fuel Fund, donors, volunteers and staff have come together to help our Maryland neighbors emerge from a crisis with hope and dignity intact. In 2013, the Fuel Fund launched a capacity-building initiative that will result in more families receiving support more quickly. The Fuel Fund delivers crisis funding, and it is critical that the funding arrive quickly. The story of Mr. V, a senior living on his own who received help from the Fuel Fund, captures the crisis nature of the Fuel Fund’s work. It was below freezing, with snow on the ground. Mr. V was out of heating oil. At 75-years-old, blood thinners and other medical issues made him even more susceptible to the cold, and so he was using his stove for warmth. His limited income was not enough to fill his oil tank in time, so he called the Fuel Fund for help. The Fuel Fund worker urged him to turn off his stove for fear of fire and carbon monoxide poisoning. Mr. V said he had no other choice plainly stating, “I am old and cold.”  The Fuel Fund worker called Mr. V’s oil company immediately. The worker explained the urgency of the situation to the oil company’s president, who in turn arranged for the delivery of 100 gallons of fuel the very next day. Mr. V is now safe and warm in his home thanks to your generosity and the trusted name of Fuel Fund of Maryland. There are many seniors in our communities that face dilemmas similar to Mr. V. Our prosperous state still ranks 42nd in the nation in home energy affordability. Marylanders with incomes below 50% of the Federal Poverty Level pay nearly 80% of their income for home energy, whereas 6% is considered affordable. Together, we can make certain that our neighbors are connected to life-sustaining energy.

The Fuel Fund’s capacity-building efforts will…

resources our supporters dedicate to improving the lives

Help us serve 19,000+ families annually by 2017

of our neighbors. As we move forward in our capacity-

Reduce the amount of time it takes for many in crisis to get help (from weeks to hours)

building efforts, we look forward to keeping you updated.

Expand our Watt Watchers of Maryland program so that every household receiving bill assistance has access to conservation techniques and energy-saving resources

Fuel Fund and witness the incredible effects the gift

James B. Smith President, Board of Directors

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The Fuel Fund is profoundly grateful for the passion and

Please join us on social media to learn more about the of power can have on the life of a neighbor.

Mary Ellen Vanni Executive Director


BOARD OF DIRECTORS OFFICERS President James B. Smith  Coppin State University

David Carrera Vice President  The Fund for Johns Hopkins Medicine

Richard B. Phelps III President Carroll Independent Fuel, Inc.

1st Vice President Jack Ramey Regional Vice President Fidelity Investments

David Conn  Energy Assistance Program Director BGE

David Plasse Business Development Manager SC&H Tax & Advisory Services, LLC A Member of SC&H Group, LLC

2nd Vice President Michael Erdek  Associate Professor  Johns Hopkins University School of Medicine Treasurer Michael Schmeckpeper Vice PresidentPrivate Wealth Management SunTrust Secretary Manette Frese  Director of Executive MBA Programs  Loyola University

DIRECTORS Ben Ballard RFP Editor, Vice President  T. Rowe Price Investment Services Jennifer Busse Partner Whiteford Taylor Preston

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Bob Frazee  President & CEO  MidAtlantic Farm Credit Lindsay McCrory Associate  Venable LLP David Plasse  Vice President Commercial Lending Capital Bank, NA David Saunders  Senior Research Analyst  Credo Capital Management Terry Slade Young  Sales Associate Coldwell Banker Residential Brokerage James K. Wilhelm, Jr., CPA  Director SC&H Tax & Advisory Services, LLC A Member of SC&H Group, LLC

Jim Thierer Senior Performance Analyst BGE

STAFF LEADERSHIP Mary Ellen Vanni Executive Director Dick Doran Director of Program Services Bill Freeman Director of Development


OUR PARTNERS Fuel Fund of Maryland has 15 agencies that comprise our network of local fuel funds. These partners are critical to our success in assisting low income Marylanders have the resources they need to keep their utility services.

Anne Arundel County 12% of Fuel Fund Clients

Anne Arundel Community Action Agency

Samaritan Center St. Vincent DePaul of Baltimore A program of St. Vincent de Paul

Carroll County 7% of Fuel Fund Clients

of Baltimore. Serves all of Baltimore City.

Human Services Programs of Carroll County

Two offices, Annapolis (main)

St. Mary’s Outreach Center

Two offices, Westminster (main) and Taneytown.

and Glen Burnie, serves whole County.

Serves zip code 21211 only.

Serves whole County.

Baltimore City

Baltimore County

Harford County

36% of Fuel Fund Clients

20% of Fuel Fund Clients

Baltimore City Department of Social Services, Homeless Environmental Emergency Services Unit (HEESU)

Baltimore County Community Assistance Network, Inc.

Our only governmental local fuel fund

Serves whole County.

(ended fuel fund service July 1, 2013).

Offices in Dundalk, Rosedale, Lansdowne, Randallstown, Essex, Towson (Hillendale).

12% of Fuel Fund Clients

Harford County Community Action Agency, Inc. Office in Edgewood. Serves whole County.

Howard County 12% of Fuel Fund Clients

GEDCO/CARES

Catonsville Emergency Food Network,

Howard County Community Action Council, Inc.

A program of Govans Ecumenical

Now CEFM Network, Inc.

Office in Columbia. Serves whole County.

Development Corporation. Serves zip codes:

Serves the Greater Catonsville Area.

21210, 21212, 21239, 21218 (north of 33rd Street).

Paul’s Place, Inc.

United Church Assistance Network (UCAN)

Serves zip codes 21223 and 21230.

Serves zip codes 21111, 21152, 21131,

Salvation Army Serves all of Baltimore City and some Baltimore County clients.

21030, 21093.

Montgomery County <1% of Fuel Fund Clients

Salvation Army Office in Germantown. Serves whole County.

Prince George’s County <1% of Fuel Fund Clients

Salvation Army Office in Hyattsville. Serves whole County.

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OUR VISION IS

ALL MARYLANDERS WILL

HAVE THE RESOURCES

TO MEET THEIR

HOME ENERGY NEEDS.

OUR MISSION

The Fuel Fund of Maryland provides resources to vulnerable Maryland families, individuals, the elderly and disabled for heat and home utility needs. Our donors, board and staff support and advocate collaborative funding and services that ensure affordable energy to families that must overcome hardship caused by poverty and assist these families to meet their human needs.

PEOPLE WE HELP

The Fuel Fund serves vulnerable Marylanders in Baltimore City and Anne Arundel, Baltimore, Carroll, Harford, Howard, Prince George’s, Montgomery and the Southern Tri-Counties. The target population is families and individuals in Central Maryland who live at or below 200 percent of the Federal Poverty Guidelines. A representative Fuel Fund family has an income under $13,000 for a family of three, or is a senior or individual with a disability living on a fixed income. A two-income family, each earning minimum wage of $6.15 per hour, has gross annual pay of $25,584.

HOUSEHOLDS HELPED BY COUNTY ANNE ARUNDEL COUNTY BALTIMORE CITY BALTIMORE COUNTY CARROLL COUNTY

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859 2,506 1,426 517

HARFORD COUNTY

815

HOWARD COUNTY

815

MONTGOMERY COUNTY PRINCE GEORGE’S COUNTY

4 65


WHAT WE DID IN 2012 OF THOSE HELPED BY THE FUEL FUND

WERE CHILDREN

7,007 FAMILIES 11,000 CHILDREN 1,042 DISABLED INDIVIDUALS LIFTED FROM THE GRIPS OF CRISIS 7


FINANCIALS YEAR END JUNE 30, 2013

YEAR END JUNE 30, 2013

CURRENT ASSETS

$

Cash and Cash Equivalents

344,369

Contributions Receivable

8,130,987

Expense Reimbursement Receivables Prepaid Expenses

5,685 8,481,041

Total Current Assets

PROPERTY AND EQUIPMENT

$

Furniture and Equipment

72,390

Non-depreciable Assets

Total 72,390 Less Accumulated Depreciation

(50,496)

Net Property and Equipment

21,894

OTHER ASSETS

$

Contribution Receivable – Long-Term

6,225,223

Security Deposit

2,576 6,227,799

Total Other Assets

TOTAL ASSETS

14,730,734

LIABILITIES AND NET ASSETS CURRENT LIABILITIES Accounts Payable Accrued Expenses

Total Current Liabilities

NET ASSETS Unrestricted

9,092 83,618 $

278,405

Temporarily Restricted

14,368,711

Total Net Assets

14,647,116

TOTAL LIABILITIES AND NET ASSETS

8

$

74,526

ASSISTANCE DETAIL

STATEMENTS OF ACTIVITIES

STATEMENTS OF FINANCIAL POSITION

14,730,734

UNRESTRICTED NET ASSETS UNRESTRICTED REVENUES, GAINS, AND OTHER SUPPORT

$

BGE Solicitation Revenue Utility Credits

167,033 2,513,004

Donated Facilities and Services

10,288

Foundation Grant Revenue

125,225

Individual and Corporate Revenue

881,851

Direct Mail Revenue

387,799

Newsletter Revenue

152,670

Other Fundraising Revenue

148,367

Investment Income

(525)

Net Assets Released from Restriction

Total Unrestricted Revenues, Gains, and Other Support

Every $1 contribution results in $3 of assistance

96,250 4,481,962

EXPENSES Program Services

33% CUSTOMER PAYMENT 33% FUEL FUND CONTRIBUTION 33% UTILITY CREDIT

EXPENSES 2013

$

4,410,825

Management and General

124,401

Fundraising 172,325

Total Expenses

4,707,551

Decrease in Unrestricted Net Assets

(225,589)

TEMPORARILY RESTRICTED NET ASSETS Contributions Assets Released from Restrictions

Increase in Temporarily Restricted Net Assets Increase in Total Net Assets Net Assets – Beginning of Year Net Assets – End of Year

$

14,438,711 (96,250) 14,342,461 14,116,872 530,244 14,647,116

93% PROGRAM SERVICES 4% FUNDRAISING 3% MANAGEMENT & GENERAL


DONORS DONATIONS HELP THE FUEL FUND OF MARYLAND KEEP PEOPLE IN THEIR HOMES CONNECTED TO LIFE-SUSTAINING ENERGY. That energy takes many forms: natural gas, electricity, home heating oil, wood and

makeshift means to heat and light their houses, which oftentimes proves fatal. And we

propane—whatever it takes to keep people safe and secure in their homes in the icy

help children stay in school. The greatest tragedy of evictions caused by utility turnoffs

winter and scorching summer. The Fuel Fund of Maryland helps avoid homelessness,

is that children not only lose their homes, they also lose their schools, teachers, friends

because nonpayment of energy bills is the number two reason people lose their

and neighborhood support systems.

homes. We promote safe homes, because without access to energy, families often try

Richard T. Radcliffe

Catholic Community of St. Francis Xavier

Scott Sherman

Chesapeake Community Advisors

Louise A. Armstrong

Stream Gas and Electric

William C. Clarke

BGE

Mary C. Bunting

The Marksmen Company

Robert A. Conn

Exelon

Combined Federal Campaign

David W. Thompson

David P. Coombs

Judith A. Wood

Worth B. Daniels

CHAIRMEN’S CIRCLE $100,000+

DONORS $5,000+

Baltimore Community Foundation

PRESIDENT’S CIRCLE $50,000+ United Way of Central MD, Inc.

of Central Maryland Anne A. Coulbourn John & Maureen Hendricks Charitable Foundation

BENEFACTORS $25,000+

Maryland Worker’s Compensation

Citi Foundation

Network for Good

Edward D. and Della L. Thome

Number Ten Foundation, Inc.

Memorial Foundation Washington Capitals Charities

PATRONS $15,000+

Educational Association

The Pennyghael Foundation, Inc.

CONTRIBUTORS $2,500+ Charles M. Abbey

Jean & Sidney Silber Foundation Inc.

William C. Appelbaum

T. Rowe Price Foundation, Inc.

Blackbaud

Venable Foundation, Inc.

Julia A. Cassidy

SPONSORS $10,000+

The Dresher Foundation, Inc.

Ruth Fegley Paula C. Frohring David and Barbara B. Hirschhorn Foundation Lockhart Vaughan Foundation, Inc. Lois and Irving Blum Foundation

CFC National Capital Area Kathleen A. Ellis David Freeman Carl H. Gunderson Jeffrey M. Howle J. C. Crothers Foundation, Inc. James Riepe Family Foundation Francis C. Manley Harry S. O’Neill

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NEIGHBORS $1,000+ Community Baptist Church Mary A. Eisel Engineering and Technical Consultants Inc Robert C. Gehrman Richard D. Heacock Janet J. Kruba Maryland Charity Campaign Joseph G. Mattos John W. H. Michel Thomas L. Milan David Mold Morgan Stanley Smith Barney Global Impact Funding Trust, Inc Lila E. O’Meara-Judkins Thomas J. Pilon Kenneth E. Renning Sean M. Sweeney Vernita Y. Thompson Christopher Andon Anonymous Lee A. Benson Stephen G. Cameron

Patricia A. Davis Sharon E. Dissinger Michael A. Erdek Ben Etheridge John F. Fader Betty G. Finucane Watson W. Gregg Stuart A. Grossman Robert W. Helm Henry P. Hornung Peggy J. Howell-Jones Daniel J. Hurson Immaculate Heart of Mary Church Tanya M. King Peter H. Leffman Thierry Marbach Maryland Association of Financial Service Centers, Inc. James V. McAveney Jan C. Miles Owen Charitable Foundation Gerald Page Harry F. Page Lawrence C. Pakula


David J. Parry

David L. Craine

Kaiser Permanente

Jack P. Pugatsky

Garrett Power

Richard N. Crone

Stratis Kakadelis

Jack A. Ramey

William L. Reynolds

Karen J. Crook

Christopher W. Kelly

John F. Rogers

James C. Robinson

Samuel W. Cushman

John E. Kennedy

Raymond W. Salkeld

Roland Park Presbyterian Church

Barry D. Daly

Julie B. Keough

Aimee Sann

Mary G. Rowe

Wallace Dann

P. Max Kerr

Michael P. Schmeckpeper

Malissa Ruffner

James T. Davenport

Kittamaqundi Community Inc.

Susan H. Schrock

Hattie F. Russell

Mary A. Delaney

C. J. Klett

Marjorie S. Seidman

James F. Schauble

Michael Diberardo

Janet M. Larrimore

Daniel O. Shackelford

Michael J. Scobie

Dorothy G. Diller

Raymond LeVesque

James J. Sheckells

Bayinnah Shabazz

Stan Dolensky

Andrea Lewis

David C. Sill

St. Thomasâ&#x20AC;&#x2122; Episcopal Church

Aziza L. Doumani

Donald C. Lewns

Sandra L. Simone

Brian D. Stansky

Michael L. Dunn

Barbara J. Lindberg

Joseph E. Skillman

Katharine Stierhoff

Roger D. Eastman

Linthicum Heights

Beth Slepian

Angelina F. Taylor

Paul A. Elliott

James L. Teesdale

Employees Charity Organization

The Arborvitae Fund

Jeffrey Smallwood

Joe B. Lowrance

Wayne F. Smith

Donald C. Mac Vean

Jo Carol Snyder

James K. Wilhelm

Bradley C. Fine

Amy Macht

Leonard M. Straight

Workforce Tactix, Inc.

Jon P. Fishburn

Alexander D. MacKerell

A. K. Sumner

Bravette K. Fleet

James A. Magruder

Richard Swerling

J. R. Frazee

John W. Mahaffay

Robert J. Tapp

Ivan H. Garcia

Martex Builders, Inc

The Isaac & Leah M. Potts

William W. Gay

Anthony J. Martino

Thomas C. Gayler

Stephanie A. May

Jennifer K. Thomas

Richard M. Gilligan

Joseph O. McCrary

Robert W. Tomlinson

T.E. Gingrich

Lindsay McCrory

Hugh H. Trader

Shirl L. Grable

Gayla S. McGlamery

Fred Trenkle

Paula M. Green

Alan R. Meyer

Henry F. Turner

Cheryl G. Griffin

Elizabeth A. Migliara

Mildred L. Tyssowski

George J. Halpin

Miller Land Company, Inc.

John J. Vandever

Ina L. Handlir

Miller Pipeline Corporation

Mary Ellen Vanni

Kent R. Hansen

Francis D. Milligan

Anthony Vattimo

Robert B. Harmon

Anne Modarressi

Robert L. Waldman

Janet Heald

Maria P. Montgomery

David L. Ward

John M. Hearn

Harold M. Morganstern

Sarah L. Warrenfeltz

Alan R. Heck

Michael L. Myers

John H. Wells

Ray M. Heltibridle

Stephen M. Myers

Daniel J. Whelton

Stewart H. Hendry

John J. Nicholas

Steven R. Wicinski

Charles S. Hirsch

Charles E. Noell

Robert J. Wicks

Ahmet Hoke

Stanley I. Panitz

Edward A. Wiese

Margaret D. Hosmer

Michael J. Pellegrini

P. G. Williams

Richard Hulit

Janet M. Piccinini

Dale W. Wittig

Anne G. Imboden

Paul B. Piccioni

Womens Fellowship

Hugh Ivory

Virginia T. Pond

Jesuit Volunteer Corps

James V. Prenger

JUSTGIVE

Gregory P. Prestel

FRIENDS $500+ Peter Alexander Charles Askins Cynthia W. Ballard Bernard Bartos Michael J. Baxter Thomas W. Blakey Robert M. Brenneman Eric D. Brotman Diana L. Buchanan Bruce P. Burns Jennifer R. Busse Maryanna Cain John Carey David W. Carman David M. Carrera R. Timothy Cassel Sheldon M. Caudle Gregory W. Chesnutt Jane T. Christie Ciena Corporation Edward Clapp Beth A. Clinkenbeard Mary N. Close Marion C. Cohen Delia V. Coronel

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of Northrop Grumman

United Methodist Church

Foundation, Inc.

of First Presbyterian Church David A. Wynkoop


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ACQUAINTANCES $250+

Glenn Crinnion

John J. Gessner

Marianne L. Krebs

Donald R. Culp

Richard C. Gethmann

Dorothy Krug

Mary E. Acey

Morris F. Cunningham

Maureen M. Gilmore

Thomas A. Kurcz

Paul K. Aldridge

John C. Curley

Stuart Y. Gordon

Frances W. Kushner

Moira K. Allen

Nancy J. Cutair

Elias G. Gouel

Robert A. Lagas

Paul X. Allen

Stephen R. Dallmus

Alexander B. Graboski

Susan Lancelotta

Jerome R. Alt

Joni Daniels

Brooke C. Greer

Edward M. Land

Albert E. Armstrong

Gwendolyn A. Davis

Elizabeth H. Grimes

Edwin Langrall

Susan M. Ayres

Robert Davis

Robert R. Grimes

Marylou Langston

Mary Azrael

Tim G. Davis

Steven A. Groom

Andrew Lapayowker

Andrew C. Bajko

Barry R. Dexter

James D. Hainley

Legum Foundation

Loretta Banks

Elizabeth Dicembre

Jeffrey Hasday

Carl E. Lenhoff

Richard P. Barth

James Dillon

Hatcher Design Office

Charles T. Levering

Daniel H. Bass

John N. Dirks

Karyn Havas

Lisa M. Liedtke

Beards Hill Properties, LLC

Gerard M. Doyle

Richard A. Hayden

Kenneth E. Lips

James B. Bechtel

Benjamin Dubois

Thomas W. Hayes

William C. Lohnes and Associates

Joan M. Becraft

Chantal A. Dukette

Wilson E. Heaps

George R. Loncar

Douglas A. Bem

Loretta D. Dumas-Turner

Regina M. Herchak

Karen E. Lord

Susan D. Bennett

Alice S. Dyer

Michael W. Hicks

Gerald M. Loughlin

Robert B. Best

East Park Liquors, Inc.

Stephen L. Hilbert

Warren C. Lyon

Dennis D. Bevilacqua

Mary P. Edgar

Ruth S. Hilliard

Louis J. Maccini

John R. Bielecki

Tad D. Edwards

Daniel B. Hirschhorn

Robert J. MacLennan

James D. Blum

Jerome J. Egan

Jeanne W. Hoffman

Macyâ&#x20AC;&#x2122;s, Inc.

Jonathan Bornstein

John D. Ehmer

Joseph A. Hood

Brian A. Markley

Marion L. Boswell

Ashruf El-Dinary

Hopewell United Methodist Church

Stephen E. Marshall

Peter K. Bretting

Barbara B. Elliott

Elizabeth S. Howard

Marian Martin

Norma Brody

Sharon G. Elliott

Martin C. Ice

Maryland Native Nursery, Inc.

Adam H. Brown

Shirley K. Evans

Marsha S. Jackson

Albert J. Matricciani

Joseph Burkhardt

Jacob Exler

Ronald H. Jarashow

Kirsten Matthiesen

Michael R. Burkom

Richard Fager

Marguerite P. Jenkins

W. G. Matton

Loretta C. Cain

George C. Farrant

Robert W. Johns

McCormick & Co., Inc.

Donald F. Campbell

Kent R. Ferrell

Carol Johnson

Barbara G. McEvoy

Anthony M. Capizzi

Jonathan M. Fishman

Raymond T. Johnson

Kathleen M. McGuire

Claiborn M. Carr

Lisa J. Fleet

Tommy L. Jones

Marsha McHoney

Anthony Cavallo

Amy J. Fleming

Steven R. Jozwiak

Robert E. McKelvey

Sharon B. Christhilf

Allison K. Fletcher

Paula M. Junghans

Theresa McKenty

Paul Ciaravella

David A. Forman

Karen M. Kabat

David T. McKibbin

Bradley P. Closs

Robert S. Forman

Ron Karpinski

Frederick A. McKinney

Harry P. Coleman

Heather Foster

Francis A. Kasper

William J. McLennan

Linda S. Coleman

Debra G. Franklin

David A. Kass

Catherine N. McNamara

C. R. Conklin

Manette Frese

Ellen Katzoff

MEBA Medical and Benefits Plan

Jean L. Conneely

James H. Friedline

Paul W. Keene

Francis E. Merti

Michael P. Connor

Neil Friedman

Bernard M. Kelly

Kyle R. Miller

Pauline Connor

Stacey M. Frith

Kim A. G. Kilduff

Marcia K. Milleville

Marnell A. Cooper

Michael A. Gardner

J. S. King

Alice E. Mobley

James L. Craighead

Austin George

Theodore Korzick

Montgomery Plaza Liquors


Susan M. Morris

Rivermist Kennels, Inc.

Michael L. Sullivan

Jonathan W. Wilson

Elizabeth K. Moser

Lucy Robins

M C. Tadder

WM. Watters

Barbara C. Motley

David S. Roffman

Jo Anne Tassi

Joseph D. Murphy

Ronald Ruhl

Walter Tate

Mitchell Wohlberg

Kevin Murphy

Robert W. Russell

Constance V. Taylor

Arthur E. Woolley

Charles T. Myers

Carol A. Schaal

The AIG Matching Grants Program

Words of Life Ministries, Inc.

Peter A. Nagler

Harry M. Schilling

The Associated: Jewish Community

Eric D. Young

James J. Nolan

Eugene R. Schnell

Richard W. Obrien

Kurt R. Schwarz

Donald C. Thompson

Edward P. Zuskin

Richard W. Oâ&#x20AC;&#x2122;Brien

Glenn R. Scott

Calvin Timmerman

Gary E. Zuzak

Gene Y. Oishi

Henry A. Scott

Michael G. Tinney

Philippe Ourisson

Donna M. Seeger

Edith A. Tracey

Deborah A. Outlaw

John J. Serp

Johnny Tsang

Jan A. Overcashier

Richard J. Shaker

Karen Tuohy

Robert H. Palm

David B. Shapiro

James S. Uhles

Barry L. Palmer

Patricia Shields

Steven W. Unglesbee

Helen R. Peddicord

Donald J. Siewert

Frederick M. Valerino

Douglas C. Perry

Patricia E. Smeton

Robert A. Van Wesep

Karen Perry

Carolyn L. Smith

Roger A. Vasconcells

Kimber L. Poffenberger

Jean G. Smith

John M. Vincent

Richard R. Pollard

Ralph S. Smith

Dale E. Walker

Paul D. Pollock

Oliver B. Somers

Audrey L. Warren

John B. Powell

Mary O. Sommerfeldt

Thomas L. Watts

Harry S. Prechtel

Jeffrey Soulen

George S. Weikart

Janet N. Ramsey

Stanley Black & Decker Inc.

David A. Welser

Patricia G. Ray

Don Steber

Robert W. S. West

Donald W. Rayment

Kenneth Steber

John B. Wheeler

Natalie Renier

Phillip A. Stein

David R. Whitaker

Cyndy H. Renoff

Ronald Steinberg

Judith C. Whitaker

David P. Reynolds

M. Leo Storch

Carolyn E. White

Claire A. Richardson

Ronald L. Strauss

White Marsh Inc

Dorna L. Richardson

John J. Strouse

Mary A. White

Rachel Richmond

John R. Struve

David E. Wilkinson

Caroline Rickerson

Richard F. Styer

Anna M. Williamson

Federation of Baltimore

United Methodist Women

James R. Zerr

This reflects contributions recorded from July 1, 2012 to June 30, 2013. If you should be on this list, or if your name is incorrect, please let us know.

THANK YOU TO ALL THAT HAVE DONATED! 12


FUELFUNDMARYLAND.ORG 13


Fuel Fund of Maryland 2013 Annual Report