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S P R I N G 2013

Changing to Serve You Better Fresh New Look—Same Great Service

Have you noticed? Your community credit union has had a facelift. Our new logo and look offer a fresh new perspective on what our members have known for a long time: Freedom First is Where People Bank for Good. For years, we’ve worked behind the scenes to develop programs, projects, and partnerships that benefit our members and the community we share. From our nationally recognized grants program and academic scholarships to our Impact Banking products and services, we’re changing our members’ lives every day.

Bank for Good “What a great way to spread some cheer! I received an envelope today from one of my students and doubled it and made a donation to Heifer International in my class’s honor. Thanks!” ~Keri J., facebook

Word of mouth is the best advertising—we’ve grown steadily through the years because time and again our members recommend Freedom First to their families, friends, and coworkers. More than 45,000 people who live and work in the Roanoke and New River Valleys enjoy the benefits of membership every time they visit a branch, log in to online banking, and use one of the thousands of free ATMs in our network. Our new branding campaign introduces those benefits and more to people who don’t already know about us. And just like the $5 share that opened your first Credit Union account, we’re spreading the word through our “blue envelope” campaign that a small amount of money can go a long way. So as you see blue envelopes changing hands around town and you take a look at the “Bank for Good” page on our website, ask yourself, “how good am I with money?” As always, Freedom First is here to help you make the most of yours.

“I received $5 in a Freedom First blue envelope from a very nice lady while I was working at the Salem YMCA. It was very sweet and very unexpected. I will definitely pass this on to somebody else!! Thank y’all for everything you do.” ~Alex S., facebook “If you follow one financial institution on twitter, it should be @FreedomFirstCU, because this one is going places.” ~Chris H., twitter

Find Us on the Web We’ve expanded our online presence to be more available to our members anytime, anywhere.

www.freedomfirst.com /FreedomFirstCU @FreedomFirstCU /FreedomFirst

Like us on facebook and share your blue envelope experience. Follow us on twitter and chat with us about Credit Union news as it happens. Visit our vimeo site and see Responsible Rides program participants tell their stories. Now more than ever, Freedom First is here for you 24/7.

Scholarships

Freedom First offers scholarships for high school seniors and college students. This year’s deadline is April 17, 2013. Visit www.freedomfirst.com for details and to apply.


You’re Invited!

News From Our Branches

Annual Member Meeting Thursday, May 9, 2013, 6:30 p.m. Salem Civic Center

Towers Branch Relocation We’ve outgrown the small space we’ve been in at Towers for 10 years. In May, we’ll move a few doors down to a much larger space to the left of Fresh Market. The new space has more parking and more privacy for consultations with our Personal Banking Representatives.

Light refreshments following the business meeting.

Just need to use the ATM? We’re moving that too, to a convenient new drive-up kiosk where the old coffee hut currently stands.

Nominating Committee Report The Nominating Committee has nominated five candidates for the five vacancies on the Board of Directors for Freedom First Federal Credit Union. According to Article V, Section 2 of our Bylaws, since the Nominating Committee has returned sufficient nominations for all vacancies, there will be no nominations from the floor at this year’s Annual Meeting on Thursday, May 9, 2013. Each candidate will officially take office immediately after the Annual Meeting.

West End Groundbreaking We officially began construction on our West End branch following a groundbreaking ceremony in late March. Representatives from Roanoke City, neighborhood groups, local businesses, and the West End Center for Youth joined us in kicking off this exciting revitalization project scheduled to open late this year. Follow us on facebook and twitter for updates on these and other Freedom First projects.

Gerald Barnes

Susan Hall

Judith Harrison

Roger Journell

Tim Sutphin

We’ve got 60 reasons to switch your auto loan to Freedom First. *Lower Rate or Lower Payment Guarantee is subject to final loan approval. Optional 60-day payment deferral begins on the date the loan is closed and certain restrictions apply. Contact Freedom First for complete details. Offer not available on existing Freedom First Credit Union loans. Limited time offer.

• Make no payments for 60 days. • Drive away with 60 bucks (if we can’t lower your rate or your payment).* • Take about 60 seconds to apply online.

Freedom First at a Glance 2/28/2012 2/28/2013 Assets $265,220,737 $307,171,911 Shares $207,250,319 $239,054,267 Loans $206,974,309 $236,938,174 Members 39,753 45,555

Are you afraid your current investments won’t get you to retirement on time? We can help you look at alternative ways to meet your goals! Call one of our Financial Advisors today for a free analysis. Securities products and investment advisory services are offered through MetLife Securities, Inc. (MSI) (member FINRA/SIPC), a registered investment advisor; NY NY. MetLife agents do not provide tax advice. MSI and Freedom First Federal Credit Union are not affiliates and MSI products are not NCUA Insured. No Credit Union Guarantee. May Lose Value. Not Obligations of the Credit Union.

(540) 378-8934 www.freedomfirst.com

contact us

branches

Holiday Schedule

at M s

(540) 389-0244 / (866) 389-0244

Blacksburg Christiansburg

All branches will be closed for the holidays listed below:

50,000+ Surcharge-Free ATMs Nationwide Look for these symbols:

Daleville Roanoke Salem Vinton Virginia Tech

Memorial Day Monday, May 27

www.freedomfirst.com

Independence Day Thursday, July 4

Federally insured by NCUA. We do business in accordance with Federal Fair Lending Laws. This newsletter is published by Freedom First Federal Credit Union for its members. Availability, terms, and rates of certain services are subject to change at any time without prior notice to the membership.

Visit www.freedomfirst.com for a complete list.

Spring 2013 Newsletter  

Spring 2013 Quarterly Newsletter

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