{' '} {' '}
Limited time offer
SAVE % on your upgrade.

Page 1

Don’t Just

COOL YOUR HEELS. When you’re between job searches is the time to prepare for your next career opportunity. p. 38



Try these 3 steps to believe in yourself— and achieve your objectives. p. 16


Solicit constructive criticism to become even more successful than you already are. p. 20 March 2018

Workspace with a View Now Leasing

Join the world-class organizations that call Uptown Bay City home:

UptownBayCity.com • (989) 799-5700

Beijing Bailingluqian Creative Culture Company, Ltd

JAN 27 MAY 20 E Ex xh hiib biitt O Op pe en nT TU UE ES S-S SU UN N

N EW Come visit this ts you exhibition that le

800.523.7649 enter.org ndrews Rd. 40


The largest dinosa urs – plant-eating titans – grew larger than any creatures bef ore or since. B UT WHY AN D H OW? Learn the an swers for yourself in this IN TE R ACTIVE E X H IB ITIO N featuring full-size d animatronic din osaurs, Presented to skeletons, a dig p it and even a 70-F O OT Mamenchis aurus skeleton! Voucher redeemable for Adult and Child

More detai ls at Mysterious ticket(s) to the exhibition Giant midlandcentDinosaurs er.org/dinos January 27 - May 20, 2018


Publisher: Marisa Horak Belotti marisa@greatlakesbaymag.com


is an editor and writer with an MBA from Pepperdine University who has worked for several publishing firms.


is a historian, freelance journalist, and developmental editor whose writing appears in several Michigan magazines.

Editor in Chief: Mimi Bell mimi@greatlakesbaymag.com Art Director: Chad Hussle chad@greatlakesbaymag.com Photographer: Doug Julian doug@greatlakesbaymag.com Contributors: Beth Bryce, Allison Dean, Daniel Handley, Nancy Sajdak Manning, Terence F. Moore, Jen W. O’Deay, Melissa Russell, and Mike Thompson Advertising Sales Representative: Paul Oslund paul@greatlakesbaymag.com 989-891-1783


is co-editor of The Healthcare Executive Search: A Guide to Recruiting and Job Seeking and author of Lessons in Leadership and Career Survival.


is a magazine and marketing communications writer who adores her family, good coffee, and Thoreau.

For information, email:


INBOX “Your article about diversity in employment ('Quashing the Quota,' December 2017) shows why we are stronger together. Thank you for including all kinds of diversity.” ~ G. Drescher

WE WANT TO HEAR FROM YOU! Letters must be signed and include the writer’s name and address. Please send to: Great Lakes Bay Business, 1311 Straits Dr, Bay City MI 48706, or email mimi@greatlakesbaymag.com. 2|

V1 2018

Great Lakes Bay Business, Volume 8, Issue 1, March 2018 (ISSN 1550-8064) is published by The F.P. Horak Company, 1311 Straits Dr, Bay City MI 48706. POSTMASTER: Send address changes to The F.P. Horak Company, 1311 Straits Dr, Bay City MI 48706. Copyright© 2018 at The F.P. Horak Company. All rights reserved. Reproduction in whole or in part without permission is prohibited.

Building and maintaining a profitable business begins with healthy, happy employees. A clean and healthy workplace has a huge impact on a business’ bottom line. Each year, billions of dollars are lost on absenteeism due to illness. When employees are out sick, it lowers a company’s productivity. Low productivity equals smaller profits. Creating and maintaining a clean and healthy environment in the workplace requires more than ordinary cleaning. It requires thorough cleaning and disinfecting that will go a long way in controlling bacteria and preventing the spread of the flu and other illnesses.

Absolute! Building Maintenance is a family-owned, locally operated building services contracting firm that provides professional facility maintenance. By employing the skilled, reputable, and professional services of A!BM, businesses can reduce the prevalence of germs throughout the workplace. Call or email us today to discover what our business can do for your business.

Serving clients in the Great Lakes Bay Region

Saginaw 752-2424

Bay City 684-2424

Midland 633-2424

Mt. Pleasant 779-2424

Email sales@abmservice.com





DON’T JUST COOL YOUR HEELS When you’re between job searches is the time to prepare for your next career opportunity.



V1 2018

Sponsored Message

Bavarian Inn:

A Staycation in the Great Lakes Bay Region


e’ve all been there. We’ve all asked the following questions: What are we going to have for dinner tonight? Where can we go this weekend to have fun? Thankfully for all of us in the Great Lakes Bay Region, we’re close to Michigan’s Little Bavaria, Frankenmuth. In my house, it seems like only a few weeks go by and my children are demanding chicken dinner from Bavarian Inn. In 1950, William (Tiny) Zehnder, Jr., and his wife, Dorothy, purchased Fischer’s Hotel in Frankenmuth. This was just the beginning of what is known today as the Bavarian Inn and its associated businesses throughout the Frankenmuth community. Bavarian Inn is about family. Three generations of the Bavarian Inn Zehnder family currently work in various properties. We always

enjoy visiting with the matriarch of the family, Dorothy. Last December, Dorothy celebrated her 96th birthday. And six days a week, you can find Dorothy hard at work in the Bavarian Inn kitchen. Bavarian Inn and its subsidiaries offer a wide array of activities for families and people of all ages. From family-style chicken dinners to a Staycation at Bavarian Inn Lodge and its indoor water park, to exploring Castle Shops and River Place Shops and enjoying one of the incredible Frankenmuth events and festivals, there’s truly something for everyone at Bavarian Inn. And even better yet, this past year my family became Bavarian Inn Perks Club Members while enjoying our chicken dinner at Bavarian Inn Restaurant. Supporting our region’s economy and shopping local is a win-win, especially when utilizing this amazing loyalty program. For every $200 we spend, we earn a $20 gift certificate that can be used at any Bavarian Inn property. During our ever-changing March and April weather months, brighten your day with a Frankenmuth road trip to enjoy the spring and Easter décor, just like you’d experience in Germany. Over Memorial Day weekend in May, attend the 12th Annual Frankenmuth River Place Shops Dog Bowl and Balloons Over Bavarian Inn, with over 100,000 visitors, 5,000 dogs, and 26+ hot air balloons. And June 7-10, 2018, marks the 60th anniversary for the Bavarian Festival, which is the oldest German festival in Michigan. Book your Staycation today! Please visit the Bavarian Inn website at www. bavarianinn.com. Matt Felan President & CEO Great Lakes Bay Regional Alliance

Your next business success is waiting by the Bay. www.greatlakesbay.org


BIZ 101



It’s Marketing Similar to a Chain Letter Customers spread the deadlocks message to others, who inform others, who then inform others.


INVEST IN... Sustainability

Investing in maintainable business practices could prove both good for the environment and attractive to customers.



Got Self-Confidence? Try these 3 steps toward believing in yourself—and achieving your objectives.



Your Vulnerability Is Showing And if it’s not, it should be. Exposing their weaknesses is a way for leaders to build solidarity with their teams.


CAREER MOXIE Ask for Tough Love

When you solicit constructive criticism—and listen to what is suggested—you can become even more successful than you already are.




Nurturing Charitable Children Little ones at Nikki’s Daycare support CAN Council Great Lakes Bay Region through their annual lemonade stand.




2 9 48


V1 2018


CUTTING-EDGE, LIFE-CHANGING MAKO TECHNOLOGY. With Mako Robotic-Arm Assisted Surgery, McLaren Bay Region’s expert orthopedic surgeons can provide lifechanging knee and hip procedures quicker and with shorter recovery times. Don’t let pain keep you from doing what you love – learn more at mclaren.org/baymako.

Enjoy every goal with ice-cold, refreshing Budweiser. Official Beer of the Red Wings. Distributed by:

Fabiano Brothers EN JOY R E S P ON S I B LY © 2017 Anheuser-Busch, Budweiser® Beer, St. Louis, MO


More Than Meets the Eye


ou can’t judge a Transformer by what it appears to be. That’s because Transformers, the action figure toys first manufactured by Hasbro in 1984, start out looking like one thing—a vehicle, a device, an animal, a robot—and then change into something quite different. The form-shifting quality prompted the product’s tagline of “more than meets the eye.” That same concept might apply to business professionals who distinguish themselves through their accomplishments. They start out looking like the rest of us, but then…. Same goes for the 10 recipients of the annual RUBY (recognizing the upward, bright, and young) Awards. Turn to page 28 to read about them and their feats. Derek Kayongo, writing for Huff Post, identifies a few Americans with whom we’re familiar, people who, as he says, started off as “regular folk” but then went on to have accomplished things that have changed the shape of society: “…Benjamin Franklin [was] a man passionate about making life easier for everyone. He invented…the lighting rod, bifocals, odometer, etc. That is what Henry Ford did for transportation. That is what Oprah Winfrey has done in television.” What do accomplished businesspeople, in the Great Lakes Bay Region and elsewhere, have in common with one another? They challenge themselves to do more. They practice twice as hard as everybody else. They start something, or they improve something. Yet, at first glance, they appear to be ordinary, regular folk. Motivational speaker Jim Rohn, in his Art of Exceptional Living, suggests that you don’t need to do exceptional things, but do ordinary things exceptionally well. That means we all have the capacity to be a Transformer. Are you more than meets the eye?

Mimi Bell Editor in Chief mimi@greatlakesbaymag.com

V1 2018



APRIL 14 & 15, 2018 @ 3:00 PM



Your home is your biggest investment. We’ll keep it your brightest.

GOG-3.875x4.75-AD-121217.indd 1

Call us for qualified, courteous home electrical service. From small circuit repair to major lighting upgrades.

631.6252 R e s i d e n t i a l

s e R v i c e

1/2/18 1:21 PM

STARTUPS p.12 | INVEST IN... p.14 | COACHING p.16 | THE LONG VIEW p. 18 | CAREER MOXIE p. 20


101 V1 2018

| 11






Customers spread the deadlocks message to others, who inform others, who then inform others. by Mike Thompson | photo by Doug Julian


hair-care salon that features preparation and maintenance of dreadlocks? Saginaw’s Latasha Faye Campbell says she didn’t need marketing research to figure out that there was a need for her pair of new enterprises, each bearing the name of Tasha’s Loc Shop. All she had to do was look around. National singers, actors, and athletes, followed by everyday folks, proudly were parading their dreads—usually beginning with shorter coils, and in time flowing to shoulder length and beyond. Cultural history of the “thick ropelike strands” is rooted in several of the earliest worldwide civilizations. Nowadays dreadlocks bring special significance to African Americans. Campbell already was a cosmetologist with experience in mainstream cuts and styles, as well as braiding in thinner lengths that often feature decorative beads. Her first dreadlocks project was when her son, Bobby Doster, was in elementary school. Word-of-mouth began to spread, in particular among men, that she was the go-to gal for a new trend that was taking hold. For some of her more innovative marketing, she stocked the

12 |

V1 2018

youngster’s billfold with business cards that he still hands out when receiving compliments. Late in 2016, she learned that a vacant salon shop was available for rent on 3451 Court at State Street in Saginaw, near her family’s home. She says she needed neither print nor radio advertising to begin drawing a customer base of up to 15 men and women per day. During the past year, she opened a second location at 4747 Dixie Highway in Bridgeport Township after she recruited a pair of understudy stylists. Campbell is a 1998 Buena Vista High School graduate who is modest when she explains that she “took a step out on faith” to find the courage for her business start-up. But she also carries the self-confidence to assert, “I’m good at what I do. People say I’m the best.” Start-up finances? Campbell had no need for the large inventory of materials or supplies that a different type of small business would require. More important, she says she had no need for a business loan, as someone who always has been conservative with her savings account. “To prepare to open, for 30 days I took every dime that I came across and invested it into something that I needed for the shop,” she notes.

Thirty seems to be her magic number. When she felt confident that her enterprise was solidly established, she rewarded her loyal customers with a raffle for 30 of them to receive free-of-charge visits, for maintenance of their dreadlocks or whatever service they chose. Friends asked why she would support such a high number of winners—as opposed to only three, maybe—but she insisted that she was aiming to make her mark. One of Campbell’s long-term goals is to expand statewide. She’s pointing next to the Lansing area, explaining that a good number of her young customers are Michigan State University students who would help to spread the word. She also aims to own the buildings for her budding franchises, rather than continue to sink shares of her profits into lease arrangements. “You have to have a vision,” she advises. Footnote: Tasha Campbell long kept her own hair close-cropped, saying her mini-Afro was thin and could become brittle. “I’ve always wanted braids of some sort,” she says, “but I’ve had to live my dreams though my customers. This year, however, I’m beginning my own dreadlocks.”




Global Sustainability Leaders Key players are recognized for making innovative investments.


Google proved to be the largest corporate purchaser of renewable energy in 2017, investing in more than 22 renewable energy projects, signing 2.5 gigawatts worth of solar and wind energy contracts globally, and declaring a goal of operating 100 percent of its global operations with renewable energy.

IKEA has committed to being completely energy independent in all stores by 2020 and to investing more than $680 million to achieve the goal.

Receiving nearly half the total mentions by global experts, Unilever reigns supreme as the premier global sustainability leader. Patagonia and Interface occupy the second and third positions, with IKEA, Natura, M&S, Tesla, Nestlé, Nike, GE, and BASF also landing on the list of highest-ranked companies.

Investing in maintainable business practices could prove both good for the environment and attractive to customers. by Jen W. O’Deay


rom pursuing solar powered operations to purchasing renewable energy, investments in sustainability vary greatly—yet any and all might prove beneficial in more ways than one. A recent study commissioned by Unilever, the company behind Dove brand soap, showed sustainable business practices to be not only good for the environment, but also a good way to sway potential customers. As reported in Inc., the study indicated that more than one in five (21 percent) of the people surveyed said they would actively choose brands that made their sustainability credentials clear. The potential market is estimated at $1 trillion in opportunities for companies able to successfully communicate their sustainable practices to the public.

14 |

V1 2018

While large companies like IKEA have budgets that afford investing millions in renewable energy (see sidebar), do sustainable investments make sense for small business owners? “Absolutely,” says Linsey Morrell, co-owner of Dawn of a New Day Coffeehouse in Saginaw, who recently began serving its organic, fair-trade coffee in paper to-go cups rather than Styrofoam. “The cost goes up a bit, but we only have one planet.” Vince Stuart, owner of Uptown Grill and Stock Pot Diner in Bay City, who’s sold his used fryer oil for more than 20 years to biodiesel manufacturers, says, “I profit only minimally, but I don’t have to pay to have it removed. Investing in sustainability can be as simple as looking for opportunity within existing practices.”


Since 1917, we’ve helped businesses thrive with abundant financing options and a full range of business banking products. The right business connections can help you be more successful. That’s why it is important to partner with the right people who will listen to what you need, and realize how important your business is to you and the community. Learn more at ChemicalBank.com.

Trust CMU Health to Care for Your Family Staying healthy is a team effort. Your family works together to love and support each other, and the team of doctors, nurses, and staff members at CMU Health works together to give you everything you need. Being designated a Patient Centered Medical Home means our office provides a healthcare environment that is team-based and collaborative. And it means you can rest easy knowing your family is in good hands. Make an Appointment. CMU Health accepts individual and family patients, offering a full range of preventative and responsive services. Call (989) 583-6800 to schedule an appointment today!

“It’s so comforting to know that we can receive high-quality care right here in Saginaw, without having to travel far. We trust the doctors and staff at CMU Health to care for our entire family.”

CMU Health • (989) 583-6800 • cmuhealth.org


Family care close to home





SELFCONFIDENCE? Try these 3 steps toward believing in yourself—and achieving your objectives.

by Daniel Handley, regional president & CEO, Dale Carnegie Training®


enry Ford once said: “Whether you think you can, or you think you can’t—you’re right.” This quote is famous because it highlights the psychological impacts of our thoughts and beliefs. Essentially, we may have the abilities necessary to attain a goal, but if we don’t actually believe that we have them, we won’t be able to use those abilities to their fullest extent to achieve our goals. The critical success factor at play is our confidence level, which is the most significant psychological contributor to our performance in the business world. Whether you’re interviewing for your dream job, speaking to a new prospect, asking for a raise, or making your first presentation to a large audience, follow these three steps to elevate your confidence level.

16 |

V1 2018

Develop optimism. The more we allow negative messages to enter our thoughts, the more truthful they appear. Declaring “I’ll never be able to do this!” is actually telling your psyche that you cannot accomplish something, even though you probably can. Negativity demotivates us. By surrounding ourselves with positive energy and having positive thoughts, a better outcome becomes possible. Repel negative thoughts by preparing yourself so you have earned the right to succeed. Tell yourself positive, powerful messages that reaffirm your success and worth. This aligns with Dale Carnegie’s principle to “fill your mind with thoughts of peace, courage, health, and hope.” Choose a mantra to repeat to yourself to fight feelings of being insecure or inept at something. Be optimistic by repeating to yourself, “I’ve got this.” Take a chance. Fear and confidence cannot co-exist—they’re opposites. Many people stay in their comfort zones because they fear failure, or because they lack self-confidence. In doing so, they compromise their ultimate potential. Without daring to try new things, progress and growth are impossible. Being open to new technology, fresh ideas and environments, and even new thoughts propels both our personal and professional growth. Dale Carnegie said: “Do the thing you fear to do and keep on doing it…that is the quickest and

surest way ever yet discovered to conquer fear.” By stepping outside of your comfort zone to “throw down a challenge,” which is Carnegie’s 21st human relations principle, you’ll develop the confidence to accomplish what you once deemed impossible. Envision your success. By establishing clear objectives and having a concise vision, you can increase your self-confidence. For example, if you’re worried about speaking to a large audience, create three main objectives. A sample objective might be: Engage the audience to reinforce learning. Now mentally picture yourself engaging the audience, and think about what you’re doing. For example, visualize that you’re asking people questions. Whatever you want the outcome to be, envision yourself doing it confidently and achieving your objectives. As Carnegie said: “Most of us have far more courage than we dreamed we possess.” True self-confidence is built in intentional action. In this we discover more of who we are. For more ideas on improving leadership, communication, teamwork, sales, employee engagement, and organizational performance, visit www.dalecarnegie.com, or contact Dan Handley at dan.handley@dalecarnegie.com, or call 989-7997760 or 1-800-518-DALE.

Bavarian Inn Lodge & Conference Center Congratulations to our General Manager/Owner, Michael Zehnder, on being selected as a Ruby Award Recipient.

“Let our family serve your family.”

One Covered Bridge Lane, Frankenmuth, MI 48734 • bavarianinn.com • 1-888-213-7664

Igniting workplace enthusiasm by developing employees into more confident, empowered, inspired, and enthusiastic individuals



CONGRATULATIONS TO the 2018 RUBYAwardRecipients

We’re Here for ALL Your Building Needs | Design  Build  Restore






ENGAGEMENT Contact Dan Handley at dan.handley@dalecarnegie.com (989) 799-7760 - www.midmichigan.dalecarnegie.com

800-WOLGAST | www.wolgast.com




YOUR VULNERABILITY IS SHOWING And if it’s not, it should be. Exposing their weaknesses is a way for leaders to build solidarity with their teams.

by Terence F. Moore

“The most important thing in business, if you want to connect with people, is to show some vulnerability.” ~ Marcus Lemonis, star of “The Profit” and entrepreneur


ise leaders expose some of their weaknesses to those they lead, and they do it readily. In an article from Harvard Business Review, “Why Should Anyone Be Led by You,” authors Robert Goffee and Gareth Jones write: “Exposing a weakness establishes trust and thus helps get folks on board. Indeed, if executives try to communicate they are perfect at everything, there will be no

18 |

V1 2018

need for anyone to help them with anything. They won’t need followers. They signal they can do it all by themselves. Beyond creating trust and a collaborative atmosphere, communicating a weakness also builds solidarity between followers and leaders. Sharing an imperfection underscores a human being’s authenticity.” Some executives think they must appear as if they are omniscient. These are often the same executives who somehow believe that the sharing of power with others reduces their own power and influence. The reality is just the opposite. Sharing whatever power an executive has, whether it is information or resources, is essential to their own effectiveness. One executive was fond of saying that “none of us is as smart as all of us.” He would state the problem or issue, tell the team what he was thinking about as a possible course of action, and then ask for their input before any final decision was made. With some frequency, his proposed plan was altered, and the team felt they had contributed to the outcome. Administrative assistants, especially those who have worked with their boss for a significant

length of time, can greatly enhance their boss’ communications—if they are given the opportunity to do so. Peggy Lark worked with me for 31 years as an executive assistant. More often than not, I would ask her opinion about communications coming out of the president’s office. Occasionally, she would say something like “This is singularly the dumbest thing you have ever drafted. No one will understand it. And if they do, they’ll wonder why you sent it.” She was right 90 percent of the time, and the communication was either altered or put in the waste basket. The bottom line is that sharing some weaknesses also shows you have some humility. Dwight D. Eisenhower said: “A sense of humility is a quality I have observed in every leader whom I deeply admired.” Think about the leaders you admire. Chances are they are not the ones who pretend they have all the answers. Terence F. Moore is the co-editor of The Effective Health Care Executive: Guide to a Winning Management Style and author of Lessons in Leadership and Career Survival.




ASK FOR TOUGH LOVE When you solicit constructive criticism— and listen to what is suggested—you can become even more successful than you already are.

by Beth Bryce

“When there’s an elephant in the room, introduce him.” ~ Randy Pausch, American professor


eceiving a stellar performance review feels great, but it might be the difficult feedback that people relay that has the biggest impact on your career. I remember sitting with a past boss during my annual performance evaluation and announcing to him at the onset: “Look, I know what my strengths are and what I do well, so it would be helpful if we could just focus on where I could improve.” I’m willing to bet that no one had ever said that to him before, because the color drained from his face. He clearly wasn’t

20 |

V1 2018

prepared for that. In retrospect, I should have explained my intention to him before we actually met. The truth is that many people have a hard time giving constructive criticism, asking for it, or, for that matter, receiving it. However, tough love has the ability to provide exponential growth if you solicit it from the right people and actively listen to what they have to say. Think of it as a loving act of kindness they offer on your behalf. While it may feel harsh initially, given time to digest it and reflect, you’ll likely find the motivation to grow. Not sure how to initiate a courageous conversation? Follow this simple outline on the art of asking for tough love.

without judgment, ask questions, and write down their feedback as a sign of respect and expression of your level of commitment. What to ask: Inquire about specific situations. For example, ask what you could have done better in a particular meeting. Focus on the future. Ask what skills you lack to be even more successful? Their responses to your questions might not be accurate, but it’s their perception that could be impacting your personal brand. Why ask: Because the goal is to always work to be a better version of ourselves.

Who to ask: Target people you trust and respect: leaders, mentors, peers, co-workers, close friends, or customers.

Your homework assignment is to ask three people you worked closely with during the past year to share with you one thing you could do to boost your career in the year ahead.

When to ask: During an annual job review, on concluding a special project or event, when preparing for a new job opportunity or after having left a job, or when accepting a committee or board position.

Now it’s my turn. Tell me, Dear Reader, have the past articles I’ve written inspired you to take action? Have they positively affected your career? Thanks in advance for emailing me love (tough or otherwise)!

How to ask: Be clear that you want honest feedback, and let those you ask know they’ll be helping you grow. Listen to what they have to say

Beth Bryce is a career strategist and transformation coach. To comment on this article, or to share your own observations, contact her by email at bethkbryce@gmail.com

AMaintenance MERICA N & Cleaning Services Call today to schedule your office cleaning. We specialize in floor waxing, carpet cleaning, window cleaning and one-time cleanups. • Locally owned and operated • High-quality, detail-oriented work at affordable prices • 20 years of experience • Fully insured and bonded • 24-hour answering service Call 989-791-4411 for a free estimate. AmericanMaintenanceAndCleaningServices.com


Here at Isabella Bank, we understand local businesses are the backbone of our community. Let us provide the tools to help you build your business the way you want. We offer competitive business loans, convenient services, and business deposit accounts designed to help you succeed.


 800.651.9111


The perfect mix of business and leisure. Dr. Panchanan Maiti Senior Research Associate

Experience the region’s premier public golf course, restaurant and conference center.

We celebrate Panchanan and his passion for the neurosciences. St. Mary’s of Michigan Field Neurosciences Institute congratulates RUBY Award Winner Dr. Panchanan Maiti, who is dedicated to producing insightful and innovative research into new therapies for neurodegenerative diseases and other brain disorders. Dr. Maiti’s contributions to the biomedical sciences have been extensive and tremendously impactful. His work is instrumental in developing new treatment approaches for Alzheimer’s disease, brain cancer, and other brain disorders.

fni.org | stmarysofmichigan.org

APPLEMOUNTAIN.COM | 989.781.6789

It’s the

Annual Mid Michigan Golf Show

Our Phone Customers

Saturday, March 3rd 10:00 a.m. – 4:00 p.m.

Get It All...

ADMISSION IS FREE! • Phones included, no system to buy or lease • All training, customizations and support included • Unlimited calls throughout the USA and Canada

Midland • Saginaw • Bay City 989.596.0090 • mercury.net


Bigger and better than ever

Join us on the campus of Northwood University at the Hach Student Activity Center Golf vendors from all over Michigan.

• Over 50 Golf Courses Represented • Equipment • Great Door Prizes • Register to Win a Summer of Golf

Listen to Mid-Michigan’s...

find your happy.

Cobblestone would like to Congratulate all the area’s Ruby Award Winners Here’s to the ones who make a difference. To the creators, the innovators and the thinkers who make our community better. By taking chances

2013 Ruby Award winner & Cobblestone co-owner

and sharing their

Melissa Wahl continues home building innovation

vision, they push us to the next level. They truly are the brightest in the Great Lakes Bay Region.

• Awarded top 1% of custom home builders in the United States

• Partnered with The Dow Chemical Company to build first Net Zero Energy Home in the state of Michigan

www.Cobblestone.me | (989) 692-0210

• Chosen by HGTV to design and build two custom Mid-Michigan homes

2 0 13 W I N N E R

Melissa Wahl

for voting us

Greatest Financial Advising in the Great Lakes

Bay Region in 2016 and 2017.*

*Award based on Great Lakes Bay Magazine poll.

Chad A. Eyre, LPL Financial Advisor

Jeffrey O. Parker, LPL Financial Advisor

989-835-7794 ext 4572


Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Dow Chemical Employees’ Credit Union deposits and are not NCUA insured. These products are not obligations of the Dow Chemical Employees’ Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.



The Dow Chemical Company | Bucks Run Golf Club /Fisher Companies | Chemical Bank Dow Diamond | Great Hall Banquet & Convention Center | Holiday Inn of Midland Horizons Conference Center | Midland Country Club | The H Hotel | Zehnder’s of Frankenmuth | Arbury Insurance Agency | Coffee Chaos | Garber Chevrolet | Midland Area Chamber of Commerce | Midland Sports Rehab | SYM Financial Advisors Warner Norcross & Judd LLP | Meijer | ATS Printing | Bierlein Companies | Covenant HealthCare | Little Caesars Pizza | McKay Press | Members First Credit Union MidMichigan Health | MitchArt Incorporated | Randi’s Green Thumb Plants & Flowers Redwood Living | SpringHill Suites By Marriott | Three Rivers Corporation | Buffalo Wild Wings | Cintas | Coca-Cola | CommuniQuest | Eastman Party Store | Fabiano Brothers Glo Skin Spa | Great Lakes Ice Cream Company | Hammer Restoration | Janus Insurance Agency | LaLonde’s Market | Linked Technologies | MBS International Airport | Midland Oral & Maxillofacial Surgery | Rassette & Associates | Redbridge Financial | Johnson Law, PLC | Reder Landscaping | Sound Productions | Sunny 97.7 FM | Wellington Limited Wells Fargo | Whine | ESPN 100.9 FM | Midland Daily News | WNEM TV5


shredexperts.com | service@shredexperts.com

Michigan Works! Scores Big Win for Region’s Employers Great Lakes Bay Michigan Works! was recently awarded nearly $2.2 million to fund training for 49 employers in the region. The money comes from the Skilled Trades Training Fund, a state-funded program designed to help employers develop the talent they need to compete and grow. Business services representatives from Great Lakes Bay Michigan Works! worked side-by-side with employers to help them compete for a portion of that funding. Economic development partners helped get the word out.

“This is the second year in a row we have successfully helped employers in five counties benefit from millions of dollars in training to enhance talent, productivity and retention,” says Ed Oberski, chief executive officer for Great Lakes Bay Michigan Works! Employers awarded grant funds will use them for variety of training opportunities, including lean manufacturing, emergency medical technician (EMT) to paramedic training, as well as traditional skilled trades certification.

the talent

experts EMT to paramedic training program supported by STTF funds.

Congratulations to this year’s recipients from Saginaw, Midland, Bay, Gratiot and Isabella counties who were awarded grants ranging from $1,500 to $300,000: Advanced Tex Screen Printing

Dow Chemical Company

General Agency Company

JRB Personnel

Mistequay Group

Rock Products

AHB Tooling & Manufacturing

Duperon Corporation

Hausbeck Pickle

Kapex Manufacturing


Amigo Mobility International

Erie Custom Signs

Hemlock Semiconductor

Endurance Carbide

Mobile Medical Response

Means Industries

Modern Machine

Falcon RME

Ingersoll CM Systems

Morley Companies

Avalon & Tahoe Manufacturing

International Engineering & Manufacturing

Nexteer Automotive

Tannas Company – a division of The Savant Group

The Cobbler Shop

Merrill Technologies Group Michigan Agricultural Commodities

Northern Concrete Pipe

BGL Asset Services Cambron Engineering Cignys Dayco Products

Freeland Steel Erectors Fullerton Tool Company

J&T Tool and Die

GE Insulation

Johnson Carbide Products

J.E. Johnson

Michigan Sugar Company Miller Mold

If you are an employer interested in applying for 2019 funds, please contact Ann Marie Batkoski at annmarieb@michiganworks.com.

www.michiganworks.com Great Lakes Bay Michigan Works! is an Equal Opportunity/Employer Program. Auxiliary aide services are available upon request to individuals with disabilities. Michigan Relay Services dial 711. Supported by the State of Michigan. A proud partner of the American Job Center Network.

Powell Fabrication & Mfg R&S Cutter Grind Renosol Corp

Sugar Construction

The Delfield Company – a division of Welbilt Three Rivers Corporation U.S. Graphite York Repair


Meet the 2018





V1 2018

| 29






Title: Real Estate Developer, Jenifer Acosta Development, Bay City, Midland, and Saginaw (and locations throughout the Great Lakes Bay Region)

Title: Associate, Wigen Tincknell Associates (WTA) Architects, Saginaw

Title: Principal, Yeo & Yeo CPAs & Business Consultants, Saginaw

Title: News Anchor/ Reporter, WNEM TV-5, Saginaw

Proudest professional accomplishments: Last year, I launched an exploratory architectural externship, [Re]Design Saginaw, for local high school and college youths to introduce students to the field of architecture. The program challenged students to consider the present status of downtown Saginaw and implored them to envision what it could be in years to come.

Proudest professional accomplishment: My promotion to principal in January 2017. At the firm, I lead the manufacturing services group and am treasurer of the GLB Manufacturers Association. I am honored that the principal group had confidence in my abilities and leadership.

Proudest professional accomplishments: My proudest moment had been winning my first Emmy award, but now I light up with pride when someone with an incredible story says, “I saw one of your stories and said to myself, that’s the guy I want to tell mine.” This year I also used my platform to launch my own passion project to reward people who do great things in our community.

Title: Managing Member, Moltus Building Group, and President, Moltus Canadian, Inc., Midland

Proudest professional accomplishments: Redeveloping the downtown Bay City Crapo Building into The Legacy, which is scheduled for completion in fall 2018. In just two-anda-half years, I’ve had the honor of managing nearly $25 million in community revitalization projects. My motivation: To create positive change in my hometown. Catalytic projects that have the ability to transform a street or block into a more successful dynamic that increases sense of place and encourages additional entrepreneurs to open businesses. Key changes I influenced: Redeveloped historic buildings, created spaces and experiences that bring people back to downtown areas, and increased sense of place as much as possible. Built teams that can execute projects while seeing the big picture. My holistic hands-on, top-tobottom approach to curating elements of projects ensured they were in line with my mission to have positive financial, community, and environmental impacts.

30 |

V1 2018

My motivation: My hardworking clients. I often work directly with top executives or department heads and am inspired by their drive and passion. I feel compelled to match that ambition and take great pride in my work. I love being a visionary of design and construction, formulating my client’s conceptual ideas into occupiable space. Key changes I have influenced: I became the first licensed female and second female stockholder in WTA history. Recently, our company has hired a handful of female graduates, whom I have mentored.

My motivation: Working with my wonderful clients and a great team within Yeo & Yeo keeps me motivated and looking forward to coming to work every day. I also want to provide guidance and support for my three children. My passion is to empower women I work with as well as those in the community. Key changes I have influenced: Being an example to other women at Yeo & Yeo of how to balance a successful career as a female leader, wife, and mother.

My motivation: The people in the stories I am privileged to tell. I never take the responsibility lightly. I take their trust to heart as I bring their stories to life. Key changes I influenced: I’ve received several industry accolades and shown our young staff how passion for your craft will bring success. Through many major changes, we’ve consistently held strong ratings in the shows I deliver nightly. I excitedly helped launch two additional newscasts on our digital channel.

Proudest professional accomplishments: Working side by side with my business partner to grow our company into a nationally recognized general contractor. As a company, we have completed nearly 2 million square feet of construction across the U.S. and Canada. We started our business in 2013 with one employee, and today we employ more than 30 full-time individuals. We are looking to expand our workforce even more. My motivation: My amazing wife and son, who are the loves of my life and my biggest supporters. Additionally, my passion for work and solving the unique challenges that are presented to me daily. Key changes I have influenced: Successfully managing our considerable growth. Also, working with our team of employees to proactively get ahead of daily issues and quickly react to problems during the continual growth of our business.






Title: Senior Research Scientist, Field Neurosciences Institute (FNI), Ascension-St. Mary’s of Michigan, Saginaw

Title: Co-owner, Sandlot Sports LLC, Saginaw and Bay City

Title: Associate Professor, Department of Criminal Justice, Saginaw Valley State University (SVSU), University Center

Title: Global Strategic Marketer, Dow Chemical, Midland

Title: General Manager/ Owner, Bavarian Inn Lodge, Frankenmuth

Proudest professional accomplishments: Leading a global cross-functional team to provide clarity in strategy, focusing the team on select market segments. This, coupled with an amazing team effort, enabled my team to return a deprioritized and declining multi-hundred-million-dollar market to one of prioritization, investment, and growth for Dow Silicones.

Proudest professional accomplishments: With tremendous support from an extraordinary team, I have been able to improve the financial performance of our businesses, develop events that have positively impacted both Frankenmuth and the GLBR, and start new businesses while maintaining the high standards of our existing businesses.

Proudest professional accomplishments: Positive impacts of my research publications on therapeutic approaches for Alzheimer’s, Parkinson’s, Huntington’s, and glioblastoma for the global neuroscience community, especially for potential clinical applications.

Proudest professional accomplishments: Having Sandlot Sports recognized as the Main Street USA award winner in Lansing during the Michigan Celebrates Small Business Gala in 2017. Also, being quoted along with prominent industry veterans in Printwear magazine in 2017.

My motivation: My father’s neurological problems motivated me to investigate therapies for different neurological diseases. My efforts were further encouraged by Dr. E. Malcolm Field [FNI medical director] and Dr. Gary L. Dunbar [FNI executive director].

My motivation: My wife and our two children motivate me to be successful and to continue to build stronger positive roots in our community. I want our children to grow up and know what they can build with hard work, knowledge, and determination.

Key changes I influenced: Significantly increased the number of research publications at FNI. Established strong collaborative research and teaching ties among FNI, Central Michigan University (CMU), Saginaw Valley State University (SVSU), and private companies. Taught and supervised neuroscience courses for high school and college students in the Saginaw, Bay City, and Midland areas. Mentored SVSU students and MS/PhD students at CMU. Delivered presentations for continuing education programs at Ascension-St. Mary’s. Increased grant writing and fundraising efforts for research at FNI, SVSU, and CMU.

Key changes I have influenced: Helped develop a strategic plan for growth and executed it by updating equipment, procedures, creating jobs, and increasing sales volume. Sales volume increased 8.9 percent from 2014 to 2015, and 10.6 percent over 2015 to 2016. Also, I helped increase the visibility of Sandlot Sports in the Great Lakes Bay Region.

Proudest professional accomplishments: Founding the Games & Participatory Cultures Research Lab with my colleagues Dr. Tim Rowlands and Dr. Melissa Hobart. Our lab developed several publications and a forthcoming book with our undergraduate students, securing research experience opportunities for them with the support of SVSU’s Undergraduate Research Program. My motivation: Seeing my students achieve their potential. Watching them make a difference by working with their communities to improve issues around crime and crime prevention. Key changes I have influenced: Developed courses and curricular experiences to teach students conflict resolution approaches; implemented intergroup relations training for students entering criminal justice fields such as law enforcement, state and federal courts, and correctional agencies; and integrated field experiences such as jail and correctional facility observation projects into the curriculum to better develop students’ connections with regional justice organizations.

My motivation: The ability to make a difference. In Dow Home and Personal Care, our goal is to “add value to life.” I have seen firsthand how our ingredients make a difference in the lives of consumers from the streets of Bangkok to the shops in New York. Key changes I have influenced: Created a true unity of focus and effort between marketing and technical teams to give the brilliant technical minds in Dow a voice to help shape global market strategy and create an industry-leading innovation portfolio to delight our customers for years to come.

My motivation: Continuing the legacy of the Bavarian Inn, Inc. that was founded by my grandparents Tiny and Dorothy Zehnder. Also, I enjoy working with eight family members and a thousand team members to create enjoyable experiences for our guests. Key changes I have influenced: Initiated new projects with a significant economic impact for both Frankenmuth and the region. The projects included establishing a bleacher rental company, launching our new food truck, developing new events such as food truck festivals, and expanding existing events such as River Place Shops Dog Bowl and Balloons Over Bavarian Inn.

V1 2018

| 31


John Harken, Wildfire Credit Union, and Rodney Kloha, President of Circle K Service Corporation


ired of the red tape? Begging for a loan? Waiting forever for an answer? Then make the call to Wildfire Credit Union’s Business Services. We make it easy. We listen to you and your business’ needs, and we make sure we get back with you quickly. That’s part of what makes Wildfire Credit Union Distinctively Better. Knowing that you have someone on the other end of the phone when you need to take action, and knowing that person understands your business and you, is the other part of what makes us Distinctively Better. With years of experience in the business field, each member of the Wildfire Credit Union Business Services Team is dedicated to understanding your

business, how important it is to you, and how your business is important to Wildfire. Read the stories of several of our business members and decide for yourself. Mid-MI Builders, Inc. is a general contractor that provides business remodeling contracts for retail store renovations, accessibility construction, designing, retro-fitting, remodeling, building additions, and more. The business currently remodels across the USA for TJX Group, Marshalls, Home Goods, and Sierra Trading Posts. Butch Krueger, president of Mid-MI Builders, shares his thoughts on working with Wildfire: “The main reason I stick with Wildfire is because of Debbie (Van Deventer) and her support team. No matter what issue might arise on my end—

and I have plenty of them when you’re running a business as large as this—her team takes care of it. From a last-minute wire transfer to calling me and reminding me that I have a payment coming due, they do it. In all the years in business dealing with another credit union in town, I’ve never had my lender’s cell phone number and never would they answer me on a Sunday—but Deb does. No matter which branch I go into, from Midland to Saginaw, every teller greets me, and some know me by name as I frequent them that often.” Ferne Boutique is another area business Wildfire Business Services helps live its vision. Ferne Boutique focuses on providing an exclusive selection of quality women’s clothing and accessories. They, as a boutique in Bay City, incorporate the culture and

Laura Horwath, Owner of Ferne Boutique, and Courtney Douponce, Wildfire Credit Union

Butch Krueger, President of Mid-MI Builders, and Deb Van Deventer, Wildfire Credit Union

style of the region into their mix of items. Their purpose is to give women a place to find pieces for both work and play. Laura Horwath, owner of Ferne, states: “When you work with Wildfire, you’re treated like you’re a part of the family. Every time I go into the Bay City branch, I’m greeted by name. It’s refreshing to consistently be delivered outstanding customer service. Plus, I love to support local businesses in our region.” Circle K Service Corporation in Midland offers a vital and unique service to our region. The business is a large vehicle repair shop that specializes in fire truck and ambulance service and repair, as well as new builds. Rodney Kloha, president of Circle K, comments: “In the past,

dealing with banks was a stressful event, with fees and forms required for everything. My account representative was based in Detroit and didn’t know me or my business. At Wildfire, I’m treated as a person, not just a numbered account. I’m able to offer my employees benefits such as direct deposit and HSA accounts that I wasn’t able to with my prior institution. I started with Wildfire handling my personal accounts. When I found out they could provide services to small businesses, too, I asked them to put together a proposal. The proposal they put together for my building mortgage, credit line, and checking accounts blew the competition out of the water. I’ve been with them ever since—and have never regretted the change.”

CALL TODAY TO START YOUR BUSINESS RELATIONSHIP WITH WILDFIRE CREDIT UNION: Deb Van Deventer 989-249-8229 Courtney Douponce 989-249-8233 John Harken 989-837-7951 Darlene Krumpholz 989-249-8232 Wildfire Credit Union 989-249-8200 or 800-227-2328



Main Office: 4800 Fashion Square Blvd Saginaw | 989-799-7500 1ststatebk.com

n 2004, as bank after bank consolidated into regional and national institutions and the personal service experienced by customers drastically declined, local investors took a stand for small-town banking and founded 1st State Bank. Now, having grown to five locations, 1st State continues with its mission to be the bank of choice for businesses in the Great Lakes Bay Region. Just one year after 1st State was founded, President Rick Goedert acted on his desire to both honor the area’s most successful young people and to highlight available careers in our community by creating the RUBY Award (Recognizing the Upward, Bright, and Young). Each year, the recipients of the award are invited to a celebration dinner at Apple Mountain, where friends, family, and colleagues celebrate their success. Attendees enjoy a cocktail hour, dinner, and guest speaker, and they also hear from the award recipients, who discuss the path that helped them achieve success. Nominations for the RUBY Award are collected each fall, and a committee of 1st State Bank employees, past award honorees, and representatives from different industries selects the recipients who have demonstrated the greatest professional accomplishments. To date, the 138 RUBY Award recipients have come from all sectors of our community, including health care, education at all levels, manufacturing and corporate, nonprofit, and entrepreneurial ventures. It’s important to note that the award is based solely on professional success, not on community involvement, although many of the recipients also happen to be active in community outreach. Alongside 1st State Bank, Great Lakes Bay Business magazine and WNEM TV-5 have sponsored the recognition program since its inception. Additionally, Saginaw County Chamber of Commerce, Bay Area Chamber of Commerce, and Midland Area Chamber of Commerce have supported the RUBY Award. Their publications and promotions have helped raise the RUBY Award to its current popularity and status. In fact, this year’s nominees included 86 outstanding professionals, which is quite a testament to the region’s world-class workforce. Rick Goedert’s 2005 vision to recognize the area’s young professionals, keep young people in the Great Lakes Bay Region, and highlight the many rewarding local careers has become reality. The RUBY Award is just one way that 1st State Bank demonstrates its commitment to economic growth in our community and strives to show that our region has a great deal to offer young people who choose to make this place home for themselves and their families. Who will you nominate next?

1479 Straits Dr, Bay City | 4265 Wilder Road, Bay City | 3262 Cabaret Trail S, Saginaw Township 800-292-2897 | www.copoco.org


ince 1951, COPOCO Community Credit Union has maintained a member-centered, member-run, top-notch financial institution that truly embodies the meaning of the word community. Since its initial charter, COPOCO has grown to service individuals across Bay, Arenac, Midland, Saginaw, Isabella, and Gladwin counties. COPOCO’s mission, “…to provide excellence in service, helping each member realize their financial goals and dreams,” remains at the center of all business practices and financial services, including the availability of an experienced financial advisor. Christine Setula is a registered representative available through COPOCO’s broker dealer, CUSO Financial Services, L.P. (CFS). She has worked in financial services since 2000, and has been working directly with COPOCO members since 2007.

Christine possesses years of experience and superb analytical strength, which work together to create an almost artistic talent for matching individual financial needs to unique strategic solutions. Christine encourages clients to assess their financial profiles at least every three years, or at specific junctures in life, like marriage, divorce, after a death, job change, disability, or when considering retirement. This review is like taking a snapshot of all assets, income, cash flow, debt, and investments, and it allows Christine the chance to recognize gaps or simple oversights that could mean the difference between achieving financial goals and dreams—or not. When Christine organizes an investment portfolio for an individual, she utilizes the metaphor of a “financial house” to include an emergency fund, debt management, risk management products, retirement planning, estate planning, and wealth preservation.

Christine Setula, Registered Representative, CUSO Financial Services, L.P.

In addition to assessing members’ financial profiles and creating investment portfolios, Christine assists members with insurance and annuities, mutual funds, education planning, longterm care, and life insurance solutions. “I provide advice through an educational approach, making sure my clients understand their current financial picture and how each new strategy can help them achieve their goals,” Christine explains. “This business requires strong ethics, honesty, and sincerity. I care about my clients, and I am passionate about finding possible financial solutions for them.” COPOCO Community Credit Union is fortunate to have Christine on staff, dedicated to helping individuals, families, and businesses achieve their financial goals. By scheduling a free, noobligation appointment, you can begin planning a successful financial tomorrow.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.  For specific tax advice, please consult a qualified tax professional. Representative is registered to offer securities in the following states: Michigan, Florida


600 E Lyon Rd | Midland | 989-835-7794 | dcecu.org


hether you’re purchasing a starter home, your dream house, or a cottage on the lake, the more you know, the more you’ll save … and the happier you’ll be with your financing experience. DECIDE WHICH MORTGAGE TYPE IS RIGHT FOR YOU. Fixed-Rate Mortgages are simple and straightforward. The interest rate you start with is the interest rate you’ll pay throughout the loan term. The interest rate market may fluctuate, but your monthly payment never will. There are no surprises, which simplifies budgeting. Adjustable-Rate Mortgages (ARMs) typically start with lower interest rates than fixed-rate mortgages. The initial rate stays the same for months, a year, or a few years (commonly five or seven years). When this introductory period ends, your rate may change based on the predetermined index market rates; the amount of your payment will be linked

to the market rates at that time. If rates take a dive, your payment will drop, but the opposite also is true. Despite potential market volatility, an ARM can be a great option, especially if you plan to move before the introductory period ends. SHOP AROUND. According to the Consumer Financial Protection Bureau, getting quotes from at least three lenders could save you thousands of dollars over the first five years of your loan. Be sure to compare fees and closing costs—not just interest rates. GET A CONDITIONAL-APPROVAL LETTER. This letter will confirm exactly how much money your lender will lend you and at what terms. Having conditional approval tells the seller you are a serious buyer. CHOOSE A LENDER WHO WILL WORK WITH YOU. Your lender should operate as a member of

your homeownership team—and should be committed to helping you find a way to finance your new home easily, efficiently, and affordably. CHOOSE DCECU. Dow Chemical Employees’ Credit Union (DCECU) offers great rates on both fixed- and adjustable-rate mortgages with up to $1 million in financing.1 We also offer low upfront costs, same- or next-day prequalifications (some limitations apply), short turnaround times, and competitive closing costs. For current interest rates, helpful decisionmaking tools, and to apply online, visit dcecu.org/mortgage. Or stop by or call to speak with a Mortgage Department representative. Limited to developed, nonagricultural, non-income-producing homes located within Michigan. Other loan limitations may apply. Equal Housing Opportunity Lender. 1



Please join us in congratulating Ryan Smith for his selection as a 2018 RUBY Award winner, and for his outstanding leadership in the Great Lakes Bay Region. Ryan is a global strategic marketer in Dow’s Home and Personal Care business. He has a proven track record of success in multiple businesses and with other industries. In addition to his career accomplishments, he is active in his community, serving as a youth soccer coach for nine seasons and as a mentor for middle and high school students. Thank you Ryan for living out Dow’s values at work and in our community.

®™The DOW Diamond Logo is a trademark of The Dow Chemical Company © 2018


Find out what sets an Integrity-Driven Construction Company apart from the rest!

Get Right to the


Make It Yours! 18 sweet and CLever weddinG-day ideas a mystery noveList writes from Her roots

Romance Honeymoon in tHe Great Lakes Bay reGion greatlakesbaymag.com

January 2013

SubScribe today!

Moltus Building Group recognizes all 2018 award winners and their commitment to the Great Lakes Bay Region.




989.486.9330 


Justin Lipscomb Principal- Moltus Building Group, LLC



“Everything worthwhile is uphill. And, most of us have uphill hopes and dreams. Problem is, too many of us have downhill habits.” ~John C. Maxwell, pastor, national speaker, and best-selling author


here’s a higher probability that executives will move multiple times during their career than the probability that they’ll remain with only one organization their entire career. Sometimes it’s by choice, but, unfortunately, it’s often because of a number of factors outside of their control. Therefore, the prudent executive understands the importance of preparing for their next career move while they’re currently employed. Executives who fail to utilize a portion of their time to position themselves for their next job search make a serious career mistake. Don’t think of your job as your career. It may be the most important stepping-stone for your career, but it’s not your career. While you’re employed, put these professional activities on your to-do list. Continue your education. What a tragedy it is that many executives spend a concentrated period in academic study—and then focus only on the job at hand. There are a number of self-improvement courses and formal academic programs available to professionals. If you’re not interested in enrolling in those, listen to some of the great speeches available on YouTube. Listen to Simon Sinik, Zig Ziglar, Jim Rohn, Tony Robbins, or John C. Maxwell. Many of the best speeches and advice ever given are free to anyone taking the time to download and listen. Even if you don’t intend to complete another degree, consider

38 |

V1 2018

taking courses that will strengthen your abilities in finance, economics, human resources, or some other subject where you’re lacking expertise. Make it a priority to find programs and seminars that will benefit you the most. Often, your current employer may pay part or all of the expense of such programs. Participate in professional associations. There are regional, state, and national associations for almost every professional. All offer opportunities to meet others within your field or industry. Participate toward honing your leadership skills. It’s not enough to just attend association gatherings. Seek leadership positions within the organization. One way to ensure that happens is to volunteer for jobs no one else wants to do.

In perfecting your speaking skills, the most important factor is practice. Teaching at a nearby college or university—where you’re presenting to students—can be a great learning experience, and it looks good on a résumé. If you can’t teach a course, at least seek professional speaking engagements. Appearing before an audience of professional peers and delivering an effective presentation is one of the most challenging things you can do. To perfect your writing skills, write articles and books. The best advice that can be given in this regard is to simply begin. It takes time, but it’s a worthwhile discipline because it enables you to develop an in-depth expertise in a field. And in doing so, you gain exposure to colleagues in the field, which enhances your networking capabilities.

Perfect your communication skills. Of the thousands of executives I have known, I’ve only known a handful who couldn’t improve upon their speaking skills. The rest of us are just a work in progress. And, more often than not, the writing skills of some of these same executives leave something to be desired, too.

Maintain a job search folder. Keep the folder at home, and include in it information you’ll need for your next job search. At a minimum, the folder should include copies of your one-page, two-page, and multiple-page résumés. And these résumés should be updated every four to six months. Also include the names and addresses of employer

V1 2018

| 39


prospects you might want to contact regarding a career move, as well as contact information for appropriate executive recruiters and recruiting firms. Add to the file any information or clippings you’ve saved about anyone you’re thinking of contacting. If your organization has used an outplacement firm in the past, find out as much information as you can about that firm in case you find yourself forced to use it because of a termination. Network. It’s easy for executives to become isolated. And it’s especially true for executives who are responsible for internal operations and those who don’t have a lot of contact with people in other similar organizations. When you’re at a meeting or seminar, make a concerted effort to get to know the other participants. Don’t make the mistake of just hanging out with your associates or friends. Some executives treat paid educational opportunities as if they’re on-the-job vacations. Not only is that unethical, it’s a missed opportunity.

40 |

V1 2018

While it’s important to network outside your organization, it’s also important to network inside your organization—especially if yours is a large organization. Help out others in their search for a new career opportunity, and don’t have expectations of a payback. There’s some probability that how external people perceive your reputation is determined by the reputation you have built—or destroyed—for yourself within your current organization. Work at maintaining your health. If professionals could pursue only one activity in addition to their regular job duties, it should be to maintain their health. Being fit means being able to work, and executives must be fit enough to make it to retirement. The demands and stresses of today’s workplace can take a toll on someone’s health. It’s sad to see 50-year-old executives who look like burned-out buildings. Have an annual checkup, and get all the vaccinations recommended for someone of your age and health history. Are you in worse shape this year than last year? If so, why, and what are you doing about it? . . . . Preparing for your next job search requires a well-thought-out work plan, and it requires discipline and perseverance. The most common refrain from those shaking off job search suggestions is: “But I don’t have the time to do those things.” You have the same amount of time that everyone else has who rises to the top. We all have the same 24 hours in a day and 365 days in a year. One thing is certain: When you’re actively searching for a new position, you’ll no longer have the luxury of following any of the suggestions in this article. And if and when you find your résumé in a pile with a hundred or more résumés of others, you’ll wish you would’ve followed this advice.



n the 1980s there was a study conducted by several PhDs at the University of Iowa. The objective was to quantify what managers really do. The study results were published in the 1988 book, Real Managers. It was one of the few times that literature has contrasted the difference between what effective managers do as compared to what successful managers do. Effective managers were defined as those who accomplish corporate goals. Successful managers were defined as those who were promoted. You mean to tell me that those who accomplish corporate goals aren’t always the ones who are promoted? That’s exactly what the research showed, and it detailed how effective

managers and successful managers differ in the way they invest their time. The major difference is that successful managers spend more time networking, both inside and outside of their organizations. The percentage of time spent by effective managers is: 12% networking 46% routine communications 27% human resources management 15% traditional management The percentage of time spent by successful managers is: 48% networking 28% routine communications 11% human resources management

13% traditional management Unfortunately, the importance to career success of networking isn’t often discussed in undergraduate or even graduate schools. An ambitious program to connect with as many people as possible who may be of value to you in the future should be a priority for every manager—whether you’re new to your career or a senior manager. Remember, too, that it’s important to contribute more to relationships than you take away. Give of your time and your advice and, especially, connect people with others. Networking is about connecting with people—not collecting people.

V1 2018

| 41

Your OUR Future


ONE SOLUTION ANY WORKFORCE MercForce is payroll, HR, benefits and time integrated as one single solution from the bank Michigan businesses have depended upon for decades. Access a dashboard of employee data. Get notified about potential payroll errors. Scale your plan as your business grows. Then, turn to your local Mercantile team for support, service and insights your business deserves.

Visit mercforce.com or call us at 800.453.8700 to learn more.

The F.P. Horak Company is committed to the community, to our customers and employees, and to using advanced technology in delivering print and marketing solutions.

1311 Straits Drive, Bay City, MI 48706





SCENE V1 2018

| 43




Nikki Culver and her daycare charges



Little ones at Nikki’s Daycare support CAN Council Great Lakes Bay Region through their annual lemonade stand. by Allison Dean


ikki Culver believes in encouraging generosity and creativity in the children who spend time at her Nikki’s Daycare. Culver, who has operated a home-based daycare in Saginaw for more than 20 years, cares for children between the ages of 6 months and 11 years old. Every summer for the past six years, Culver and the children of Nikki’s Daycare have held a lemonade stand to raise funds for CAN Council Great Lakes Bay Region, a nonprofit that provides services and programs aimed at addressing and eliminating child abuse and neglect. Culver’s first taste of philanthropy occurred at age 11, when she volunteered with the Jerry Lewis Telethon. She has since been active with various charitable causes. Culver decided early on to teach her daycare charges the importance of good

44 |

V1 2018

citizenship. “They need to learn to be charitable and generous, especially when others are less fortunate [than they are],” she says.

Pennies for a cause Culver’s charitable endeavors through Nikki’s Daycare were initially inspired by a CAN Council pennies donation fundraiser in the early 2000s. Culver made it a contest for the daycare children to see who could bring in the most pennies. When she learned more about the work of CAN Council, she decided to expand her efforts. In 2004, Nikki’s Daycare put on a play, written by Culver. The admission fee resulted in hundreds of dollars being raised, which were donated. By staging a play for the next several years, Nikki’s Daycare generated more than $500 each time to support CAN Council.

Taking a stand for lemonade Culver then came up with an idea to hold a lemonade stand outside her home as a way to raise funds for a good cause. The effort, she hoped, would also teach the children in her care about entrepreneurship, customer service, and more. “The kids love everything about it,” Culver says. “They love the squeezing of the lemons, the marketing, and making the signs.” The lemonade sells for 50 cents per cup, but Culver says customers regularly donate much more than that. Culver seeks to empower the children to take ownership of the lemonade stand so they better understand the difference they’re making. “When you involve children, they thrive on doing fun, new things,” Culver says. “And when they find out they can benefit someone else, it’s amazing how they step up.”

Congratulations to WTA Architects’ Erin Andrus on her 2018 RUBY Award Erin is more than just an architect: A combination of honesty, reliability, and trust is the basis for Erin’s philosophy of dedication to her clients and commitment to quality architecture. She recognizes the potential of each endeavor and delivers her projects with passion and integrity. Erin is a true professional who cares deeply about her clients’ happiness and the successful completion of their projects. All of us at WTA Architects are so proud of Erin and all that she has accomplished at this point in her career. She is definitely deserving of this prestigious award.

100 South Jefferson Avenue, Suite 601, Saginaw, MI 48607 | 989-752-8107 | wtaarch.com






Yeo & Yeo is proud to congratulate 2018 RUBY Award recipient Amy Buben, and to recognize her leadership and commitment to the community.

At Yeo & Yeo, Amy does more than crunch numbers – she goes above and beyond to help her clients succeed in business and is a passionate champion for empowering all women – leaders, colleagues, mothers and friends.

Amy Buben, CPA, CFE Principal

Congrats, Amy!

yeoandyeo.com |







1. Daniel Wirt and Clarence Rivette 2. Donna Bacigalupo and Dena Wirt 3. Herb Spence and William Federspiel 4. Tammy Bernier and Delena Spates-Allen



6 7

5. Kerry Kilpatrick, Kurt Monhart, Steve Payer, and Kyle Peczynski

6. Shaun Farey, Scott Ringlein, Ginger Mahikian, and Andrew Levin

7. Gabriella Hoffman, Melissa Steiner, and Kim Phillips



HARNESS YOUR LEADERSHIP Place your order today! Send an POTENTIAL! email to tfm43@ Engineers Surveyors Planners Architects

lessons in


Terence F. Moore

speednetllc. com Lessons in Leadership and Career Survival includes 27 chapters/ lessons with relatable anecdotes and actionable steps: Overcome failure • Serve and survive your superiors • The rules of power • Maximize your performance in meetings • Avoid career-derailing mistakes • The psychology of great leaders • And much more

Terence F. Moore | Available Now | $12.99 (includes shipping/handling)

Garden Weddings at the Saginaw Art Museum


Ruby Award Recipients!

8! 1 0 2 r o f g n i k o o B Now To schedule a tour, contact Jenn at 989.754.2491 x110 or events@saginawartmuseum.org 1126 N. Michigan Ave Saginaw, MI 48602 989.754.2491 Tues.-Sat. 12-5PM

Financial Leadership Since 1944 Accounting n Auditing n Tax Planning & Preparation Payroll Administration n Retirement Plan Administration Financial Planning n Management Consulting

800-624-2400 • wf-cpas.com • Bay City • Clare • Gladwin • West Branch






n 1963, a year before “The Beatles Invasion,” volunteer members of the Studio 23 arts organization (est. 1959) prepare to open its second home, at the Little Red Schoolhouse (former Raby School), at Center and Knight roads, Hampton Township, Bay County. Studio 23 was initially organized as a nonprofit 501(c)(3) “for the scientific, literary, and/or educational purposes to promote interest in art and artistic efforts, including sales and acquisitions.” The name “Studio 23” reflects the early 24-member group’s first home (1959-1962) above the Wieland Furniture store on US-23. Since then the group has had to relocate many times: to the Little Red Schoolhouse (1962-1982), Thomas Jefferson School (198286), and Bay City Hall (1989-late 1990s) before settling at their permanent/contemporary street-level gallery (1998) in the handsomely renovated former Jennison Hardware building, at 901 N. Water Street, near Wenonah Park/Saginaw River, in downtown Bay City. Studio 23 currently has about 360 members. Its mission statement has been updated “to provide the Great Lakes Bay Area with a visual arts center and embrace creative educational activities involving the community and region. The gallery is dedicated to making the arts relevant and accessible to all.” At Studio 23, instructors teach students of all ages in classes and workshops including ceramics, painting, mixed media, printmaking, and drawing. Seven donation-only exhibits are held throughout the year. Bookings for exhibits are scheduled two years in advance and often focus on collaborating with community events such as Tall Ships. Director Tara Welch shares that the most popular annual exhibits are the K-12 art and paintings and the pottery created by students and instructors. The Bay Heritage Quilters Guild (est. 1988) and Studio 23 will present “A Sharing of Quilts XIV” from April 6-May 18. Photo courtesy of Studio 23. http://www.studio23baycity.org/

48 |

V1 2018

Congratulations 2018 Ruby Award Winners Garber Automotive is proud to recognize our past Ruby Award Winners.

“Congratulations to the 2018 Ruby Award winners! You are a big part of what makes the Great Lakes Bay Region so special!” Benjamin Denay, Controller Garber Management Group 2014 Ruby Award Winner

“ To see Award recipients positively impact the Great Lakes Bay Region year after year gives me a great sense of pride knowing I was a past recipient. Congratulations to the 2018 Award winners!” David Tokarsky, Sales Manager Garber Chrysler Dodge Jeep Ram 2013 Ruby Award Winner


Profile for FP Horak

2018 March Business  

2018 March Business  

Profile for fphorak