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Acknowledgements I would like to extend my gratitude to the many people who have assisted in the creation of this book. They include: Mary Brunson, Jay Franklin, Jackson Lin, Robert Bray, Kris Cooper, Tom Allen, Michael Auchterlonie, Judy Baba, Cindy Mason, Michelle Ojeda, Max Weinberg, Tyler Collins, Tyler Means, and Harry Markowitz. Many original works of art by Lala Ragimov and Aftab Alam bring color and life to the science of investing. Thank you also to the many IFA team members, clients and friends who have assisted and encouraged me in my mission to change the way the world invests, by replacing speculation with an education.

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