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Copyright Š 2011, 2012, 2013, 2015 by IFA Publishing, Inc. FOURTH PRINTING All rights reserved. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a database or retrieval system, without the prior written permission of the publisher. This publication is designed to provide accurate, authoritative and educational information in regard to the subject matter covered. It is sold with the understanding that the author is engaged in providing professional investment advisory services, but is not rendering legal, accounting or other professional services. If legal, accounting or other expert assistance is required, the services of a competent professional person should be sought. Representations of individuals and/or institutions are not necessarily an endorsement of any investment philosophy or strategy presented in this book. Please see additional disclaimers in Appendix A and B. Printed in China. ISBN: 978-0-976802310

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