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Letters & emails

continued

My driving was somewhat systematic, but the wrong system, that went back to the age of “brake fade,” when you were encouraged to use the gearbox before brakes. So the shock of having to change to IPSGA was tempered by the objectives of understanding, and meeting, the other principles of the Roadcraft Manual, and the Highway Code. My Observer -Scott - made the whole experience a pleasure. His knowledge of Essex roads, and the routes he chose, covered a wide variety of highways and their associated hazards, and were great fun to drive. His understanding of the system, and insistence on attention to detail, soon made me realize that focus, compliance and concentration, were not an option. I passed the test in the South Essex area in early December 2013 and I have become obsessive in making every drive as fault free as I can. I offer my many thanks to Scott for his time, knowledge, and perseverance; and to Pat Clements for her input on my mock test. As Scott says “Now you just have to live up to it” Bert Tolaini ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Dear Terry, I read your recent winter tyres update with interest. However I had a little nagging feeling that maybe insurers may have something to say about them. My worry was that they could use it as an excuse for not paying out if “non-standard” tyres were fitted. Even if it were a no fault collision they would love any reason not to pay out. I did a little digging and found some interesting information. The AA states that all four tyres must be changed or it could affect the stability and balance of the car. I imagine this is because they have different characteristics under breaking. See http://www.theaa.com/motoring_advice/safety/winter-tyres-in-the-uk.html Some insurers require you to inform them if you fit winter tyres. (Association of British Insurers) https://www.abi.org.uk/Insurance-and-savings/Products/Motor-insurance/Winter-tyres Note the link to a list of insurers. The information is unclear and the only way is to check with your insurer. Another thought occurred to me. What if they are left on during the summer, are you covered then? I guess you could equally say ‘am I covered if I don’t fit them in the winter?’ The devil is in the detail. Having Summer/Regular tyres on in the winter is OK because they are a “Standard” fit recommended by the car manufacturer. Having winter tyres on in the summer is “Non Standard” and not a manufacturer recommendation. I am sure the debate will run on, but food for thought. Regards Andy Henderson Page 21

Chelmsford Advanced Motorists

Issue 104

Forward Vision 104 February14  

Newsletter of Chelmsford Advanced Motorists

Forward Vision 104 February14  

Newsletter of Chelmsford Advanced Motorists

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