Auto Insurance And Just What To Do Should You Have An Car Accident Having an auto insurance policy is a crucial aspect for maintaining the appropriate vehicle registration, which will have particular specifications depending on what state you live in. However, the 2 reasons most car owners have for maintaining insurance policies are to be able to deal with the chance of having an car accident, and to have peace of mind understanding that an accident won't decimate their income, or leave them without a car. Insurance for your car is the general way you take care of a possible accident. However, having a process to handle the specifics can also be important. You will want to be prepared about what you will need to do and when if you ever go through the trauma and upset of getting into a car accident. Be Well Prepared There are several different classifications of accident, which can determine how you should respond. You should have a brief plan for each, typed on a piece of paper, and placed in your cubbyhole next to your insurance card. You can depend on your checklist when the adrenaline from the accident affects your thinking, or if you happen to be in shock or in pain. Never Let Anyone Leave When the accident involves more than one vehicle, make sure that no individual leaves until you have all their information. Some drivers, especially when they are at fault, are quick to say there's no damage, and leave the scene as fast as possible. Structural damage could possibly have occurred even during a minor accident that may not leave any outward signs of damage. The same goes for people who say they are fine, they should have a doctor check them out and come to that conclusion. Have a notepad next to your checklist, and immediately write down the license plates of all vehicles before anyone can leave too soon. Get Information Write down all the important info that is needed. Don't rush so you can be sure that it's correct. In case there are any injuries, call 911 for the police and the medics. Nobody should leave until both arrive. There might be possible criminal activities, like speeding or drugs that will need the police. In case the other driver begins to get angry and lose his temper, return to your own car and call 911 for the police immediately. Keep everything cool and allow them to handle it. Write down all details of the circumstances, and get the other driversâ€™ license number, and if possible, address and contact number. Evaluate The Damages If someone was hurt in the accident, or if the police file a report, then phone your insurance agency when you return home. In that case, the next step is to wait the few days until the police
The Sturdevant Agency
Auto Insurance And Just What To Do Should You Have An Car Accident complete their report and figure out fault. However, if the damage is only to the vehicle, and it is only minor, consider waiting. Whenever you're at fault and the damage to the vehicle is less than your deductible, then you will not want to contact your insurance agency. Either way you'll have to pay, so there is really no advantage to contacting them and telling them you had been in an accident. It's possible that they might want to reexamine your risk. Plus, the accident will then be a part of your car's record and may have some affect if you ever try to sell it down the road. Have A Plan Prior To Contacting Your Insurance Agency You'll want to contact your insurance company within a couple of days if you do decide to notify them of the accident. Always invest time to makeup some type of financial plan. Be sure to minimize your overall cash outlay. In this way, you are able to use your auto insurance to the best advantage. Sturdevant Agency is definitely a trustworthy company supplying auto insurance that continues from six months to a year, plus they communicate with you via post mail when it's time for you to reestablish your insurance plan. For additional information on Sturdevant Agency, see their web page at http://www.sturdevantagency.com/.
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The Sturdevant Agency
Sturdevant Agency is definitely a trustworthy company supplying auto insurance that continues from six months to a year, plus they communica...