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wellington | real estate

Milko Castellanos Of U.S. Mortgage Enjoys Helping Clients Buy The Perfect Home Story by Matthew Auerbach • Photo by Abner Pedraza

For Milko Castellanos, branch manager of U.S. Mortgage of Florida in Wellington, it comes down to getting the deal done. “My career’s passion is to always find a way to get the deal done,” Castellanos said. “Every loan is like a puzzle that must be completed correctly and on time in order to close. As a branch manager, I am consistently asked by my loan officers to assist in structuring deals. I enjoy helping others close the difficult, ‘hard to close’ deals. This is how we have built U.S. Mortgage to be one of the leading lenders with builders throughout Florida.” The Miami-raised Castellanos has lived in Wellington with his wife and daughter for the past 15 years. His career in mortgage originating was a natural move for him. “It just made sense after I worked in my father-in-law’s real estate/title agency for a few years,” he said. “The market’s boom and my high interest in the business aided the easy transition.” Castellanos and his team are dedicated to providing their total commitment to every client. “My customers should expect premium customer service and competitive, low rates,” he said. “We are available nights and weekends, which sets us apart from big banks. U.S. Mortgage of Florida is its own lender and has relationships with 18 different lenders. This gives us the ability to approve loans that other lenders cannot close.” The journey to a successful experience at U.S. Mortgage of Florida begins the moment a client fills out an application. “Our system then walks the client through every step of the process, starting with when the appraisal has been ordered, to the loan being approved, and finally, to the favorite words of every loan officer, Realtor and customer: ‘clear to close,’” Castellanos said. His years of experience have taught Castellanos that being accessible to his clients anytime he is needed is absolutely necessary, not only to their peace of mind, but also to the successful culmination of any deal. “Buying a home is one of the most stressful times in most people’s lives,” Castellanos said. “I pride myself on being able to walk people through this process step by step. My phone is a 24/7 tool that is utilized to assist my clients with any questions they may have.” Heading up a solid team is another plus. “I have two full-time loan officer assistants who aide all my clients in gathering information asked of them by the banks,”

he said. “Since I have worked with many first-time home buyers, I am very aware of what it takes to get a deal closed. And on the flip side, I have dealt with clients multiple times as investors and return buyers as well.” Castellanos sees a bright future for anyone thinking of settling down in Wellington. “I am very excited about the real estate market, as banks have started to adapt to the market,” he said. “The conforming loan limits have just been raised to $453,100 from $424,100 in 2017. What this means is more buyers will be able to qualify for higher-priced homes and still reap the benefits of getting low conventional rates for homes in the higher price range. This is very significant here in Wellington as home values continue to rise.” U.S. Mortgage of Florida is located at 1200 Corporate Center Way, Suite 104, in Wellington. For more information, contact Castellanos at (561) 886-0300, (954) 410-6013 or milko@usmtg.com. wellington the magazine | january 2018

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Wellington The Magazine January 2018  

January 2018 | ON THE ON THE COVER Gillian Johnston, patron of the Coca-Cola polo team, is keeping a long family tradition alive. She is fe...

Wellington The Magazine January 2018  

January 2018 | ON THE ON THE COVER Gillian Johnston, patron of the Coca-Cola polo team, is keeping a long family tradition alive. She is fe...