those businesses that do, most do not review their Sum Insured each year. Therefore, when a disruption does occur, they usually find that their coverage is no longer adequate enough to fully protect them. The purpose of this Guide is to: explain why Business Interruption coverage is so important; provide a simple Check List that will help you determine if you should consider the coverage for your business; explain what this class of insurance covers; explain how to set the Sum Insured so that you are fully protected; and to answer the most frequently asked questions we receive about Interruption Insurance. What is in a name? Before we start, you will find that we refer to this class of insurance coverage as Interruption Insurance which is its modern name.
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