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WELCOME HOPEFULLY YOU’VE JUST had some very good news. If so, passing your practical test means the next chapter in your driving career can begin. But not making the grade isn’t the end of the world. Pick yourself up, learn from your mistakes and make sure you are better prepared next time around. Either way, FirstCar can help steer you in the right direction. If you didn’t pass, our advice will help you come back stronger. If your L-plates are going in the bin, congratulations. We can help you get through the first crucial months on the road safely. You don’t stop learning the day you pass your driving test – it’s only the beginning. There’s no substitute for experience out on the road, and there’s something to learn every time you get behind the wheel. Post-test training can also play a part in honing your skills. Through the advice in this magazine, online at our new-look website, and with our new e-learning resource – the FirstCar Academy – we’ll help you save money, drive better and stay safe.

David Motton Editor, FirstCar

GET IN TOUCH 08451 308853


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The contents of this magazine are copyright © Firstcar Ltd and may not be reproduced or transmitted, in any form in whole or in part, without written consent from the editor. Neither Firstcar Ltd nor its staff can be held responsible for the accuracy of the information herein or for any consequence arising from it. In contributing to this magazine and helping to make it available to the public, the Driver & Vehicle Standards Agency (DVSA) implies neither endorsement nor criticism of any person or organisation featured in it, either editorially or through advertising. FirstCar Magazine and its agents, employees, advertisers and other contributors are wholly independent of the DVSA and neither FirstCar Magazine nor the DVSA can accept any liability for any loss or damages arising from following the advice and guidance contained in this magazine (Q2 2020).









Life after Star Wars for everyone’s favourite ex-stormtrooper



We know a thing or two about learning to drive at FirstCar, but there’s no substitute for having gone through it all recently. That’s why



Rodney and Lilly are here to add their advice. Both are proud of their full driving licences, and they share their tips all through the mag.



Pass or fail, learning doesn’t stop. Here are the next steps to become a safe driver.


Choosing your first car is a really big decision. We’ll help you make a smart buy.


Making the right choices every time you drive will cut the risk of a crash.


We explain how to find affordable cover, talk you through telematics, and give our tips on car security.


Here’s how to use sat nav so you reach your destination safely without distraction. STAY SA FE WH Y A LIT TL E SPE ED MATT ER S PAGE 25


If you are involved in an accident, it helps to have an impartial witness in the car...


Photo: Kathy Hutchins /

Want to listen to digital radio? We explain how to make the switchover to DAB.


John Boyega talks to FirstCar about the end of Star Wars.

48 HOW TO...

From choosing breakdown cover to driving economically to jump starting a car, we’ll show you how. LK YOU HOW TO... WE’LL TA SIC S OF BA E TH H UG RO TH GE 48 PA R CA A ING RU NN


The penalties for unsafe driving explained. Don’t lose your new licence!


FIRSTCAR PRACTICAL EDITION There’s lots more advice to help pass the practical test on FirstCar’s website. Go to



Don’t let failure knock your confidence. Learn from your mistakes, take more lessons and come back stronger! 8

POST-TEST TRAINING Don’t be upset if you’ve failed. Concentrate on passing next time


TOP TIPS Don’t get down if you’ve failed. Instead, think about how it can make you a better driver in the long run! Here’s how to do better next time...


UST BECAUSE YOU’VE failed your driving test that doesn’t make you a failure. In fact, the pass rate is around 46%, so most candidates miss the mark at least once. With over 1.5 million driving tests conducted every year, hundreds of people are kicking themselves over a failed driving test every day. If you’re one of them, here’s how to pick yourself up and get back behind the wheel. CUT YOURSELF A BREAK Don’t get down over a failed test. Driving a car isn’t something anyone is born knowing how to do. Just like riding a bike or playing a musical instrument, learning how to do it takes time and practice, and some people will get the hang of it faster than others. Even if you can drive well enough to pass the test, nerves could get the better of you on the big day. So don’t blame yourself. In fact, we suggest you wear it with pride: some studies indicate that people who pass second time are actually the safest drivers. The extra lessons you take after failing will improve your skills, and better prepare you for independent driving.

GET BACK IN THE CAR Failing your test can feel like a huge blow to your confidence and it can be tempting to have a few weeks off to get over it. But remember the old saying about getting back on the horse? The same applies with a car. The longer the break you take, the rustier your skills will become. So regroup, talk through what went wrong with your instructor, and get back behind the wheel as soon as possible. BOOKING YOUR RE-TEST Your driving instructor won’t suggest you book a test until they feel you’re ready, so if they’ve suggested it previously they must rate your chances. When you’re booking your re-test, you need to choose a date at least 10 working days away. Your examiner won’t have a record of your previous test, so they won’t be trying to catch you out. Remember, more drivers fail their practical test first time than pass, so you really don’t have to put yourself under pressure just because you didn’t pass first time!


GET MORE REST Try to get a good night’s sleep, not just the night before the practical test, but for several nights before the big day. That way you’ll be really well rested.


AVOID PEER PRESSURE Your mates mean well, but people asking “Do you think you’ll pass?” can make pre-test nerves worse! Keep your test date a secret if you think it will help you stay calm.


PRACTICE MAKES PERFECT Nothing beats lessons with your instructor, but practising between lessons really helps hone your skills.


LEARN FROM YOUR MISTAKES Talk to your instructor about what went wrong. Together you can plan how to correct mistakes so the same thing won’t happen next time.


ENJOY LEARNING Everyone wants to pass first time, but most of us don’t. Not making the grade is a setback, but don’t let it put you off driving. The day you pass will make it all worth it!



HOW TO BE A SAFER DRIVER Some pointers from IAM RoadSmart’s driving experts... ■ Read the road: the further ahead you look, the more time you have to recognise and respond to hazards. So make sure you maintain a safe stopping distance from the car in front. ■ Anticipate: having looked further ahead, use that knowledge to anticipate the problems that might come up and plan for them well in advance to avoid needing to take last-minute action. ■ Assume the worst: never assume that another motorist has seen you or will react as you expect – and don’t rely on somebody else’s reactions to keep you safe. ■ Look behind – and to the side: use mirrors regularly so you have a 360-degree understanding of what’s going on around you. Use shoulder checks before you move out to solve blind spot problems. ■ Learn from your mistakes: near misses happen to everybody.  Afterwards, think how you could have avoided getting into that situation, even if you think it was the other driver’s fault.

Regular breaks will help you concentrate ■ Use the two-second rule: spot a marker ahead, such as a lamppost, and wait until the vehicle ahead of you goes past it. Then say “only a fool breaks the two-second rule”. If you’re at the marker before you’ve finished, you are too close. Double it if the road is wet, more if the road is icy. ■ Concentrate: at 70mph your stopping distance is the length of a football pitch. Looking away at a crucial moment can be fatal.

■ Manage your personal space: if you keep space around your vehicle, you’ll have more time and room to deal with hazards. ■ Stay fresh: driver fatigue is a major factor in many crashes. Take at least a 15-minute break after two hours at the wheel. ■ No sudden movements:  if you’ve scanned all around and used that information to predict what may happen, you should never be surprised by another driver’s actions.

--- DON’T STOP LEARNING --With two under-25s killed in crashes every day on UK roads, it’s worth taking post-test training. The most popular scheme is Pass Plus, which is available to any driver but is intended for those in their first year after passing the driving test.


There are lots of other suitable courses, with many driving instructors able to coach beyond the driving test standard. A quick Google search will find someone local, or there are national schemes well worth a closer look. The advanced driving test from

RoSPA usually involves three months of weekly sessions, with the work done by volunteers, so it’s very affordable. The IAM RoadSmart scheme is similar; a volunteer accompanies you regularly in your own car until you’re up to standard. Check out and



THE MIND OF A SAFE DRIVER Being a safe driver isn’t simply about your skills – it’s about the right behaviour and making smart choices


AFE DRIVING ISN’T JUST ABOUT controlling a car. It’s about controlling yourself too. To pass the practical test, you’ll have shown that you can behave safely behind the wheel. Will you still be as responsible without an instructor or examiner beside you?

THINK YOURSELF SAFER We learn every time we drive. The brain responds more quickly to hazards once we’ve been repeatedly exposed to similar situations. When you’ve just passed your test, this bank of similar experiences is very limited. Your awareness and anticipation will continue to improve over time.

INFORMATION OVERLOAD There’s a lot to take in when we drive. We have to control the car, keep an eye out for danger, watch for changes in the speed limit, read road signs and more. Try to change radio station, hold a conversation with a passenger – or worse, on a mobile phone – and the brain is being given too much to do. Focus on what’s important. DEALING WITH STRESS Extreme emotions and driving don’t mix well. If you are upset or angry, you won’t be able to concentrate properly. Try to calm down (deep breathing helps) before you get behind the wheel.


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UYING A NEW CAR may seem beyond reach, but finance schemes like Marmalade’s Cars for Young Drivers, which combine the cost of the car and insurance into a single monthly payment, can make a showroom-fresh set of wheels surprisingly affordable. On the other hand, a reliable used car can still make a lot of sense. Let us help you choose.


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Why buy NEW? ● Low-interest PCP schemes make new cars more affordable than you’d expect ● Some finance schemes include motor insurance ● New cars are safer than older designs ● At least three years of warranty cover 14


Why think twice? ● An older car will cost less to buy ● New cars lose value more quickly than used ones ● With a PCP scheme, there’s a large final payment to make if you want to own the car

WHAT’S A PCP? Personal Contract Purchase (PCP) is a type of finance with low monthly payments. You pay a deposit, followed by regular amounts each month for the period of the loan. Then there’s a large final payment to make if you want to own the car, or you can simply hand it back. If the car is worth more than this final payment (sometimes called the Minimum Guaranteed Future Value) you can use the difference as the deposit to buy another car.




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Why buy USED? ● A used car is typically cheaper to buy than a new one ● Used cars generally lose value more slowly than brand new ones ● No interest to pay if the car is cheap enough to buy outright

Why think twice? ● Used cars have much shorter warranties, or sometimes none at all ● You’ll have to pay for insurance separately ● Any unexpected bills will eat into the saving over a new car

Privately ■ A cheap source of used cars, but no warranty if the original cover has expired. Auctions ■ Some bargains on offer, but it’s easy to make a costly mistake. Independent dealers ■ A choice of models. Usually cheaper than franchised dealers. Car supermarkets ■ These are independent dealers on a big scale. Lots of choice, keen prices, but limited warranties. Franchised dealers ■ New cars as well as used. Even second-hand cars usually come with warranties, but prices can be rather steep.



THE BEST NEW CARS for young drivers

Here’s our pick of the coolest and most affordable small cars

We’ve got loads of in-depth new car reviews online. Take a look!


F Euro NCAP safety rating TBC £ 1 ROM Autonomous emergency braking 2 ,4 95 Standard Insurance From Group 5E DAB Standard Bluetooth Standard Apple CarPlay/Android Auto Standard (except SE) You can buy more affordable city cars than the i10. But you’ll struggle to find one that matches the Hyundai’s many talents. It’s rare to find a city car with autonomous emergency braking as standard, even on the most basic versions. But every i10 comes with this brilliant bit of safety kit included in the price. That’s not the only highlight of the i10’s specification. Every car has a digital radio and Bluetooth, and all versions but the most basic come with Apple CarPlay and Android Auto. It looks good too, doesn’t it? We want one!


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Euro NCAP safety rating Five stars (2017) Autonomous emergency braking Standard Insurance From Group 8E DAB Standard (except Visia +) Bluetooth Standard Apple CarPlay/Android Auto Standard (except Visia +) You could do a lot worse than start out as a new driver behind the wheel of the Nissan Micra. It’s a very safe car, with a five-star rating from Euro NCAP. Autonomous emergency braking is included in the price, along with other high-tech driver aids. The Micra has a lower starting price than the Ford Fiesta, and there’s plenty of scope to personalise the looks inside and out.

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Euro NCAP safety rating Five stars (2019) Autonomous emergency braking Standard Insurance From Group 3E DAB Standard Bluetooth Standard Apple CarPlay/Android Auto Standard (except Play) We reckon the Renault Clio is one of the best looking small cars around. That doesn’t necessarily make it a great buy, of course, but it certainly doesn’t hurt. Fortunately the Clio ticks lots of sensible boxes as well. The safety gurus at Euro NCAP awarded the car five stars, with a near-perfect score of 96% for adult occupant protection. In fact, Euro NCAP rated the Clio as the best supermini they tested in 2019.


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Euro NCAP safety rating Five stars (2017) Autonomous emergency braking Standard Insurance From 1E DAB Standard Bluetooth Standard Apple CarPlay/Android Auto Standard (except S) Not many superminis come close to the Volkswagen Polo’s score in Euro NCAP safety tests. As well as being very safe, it’s easy to drive, beautifully made, and surprisingly affordable to run. Definitely one of the best first cars around!


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Seat Ibiza From £15,825


Euro NCAP safety rating Five stars (2017) Autonomous emergency braking From £350 (price varies) Insurance From 5E DAB Standard Bluetooth Standard Apple CarPlay/Android Auto Standard The Fiesta is a brilliant supermini and a first car any young driver would be proud to own. It costs more to buy than the Nissan Micra, but the Ford is safe, practical, easy to drive and great fun. It’s Britain’s best-selling car for a reason!

Peugeot 208 From £16,250

Toyota Aygo From £9825

Vauxhall Corsa From £15,750

Here are some of our other best buys


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Should I buy an...


Battery electric vehicles are more popular than ever, and prices are steadily coming down for these green first cars Sales of electric cars are booming, and the choice of different makes and models has never been wider. Electric cars are steadily becoming more affordable, and there’s a growing number of EVs (electric vehicles) on the used market. How much does an electric car cost? Our current favourite, the Renault Zoe, costs from £25,670, after the plug-in car grant. What’s the plug-in car grant? The plug-in car grant (PICG) takes £3500 off the price of a zero-emission electric vehicle. How about a second-hand electric car? There are more and more to choose from. You should be able to find a used Renault Zoe for £6000-£7000, for example.


Are they difficult to drive? No. In fact they are extremely easy as they’re all automatics. The pedal on the right makes an EV go, the pedal on the left makes it stop. Simple. What about recharging? It really helps if you have a driveway or garage so you can install a charging point at home. Charging times vary from model to model, but plugging a car in overnight should be enough for a full recharge. What about public charging? Some say the charging infrastructure isn’t sufficient, but did you know there are now more electric charging locations than fuel stations? How much does it cost to charge an electric car? A lot less than the price of refuelling a petrol or diesel car. According to the

charging network, Podpoint, topping up a 60kWh battery for a range of around 200 miles costs £8.40, based on charging at home at a price of 14p per kWh. Enough petrol to go 200 miles in a car that achieves 40mpg would cost more like £29. So lower fuel costs will help make up for the higher price of the car itself.

EV SAFETY EVs are very quiet compared with petrol or diesel cars. Since July 2019, all new types of EV have been required to produce a sound when reversing or driving below 12mph to improve safety for vulnerable road users.



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THE BEST USED CARS for young drivers

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UP TO £10,OO O

HYUNDAI I20 (15-)

Euro NCAP safety rating Four stars (2015) Warranty Direct Reliability Index/repair cost 14/£122.14 Insurance From Group 4

VW POLO (09-17)

Euro NCAP safety rating Five stars (2009) Warranty Direct Reliability Index/repair cost 23/£184.27 Insurance From Group 3 The previous generation Polo makes a very grown-up, classy first car. Safety standards are high, reliability is good, and running costs are affordable. Although it’s not as much fun as a Ford Fiesta, the Polo is easy to drive and very comfortable. There are plenty to choose from, so you can afford to be picky.


Our new-look website is packed with car buying advice and reviews. Go to

A used Hyundai is a safe bet, especially if you choose the excellent i20. It’s our favourite used car for under £10,000, and a car we’d highly recommend. One of the big plus points of choosing the i20 is the transferable five-year warranty. Even as the second or third owner, cover continues until the car is five years old with no mileage limitation. So you should be protected against any unexpected bills. There’s a good chance you won’t have to claim on the warranty, given how reliable Hyundais are. The independent warranty provider, Warranty Direct, compiles its Reliability Index based on the thousands of cars it covers. The i20 is one of the most reliable small cars on its books, and the average repair cost is very low too. From the driver’s seat, the i20 is very easy to get on with – just what you want from a first car as you build up experience on the road.



Euro NCAP safety rating Four stars (2011) Warranty Direct Reliability Index/repair cost 18/£155.47 Insurance From Group 2 The design of the Kia Picanto still looks modern, even though it’s nine years old. More importantly, unless you buy a very early example of the


previous generation Picanto, it will still be covered by Kia’s seven-year warranty. With a budget of £5000, you should be able to find a wide choice of Picantos without travelling too far from home. What’s more, the Picanto is well equipped, inexpensive to buy and cheap to run.


Euro NCAP safety rating Four stars (2002) Warranty Direct Reliability Index/repair cost 50/£263.93 Insurance From Group 5 If you’re on a tight budget, there’s no better first car than the Fiesta. The version that was sold from 2002 to 2008 still has lots to offer. It’s an easy car to drive, and won’t hold any nasty surprises for an inexperienced driver. Reliability is good and running costs are reasonable.


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Ooooh, smooth. Great car control. Nice speed awareness.

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Insurance that rewards good driving Black box insurance for new drivers Premium increases could apply for poor driving



The speed limit is not a target


The honest truth about...

SPEEDING Y OUNG DRIVERS MAY have a rep for speeding, but that’s not entirely fair. Drivers aged 35-44 are the ones who are caught and convicted the most, far more than drivers aged 17-24. What’s


re speed ca a big diffe n make ren with yours ce. Could you live elf if drivin g led to a fa tal crash? too fast At 35mph a driver is twic kill someo e as likely to ne as they are at 30mph .

more, the chances are new drivers will have a telematics insurance policy, which means a higher premium for those who regularly drive too fast. So, be like most young drivers, and respect the limit. Better still, remember that it’s a limit not a target. Your driving instructor has probably spoken to you about ‘appropriate’ speed. You need to drive at a speed that’s appropriate for the conditions. Thick fog, heavy rain or other hazards could mean an ‘appropriate’ speed is well below the legal maximum. There are times when obeying the letter of the law isn’t enough to keep you safe.

✪ You’ll save money. Sticking to the limit burns less fuel. ✪ You’ll pay less for insurance. Driving at a sensible speed will reduce your premium if you have a black box policy. ✪ You’ll keep your licence. Rack up six points for speeding offences in your first two years on the road (or any other illegal driving) and your licence will be gone.

REASONS TO SPEED ✪ You might arrive at the back of the next queue of traffic a few seconds sooner. Really, that’s it. Not much of a reason, is it?...



The honest truth about...

TIREDNESS B ELIEVE IT OR NOT, fatigue is thought to be a bigger contributor to injury and death on the roads than drug-driving. Around 20% of collisions are reckoned to be fatigue-related, and up to a quarter of fatal and serious accidents. Fall asleep at the wheel, and you won’t brake or steer away from danger. You’ll go on to hit something – another car, a brick wall, or maybe a pedestrian – without slowing down at all. It only takes a

Don’t catnap behind the wheel


moment. If you nod off on the motorway for just six seconds you’ll have travelled nearly 200 metres. It’s not just falling asleep completely that can cause an accident. If you are drowsy, you’ll make worse decisions and will react more slowly to hazards. Some studies suggest driving while tired is just as bad as driving while just over the drink-drive limit. You wouldn’t drive drunk, so why drive tired? A quick coffee or an energy

drink might wake you up for a while, but when the effect wears off you’ll end up feeling more tired than you did before. So if you are really tired, the safest thing you can do is stop and rest. A nap of around 10-20 minutes should help. Better to arrive late than to not arrive at all.

SIX WAYS TO BEAT FATIGUE 1 - Get a good night’s rest before a long journey. 2- Avoid alcohol. Even if it is clear of your system by the time you drive it reduces the quality of sleep. If it’s still in your system the combination of fatigue and drink can be deadly. 3 - Take regular breaks. Stop for a breather every two hours. 4 - Share the driving. Short-term insurance from companies like, Dayinsure. com and make it easy to arrange quick cover so a mate take a turn behind the wheel. 5 - Don’t drive late at night or in the early hours of the morning.

STAY SAFE Keep your eyes on the road – not the ones horsing around

The honest truth about...

DISTRACTIONS T HE BLEEP OF A TEXT, loud music, your mate messing around in the passenger seat – sometimes there’s a lot going on that can distract the driver. Not all distractions are against the law. Using a

handheld mobile phone is illegal, banter with your best friend is not. But anything that takes your attention away from the road is dangerous. Other people are one of the biggest distractions of all. Believe it or not, young drivers

are up to five times more likely to crash when they have two or more passengers in the car. If you are driving, make sure you stay focused. And if you’re the passenger, don’t horse around. Let the driver concentrate on driving.

FIVE WAYS TO AVOID DISTRACTIONS 1 Turn your phone off before you drive, and put it out of reach so you aren’t tempted to turn it back on. 2 Keep the volume down and set the music playing

before you set off so you won’t need to use the controls. 3 Set the sat nav destination before leaving. Rely more on voice instructions rather than staring at the screen, so you

keep your eyes on the road. 4 Stop to eat and drink. Don’t snack at the wheel. 5 Talk later. Save in-depth conversations for when the journey is over.




Don’t be a road hog!

T The honest truth about...


HE DAY YOU GET behind the wheel with your full driving licence, you’ll probably feel like the king or queen of the road. Good for you. Passing your test is a big achievement. Just remember, once you are a fully qualified driver the roads don’t suddenly belong to you. Other road users have the right to use the road too. That includes bikers, cyclists, horse riders and pedestrians. It’s important to share road space with all user groups, especially as vulnerable users are, well, vulnerable. Hit a cyclist with your 1.5-tonne metal box and it’s going to hurt them more than it hurts you.

THE RIGHT (AND WRONG) WAY TO DRIVE AROUND VULNERABLE ROAD USERS DO... overtake wide and slow, when you can see far enough ahead to do so safely. Give cyclists and horse riders plenty of room (at least a car’s width). Be especially careful with horses, overtaking at no more than 15mph and accelerating gently once past. Search ‘Dead Slow Road Safety BHS’ on YouTube to find videos giving great advice about sharing the road with horses. Type in ‘Too Close For Comfort Virtual Reality’ 28

to find a film that gives a cyclist’s perspective on being overtaken.

DO... use the ‘Dutch reach’ when getting out of your car. This road safety technique involves opening a car door with the opposite hand (so the left hand opens the driver’s door, not the right hand). Having to twist around to open the door turns the head and upper body towards the road, encouraging the driver to look out for cyclists.

DON’T... assume other road users have seen you. In particular, look out for elderly pedestrians and children. Slow down, and be ready to stop. DON’T... be impatient if you feel you are being held up. Drivers are sometimes annoyed if cyclists use the road rather than a nearby cycle path, but cyclists are entitled to be on the road. Everyone deserves to get from A-to-B safely and without intimidation.


R A E G O T N I T F I H S k u . o c . r a c t s r i f h t i w drivers ce for young vi E s s e nt i a l a d


 xpert advice: E helping you pass your test, to buying your first car  ailored content T for new drivers, whatever your driving experience Pick your first car 40+ new cars reviewed  REE regular F newsletter  in a brand new W Vauxhall Corsa worth £15,750

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COVER STO R Don’t expect cheap cover, but there are steps you can take to make insurance affordable…

Want to know more about getting a great insurance deal? Go to


HERE ARE SOME constants in life, things that you just can’t change. One of them is insurance for new drivers, which will always be painfully expensive. There’s no way of escaping it – with little experience behind the wheel, your insurer is going to

hammer you until you prove you’re not a liability. But there are ways you can cut the cost. An insurance company works out how likely you are to make a claim, based on a load of factors. As a young driver the odds are stacked against you, but there are ways that you can shift the balance more

in your favour. While you can’t change your age and lack of experience (and don’t even consider lying, or you won’t be covered in the event of a claim), there are other ways you can cut the cost of your insurance. Here are nine of the best ways to reduce your premium...

INSURANCE MUST-K NOWS Shop around to get the best price and deal on offer.



Try to price match, playing off one insurer against another for the best deal.


Keep the car garaged, rather than on the street.



Fit a black box.


Consider a larger excess.

Fit a security system – and use it.




Driving practice after the test – why bother? KATEY-ROSE GREGORY INGENIE ROAD SAFETY WRITER


If your car is on a public ro ad – even if it is just pa rked – it mus t be insured on at least a th take out cove ird-party basis. Fail to r and the po lic up with you sooner or late e will catch r. When they do your car w ill be seized, crushed and may be at th get six to eigh e very least you’ll t points on yo ur licence – enou gh for a ban.

Don’t claim for small things – you need to build up a no-claims bonus.


Leave your car as standard. Don’t fit a big stereo, spoilers or flash wheels.


Opt for a limited annual mileage policy.


You’ve passed the driving test so you can now forget everything you’ve learned and go be the superhuman you were born to be, right? Wrong. Passing is a big achievement but remember that the piece of paper you got at the end of your test is just that – a piece of paper. You might feel ready to take on the world but your pass certificate is just confirmation that you’re at the minimum level to drive on your own. Learning to drive doesn’t stop here. If anything, it’s just accelerated. If your driving lessons were always the same time of the week and in the same sort of weather, practice after your test is essential. Subconsciously or not, there will have been situations you avoided. Driving in fog, parking in a tricky spot or tackling a motorway are all things you need to tick off over time. Getting your licence doesn’t mean you have to drive everywhere by yourself either. Having an experienced driver as a passenger will work wonders for your confidence. Take it slow, give yourself a break and just enjoy it.


Making insurance suck less

In association with

Getting on the road is expensive. There’s no way around it: a lot of dollar is involved. But with car insurance, there are a few things you can do to make the cost hurt a little less.

Cheaper cars for young drivers to insure ingenie specialises in drivers who are new to the road, so we know a thing or two about which cars are the cheapest to insure. These few are a great place to start for quotes, when you’re choosing your first car.

1. Ford KA 2. Kia Picanto 3. Citroen C3 4. Toyota Aygo 5. Toyota Yaris

Check out our Young Driver’s Guide for jargon-busting advice on getting on the road

Tips for getting your insurance costs down 1. Choose a small engine 1.4 litres or less

4. Go for 5 seats or fewer 3. Stay away from modifications apart from factory extras

2. Buy the newest car you can afford - it will be safer and cheaper to run

Insurance that rewards good drivers Black box insurance for new drivers

Our drivers save an average of ÂŁ400 on car insurance

You can earn up to an EXTRA 21% discount for good driving

Find out more at Premium increase could apply for poor driving *Based on customer responses Jul 17 to Jun 18

And you can stay on track with FEEDBACK via the app

ADVERTISING FEATURE matched up to my driving – so I was instantly relieved.


Black box insurance saves careful drivers cash, says Caroline Grimshaw So, how’s it going Caroline? Pretty good! I’ve been with ingenie since April 2018, and I’m currently on a driving score of 93/100, working towards a good driving discount at renewal. What car do you drive, does it have a name? I drive a white Peugeot 208 – her name’s Phoebe! Are you enjoying being out on the road? That feeling when you’re officially legal to drive your own car is the absolute best. The freedom and independence that comes with passing your test is unreal, still one of my greatest achievements. What are your thoughts on black boxes? As every learner does on the lead up to their test, they


search endlessly looking for the best deals on car insurance, both with and without having the ‘dreaded’ black box. In all honesty, having a black box didn’t bother me as I wanted to be a safe driver. While searching for different insurances, I saw a few companies I’d been advised to avoid. But then I came across ingenie and what a find that was! I made no hesitation in booking my first year of driving insurance with them. Has your driving changed since you’ve had a black box? After the week my black box was fitted, I carried on driving the same as I had done prior to having the box. I waited an anxious 10 days to see my scores from driving, to which I was pleasantly surprised that I didn’t have any improvement messages. The feedback just

What’s the best part of being insured with ingenie? One of the major incentives which makes you want to continue driving safely (apart from keeping your licence!) is the discount. Every three months you get a review based on how you’ve been driving and at the side of the ingenie app it tells you how much money back you’ve earned. It really helps you keep on track seeing the amount you’re working towards. What’s the top piece of advice you’d pass on to a new driver, then? Try to avoid slamming on your brakes all the time. When you’re nervous and new to the road there’s a tendency to do this more often – but that’s how you’re going to start racking up bad feedback. Unfortunately, you will come across some drivers that will cut you up from time-to-time, but my advice would be to look further ahead up the road and try to prepare for hazards by giving yourself more time to react. Any last comments before you head off? I’m lucky enough to have what I consider to be an amazing relationship with ingenie. So much so that I renewed my insurance with them for my second year and I’m hoping to stay another! A few days after I renewed, I came home to a lovely surprise: a large envelope full of car smellies, chocolates and sweets! All I can say is do not hesitate to take out car insurance with ingenie, they will help and guide you to become a better driver. offers black box insurance for learners and new drivers






The number of UK households with a motor insurance policy (ABI)


£2767 £8


. 59

The average saving an 18-year-old will make by choosing a fully comp policy rather than third party only



The average cost of settling a private car insurance claim (ABI) THE NUMBER OF AUTHORISED GENERAL INSURANCE COMPANIES IN THE UK (ABI)

911 911 911





SE C U R I T Y Modern cars are packed with security features, but car thieves aren’t daft. Criminals have learned how to exploit technology like remote central locking and keyless entry, so car thefts are on the rise. Here’s how to beat the modern breed of cyber-smart car thieves. LOCK IT Never leave your car unlocked. It doesn’t matter if you are just nipping to the shop for 30 seconds, or paying for fuel at a filling station. Always lock your car, or risk coming back to find your phone, sat nav or other valuables have gone. And never, ever leave the engine running – it’s an open invitation to an opportunistic thief.

HIDE IT One low-tech way thieves defeat modern security systems is to steal the keys before pinching the car. So, keep keys out of sight rather than leaving them on a table in a café or on display in an open bag, and don’t hang them up in a jacket or coat in any public place. Be wary of leaving keys on a key hook by the front door, too. Thieves have been known to use metal coat hangers or even fishing rods to hook the keys through the letterbox.


KEEP IT Car-crime gangs are using signal blockers to trick owners into thinking their cars are locked when they are not. They’re also hacking their way into cars using sophisticated transmitters which mimic or amplify the signals given out by the key fob. How do you beat these high-tech criminals? Go old school. A quality steering lock should stop them in their tracks. And keep ‘keyless’ fobs in a signal-blocking Faraday bag.

Young drivers save over

ÂŁ250 on average with

*Based *Based on on new new customers customers from from March March 19 19 -- August August 19 19

Black Box insurance for 17 to 25 year olds Get Get a a quote: quote:

0800 221 8092

Think Insurance Services Limited is an independent intermediary/credit broker. We are permitted to arrange, advise on, deal as an agent of Think Insurance Services Limited is an independent intermediary/credit broker. We are permitted to arrange, advise on, deal as an agent of insurers, help with ongoing changes, introduce to an insurer/premium finance provider(s) and arrange lending facilities in respect of general insurers, help with ongoing changes, introduce to an insurer/premium finance provider(s) and arrange lending facilities in respect of general insurance policies on behalf of our clients. Registered in England & Wales (No.06809003). Registered Address: Think Insurance Services Ltd, insurance policies on behalf of our clients. Registered in England & Wales (No.06809003). Registered Address: Think Insurance Services Ltd, Suite 1, 1st Floor, 26 Newhall Street, Walsall, WS1 3DZ. Authorised and Regulated by the Financial Conduct Authority (FCA No. 499053). For Suite 1, 1st Floor, 26 Newhall Street, Walsall, WS1 3DZ. Authorised and Regulated by the Financial Conduct Authority (FCA No. 499053). For details of our intermediary & credit broking status please visit: details of our intermediary & credit broking status please visit:



On the RIGHT ROAD It’s not easy to stay safe and find your way at the same time. Used responsibly, sat nav or a smartphone can really help


VER TRIED READING a map and driving at the same time? It’s not easy. More importantly, it’s not very safe. Driving well demands your full attention, and that’s not possible when you’re reading a road atlas rather than reading the road. Used carefully, satellite navigation systems can make travelling somewhere you don’t know less stressful and – more importantly – safer. Used badly, a sat nav can be just another distraction, so make sure you know how to use sat nav carefully.




You can u se as a sat nav a smartphone , so securely m long as it is o not block unted, does your view , and you don’t touch it while driv ing.

SAT NAVS IN THE DRIVING TEST As you’ll have discovered when you took your practical test, following directions from a sat nav is usually an important part of the independent driving section. Most tests now have the sat nav element, but one in five don’t. If you failed the test, next time remember that the important thing isn’t that you follow the directions perfectly, but that you show you can continue to drive safely. Don’t let sat nav distract you.



Keep a clear view Position your sat nav or phone carefully so it’s not obscuring your view.


Set the destination before your leave If you’re in a rush it’s tempting to set off and enter the destination as you go. This simply isn’t safe.


Check the route It’s easy to head to Farnborough in Kent when you meant to go to Farnborough in Hampshire. So before driving off make sure you are definitely heading where you want to go.




Garmin DriveAssist 51 LMT-S £269.99 Garmin’s top-end sat nav has wi-fi connectivity, voice activation, free map updates and a built-in dash cam.

Listen more than you look Research by Royal Holloway University has found that the safest way to use a sat nav is to rely on verbal instructions rather than staring at the map on the screen.

You’re driving, not the sat nav If a sat nav tells you to drive the wrong way up a one-way street, ignore it.


Keep your device up to date Refresh the device’s mapping regularly to take account of new roads and changed layouts.

TomTom Start 42 £119.99 This smart-looking sat nav has a fourinch colour screen and free map updates for life. TomTom provides the sat navs used in the practical test.





Good quality footage This has to be the top priority when choosing a camera. Grainy footage with blurry number plates is no use to anyone. You want to be able to read plates clearly, and see how many people are in the car to guard against false whiplash claims. Expect cameras to record in 720p resolution which should be clear and detailed. More expensive cameras may offer 1080p resolution. It’s not just the resolution that’s important – a wide angle view will show more of what happens. Auto start-stop You’d kick yourself if you had a crash and had forgotten to click ‘record’, wouldn’t you? That’s why most dash cams automatically start recording when you turn on the ignition. GPS positioning A built-in GPS will confirm where an incident occurred, and will show what speed you were travelling at – so don’t speed!



Your impartial

WITNESS A camera could prove you were driving safely and save you money


OUCH WOOD, YOU’LL get through your first few years on the road without a crash. But as a young driver, there’s a strong chance you will have a mishap at some point, even if it won’t necessarily be your fault. How do you prove the other driver was to blame? A dash cam doesn’t take sides. By recording any incident, you’ll have evidence of your


actions and those of the other driver or drivers involved. It’s a lot harder to argue with a video recording than somebody’s fallible memory of who did what. Being in a crash can be stressful and intimidating, especially the first time. It’s easy to forget to write down details like the number plate of the other car. A dash cam will remember what you forget. And if the other driver sees you have


a camera, they’re more likely to behave calmly as they know they are being filmed. Not only can dash cams help you prove you were driving responsibly, they can make a worthwhile investment even if you never have an accident. That’s because many insurers offer a discount for drivers who use a camera, which can be as high as 30%. This could save far more than the cost of the dash cam, given that you can pick up good quality cameras from around £50.


Switch on to


You can upgrade your old car radio to receive a DAB signal. Here’s how...


NALOGUE RADIO is about to go the way of the record player, VHS and cassette tapes (if you don’t remember those, ask mum and dad). The government hasn’t set a date for when it flicks the big switch and almost all radio goes digital, but it could be within the next few years. The trouble is, some new cars and many used ones don’t have a digital (or DAB) radio. But don’t worry, upgrading is usually easy and affordable. Why should I upgrade before the switchover? You don’t have to, but a DAB radio gives access to more channels. Tuning is less fiddly, sound quality is better, and you get more info about what you’re listening to. With the track and artist displayed on a screen, there’s no temptation to run music through Shazam while you are driving. What’s

more, a DAB unit is more likely than an older radio to have a USB port or Bluetooth connectivity so you can listen to music from your phone. How do I get DAB if my car doesn’t have a DAB radio? If you have a conventional radio head unit (either single of double DIN) rather than one that’s built in and specific to the car, you can just swap it for a more up-to-date DAB radio. Expect to pay upwards of £100 for a single DIN DAB radio, rising to £300 plus for a high-spec double DIN unit. A replacement digital radio is likely to also come with an uprated aerial for receiving the digital signal. You can also buy roof-mounted aerials which generally receive a clearer signal but are more difficult to fit. What if my car doesn’t have a DIN radio?

Standard-sized radio units became less popular in the noughties, as many car makers switched to built-in units that were fully integrated with the dashboard and so couldn’t be stolen. If your car has this type of radio, you can still upgrade. The simplest option is a ‘plugand-play’ adapter. These plug in to the car’s 12v socket, and play DAB through your existing FM radio via the aux-in port. You could pay as little as £30, although higher quality devices with more features like the Nextbase Adapt DAB250 cost around £99 or so. There are downsides to this type of adapter. If your car stereo doesn’t have an aux-in port, they won’t work. Even if it does, reception may not be as good as with a built-in DAB radio with a roof aerial. But so long as your stereo has an aux-in port this is the easiest and cheapest way to install DAB in your car.




a rs s the Star W out is m to g in s ab “I’m go B oyega talk r n h o J .” y il fam final chapte ’s a g a s fi ithe s c 44




TAR WARS: THE RISE of Skywalker’ marks the last film in the new ‘Star Wars’ sequel trilogy and the final episode in the nine-part ‘Skywalker’ saga. ‘The Rise of Skywalker’ sees the surviving Resistance face the First Order once more as Rey, Finn and Poe Dameron’s journey continues. With the power and knowledge of generations behind them, the final battle commences. So what can you tell us about this final ‘Star Wars’ movie? JB: Ah man you’re talking to the person that has struggled over the years with all this secrets and stuff. But it’s important to me that no-one knows anything about this one because the shock value is just so important. How does it feel being a part of the end of the franchise? JB: Yeah, I don’t know man, I just can’t believe it. I was at my house the other day with my sister and I was saying to her, ‘Do you have that fear that we’re going to go to bed this night with all this amazing stuff that’s happened and we really appreciate it and we’re going to wake up and we’re going to be in Camberwell.’ [laughs] And she’s like, ‘Yeah’. It kind of feels so surreal to be a part of something that just goes back generations. 1977, I don’t even think I was a thought in my dad’s head. So to come and be a part of it is just mad to me. It’s crazy. There must be some special high points and low points over the course of the three films you have made? JB: Absolutely yeah. High points are definitely moments of laughter on set where I’m either with Daisy [Ridley] or I’m with Oscar [Isaac] and we’re just talking and we talk about everything. So we have great

conversations and we’re laughing and it’s just a good day, we’re getting through our shots well. Just everything is flowing. A bad day is when all of that isn’t happening. Sometimes I get hungry and I get in a mood, they are like, ‘Ah John’s in a mood, he’s hungry.’ [laughs] Little things like that. And there are days where it’s kind of long, it’s tough, there’s a shot that we really want to get and physically it’s demanding and we have to do it 26 times. Those days are tough. And days where you miss your family. It’s six or seven months of your year, consistent filming, sometimes I just miss my mum and I’m on FaceTime saying, ‘Mum I miss you so much.’ Do you tell your mum any plot secrets? JB: Oh she doesn’t care about that. I don’t think they even understand what’s going on in the films. They just want to see their little boy running around. You obviously can’t say very much about the movie but is it very different from the previous one? ‘The Last Jedi’ had pretty good reviews but… JB: It split the fans a bit. Yeah. And now that director J.J. Abrams is back? JB: Yeah it’s good but I also feel like watch this movie then you will understand why there was such a transition with ‘8’. Then it’s about understanding that sometimes life happens and I think that life just happened to these characters in ‘8’, they were split apart, there was a lot of suffering, the lowest hope levels that I’ve ever seen in any ‘Star Wars’ movie like where you really feel like, ‘Wait, are they going to lose?’ But I think that’s good because ‘9’ now wraps it up in a way that makes sense.

Any type of online bullying – you’re weak, man, you’re weak You were very vocal when Daisy was getting attacked by fans on social media. How do you look at the situation now? JB: The same way. Same thing. Do people have the right to say what they think? JB: You have the right to say what you want but as fans you need to understand and share the love. Any type of online bullying – you’re weak, man, you’re weak. You are a passionate fan of ‘Star Wars’ yourself. Were you tempted to show up on set when people like Billy Dee Williams were doing scenes for episode 9? JB: Was I tempted? Oh I was set. I was on set for big moments. I always make that a point to come on. Especially Billy Dee? JB: Ah what? I was there the whole entire time. I was there when he was in the make-up trailer, putting the Billy Dee hair on. It was like, ‘Get him right, get my boy right.’ It’s cool to see. Of the original characters you met, which made you the most emotional? JB: I wasn’t emotional. My process with meeting people is that I would just would love the opportunity to chill like we’re normal. That in itself makes a memory. There’s a difference between like, ‘I met Will Smith at the premiere for a movie’ and ‘I met Will Smith at my house and he told me he wanted a chicken


Photo: Jeff Bukowski /


drumstick and some rice and we had dinner.’ I prefer that path. Which you did with Harrison Ford? JB: Hell yeah I did! I asked him to dinner straight up and he was just like, ‘Fine’. But he wanted like real good food, like solid spicy seasoned food. I was like, ‘I know where to take you man.’ And by the time we were done, he was on the left-hand side, I was on the right, which had more leg space and he was sleeping it off and was like, ‘Let’s swap places, I need the leg room.’ So both of us climbed over each other and Harrison gets to the other seat and he conks out, like the food was real good. That’s African food. Once you eat it and you sleep good – that’s when you know. He was gone. He was cool.

different time to introduce the world to that. You’re the first that comes in with this like sci-fi epic that is just so profound to people and makes people feel good. There’s a nostalgia with memories, childhood memories, family events, funerals. ‘Star Wars’ is like a part of the DNA of some people’s lives and I guess that even if you’re not into ‘Star Wars’, to see other people so passionate about it, you can just enjoy it a little bit and be happy that they’re happy. It’s just spanned generations. Everybody likes a good versus evil story that just keeps on going. I guess it’s just a part of our nature as human beings in a world where we don’t really have real heroes or resistance like that, you can watch a world in which they do and it’s kind of cool.

What do you think it is about ‘Star Wars’ that sets them apart from any other space sci-fi movies? JB: I definitely think the time helped it, you know, 1977 was a

Do you think there is an intergalctic fashion design? JB: Yeah there is definitely. Boots are involved, the straps by the trousers and the pants – they’re never flexible. I went


Everybody likes a good versus evil story that just keeps on going through like eight. There’d be explosions in the background and I’d be like, ‘J.J.!’ And he’s like, ‘Jesus John Boyega, let’s get John another pair of navy pants.’ The jacket is cool as well? JB: Yeah, yeah, the jacket is cool. How have you changed as a person over the course of making these films? JB: I think I’ve matured. I was definitely way more immature those years ago. But I don’t think that had anything to do with the film, it’s just because I was 22. But yeah, it’s just the same transition and obviously it’s the first time I’ve been 22-27 so, for me, I know it’s not a big deal, but from my perspective, it’s just a lot

INTERVIEW of growth. Habits also, personality traits, change – you just find yourself growing older. Can you give some examples of personality changes? JB: Yeah like certain times, definitely listening to the family more, because one thing this does is it puts you in a position where you sometimes have to lead people and guide people and sometimes you have to be a good example. Proactive support for friends is something that I’ve really learned about. Is it difficult to do that though when you’re in the public eye? Do you still have the same friends, for instance, you had when you started doing these movies? JB: I mean, what do people think happens when you get famous and wealthy? Do you think you just go through your phone and go, ‘Guys, I’m gone.’ [laughs] ‘You’re not my friend no more. I’m with Will Smith now!’ [laughs] Yeah, no I understand what you’re saying.

going to be able to just like chill with Daisy, whose known me since I was auditioning. Now I’m going to have to be like on a super professional set. The actors will be serious [laughs]. So will you and Daisy have a life-long friendship? JB: Yeah definitely. I had a housewarming party the other day, because I just got my house in London. And I looked around and saw the people that were there just dancing and was like, ‘That is so funny to me’ that we just like met on set and now we are life-long friends in real life. It’s a nice feeling to have.



Keep up to date with everything John is up to by following him on Twitter and Instagram: @JohnBoyega Did you cry on set on the last day? JB: Oh yeah. I was finished. It was a struggle for the actors as well as for the characters.●

Photo: Andrea Raffin /

Does it worry you that a lot of actors from the original ‘Star Wars’ Movies found it hard to escape their characters? JB: I understand that fear. I just think now is quite a different time and ‘Star Wars’, although it’s the biggest thing that I’m known for it’s not the only thing I’m known for, and I’m very lucky for that. Will you miss it? JB: Yeah of course, the people, the people I’m going to miss. The process, I feel like that’s always going to be continuous. I don’t really differentiate between movies, I feel it’s the same rehearsals, filming, wrap – that process is still going to be there but the specific people. I’m not






There’s lots more advice on taking care of your car on FirstCar’s website. Go to


CHOOSE BREAKDOWN COVER It makes sense to have cover in case your car breaks down, as even simple faults can be costly to fix. Here’s what to look for...


● Make sure the package covers everything you need. Some include homestart (fixing the car if it breaks down at home), some don’t. ● On the other hand, don’t pay for something you don’t need. There’s no point in having European cover if you never expect to leave the UK. ●  If you drive more than one car, consider a breakdown package which covers you personally rather than a specific car.

OWNING This is when you’ll be glad you took out breakdown cover...



If your car’s battery runs flat, you may need to jump start it. ●Y  ou’ll need a set of jump leads and another working car. You can buy the leads from a car accessory shop. ● Park the working car next to yours, bonnet to bonnet. Make sure both cars are in neutral (or park) with the handbrakes on. ● Attach the red lead to the positive battery terminal of the working car’s battery (look for the letters ‘POS’ or a ‘+’ symbol). ● Clip the opposite end of the red cable to the positive terminal on your car. ● Attach the black lead to the negative terminal of the other car’s battery.

●C  lip the other end to an unpainted metal surface on your car. ● Start the working car, and let it run for a few minutes. ● Start your car. If it doesn’t work, keep the other car’s engine running a while longer then try again. ● Once your car is running, keep both cars connected with the engines idling for another 10 minutes. ● Then turn off the cars and disconnect the leads in the reverse order to the way they were connected. ● If the engine still won’t start, you may need a new battery.

SAVE MONEY ON FUEL ●D  on’t break the speed limit! Not only is speeding unsafe, it burns more fuel which is bad for the environment and your bank balance. Driving at 80mph rather than 70mph on the motorway uses 10% more fuel, according to the Department for Transport. ● Ditch the clutter. Leaving a roof rack, bike carrier or roof box on your car will hit fuel consumption hard.

●D  rive smoothly. Don’t stamp on the throttle or brake, be gentle with the controls and look well ahead to anticipate what other road users are doing. ● Check traffic reports. If you change your route to avoid a traffic jam, you’ll save time and money.






Don’t panic if you put diesel in a petrol or petrol in a diesel...



You could take your car to a car wash, but cleaning it yourself will be cheaper and it doesn’t take long. ●R  inse off the car with a hose to remove any loose dirt. ● Mix some car shampoo in warm water. Don’t use other detergents as they may wash off any wax which is protecting the paintwork. ● Dip a soft sponge or a special washing mitt in the soapy water. Begin washing at the top of the car and work your way down.


●R  inse the sponge or mitt with a hose before you put it back in the soapy water – you don’t want to mix in dirt and grit. ● Once the whole car has been cleaned, rinse it with the hose. ● Dry the car with a clean cloth or chamois leather to prevent any streaky drying marks. ● For a professional finish, apply a thin layer of wax

● Don’t  start the engine! ● Tell the petrol station what has happened, and find someone who can help you push the car to a safe place. ● If you have breakdown cover, call them to arrange for the tank to be drained, flushed and refuelled. ● If you don’t have breakdown cover, find a local garage who can recover your car and drain and flush the tank. Check with your insurance company if you can claim back the cost.


Take out pers onal breakdown can call for as cover and you si car you’re in stance whatever . Stick with or di breakdown cover and on nary ly your car is covere d in the even t failure. So if you’ve got a of a friend with an unre liable car an d you don’t want to be stranded , choose pers onal cover...

and buff to a shine with a clean cloth or a microfibre towel.





OTCH UP SIX POINTS within two years of passing your test and you’ll be banned from driving. This 24-month span is called the probationary period,

and it applies to anyone gaining a new driving licence. Get points on your licence and your insurance will go up, so don’t do any of these things or you’ll pay the price…

THE PENALTIES RUN A RED LIGHT: Three points, £1000 fine. SPEEDING: At least three points plus a £100 fine. Contest it when you’re in the wrong and the maximum fine is £1000 (or £2500 for speeding on the motorway). DRINK OR DRUG DRIVING: This offence leads to an obligatory ban, jail for up to six months and an unlimited fine. A second offence within ten years means a driving ban of at least three years. FAIL TO STOP AT A ZEBRA CROSSING: Most pedestrian crossing offences are dealt with by a Fixed Penalty Notice, with three points and a £100 fine, but the penalty could be £1000.

DEFECTIVE TYRES: If they’re flat, bald or damaged, you can get a £2500 fine and three points – for each faulty tyre. NOT IN PROPER CONTROL: Includes eating, smoking, drinking or being otherwise distracted: three points, a £1000 fine, and possibly a ban. USING A MOBILE HAND-HELD: Six points plus a £200 fine, which means a ban for new drivers. Go to court and the fine could reach £1000. FAILING TO STOP AFTER ACCIDENT: Cause personal injury, and

You really don’t want to see this in your rear-view mirror...

you must give your details, then report the incident to the police. Otherwise you face 5-10 points and an unlimited fine. You could be banned and spend six months in prison. DANGEROUS DRIVING: If convicted of dangerous driving by a Crown Court, you could face an unlimited fine and/or two years in jail. NO INSURANCE: At the very least, a £300 fine and six points. NO DRIVING LICENCE: 3-6 points and a fine of up to £1000. If driving while disqualified you can be jailed for six months (12 in Scotland), fined £5000 and banned indefinitely.





You’re on track for a big discount.

Plus up to 21% MONEY BACK over the year for good driving Black box insurance for new drivers Based on all ingenie customers Jul 17 to Jun 18. Premium increases could apply for poor driving.

Profile for James Evans

First Car Practical Q2 2020