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Why send your next Purchase Transaction to First Cal? Service Level Commitment • Initial Underwrite - 24 hours

• Funding Review - 24 hours

• Condition Review - 24 hours

• Funding Conditions - 48 hours

(Received in Underwriting by noon, completed by end of next business day) (Received in Underwriting by noon, completed by end of next business day)

(Package received by noon, completed by end of next business day) (Conditions received by noon, reviewed following day, funded by end of second business day)

• Document Draw - Same Day (Documents ordered by noon are out that day)

.125

ADDED BENEFITS

PRICING – Purchase transactions receive (.125) off fee (Jumbo, FHA and all Agency products) EXTRA BONUS – Appraisal review (if needed) paid by First Cal

We can show you how to close your loan in 25 days! • We’ll show you how by following our “25 Day Purchase Roadmapâ€? www.firstcal.net/25daystoclose.pdf

• We provide you with a job aids to expedite the processing of your loan

• FHA and Agency products only

• The GFE/RESPA Roadmap

• Loans must be submitted on First Cal’s “newâ€? B2B website on DealWorks 2.0

• The “Complete File Submission Checklistâ€? – visit the link below www.firstcal.net/loansubmission.pdf

Your Purchase Lender!

Contact me today! First Cal Wholesale 877.885.3262 wholesale@firstcal.net www.firstcalwholesale.net TOGETHER WE PROSPER, FIRST CAL DEALWORKS & Design, and FIRST CALIFORNIA MORTGAGE COMPANY are trademarks of First California Mortgage Company. First California Mortgage Company is an Equal Housing Lender and is licensed by the AZ Dept of Finance license # BK-0911115 and AZ license # BKBR-0115566, by the California Department of Corporations under the Residential Mortgage Lending Act, License #415.0042, Colorado exemption as a 1st lien lender per Colorado Credit Code, License #MB 1489, by the Hawaii Department of Commerce , License No. MBL.6849 – NMLS.24055, by the Idaho Department of Finance under the Mortgage Broker/Lender License Act, License #MBL.6849, by the New Mexico Regulation and Licensing Dept. Financial Institutions Division Certificate No. 03833, License #6849, by the Washington Department of Financial Institutions under the Consumer Loan Act, License #520.CL.50649, by the Oregon Division of Finance and Securities, Mortgage Lender License #ML.4894. Trade/Service Marks are the property of First California Mortgage Company. Prices and guidelines are subject to change. Restrictions apply.

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First Cal Purchase Flyer for Homepath Mortgage & Adjustable Rate Mortgages